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TWFG, Inc.

EDGAR

TWFG Quarterly report (10-Q) · filed 2026-11-05

Annual consolidated revenue for 2025: about USD 248.5M, using the latest reported figures. The previous period, 2024, was about USD 203.8M.

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Watchlist

Holdings and insider activity

Transactions reported by directors, officers and 10% owners on SEC Forms 3, 4 and 5, over the last 12 months.

Insider filings have not been processed for this company yet.

See all insider transactions

Institutional holders (Form 13F) and 5% holders (Schedule 13D and 13G) are not yet shown here.

Latest quarter

Revenue

79.9 million USD

2026 Q3 · USD

Exact inputs and evidence

Revenue: 79916000 USD Source

Operating margin

11.3%

2026 Q3 · %

Exact inputs and evidence

Operating Income: 9029000 USD Source
Revenue: 79916000 USD Source

Operating cash flow

10.6 million USD

2026 Q3 · USD

Exact inputs and evidence

Operating Cash Flow: 43114000 USD Source
Operating Cash Flow: 32537000 USD Source

Free cash flow

10.4 million USD

2026 Q3 · USD

Exact inputs and evidence

Operating Cash Flow: 43114000 USD Source
Operating Cash Flow: 32537000 USD Source
Capital Expenditure: 961000 USD Source
Capital Expenditure: 797000 USD Source

Cash and cash equivalents: 77.8 million USD 2026-09-30 Source
Exact value

77841000 USD
Long-term debt including current maturities: 2.53 million USD 2026-09-30 Derived
Exact inputs and evidence

2534000 USD

Calculated as noncurrent long-term debt plus its current portion.

Current portion of long-term debt: 2019000 USD Source
Long-term debt: 515000 USD Source
Shares outstanding: Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

311 million USD

2025-10-01 – 2026-09-30

Exact inputs and evidence

Revenue: 248512000 USD · 2025-01-01 – 2025-12-31 Source
Revenue: 178254000 USD · 2025-01-01 – 2025-09-30 Source
Revenue: 72841000 USD · 2026-01-01 – 2026-03-31 Source
Revenue: 87511000 USD · 2026-04-01 – 2026-06-30 Source
Revenue: 79916000 USD · 2026-07-01 – 2026-09-30 Source

Operating cash flow

56.4 million USD

2025-10-01 – 2026-09-30

Exact inputs and evidence

Operating cash flow: 53501000 USD · 2025-01-01 – 2025-12-31 Source
Operating cash flow: 40213000 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: 22719000 USD · 2026-01-01 – 2026-03-31 Source
Operating cash flow: 32537000 USD · 2026-01-01 – 2026-06-30 Source
Operating cash flow: 22719000 USD · 2026-01-01 – 2026-03-31 Source
Operating cash flow: 43114000 USD · 2026-01-01 – 2026-09-30 Source
Operating cash flow: 32537000 USD · 2026-01-01 – 2026-06-30 Source

Capital expenditure

1.19 million USD

2025-10-01 – 2026-09-30

Exact inputs and evidence

Capital expenditure: 356000 USD · 2025-01-01 – 2025-12-31 Source
Capital expenditure: 128000 USD · 2025-01-01 – 2025-09-30 Source
Capital expenditure: 292000 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 797000 USD · 2026-01-01 – 2026-06-30 Source
Capital expenditure: 292000 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 961000 USD · 2026-01-01 – 2026-09-30 Source
Capital expenditure: 797000 USD · 2026-01-01 – 2026-06-30 Source

Free cash flow

55.2 million USD

2025-10-01 – 2026-09-30

Exact inputs and evidence

Operating cash flow: 53501000 USD · 2025-01-01 – 2025-12-31 Source
Operating cash flow: 40213000 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: 22719000 USD · 2026-01-01 – 2026-03-31 Source
Operating cash flow: 32537000 USD · 2026-01-01 – 2026-06-30 Source
Operating cash flow: 22719000 USD · 2026-01-01 – 2026-03-31 Source
Operating cash flow: 43114000 USD · 2026-01-01 – 2026-09-30 Source
Operating cash flow: 32537000 USD · 2026-01-01 – 2026-06-30 Source
Capital expenditure: 356000 USD · 2025-01-01 – 2025-12-31 Source
Capital expenditure: 128000 USD · 2025-01-01 – 2025-09-30 Source
Capital expenditure: 292000 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 797000 USD · 2026-01-01 – 2026-06-30 Source
Capital expenditure: 292000 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 961000 USD · 2026-01-01 – 2026-09-30 Source
Capital expenditure: 797000 USD · 2026-01-01 – 2026-06-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-11-05.

Financial data available through: 2025-12-31.

Coverage by financial measure

Revenue: 4 of 11 periods available· newest 2025-12-31
Operating income: 4 of 11 periods available· newest 2025-12-31
Net income: 3 of 11 periods available· newest 2024-12-31
Operating cash flow: 4 of 11 periods available· newest 2025-12-31
Capital expenditure: 4 of 11 periods available· newest 2025-12-31
Total assets: 3 of 11 periods available· newest 2025-12-31
Total liabilities: 3 of 11 periods available· newest 2025-12-31
Current assets: 3 of 11 periods available· newest 2025-12-31
Current liabilities: 3 of 11 periods available· newest 2025-12-31
Cash and cash equivalents: 4 of 11 periods available· newest 2025-12-31
Long-term debt including current maturities: 1 of 11 periods available· newest 2024-12-31
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
+22%

Prior period

USD 203.76 million

2024-01-01 – 2024-12-31
Current period

USD 248.51 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

248512000 − 203760000 = 44752000 USD

203760000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
248512000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · TWFG, Inc. · 2025-12-31 TWFG, Inc. (edgar:2007596) Year-over-year change in Revenue: 44752000 USD Concept: fundies:Revenue Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 248512000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#2071481 Filing: 000162828026016162 Input fundies:Revenue: 203760000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#2072384 Filing: 000162828026016162
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+32.2%

Prior period

USD 40.48 million

2024-01-01 – 2024-12-31
Current period

USD 53.5 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

53501000 − 40479000 = 13022000 USD

40479000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
53501000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · TWFG, Inc. · 2025-12-31 TWFG, Inc. (edgar:2007596) Year-over-year change in Operating cash flow: 13022000 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 53501000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1812496 Filing: 000162828026016162 Input fundies:OperatingCashFlow: 40479000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1813152 Filing: 000162828026016162
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
-88.9%

Prior period

USD 3.2 million

2024-01-01 – 2024-12-31
Current period

USD 356,000

2025-01-01 – 2025-12-31

Exact inputs and evidence

356000 − 3201000 = -2845000 USD

3201000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
356000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · TWFG, Inc. · 2025-12-31 TWFG, Inc. (edgar:2007596) Year-over-year change in Capital expenditure: -2845000 USD Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 356000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1821650 Filing: 000162828026016162 Input fundies:CapitalExpenditure: 3201000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1822218 Filing: 000162828026016162
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Net income.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

Revenue USD 248.51 million 100% of revenue
Operating costs Derived USD 211.53 million 85% of revenue
Operating income USD 36.99 million 15% of revenue
Tax, interest and other Derived Unavailable An input is unavailable.
Net income Unavailable An input is unavailable.

Cash

Operating cash flow USD 53.5 million 22% of revenue
Capital expenditure USD 356,000 0.1% of revenue
Free cash flow Derived USD 53.15 million 21% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2022 15%85%
2023 15%85%
2024 12%86%
2025 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2022 2022-01-01 – 2022-12-31	153875000	130158000 Derived	23717000	23717000 Derived	0	25640000 Derived	Source 2022-01-01 – 2022-12-31: 153875000 USD Inspect Revenue Open source 2022-01-01 – 2022-12-31: 23717000 USD Inspect Operating Income Open source 2022-01-01 – 2022-12-31: 0 USD Inspect Net Income Open source 2022-01-01 – 2022-12-31: 25755000 USD Inspect Operating Cash Flow Open source 2022-01-01 – 2022-12-31: 115000 USD Inspect Capital Expenditure Open source
2023 2023-01-01 – 2023-12-31	172043000	146652000 Derived	25391000	25391000 Derived	0	29894000 Derived	Source 2023-01-01 – 2023-12-31: 172043000 USD Inspect Revenue Open source 2023-01-01 – 2023-12-31: 25391000 USD Inspect Operating Income Open source 2023-01-01 – 2023-12-31: 0 USD Inspect Net Income Open source 2023-01-01 – 2023-12-31: 30154000 USD Inspect Operating Cash Flow Open source 2023-01-01 – 2023-12-31: 260000 USD Inspect Capital Expenditure Open source
2024 2024-01-01 – 2024-12-31	203760000	175835000 Derived	27925000	25180000 Derived	2745000	37278000 Derived	Source 2024-01-01 – 2024-12-31: 203760000 USD Inspect Revenue Open source 2024-01-01 – 2024-12-31: 27925000 USD Inspect Operating Income Open source 2024-01-01 – 2024-12-31: 2745000 USD Inspect Net Income Open source 2024-01-01 – 2024-12-31: 40479000 USD Inspect Operating Cash Flow Open source 2024-01-01 – 2024-12-31: 3201000 USD Inspect Capital Expenditure Open source
2025 2025-01-01 – 2025-12-31	248512000	211527000 Derived	36985000	Unavailable	Unavailable	53145000 Derived	Source 2025-01-01 – 2025-12-31: 248512000 USD Inspect Revenue Open source 2025-01-01 – 2025-12-31: 36985000 USD Inspect Operating Income Open source 2025-01-01 – 2025-12-31: 53501000 USD Inspect Operating Cash Flow Open source 2025-01-01 – 2025-12-31: 356000 USD Inspect Capital Expenditure Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 248.5M 2025

Values and sources

Revenue values and source evidence
Period	Series	Value(USD)	Source evidence
20222022-12-31	Revenue	153875000	Revenue: 153875000 Open source
20232023-12-31	Revenue	172043000	Revenue: 172043000 Open source
20242024-12-31	Revenue	203760000	Revenue: 203760000 Open source
20252025-12-31	Revenue	248512000	Revenue: 248512000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

22% 2025

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20222022-12-31	Year over year	No prior comparable period	Revenue: 153875000 Open source
20232023-12-31	Year over year	11.8%	Revenue: 172043000 Open source Revenue: 153875000 Open source
20242024-12-31	Year over year	18.4%	Revenue: 203760000 Open source Revenue: 172043000 Open source
20252025-12-31	Year over year	22%	Revenue: 248512000 Open source Revenue: 203760000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin 14.9% 2025

Net margin 1.3% 2024

Free cash flow margin 21.4% 2025

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
20222022-12-31	Operating margin	15.4%	Operating Income: 23717000 Open source Revenue: 153875000 Open source
20232023-12-31	Operating margin	14.8%	Operating Income: 25391000 Open source Revenue: 172043000 Open source
20242024-12-31	Operating margin	13.7%	Operating Income: 27925000 Open source Revenue: 203760000 Open source
20252025-12-31	Operating margin	14.9%	Operating Income: 36985000 Open source Revenue: 248512000 Open source
20222022-12-31	Net margin	0%	Net Income: 0 Open source Revenue: 153875000 Open source
20232023-12-31	Net margin	0%	Net Income: 0 Open source Revenue: 172043000 Open source
20242024-12-31	Net margin	1.3%	Net Income: 2745000 Open source Revenue: 203760000 Open source
2025-12-31	Net margin	Not reported	Revenue: 248512000 Open source
20222022-12-31	Free cash flow margin	16.7%	Revenue: 153875000 Open source Operating Cash Flow: 25755000 Open source Capital Expenditure: 115000 Open source
20232023-12-31	Free cash flow margin	17.4%	Revenue: 172043000 Open source Operating Cash Flow: 30154000 Open source Capital Expenditure: 260000 Open source
20242024-12-31	Free cash flow margin	18.3%	Revenue: 203760000 Open source Operating Cash Flow: 40479000 Open source Capital Expenditure: 3201000 Open source
20252025-12-31	Free cash flow margin	21.4%	Revenue: 248512000 Open source Operating Cash Flow: 53501000 Open source Capital Expenditure: 356000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD 53.5M 2025

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20222022-12-31	Operating cash flow	25755000	Operating Cash Flow: 25755000 Open source
20232023-12-31	Operating cash flow	30154000	Operating Cash Flow: 30154000 Open source
20242024-12-31	Operating cash flow	40479000	Operating Cash Flow: 40479000 Open source
20252025-12-31	Operating cash flow	53501000	Operating Cash Flow: 53501000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 53.1M 2025

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20222022-12-31	Free cash flow	25640000	Operating Cash Flow: 25755000 Open source Capital Expenditure: 115000 Open source
20232023-12-31	Free cash flow	29894000	Operating Cash Flow: 30154000 Open source Capital Expenditure: 260000 Open source
20242024-12-31	Free cash flow	37278000	Operating Cash Flow: 40479000 Open source Capital Expenditure: 3201000 Open source
20252025-12-31	Free cash flow	53145000	Operating Cash Flow: 53501000 Open source Capital Expenditure: 356000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

15% 2025

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
2022-12-31	Liabilities / assets	Not reported	No source recorded
20232023-12-31	Liabilities / assets	73.1%	Total Liabilities: 84386000 Open source Total Assets: 115437000 Open source
20242024-12-31	Liabilities / assets	14.9%	Total Liabilities: 48142000 Open source Total Assets: 323428000 Open source
20252025-12-31	Liabilities / assets	15%	Total Liabilities: 55685000 Open source Total Assets: 372335000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

5.12× 2025

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
2022-12-31	Current assets / current liabilities	Not reported	No source recorded
20232023-12-31	Current assets / current liabilities	2.15×	Current Assets: 75108000 Open source Current Liabilities: 34912000 Open source
20242024-12-31	Current assets / current liabilities	6.1×	Current Assets: 241848000 Open source Current Liabilities: 39617000 Open source
20252025-12-31	Current assets / current liabilities	5.12×	Current Assets: 225518000 Open source Current Liabilities: 44084000 Open source

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2022 2022-01-01 – 2022-12-31	USD 0 Exact value Exact value: 0 USD 2022-01-01 – 2022-12-31: 0 USD Inspect Net Income Open source Share or cite Citation for Net Income · TWFG, Inc. · 2022-12-31 TWFG, Inc. (edgar:2007596) Net Income: 0 USD Concept: fundies:NetIncome Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596/explain?concept=fundies%3ANetIncome&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:NetIncome: 0 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828025015138/twfg-20241231.htm#1361380 Filing: 000162828025015138 The citation records this snapshot. The page link may show a newer release later.	USD 25.76 million Exact value Exact value: 25755000 USD 2022-01-01 – 2022-12-31: 25755000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · TWFG, Inc. · 2022-12-31 TWFG, Inc. (edgar:2007596) Operating Cash Flow: 25755000 USD Concept: fundies:OperatingCashFlow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596/explain?concept=fundies%3AOperatingCashFlow&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 25755000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828025015138/twfg-20241231.htm#1911841 Filing: 000162828025015138 The citation records this snapshot. The page link may show a newer release later.	USD 115,000 Exact value Exact value: 115000 USD 2022-01-01 – 2022-12-31: 115000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · TWFG, Inc. · 2022-12-31 TWFG, Inc. (edgar:2007596) Capital Expenditure: 115000 USD Concept: fundies:CapitalExpenditure Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596/explain?concept=fundies%3ACapitalExpenditure&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 115000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828025015138/twfg-20241231.htm#1920642 Filing: 000162828025015138 The citation records this snapshot. The page link may show a newer release later.	USD 25.64 million Calculation and evidence 25755000 − 115000 USD Exact free cash flow: 25640000 USD 2022-01-01 – 2022-12-31: 25755000 USD · Inspect Operating Cash Flow · Source 2022-01-01 – 2022-12-31: 115000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · TWFG, Inc. · 2022-12-31 TWFG, Inc. (edgar:2007596) Free cash flow: 25640000 USD Concept: free-cash-flow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 25755000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828025015138/twfg-20241231.htm#1911841 Filing: 000162828025015138 Input fundies:CapitalExpenditure: 115000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828025015138/twfg-20241231.htm#1920642 Filing: 000162828025015138 The citation records this snapshot. The page link may show a newer release later.
2023 2023-01-01 – 2023-12-31	USD 0 Exact value Exact value: 0 USD 2023-01-01 – 2023-12-31: 0 USD Inspect Net Income Open source Share or cite Citation for Net Income · TWFG, Inc. · 2023-12-31 TWFG, Inc. (edgar:2007596) Net Income: 0 USD Concept: fundies:NetIncome Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596/explain?concept=fundies%3ANetIncome&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:NetIncome: 0 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1213656 Filing: 000162828026016162 The citation records this snapshot. The page link may show a newer release later.	USD 30.15 million Exact value Exact value: 30154000 USD 2023-01-01 – 2023-12-31: 30154000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · TWFG, Inc. · 2023-12-31 TWFG, Inc. (edgar:2007596) Operating Cash Flow: 30154000 USD Concept: fundies:OperatingCashFlow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596/explain?concept=fundies%3AOperatingCashFlow&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 30154000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1813809 Filing: 000162828026016162 The citation records this snapshot. The page link may show a newer release later.	USD 260,000 Exact value Exact value: 260000 USD 2023-01-01 – 2023-12-31: 260000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · TWFG, Inc. · 2023-12-31 TWFG, Inc. (edgar:2007596) Capital Expenditure: 260000 USD Concept: fundies:CapitalExpenditure Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596/explain?concept=fundies%3ACapitalExpenditure&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 260000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1822818 Filing: 000162828026016162 The citation records this snapshot. The page link may show a newer release later.	USD 29.89 million Calculation and evidence 30154000 − 260000 USD Exact free cash flow: 29894000 USD 2023-01-01 – 2023-12-31: 30154000 USD · Inspect Operating Cash Flow · Source 2023-01-01 – 2023-12-31: 260000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · TWFG, Inc. · 2023-12-31 TWFG, Inc. (edgar:2007596) Free cash flow: 29894000 USD Concept: free-cash-flow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 30154000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1813809 Filing: 000162828026016162 Input fundies:CapitalExpenditure: 260000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1822818 Filing: 000162828026016162 The citation records this snapshot. The page link may show a newer release later.
2024 2024-01-01 – 2024-12-31	USD 2.75 million Exact value Exact value: 2745000 USD 2024-01-01 – 2024-12-31: 2745000 USD Inspect Net Income Open source Share or cite Citation for Net Income · TWFG, Inc. · 2024-12-31 TWFG, Inc. (edgar:2007596) Net Income: 2745000 USD Concept: fundies:NetIncome Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596/explain?concept=fundies%3ANetIncome&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:NetIncome: 2745000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1212792 Filing: 000162828026016162 The citation records this snapshot. The page link may show a newer release later.	USD 40.48 million Exact value Exact value: 40479000 USD 2024-01-01 – 2024-12-31: 40479000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · TWFG, Inc. · 2024-12-31 TWFG, Inc. (edgar:2007596) Operating Cash Flow: 40479000 USD Concept: fundies:OperatingCashFlow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596/explain?concept=fundies%3AOperatingCashFlow&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 40479000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1813152 Filing: 000162828026016162 The citation records this snapshot. The page link may show a newer release later.	USD 3.2 million Exact value Exact value: 3201000 USD 2024-01-01 – 2024-12-31: 3201000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · TWFG, Inc. · 2024-12-31 TWFG, Inc. (edgar:2007596) Capital Expenditure: 3201000 USD Concept: fundies:CapitalExpenditure Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596/explain?concept=fundies%3ACapitalExpenditure&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 3201000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1822218 Filing: 000162828026016162 The citation records this snapshot. The page link may show a newer release later.	USD 37.28 million Calculation and evidence 40479000 − 3201000 USD Exact free cash flow: 37278000 USD 2024-01-01 – 2024-12-31: 40479000 USD · Inspect Operating Cash Flow · Source 2024-01-01 – 2024-12-31: 3201000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · TWFG, Inc. · 2024-12-31 TWFG, Inc. (edgar:2007596) Free cash flow: 37278000 USD Concept: free-cash-flow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 40479000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1813152 Filing: 000162828026016162 Input fundies:CapitalExpenditure: 3201000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1822218 Filing: 000162828026016162 The citation records this snapshot. The page link may show a newer release later.
2025 2025-01-01 – 2025-12-31	Unavailable Not reported for this period.	USD 53.5 million Exact value Exact value: 53501000 USD 2025-01-01 – 2025-12-31: 53501000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · TWFG, Inc. · 2025-12-31 TWFG, Inc. (edgar:2007596) Operating Cash Flow: 53501000 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596/explain?concept=fundies%3AOperatingCashFlow&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 53501000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1812496 Filing: 000162828026016162 The citation records this snapshot. The page link may show a newer release later.	USD 356,000 Exact value Exact value: 356000 USD 2025-01-01 – 2025-12-31: 356000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · TWFG, Inc. · 2025-12-31 TWFG, Inc. (edgar:2007596) Capital Expenditure: 356000 USD Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596/explain?concept=fundies%3ACapitalExpenditure&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 356000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1821650 Filing: 000162828026016162 The citation records this snapshot. The page link may show a newer release later.	USD 53.15 million Calculation and evidence 53501000 − 356000 USD Exact free cash flow: 53145000 USD 2025-01-01 – 2025-12-31: 53501000 USD · Inspect Operating Cash Flow · Source 2025-01-01 – 2025-12-31: 356000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · TWFG, Inc. · 2025-12-31 TWFG, Inc. (edgar:2007596) Free cash flow: 53145000 USD Concept: free-cash-flow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-12T05:38:29Z Snapshot: bcadd48c0349b7d01746fe5b3d2f548d34b5e80286bd0d1b2585fa4dff1a7409 Dimensions: Consolidated View: https://fundies.io/companies/edgar/2007596?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 53501000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1812496 Filing: 000162828026016162 Input fundies:CapitalExpenditure: 356000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/2007596/000162828026016162/twfg-20251231.htm#1821650 Filing: 000162828026016162 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

14 filings · 948 latest values · 948 originally reported values

Dataset published 2026-11-12. Source filing dates and reporting periods are shown separately.

Identifiers: 0002007596, 2007596, TWFG, edgar:2007596

Also known as TWFG, Inc.

TWFG, Inc.

Holdings and insider activity

Latest quarter

Revenue

Operating margin

Operating cash flow

Free cash flow

Trailing twelve months

Revenue

Operating cash flow

Capital expenditure

Free cash flow

Company performance

What changed year over year

Revenue

Operating cash flow

Capital expenditure

Where revenue goes

2025 2025-01-01 – 2025-12-31

Cash

Share of revenue by period

Growth

Profit and cash

Balance sheet

Cash generation