Revenue
1.45 billion NOK
2025 · NOK
Exact inputs and evidence
- Revenue: 1445000000 NOK Source
Fundies. English
SpareBank 1 Ringerike Hadeland
ESEFAnnual consolidated revenue for 2025: about NOK 1.445B, using the latest reported figures. The previous period, 2024, was about NOK 1.389B.
Latest fiscal year
Free cash flow margin
70.93%
2025 · %
Operating cash flow
1.06 billion NOK
2025 · NOK
Exact inputs and evidence
- Operating Cash Flow: 1056000000 NOK Source
Free cash flow
1.03 billion NOK
2025 · NOK
- Cash and cash equivalents
- 102 million NOK Source
Exact value
102000000 NOK
- Long-term debt including current maturities
- Not available
- Shares outstanding
- Not available
Includes later revisions to earlier periods. Annual charts exclude incomplete years.
Latest filing recorded: 2026-10-21.
Financial data available through: 2025-12-31.
Coverage by financial measure
- Revenue: 6 of 11 periods available· newest 2025-12-31
- operating income: No compatible figures in this window
- net income: No compatible figures in this window
- Operating cash flow: 6 of 11 periods available· newest 2025-12-31
- Capital expenditure: 3 of 11 periods available· newest 2025-12-31
- Total assets: 6 of 11 periods available· newest 2025-12-31
- Total liabilities: 6 of 11 periods available· newest 2025-12-31
- current assets: No compatible figures in this window
- current liabilities: No compatible figures in this window
- Cash and cash equivalents: 6 of 11 periods available· newest 2025-12-31
- long term debt: No compatible figures in this window
- shares outstanding: No compatible figures in this window
Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.
What changed year over year
Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.
Revenue
+4%Prior period
NOK 1.39 billion
–
Current period
NOK 1.45 billion
–
Exact inputs and evidence
1445000000 − 1389000000 = 56000000 NOK
1389000000 NOK · 2024-01-01 – 2024-12-31
Inspect prior input Prior source1445000000 NOK · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
-28.7%Prior period
NOK 1.48 billion
–
Current period
NOK 1.06 billion
–
Exact inputs and evidence
1056000000 − 1481000000 = -425000000 NOK
1481000000 NOK · 2024-01-01 – 2024-12-31
Inspect prior input Prior source1056000000 NOK · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
+NOK 37 millionPrior period
−NOK 6 million
–
Current period
NOK 31 million
–
Exact inputs and evidence
31000000 − -6000000 = 37000000 NOK
-6000000 NOK · 2024-01-01 – 2024-12-31
Inspect prior input Prior source31000000 NOK · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Comparable inputs unavailable for: Net income.
Where revenue goes
How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.
2025 2025-01-01 – 2025-12-31
- Revenue NOK 1.45 billion 100% of revenue
- Operating costs Derived Unavailable An input is unavailable.
- Operating income Unavailable An input is unavailable.
- Tax, interest and other Derived Unavailable An input is unavailable.
- Net income Unavailable An input is unavailable.
Cash
- Operating cash flow NOK 1.06 billion 73% of revenue
- Capital expenditure NOK 31 million 2.1% of revenue
- Free cash flow Derived NOK 1.03 billion 71% of revenue
Share of revenue by period
- Net income
- Tax, interest and other
- Operating costs
- 2020 Not shown: operating income or net income is not reported.
- 2021 Not shown: operating income or net income is not reported.
- 2022 Not shown: operating income or net income is not reported.
- 2023 Not shown: operating income or net income is not reported.
- 2024 Not shown: operating income or net income is not reported.
- 2025 Not shown: operating income or net income is not reported.
Values and sources
| Period | Revenue | Operating costs | Operating income | Tax, interest and other | Net income | Free cash flow | Source |
|---|---|---|---|---|---|---|---|
| 2020 2020-01-01 – 2020-12-31 | 832000000 | Unavailable | Unavailable | Unavailable | Unavailable | 66000000 Derived Capital expenditure here includes intangible assets. | Source
|
| 2021 2021-01-01 – 2021-12-31 | 921000000 | Unavailable | Unavailable | Unavailable | Unavailable | 542000000 Derived Capital expenditure here includes intangible assets. | Source
|
| 2022 2022-01-01 – 2022-12-31 | 949000000 | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Source
|
| 2023 2023-01-01 – 2023-12-31 | 1081000000 | Unavailable | Unavailable | Unavailable | Unavailable | 310000000 Derived | Source
|
| 2024 2024-01-01 – 2024-12-31 | 1389000000 | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Source
|
| 2025 2025-01-01 – 2025-12-31 | 1445000000 | Unavailable | Unavailable | Unavailable | Unavailable | 1025000000 Derived | Source
|
Amounts are exact, in NOK.
Growth
Sales over time and how quickly they are changing.
Revenue
Revenue reported for each complete financial period.
NOK 1.4B 2025
Values and sources
| Period | Series | Value(NOK) | Source evidence |
|---|---|---|---|
| 2020 | Revenue | 832000000 |
|
| 2021 | Revenue | 921000000 |
|
| 2022 | Revenue | 949000000 |
|
| 2023 | Revenue | 1081000000 |
|
| 2024 | Revenue | 1389000000 |
|
| 2025 | Revenue | 1445000000 |
|
Revenue growth
Change in revenue from the same financial period one year earlier.
4% 2025
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2020 | Year over year | No prior comparable period |
|
| 2021 | Year over year | 10.7% |
|
| 2022 | Year over year | 3% |
|
| 2023 | Year over year | 13.9% |
|
| 2024 | Year over year | 28.5% |
|
| 2025 | Year over year | 4% |
|
Profit and cash
How much revenue becomes profit, and how much cash operations generate.
Profit margins
Operating income, net income and free cash flow as a share of revenue.
Free cash flow margin 70.9% 2025
- Operating margin
- Net margin
- Free cash flow margin
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2020-12-31 | Operating margin | Not reported |
|
| 2021-12-31 | Operating margin | Not reported |
|
| 2022-12-31 | Operating margin | Not reported |
|
| 2023-12-31 | Operating margin | Not reported |
|
| 2024-12-31 | Operating margin | Not reported |
|
| 2025-12-31 | Operating margin | Not reported |
|
| 2020-12-31 | Net margin | Not reported |
|
| 2021-12-31 | Net margin | Not reported |
|
| 2022-12-31 | Net margin | Not reported |
|
| 2023-12-31 | Net margin | Not reported |
|
| 2024-12-31 | Net margin | Not reported |
|
| 2025-12-31 | Net margin | Not reported |
|
| 2020 | Free cash flow margin | 7.9% |
|
| 2021 | Free cash flow margin | 58.8% |
|
| 2022 | Free cash flow margin | Not reported |
|
| 2023 | Free cash flow margin | 28.7% |
|
| 2024 | Free cash flow margin | Not reported |
|
| 2025 | Free cash flow margin | 70.9% |
|
Operating cash flow
Cash generated by the company’s normal business operations.
NOK 1.1B 2025
Values and sources
| Period | Series | Value(NOK) | Source evidence |
|---|---|---|---|
| 2020 | Operating cash flow | 127000000 |
|
| 2021 | Operating cash flow | 547000000 |
|
| 2022 | Operating cash flow | 157000000 |
|
| 2023 | Operating cash flow | 310000000 |
|
| 2024 | Operating cash flow | 1481000000 |
|
| 2025 | Operating cash flow | 1056000000 |
|
Free cash flow
Operating cash flow minus capital expenditure for the same period and unit.
NOK 1B 2025
Values and sources
| Period | Series | Value(NOK) | Source evidence |
|---|---|---|---|
| 2020 | Free cash flow | 66000000 |
|
| 2021 | Free cash flow | 542000000 |
|
| 2022 | Free cash flow | Unavailable |
|
| 2023 | Free cash flow | 310000000 |
|
| 2024 | Free cash flow | Unavailable |
|
| 2025 | Free cash flow | 1025000000 |
|
Balance sheet
Liabilities and short-term ability to meet obligations at each period end.
Liabilities to assets
Total liabilities as a share of total assets.
83.1% 2025
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2020 | Liabilities / assets | 85.6% |
|
| 2021 | Liabilities / assets | 85.1% |
|
| 2022 | Liabilities / assets | 85.4% |
|
| 2023 | Liabilities / assets | 84.3% |
|
| 2024 | Liabilities / assets | 83.3% |
|
| 2025 | Liabilities / assets | 83.1% |
|
Current assets to current liabilities
Current assets divided by current liabilities.
Not enough comparable data to show this history.
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2020-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2021-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2022-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2023-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2024-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2025-12-31 | Current assets / current liabilities | Not reported | No source recorded |
Cash generation
Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.
| Period | Net income | Operating cash flow | Capital expenditure | Free cash flow |
|---|---|---|---|---|
| 2020 2020-01-01 – 2020-12-31 | Unavailable Not reported for this period. | NOK 127 million Exact valueExact value: 127000000 NOK Share or citeThe citation records this snapshot. The page link may show a newer release later. | NOK 61 million Capital expenditure here includes intangible assets. Exact valueExact value: 61000000 NOK Share or citeThe citation records this snapshot. The page link may show a newer release later. | NOK 66 million Capital expenditure here includes intangible assets. Calculation and evidence127000000 − 61000000 NOK Exact free cash flow: 66000000 NOK
Share or citeThe citation records this snapshot. The page link may show a newer release later. |
| 2021 2021-01-01 – 2021-12-31 | Unavailable Not reported for this period. | NOK 547 million Exact valueExact value: 547000000 NOK Share or citeThe citation records this snapshot. The page link may show a newer release later. | NOK 5 million Capital expenditure here includes intangible assets. Exact valueExact value: 5000000 NOK Share or citeThe citation records this snapshot. The page link may show a newer release later. | NOK 542 million Capital expenditure here includes intangible assets. Calculation and evidence547000000 − 5000000 NOK Exact free cash flow: 542000000 NOK
Share or citeThe citation records this snapshot. The page link may show a newer release later. |
| 2022 2022-01-01 – 2022-12-31 | Unavailable Not reported for this period. | NOK 157 million Exact valueExact value: 157000000 NOK Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2023 2023-01-01 – 2023-12-31 | Unavailable Not reported for this period. | NOK 310 million Exact valueExact value: 310000000 NOK Share or citeThe citation records this snapshot. The page link may show a newer release later. | NOK 0 Exact valueExact value: 0 NOK Share or citeThe citation records this snapshot. The page link may show a newer release later. | NOK 310 million Calculation and evidence310000000 − 0 NOK Exact free cash flow: 310000000 NOK
Share or citeThe citation records this snapshot. The page link may show a newer release later. |
| 2024 2024-01-01 – 2024-12-31 | Unavailable Not reported for this period. | NOK 1.48 billion Exact valueExact value: 1481000000 NOK Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable The mapped spending value is negative, so its direction is unclear. | Unavailable Capital expenditure has a negative mapped value; spending direction is unclear. |
| 2025 2025-01-01 – 2025-12-31 | Unavailable Not reported for this period. | NOK 1.06 billion Exact valueExact value: 1056000000 NOK Share or citeThe citation records this snapshot. The page link may show a newer release later. | NOK 31 million Exact valueExact value: 31000000 NOK Share or citeThe citation records this snapshot. The page link may show a newer release later. | NOK 1.03 billion Calculation and evidence1056000000 − 31000000 NOK Exact free cash flow: 1025000000 NOK
Share or citeThe citation records this snapshot. The page link may show a newer release later. |
Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.
Dataset coverage and company identifiers
Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.
5 filings · 526 latest values · 526 originally reported values
Dataset published . Source filing dates and reporting periods are shown separately.
Identifiers: 5967007LIEEXZX73ZK25, esef:5967007LIEEXZX73ZK25