Fundies. English
West Bromwich Building Society
ESEF5 filing records in this dataset, filed from 2022-10-05 to 2026-07-21. Reported financial figures are available; chart coverage varies by period.
Holdings and insider activity
Transactions reported by directors, officers and 10% owners on SEC Forms 3, 4 and 5, over the last 12 months.
Insider reports are SEC Forms 3, 4 and 5. This company is not in the SEC regime, so none are shown.
- Cash and cash equivalents
- 278 million GBP Source
Exact value
277900000 GBP
- Long-term debt including current maturities
- Not available
- Shares outstanding
- Not available
Includes later revisions to earlier periods. Annual charts exclude incomplete years.
Latest filing recorded: 2026-07-21.
Financial data available through: 2026-03-31.
Coverage by financial measure
- revenue: No compatible figures in this window
- operating income: No compatible figures in this window
- net income: No compatible figures in this window
- Operating cash flow: 6 of 11 periods available· newest 2026-03-31
- capital expenditure: No compatible figures in this window
- Total assets: 6 of 11 periods available· newest 2026-03-31
- Total liabilities: 6 of 11 periods available· newest 2026-03-31
- current assets: No compatible figures in this window
- current liabilities: No compatible figures in this window
- Cash and cash equivalents: 6 of 11 periods available· newest 2026-03-31
- long term debt: No compatible figures in this window
- shares outstanding: No compatible figures in this window
Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.
What changed year over year
Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.
Operating cash flow
+GBP 627 millionPrior period
−GBP 491.7 million
–
Current period
GBP 135.3 million
–
Exact inputs and evidence
135300000 − -491700000 = 627000000 GBP
-491700000 GBP · 2024-04-01 – 2025-03-31
Inspect prior input Prior source135300000 GBP · 2025-04-01 – 2026-03-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Comparable inputs unavailable for: Revenue, Net income, Capital expenditure.
Where revenue goes
How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.
Revenue is not reported for this company, so its costs cannot be shown as a share of it.
Growth
Sales over time and how quickly they are changing.
Revenue
Revenue reported for each complete financial period.
Values and sources
| Period | Series | Value | Source evidence |
|---|
Revenue growth
Change in revenue from the same financial period one year earlier.
Values and sources
| Period | Series | Value | Source evidence |
|---|
Profit and cash
How much revenue becomes profit, and how much cash operations generate.
Profit margins
Operating income, net income and free cash flow as a share of revenue.
- Operating margin
- Net margin
- Free cash flow margin
Values and sources
| Period | Series | Value | Source evidence |
|---|
Operating cash flow
Cash generated by the company’s normal business operations.
Values and sources
| Period | Series | Value | Source evidence |
|---|
Free cash flow
Operating cash flow minus capital expenditure for the same period and unit.
Values and sources
| Period | Series | Value(GBP) | Source evidence |
|---|
Balance sheet
Liabilities and short-term ability to meet obligations at each period end.
Liabilities to assets
Total liabilities as a share of total assets.
Values and sources
| Period | Series | Value | Source evidence |
|---|
Current assets to current liabilities
Current assets divided by current liabilities.
Values and sources
| Period | Series | Value | Source evidence |
|---|
Cash generation
Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.
| Period | Net income | Operating cash flow | Capital expenditure | Free cash flow |
|---|---|---|---|---|
| 2021 2020-04-01 – 2021-03-31 | Unavailable Not reported for this period. | GBP 82.5 million Exact valueExact value: 82500000 GBP Share or citeThe citation records this snapshot. The page link may show a newer release later. | GBP 5.2 million Capital expenditure here includes intangible assets. Exact valueExact value: 5200000 GBP Share or citeThe citation records this snapshot. The page link may show a newer release later. | GBP 77.3 million Capital expenditure here includes intangible assets. Calculation and evidence82500000 − 5200000 GBP Exact free cash flow: 77300000 GBP
Share or citeThe citation records this snapshot. The page link may show a newer release later. |
| 2022 2021-04-01 – 2022-03-31 | Unavailable Not reported for this period. | GBP 365.7 million Exact valueExact value: 365700000 GBP Share or citeThe citation records this snapshot. The page link may show a newer release later. | GBP 5.1 million Capital expenditure here includes intangible assets. Exact valueExact value: 5100000 GBP Share or citeThe citation records this snapshot. The page link may show a newer release later. | GBP 360.6 million Capital expenditure here includes intangible assets. Calculation and evidence365700000 − 5100000 GBP Exact free cash flow: 360600000 GBP
Share or citeThe citation records this snapshot. The page link may show a newer release later. |
| 2023 2022-04-01 – 2023-03-31 | Unavailable Not reported for this period. | GBP 161.3 million Exact valueExact value: 161300000 GBP Share or citeThe citation records this snapshot. The page link may show a newer release later. | GBP 7.8 million Capital expenditure here includes intangible assets. Exact valueExact value: 7800000 GBP Share or citeThe citation records this snapshot. The page link may show a newer release later. | GBP 153.5 million Capital expenditure here includes intangible assets. Calculation and evidence161300000 − 7800000 GBP Exact free cash flow: 153500000 GBP
Share or citeThe citation records this snapshot. The page link may show a newer release later. |
| 2024 2023-04-01 – 2024-03-31 | Unavailable Not reported for this period. | −GBP 13.8 million Exact valueExact value: -13800000 GBP Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2025 2024-04-01 – 2025-03-31 | Unavailable Not reported for this period. | −GBP 491.7 million Exact valueExact value: -491700000 GBP Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2026 2025-04-01 – 2026-03-31 | Unavailable Not reported for this period. | GBP 135.3 million Exact valueExact value: 135300000 GBP Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.
Dataset coverage and company identifiers
Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.
5 filings · 360 latest values · 360 originally reported values
Dataset published . Source filing dates and reporting periods are shown separately.
Identifiers: 45WSBJJYVGC91LG3H515, esef:45WSBJJYVGC91LG3H515