BANK OF NOVA SCOTIA

EDGAR

Annual consolidated revenue for 2025: about CAD 37.74B, using the latest reported figures. The previous period, 2024, was about CAD 33.67B.

Watchlist

Latest quarter

Revenue

10.5 billion CAD

2026 Q3 · CAD

Exact inputs and evidence
  • Revenue: 10535000000 CAD Source

Net margin

27.6%

2026 Q3 · %

Exact inputs and evidence
  • Net Income: 2908000000 CAD Source
  • Revenue: 10535000000 CAD Source

Operating cash flow

-16.8 billion CAD

2026 Q3 · CAD

Exact inputs and evidence
  • Operating Cash Flow: -16807000000 CAD Source
Cash and cash equivalents
10.3 billion CAD Source
Exact value

10329000000 CAD

Long-term debt including current maturities
Not available
Shares outstanding
Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

39.8 billion CAD

2025-08-01 – 2026-07-31

Exact inputs and evidence
  • Revenue: 9803000000 CAD · 2025-08-01 – 2025-10-31 Source
  • Revenue: 9646000000 CAD · 2025-11-01 – 2026-01-31 Source
  • Revenue: 9837000000 CAD · 2026-02-01 – 2026-04-30 Source
  • Revenue: 10535000000 CAD · 2026-05-01 – 2026-07-31 Source

Net income

10 billion CAD

2025-08-01 – 2026-07-31

Exact inputs and evidence
  • Net income: 2219000000 CAD · 2025-08-01 – 2025-10-31 Source
  • Net income: 2287000000 CAD · 2025-11-01 – 2026-01-31 Source
  • Net income: 2595000000 CAD · 2026-02-01 – 2026-04-30 Source
  • Net income: 2908000000 CAD · 2026-05-01 – 2026-07-31 Source

Operating cash flow

6.96 billion CAD

2025-08-01 – 2026-07-31

Exact inputs and evidence
  • Operating cash flow: 5407000000 CAD · 2024-11-01 – 2025-10-31 Source
  • Operating cash flow: 11596000000 CAD · 2024-11-01 – 2025-07-31 Source
  • Operating cash flow: 12875000000 CAD · 2025-11-01 – 2026-01-31 Source
  • Operating cash flow: 17076000000 CAD · 2026-02-01 – 2026-04-30 Source
  • Operating cash flow: -16807000000 CAD · 2026-05-01 – 2026-07-31 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-02.

Financial data available through: 2025-10-31.

Coverage by financial measure
  • Revenue: 10 of 11 periods available· newest 2025-10-31
  • operating income: No compatible figures in this window
  • Net income: 10 of 11 periods available· newest 2025-10-31
  • Operating cash flow: 10 of 11 periods available· newest 2025-10-31
  • capital expenditure: No compatible figures in this window
  • Total assets: 9 of 11 periods available· newest 2025-10-31
  • Total liabilities: 9 of 11 periods available· newest 2025-10-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 10 of 11 periods available· newest 2025-10-31
  • long term debt: No compatible figures in this window
  • shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +12.1%

    Prior period

    CAD 33.67 billion

    –

    Current period

    CAD 37.74 billion

    –

    Exact inputs and evidence

    37741000000 − 33670000000 = 4071000000 CAD

    33670000000 CAD · 2023-11-01 – 2024-10-31

    Inspect prior input Prior source

    37741000000 CAD · 2024-11-01 – 2025-10-31

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

  • Net income

    +0.4%

    Prior period

    CAD 7.76 billion

    –

    Current period

    CAD 7.79 billion

    –

    Exact inputs and evidence

    7789000000 − 7758000000 = 31000000 CAD

    7758000000 CAD · 2023-11-01 – 2024-10-31

    Inspect prior input Prior source

    7789000000 CAD · 2024-11-01 – 2025-10-31

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

  • Operating cash flow

    -65.5%

    Prior period

    CAD 15.65 billion

    –

    Current period

    CAD 5.41 billion

    –

    Exact inputs and evidence

    5407000000 − 15652000000 = -10245000000 CAD

    15652000000 CAD · 2023-11-01 – 2024-10-31

    Inspect prior input Prior source

    5407000000 CAD · 2024-11-01 – 2025-10-31

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2024-11-01 – 2025-10-31

  • Revenue CAD 37.74 billion 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income CAD 7.79 billion 21% of revenue

Cash

  • Operating cash flow CAD 5.41 billion 14% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2016 Not shown: operating income or net income is not reported.
  • 2017 Not shown: operating income or net income is not reported.
  • 2018 Not shown: operating income or net income is not reported.
  • 2019 Not shown: operating income or net income is not reported.
  • 2020 Not shown: operating income or net income is not reported.
  • 2021 Not shown: operating income or net income is not reported.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2016 2015-11-01 – 2016-10-3126350000000 UnavailableUnavailableUnavailable7117000000 Unavailable
Source
2017 2016-11-01 – 2017-10-3127155000000 UnavailableUnavailableUnavailable8005000000 Unavailable
Source
2018 2017-11-01 – 2018-10-3128775000000 UnavailableUnavailableUnavailable8548000000 Unavailable
Source
2019 2018-11-01 – 2019-10-3131034000000 UnavailableUnavailableUnavailable8390000000 Unavailable
Source
2020 2019-11-01 – 2020-10-3131336000000 UnavailableUnavailableUnavailable6778000000 Unavailable
Source
2021 2020-11-01 – 2021-10-3131252000000 UnavailableUnavailableUnavailable9624000000 Unavailable
Source
2022 2021-11-01 – 2022-10-3131416000000 UnavailableUnavailableUnavailable9916000000 Unavailable
Source
2023 2022-11-01 – 2023-10-3132214000000 UnavailableUnavailableUnavailable7338000000 Unavailable
Source
2024 2023-11-01 – 2024-10-3133670000000 UnavailableUnavailableUnavailable7758000000 Unavailable
Source
2025 2024-11-01 – 2025-10-3137741000000 UnavailableUnavailableUnavailable7789000000 Unavailable
Source

Amounts are exact, in CAD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

CAD 37.7B 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.40.8B30.6B20.4B10.2B0.0201620212025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(CAD)Source evidence
2016Revenue26350000000
2017Revenue27155000000
2018Revenue28775000000
2019Revenue31034000000
2020Revenue31336000000
2021Revenue31252000000
2022Revenue31416000000
2023Revenue32214000000
2024Revenue33670000000
2025Revenue37741000000

Revenue growth

Change in revenue from the same financial period one year earlier.

12.1% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.13.1%9.5%5.9%2.3%-1.3%201620212025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2016Year over yearNo prior comparable period
2017Year over year3.1%
2018Year over year6%
2019Year over year7.9%
2020Year over year1%
2021Year over year-0.3%
2022Year over year0.5%
2023Year over year2.5%
2024Year over year4.5%
2025Year over year12.1%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 20.6% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.34.1%25.6%17.0%8.5%0.0%2016-10-312021-10-312025-10-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2016-10-31Operating marginNot reported
2017-10-31Operating marginNot reported
2018-10-31Operating marginNot reported
2019-10-31Operating marginNot reported
2020-10-31Operating marginNot reported
2021-10-31Operating marginNot reported
2022-10-31Operating marginNot reported
2023-10-31Operating marginNot reported
2024-10-31Operating marginNot reported
2025-10-31Operating marginNot reported
2016Net margin27%
2017Net margin29.5%
2018Net margin29.7%
2019Net margin27%
2020Net margin21.6%
2021Net margin30.8%
2022Net margin31.6%
2023Net margin22.8%
2024Net margin23%
2025Net margin20.6%
2016Free cash flow marginNot reported
2017Free cash flow marginNot reported
2018Free cash flow marginNot reported
2019Free cash flow marginNot reported
2020Free cash flow marginNot reported
2021Free cash flow marginNot reported
2022Free cash flow marginNot reported
2023Free cash flow marginNot reported
2024Free cash flow marginNot reported
2025Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

CAD 5.4B 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.62.2B42.1B21.9B1.8B-18.4B201620212025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(CAD)Source evidence
2016Operating cash flow4536000000
2017Operating cash flow16584000000
2018Operating cash flow17811000000
2019Operating cash flow-12025000000
2020Operating cash flow56664000000
2021Operating cash flow-12807000000
2022Operating cash flow16943000000
2023Operating cash flow31724000000
2024Operating cash flow15652000000
2025Operating cash flow5407000000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(CAD)Source evidence
2016Free cash flowUnavailable
2017Free cash flowUnavailable
2018Free cash flowUnavailable
2019Free cash flowUnavailable
2020Free cash flowUnavailable
2021Free cash flowUnavailable
2022Free cash flowUnavailable
2023Free cash flowUnavailable
2024Free cash flowUnavailable
2025Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

93.9% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.102%77%51%26%0%2016-10-3120212025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2016-10-31Liabilities / assetsNot reportedNo source recorded
2017Liabilities / assets93.3%
2018Liabilities / assets93.2%
2019Liabilities / assets93.5%
2020Liabilities / assets93.8%
2021Liabilities / assets93.8%
2022Liabilities / assets94.5%
2023Liabilities / assets94.4%
2024Liabilities / assets94%
2025Liabilities / assets93.9%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2016-10-31Current assets / current liabilitiesNot reportedNo source recorded
2017-10-31Current assets / current liabilitiesNot reportedNo source recorded
2018-10-31Current assets / current liabilitiesNot reportedNo source recorded
2019-10-31Current assets / current liabilitiesNot reportedNo source recorded
2020-10-31Current assets / current liabilitiesNot reportedNo source recorded
2021-10-31Current assets / current liabilitiesNot reportedNo source recorded
2022-10-31Current assets / current liabilitiesNot reportedNo source recorded
2023-10-31Current assets / current liabilitiesNot reportedNo source recorded
2024-10-31Current assets / current liabilitiesNot reportedNo source recorded
2025-10-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2016 2015-11-01 – 2016-10-31
CAD 7.12 billion
Exact value

Exact value: 7117000000 CAD

2015-11-01 – 2016-10-31: 7117000000 CAD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

CAD 4.54 billion
Exact value

Exact value: 4536000000 CAD

2015-11-01 – 2016-10-31: 4536000000 CAD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2017 2016-11-01 – 2017-10-31
CAD 8.01 billion
Exact value

Exact value: 8005000000 CAD

2016-11-01 – 2017-10-31: 8005000000 CAD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

CAD 16.58 billion
Exact value

Exact value: 16584000000 CAD

2016-11-01 – 2017-10-31: 16584000000 CAD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2018 2017-11-01 – 2018-10-31
CAD 8.55 billion
Exact value

Exact value: 8548000000 CAD

2017-11-01 – 2018-10-31: 8548000000 CAD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

CAD 17.81 billion
Exact value

Exact value: 17811000000 CAD

2017-11-01 – 2018-10-31: 17811000000 CAD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2019 2018-11-01 – 2019-10-31
CAD 8.39 billion
Exact value

Exact value: 8390000000 CAD

2018-11-01 – 2019-10-31: 8390000000 CAD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

−CAD 12.03 billion
Exact value

Exact value: -12025000000 CAD

2018-11-01 – 2019-10-31: -12025000000 CAD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2020 2019-11-01 – 2020-10-31
CAD 6.78 billion
Exact value

Exact value: 6778000000 CAD

2019-11-01 – 2020-10-31: 6778000000 CAD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

CAD 56.66 billion
Exact value

Exact value: 56664000000 CAD

2019-11-01 – 2020-10-31: 56664000000 CAD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2021 2020-11-01 – 2021-10-31
CAD 9.62 billion
Exact value

Exact value: 9624000000 CAD

2020-11-01 – 2021-10-31: 9624000000 CAD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

−CAD 12.81 billion
Exact value

Exact value: -12807000000 CAD

2020-11-01 – 2021-10-31: -12807000000 CAD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2022 2021-11-01 – 2022-10-31
CAD 9.92 billion
Exact value

Exact value: 9916000000 CAD

2021-11-01 – 2022-10-31: 9916000000 CAD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

CAD 16.94 billion
Exact value

Exact value: 16943000000 CAD

2021-11-01 – 2022-10-31: 16943000000 CAD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2023 2022-11-01 – 2023-10-31
CAD 7.34 billion
Exact value

Exact value: 7338000000 CAD

2022-11-01 – 2023-10-31: 7338000000 CAD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

CAD 31.72 billion
Exact value

Exact value: 31724000000 CAD

2022-11-01 – 2023-10-31: 31724000000 CAD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2024 2023-11-01 – 2024-10-31
CAD 7.76 billion
Exact value

Exact value: 7758000000 CAD

2023-11-01 – 2024-10-31: 7758000000 CAD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

CAD 15.65 billion
Exact value

Exact value: 15652000000 CAD

2023-11-01 – 2024-10-31: 15652000000 CAD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2025 2024-11-01 – 2025-10-31
CAD 7.79 billion
Exact value

Exact value: 7789000000 CAD

2024-11-01 – 2025-10-31: 7789000000 CAD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

CAD 5.41 billion
Exact value

Exact value: 5407000000 CAD

2024-11-01 – 2025-10-31: 5407000000 CAD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

795 filings · 3,762 latest values · 3,762 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000009631, 9631, BNS, edgar:9631

Also known as BANK OF NOVA SCOTIA, BANK OF NOVA SCOTIA /, Bank of Nova Scotia