Fundies.
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STEWART INFORMATION SERVICES CORPORATION

EDGAR
STC Current report (8-K) · filed 2026-10-21

Annual consolidated revenue for 2025: about USD 2.922B, using the latest reported figures. The previous period, 2024, was about USD 2.49B.

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Watchlist

Latest quarter

Revenue

899 million USD

2026 Q2 · USD

Exact inputs and evidence

Net margin

4.14%

2026 Q2 · %

Exact inputs and evidence
  • Net Income: 37217000 USD Source
  • Revenue: 899238000 USD Source

Operating cash flow

60.5 million USD

2026 Q2 · USD

Exact inputs and evidence
  • Operating Cash Flow: 56009000 USD Source
  • Operating Cash Flow: -4490000 USD Source
Cash and cash equivalents
262 million USD Source
Exact value

261631000 USD

Long-term debt including current maturities
446 million USD Source
Exact value

445841000 USD

Shares outstanding
30.4 million shares Source
Exact value

30449652 shares

Reported share-count change

8.98% · 2.51 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 27939997 shares · 2025-06-30· Source
  • 30449652 shares · 2026-06-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

3.27 billion USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Revenue: 796916000 USD · 2025-07-01 – 2025-09-30 Source
  • Revenue: 2921636000 USD · 2025-01-01 – 2025-12-31 Source
  • Revenue: 2131081000 USD · 2025-01-01 – 2025-09-30 Source
  • Revenue: 781307000 USD · 2026-01-01 – 2026-03-31 Source
  • Revenue: 899238000 USD · 2026-04-01 – 2026-06-30 Source

Net income

135 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Net income: 44259000 USD · 2025-07-01 – 2025-09-30 Source
  • Net income: 115535000 USD · 2025-01-01 – 2025-12-31 Source
  • Net income: 79258000 USD · 2025-01-01 – 2025-09-30 Source
  • Net income: 16964000 USD · 2026-01-01 – 2026-03-31 Source
  • Net income: 37217000 USD · 2026-04-01 – 2026-06-30 Source

Operating cash flow

238 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Operating cash flow: 116146000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 23501000 USD · 2025-01-01 – 2025-06-30 Source
  • Operating cash flow: 205688000 USD · 2025-01-01 – 2025-12-31 Source
  • Operating cash flow: 116146000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: -4490000 USD · 2026-01-01 – 2026-03-31 Source
  • Operating cash flow: 56009000 USD · 2026-01-01 – 2026-06-30 Source
  • Operating cash flow: -4490000 USD · 2026-01-01 – 2026-03-31 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-21.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 11 of 11 periods available· newest 2025-12-31
  • operating income: No compatible figures in this window
  • Net income: 11 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2025-12-31
  • capital expenditure: No compatible figures in this window
  • Total assets: 11 of 11 periods available· newest 2025-12-31
  • Total liabilities: 11 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 11 of 11 periods available· newest 2025-12-31
  • Long-term debt including current maturities: 8 of 11 periods available· newest 2024-12-31
  • Shares outstanding: 11 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +17.3%

    Prior period

    USD 2.49 billion

    –

    Current period

    USD 2.92 billion

    –

    Exact inputs and evidence

    2921636000 − 2490419000 = 431217000 USD

    2490419000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    2921636000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Net income

    +57.6%

    Prior period

    USD 73.31 million

    –

    Current period

    USD 115.54 million

    –

    Exact inputs and evidence

    115535000 − 73310000 = 42225000 USD

    73310000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    115535000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    +51.7%

    Prior period

    USD 135.61 million

    –

    Current period

    USD 205.69 million

    –

    Exact inputs and evidence

    205688000 − 135609000 = 70079000 USD

    135609000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    205688000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue USD 2.92 billion 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 115.54 million 4% of revenue

Cash

  • Operating cash flow USD 205.69 million 7% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2016 Not shown: operating income or net income is not reported.
  • 2017 Not shown: operating income or net income is not reported.
  • 2018 Not shown: operating income or net income is not reported.
  • 2019 Not shown: operating income or net income is not reported.
  • 2020 Not shown: operating income or net income is not reported.
  • 2021 Not shown: operating income or net income is not reported.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2016 2016-01-01 – 2016-12-312006640000 UnavailableUnavailableUnavailable55478000 Unavailable
Source
2017 2017-01-01 – 2017-12-311955724000 UnavailableUnavailableUnavailable48659000 Unavailable
Source
2018 2018-01-01 – 2018-12-311907672000 UnavailableUnavailableUnavailable47523000 Unavailable
Source
2019 2019-01-01 – 2019-12-311940008000 UnavailableUnavailableUnavailable78615000 Unavailable
Source
2020 2020-01-01 – 2020-12-312288432000 UnavailableUnavailableUnavailable154905000 Unavailable
Source
2021 2021-01-01 – 2021-12-313305792000 UnavailableUnavailableUnavailable323216000 Unavailable
Source
2022 2022-01-01 – 2022-12-313069296000 UnavailableUnavailableUnavailable162305000 Unavailable
Source
2023 2023-01-01 – 2023-12-312257341000 UnavailableUnavailableUnavailable30439000 Unavailable
Source
2024 2024-01-01 – 2024-12-312490419000 UnavailableUnavailableUnavailable73310000 Unavailable
Source
2025 2025-01-01 – 2025-12-312921636000 UnavailableUnavailableUnavailable115535000 Unavailable
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 2.9B 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.3.6B2.7B1.8B892.6M0.0201620212025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Revenue2006640000
2017Revenue1955724000
2018Revenue1907672000
2019Revenue1940008000
2020Revenue2288432000
2021Revenue3305792000
2022Revenue3069296000
2023Revenue2257341000
2024Revenue2490419000
2025Revenue2921636000

Revenue growth

Change in revenue from the same financial period one year earlier.

17.3% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.50%30%9%-12%-32%201620212025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2016Year over year-1.3%
2017Year over year-2.5%
2018Year over year-2.5%
2019Year over year1.7%
2020Year over year18%
2021Year over year44.5%
2022Year over year-7.2%
2023Year over year-26.5%
2024Year over year10.3%
2025Year over year17.3%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 4% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.10.6%7.9%5.3%2.6%0.0%2016-12-312021-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Operating marginNot reported
2017-12-31Operating marginNot reported
2018-12-31Operating marginNot reported
2019-12-31Operating marginNot reported
2020-12-31Operating marginNot reported
2021-12-31Operating marginNot reported
2022-12-31Operating marginNot reported
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2016Net margin2.8%
2017Net margin2.5%
2018Net margin2.5%
2019Net margin4.1%
2020Net margin6.8%
2021Net margin9.8%
2022Net margin5.3%
2023Net margin1.3%
2024Net margin2.9%
2025Net margin4%
2016Free cash flow marginNot reported
2017Free cash flow marginNot reported
2018Free cash flow marginNot reported
2019Free cash flow marginNot reported
2020Free cash flow marginNot reported
2021Free cash flow marginNot reported
2022Free cash flow marginNot reported
2023Free cash flow marginNot reported
2024Free cash flow marginNot reported
2025Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

USD 205.7M 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.421.5M316.1M210.8M105.4M0.0201620212025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Operating cash flow122962000
2017Operating cash flow108068000
2018Operating cash flow84177000
2019Operating cash flow166359000
2020Operating cash flow275806000
2021Operating cash flow390291000
2022Operating cash flow191860000
2023Operating cash flow83042000
2024Operating cash flow135609000
2025Operating cash flow205688000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Free cash flowUnavailable
2017Free cash flowUnavailable
2018Free cash flowUnavailable
2019Free cash flowUnavailable
2020Free cash flowUnavailable
2021Free cash flowUnavailable
2022Free cash flowUnavailable
2023Free cash flowUnavailable
2024Free cash flowUnavailable
2025Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

49.3% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.58%44%29%15%0%201620212025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2016Liabilities / assets51.6%
2017Liabilities / assets51.7%
2018Liabilities / assets50.5%
2019Liabilities / assets52.7%
2020Liabilities / assets48.8%
2021Liabilities / assets54%
2022Liabilities / assets50%
2023Liabilities / assets49%
2024Liabilities / assets48.3%
2025Liabilities / assets49.3%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Current assets / current liabilitiesNot reportedNo source recorded
2017-12-31Current assets / current liabilitiesNot reportedNo source recorded
2018-12-31Current assets / current liabilitiesNot reportedNo source recorded
2019-12-31Current assets / current liabilitiesNot reportedNo source recorded
2020-12-31Current assets / current liabilitiesNot reportedNo source recorded
2021-12-31Current assets / current liabilitiesNot reportedNo source recorded
2022-12-31Current assets / current liabilitiesNot reportedNo source recorded
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2016 2016-01-01 – 2016-12-31
USD 55.48 million
Exact value

Exact value: 55478000 USD

2016-01-01 – 2016-12-31: 55478000 USD Inspect Net Income Open source
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USD 122.96 million
Exact value

Exact value: 122962000 USD

2016-01-01 – 2016-12-31: 122962000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2017 2017-01-01 – 2017-12-31
USD 48.66 million
Exact value

Exact value: 48659000 USD

2017-01-01 – 2017-12-31: 48659000 USD Inspect Net Income Open source
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USD 108.07 million
Exact value

Exact value: 108068000 USD

2017-01-01 – 2017-12-31: 108068000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2018 2018-01-01 – 2018-12-31
USD 47.52 million
Exact value

Exact value: 47523000 USD

2018-01-01 – 2018-12-31: 47523000 USD Inspect Net Income Open source
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USD 84.18 million
Exact value

Exact value: 84177000 USD

2018-01-01 – 2018-12-31: 84177000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2019 2019-01-01 – 2019-12-31
USD 78.62 million
Exact value

Exact value: 78615000 USD

2019-01-01 – 2019-12-31: 78615000 USD Inspect Net Income Open source
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USD 166.36 million
Exact value

Exact value: 166359000 USD

2019-01-01 – 2019-12-31: 166359000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2020 2020-01-01 – 2020-12-31
USD 154.91 million
Exact value

Exact value: 154905000 USD

2020-01-01 – 2020-12-31: 154905000 USD Inspect Net Income Open source
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USD 275.81 million
Exact value

Exact value: 275806000 USD

2020-01-01 – 2020-12-31: 275806000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2021 2021-01-01 – 2021-12-31
USD 323.22 million
Exact value

Exact value: 323216000 USD

2021-01-01 – 2021-12-31: 323216000 USD Inspect Net Income Open source
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USD 390.29 million
Exact value

Exact value: 390291000 USD

2021-01-01 – 2021-12-31: 390291000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2022 2022-01-01 – 2022-12-31
USD 162.31 million
Exact value

Exact value: 162305000 USD

2022-01-01 – 2022-12-31: 162305000 USD Inspect Net Income Open source
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USD 191.86 million
Exact value

Exact value: 191860000 USD

2022-01-01 – 2022-12-31: 191860000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2023 2023-01-01 – 2023-12-31
USD 30.44 million
Exact value

Exact value: 30439000 USD

2023-01-01 – 2023-12-31: 30439000 USD Inspect Net Income Open source
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USD 83.04 million
Exact value

Exact value: 83042000 USD

2023-01-01 – 2023-12-31: 83042000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2024 2024-01-01 – 2024-12-31
USD 73.31 million
Exact value

Exact value: 73310000 USD

2024-01-01 – 2024-12-31: 73310000 USD Inspect Net Income Open source
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USD 135.61 million
Exact value

Exact value: 135609000 USD

2024-01-01 – 2024-12-31: 135609000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2025 2025-01-01 – 2025-12-31
USD 115.54 million
Exact value

Exact value: 115535000 USD

2025-01-01 – 2025-12-31: 115535000 USD Inspect Net Income Open source
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USD 205.69 million
Exact value

Exact value: 205688000 USD

2025-01-01 – 2025-12-31: 205688000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

150 filings · 5,486 latest values · 5,486 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000094344, 94344, STC, edgar:94344

Also known as STEWART INFORMATION SERVICES CORP, STEWART INFORMATION SERVICES CORPORATION