BALDWIN & LYONS INC

EDGAR

105 filing records in this dataset, filed from 1996-08-02 to 2021-05-06. Reported financial figures are available; chart coverage varies by period.

Watchlist

Latest quarter

Revenue

141 million U002

2021 Q1 · U002

Exact inputs and evidence
  • Revenue: 140526000 U002 Source

Net margin

9.21%

2021 Q1 · %

Exact inputs and evidence
  • Net Income: 12938000 U002 Source
  • Revenue: 140526000 U002 Source

Operating cash flow

20.9 million U002

2021 Q1 · U002

Exact inputs and evidence
  • Operating Cash Flow: 20911000 U002 Source

Free cash flow

19.9 million U002

2021 Q1 · U002

Exact inputs and evidence
  • Operating Cash Flow: 20911000 U002 Source
  • Capital Expenditure: 1046000 U002 Source
Cash and cash equivalents
95.6 million U002 Source
Exact value

95566000 U002

Long-term debt including current maturities
Not available
Shares outstanding
Not available

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2021-05-06.

Financial data available through: 2020-12-31.

Coverage by financial measure
  • Revenue: 10 of 11 periods available· newest 2020-12-31
  • operating income: No compatible figures in this window
  • Net income: 10 of 11 periods available· newest 2020-12-31
  • Operating cash flow: 10 of 11 periods available· newest 2020-12-31
  • Capital expenditure: 10 of 11 periods available· newest 2020-12-31
  • Total assets: Multiple units; comparison withheld· newest 2020-12-31
  • Total liabilities: Multiple units; comparison withheld· newest 2020-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: Multiple units; comparison withheld· newest 2020-12-31
  • long term debt: No compatible figures in this window
  • shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    -5.4%

    Prior period

    U001 495.6 million

    –

    Current period

    U001 468.75 million

    –

    Exact inputs and evidence

    468749000 − 495597000 = -26848000 U001

    495597000 U001 · 2019-01-01 – 2019-12-31

    Inspect prior input Prior source

    468749000 U001 · 2020-01-01 – 2020-12-31

    Inspect current input Current source
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  • Net income

    -39.3%

    Prior period

    U001 7.35 million

    –

    Current period

    U001 4.46 million

    –

    Exact inputs and evidence

    4463000 − 7347000 = -2884000 U001

    7347000 U001 · 2019-01-01 – 2019-12-31

    Inspect prior input Prior source

    4463000 U001 · 2020-01-01 – 2020-12-31

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  • Operating cash flow

    -13.6%

    Prior period

    U001 86.68 million

    –

    Current period

    U001 74.86 million

    –

    Exact inputs and evidence

    74862000 − 86680000 = -11818000 U001

    86680000 U001 · 2019-01-01 – 2019-12-31

    Inspect prior input Prior source

    74862000 U001 · 2020-01-01 – 2020-12-31

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  • Capital expenditure

    -24.7%

    Prior period

    U001 1.95 million

    –

    Current period

    U001 1.47 million

    –

    Exact inputs and evidence

    1470000 − 1953000 = -483000 U001

    1953000 U001 · 2019-01-01 – 2019-12-31

    Inspect prior input Prior source

    1470000 U001 · 2020-01-01 – 2020-12-31

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Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2020 2020-01-01 – 2020-12-31

  • Revenue U001 468.75 million 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income U001 4.46 million 1% of revenue

Cash

  • Operating cash flow U001 74.86 million 16% of revenue
  • Capital expenditure U001 1.47 million 0.3% of revenue
  • Free cash flow Derived U001 73.39 million 16% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2010 Not shown: operating income or net income is not reported.
  • 2011 Not shown: operating income or net income is not reported.
  • 2012 Not shown: operating income or net income is not reported.
  • 2013 Not shown: operating income or net income is not reported.
  • 2014 Not shown: operating income or net income is not reported.
  • 2016 Not shown: operating income or net income is not reported.
  • 2017 Not shown: operating income or net income is not reported.
  • 2018 Not shown: operating income or net income is not reported.
  • 2019 Not shown: operating income or net income is not reported.
  • 2020 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2010 2010-01-01 – 2010-12-31249469000 UnavailableUnavailableUnavailable25015000 44716000 Derived
Source
2011 2011-01-01 – 2011-12-31243594000 UnavailableUnavailableUnavailable-28175000 50796000 Derived
Source
2012 2012-01-01 – 2012-12-31262124000 UnavailableUnavailableUnavailable31919000 51740000 Derived
Source
2013 2013-01-01 – 2013-12-31290972000 UnavailableUnavailableUnavailable36588000 7300000 Derived
Source
2014 2014-01-01 – 2014-12-31292042000 UnavailableUnavailableUnavailable29717000 16709000 Derived
Source
2016 2016-01-01 – 2016-12-31318997000 UnavailableUnavailableUnavailable28945000 24643000 Derived
Source
2017 2017-01-01 – 2017-12-31371234000 UnavailableUnavailableUnavailable18323000 91083000 Derived
Source
2018 2018-01-01 – 2018-12-31439169000 UnavailableUnavailableUnavailable-34075000 95269000 Derived
Source
2019 2019-01-01 – 2019-12-31495597000 UnavailableUnavailableUnavailable7347000 84727000 Derived
Source
2020 2020-01-01 – 2020-12-31468749000 UnavailableUnavailableUnavailable4463000 73392000 Derived
Source

Amounts are exact, in U001.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

U001 468.7M 2020
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.535.2M401.4M267.6M133.8M0.0201020162020
Values and sources
Revenue values and source evidence
PeriodSeriesValue(U001)Source evidence
2010Revenue249469000
2011Revenue243594000
2012Revenue262124000
2013Revenue290972000
2014Revenue292042000
2016Revenue318997000
2017Revenue371234000
2018Revenue439169000
2019Revenue495597000
2020Revenue468749000

Revenue growth

Change in revenue from the same financial period one year earlier.

-5.4% 2020
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.20.2%13.3%6.4%-0.4%-7.3%201020162020
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2010Year over yearNo prior comparable period
2011Year over year-2.4%
2012Year over year7.6%
2013Year over year11%
2014Year over year0.4%
2016Year over yearNo prior comparable period
2017Year over year16.4%
2018Year over year18.3%
2019Year over year12.8%
2020Year over year-5.4%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 1% 2020
Free cash flow margin 15.7% 2020
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.27%17%6%-4%-14%2010-12-312016-12-312020-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2010-12-31Operating marginNot reported
2011-12-31Operating marginNot reported
2012-12-31Operating marginNot reported
2013-12-31Operating marginNot reported
2014-12-31Operating marginNot reported
2016-12-31Operating marginNot reported
2017-12-31Operating marginNot reported
2018-12-31Operating marginNot reported
2019-12-31Operating marginNot reported
2020-12-31Operating marginNot reported
2010Net margin10%
2011Net margin-11.6%
2012Net margin12.2%
2013Net margin12.6%
2014Net margin10.2%
2016Net margin9.1%
2017Net margin4.9%
2018Net margin-7.8%
2019Net margin1.5%
2020Net margin1%
2010Free cash flow margin17.9%
2011Free cash flow margin20.9%
2012Free cash flow margin19.7%
2013Free cash flow margin2.5%
2014Free cash flow margin5.7%
2016Free cash flow margin7.7%
2017Free cash flow margin24.5%
2018Free cash flow margin21.7%
2019Free cash flow margin17.1%
2020Free cash flow margin15.7%

Operating cash flow

Cash generated by the company’s normal business operations.

U001 74.9M 2020
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.108.8M81.6M54.4M27.2M0.0201020162020
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(U001)Source evidence
2010Operating cash flow49483000
2011Operating cash flow54284000
2012Operating cash flow55794000
2013Operating cash flow35907000
2014Operating cash flow30160000
2016Operating cash flow32368000
2017Operating cash flow97744000
2018Operating cash flow100708000
2019Operating cash flow86680000
2020Operating cash flow74862000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

U001 73.4M 2020
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.102.9M77.2M51.4M25.7M0.0201020162020
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(U001)Source evidence
2010Free cash flow44716000
2011Free cash flow50796000
2012Free cash flow51740000
2013Free cash flow7300000
2014Free cash flow16709000
2016Free cash flow24643000
2017Free cash flow91083000
2018Free cash flow95269000
2019Free cash flow84727000
2020Free cash flow73392000

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2010-12-31Liabilities / assetsNot reportedNo source recorded
2011-12-31Liabilities / assetsNot reportedNo source recorded
2012-12-31Liabilities / assetsNot reportedNo source recorded
2013-12-31Liabilities / assetsNot reportedNo source recorded
2014-12-31Liabilities / assetsNot reportedNo source recorded
2016-12-31Liabilities / assetsNot reportedNo source recorded
2017-12-31Liabilities / assetsNot reportedNo source recorded
2018-12-31Liabilities / assetsNot reportedNo source recorded
2019-12-31Liabilities / assetsNot reportedNo source recorded
2020-12-31Liabilities / assetsNot reportedNo source recorded

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2010-12-31Current assets / current liabilitiesNot reportedNo source recorded
2011-12-31Current assets / current liabilitiesNot reportedNo source recorded
2012-12-31Current assets / current liabilitiesNot reportedNo source recorded
2013-12-31Current assets / current liabilitiesNot reportedNo source recorded
2014-12-31Current assets / current liabilitiesNot reportedNo source recorded
2016-12-31Current assets / current liabilitiesNot reportedNo source recorded
2017-12-31Current assets / current liabilitiesNot reportedNo source recorded
2018-12-31Current assets / current liabilitiesNot reportedNo source recorded
2019-12-31Current assets / current liabilitiesNot reportedNo source recorded
2020-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2010 2010-01-01 – 2010-12-31
U001 25.02 million
Exact value

Exact value: 25015000 U001

2010-01-01 – 2010-12-31: 25015000 U001 Inspect Net Income Open source
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U001 49.48 million
Exact value

Exact value: 49483000 U001

2010-01-01 – 2010-12-31: 49483000 U001 Inspect Operating Cash Flow Open source
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U001 4.77 million
Exact value

Exact value: 4767000 U001

2010-01-01 – 2010-12-31: 4767000 U001 Inspect Capital Expenditure Open source
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U001 44.72 million
Calculation and evidence

49483000 − 4767000 U001

Exact free cash flow: 44716000 U001

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2011 2011-01-01 – 2011-12-31
−U001 28.18 million
Exact value

Exact value: -28175000 U001

2011-01-01 – 2011-12-31: -28175000 U001 Inspect Net Income Open source
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U001 54.28 million
Exact value

Exact value: 54284000 U001

2011-01-01 – 2011-12-31: 54284000 U001 Inspect Operating Cash Flow Open source
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U001 3.49 million
Exact value

Exact value: 3488000 U001

2011-01-01 – 2011-12-31: 3488000 U001 Inspect Capital Expenditure Open source
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U001 50.8 million
Calculation and evidence

54284000 − 3488000 U001

Exact free cash flow: 50796000 U001

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2012 2012-01-01 – 2012-12-31
U001 31.92 million
Exact value

Exact value: 31919000 U001

2012-01-01 – 2012-12-31: 31919000 U001 Inspect Net Income Open source
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U001 55.79 million
Exact value

Exact value: 55794000 U001

2012-01-01 – 2012-12-31: 55794000 U001 Inspect Operating Cash Flow Open source
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U001 4.05 million
Exact value

Exact value: 4054000 U001

2012-01-01 – 2012-12-31: 4054000 U001 Inspect Capital Expenditure Open source
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U001 51.74 million
Calculation and evidence

55794000 − 4054000 U001

Exact free cash flow: 51740000 U001

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2013 2013-01-01 – 2013-12-31
U001 36.59 million
Exact value

Exact value: 36588000 U001

2013-01-01 – 2013-12-31: 36588000 U001 Inspect Net Income Open source
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U001 35.91 million
Exact value

Exact value: 35907000 U001

2013-01-01 – 2013-12-31: 35907000 U001 Inspect Operating Cash Flow Open source
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U001 28.61 million
Exact value

Exact value: 28607000 U001

2013-01-01 – 2013-12-31: 28607000 U001 Inspect Capital Expenditure Open source
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U001 7.3 million
Calculation and evidence

35907000 − 28607000 U001

Exact free cash flow: 7300000 U001

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2014 2014-01-01 – 2014-12-31
U001 29.72 million
Exact value

Exact value: 29717000 U001

2014-01-01 – 2014-12-31: 29717000 U001 Inspect Net Income Open source
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U001 30.16 million
Exact value

Exact value: 30160000 U001

2014-01-01 – 2014-12-31: 30160000 U001 Inspect Operating Cash Flow Open source
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U001 13.45 million
Exact value

Exact value: 13451000 U001

2014-01-01 – 2014-12-31: 13451000 U001 Inspect Capital Expenditure Open source
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U001 16.71 million
Calculation and evidence

30160000 − 13451000 U001

Exact free cash flow: 16709000 U001

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2016 2016-01-01 – 2016-12-31
U001 28.95 million
Exact value

Exact value: 28945000 U001

2016-01-01 – 2016-12-31: 28945000 U001 Inspect Net Income Open source
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U001 32.37 million
Exact value

Exact value: 32368000 U001

2016-01-01 – 2016-12-31: 32368000 U001 Inspect Operating Cash Flow Open source
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U001 7.73 million
Exact value

Exact value: 7725000 U001

2016-01-01 – 2016-12-31: 7725000 U001 Inspect Capital Expenditure Open source
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U001 24.64 million
Calculation and evidence

32368000 − 7725000 U001

Exact free cash flow: 24643000 U001

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2017 2017-01-01 – 2017-12-31
U001 18.32 million
Exact value

Exact value: 18323000 U001

2017-01-01 – 2017-12-31: 18323000 U001 Inspect Net Income Open source
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U001 97.74 million
Exact value

Exact value: 97744000 U001

2017-01-01 – 2017-12-31: 97744000 U001 Inspect Operating Cash Flow Open source
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U001 6.66 million
Exact value

Exact value: 6661000 U001

2017-01-01 – 2017-12-31: 6661000 U001 Inspect Capital Expenditure Open source
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U001 91.08 million
Calculation and evidence

97744000 − 6661000 U001

Exact free cash flow: 91083000 U001

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2018 2018-01-01 – 2018-12-31
−U001 34.08 million
Exact value

Exact value: -34075000 U001

2018-01-01 – 2018-12-31: -34075000 U001 Inspect Net Income Open source
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U001 100.71 million
Exact value

Exact value: 100708000 U001

2018-01-01 – 2018-12-31: 100708000 U001 Inspect Operating Cash Flow Open source
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U001 5.44 million
Exact value

Exact value: 5439000 U001

2018-01-01 – 2018-12-31: 5439000 U001 Inspect Capital Expenditure Open source
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U001 95.27 million
Calculation and evidence

100708000 − 5439000 U001

Exact free cash flow: 95269000 U001

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2019 2019-01-01 – 2019-12-31
U001 7.35 million
Exact value

Exact value: 7347000 U001

2019-01-01 – 2019-12-31: 7347000 U001 Inspect Net Income Open source
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U001 86.68 million
Exact value

Exact value: 86680000 U001

2019-01-01 – 2019-12-31: 86680000 U001 Inspect Operating Cash Flow Open source
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U001 1.95 million
Exact value

Exact value: 1953000 U001

2019-01-01 – 2019-12-31: 1953000 U001 Inspect Capital Expenditure Open source
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U001 84.73 million
Calculation and evidence

86680000 − 1953000 U001

Exact free cash flow: 84727000 U001

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2020 2020-01-01 – 2020-12-31
U001 4.46 million
Exact value

Exact value: 4463000 U001

2020-01-01 – 2020-12-31: 4463000 U001 Inspect Net Income Open source
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U001 74.86 million
Exact value

Exact value: 74862000 U001

2020-01-01 – 2020-12-31: 74862000 U001 Inspect Operating Cash Flow Open source
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U001 1.47 million
Exact value

Exact value: 1470000 U001

2020-01-01 – 2020-12-31: 1470000 U001 Inspect Capital Expenditure Open source
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U001 73.39 million
Calculation and evidence

74862000 − 1470000 U001

Exact free cash flow: 73392000 U001

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

105 filings · 2,051 latest values · 2,051 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000009346, 9346, edgar:9346

Also known as BALDWIN & LYONS INC, BALDWIN & LYONS INC , PROTECTIVE INSURANCE CORP, PROTECTIVE INSURANCE CORPORATION, Protective Insurance Corp, Protective Insurance Corporation