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BANK OF MONTREAL /CAN/

EDGAR

AIQD Report (type unavailable) · filed 2026-09-16

Annual consolidated revenue for 2025: about CAD 36.27B, using the latest reported figures. The previous period, 2024, was about CAD 32.8B.

Inspect reported changes Compare with another company Historical disclosures Search filings Segments

Watchlist

Latest quarter

Revenue

9.34 billion CAD

2025 Q4 · CAD

Exact inputs and evidence

Revenue: 36274000000 CAD Source
Revenue: 26933000000 CAD Source

Net margin

24.49%

2025 Q4 · %

Exact inputs and evidence

Net Income: 8709000000 CAD Source
Net Income: 6421000000 CAD Source
Revenue: 36274000000 CAD Source
Revenue: 26933000000 CAD Source

Operating cash flow

12.8 billion CAD

2025 Q4 · CAD

Exact inputs and evidence

Operating Cash Flow: 10240000000 CAD Source
Operating Cash Flow: -2527000000 CAD Source

Free cash flow

12.3 billion CAD

2025 Q4 · CAD

Exact inputs and evidence

Operating Cash Flow: 10240000000 CAD Source
Operating Cash Flow: -2527000000 CAD Source
Capital Expenditure Including Intangibles: 1729000000 CAD Source
Capital Expenditure Including Intangibles: 1230000000 CAD Source

Cash and cash equivalents: 67.5 billion CAD 2025-10-31 Source
Exact value

67484000000 CAD
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

36.3 billion CAD

2024-11-01 – 2025-10-31

Exact inputs and evidence

Revenue: 9266000000 CAD · 2024-11-01 – 2025-01-31 Source
Revenue: 8679000000 CAD · 2025-02-01 – 2025-04-30 Source
Revenue: 8988000000 CAD · 2025-05-01 – 2025-07-31 Source
Revenue: 36274000000 CAD · 2024-11-01 – 2025-10-31 Source
Revenue: 26933000000 CAD · 2024-11-01 – 2025-07-31 Source

Net income

8.71 billion CAD

2024-11-01 – 2025-10-31

Exact inputs and evidence

Net income: 2134000000 CAD · 2024-11-01 – 2025-01-31 Source
Net income: 1960000000 CAD · 2025-02-01 – 2025-04-30 Source
Net income: 2327000000 CAD · 2025-05-01 – 2025-07-31 Source
Net income: 8709000000 CAD · 2024-11-01 – 2025-10-31 Source
Net income: 6421000000 CAD · 2024-11-01 – 2025-07-31 Source

Operating cash flow

10.2 billion CAD

2024-11-01 – 2025-10-31

Exact inputs and evidence

Operating cash flow: 4872000000 CAD · 2024-11-01 – 2025-01-31 Source
Operating cash flow: -3193000000 CAD · 2025-02-01 – 2025-04-30 Source
Operating cash flow: -4206000000 CAD · 2025-05-01 – 2025-07-31 Source
Operating cash flow: 10240000000 CAD · 2024-11-01 – 2025-10-31 Source
Operating cash flow: -2527000000 CAD · 2024-11-01 – 2025-07-31 Source

Capital expenditure

895 million CAD

2023-08-01 – 2024-07-31

Exact inputs and evidence

Capital expenditure: 885000000 CAD · 2022-11-01 – 2023-10-31 Source
Capital expenditure: 566000000 CAD · 2022-11-01 – 2023-07-31 Source
Capital expenditure: 232000000 CAD · 2023-11-01 – 2024-01-31 Source
Capital expenditure: 148000000 CAD · 2024-02-01 – 2024-04-30 Source
Capital expenditure: 196000000 CAD · 2024-05-01 – 2024-07-31 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-09-16.

Financial data available through: 2025-10-31.

Coverage by financial measure

Revenue: 10 of 11 periods available· newest 2025-10-31
operating income: No compatible figures in this window
Net income: 10 of 11 periods available· newest 2025-10-31
Operating cash flow: 10 of 11 periods available· newest 2025-10-31
Capital expenditure: 8 of 11 periods available· newest 2023-10-31
Total assets: 9 of 11 periods available· newest 2025-10-31
Total liabilities: 6 of 11 periods available· newest 2025-10-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 10 of 11 periods available· newest 2025-10-31
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
+10.6%

Prior period

CAD 32.8 billion

2023-11-01 – 2024-10-31
Current period

CAD 36.27 billion

2024-11-01 – 2025-10-31

Exact inputs and evidence

36274000000 − 32795000000 = 3479000000 CAD

32795000000 CAD · 2023-11-01 – 2024-10-31
Inspect prior input Prior source
36274000000 CAD · 2024-11-01 – 2025-10-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · BANK OF MONTREAL /CAN/ · 2025-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Year-over-year change in Revenue: 3479000000 CAD Concept: fundies:Revenue Period: 2024-11-01 to 2025-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 36274000000 CAD (2024-11-01 to 2025-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#18106422 Filing: 000119312525307982 Input fundies:Revenue: 32795000000 CAD (2023-11-01 to 2024-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#18109694 Filing: 000119312525307982
The citation records this snapshot. The page link may show a newer release later.
Net income
+19%

Prior period

CAD 7.32 billion

2023-11-01 – 2024-10-31
Current period

CAD 8.71 billion

2024-11-01 – 2025-10-31

Exact inputs and evidence

8709000000 − 7318000000 = 1391000000 CAD

7318000000 CAD · 2023-11-01 – 2024-10-31
Inspect prior input Prior source
8709000000 CAD · 2024-11-01 – 2025-10-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · BANK OF MONTREAL /CAN/ · 2025-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Year-over-year change in Net income: 1391000000 CAD Concept: fundies:NetIncome Period: 2024-11-01 to 2025-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 8709000000 CAD (2024-11-01 to 2025-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#18044798 Filing: 000119312525307982 Input fundies:NetIncome: 7318000000 CAD (2023-11-01 to 2024-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#18065272 Filing: 000119312525307982
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
-61.7%

Prior period

CAD 26.7 billion

2023-11-01 – 2024-10-31
Current period

CAD 10.24 billion

2024-11-01 – 2025-10-31

Exact inputs and evidence

10240000000 − 26703000000 = -16463000000 CAD

26703000000 CAD · 2023-11-01 – 2024-10-31
Inspect prior input Prior source
10240000000 CAD · 2024-11-01 – 2025-10-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · BANK OF MONTREAL /CAN/ · 2025-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Year-over-year change in Operating cash flow: -16463000000 CAD Concept: fundies:OperatingCashFlow Period: 2024-11-01 to 2025-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 10240000000 CAD (2024-11-01 to 2025-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#4670074 Filing: 000119312525307982 Input fundies:OperatingCashFlow: 26703000000 CAD (2023-11-01 to 2024-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#4670301 Filing: 000119312525307982
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2024-11-01 – 2025-10-31

Revenue CAD 36.27 billion 100% of revenue
Operating costs Derived Unavailable An input is unavailable.
Operating income Unavailable An input is unavailable.
Tax, interest and other Derived Unavailable An input is unavailable.
Net income CAD 8.71 billion 24% of revenue

Cash

Operating cash flow CAD 10.24 billion 28% of revenue
Capital expenditure including intangibles CAD 1.73 billion 4.8% of revenue
Free cash flow Derived Capital expenditure here includes intangible assets. CAD 8.51 billion 23% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2016 Not shown: operating income or net income is not reported.
2017 Not shown: operating income or net income is not reported.
2018 Not shown: operating income or net income is not reported.
2019 Not shown: operating income or net income is not reported.
2020 Not shown: operating income or net income is not reported.
2021 Not shown: operating income or net income is not reported.
2022 Not shown: operating income or net income is not reported.
2023 Not shown: operating income or net income is not reported.
2024 Not shown: operating income or net income is not reported.
2025 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2016 2015-11-01 – 2016-10-31	21087000000	Unavailable	Unavailable	Unavailable	4622000000	-2952000000 Derived	Source 2015-11-01 – 2016-10-31: 21087000000 CAD Inspect Revenue Open source 2015-11-01 – 2016-10-31: 4622000000 CAD Inspect Net Income Open source 2015-11-01 – 2016-10-31: -2728000000 CAD Inspect Operating Cash Flow Open source 2015-11-01 – 2016-10-31: 224000000 CAD Inspect Capital Expenditure Open source
2017 2016-11-01 – 2017-10-31	22107000000	Unavailable	Unavailable	Unavailable	5337000000	2607000000 Derived	Source 2016-11-01 – 2017-10-31: 22107000000 CAD Inspect Revenue Open source 2016-11-01 – 2017-10-31: 5337000000 CAD Inspect Net Income Open source 2016-11-01 – 2017-10-31: 2908000000 CAD Inspect Operating Cash Flow Open source 2016-11-01 – 2017-10-31: 301000000 CAD Inspect Capital Expenditure Open source
2018 2017-11-01 – 2018-10-31	22905000000	Unavailable	Unavailable	Unavailable	5453000000	17582000000 Derived	Source 2017-11-01 – 2018-10-31: 22905000000 CAD Inspect Revenue Open source 2017-11-01 – 2018-10-31: 5453000000 CAD Inspect Net Income Open source 2017-11-01 – 2018-10-31: 17912000000 CAD Inspect Operating Cash Flow Open source 2017-11-01 – 2018-10-31: 330000000 CAD Inspect Capital Expenditure Open source
2019 2018-11-01 – 2019-10-31	25483000000	Unavailable	Unavailable	Unavailable	5758000000	28825000000 Derived	Source 2018-11-01 – 2019-10-31: 25483000000 CAD Inspect Revenue Open source 2018-11-01 – 2019-10-31: 5758000000 CAD Inspect Net Income Open source 2018-11-01 – 2019-10-31: 29303000000 CAD Inspect Operating Cash Flow Open source 2018-11-01 – 2019-10-31: 478000000 CAD Inspect Capital Expenditure Open source
2020 2019-11-01 – 2020-10-31	25186000000	Unavailable	Unavailable	Unavailable	5097000000	50437000000 Derived	Source 2019-11-01 – 2020-10-31: 25186000000 CAD Inspect Revenue Open source 2019-11-01 – 2020-10-31: 5097000000 CAD Inspect Net Income Open source 2019-11-01 – 2020-10-31: 50836000000 CAD Inspect Operating Cash Flow Open source 2019-11-01 – 2020-10-31: 399000000 CAD Inspect Capital Expenditure Open source
2021 2020-11-01 – 2021-10-31	27186000000	Unavailable	Unavailable	Unavailable	7754000000	43565000000 Derived	Source 2020-11-01 – 2021-10-31: 27186000000 CAD Inspect Revenue Open source 2020-11-01 – 2021-10-31: 7754000000 CAD Inspect Net Income Open source 2020-11-01 – 2021-10-31: 44049000000 CAD Inspect Operating Cash Flow Open source 2020-11-01 – 2021-10-31: 484000000 CAD Inspect Capital Expenditure Open source
2022 2021-11-01 – 2022-10-31	33710000000	Unavailable	Unavailable	Unavailable	13537000000	4180000000 Derived	Source 2021-11-01 – 2022-10-31: 33710000000 CAD Inspect Revenue Open source 2021-11-01 – 2022-10-31: 13537000000 CAD Inspect Net Income Open source 2021-11-01 – 2022-10-31: 4957000000 CAD Inspect Operating Cash Flow Open source 2021-11-01 – 2022-10-31: 777000000 CAD Inspect Capital Expenditure Open source
2023 2022-11-01 – 2023-10-31	29259000000	Unavailable	Unavailable	Unavailable	4425000000	8706000000 Derived	Source 2022-11-01 – 2023-10-31: 29259000000 CAD Inspect Revenue Open source 2022-11-01 – 2023-10-31: 4425000000 CAD Inspect Net Income Open source 2022-11-01 – 2023-10-31: 9591000000 CAD Inspect Operating Cash Flow Open source 2022-11-01 – 2023-10-31: 885000000 CAD Inspect Capital Expenditure Open source
2024 2023-11-01 – 2024-10-31	32795000000	Unavailable	Unavailable	Unavailable	7318000000	25139000000 Derived Capital expenditure here includes intangible assets.	Source 2023-11-01 – 2024-10-31: 32795000000 CAD Inspect Revenue Open source 2023-11-01 – 2024-10-31: 7318000000 CAD Inspect Net Income Open source 2023-11-01 – 2024-10-31: 26703000000 CAD Inspect Operating Cash Flow Open source 2023-11-01 – 2024-10-31: 1564000000 CAD Inspect Capital Expenditure Including Intangibles Open source
2025 2024-11-01 – 2025-10-31	36274000000	Unavailable	Unavailable	Unavailable	8709000000	8511000000 Derived Capital expenditure here includes intangible assets.	Source 2024-11-01 – 2025-10-31: 36274000000 CAD Inspect Revenue Open source 2024-11-01 – 2025-10-31: 8709000000 CAD Inspect Net Income Open source 2024-11-01 – 2025-10-31: 10240000000 CAD Inspect Operating Cash Flow Open source 2024-11-01 – 2025-10-31: 1729000000 CAD Inspect Capital Expenditure Including Intangibles Open source

Amounts are exact, in CAD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

CAD 36.3B 2025

Values and sources

Revenue values and source evidence
Period	Series	Value(CAD)	Source evidence
20162016-10-31	Revenue	21087000000	Revenue: 21087000000 Open source
20172017-10-31	Revenue	22107000000	Revenue: 22107000000 Open source
20182018-10-31	Revenue	22905000000	Revenue: 22905000000 Open source
20192019-10-31	Revenue	25483000000	Revenue: 25483000000 Open source
20202020-10-31	Revenue	25186000000	Revenue: 25186000000 Open source
20212021-10-31	Revenue	27186000000	Revenue: 27186000000 Open source
20222022-10-31	Revenue	33710000000	Revenue: 33710000000 Open source
20232023-10-31	Revenue	29259000000	Revenue: 29259000000 Open source
20242024-10-31	Revenue	32795000000	Revenue: 32795000000 Open source
20252025-10-31	Revenue	36274000000	Revenue: 36274000000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

10.6% 2025

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20162016-10-31	Year over year	No prior comparable period	Revenue: 21087000000 Open source
20172017-10-31	Year over year	4.8%	Revenue: 22107000000 Open source Revenue: 21087000000 Open source
20182018-10-31	Year over year	3.6%	Revenue: 22905000000 Open source Revenue: 22107000000 Open source
20192019-10-31	Year over year	11.3%	Revenue: 25483000000 Open source Revenue: 22905000000 Open source
20202020-10-31	Year over year	-1.2%	Revenue: 25186000000 Open source Revenue: 25483000000 Open source
20212021-10-31	Year over year	7.9%	Revenue: 27186000000 Open source Revenue: 25186000000 Open source
20222022-10-31	Year over year	24%	Revenue: 33710000000 Open source Revenue: 27186000000 Open source
20232023-10-31	Year over year	-13.2%	Revenue: 29259000000 Open source Revenue: 33710000000 Open source
20242024-10-31	Year over year	12.1%	Revenue: 32795000000 Open source Revenue: 29259000000 Open source
20252025-10-31	Year over year	10.6%	Revenue: 36274000000 Open source Revenue: 32795000000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 24% 2025

Free cash flow margin 23.5% 2025

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
2016-10-31	Operating margin	Not reported	Revenue: 21087000000 Open source
2017-10-31	Operating margin	Not reported	Revenue: 22107000000 Open source
2018-10-31	Operating margin	Not reported	Revenue: 22905000000 Open source
2019-10-31	Operating margin	Not reported	Revenue: 25483000000 Open source
2020-10-31	Operating margin	Not reported	Revenue: 25186000000 Open source
2021-10-31	Operating margin	Not reported	Revenue: 27186000000 Open source
2022-10-31	Operating margin	Not reported	Revenue: 33710000000 Open source
2023-10-31	Operating margin	Not reported	Revenue: 29259000000 Open source
2024-10-31	Operating margin	Not reported	Revenue: 32795000000 Open source
2025-10-31	Operating margin	Not reported	Revenue: 36274000000 Open source
20162016-10-31	Net margin	21.9%	Net Income: 4622000000 Open source Revenue: 21087000000 Open source
20172017-10-31	Net margin	24.1%	Net Income: 5337000000 Open source Revenue: 22107000000 Open source
20182018-10-31	Net margin	23.8%	Net Income: 5453000000 Open source Revenue: 22905000000 Open source
20192019-10-31	Net margin	22.6%	Net Income: 5758000000 Open source Revenue: 25483000000 Open source
20202020-10-31	Net margin	20.2%	Net Income: 5097000000 Open source Revenue: 25186000000 Open source
20212021-10-31	Net margin	28.5%	Net Income: 7754000000 Open source Revenue: 27186000000 Open source
20222022-10-31	Net margin	40.2%	Net Income: 13537000000 Open source Revenue: 33710000000 Open source
20232023-10-31	Net margin	15.1%	Net Income: 4425000000 Open source Revenue: 29259000000 Open source
20242024-10-31	Net margin	22.3%	Net Income: 7318000000 Open source Revenue: 32795000000 Open source
20252025-10-31	Net margin	24%	Net Income: 8709000000 Open source Revenue: 36274000000 Open source
20162016-10-31	Free cash flow margin	-14%	Revenue: 21087000000 Open source Operating Cash Flow: -2728000000 Open source Capital Expenditure: 224000000 Open source
20172017-10-31	Free cash flow margin	11.8%	Revenue: 22107000000 Open source Operating Cash Flow: 2908000000 Open source Capital Expenditure: 301000000 Open source
20182018-10-31	Free cash flow margin	76.8%	Revenue: 22905000000 Open source Operating Cash Flow: 17912000000 Open source Capital Expenditure: 330000000 Open source
20192019-10-31	Free cash flow margin	113.1%	Revenue: 25483000000 Open source Operating Cash Flow: 29303000000 Open source Capital Expenditure: 478000000 Open source
20202020-10-31	Free cash flow margin	200.3%	Revenue: 25186000000 Open source Operating Cash Flow: 50836000000 Open source Capital Expenditure: 399000000 Open source
20212021-10-31	Free cash flow margin	160.2%	Revenue: 27186000000 Open source Operating Cash Flow: 44049000000 Open source Capital Expenditure: 484000000 Open source
20222022-10-31	Free cash flow margin	12.4%	Revenue: 33710000000 Open source Operating Cash Flow: 4957000000 Open source Capital Expenditure: 777000000 Open source
20232023-10-31	Free cash flow margin	29.8%	Revenue: 29259000000 Open source Operating Cash Flow: 9591000000 Open source Capital Expenditure: 885000000 Open source
20242024-10-31	Free cash flow margin	76.7%	Revenue: 32795000000 Open source Operating Cash Flow: 26703000000 Open source Capital Expenditure Including Intangibles: 1564000000 Open source
20252025-10-31	Free cash flow margin	23.5%	Revenue: 36274000000 Open source Operating Cash Flow: 10240000000 Open source Capital Expenditure Including Intangibles: 1729000000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

CAD 10.2B 2025

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(CAD)	Source evidence
20162016-10-31	Operating cash flow	-2728000000	Operating Cash Flow: -2728000000 Open source
20172017-10-31	Operating cash flow	2908000000	Operating Cash Flow: 2908000000 Open source
20182018-10-31	Operating cash flow	17912000000	Operating Cash Flow: 17912000000 Open source
20192019-10-31	Operating cash flow	29303000000	Operating Cash Flow: 29303000000 Open source
20202020-10-31	Operating cash flow	50836000000	Operating Cash Flow: 50836000000 Open source
20212021-10-31	Operating cash flow	44049000000	Operating Cash Flow: 44049000000 Open source
20222022-10-31	Operating cash flow	4957000000	Operating Cash Flow: 4957000000 Open source
20232023-10-31	Operating cash flow	9591000000	Operating Cash Flow: 9591000000 Open source
20242024-10-31	Operating cash flow	26703000000	Operating Cash Flow: 26703000000 Open source
20252025-10-31	Operating cash flow	10240000000	Operating Cash Flow: 10240000000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

CAD 8.5B 2025

Values and sources

Free cash flow values and source evidence
Period	Series	Value(CAD)	Source evidence
20162016-10-31	Free cash flow	-2952000000	Operating Cash Flow: -2728000000 Open source Capital Expenditure: 224000000 Open source
20172017-10-31	Free cash flow	2607000000	Operating Cash Flow: 2908000000 Open source Capital Expenditure: 301000000 Open source
20182018-10-31	Free cash flow	17582000000	Operating Cash Flow: 17912000000 Open source Capital Expenditure: 330000000 Open source
20192019-10-31	Free cash flow	28825000000	Operating Cash Flow: 29303000000 Open source Capital Expenditure: 478000000 Open source
20202020-10-31	Free cash flow	50437000000	Operating Cash Flow: 50836000000 Open source Capital Expenditure: 399000000 Open source
20212021-10-31	Free cash flow	43565000000	Operating Cash Flow: 44049000000 Open source Capital Expenditure: 484000000 Open source
20222022-10-31	Free cash flow	4180000000	Operating Cash Flow: 4957000000 Open source Capital Expenditure: 777000000 Open source
20232023-10-31	Free cash flow	8706000000	Operating Cash Flow: 9591000000 Open source Capital Expenditure: 885000000 Open source
20242024-10-31	Free cash flow	25139000000	Operating Cash Flow: 26703000000 Open source Capital Expenditure Including Intangibles: 1564000000 Open source
20252025-10-31	Free cash flow	8511000000	Operating Cash Flow: 10240000000 Open source Capital Expenditure Including Intangibles: 1729000000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

94% 2025

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
2016-10-31	Liabilities / assets	Not reported	No source recorded
2017-10-31	Liabilities / assets	Not reported	Total Assets: 709580000000 Open source
2018-10-31	Liabilities / assets	Not reported	Total Assets: 773293000000 Open source
2019-10-31	Liabilities / assets	Not reported	Total Assets: 852195000000 Open source
20202020-10-31	Liabilities / assets	94%	Total Liabilities: 892668000000 Open source Total Assets: 949261000000 Open source
20212021-10-31	Liabilities / assets	94.2%	Total Liabilities: 930652000000 Open source Total Assets: 988175000000 Open source
20222022-10-31	Liabilities / assets	93.8%	Total Liabilities: 1068161000000 Open source Total Assets: 1139199000000 Open source
20232023-10-31	Liabilities / assets	94.3%	Total Liabilities: 1270883000000 Open source Total Assets: 1347006000000 Open source
20242024-10-31	Liabilities / assets	94%	Total Liabilities: 1325361000000 Open source Total Assets: 1409647000000 Open source
20252025-10-31	Liabilities / assets	94%	Total Liabilities: 1388702000000 Open source Total Assets: 1476802000000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
2016-10-31	Current assets / current liabilities	Not reported	No source recorded
2017-10-31	Current assets / current liabilities	Not reported	No source recorded
2018-10-31	Current assets / current liabilities	Not reported	No source recorded
2019-10-31	Current assets / current liabilities	Not reported	No source recorded
2020-10-31	Current assets / current liabilities	Not reported	No source recorded
2021-10-31	Current assets / current liabilities	Not reported	No source recorded
2022-10-31	Current assets / current liabilities	Not reported	No source recorded
2023-10-31	Current assets / current liabilities	Not reported	No source recorded
2024-10-31	Current assets / current liabilities	Not reported	No source recorded
2025-10-31	Current assets / current liabilities	Not reported	No source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2016 2015-11-01 – 2016-10-31	CAD 4.62 billion Exact value Exact value: 4622000000 CAD 2015-11-01 – 2016-10-31: 4622000000 CAD Inspect Net Income Open source Share or cite Citation for Net Income · BANK OF MONTREAL /CAN/ · 2016-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Net Income: 4622000000 CAD Concept: fundies:NetIncome Period: 2015-11-01 to 2016-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ANetIncome&period=2016-10-31&surface=latest&period_type=duration&start=2015-11-01&unit=CAD&dimensions= Input fundies:NetIncome: 4622000000 CAD (2015-11-01 to 2016-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312518342247/bmo-20181031.xml#12100469 Filing: 000119312518342247 The citation records this snapshot. The page link may show a newer release later.	−CAD 2.73 billion Exact value Exact value: -2728000000 CAD 2015-11-01 – 2016-10-31: -2728000000 CAD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BANK OF MONTREAL /CAN/ · 2016-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Operating Cash Flow: -2728000000 CAD Concept: fundies:OperatingCashFlow Period: 2015-11-01 to 2016-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3AOperatingCashFlow&period=2016-10-31&surface=latest&period_type=duration&start=2015-11-01&unit=CAD&dimensions= Input fundies:OperatingCashFlow: -2728000000 CAD (2015-11-01 to 2016-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312518342247/bmo-20181031.xml#12079907 Filing: 000119312518342247 The citation records this snapshot. The page link may show a newer release later.	CAD 224 million Exact value Exact value: 224000000 CAD 2015-11-01 – 2016-10-31: 224000000 CAD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · BANK OF MONTREAL /CAN/ · 2016-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Capital Expenditure: 224000000 CAD Concept: fundies:CapitalExpenditure Period: 2015-11-01 to 2016-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ACapitalExpenditure&period=2016-10-31&surface=latest&period_type=duration&start=2015-11-01&unit=CAD&dimensions= Input fundies:CapitalExpenditure: 224000000 CAD (2015-11-01 to 2016-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312518342247/bmo-20181031.xml#12103523 Filing: 000119312518342247 The citation records this snapshot. The page link may show a newer release later.	−CAD 2.95 billion Calculation and evidence -2728000000 − 224000000 CAD Exact free cash flow: -2952000000 CAD 2015-11-01 – 2016-10-31: -2728000000 CAD · Inspect Operating Cash Flow · Source 2015-11-01 – 2016-10-31: 224000000 CAD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · BANK OF MONTREAL /CAN/ · 2016-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Free cash flow: -2952000000 CAD Concept: free-cash-flow Period: 2015-11-01 to 2016-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -2728000000 CAD (2015-11-01 to 2016-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312518342247/bmo-20181031.xml#12079907 Filing: 000119312518342247 Input fundies:CapitalExpenditure: 224000000 CAD (2015-11-01 to 2016-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312518342247/bmo-20181031.xml#12103523 Filing: 000119312518342247 The citation records this snapshot. The page link may show a newer release later.
2017 2016-11-01 – 2017-10-31	CAD 5.34 billion Exact value Exact value: 5337000000 CAD 2016-11-01 – 2017-10-31: 5337000000 CAD Inspect Net Income Open source Share or cite Citation for Net Income · BANK OF MONTREAL /CAN/ · 2017-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Net Income: 5337000000 CAD Concept: fundies:NetIncome Period: 2016-11-01 to 2017-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ANetIncome&period=2017-10-31&surface=latest&period_type=duration&start=2016-11-01&unit=CAD&dimensions= Input fundies:NetIncome: 5337000000 CAD (2016-11-01 to 2017-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312519305402/bmo-20191031.xml#2306296 Filing: 000119312519305402 The citation records this snapshot. The page link may show a newer release later.	CAD 2.91 billion Exact value Exact value: 2908000000 CAD 2016-11-01 – 2017-10-31: 2908000000 CAD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BANK OF MONTREAL /CAN/ · 2017-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Operating Cash Flow: 2908000000 CAD Concept: fundies:OperatingCashFlow Period: 2016-11-01 to 2017-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3AOperatingCashFlow&period=2017-10-31&surface=latest&period_type=duration&start=2016-11-01&unit=CAD&dimensions= Input fundies:OperatingCashFlow: 2908000000 CAD (2016-11-01 to 2017-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312519305402/bmo-20191031.xml#2365746 Filing: 000119312519305402 The citation records this snapshot. The page link may show a newer release later.	CAD 301 million Exact value Exact value: 301000000 CAD 2016-11-01 – 2017-10-31: 301000000 CAD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · BANK OF MONTREAL /CAN/ · 2017-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Capital Expenditure: 301000000 CAD Concept: fundies:CapitalExpenditure Period: 2016-11-01 to 2017-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ACapitalExpenditure&period=2017-10-31&surface=latest&period_type=duration&start=2016-11-01&unit=CAD&dimensions= Input fundies:CapitalExpenditure: 301000000 CAD (2016-11-01 to 2017-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312519305402/bmo-20191031.xml#2376644 Filing: 000119312519305402 The citation records this snapshot. The page link may show a newer release later.	CAD 2.61 billion Calculation and evidence 2908000000 − 301000000 CAD Exact free cash flow: 2607000000 CAD 2016-11-01 – 2017-10-31: 2908000000 CAD · Inspect Operating Cash Flow · Source 2016-11-01 – 2017-10-31: 301000000 CAD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · BANK OF MONTREAL /CAN/ · 2017-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Free cash flow: 2607000000 CAD Concept: free-cash-flow Period: 2016-11-01 to 2017-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 2908000000 CAD (2016-11-01 to 2017-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312519305402/bmo-20191031.xml#2365746 Filing: 000119312519305402 Input fundies:CapitalExpenditure: 301000000 CAD (2016-11-01 to 2017-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312519305402/bmo-20191031.xml#2376644 Filing: 000119312519305402 The citation records this snapshot. The page link may show a newer release later.
2018 2017-11-01 – 2018-10-31	CAD 5.45 billion Exact value Exact value: 5453000000 CAD 2017-11-01 – 2018-10-31: 5453000000 CAD Inspect Net Income Open source Share or cite Citation for Net Income · BANK OF MONTREAL /CAN/ · 2018-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Net Income: 5453000000 CAD Concept: fundies:NetIncome Period: 2017-11-01 to 2018-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ANetIncome&period=2018-10-31&surface=latest&period_type=duration&start=2017-11-01&unit=CAD&dimensions= Input fundies:NetIncome: 5453000000 CAD (2017-11-01 to 2018-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312520307333/bmo-20201031.xml#4273424 Filing: 000119312520307333 The citation records this snapshot. The page link may show a newer release later.	CAD 17.91 billion Exact value Exact value: 17912000000 CAD 2017-11-01 – 2018-10-31: 17912000000 CAD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BANK OF MONTREAL /CAN/ · 2018-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Operating Cash Flow: 17912000000 CAD Concept: fundies:OperatingCashFlow Period: 2017-11-01 to 2018-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3AOperatingCashFlow&period=2018-10-31&surface=latest&period_type=duration&start=2017-11-01&unit=CAD&dimensions= Input fundies:OperatingCashFlow: 17912000000 CAD (2017-11-01 to 2018-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312520307333/bmo-20201031.xml#2491313 Filing: 000119312520307333 The citation records this snapshot. The page link may show a newer release later.	CAD 330 million Exact value Exact value: 330000000 CAD 2017-11-01 – 2018-10-31: 330000000 CAD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · BANK OF MONTREAL /CAN/ · 2018-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Capital Expenditure: 330000000 CAD Concept: fundies:CapitalExpenditure Period: 2017-11-01 to 2018-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ACapitalExpenditure&period=2018-10-31&surface=latest&period_type=duration&start=2017-11-01&unit=CAD&dimensions= Input fundies:CapitalExpenditure: 330000000 CAD (2017-11-01 to 2018-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312520307333/bmo-20201031.xml#2504595 Filing: 000119312520307333 The citation records this snapshot. The page link may show a newer release later.	CAD 17.58 billion Calculation and evidence 17912000000 − 330000000 CAD Exact free cash flow: 17582000000 CAD 2017-11-01 – 2018-10-31: 17912000000 CAD · Inspect Operating Cash Flow · Source 2017-11-01 – 2018-10-31: 330000000 CAD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · BANK OF MONTREAL /CAN/ · 2018-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Free cash flow: 17582000000 CAD Concept: free-cash-flow Period: 2017-11-01 to 2018-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 17912000000 CAD (2017-11-01 to 2018-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312520307333/bmo-20201031.xml#2491313 Filing: 000119312520307333 Input fundies:CapitalExpenditure: 330000000 CAD (2017-11-01 to 2018-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312520307333/bmo-20201031.xml#2504595 Filing: 000119312520307333 The citation records this snapshot. The page link may show a newer release later.
2019 2018-11-01 – 2019-10-31	CAD 5.76 billion Exact value Exact value: 5758000000 CAD 2018-11-01 – 2019-10-31: 5758000000 CAD Inspect Net Income Open source Share or cite Citation for Net Income · BANK OF MONTREAL /CAN/ · 2019-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Net Income: 5758000000 CAD Concept: fundies:NetIncome Period: 2018-11-01 to 2019-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ANetIncome&period=2019-10-31&surface=latest&period_type=duration&start=2018-11-01&unit=CAD&dimensions= Input fundies:NetIncome: 5758000000 CAD (2018-11-01 to 2019-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312521347995/d212602d40f_htm.xml#17073446 Filing: 000119312521347995 The citation records this snapshot. The page link may show a newer release later.	CAD 29.3 billion Exact value Exact value: 29303000000 CAD 2018-11-01 – 2019-10-31: 29303000000 CAD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BANK OF MONTREAL /CAN/ · 2019-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Operating Cash Flow: 29303000000 CAD Concept: fundies:OperatingCashFlow Period: 2018-11-01 to 2019-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3AOperatingCashFlow&period=2019-10-31&surface=latest&period_type=duration&start=2018-11-01&unit=CAD&dimensions= Input fundies:OperatingCashFlow: 29303000000 CAD (2018-11-01 to 2019-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312521347995/d212602d40f_htm.xml#4899850 Filing: 000119312521347995 The citation records this snapshot. The page link may show a newer release later.	CAD 478 million Exact value Exact value: 478000000 CAD 2018-11-01 – 2019-10-31: 478000000 CAD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · BANK OF MONTREAL /CAN/ · 2019-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Capital Expenditure: 478000000 CAD Concept: fundies:CapitalExpenditure Period: 2018-11-01 to 2019-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ACapitalExpenditure&period=2019-10-31&surface=latest&period_type=duration&start=2018-11-01&unit=CAD&dimensions= Input fundies:CapitalExpenditure: 478000000 CAD (2018-11-01 to 2019-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312521347995/d212602d40f_htm.xml#4909569 Filing: 000119312521347995 The citation records this snapshot. The page link may show a newer release later.	CAD 28.83 billion Calculation and evidence 29303000000 − 478000000 CAD Exact free cash flow: 28825000000 CAD 2018-11-01 – 2019-10-31: 29303000000 CAD · Inspect Operating Cash Flow · Source 2018-11-01 – 2019-10-31: 478000000 CAD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · BANK OF MONTREAL /CAN/ · 2019-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Free cash flow: 28825000000 CAD Concept: free-cash-flow Period: 2018-11-01 to 2019-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 29303000000 CAD (2018-11-01 to 2019-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312521347995/d212602d40f_htm.xml#4899850 Filing: 000119312521347995 Input fundies:CapitalExpenditure: 478000000 CAD (2018-11-01 to 2019-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312521347995/d212602d40f_htm.xml#4909569 Filing: 000119312521347995 The citation records this snapshot. The page link may show a newer release later.
2020 2019-11-01 – 2020-10-31	CAD 5.1 billion Exact value Exact value: 5097000000 CAD 2019-11-01 – 2020-10-31: 5097000000 CAD Inspect Net Income Open source Share or cite Citation for Net Income · BANK OF MONTREAL /CAN/ · 2020-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Net Income: 5097000000 CAD Concept: fundies:NetIncome Period: 2019-11-01 to 2020-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ANetIncome&period=2020-10-31&surface=latest&period_type=duration&start=2019-11-01&unit=CAD&dimensions= Input fundies:NetIncome: 5097000000 CAD (2019-11-01 to 2020-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312521347995/d212602d40f_htm.xml#17073242 Filing: 000119312521347995 The citation records this snapshot. The page link may show a newer release later.	CAD 50.84 billion Exact value Exact value: 50836000000 CAD 2019-11-01 – 2020-10-31: 50836000000 CAD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BANK OF MONTREAL /CAN/ · 2020-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Operating Cash Flow: 50836000000 CAD Concept: fundies:OperatingCashFlow Period: 2019-11-01 to 2020-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3AOperatingCashFlow&period=2020-10-31&surface=latest&period_type=duration&start=2019-11-01&unit=CAD&dimensions= Input fundies:OperatingCashFlow: 50836000000 CAD (2019-11-01 to 2020-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312521347995/d212602d40f_htm.xml#4899645 Filing: 000119312521347995 The citation records this snapshot. The page link may show a newer release later.	CAD 399 million Exact value Exact value: 399000000 CAD 2019-11-01 – 2020-10-31: 399000000 CAD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · BANK OF MONTREAL /CAN/ · 2020-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Capital Expenditure: 399000000 CAD Concept: fundies:CapitalExpenditure Period: 2019-11-01 to 2020-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ACapitalExpenditure&period=2020-10-31&surface=latest&period_type=duration&start=2019-11-01&unit=CAD&dimensions= Input fundies:CapitalExpenditure: 399000000 CAD (2019-11-01 to 2020-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312521347995/d212602d40f_htm.xml#4909310 Filing: 000119312521347995 The citation records this snapshot. The page link may show a newer release later.	CAD 50.44 billion Calculation and evidence 50836000000 − 399000000 CAD Exact free cash flow: 50437000000 CAD 2019-11-01 – 2020-10-31: 50836000000 CAD · Inspect Operating Cash Flow · Source 2019-11-01 – 2020-10-31: 399000000 CAD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · BANK OF MONTREAL /CAN/ · 2020-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Free cash flow: 50437000000 CAD Concept: free-cash-flow Period: 2019-11-01 to 2020-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 50836000000 CAD (2019-11-01 to 2020-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312521347995/d212602d40f_htm.xml#4899645 Filing: 000119312521347995 Input fundies:CapitalExpenditure: 399000000 CAD (2019-11-01 to 2020-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312521347995/d212602d40f_htm.xml#4909310 Filing: 000119312521347995 The citation records this snapshot. The page link may show a newer release later.
2021 2020-11-01 – 2021-10-31	CAD 7.75 billion Exact value Exact value: 7754000000 CAD 2020-11-01 – 2021-10-31: 7754000000 CAD Inspect Net Income Open source Share or cite Citation for Net Income · BANK OF MONTREAL /CAN/ · 2021-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Net Income: 7754000000 CAD Concept: fundies:NetIncome Period: 2020-11-01 to 2021-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ANetIncome&period=2021-10-31&surface=latest&period_type=duration&start=2020-11-01&unit=CAD&dimensions= Input fundies:NetIncome: 7754000000 CAD (2020-11-01 to 2021-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312521347995/d212602d40f_htm.xml#17073038 Filing: 000119312521347995 The citation records this snapshot. The page link may show a newer release later.	CAD 44.05 billion Exact value Exact value: 44049000000 CAD 2020-11-01 – 2021-10-31: 44049000000 CAD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BANK OF MONTREAL /CAN/ · 2021-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Operating Cash Flow: 44049000000 CAD Concept: fundies:OperatingCashFlow Period: 2020-11-01 to 2021-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3AOperatingCashFlow&period=2021-10-31&surface=latest&period_type=duration&start=2020-11-01&unit=CAD&dimensions= Input fundies:OperatingCashFlow: 44049000000 CAD (2020-11-01 to 2021-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312522296674/d359136d40f_htm.xml#4991663 Filing: 000119312522296674 The citation records this snapshot. The page link may show a newer release later.	CAD 484 million Exact value Exact value: 484000000 CAD 2020-11-01 – 2021-10-31: 484000000 CAD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · BANK OF MONTREAL /CAN/ · 2021-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Capital Expenditure: 484000000 CAD Concept: fundies:CapitalExpenditure Period: 2020-11-01 to 2021-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ACapitalExpenditure&period=2021-10-31&surface=latest&period_type=duration&start=2020-11-01&unit=CAD&dimensions= Input fundies:CapitalExpenditure: 484000000 CAD (2020-11-01 to 2021-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312522296674/d359136d40f_htm.xml#4998584 Filing: 000119312522296674 The citation records this snapshot. The page link may show a newer release later.	CAD 43.57 billion Calculation and evidence 44049000000 − 484000000 CAD Exact free cash flow: 43565000000 CAD 2020-11-01 – 2021-10-31: 44049000000 CAD · Inspect Operating Cash Flow · Source 2020-11-01 – 2021-10-31: 484000000 CAD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · BANK OF MONTREAL /CAN/ · 2021-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Free cash flow: 43565000000 CAD Concept: free-cash-flow Period: 2020-11-01 to 2021-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 44049000000 CAD (2020-11-01 to 2021-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312522296674/d359136d40f_htm.xml#4991663 Filing: 000119312522296674 Input fundies:CapitalExpenditure: 484000000 CAD (2020-11-01 to 2021-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312522296674/d359136d40f_htm.xml#4998584 Filing: 000119312522296674 The citation records this snapshot. The page link may show a newer release later.
2022 2021-11-01 – 2022-10-31	CAD 13.54 billion Exact value Exact value: 13537000000 CAD 2021-11-01 – 2022-10-31: 13537000000 CAD Inspect Net Income Open source Share or cite Citation for Net Income · BANK OF MONTREAL /CAN/ · 2022-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Net Income: 13537000000 CAD Concept: fundies:NetIncome Period: 2021-11-01 to 2022-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ANetIncome&period=2022-10-31&surface=latest&period_type=duration&start=2021-11-01&unit=CAD&dimensions= Input fundies:NetIncome: 13537000000 CAD (2021-11-01 to 2022-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312523287420/d551461d40f_htm.xml#17780456 Filing: 000119312523287420 The citation records this snapshot. The page link may show a newer release later.	CAD 4.96 billion Exact value Exact value: 4957000000 CAD 2021-11-01 – 2022-10-31: 4957000000 CAD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BANK OF MONTREAL /CAN/ · 2022-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Operating Cash Flow: 4957000000 CAD Concept: fundies:OperatingCashFlow Period: 2021-11-01 to 2022-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3AOperatingCashFlow&period=2022-10-31&surface=latest&period_type=duration&start=2021-11-01&unit=CAD&dimensions= Input fundies:OperatingCashFlow: 4957000000 CAD (2021-11-01 to 2022-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312523287420/d551461d40f_htm.xml#4688541 Filing: 000119312523287420 The citation records this snapshot. The page link may show a newer release later.	CAD 777 million Exact value Exact value: 777000000 CAD 2021-11-01 – 2022-10-31: 777000000 CAD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · BANK OF MONTREAL /CAN/ · 2022-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Capital Expenditure: 777000000 CAD Concept: fundies:CapitalExpenditure Period: 2021-11-01 to 2022-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ACapitalExpenditure&period=2022-10-31&surface=latest&period_type=duration&start=2021-11-01&unit=CAD&dimensions= Input fundies:CapitalExpenditure: 777000000 CAD (2021-11-01 to 2022-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312523287420/d551461d40f_htm.xml#4695852 Filing: 000119312523287420 The citation records this snapshot. The page link may show a newer release later.	CAD 4.18 billion Calculation and evidence 4957000000 − 777000000 CAD Exact free cash flow: 4180000000 CAD 2021-11-01 – 2022-10-31: 4957000000 CAD · Inspect Operating Cash Flow · Source 2021-11-01 – 2022-10-31: 777000000 CAD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · BANK OF MONTREAL /CAN/ · 2022-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Free cash flow: 4180000000 CAD Concept: free-cash-flow Period: 2021-11-01 to 2022-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 4957000000 CAD (2021-11-01 to 2022-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312523287420/d551461d40f_htm.xml#4688541 Filing: 000119312523287420 Input fundies:CapitalExpenditure: 777000000 CAD (2021-11-01 to 2022-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312523287420/d551461d40f_htm.xml#4695852 Filing: 000119312523287420 The citation records this snapshot. The page link may show a newer release later.
2023 2022-11-01 – 2023-10-31	CAD 4.43 billion Exact value Exact value: 4425000000 CAD 2022-11-01 – 2023-10-31: 4425000000 CAD Inspect Net Income Open source Share or cite Citation for Net Income · BANK OF MONTREAL /CAN/ · 2023-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Net Income: 4425000000 CAD Concept: fundies:NetIncome Period: 2022-11-01 to 2023-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ANetIncome&period=2023-10-31&surface=latest&period_type=duration&start=2022-11-01&unit=CAD&dimensions= Input fundies:NetIncome: 4425000000 CAD (2022-11-01 to 2023-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312524271395/d878486d40f_htm.xml#21364598 Filing: 000119312524271395 The citation records this snapshot. The page link may show a newer release later.	CAD 9.59 billion Exact value Exact value: 9591000000 CAD 2022-11-01 – 2023-10-31: 9591000000 CAD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BANK OF MONTREAL /CAN/ · 2023-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Operating Cash Flow: 9591000000 CAD Concept: fundies:OperatingCashFlow Period: 2022-11-01 to 2023-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3AOperatingCashFlow&period=2023-10-31&surface=latest&period_type=duration&start=2022-11-01&unit=CAD&dimensions= Input fundies:OperatingCashFlow: 9591000000 CAD (2022-11-01 to 2023-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312524271395/d878486d40f_htm.xml#5008383 Filing: 000119312524271395 The citation records this snapshot. The page link may show a newer release later.	CAD 885 million Exact value Exact value: 885000000 CAD 2022-11-01 – 2023-10-31: 885000000 CAD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · BANK OF MONTREAL /CAN/ · 2023-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Capital Expenditure: 885000000 CAD Concept: fundies:CapitalExpenditure Period: 2022-11-01 to 2023-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ACapitalExpenditure&period=2023-10-31&surface=latest&period_type=duration&start=2022-11-01&unit=CAD&dimensions= Input fundies:CapitalExpenditure: 885000000 CAD (2022-11-01 to 2023-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312523287420/d551461d40f_htm.xml#4695593 Filing: 000119312523287420 The citation records this snapshot. The page link may show a newer release later.	CAD 8.71 billion Calculation and evidence 9591000000 − 885000000 CAD Exact free cash flow: 8706000000 CAD 2022-11-01 – 2023-10-31: 9591000000 CAD · Inspect Operating Cash Flow · Source 2022-11-01 – 2023-10-31: 885000000 CAD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · BANK OF MONTREAL /CAN/ · 2023-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Free cash flow: 8706000000 CAD Concept: free-cash-flow Period: 2022-11-01 to 2023-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 9591000000 CAD (2022-11-01 to 2023-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312524271395/d878486d40f_htm.xml#5008383 Filing: 000119312524271395 Input fundies:CapitalExpenditure: 885000000 CAD (2022-11-01 to 2023-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312523287420/d551461d40f_htm.xml#4695593 Filing: 000119312523287420 The citation records this snapshot. The page link may show a newer release later.
2024 2023-11-01 – 2024-10-31	CAD 7.32 billion Exact value Exact value: 7318000000 CAD 2023-11-01 – 2024-10-31: 7318000000 CAD Inspect Net Income Open source Share or cite Citation for Net Income · BANK OF MONTREAL /CAN/ · 2024-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Net Income: 7318000000 CAD Concept: fundies:NetIncome Period: 2023-11-01 to 2024-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ANetIncome&period=2024-10-31&surface=latest&period_type=duration&start=2023-11-01&unit=CAD&dimensions= Input fundies:NetIncome: 7318000000 CAD (2023-11-01 to 2024-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#18065272 Filing: 000119312525307982 The citation records this snapshot. The page link may show a newer release later.	CAD 26.7 billion Exact value Exact value: 26703000000 CAD 2023-11-01 – 2024-10-31: 26703000000 CAD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BANK OF MONTREAL /CAN/ · 2024-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Operating Cash Flow: 26703000000 CAD Concept: fundies:OperatingCashFlow Period: 2023-11-01 to 2024-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3AOperatingCashFlow&period=2024-10-31&surface=latest&period_type=duration&start=2023-11-01&unit=CAD&dimensions= Input fundies:OperatingCashFlow: 26703000000 CAD (2023-11-01 to 2024-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#4670301 Filing: 000119312525307982 The citation records this snapshot. The page link may show a newer release later.	CAD 1.56 billion Capital expenditure here includes intangible assets. Exact value Exact value: 1564000000 CAD 2023-11-01 – 2024-10-31: 1564000000 CAD Inspect Capital Expenditure Including Intangibles Open source Share or cite Citation for Capital Expenditure Including Intangibles · BANK OF MONTREAL /CAN/ · 2024-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Capital Expenditure Including Intangibles: 1564000000 CAD Concept: fundies:CapitalExpenditureIncludingIntangibles Period: 2023-11-01 to 2024-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ACapitalExpenditureIncludingIntangibles&period=2024-10-31&surface=latest&period_type=duration&start=2023-11-01&unit=CAD&dimensions= Input fundies:CapitalExpenditureIncludingIntangibles: 1564000000 CAD (2023-11-01 to 2024-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#4678482 Filing: 000119312525307982 The citation records this snapshot. The page link may show a newer release later.	CAD 25.14 billion Capital expenditure here includes intangible assets. Calculation and evidence 26703000000 − 1564000000 CAD Exact free cash flow: 25139000000 CAD 2023-11-01 – 2024-10-31: 26703000000 CAD · Inspect Operating Cash Flow · Source 2023-11-01 – 2024-10-31: 1564000000 CAD · Inspect Capital Expenditure Including Intangibles · Source Share or cite Citation for Free cash flow · BANK OF MONTREAL /CAN/ · 2024-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Free cash flow: 25139000000 CAD Concept: free-cash-flow Period: 2023-11-01 to 2024-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 26703000000 CAD (2023-11-01 to 2024-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#4670301 Filing: 000119312525307982 Input fundies:CapitalExpenditureIncludingIntangibles: 1564000000 CAD (2023-11-01 to 2024-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#4678482 Filing: 000119312525307982 The citation records this snapshot. The page link may show a newer release later.
2025 2024-11-01 – 2025-10-31	CAD 8.71 billion Exact value Exact value: 8709000000 CAD 2024-11-01 – 2025-10-31: 8709000000 CAD Inspect Net Income Open source Share or cite Citation for Net Income · BANK OF MONTREAL /CAN/ · 2025-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Net Income: 8709000000 CAD Concept: fundies:NetIncome Period: 2024-11-01 to 2025-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ANetIncome&period=2025-10-31&surface=latest&period_type=duration&start=2024-11-01&unit=CAD&dimensions= Input fundies:NetIncome: 8709000000 CAD (2024-11-01 to 2025-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#18044798 Filing: 000119312525307982 The citation records this snapshot. The page link may show a newer release later.	CAD 10.24 billion Exact value Exact value: 10240000000 CAD 2024-11-01 – 2025-10-31: 10240000000 CAD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · BANK OF MONTREAL /CAN/ · 2025-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Operating Cash Flow: 10240000000 CAD Concept: fundies:OperatingCashFlow Period: 2024-11-01 to 2025-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3AOperatingCashFlow&period=2025-10-31&surface=latest&period_type=duration&start=2024-11-01&unit=CAD&dimensions= Input fundies:OperatingCashFlow: 10240000000 CAD (2024-11-01 to 2025-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#4670074 Filing: 000119312525307982 The citation records this snapshot. The page link may show a newer release later.	CAD 1.73 billion Capital expenditure here includes intangible assets. Exact value Exact value: 1729000000 CAD 2024-11-01 – 2025-10-31: 1729000000 CAD Inspect Capital Expenditure Including Intangibles Open source Share or cite Citation for Capital Expenditure Including Intangibles · BANK OF MONTREAL /CAN/ · 2025-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Capital Expenditure Including Intangibles: 1729000000 CAD Concept: fundies:CapitalExpenditureIncludingIntangibles Period: 2024-11-01 to 2025-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971/explain?concept=fundies%3ACapitalExpenditureIncludingIntangibles&period=2025-10-31&surface=latest&period_type=duration&start=2024-11-01&unit=CAD&dimensions= Input fundies:CapitalExpenditureIncludingIntangibles: 1729000000 CAD (2024-11-01 to 2025-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#4678112 Filing: 000119312525307982 The citation records this snapshot. The page link may show a newer release later.	CAD 8.51 billion Capital expenditure here includes intangible assets. Calculation and evidence 10240000000 − 1729000000 CAD Exact free cash flow: 8511000000 CAD 2024-11-01 – 2025-10-31: 10240000000 CAD · Inspect Operating Cash Flow · Source 2024-11-01 – 2025-10-31: 1729000000 CAD · Inspect Capital Expenditure Including Intangibles · Source Share or cite Citation for Free cash flow · BANK OF MONTREAL /CAN/ · 2025-10-31 BANK OF MONTREAL /CAN/ (edgar:927971) Free cash flow: 8511000000 CAD Concept: free-cash-flow Period: 2024-11-01 to 2025-10-31 Values: Latest reported Published: 2026-11-02T23:23:14Z Snapshot: ca0e640291d283e31cd085dc5f031d4808aa3fcec275282fa6d28a8b9cdc6dad Dimensions: Consolidated View: https://fundies.io/companies/edgar/927971?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 10240000000 CAD (2024-11-01 to 2025-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#4670074 Filing: 000119312525307982 Input fundies:CapitalExpenditureIncludingIntangibles: 1729000000 CAD (2024-11-01 to 2025-10-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/927971/000119312525307982/d938207d40f_htm.xml#4678112 Filing: 000119312525307982 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

820 filings · 2,107 latest values · 2,107 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000927971, 927971, AIQD, AIQU, BERZ, BMO, BNKD, BNKU, BRZD, BRZL, BULZ, CARD, CARU, DULL, FLYD, FLYU, FNGD, FNGO, FNGS, FNGU, GDXD, GDXU, HYGD, HYGU, JETD, JETU, JPND, JPNU, LQDD, LQDU, MNGU, NRGD, NRGU, OILD, OILU, SHNY, SMHD, SMHU, SPYU, TAWN, TPEI, WTID, WTIU, XLCD, XLCU, XLPD, XLPU, edgar:927971

Also known as BANK OF MONTREAL, BANK OF MONTREAL /CAN/

BANK OF MONTREAL /CAN/

Latest quarter

Revenue

Net margin

Operating cash flow

Free cash flow

Trailing twelve months

Revenue

Net income

Operating cash flow

Capital expenditure

Company performance

What changed year over year

Revenue

Net income

Operating cash flow

Where revenue goes

2025 2024-11-01 – 2025-10-31

Cash

Share of revenue by period

Growth

Profit and cash

Balance sheet

Cash generation