English

C & F FINANCIAL CORPORATION

EDGAR

CFFI Current report (8-K) · filed 2026-10-26

Annual consolidated revenue for 2025: about Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 140.8M, using the latest reported figures. The previous period, 2024, was about Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 127.3M.

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Watchlist

Latest quarter

Revenue

40.9 million Unit_Standard_USD_kYYJU4-w3EWFBdMYW4SQkw

2026 Q2 · Unit_Standard_USD_kYYJU4-w3EWFBdMYW4SQkw

Exact inputs and evidence

Revenue: 40866000 Unit_Standard_USD_kYYJU4-w3EWFBdMYW4SQkw Source

Net margin

20.95%

2026 Q2 · %

Exact inputs and evidence

Net Income: 8563000 Unit_Standard_USD_kYYJU4-w3EWFBdMYW4SQkw Source
Revenue: 40866000 Unit_Standard_USD_kYYJU4-w3EWFBdMYW4SQkw Source

Cash and cash equivalents: Not available
Long-term debt including current maturities: Not available
Shares outstanding: 3.25 million Unit_Standard_shares_hmVSGI-E-0Kn0BXaABo6BQ 2026-06-30 Source
Exact value

3250307 Unit_Standard_shares_hmVSGI-E-0Kn0BXaABo6BQ

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-26.

Financial data available through: 2025-12-31.

Coverage by financial measure

Revenue: 3 of 11 periods available· newest 2025-12-31
operating income: No compatible figures in this window
Net income: 3 of 11 periods available· newest 2025-12-31
Operating cash flow: 3 of 11 periods available· newest 2025-12-31
Capital expenditure: 3 of 11 periods available· newest 2025-12-31
Total assets: Multiple units; comparison withheld· newest 2025-12-31
Total liabilities: Multiple units; comparison withheld· newest 2025-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
cash and cash equivalents: No compatible figures in this window
long term debt: No compatible figures in this window
Shares outstanding: Multiple units; comparison withheld· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
+10.6%

Prior period

Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 127.31 million

2024-01-01 – 2024-12-31
Current period

Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 140.84 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

140841000 − 127313000 = 13528000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA

127313000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · 2024-01-01 – 2024-12-31
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140841000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · 2025-01-01 – 2025-12-31
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Citation for Year-over-year change in Revenue · C & F FINANCIAL CORPORATION · 2025-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Year-over-year change in Revenue: 13528000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: fundies:Revenue Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 140841000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#8585224 Filing: 000091334126000010 Input fundies:Revenue: 127313000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#8808653 Filing: 000091334126000010
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Net income
+35.3%

Prior period

Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 19.83 million

2024-01-01 – 2024-12-31
Current period

Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 26.84 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

26835000 − 19834000 = 7001000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA

19834000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · 2024-01-01 – 2024-12-31
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26835000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · 2025-01-01 – 2025-12-31
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Citation for Year-over-year change in Net income · C & F FINANCIAL CORPORATION · 2025-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Year-over-year change in Net income: 7001000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 26835000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#7220086 Filing: 000091334126000010 Input fundies:NetIncome: 19834000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#7221063 Filing: 000091334126000010
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Operating cash flow
-33.4%

Prior period

Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 36.77 million

2024-01-01 – 2024-12-31
Current period

Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 24.49 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

24490000 − 36766000 = -12276000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA

36766000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · 2024-01-01 – 2024-12-31
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24490000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · 2025-01-01 – 2025-12-31
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Citation for Year-over-year change in Operating cash flow · C & F FINANCIAL CORPORATION · 2025-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Year-over-year change in Operating cash flow: -12276000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 24490000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3694656 Filing: 000091334126000010 Input fundies:OperatingCashFlow: 36766000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3695727 Filing: 000091334126000010
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Capital expenditure
-33.2%

Prior period

Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 3.49 million

2024-01-01 – 2024-12-31
Current period

Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2.33 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

2329000 − 3486000 = -1157000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA

3486000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · 2024-01-01 – 2024-12-31
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2329000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · 2025-01-01 – 2025-12-31
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Citation for Year-over-year change in Capital expenditure · C & F FINANCIAL CORPORATION · 2025-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Year-over-year change in Capital expenditure: -1157000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 2329000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3723165 Filing: 000091334126000010 Input fundies:CapitalExpenditure: 3486000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3724161 Filing: 000091334126000010
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Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

Revenue Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 140.84 million 100% of revenue
Operating costs Derived Unavailable An input is unavailable.
Operating income Unavailable An input is unavailable.
Tax, interest and other Derived Unavailable An input is unavailable.
Net income Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 26.84 million 19% of revenue

Cash

Operating cash flow Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 24.49 million 17% of revenue
Capital expenditure Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2.33 million 1.7% of revenue
Free cash flow Derived Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 22.16 million 16% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2023 Not shown: operating income or net income is not reported.
2024 Not shown: operating income or net income is not reported.
2025 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2023 2023-01-01 – 2023-12-31	127322000	Unavailable	Unavailable	Unavailable	23604000	37352000 Derived	Source 2023-01-01 – 2023-12-31: 127322000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Revenue Open source 2023-01-01 – 2023-12-31: 23604000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Net Income Open source 2023-01-01 – 2023-12-31: 38811000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Operating Cash Flow Open source 2023-01-01 – 2023-12-31: 1459000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Capital Expenditure Open source
2024 2024-01-01 – 2024-12-31	127313000	Unavailable	Unavailable	Unavailable	19834000	33280000 Derived	Source 2024-01-01 – 2024-12-31: 127313000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Revenue Open source 2024-01-01 – 2024-12-31: 19834000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Net Income Open source 2024-01-01 – 2024-12-31: 36766000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Operating Cash Flow Open source 2024-01-01 – 2024-12-31: 3486000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Capital Expenditure Open source
2025 2025-01-01 – 2025-12-31	140841000	Unavailable	Unavailable	Unavailable	26835000	22161000 Derived	Source 2025-01-01 – 2025-12-31: 140841000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Revenue Open source 2025-01-01 – 2025-12-31: 26835000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Net Income Open source 2025-01-01 – 2025-12-31: 24490000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Operating Cash Flow Open source 2025-01-01 – 2025-12-31: 2329000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Capital Expenditure Open source

Amounts are exact, in Unit_Standard_USD_y25rETy9tEKngtOelZLfeA.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 140.8M 2025

Values and sources

Revenue values and source evidence
Period	Series	Value(Unit_Standard_USD_y25rETy9tEKngtOelZLfeA)	Source evidence
20232023-12-31	Revenue	127322000	Revenue: 127322000 Open source
20242024-12-31	Revenue	127313000	Revenue: 127313000 Open source
20252025-12-31	Revenue	140841000	Revenue: 140841000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

10.6% 2025

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20232023-12-31	Year over year	No prior comparable period	Revenue: 127322000 Open source
20242024-12-31	Year over year	-0%	Revenue: 127313000 Open source Revenue: 127322000 Open source
20252025-12-31	Year over year	10.6%	Revenue: 140841000 Open source Revenue: 127313000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 19.1% 2025

Free cash flow margin 15.7% 2025

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
2023-12-31	Operating margin	Not reported	Revenue: 127322000 Open source
2024-12-31	Operating margin	Not reported	Revenue: 127313000 Open source
2025-12-31	Operating margin	Not reported	Revenue: 140841000 Open source
20232023-12-31	Net margin	18.5%	Net Income: 23604000 Open source Revenue: 127322000 Open source
20242024-12-31	Net margin	15.6%	Net Income: 19834000 Open source Revenue: 127313000 Open source
20252025-12-31	Net margin	19.1%	Net Income: 26835000 Open source Revenue: 140841000 Open source
20232023-12-31	Free cash flow margin	29.3%	Revenue: 127322000 Open source Operating Cash Flow: 38811000 Open source Capital Expenditure: 1459000 Open source
20242024-12-31	Free cash flow margin	26.1%	Revenue: 127313000 Open source Operating Cash Flow: 36766000 Open source Capital Expenditure: 3486000 Open source
20252025-12-31	Free cash flow margin	15.7%	Revenue: 140841000 Open source Operating Cash Flow: 24490000 Open source Capital Expenditure: 2329000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 24.5M 2025

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(Unit_Standard_USD_y25rETy9tEKngtOelZLfeA)	Source evidence
20232023-12-31	Operating cash flow	38811000	Operating Cash Flow: 38811000 Open source
20242024-12-31	Operating cash flow	36766000	Operating Cash Flow: 36766000 Open source
20252025-12-31	Operating cash flow	24490000	Operating Cash Flow: 24490000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 22.2M 2025

Values and sources

Free cash flow values and source evidence
Period	Series	Value(Unit_Standard_USD_y25rETy9tEKngtOelZLfeA)	Source evidence
20232023-12-31	Free cash flow	37352000	Operating Cash Flow: 38811000 Open source Capital Expenditure: 1459000 Open source
20242024-12-31	Free cash flow	33280000	Operating Cash Flow: 36766000 Open source Capital Expenditure: 3486000 Open source
20252025-12-31	Free cash flow	22161000	Operating Cash Flow: 24490000 Open source Capital Expenditure: 2329000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
2023-12-31	Liabilities / assets	Not reported	No source recorded
2024-12-31	Liabilities / assets	Not reported	No source recorded
2025-12-31	Liabilities / assets	Not reported	No source recorded

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
2023-12-31	Current assets / current liabilities	Not reported	No source recorded
2024-12-31	Current assets / current liabilities	Not reported	No source recorded
2025-12-31	Current assets / current liabilities	Not reported	No source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2023 2023-01-01 – 2023-12-31	Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 23.6 million Exact value Exact value: 23604000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2023-01-01 – 2023-12-31: 23604000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Net Income Open source Share or cite Citation for Net Income · C & F FINANCIAL CORPORATION · 2023-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Net Income: 23604000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: fundies:NetIncome Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341/explain?concept=fundies%3ANetIncome&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=Unit_Standard_USD_y25rETy9tEKngtOelZLfeA&dimensions= Input fundies:NetIncome: 23604000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#7222036 Filing: 000091334126000010 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 38.81 million Exact value Exact value: 38811000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2023-01-01 – 2023-12-31: 38811000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · C & F FINANCIAL CORPORATION · 2023-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Operating Cash Flow: 38811000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: fundies:OperatingCashFlow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341/explain?concept=fundies%3AOperatingCashFlow&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=Unit_Standard_USD_y25rETy9tEKngtOelZLfeA&dimensions= Input fundies:OperatingCashFlow: 38811000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3696811 Filing: 000091334126000010 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 1.46 million Exact value Exact value: 1459000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2023-01-01 – 2023-12-31: 1459000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · C & F FINANCIAL CORPORATION · 2023-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Capital Expenditure: 1459000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: fundies:CapitalExpenditure Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341/explain?concept=fundies%3ACapitalExpenditure&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=Unit_Standard_USD_y25rETy9tEKngtOelZLfeA&dimensions= Input fundies:CapitalExpenditure: 1459000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3725226 Filing: 000091334126000010 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 37.35 million Calculation and evidence 38811000 − 1459000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Exact free cash flow: 37352000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2023-01-01 – 2023-12-31: 38811000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · Inspect Operating Cash Flow · Source 2023-01-01 – 2023-12-31: 1459000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · C & F FINANCIAL CORPORATION · 2023-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Free cash flow: 37352000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: free-cash-flow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 38811000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3696811 Filing: 000091334126000010 Input fundies:CapitalExpenditure: 1459000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3725226 Filing: 000091334126000010 The citation records this snapshot. The page link may show a newer release later.
2024 2024-01-01 – 2024-12-31	Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 19.83 million Exact value Exact value: 19834000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2024-01-01 – 2024-12-31: 19834000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Net Income Open source Share or cite Citation for Net Income · C & F FINANCIAL CORPORATION · 2024-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Net Income: 19834000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: fundies:NetIncome Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341/explain?concept=fundies%3ANetIncome&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=Unit_Standard_USD_y25rETy9tEKngtOelZLfeA&dimensions= Input fundies:NetIncome: 19834000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#7221063 Filing: 000091334126000010 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 36.77 million Exact value Exact value: 36766000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2024-01-01 – 2024-12-31: 36766000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · C & F FINANCIAL CORPORATION · 2024-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Operating Cash Flow: 36766000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: fundies:OperatingCashFlow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341/explain?concept=fundies%3AOperatingCashFlow&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=Unit_Standard_USD_y25rETy9tEKngtOelZLfeA&dimensions= Input fundies:OperatingCashFlow: 36766000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3695727 Filing: 000091334126000010 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 3.49 million Exact value Exact value: 3486000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2024-01-01 – 2024-12-31: 3486000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · C & F FINANCIAL CORPORATION · 2024-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Capital Expenditure: 3486000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: fundies:CapitalExpenditure Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341/explain?concept=fundies%3ACapitalExpenditure&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=Unit_Standard_USD_y25rETy9tEKngtOelZLfeA&dimensions= Input fundies:CapitalExpenditure: 3486000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3724161 Filing: 000091334126000010 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 33.28 million Calculation and evidence 36766000 − 3486000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Exact free cash flow: 33280000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2024-01-01 – 2024-12-31: 36766000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · Inspect Operating Cash Flow · Source 2024-01-01 – 2024-12-31: 3486000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · C & F FINANCIAL CORPORATION · 2024-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Free cash flow: 33280000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: free-cash-flow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 36766000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3695727 Filing: 000091334126000010 Input fundies:CapitalExpenditure: 3486000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3724161 Filing: 000091334126000010 The citation records this snapshot. The page link may show a newer release later.
2025 2025-01-01 – 2025-12-31	Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 26.84 million Exact value Exact value: 26835000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2025-01-01 – 2025-12-31: 26835000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Net Income Open source Share or cite Citation for Net Income · C & F FINANCIAL CORPORATION · 2025-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Net Income: 26835000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341/explain?concept=fundies%3ANetIncome&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=Unit_Standard_USD_y25rETy9tEKngtOelZLfeA&dimensions= Input fundies:NetIncome: 26835000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#7220086 Filing: 000091334126000010 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 24.49 million Exact value Exact value: 24490000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2025-01-01 – 2025-12-31: 24490000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · C & F FINANCIAL CORPORATION · 2025-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Operating Cash Flow: 24490000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341/explain?concept=fundies%3AOperatingCashFlow&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=Unit_Standard_USD_y25rETy9tEKngtOelZLfeA&dimensions= Input fundies:OperatingCashFlow: 24490000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3694656 Filing: 000091334126000010 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2.33 million Exact value Exact value: 2329000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2025-01-01 – 2025-12-31: 2329000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · C & F FINANCIAL CORPORATION · 2025-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Capital Expenditure: 2329000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341/explain?concept=fundies%3ACapitalExpenditure&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=Unit_Standard_USD_y25rETy9tEKngtOelZLfeA&dimensions= Input fundies:CapitalExpenditure: 2329000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3723165 Filing: 000091334126000010 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 22.16 million Calculation and evidence 24490000 − 2329000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Exact free cash flow: 22161000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA 2025-01-01 – 2025-12-31: 24490000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · Inspect Operating Cash Flow · Source 2025-01-01 – 2025-12-31: 2329000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · C & F FINANCIAL CORPORATION · 2025-12-31 C & F FINANCIAL CORPORATION (edgar:913341) Free cash flow: 22161000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA Concept: free-cash-flow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T22:26:27Z Snapshot: 2d14ebd7c6cb3dfe60de5f5923a6f2c9609253c8ebbcc996d7f7f2342b2ca19f Dimensions: Consolidated View: https://fundies.io/companies/edgar/913341?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 24490000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3694656 Filing: 000091334126000010 Input fundies:CapitalExpenditure: 2329000 Unit_Standard_USD_y25rETy9tEKngtOelZLfeA (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/913341/000091334126000010/cffi-20251231x10k.htm#3723165 Filing: 000091334126000010 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

138 filings · 8,112 latest values · 8,112 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000913341, 913341, CFFI, edgar:913341

Also known as C & F FINANCIAL CORP, C & F FINANCIAL CORP , C & F FINANCIAL CORPORATION

C & F FINANCIAL CORPORATION

Latest quarter

Revenue

Net margin

Company performance

What changed year over year

Revenue

Net income

Operating cash flow

Capital expenditure

Where revenue goes

2025 2025-01-01 – 2025-12-31

Cash

Share of revenue by period

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Balance sheet

Cash generation