Chubb Limited

EDGAR

Annual consolidated revenue for 2025: about USD 59.4B, using the latest reported figures. The previous period, 2024, was about USD 55.75B.

Watchlist

Latest quarter

Revenue

16.2 billion USD

2026 Q3 · USD

Exact inputs and evidence
  • Revenue: 16195000000 USD Source

Net margin

17.56%

2026 Q3 · %

Exact inputs and evidence
  • Net Income: 2844000000 USD Source
  • Revenue: 16195000000 USD Source

Operating cash flow

6.07 billion USD

2026 Q3 · USD

Exact inputs and evidence
  • Operating Cash Flow: 13748000000 USD Source
  • Operating Cash Flow: 7677000000 USD Source
Cash and cash equivalents
2.29 billion USD Source
Exact value

2285000000 USD

Long-term debt including current maturities
18 billion USD Source
Exact value

17990000000 USD

Shares outstanding
383 million shares Source
Exact value

382530069 shares

Reported share-count change

-2.99% · -11.8 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 394324438 shares · 2025-09-30· Source
  • 382530069 shares · 2026-09-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

61.8 billion USD

2025-10-01 – 2026-09-30

Exact inputs and evidence
  • Revenue: 59402000000 USD · 2025-01-01 – 2025-12-31 Source
  • Revenue: 44337000000 USD · 2025-01-01 – 2025-09-30 Source
  • Revenue: 14773000000 USD · 2026-01-01 – 2026-03-31 Source
  • Revenue: 15816000000 USD · 2026-04-01 – 2026-06-30 Source
  • Revenue: 16195000000 USD · 2026-07-01 – 2026-09-30 Source

Net income

11.2 billion USD

2025-10-01 – 2026-09-30

Exact inputs and evidence
  • Net income: 10310000000 USD · 2025-01-01 – 2025-12-31 Source
  • Net income: 7100000000 USD · 2025-01-01 – 2025-09-30 Source
  • Net income: 2320000000 USD · 2026-01-01 – 2026-03-31 Source
  • Net income: 2854000000 USD · 2026-04-01 – 2026-06-30 Source
  • Net income: 2844000000 USD · 2026-07-01 – 2026-09-30 Source

Operating cash flow

17.8 billion USD

2025-10-01 – 2026-09-30

Exact inputs and evidence
  • Operating cash flow: 12816000000 USD · 2025-01-01 – 2025-12-31 Source
  • Operating cash flow: 8756000000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 3947000000 USD · 2026-01-01 – 2026-03-31 Source
  • Operating cash flow: 7677000000 USD · 2026-01-01 – 2026-06-30 Source
  • Operating cash flow: 3947000000 USD · 2026-01-01 – 2026-03-31 Source
  • Operating cash flow: 13748000000 USD · 2026-01-01 – 2026-09-30 Source
  • Operating cash flow: 7677000000 USD · 2026-01-01 – 2026-06-30 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-28.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 11 of 11 periods available· newest 2025-12-31
  • operating income: No compatible figures in this window
  • Net income: 11 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2025-12-31
  • capital expenditure: No compatible figures in this window
  • Total assets: 11 of 11 periods available· newest 2025-12-31
  • Total liabilities: 11 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 8 of 11 periods available· newest 2022-12-31
  • Long-term debt including current maturities: 11 of 11 periods available· newest 2025-12-31
  • Shares outstanding: 11 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +6.5%

    Prior period

    USD 55.75 billion

    –

    Current period

    USD 59.4 billion

    –

    Exact inputs and evidence

    59402000000 − 55753000000 = 3649000000 USD

    55753000000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    59402000000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Net income

    +11.2%

    Prior period

    USD 9.27 billion

    –

    Current period

    USD 10.31 billion

    –

    Exact inputs and evidence

    10310000000 − 9272000000 = 1038000000 USD

    9272000000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    10310000000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    -20.8%

    Prior period

    USD 16.18 billion

    –

    Current period

    USD 12.82 billion

    –

    Exact inputs and evidence

    12816000000 − 16182000000 = -3366000000 USD

    16182000000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    12816000000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue USD 59.4 billion 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 10.31 billion 17% of revenue

Cash

  • Operating cash flow USD 12.82 billion 22% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2016 Not shown: operating income or net income is not reported.
  • 2017 Not shown: operating income or net income is not reported.
  • 2018 Not shown: operating income or net income is not reported.
  • 2019 Not shown: operating income or net income is not reported.
  • 2020 Not shown: operating income or net income is not reported.
  • 2021 Not shown: operating income or net income is not reported.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2016 2016-01-01 – 2016-12-3131469000000 UnavailableUnavailableUnavailable4135000000 Unavailable
Source
2017 2017-01-01 – 2017-12-3132243000000 UnavailableUnavailableUnavailable3861000000 Unavailable
Source
2018 2018-01-01 – 2018-12-3132717000000 UnavailableUnavailableUnavailable3962000000 Unavailable
Source
2019 2019-01-01 – 2019-12-3134186000000 UnavailableUnavailableUnavailable4454000000 Unavailable
Source
2020 2020-01-01 – 2020-12-3135994000000 UnavailableUnavailableUnavailable3533000000 Unavailable
Source
2021 2021-01-01 – 2021-12-3140869000000 UnavailableUnavailableUnavailable8525000000 Unavailable
Source
2022 2022-01-01 – 2022-12-3143097000000 UnavailableUnavailableUnavailable5246000000 Unavailable
Source
2023 2023-01-01 – 2023-12-3149735000000 UnavailableUnavailableUnavailable9028000000 Unavailable
Source
2024 2024-01-01 – 2024-12-3155753000000 UnavailableUnavailableUnavailable9272000000 Unavailable
Source
2025 2025-01-01 – 2025-12-3159402000000 UnavailableUnavailableUnavailable10310000000 Unavailable
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 59.4B 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.64.2B48.1B32.1B16.0B0.0201620212025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Revenue31469000000
2017Revenue32243000000
2018Revenue32717000000
2019Revenue34186000000
2020Revenue35994000000
2021Revenue40869000000
2022Revenue43097000000
2023Revenue49735000000
2024Revenue55753000000
2025Revenue59402000000

Revenue growth

Change in revenue from the same financial period one year earlier.

6.5% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.71%53%35%18%0%201620212025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2016Year over year65.7%
2017Year over year2.5%
2018Year over year1.5%
2019Year over year4.5%
2020Year over year5.3%
2021Year over year13.5%
2022Year over year5.5%
2023Year over year15.4%
2024Year over year12.1%
2025Year over year6.5%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 17.4% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.22.5%16.9%11.3%5.6%0.0%2016-12-312021-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Operating marginNot reported
2017-12-31Operating marginNot reported
2018-12-31Operating marginNot reported
2019-12-31Operating marginNot reported
2020-12-31Operating marginNot reported
2021-12-31Operating marginNot reported
2022-12-31Operating marginNot reported
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2016Net margin13.1%
2017Net margin12%
2018Net margin12.1%
2019Net margin13%
2020Net margin9.8%
2021Net margin20.9%
2022Net margin12.2%
2023Net margin18.2%
2024Net margin16.6%
2025Net margin17.4%
2016Free cash flow marginNot reported
2017Free cash flow marginNot reported
2018Free cash flow marginNot reported
2019Free cash flow marginNot reported
2020Free cash flow marginNot reported
2021Free cash flow marginNot reported
2022Free cash flow marginNot reported
2023Free cash flow marginNot reported
2024Free cash flow marginNot reported
2025Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

USD 12.8B 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.17.5B13.1B8.7B4.4B0.0201620212025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Operating cash flow5292000000
2017Operating cash flow4503000000
2018Operating cash flow5480000000
2019Operating cash flow6342000000
2020Operating cash flow9785000000
2021Operating cash flow11151000000
2022Operating cash flow11258000000
2023Operating cash flow12632000000
2024Operating cash flow16182000000
2025Operating cash flow12816000000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Free cash flowUnavailable
2017Free cash flowUnavailable
2018Free cash flowUnavailable
2019Free cash flowUnavailable
2020Free cash flowUnavailable
2021Free cash flowUnavailable
2022Free cash flowUnavailable
2023Free cash flowUnavailable
2024Free cash flowUnavailable
2025Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

70.7% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.81%60%40%20%0%201620212025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2016Liabilities / assets69.8%
2017Liabilities / assets69.4%
2018Liabilities / assets70%
2019Liabilities / assets68.7%
2020Liabilities / assets68.8%
2021Liabilities / assets70.2%
2022Liabilities / assets74.6%
2023Liabilities / assets72.4%
2024Liabilities / assets72.3%
2025Liabilities / assets70.7%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Current assets / current liabilitiesNot reportedNo source recorded
2017-12-31Current assets / current liabilitiesNot reportedNo source recorded
2018-12-31Current assets / current liabilitiesNot reportedNo source recorded
2019-12-31Current assets / current liabilitiesNot reportedNo source recorded
2020-12-31Current assets / current liabilitiesNot reportedNo source recorded
2021-12-31Current assets / current liabilitiesNot reportedNo source recorded
2022-12-31Current assets / current liabilitiesNot reportedNo source recorded
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2016 2016-01-01 – 2016-12-31
USD 4.14 billion
Exact value

Exact value: 4135000000 USD

2016-01-01 – 2016-12-31: 4135000000 USD Inspect Net Income Open source
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USD 5.29 billion
Exact value

Exact value: 5292000000 USD

2016-01-01 – 2016-12-31: 5292000000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2017 2017-01-01 – 2017-12-31
USD 3.86 billion
Exact value

Exact value: 3861000000 USD

2017-01-01 – 2017-12-31: 3861000000 USD Inspect Net Income Open source
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USD 4.5 billion
Exact value

Exact value: 4503000000 USD

2017-01-01 – 2017-12-31: 4503000000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2018 2018-01-01 – 2018-12-31
USD 3.96 billion
Exact value

Exact value: 3962000000 USD

2018-01-01 – 2018-12-31: 3962000000 USD Inspect Net Income Open source
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USD 5.48 billion
Exact value

Exact value: 5480000000 USD

2018-01-01 – 2018-12-31: 5480000000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2019 2019-01-01 – 2019-12-31
USD 4.45 billion
Exact value

Exact value: 4454000000 USD

2019-01-01 – 2019-12-31: 4454000000 USD Inspect Net Income Open source
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USD 6.34 billion
Exact value

Exact value: 6342000000 USD

2019-01-01 – 2019-12-31: 6342000000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2020 2020-01-01 – 2020-12-31
USD 3.53 billion
Exact value

Exact value: 3533000000 USD

2020-01-01 – 2020-12-31: 3533000000 USD Inspect Net Income Open source
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USD 9.79 billion
Exact value

Exact value: 9785000000 USD

2020-01-01 – 2020-12-31: 9785000000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2021 2021-01-01 – 2021-12-31
USD 8.53 billion
Exact value

Exact value: 8525000000 USD

2021-01-01 – 2021-12-31: 8525000000 USD Inspect Net Income Open source
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USD 11.15 billion
Exact value

Exact value: 11151000000 USD

2021-01-01 – 2021-12-31: 11151000000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2022 2022-01-01 – 2022-12-31
USD 5.25 billion
Exact value

Exact value: 5246000000 USD

2022-01-01 – 2022-12-31: 5246000000 USD Inspect Net Income Open source
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USD 11.26 billion
Exact value

Exact value: 11258000000 USD

2022-01-01 – 2022-12-31: 11258000000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2023 2023-01-01 – 2023-12-31
USD 9.03 billion
Exact value

Exact value: 9028000000 USD

2023-01-01 – 2023-12-31: 9028000000 USD Inspect Net Income Open source
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USD 12.63 billion
Exact value

Exact value: 12632000000 USD

2023-01-01 – 2023-12-31: 12632000000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2024 2024-01-01 – 2024-12-31
USD 9.27 billion
Exact value

Exact value: 9272000000 USD

2024-01-01 – 2024-12-31: 9272000000 USD Inspect Net Income Open source
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USD 16.18 billion
Exact value

Exact value: 16182000000 USD

2024-01-01 – 2024-12-31: 16182000000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2025 2025-01-01 – 2025-12-31
USD 10.31 billion
Exact value

Exact value: 10310000000 USD

2025-01-01 – 2025-12-31: 10310000000 USD Inspect Net Income Open source
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USD 12.82 billion
Exact value

Exact value: 12816000000 USD

2025-01-01 – 2025-12-31: 12816000000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

149 filings · 4,391 latest values · 4,391 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000896159, 896159, ACE, CB, edgar:896159

Also known as ACE LTD, ACE Ltd, CHUBB LIMITED, Chubb Limited, Chubb Ltd