RADIAN GROUP INC

EDGAR

Annual consolidated revenue for 2025: about USD 1.197B, using the latest reported figures. The previous period, 2024, was about USD 1.206B.

Watchlist

Latest quarter

Revenue

575 million USD

2026 Q2 · USD

Exact inputs and evidence

Net margin

20.16%

2026 Q2 · %

Exact inputs and evidence
  • Net Income: 115914000 USD Source
  • Revenue: 574959000 USD Source

Operating cash flow

343 million USD

2026 Q2 · USD

Exact inputs and evidence
  • Operating Cash Flow: 627957000 USD Source
  • Operating Cash Flow: 285019000 USD Source
Cash and cash equivalents
119 million USD Source
Exact value

119047000 USD

Long-term debt including current maturities
697 million USD Source
Exact value

696895000 USD

Shares outstanding
134 million shares Source
Exact value

133556000 shares

Reported share-count change

-1.36% · -1.84 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 135395000 shares · 2025-06-30· Source
  • 133556000 shares · 2026-06-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

1.64 billion USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Revenue: 303186000 USD · 2025-07-01 – 2025-09-30 Source
  • Revenue: 300512000 USD · 2025-10-01 – 2025-12-31 Source
  • Revenue: 466337000 USD · 2026-01-01 – 2026-03-31 Source
  • Revenue: 574959000 USD · 2026-04-01 – 2026-06-30 Source

Net income

536 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Net income: 141443000 USD · 2025-07-01 – 2025-09-30 Source
  • Net income: 154843000 USD · 2025-10-01 – 2025-12-31 Source
  • Net income: 124093000 USD · 2026-01-01 – 2026-03-31 Source
  • Net income: 115914000 USD · 2026-04-01 – 2026-06-30 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-28.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 11 of 11 periods available· newest 2025-12-31
  • operating income: No compatible figures in this window
  • Net income: 11 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2025-12-31
  • capital expenditure: No compatible figures in this window
  • Total assets: 11 of 11 periods available· newest 2025-12-31
  • Total liabilities: 11 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 11 of 11 periods available· newest 2025-12-31
  • Long-term debt including current maturities: 4 of 11 periods available· newest 2025-12-31
  • Shares outstanding: 11 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    -0.8%

    Prior period

    USD 1.21 billion

    –

    Current period

    USD 1.2 billion

    –

    Exact inputs and evidence

    1197084000 − 1206299000 = -9215000 USD

    1206299000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    1197084000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Net income

    -3.6%

    Prior period

    USD 604.44 million

    –

    Current period

    USD 582.64 million

    –

    Exact inputs and evidence

    582640000 − 604440000 = -21800000 USD

    604440000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    582640000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    +USD 783.43 million

    Prior period

    −USD 663.57 million

    –

    Current period

    USD 119.86 million

    –

    Exact inputs and evidence

    119862000 − -663572000 = 783434000 USD

    -663572000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    119862000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue USD 1.2 billion 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 582.64 million 49% of revenue

Cash

  • Operating cash flow USD 119.86 million 10% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2016 Not shown: operating income or net income is not reported.
  • 2017 Not shown: operating income or net income is not reported.
  • 2018 Not shown: operating income or net income is not reported.
  • 2019 Not shown: operating income or net income is not reported.
  • 2020 Not shown: operating income or net income is not reported.
  • 2021 Not shown: operating income or net income is not reported.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2016 2016-01-01 – 2016-12-311238452000 UnavailableUnavailableUnavailable308253000 Unavailable
Source
2017 2017-01-01 – 2017-12-311221631000 UnavailableUnavailableUnavailable121088000 Unavailable
Source
2018 2018-01-01 – 2018-12-311273006000 UnavailableUnavailableUnavailable606011000 Unavailable
Source
2019 2019-01-01 – 2019-12-311526955000 UnavailableUnavailableUnavailable672309000 Unavailable
Source
2020 2020-01-01 – 2020-12-311438617000 UnavailableUnavailableUnavailable393626000 Unavailable
Source
2021 2021-01-01 – 2021-12-311329932000 UnavailableUnavailableUnavailable600671000 Unavailable
Source
2022 2022-01-01 – 2022-12-311190726000 UnavailableUnavailableUnavailable742934000 Unavailable
Source
2023 2023-01-01 – 2023-12-311177302000 UnavailableUnavailableUnavailable603119000 Unavailable
Source
2024 2024-01-01 – 2024-12-311206299000 UnavailableUnavailableUnavailable604440000 Unavailable
Source
2025 2025-01-01 – 2025-12-311197084000 UnavailableUnavailableUnavailable582640000 Unavailable
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 1.2B 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1.6B1.2B824.6M412.3M0.0201620212025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Revenue1238452000
2017Revenue1221631000
2018Revenue1273006000
2019Revenue1526955000
2020Revenue1438617000
2021Revenue1329932000
2022Revenue1190726000
2023Revenue1177302000
2024Revenue1206299000
2025Revenue1197084000

Revenue growth

Change in revenue from the same financial period one year earlier.

-0.8% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.22.4%13.6%4.7%-4.1%-12.9%201620212025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2016Year over year3.8%
2017Year over year-1.4%
2018Year over year4.2%
2019Year over year19.9%
2020Year over year-5.8%
2021Year over year-7.6%
2022Year over year-10.5%
2023Year over year-1.1%
2024Year over year2.5%
2025Year over year-0.8%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 48.7% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.67%51%34%17%0%2016-12-312021-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Operating marginNot reported
2017-12-31Operating marginNot reported
2018-12-31Operating marginNot reported
2019-12-31Operating marginNot reported
2020-12-31Operating marginNot reported
2021-12-31Operating marginNot reported
2022-12-31Operating marginNot reported
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2016Net margin24.9%
2017Net margin9.9%
2018Net margin47.6%
2019Net margin44%
2020Net margin27.4%
2021Net margin45.2%
2022Net margin62.4%
2023Net margin51.2%
2024Net margin50.1%
2025Net margin48.7%
2016Free cash flow marginNot reported
2017Free cash flow marginNot reported
2018Free cash flow marginNot reported
2019Free cash flow marginNot reported
2020Free cash flow marginNot reported
2021Free cash flow marginNot reported
2022Free cash flow marginNot reported
2023Free cash flow marginNot reported
2024Free cash flow marginNot reported
2025Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

USD 119.9M 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.803.1M409.3M15.4M-378.4M-772.2M201620212025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Operating cash flow381724000
2017Operating cash flow360575000
2018Operating cash flow677786000
2019Operating cash flow694431000
2020Operating cash flow658434000
2021Operating cash flow557112000
2022Operating cash flow388298000
2023Operating cash flow529434000
2024Operating cash flow-663572000
2025Operating cash flow119862000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Free cash flowUnavailable
2017Free cash flowUnavailable
2018Free cash flowUnavailable
2019Free cash flowUnavailable
2020Free cash flowUnavailable
2021Free cash flowUnavailable
2022Free cash flowUnavailable
2023Free cash flowUnavailable
2024Free cash flowUnavailable
2025Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

41.1% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.55%41%28%14%0%201620212025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2016Liabilities / assets51%
2017Liabilities / assets49.2%
2018Liabilities / assets44.8%
2019Liabilities / assets40.5%
2020Liabilities / assets46.1%
2021Liabilities / assets45.7%
2022Liabilities / assets44.5%
2023Liabilities / assets42.1%
2024Liabilities / assets46.8%
2025Liabilities / assets41.1%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Current assets / current liabilitiesNot reportedNo source recorded
2017-12-31Current assets / current liabilitiesNot reportedNo source recorded
2018-12-31Current assets / current liabilitiesNot reportedNo source recorded
2019-12-31Current assets / current liabilitiesNot reportedNo source recorded
2020-12-31Current assets / current liabilitiesNot reportedNo source recorded
2021-12-31Current assets / current liabilitiesNot reportedNo source recorded
2022-12-31Current assets / current liabilitiesNot reportedNo source recorded
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2016 2016-01-01 – 2016-12-31
USD 308.25 million
Exact value

Exact value: 308253000 USD

2016-01-01 – 2016-12-31: 308253000 USD Inspect Net Income Open source
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USD 381.72 million
Exact value

Exact value: 381724000 USD

2016-01-01 – 2016-12-31: 381724000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2017 2017-01-01 – 2017-12-31
USD 121.09 million
Exact value

Exact value: 121088000 USD

2017-01-01 – 2017-12-31: 121088000 USD Inspect Net Income Open source
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USD 360.58 million
Exact value

Exact value: 360575000 USD

2017-01-01 – 2017-12-31: 360575000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2018 2018-01-01 – 2018-12-31
USD 606.01 million
Exact value

Exact value: 606011000 USD

2018-01-01 – 2018-12-31: 606011000 USD Inspect Net Income Open source
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USD 677.79 million
Exact value

Exact value: 677786000 USD

2018-01-01 – 2018-12-31: 677786000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2019 2019-01-01 – 2019-12-31
USD 672.31 million
Exact value

Exact value: 672309000 USD

2019-01-01 – 2019-12-31: 672309000 USD Inspect Net Income Open source
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USD 694.43 million
Exact value

Exact value: 694431000 USD

2019-01-01 – 2019-12-31: 694431000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2020 2020-01-01 – 2020-12-31
USD 393.63 million
Exact value

Exact value: 393626000 USD

2020-01-01 – 2020-12-31: 393626000 USD Inspect Net Income Open source
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USD 658.43 million
Exact value

Exact value: 658434000 USD

2020-01-01 – 2020-12-31: 658434000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2021 2021-01-01 – 2021-12-31
USD 600.67 million
Exact value

Exact value: 600671000 USD

2021-01-01 – 2021-12-31: 600671000 USD Inspect Net Income Open source
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USD 557.11 million
Exact value

Exact value: 557112000 USD

2021-01-01 – 2021-12-31: 557112000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2022 2022-01-01 – 2022-12-31
USD 742.93 million
Exact value

Exact value: 742934000 USD

2022-01-01 – 2022-12-31: 742934000 USD Inspect Net Income Open source
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USD 388.3 million
Exact value

Exact value: 388298000 USD

2022-01-01 – 2022-12-31: 388298000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2023 2023-01-01 – 2023-12-31
USD 603.12 million
Exact value

Exact value: 603119000 USD

2023-01-01 – 2023-12-31: 603119000 USD Inspect Net Income Open source
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USD 529.43 million
Exact value

Exact value: 529434000 USD

2023-01-01 – 2023-12-31: 529434000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2024 2024-01-01 – 2024-12-31
USD 604.44 million
Exact value

Exact value: 604440000 USD

2024-01-01 – 2024-12-31: 604440000 USD Inspect Net Income Open source
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−USD 663.57 million
Exact value

Exact value: -663572000 USD

2024-01-01 – 2024-12-31: -663572000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2025 2025-01-01 – 2025-12-31
USD 582.64 million
Exact value

Exact value: 582640000 USD

2025-01-01 – 2025-12-31: 582640000 USD Inspect Net Income Open source
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USD 119.86 million
Exact value

Exact value: 119862000 USD

2025-01-01 – 2025-12-31: 119862000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

189 filings · 4,882 latest values · 4,882 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000890926, 890926, RDN, edgar:890926

Also known as CMAC INVESTMENT CORP, RADIAN GROUP INC, Radian Group Inc, Radian Group Inc.