MCA FINANCIAL CORP /MI/

EDGAR

13 filing records in this dataset, filed from 1996-06-07 to 1998-12-15. Explore the available filing history and original sources.

Watchlist

Holdings and insider activity

Transactions reported by directors, officers and 10% owners on SEC Forms 3, 4 and 5, over the last 12 months.

Insider filings have not been processed for this company yet.

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Institutional holders (Form 13F) are not yet shown here.

Latest quarter

Revenue

23.2 million USD

1998-04-30 · USD

Exact inputs and evidence

Net margin

-2.67%

1998-04-30 · %

Exact inputs and evidence

Operating cash flow

-32.1 million USD

1998-04-30 · USD

Exact inputs and evidence
  • Operating Cash Flow: -32107223 USD Source

Free cash flow

-32.5 million USD

1998-04-30 · USD

Exact inputs and evidence
  • Operating Cash Flow: -32107223 USD Source
  • Capital Expenditure: 402247 USD Source
Cash and cash equivalents
2.33 million USD Source
Exact value

2329241 USD

Long-term debt including current maturities
Not available
Shares outstanding
Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

86 million USD

1997-05-01 – 1998-04-30

Exact inputs and evidence
  • Revenue: 23359672 USD · 1997-05-01 – 1997-07-31 Source
  • Revenue: 18101540 USD · 1997-08-01 – 1997-10-31 Source
  • Revenue: 79849909 USD · 1997-02-01 – 1998-01-31 Source
  • Revenue: 58498706 USD · 1997-02-01 – 1997-10-31 Source
  • Revenue: 23212921 USD · 1998-02-01 – 1998-04-30 Source

Net income

299 thousand USD

1997-08-01 – 1998-07-31

Exact inputs and evidence
  • Net income: 764784 USD · 1997-08-01 – 1997-10-31 Source
  • Net income: 2830035 USD · 1997-02-01 – 1998-01-31 Source
  • Net income: 2093811 USD · 1997-02-01 – 1997-10-31 Source
  • Net income: -620303 USD · 1998-02-01 – 1998-04-30 Source
  • Net income: -1202016 USD · 1998-02-01 – 1998-07-31 Source
  • Net income: -620303 USD · 1998-02-01 – 1998-04-30 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 1998-12-15.

Financial data available through: 1998-01-31.

Coverage by financial measure
  • Revenue: 4 of 11 periods available· newest 1998-01-31
  • operating income: No compatible figures in this window
  • Net income: 4 of 11 periods available· newest 1998-01-31
  • operating cash flow: No compatible figures in this window
  • Capital expenditure: 4 of 11 periods available· newest 1998-01-31
  • Total assets: 3 of 11 periods available· newest 1998-01-31
  • Total liabilities: 3 of 11 periods available· newest 1998-01-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 4 of 11 periods available· newest 1998-01-31
  • long term debt: No compatible figures in this window
  • shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +35.5%

    Prior period

    USD 58.93 million

    –

    Current period

    USD 79.85 million

    –

    Exact inputs and evidence

    79849909 − 58926340 = 20923569 USD

    58926340 USD · 1996-02-01 – 1997-01-31

    Inspect prior input Prior source

    79849909 USD · 1997-02-01 – 1998-01-31

    Inspect current input Current source
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  • Net income

    +269.8%

    Prior period

    USD 765,338

    –

    Current period

    USD 2.83 million

    –

    Exact inputs and evidence

    2830035 − 765338 = 2064697 USD

    765338 USD · 1996-02-01 – 1997-01-31

    Inspect prior input Prior source

    2830035 USD · 1997-02-01 – 1998-01-31

    Inspect current input Current source
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  • Capital expenditure

    -10.1%

    Prior period

    USD 1.21 million

    –

    Current period

    USD 1.09 million

    –

    Exact inputs and evidence

    1086209 − 1207774 = -121565 USD

    1207774 USD · 1996-02-01 – 1997-01-31

    Inspect prior input Prior source

    1086209 USD · 1997-02-01 – 1998-01-31

    Inspect current input Current source
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Comparable inputs unavailable for: Operating cash flow.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

1998 1997-02-01 – 1998-01-31

  • Revenue USD 79.85 million 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 2.83 million 3.5% of revenue

Cash

  • Operating cash flow Unavailable An input is unavailable.
  • Capital expenditure USD 1.09 million 1.4% of revenue
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 1995 Not shown: operating income or net income is not reported.
  • 1996 Not shown: operating income or net income is not reported.
  • 1997 Not shown: operating income or net income is not reported.
  • 1998 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
1995 1994-02-01 – 1995-01-3133371681 UnavailableUnavailableUnavailable-277546 Unavailable
Source
1996 1995-02-01 – 1996-01-3141951010 UnavailableUnavailableUnavailable615530 Unavailable
Source
1997 1996-02-01 – 1997-01-3158926340 UnavailableUnavailableUnavailable765338 Unavailable
Source
1998 1997-02-01 – 1998-01-3179849909 UnavailableUnavailableUnavailable2830035 Unavailable
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 79.8M 1998
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.86.2M64.7M43.1M21.6M0.01995199619971998
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
1995Revenue33371681
1996Revenue41951010
1997Revenue58926340
1998Revenue79849909

Revenue growth

Change in revenue from the same financial period one year earlier.

35.5% 1998
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.44%33%22%11%0%1995199619971998
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
1995Year over yearNo prior comparable period
1996Year over year25.7%
1997Year over year40.5%
1998Year over year35.5%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 3.5% 1998
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.3.9%2.6%1.4%0.1%-1.2%1995-01-311996-01-311997-01-311998-01-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
1995-01-31Operating marginNot reported
1996-01-31Operating marginNot reported
1997-01-31Operating marginNot reported
1998-01-31Operating marginNot reported
1995Net margin-0.8%
1996Net margin1.5%
1997Net margin1.3%
1998Net margin3.5%
1995Free cash flow marginNot reported
1996Free cash flow marginNot reported
1997Free cash flow marginNot reported
1998Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
1995Operating cash flowNot reportedNo source recorded
1996Operating cash flowNot reportedNo source recorded
1997Operating cash flowNot reportedNo source recorded
1998Operating cash flowNot reportedNo source recorded

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
1995Free cash flowUnavailable
1996Free cash flowUnavailable
1997Free cash flowUnavailable
1998Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

94.7% 1998
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.102%77%51%26%0%1995-01-31199619971998
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
1995-01-31Liabilities / assetsNot reportedNo source recorded
1996Liabilities / assets92.5%
1997Liabilities / assets92.5%
1998Liabilities / assets94.7%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
1995-01-31Current assets / current liabilitiesNot reportedNo source recorded
1996-01-31Current assets / current liabilitiesNot reportedNo source recorded
1997-01-31Current assets / current liabilitiesNot reportedNo source recorded
1998-01-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
1995 1994-02-01 – 1995-01-31
−USD 277,546
Exact value

Exact value: -277546 USD

1994-02-01 – 1995-01-31: -277546 USD Inspect Net Income Open source
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Unavailable Not reported for this period.
USD 232,962
Exact value

Exact value: 232962 USD

1994-02-01 – 1995-01-31: 232962 USD Inspect Capital Expenditure Open source
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Unavailable

Free cash flow cannot be calculated because Operating cash flow is unavailable for this period.

1996 1995-02-01 – 1996-01-31
USD 615,530
Exact value

Exact value: 615530 USD

1995-02-01 – 1996-01-31: 615530 USD Inspect Net Income Open source
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Unavailable Not reported for this period.
USD 1.07 million
Exact value

Exact value: 1073420 USD

1995-02-01 – 1996-01-31: 1073420 USD Inspect Capital Expenditure Open source
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Unavailable

Free cash flow cannot be calculated because Operating cash flow is unavailable for this period.

1997 1996-02-01 – 1997-01-31
USD 765,338
Exact value

Exact value: 765338 USD

1996-02-01 – 1997-01-31: 765338 USD Inspect Net Income Open source
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Unavailable Not reported for this period.
USD 1.21 million
Exact value

Exact value: 1207774 USD

1996-02-01 – 1997-01-31: 1207774 USD Inspect Capital Expenditure Open source
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Unavailable

Free cash flow cannot be calculated because Operating cash flow is unavailable for this period.

1998 1997-02-01 – 1998-01-31
USD 2.83 million
Exact value

Exact value: 2830035 USD

1997-02-01 – 1998-01-31: 2830035 USD Inspect Net Income Open source
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Unavailable Not reported for this period.
USD 1.09 million
Exact value

Exact value: 1086209 USD

1997-02-01 – 1998-01-31: 1086209 USD Inspect Capital Expenditure Open source
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Unavailable

Free cash flow cannot be calculated because Operating cash flow is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

13 filings · 0 latest values · 0 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000880935, 880935, edgar:880935