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AVCO FINANCIAL SERVICES INC

EDGAR

Quarterly report (10-Q) · filed 1998-11-13

21 filing records in this dataset, filed from 1994-03-29 to 1998-11-13. Explore the available filing history and original sources.

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Watchlist

Latest quarter

Revenue

463 million USD

1998-09-30 · USD

Exact inputs and evidence

Revenue: 462980000 USD Source

Net margin

8.14%

1998-09-30 · %

Exact inputs and evidence

Net Income: 37664000 USD Source
Revenue: 462980000 USD Source

Cash and cash equivalents: 29.8 million USD 1998-09-30 Source
Exact value

29757000 USD
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 1998-11-13.

Financial data available through: 1997-12-31.

Coverage by financial measure

Revenue: 7 of 11 periods available· newest 1997-12-31
operating income: No compatible figures in this window
Net income: 7 of 11 periods available· newest 1997-12-31
Operating cash flow: 7 of 11 periods available· newest 1997-12-31
Capital expenditure: 7 of 11 periods available· newest 1997-12-31
Total assets: 6 of 11 periods available· newest 1997-12-31
Total liabilities: 6 of 11 periods available· newest 1997-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 7 of 11 periods available· newest 1997-12-31
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
+5.3%

Prior period

USD 1.76 billion

1996-01-01 – 1996-12-31
Current period

USD 1.85 billion

1997-01-01 – 1997-12-31

Exact inputs and evidence

1853265000 − 1760070000 = 93195000 USD

1760070000 USD · 1996-01-01 – 1996-12-31
Inspect prior input Prior source
1853265000 USD · 1997-01-01 – 1997-12-31
Inspect current input Current source

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Citation for Year-over-year change in Revenue · AVCO FINANCIAL SERVICES INC · 1997-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Year-over-year change in Revenue: 93195000 USD Concept: fundies:Revenue Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 1853265000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1370 Input fundies:Revenue: 1760070000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1370
The citation records this snapshot. The page link may show a newer release later.
Net income
+4.9%

Prior period

USD 187.01 million

1996-01-01 – 1996-12-31
Current period

USD 196.12 million

1997-01-01 – 1997-12-31

Exact inputs and evidence

196116000 − 187007000 = 9109000 USD

187007000 USD · 1996-01-01 – 1996-12-31
Inspect prior input Prior source
196116000 USD · 1997-01-01 – 1997-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · AVCO FINANCIAL SERVICES INC · 1997-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Year-over-year change in Net income: 9109000 USD Concept: fundies:NetIncome Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 196116000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1417 Input fundies:NetIncome: 187007000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1417
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Operating cash flow
+8.6%

Prior period

USD 414.39 million

1996-01-01 – 1996-12-31
Current period

USD 450.19 million

1997-01-01 – 1997-12-31

Exact inputs and evidence

450193000 − 414390000 = 35803000 USD

414390000 USD · 1996-01-01 – 1996-12-31
Inspect prior input Prior source
450193000 USD · 1997-01-01 – 1997-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · AVCO FINANCIAL SERVICES INC · 1997-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Year-over-year change in Operating cash flow: 35803000 USD Concept: fundies:OperatingCashFlow Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 450193000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1433 Input fundies:OperatingCashFlow: 414390000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1433
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
+22%

Prior period

USD 31.25 million

1996-01-01 – 1996-12-31
Current period

USD 38.11 million

1997-01-01 – 1997-12-31

Exact inputs and evidence

38109000 − 31249000 = 6860000 USD

31249000 USD · 1996-01-01 – 1996-12-31
Inspect prior input Prior source
38109000 USD · 1997-01-01 – 1997-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · AVCO FINANCIAL SERVICES INC · 1997-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Year-over-year change in Capital expenditure: 6860000 USD Concept: fundies:CapitalExpenditure Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 38109000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1444 Input fundies:CapitalExpenditure: 31249000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1444
The citation records this snapshot. The page link may show a newer release later.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

1997 1997-01-01 – 1997-12-31

Revenue USD 1.85 billion 100% of revenue
Operating costs Derived Unavailable An input is unavailable.
Operating income Unavailable An input is unavailable.
Tax, interest and other Derived Unavailable An input is unavailable.
Net income USD 196.12 million 11% of revenue

Cash

Operating cash flow USD 450.19 million 24% of revenue
Capital expenditure USD 38.11 million 2.1% of revenue
Free cash flow Derived USD 412.08 million 22% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

1991 Not shown: operating income or net income is not reported.
1992 Not shown: operating income or net income is not reported.
1993 Not shown: operating income or net income is not reported.
1994 Not shown: operating income or net income is not reported.
1995 Not shown: operating income or net income is not reported.
1996 Not shown: operating income or net income is not reported.
1997 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
1991 1991-01-01 – 1991-12-31	1346540000	Unavailable	Unavailable	Unavailable	124600000	224215000 Derived	Source 1991-01-01 – 1991-12-31: 1346540000 USD Inspect Revenue Open source 1991-01-01 – 1991-12-31: 124600000 USD Inspect Net Income Open source 1991-01-01 – 1991-12-31: 241559000 USD Inspect Operating Cash Flow Open source 1991-01-01 – 1991-12-31: 17344000 USD Inspect Capital Expenditure Open source
1992 1992-01-01 – 1992-12-31	1340834000	Unavailable	Unavailable	Unavailable	103698000	268257000 Derived	Source 1992-01-01 – 1992-12-31: 1340834000 USD Inspect Revenue Open source 1992-01-01 – 1992-12-31: 103698000 USD Inspect Net Income Open source 1992-01-01 – 1992-12-31: 284405000 USD Inspect Operating Cash Flow Open source 1992-01-01 – 1992-12-31: 16148000 USD Inspect Capital Expenditure Open source
1993 1993-01-01 – 1993-12-31	1324064000	Unavailable	Unavailable	Unavailable	142029000	337357000 Derived	Source 1993-01-01 – 1993-12-31: 1324064000 USD Inspect Revenue Open source 1993-01-01 – 1993-12-31: 142029000 USD Inspect Net Income Open source 1993-01-01 – 1993-12-31: 355843000 USD Inspect Operating Cash Flow Open source 1993-01-01 – 1993-12-31: 18486000 USD Inspect Capital Expenditure Open source
1994 1994-01-01 – 1994-12-31	1388234000	Unavailable	Unavailable	Unavailable	162329000	354829000 Derived	Source 1994-01-01 – 1994-12-31: 1388234000 USD Inspect Revenue Open source 1994-01-01 – 1994-12-31: 162329000 USD Inspect Net Income Open source 1994-01-01 – 1994-12-31: 374726000 USD Inspect Operating Cash Flow Open source 1994-01-01 – 1994-12-31: 19897000 USD Inspect Capital Expenditure Open source
1995 1995-01-01 – 1995-12-31	1663987000	Unavailable	Unavailable	Unavailable	179403000	349136000 Derived	Source 1995-01-01 – 1995-12-31: 1663987000 USD Inspect Revenue Open source 1995-01-01 – 1995-12-31: 179403000 USD Inspect Net Income Open source 1995-01-01 – 1995-12-31: 371244000 USD Inspect Operating Cash Flow Open source 1995-01-01 – 1995-12-31: 22108000 USD Inspect Capital Expenditure Open source
1996 1996-01-01 – 1996-12-31	1760070000	Unavailable	Unavailable	Unavailable	187007000	383141000 Derived	Source 1996-01-01 – 1996-12-31: 1760070000 USD Inspect Revenue Open source 1996-01-01 – 1996-12-31: 187007000 USD Inspect Net Income Open source 1996-01-01 – 1996-12-31: 414390000 USD Inspect Operating Cash Flow Open source 1996-01-01 – 1996-12-31: 31249000 USD Inspect Capital Expenditure Open source
1997 1997-01-01 – 1997-12-31	1853265000	Unavailable	Unavailable	Unavailable	196116000	412084000 Derived	Source 1997-01-01 – 1997-12-31: 1853265000 USD Inspect Revenue Open source 1997-01-01 – 1997-12-31: 196116000 USD Inspect Net Income Open source 1997-01-01 – 1997-12-31: 450193000 USD Inspect Operating Cash Flow Open source 1997-01-01 – 1997-12-31: 38109000 USD Inspect Capital Expenditure Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 1.9B 1997

Values and sources

Revenue values and source evidence
Period	Series	Value(USD)	Source evidence
19911991-12-31	Revenue	1346540000	Revenue: 1346540000 Open source
19921992-12-31	Revenue	1340834000	Revenue: 1340834000 Open source
19931993-12-31	Revenue	1324064000	Revenue: 1324064000 Open source
19941994-12-31	Revenue	1388234000	Revenue: 1388234000 Open source
19951995-12-31	Revenue	1663987000	Revenue: 1663987000 Open source
19961996-12-31	Revenue	1760070000	Revenue: 1760070000 Open source
19971997-12-31	Revenue	1853265000	Revenue: 1853265000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

5.3% 1997

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
19911991-12-31	Year over year	No prior comparable period	Revenue: 1346540000 Open source
19921992-12-31	Year over year	-0.4%	Revenue: 1340834000 Open source Revenue: 1346540000 Open source
19931993-12-31	Year over year	-1.3%	Revenue: 1324064000 Open source Revenue: 1340834000 Open source
19941994-12-31	Year over year	4.8%	Revenue: 1388234000 Open source Revenue: 1324064000 Open source
19951995-12-31	Year over year	19.9%	Revenue: 1663987000 Open source Revenue: 1388234000 Open source
19961996-12-31	Year over year	5.8%	Revenue: 1760070000 Open source Revenue: 1663987000 Open source
19971997-12-31	Year over year	5.3%	Revenue: 1853265000 Open source Revenue: 1760070000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 10.6% 1997

Free cash flow margin 22.2% 1997

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
1991-12-31	Operating margin	Not reported	Revenue: 1346540000 Open source
1992-12-31	Operating margin	Not reported	Revenue: 1340834000 Open source
1993-12-31	Operating margin	Not reported	Revenue: 1324064000 Open source
1994-12-31	Operating margin	Not reported	Revenue: 1388234000 Open source
1995-12-31	Operating margin	Not reported	Revenue: 1663987000 Open source
1996-12-31	Operating margin	Not reported	Revenue: 1760070000 Open source
1997-12-31	Operating margin	Not reported	Revenue: 1853265000 Open source
19911991-12-31	Net margin	9.3%	Net Income: 124600000 Open source Revenue: 1346540000 Open source
19921992-12-31	Net margin	7.7%	Net Income: 103698000 Open source Revenue: 1340834000 Open source
19931993-12-31	Net margin	10.7%	Net Income: 142029000 Open source Revenue: 1324064000 Open source
19941994-12-31	Net margin	11.7%	Net Income: 162329000 Open source Revenue: 1388234000 Open source
19951995-12-31	Net margin	10.8%	Net Income: 179403000 Open source Revenue: 1663987000 Open source
19961996-12-31	Net margin	10.6%	Net Income: 187007000 Open source Revenue: 1760070000 Open source
19971997-12-31	Net margin	10.6%	Net Income: 196116000 Open source Revenue: 1853265000 Open source
19911991-12-31	Free cash flow margin	16.7%	Revenue: 1346540000 Open source Operating Cash Flow: 241559000 Open source Capital Expenditure: 17344000 Open source
19921992-12-31	Free cash flow margin	20%	Revenue: 1340834000 Open source Operating Cash Flow: 284405000 Open source Capital Expenditure: 16148000 Open source
19931993-12-31	Free cash flow margin	25.5%	Revenue: 1324064000 Open source Operating Cash Flow: 355843000 Open source Capital Expenditure: 18486000 Open source
19941994-12-31	Free cash flow margin	25.6%	Revenue: 1388234000 Open source Operating Cash Flow: 374726000 Open source Capital Expenditure: 19897000 Open source
19951995-12-31	Free cash flow margin	21%	Revenue: 1663987000 Open source Operating Cash Flow: 371244000 Open source Capital Expenditure: 22108000 Open source
19961996-12-31	Free cash flow margin	21.8%	Revenue: 1760070000 Open source Operating Cash Flow: 414390000 Open source Capital Expenditure: 31249000 Open source
19971997-12-31	Free cash flow margin	22.2%	Revenue: 1853265000 Open source Operating Cash Flow: 450193000 Open source Capital Expenditure: 38109000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD 450.2M 1997

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
19911991-12-31	Operating cash flow	241559000	Operating Cash Flow: 241559000 Open source
19921992-12-31	Operating cash flow	284405000	Operating Cash Flow: 284405000 Open source
19931993-12-31	Operating cash flow	355843000	Operating Cash Flow: 355843000 Open source
19941994-12-31	Operating cash flow	374726000	Operating Cash Flow: 374726000 Open source
19951995-12-31	Operating cash flow	371244000	Operating Cash Flow: 371244000 Open source
19961996-12-31	Operating cash flow	414390000	Operating Cash Flow: 414390000 Open source
19971997-12-31	Operating cash flow	450193000	Operating Cash Flow: 450193000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 412.1M 1997

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
19911991-12-31	Free cash flow	224215000	Operating Cash Flow: 241559000 Open source Capital Expenditure: 17344000 Open source
19921992-12-31	Free cash flow	268257000	Operating Cash Flow: 284405000 Open source Capital Expenditure: 16148000 Open source
19931993-12-31	Free cash flow	337357000	Operating Cash Flow: 355843000 Open source Capital Expenditure: 18486000 Open source
19941994-12-31	Free cash flow	354829000	Operating Cash Flow: 374726000 Open source Capital Expenditure: 19897000 Open source
19951995-12-31	Free cash flow	349136000	Operating Cash Flow: 371244000 Open source Capital Expenditure: 22108000 Open source
19961996-12-31	Free cash flow	383141000	Operating Cash Flow: 414390000 Open source Capital Expenditure: 31249000 Open source
19971997-12-31	Free cash flow	412084000	Operating Cash Flow: 450193000 Open source Capital Expenditure: 38109000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

86.3% 1997

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
1991-12-31	Liabilities / assets	Not reported	No source recorded
19921992-12-31	Liabilities / assets	87%	Total Liabilities: 5032896000 Open source Total Assets: 5785967000 Open source
19931993-12-31	Liabilities / assets	86.5%	Total Liabilities: 5295449000 Open source Total Assets: 6122960000 Open source
19941994-12-31	Liabilities / assets	87.3%	Total Liabilities: 6144547000 Open source Total Assets: 7038291000 Open source
19951995-12-31	Liabilities / assets	86.8%	Total Liabilities: 6762718000 Open source Total Assets: 7790948000 Open source
19961996-12-31	Liabilities / assets	85.9%	Total Liabilities: 7042373000 Open source Total Assets: 8195059000 Open source
19971997-12-31	Liabilities / assets	86.3%	Total Liabilities: 7599383000 Open source Total Assets: 8809898000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
1991-12-31	Current assets / current liabilities	Not reported	No source recorded
1992-12-31	Current assets / current liabilities	Not reported	No source recorded
1993-12-31	Current assets / current liabilities	Not reported	No source recorded
1994-12-31	Current assets / current liabilities	Not reported	No source recorded
1995-12-31	Current assets / current liabilities	Not reported	No source recorded
1996-12-31	Current assets / current liabilities	Not reported	No source recorded
1997-12-31	Current assets / current liabilities	Not reported	No source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
1991 1991-01-01 – 1991-12-31	USD 124.6 million Exact value Exact value: 124600000 USD 1991-01-01 – 1991-12-31: 124600000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AVCO FINANCIAL SERVICES INC · 1991-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Net Income: 124600000 USD Concept: fundies:NetIncome Period: 1991-01-01 to 1991-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ANetIncome&period=1991-12-31&surface=latest&period_type=duration&start=1991-01-01&unit=USD&dimensions= Input fundies:NetIncome: 124600000 USD (1991-01-01 to 1991-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-94-000099.txt#1090 The citation records this snapshot. The page link may show a newer release later.	USD 241.56 million Exact value Exact value: 241559000 USD 1991-01-01 – 1991-12-31: 241559000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AVCO FINANCIAL SERVICES INC · 1991-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Operating Cash Flow: 241559000 USD Concept: fundies:OperatingCashFlow Period: 1991-01-01 to 1991-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3AOperatingCashFlow&period=1991-12-31&surface=latest&period_type=duration&start=1991-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 241559000 USD (1991-01-01 to 1991-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-94-000099.txt#1108 The citation records this snapshot. The page link may show a newer release later.	USD 17.34 million Exact value Exact value: 17344000 USD 1991-01-01 – 1991-12-31: 17344000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AVCO FINANCIAL SERVICES INC · 1991-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Capital Expenditure: 17344000 USD Concept: fundies:CapitalExpenditure Period: 1991-01-01 to 1991-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ACapitalExpenditure&period=1991-12-31&surface=latest&period_type=duration&start=1991-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 17344000 USD (1991-01-01 to 1991-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-94-000099.txt#1115 The citation records this snapshot. The page link may show a newer release later.	USD 224.22 million Calculation and evidence 241559000 − 17344000 USD Exact free cash flow: 224215000 USD 1991-01-01 – 1991-12-31: 241559000 USD · Inspect Operating Cash Flow · Source 1991-01-01 – 1991-12-31: 17344000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AVCO FINANCIAL SERVICES INC · 1991-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Free cash flow: 224215000 USD Concept: free-cash-flow Period: 1991-01-01 to 1991-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 241559000 USD (1991-01-01 to 1991-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-94-000099.txt#1108 Input fundies:CapitalExpenditure: 17344000 USD (1991-01-01 to 1991-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-94-000099.txt#1115 The citation records this snapshot. The page link may show a newer release later.
1992 1992-01-01 – 1992-12-31	USD 103.7 million Exact value Exact value: 103698000 USD 1992-01-01 – 1992-12-31: 103698000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AVCO FINANCIAL SERVICES INC · 1992-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Net Income: 103698000 USD Concept: fundies:NetIncome Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ANetIncome&period=1992-12-31&surface=latest&period_type=duration&start=1992-01-01&unit=USD&dimensions= Input fundies:NetIncome: 103698000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-95-000086.txt#1100 The citation records this snapshot. The page link may show a newer release later.	USD 284.41 million Exact value Exact value: 284405000 USD 1992-01-01 – 1992-12-31: 284405000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AVCO FINANCIAL SERVICES INC · 1992-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Operating Cash Flow: 284405000 USD Concept: fundies:OperatingCashFlow Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3AOperatingCashFlow&period=1992-12-31&surface=latest&period_type=duration&start=1992-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 284405000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-95-000086.txt#1118 The citation records this snapshot. The page link may show a newer release later.	USD 16.15 million Exact value Exact value: 16148000 USD 1992-01-01 – 1992-12-31: 16148000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AVCO FINANCIAL SERVICES INC · 1992-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Capital Expenditure: 16148000 USD Concept: fundies:CapitalExpenditure Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ACapitalExpenditure&period=1992-12-31&surface=latest&period_type=duration&start=1992-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 16148000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-95-000086.txt#1131 The citation records this snapshot. The page link may show a newer release later.	USD 268.26 million Calculation and evidence 284405000 − 16148000 USD Exact free cash flow: 268257000 USD 1992-01-01 – 1992-12-31: 284405000 USD · Inspect Operating Cash Flow · Source 1992-01-01 – 1992-12-31: 16148000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AVCO FINANCIAL SERVICES INC · 1992-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Free cash flow: 268257000 USD Concept: free-cash-flow Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 284405000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-95-000086.txt#1118 Input fundies:CapitalExpenditure: 16148000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-95-000086.txt#1131 The citation records this snapshot. The page link may show a newer release later.
1993 1993-01-01 – 1993-12-31	USD 142.03 million Exact value Exact value: 142029000 USD 1993-01-01 – 1993-12-31: 142029000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AVCO FINANCIAL SERVICES INC · 1993-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Net Income: 142029000 USD Concept: fundies:NetIncome Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ANetIncome&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:NetIncome: 142029000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-96-000297.txt#1092 The citation records this snapshot. The page link may show a newer release later.	USD 355.84 million Exact value Exact value: 355843000 USD 1993-01-01 – 1993-12-31: 355843000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AVCO FINANCIAL SERVICES INC · 1993-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Operating Cash Flow: 355843000 USD Concept: fundies:OperatingCashFlow Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3AOperatingCashFlow&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 355843000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-96-000297.txt#1108 The citation records this snapshot. The page link may show a newer release later.	USD 18.49 million Exact value Exact value: 18486000 USD 1993-01-01 – 1993-12-31: 18486000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AVCO FINANCIAL SERVICES INC · 1993-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Capital Expenditure: 18486000 USD Concept: fundies:CapitalExpenditure Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ACapitalExpenditure&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 18486000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-96-000297.txt#1121 The citation records this snapshot. The page link may show a newer release later.	USD 337.36 million Calculation and evidence 355843000 − 18486000 USD Exact free cash flow: 337357000 USD 1993-01-01 – 1993-12-31: 355843000 USD · Inspect Operating Cash Flow · Source 1993-01-01 – 1993-12-31: 18486000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AVCO FINANCIAL SERVICES INC · 1993-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Free cash flow: 337357000 USD Concept: free-cash-flow Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 355843000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-96-000297.txt#1108 Input fundies:CapitalExpenditure: 18486000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-96-000297.txt#1121 The citation records this snapshot. The page link may show a newer release later.
1994 1994-01-01 – 1994-12-31	USD 162.33 million Exact value Exact value: 162329000 USD 1994-01-01 – 1994-12-31: 162329000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AVCO FINANCIAL SERVICES INC · 1994-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Net Income: 162329000 USD Concept: fundies:NetIncome Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ANetIncome&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:NetIncome: 162329000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-97-000795.txt#1119 The citation records this snapshot. The page link may show a newer release later.	USD 374.73 million Exact value Exact value: 374726000 USD 1994-01-01 – 1994-12-31: 374726000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AVCO FINANCIAL SERVICES INC · 1994-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Operating Cash Flow: 374726000 USD Concept: fundies:OperatingCashFlow Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3AOperatingCashFlow&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 374726000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-97-000795.txt#1135 The citation records this snapshot. The page link may show a newer release later.	USD 19.9 million Exact value Exact value: 19897000 USD 1994-01-01 – 1994-12-31: 19897000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AVCO FINANCIAL SERVICES INC · 1994-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Capital Expenditure: 19897000 USD Concept: fundies:CapitalExpenditure Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ACapitalExpenditure&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 19897000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-97-000795.txt#1146 The citation records this snapshot. The page link may show a newer release later.	USD 354.83 million Calculation and evidence 374726000 − 19897000 USD Exact free cash flow: 354829000 USD 1994-01-01 – 1994-12-31: 374726000 USD · Inspect Operating Cash Flow · Source 1994-01-01 – 1994-12-31: 19897000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AVCO FINANCIAL SERVICES INC · 1994-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Free cash flow: 354829000 USD Concept: free-cash-flow Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 374726000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-97-000795.txt#1135 Input fundies:CapitalExpenditure: 19897000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-97-000795.txt#1146 The citation records this snapshot. The page link may show a newer release later.
1995 1995-01-01 – 1995-12-31	USD 179.4 million Exact value Exact value: 179403000 USD 1995-01-01 – 1995-12-31: 179403000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AVCO FINANCIAL SERVICES INC · 1995-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Net Income: 179403000 USD Concept: fundies:NetIncome Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ANetIncome&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:NetIncome: 179403000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1417 The citation records this snapshot. The page link may show a newer release later.	USD 371.24 million Exact value Exact value: 371244000 USD 1995-01-01 – 1995-12-31: 371244000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AVCO FINANCIAL SERVICES INC · 1995-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Operating Cash Flow: 371244000 USD Concept: fundies:OperatingCashFlow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3AOperatingCashFlow&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 371244000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1433 The citation records this snapshot. The page link may show a newer release later.	USD 22.11 million Exact value Exact value: 22108000 USD 1995-01-01 – 1995-12-31: 22108000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AVCO FINANCIAL SERVICES INC · 1995-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Capital Expenditure: 22108000 USD Concept: fundies:CapitalExpenditure Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ACapitalExpenditure&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 22108000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1444 The citation records this snapshot. The page link may show a newer release later.	USD 349.14 million Calculation and evidence 371244000 − 22108000 USD Exact free cash flow: 349136000 USD 1995-01-01 – 1995-12-31: 371244000 USD · Inspect Operating Cash Flow · Source 1995-01-01 – 1995-12-31: 22108000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AVCO FINANCIAL SERVICES INC · 1995-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Free cash flow: 349136000 USD Concept: free-cash-flow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 371244000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1433 Input fundies:CapitalExpenditure: 22108000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1444 The citation records this snapshot. The page link may show a newer release later.
1996 1996-01-01 – 1996-12-31	USD 187.01 million Exact value Exact value: 187007000 USD 1996-01-01 – 1996-12-31: 187007000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AVCO FINANCIAL SERVICES INC · 1996-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Net Income: 187007000 USD Concept: fundies:NetIncome Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ANetIncome&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:NetIncome: 187007000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1417 The citation records this snapshot. The page link may show a newer release later.	USD 414.39 million Exact value Exact value: 414390000 USD 1996-01-01 – 1996-12-31: 414390000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AVCO FINANCIAL SERVICES INC · 1996-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Operating Cash Flow: 414390000 USD Concept: fundies:OperatingCashFlow Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3AOperatingCashFlow&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 414390000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1433 The citation records this snapshot. The page link may show a newer release later.	USD 31.25 million Exact value Exact value: 31249000 USD 1996-01-01 – 1996-12-31: 31249000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AVCO FINANCIAL SERVICES INC · 1996-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Capital Expenditure: 31249000 USD Concept: fundies:CapitalExpenditure Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ACapitalExpenditure&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 31249000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1444 The citation records this snapshot. The page link may show a newer release later.	USD 383.14 million Calculation and evidence 414390000 − 31249000 USD Exact free cash flow: 383141000 USD 1996-01-01 – 1996-12-31: 414390000 USD · Inspect Operating Cash Flow · Source 1996-01-01 – 1996-12-31: 31249000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AVCO FINANCIAL SERVICES INC · 1996-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Free cash flow: 383141000 USD Concept: free-cash-flow Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 414390000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1433 Input fundies:CapitalExpenditure: 31249000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1444 The citation records this snapshot. The page link may show a newer release later.
1997 1997-01-01 – 1997-12-31	USD 196.12 million Exact value Exact value: 196116000 USD 1997-01-01 – 1997-12-31: 196116000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AVCO FINANCIAL SERVICES INC · 1997-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Net Income: 196116000 USD Concept: fundies:NetIncome Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ANetIncome&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:NetIncome: 196116000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1417 The citation records this snapshot. The page link may show a newer release later.	USD 450.19 million Exact value Exact value: 450193000 USD 1997-01-01 – 1997-12-31: 450193000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AVCO FINANCIAL SERVICES INC · 1997-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Operating Cash Flow: 450193000 USD Concept: fundies:OperatingCashFlow Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3AOperatingCashFlow&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 450193000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1433 The citation records this snapshot. The page link may show a newer release later.	USD 38.11 million Exact value Exact value: 38109000 USD 1997-01-01 – 1997-12-31: 38109000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AVCO FINANCIAL SERVICES INC · 1997-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Capital Expenditure: 38109000 USD Concept: fundies:CapitalExpenditure Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795/explain?concept=fundies%3ACapitalExpenditure&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 38109000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1444 The citation records this snapshot. The page link may show a newer release later.	USD 412.08 million Calculation and evidence 450193000 − 38109000 USD Exact free cash flow: 412084000 USD 1997-01-01 – 1997-12-31: 450193000 USD · Inspect Operating Cash Flow · Source 1997-01-01 – 1997-12-31: 38109000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AVCO FINANCIAL SERVICES INC · 1997-12-31 AVCO FINANCIAL SERVICES INC (edgar:8795) Free cash flow: 412084000 USD Concept: free-cash-flow Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T08:32:03Z Snapshot: 22d8b75462885fcad7116b4b6eff28d58784b665a5f2cd103c0da369c326197b Dimensions: Consolidated View: https://fundies.io/companies/edgar/8795?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 450193000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1433 Input fundies:CapitalExpenditure: 38109000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/8795/0000892569-98-000804.txt#1444 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

21 filings · 0 latest values · 0 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000008795, 8795, edgar:8795

AVCO FINANCIAL SERVICES INC

Latest quarter

Revenue

Net margin

Company performance

What changed year over year

Revenue

Net income

Operating cash flow

Capital expenditure

Where revenue goes

1997 1997-01-01 – 1997-12-31

Cash

Share of revenue by period

Growth

Profit and cash

Balance sheet

Cash generation