Revenue
12.4 billion USD
2026 Q3 · USD
Exact inputs and evidence
- Revenue: 12412000000 USD Source
Fundies. English
Travelers Companies, Inc.
EDGARAnnual consolidated revenue for 2025: about USD 48.83B, using the latest reported figures. The previous period, 2024, was about USD 46.42B.
Latest quarter
Net margin
15.44%
2026 Q3 · %
Operating cash flow
3.88 billion USD
2026 Q3 · USD
- Cash and cash equivalents
- Not available
- Long-term debt including current maturities
- Not available
- Shares outstanding
- 205 million shares Source
Exact value
204900000 shares
Reported share-count change
-8.12% · -18.1 million shares
Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.
Trailing twelve months
The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.
Revenue
48.9 billion USD
2025-10-01 – 2026-09-30
Exact inputs and evidence
Net income
8.33 billion USD
2025-10-01 – 2026-09-30
Exact inputs and evidence
Operating cash flow
10.7 billion USD
2025-10-01 – 2026-09-30
Exact inputs and evidence
- Operating cash flow: 10606000000 USD · 2025-01-01 – 2025-12-31 Source
- Operating cash flow: 7921000000 USD · 2025-01-01 – 2025-09-30 Source
- Operating cash flow: 2198000000 USD · 2026-01-01 – 2026-03-31 Source
- Operating cash flow: 4114000000 USD · 2026-01-01 – 2026-06-30 Source
- Operating cash flow: 2198000000 USD · 2026-01-01 – 2026-03-31 Source
- Operating cash flow: 7992000000 USD · 2026-01-01 – 2026-09-30 Source
- Operating cash flow: 4114000000 USD · 2026-01-01 – 2026-06-30 Source
Includes later revisions to earlier periods. Annual charts exclude incomplete years.
Latest filing recorded: 2026-10-16.
Financial data available through: 2025-12-31.
Coverage by financial measure
- Revenue: 11 of 11 periods available· newest 2025-12-31
- operating income: No compatible figures in this window
- Net income: 11 of 11 periods available· newest 2025-12-31
- Operating cash flow: 11 of 11 periods available· newest 2025-12-31
- capital expenditure: No compatible figures in this window
- Total assets: 11 of 11 periods available· newest 2025-12-31
- Total liabilities: 11 of 11 periods available· newest 2025-12-31
- current assets: No compatible figures in this window
- current liabilities: No compatible figures in this window
- cash and cash equivalents: No compatible figures in this window
- long term debt: No compatible figures in this window
- Shares outstanding: 11 of 11 periods available· newest 2025-12-31
Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.
What changed year over year
Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.
Revenue
+5.2%Prior period
USD 46.42 billion
–
Current period
USD 48.83 billion
–
Exact inputs and evidence
48828000000 − 46423000000 = 2405000000 USD
46423000000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source48828000000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Net income
+25.8%Prior period
USD 5 billion
–
Current period
USD 6.29 billion
–
Exact inputs and evidence
6288000000 − 4999000000 = 1289000000 USD
4999000000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source6288000000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+16.9%Prior period
USD 9.07 billion
–
Current period
USD 10.61 billion
–
Exact inputs and evidence
10606000000 − 9074000000 = 1532000000 USD
9074000000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source10606000000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Comparable inputs unavailable for: Capital expenditure.
Where revenue goes
How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.
2025 2025-01-01 – 2025-12-31
- Revenue USD 48.83 billion 100% of revenue
- Operating costs Derived Unavailable An input is unavailable.
- Operating income Unavailable An input is unavailable.
- Tax, interest and other Derived Unavailable An input is unavailable.
- Net income USD 6.29 billion 13% of revenue
Cash
- Operating cash flow USD 10.61 billion 22% of revenue
- Capital expenditure Unavailable An input is unavailable.
- Free cash flow Derived Unavailable An input is unavailable.
Share of revenue by period
- Net income
- Tax, interest and other
- Operating costs
- 2016 Not shown: operating income or net income is not reported.
- 2017 Not shown: operating income or net income is not reported.
- 2018 Not shown: operating income or net income is not reported.
- 2019 Not shown: operating income or net income is not reported.
- 2020 Not shown: operating income or net income is not reported.
- 2021 Not shown: operating income or net income is not reported.
- 2022 Not shown: operating income or net income is not reported.
- 2023 Not shown: operating income or net income is not reported.
- 2024 Not shown: operating income or net income is not reported.
- 2025 Not shown: operating income or net income is not reported.
Values and sources
| Period | Revenue | Operating costs | Operating income | Tax, interest and other | Net income | Free cash flow | Source |
|---|---|---|---|---|---|---|---|
| 2016 2016-01-01 – 2016-12-31 | 27625000000 | Unavailable | Unavailable | Unavailable | 3014000000 | Unavailable | Source
|
| 2017 2017-01-01 – 2017-12-31 | 28902000000 | Unavailable | Unavailable | Unavailable | 2056000000 | Unavailable | Source
|
| 2018 2018-01-01 – 2018-12-31 | 30282000000 | Unavailable | Unavailable | Unavailable | 2523000000 | Unavailable | Source
|
| 2019 2019-01-01 – 2019-12-31 | 31581000000 | Unavailable | Unavailable | Unavailable | 2622000000 | Unavailable | Source
|
| 2020 2020-01-01 – 2020-12-31 | 31981000000 | Unavailable | Unavailable | Unavailable | 2697000000 | Unavailable | Source
|
| 2021 2021-01-01 – 2021-12-31 | 34816000000 | Unavailable | Unavailable | Unavailable | 3662000000 | Unavailable | Source
|
| 2022 2022-01-01 – 2022-12-31 | 36884000000 | Unavailable | Unavailable | Unavailable | 2842000000 | Unavailable | Source
|
| 2023 2023-01-01 – 2023-12-31 | 41364000000 | Unavailable | Unavailable | Unavailable | 2991000000 | Unavailable | Source
|
| 2024 2024-01-01 – 2024-12-31 | 46423000000 | Unavailable | Unavailable | Unavailable | 4999000000 | Unavailable | Source
|
| 2025 2025-01-01 – 2025-12-31 | 48828000000 | Unavailable | Unavailable | Unavailable | 6288000000 | Unavailable | Source
|
Amounts are exact, in USD.
Growth
Sales over time and how quickly they are changing.
Revenue
Revenue reported for each complete financial period.
USD 48.8B 2025
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2016 | Revenue | 27625000000 |
|
| 2017 | Revenue | 28902000000 |
|
| 2018 | Revenue | 30282000000 |
|
| 2019 | Revenue | 31581000000 |
|
| 2020 | Revenue | 31981000000 |
|
| 2021 | Revenue | 34816000000 |
|
| 2022 | Revenue | 36884000000 |
|
| 2023 | Revenue | 41364000000 |
|
| 2024 | Revenue | 46423000000 |
|
| 2025 | Revenue | 48828000000 |
|
Revenue growth
Change in revenue from the same financial period one year earlier.
5.2% 2025
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2016 | Year over year | 3% |
|
| 2017 | Year over year | 4.6% |
|
| 2018 | Year over year | 4.8% |
|
| 2019 | Year over year | 4.3% |
|
| 2020 | Year over year | 1.3% |
|
| 2021 | Year over year | 8.9% |
|
| 2022 | Year over year | 5.9% |
|
| 2023 | Year over year | 12.1% |
|
| 2024 | Year over year | 12.2% |
|
| 2025 | Year over year | 5.2% |
|
Profit and cash
How much revenue becomes profit, and how much cash operations generate.
Profit margins
Operating income, net income and free cash flow as a share of revenue.
Net margin 12.9% 2025
- Operating margin
- Net margin
- Free cash flow margin
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2016-12-31 | Operating margin | Not reported |
|
| 2017-12-31 | Operating margin | Not reported |
|
| 2018-12-31 | Operating margin | Not reported |
|
| 2019-12-31 | Operating margin | Not reported |
|
| 2020-12-31 | Operating margin | Not reported |
|
| 2021-12-31 | Operating margin | Not reported |
|
| 2022-12-31 | Operating margin | Not reported |
|
| 2023-12-31 | Operating margin | Not reported |
|
| 2024-12-31 | Operating margin | Not reported |
|
| 2025-12-31 | Operating margin | Not reported |
|
| 2016 | Net margin | 10.9% |
|
| 2017 | Net margin | 7.1% |
|
| 2018 | Net margin | 8.3% |
|
| 2019 | Net margin | 8.3% |
|
| 2020 | Net margin | 8.4% |
|
| 2021 | Net margin | 10.5% |
|
| 2022 | Net margin | 7.7% |
|
| 2023 | Net margin | 7.2% |
|
| 2024 | Net margin | 10.8% |
|
| 2025 | Net margin | 12.9% |
|
| 2016 | Free cash flow margin | Not reported |
|
| 2017 | Free cash flow margin | Not reported |
|
| 2018 | Free cash flow margin | Not reported |
|
| 2019 | Free cash flow margin | Not reported |
|
| 2020 | Free cash flow margin | Not reported |
|
| 2021 | Free cash flow margin | Not reported |
|
| 2022 | Free cash flow margin | Not reported |
|
| 2023 | Free cash flow margin | Not reported |
|
| 2024 | Free cash flow margin | Not reported |
|
| 2025 | Free cash flow margin | Not reported |
|
Operating cash flow
Cash generated by the company’s normal business operations.
USD 10.6B 2025
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2016 | Operating cash flow | 4469000000 |
|
| 2017 | Operating cash flow | 4148000000 |
|
| 2018 | Operating cash flow | 4380000000 |
|
| 2019 | Operating cash flow | 5205000000 |
|
| 2020 | Operating cash flow | 6519000000 |
|
| 2021 | Operating cash flow | 7274000000 |
|
| 2022 | Operating cash flow | 6465000000 |
|
| 2023 | Operating cash flow | 7711000000 |
|
| 2024 | Operating cash flow | 9074000000 |
|
| 2025 | Operating cash flow | 10606000000 |
|
Free cash flow
Operating cash flow minus capital expenditure for the same period and unit.
Not enough comparable data to show this history.
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2016 | Free cash flow | Unavailable |
|
| 2017 | Free cash flow | Unavailable |
|
| 2018 | Free cash flow | Unavailable |
|
| 2019 | Free cash flow | Unavailable |
|
| 2020 | Free cash flow | Unavailable |
|
| 2021 | Free cash flow | Unavailable |
|
| 2022 | Free cash flow | Unavailable |
|
| 2023 | Free cash flow | Unavailable |
|
| 2024 | Free cash flow | Unavailable |
|
| 2025 | Free cash flow | Unavailable |
|
Balance sheet
Liabilities and short-term ability to meet obligations at each period end.
Liabilities to assets
Total liabilities as a share of total assets.
77.1% 2025
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2016 | Liabilities / assets | 76.8% |
|
| 2017 | Liabilities / assets | 77.1% |
|
| 2018 | Liabilities / assets | 78% |
|
| 2019 | Liabilities / assets | 76.4% |
|
| 2020 | Liabilities / assets | 75% |
|
| 2021 | Liabilities / assets | 76% |
|
| 2022 | Liabilities / assets | 81.4% |
|
| 2023 | Liabilities / assets | 80.2% |
|
| 2024 | Liabilities / assets | 79.1% |
|
| 2025 | Liabilities / assets | 77.1% |
|
Current assets to current liabilities
Current assets divided by current liabilities.
Not enough comparable data to show this history.
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2016-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2017-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2018-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2019-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2020-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2021-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2022-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2023-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2024-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2025-12-31 | Current assets / current liabilities | Not reported | No source recorded |
Cash generation
Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.
| Period | Net income | Operating cash flow | Capital expenditure | Free cash flow |
|---|---|---|---|---|
| 2016 2016-01-01 – 2016-12-31 | USD 3.01 billion Exact valueExact value: 3014000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 4.47 billion Exact valueExact value: 4469000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2017 2017-01-01 – 2017-12-31 | USD 2.06 billion Exact valueExact value: 2056000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 4.15 billion Exact valueExact value: 4148000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2018 2018-01-01 – 2018-12-31 | USD 2.52 billion Exact valueExact value: 2523000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 4.38 billion Exact valueExact value: 4380000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2019 2019-01-01 – 2019-12-31 | USD 2.62 billion Exact valueExact value: 2622000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 5.21 billion Exact valueExact value: 5205000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2020 2020-01-01 – 2020-12-31 | USD 2.7 billion Exact valueExact value: 2697000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 6.52 billion Exact valueExact value: 6519000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2021 2021-01-01 – 2021-12-31 | USD 3.66 billion Exact valueExact value: 3662000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 7.27 billion Exact valueExact value: 7274000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2022 2022-01-01 – 2022-12-31 | USD 2.84 billion Exact valueExact value: 2842000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 6.47 billion Exact valueExact value: 6465000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2023 2023-01-01 – 2023-12-31 | USD 2.99 billion Exact valueExact value: 2991000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 7.71 billion Exact valueExact value: 7711000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2024 2024-01-01 – 2024-12-31 | USD 5 billion Exact valueExact value: 4999000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 9.07 billion Exact valueExact value: 9074000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2025 2025-01-01 – 2025-12-31 | USD 6.29 billion Exact valueExact value: 6288000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 10.61 billion Exact valueExact value: 10606000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.
Dataset coverage and company identifiers
Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.
186 filings · 3,819 latest values · 3,819 originally reported values
Dataset published . Source filing dates and reporting periods are shown separately.
Identifiers: 0000086312, 86312, TRV, edgar:86312
Also known as ST PAUL COMPANIES INC /MN/, ST PAUL FIRE & MARINE INSURANCE CO/MD, ST PAUL TRAVELERS COMPANIES INC, TRAVELERS COMPANIES, INC., The Travelers Companies, Inc., Travelers Companies, Inc., Travelers Companies, Inc.