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JSB FINANCIAL INC

EDGAR

Quarterly report (10-Q) · filed 1999-11-10

14 filing records in this dataset, filed from 1996-08-12 to 1999-11-10. Explore the available filing history and original sources.

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Watchlist

Cash and cash equivalents: 45.3 million USD 1999-09-30 Source
Exact value

45253000 USD
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

31.7 million USD

1998-10-01 – 1999-09-30

Exact inputs and evidence

Net income: 44388000 USD · 1998-01-01 – 1998-12-31 Source
Net income: 34227000 USD · 1998-01-01 – 1998-09-30 Source
Net income: 7479000 USD · 1999-01-01 – 1999-03-31 Source
Net income: 6893000 USD · 1999-04-01 – 1999-06-30 Source
Net income: 7202000 USD · 1999-07-01 – 1999-09-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 1999-11-10.

Financial data available through: 1998-12-31.

Coverage by financial measure

revenue: No compatible figures in this window
operating income: No compatible figures in this window
Net income: 5 of 11 periods available· newest 1998-12-31
Operating cash flow: 5 of 11 periods available· newest 1998-12-31
Capital expenditure: 5 of 11 periods available· newest 1998-12-31
Total assets: 4 of 11 periods available· newest 1998-12-31
Total liabilities: 4 of 11 periods available· newest 1998-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 5 of 11 periods available· newest 1998-12-31
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Net income
+19.7%

Prior period

USD 37.09 million

1997-01-01 – 1997-12-31
Current period

USD 44.39 million

1998-01-01 – 1998-12-31

Exact inputs and evidence

44388000 − 37090000 = 7298000 USD

37090000 USD · 1997-01-01 – 1997-12-31
Inspect prior input Prior source
44388000 USD · 1998-01-01 – 1998-12-31
Inspect current input Current source

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Citation for Year-over-year change in Net income · JSB FINANCIAL INC · 1998-12-31 JSB FINANCIAL INC (edgar:861499) Year-over-year change in Net income: 7298000 USD Concept: fundies:NetIncome Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 44388000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4360 Input fundies:NetIncome: 37090000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4360
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+127.7%

Prior period

USD 23.05 million

1997-01-01 – 1997-12-31
Current period

USD 52.5 million

1998-01-01 – 1998-12-31

Exact inputs and evidence

52497000 − 23054000 = 29443000 USD

23054000 USD · 1997-01-01 – 1997-12-31
Inspect prior input Prior source
52497000 USD · 1998-01-01 – 1998-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · JSB FINANCIAL INC · 1998-12-31 JSB FINANCIAL INC (edgar:861499) Year-over-year change in Operating cash flow: 29443000 USD Concept: fundies:OperatingCashFlow Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 52497000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4383 Input fundies:OperatingCashFlow: 23054000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4383
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
+68.5%

Prior period

USD 2.09 million

1997-01-01 – 1997-12-31
Current period

USD 3.52 million

1998-01-01 – 1998-12-31

Exact inputs and evidence

3524000 − 2091000 = 1433000 USD

2091000 USD · 1997-01-01 – 1997-12-31
Inspect prior input Prior source
3524000 USD · 1998-01-01 – 1998-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · JSB FINANCIAL INC · 1998-12-31 JSB FINANCIAL INC (edgar:861499) Year-over-year change in Capital expenditure: 1433000 USD Concept: fundies:CapitalExpenditure Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 3524000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4403 Input fundies:CapitalExpenditure: 2091000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4403
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Revenue.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

Revenue is not reported for this company, so its costs cannot be shown as a share of it.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Not enough comparable data to show this history.

Values and sources

Revenue values and source evidence
Period	Series	Value	Source evidence

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.

Values and sources

Operating cash flow values and source evidence
Period	Series	Value	Source evidence

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
1994 1994-01-01 – 1994-12-31	USD 23.6 million Exact value Exact value: 23597000 USD 1994-01-01 – 1994-12-31: 23597000 USD Inspect Net Income Open source Share or cite Citation for Net Income · JSB FINANCIAL INC · 1994-12-31 JSB FINANCIAL INC (edgar:861499) Net Income: 23597000 USD Concept: fundies:NetIncome Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3ANetIncome&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:NetIncome: 23597000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-97-000004.txt#5547 The citation records this snapshot. The page link may show a newer release later.	USD 24.71 million Exact value Exact value: 24711000 USD 1994-01-01 – 1994-12-31: 24711000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · JSB FINANCIAL INC · 1994-12-31 JSB FINANCIAL INC (edgar:861499) Operating Cash Flow: 24711000 USD Concept: fundies:OperatingCashFlow Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3AOperatingCashFlow&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 24711000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-97-000004.txt#5577 The citation records this snapshot. The page link may show a newer release later.	USD 2.21 million Exact value Exact value: 2212000 USD 1994-01-01 – 1994-12-31: 2212000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · JSB FINANCIAL INC · 1994-12-31 JSB FINANCIAL INC (edgar:861499) Capital Expenditure: 2212000 USD Concept: fundies:CapitalExpenditure Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3ACapitalExpenditure&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 2212000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-97-000004.txt#5619 The citation records this snapshot. The page link may show a newer release later.	USD 22.5 million Calculation and evidence 24711000 − 2212000 USD Exact free cash flow: 22499000 USD 1994-01-01 – 1994-12-31: 24711000 USD · Inspect Operating Cash Flow · Source 1994-01-01 – 1994-12-31: 2212000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · JSB FINANCIAL INC · 1994-12-31 JSB FINANCIAL INC (edgar:861499) Free cash flow: 22499000 USD Concept: free-cash-flow Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 24711000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-97-000004.txt#5577 Input fundies:CapitalExpenditure: 2212000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-97-000004.txt#5619 The citation records this snapshot. The page link may show a newer release later.
1995 1995-01-01 – 1995-12-31	USD 22.17 million Exact value Exact value: 22174000 USD 1995-01-01 – 1995-12-31: 22174000 USD Inspect Net Income Open source Share or cite Citation for Net Income · JSB FINANCIAL INC · 1995-12-31 JSB FINANCIAL INC (edgar:861499) Net Income: 22174000 USD Concept: fundies:NetIncome Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3ANetIncome&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:NetIncome: 22174000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-98-000009.txt#5651 The citation records this snapshot. The page link may show a newer release later.	USD 21.11 million Exact value Exact value: 21114000 USD 1995-01-01 – 1995-12-31: 21114000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · JSB FINANCIAL INC · 1995-12-31 JSB FINANCIAL INC (edgar:861499) Operating Cash Flow: 21114000 USD Concept: fundies:OperatingCashFlow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3AOperatingCashFlow&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 21114000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-98-000009.txt#5678 The citation records this snapshot. The page link may show a newer release later.	USD 2.65 million Exact value Exact value: 2647000 USD 1995-01-01 – 1995-12-31: 2647000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · JSB FINANCIAL INC · 1995-12-31 JSB FINANCIAL INC (edgar:861499) Capital Expenditure: 2647000 USD Concept: fundies:CapitalExpenditure Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3ACapitalExpenditure&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 2647000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-98-000009.txt#5716 The citation records this snapshot. The page link may show a newer release later.	USD 18.47 million Calculation and evidence 21114000 − 2647000 USD Exact free cash flow: 18467000 USD 1995-01-01 – 1995-12-31: 21114000 USD · Inspect Operating Cash Flow · Source 1995-01-01 – 1995-12-31: 2647000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · JSB FINANCIAL INC · 1995-12-31 JSB FINANCIAL INC (edgar:861499) Free cash flow: 18467000 USD Concept: free-cash-flow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 21114000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-98-000009.txt#5678 Input fundies:CapitalExpenditure: 2647000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-98-000009.txt#5716 The citation records this snapshot. The page link may show a newer release later.
1996 1996-01-01 – 1996-12-31	USD 26.73 million Exact value Exact value: 26725000 USD 1996-01-01 – 1996-12-31: 26725000 USD Inspect Net Income Open source Share or cite Citation for Net Income · JSB FINANCIAL INC · 1996-12-31 JSB FINANCIAL INC (edgar:861499) Net Income: 26725000 USD Concept: fundies:NetIncome Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3ANetIncome&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:NetIncome: 26725000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4360 The citation records this snapshot. The page link may show a newer release later.	USD 25.73 million Exact value Exact value: 25733000 USD 1996-01-01 – 1996-12-31: 25733000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · JSB FINANCIAL INC · 1996-12-31 JSB FINANCIAL INC (edgar:861499) Operating Cash Flow: 25733000 USD Concept: fundies:OperatingCashFlow Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3AOperatingCashFlow&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 25733000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4383 The citation records this snapshot. The page link may show a newer release later.	USD 3.5 million Exact value Exact value: 3498000 USD 1996-01-01 – 1996-12-31: 3498000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · JSB FINANCIAL INC · 1996-12-31 JSB FINANCIAL INC (edgar:861499) Capital Expenditure: 3498000 USD Concept: fundies:CapitalExpenditure Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3ACapitalExpenditure&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 3498000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4403 The citation records this snapshot. The page link may show a newer release later.	USD 22.24 million Calculation and evidence 25733000 − 3498000 USD Exact free cash flow: 22235000 USD 1996-01-01 – 1996-12-31: 25733000 USD · Inspect Operating Cash Flow · Source 1996-01-01 – 1996-12-31: 3498000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · JSB FINANCIAL INC · 1996-12-31 JSB FINANCIAL INC (edgar:861499) Free cash flow: 22235000 USD Concept: free-cash-flow Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 25733000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4383 Input fundies:CapitalExpenditure: 3498000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4403 The citation records this snapshot. The page link may show a newer release later.
1997 1997-01-01 – 1997-12-31	USD 37.09 million Exact value Exact value: 37090000 USD 1997-01-01 – 1997-12-31: 37090000 USD Inspect Net Income Open source Share or cite Citation for Net Income · JSB FINANCIAL INC · 1997-12-31 JSB FINANCIAL INC (edgar:861499) Net Income: 37090000 USD Concept: fundies:NetIncome Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3ANetIncome&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:NetIncome: 37090000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4360 The citation records this snapshot. The page link may show a newer release later.	USD 23.05 million Exact value Exact value: 23054000 USD 1997-01-01 – 1997-12-31: 23054000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · JSB FINANCIAL INC · 1997-12-31 JSB FINANCIAL INC (edgar:861499) Operating Cash Flow: 23054000 USD Concept: fundies:OperatingCashFlow Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3AOperatingCashFlow&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 23054000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4383 The citation records this snapshot. The page link may show a newer release later.	USD 2.09 million Exact value Exact value: 2091000 USD 1997-01-01 – 1997-12-31: 2091000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · JSB FINANCIAL INC · 1997-12-31 JSB FINANCIAL INC (edgar:861499) Capital Expenditure: 2091000 USD Concept: fundies:CapitalExpenditure Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3ACapitalExpenditure&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 2091000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4403 The citation records this snapshot. The page link may show a newer release later.	USD 20.96 million Calculation and evidence 23054000 − 2091000 USD Exact free cash flow: 20963000 USD 1997-01-01 – 1997-12-31: 23054000 USD · Inspect Operating Cash Flow · Source 1997-01-01 – 1997-12-31: 2091000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · JSB FINANCIAL INC · 1997-12-31 JSB FINANCIAL INC (edgar:861499) Free cash flow: 20963000 USD Concept: free-cash-flow Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 23054000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4383 Input fundies:CapitalExpenditure: 2091000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4403 The citation records this snapshot. The page link may show a newer release later.
1998 1998-01-01 – 1998-12-31	USD 44.39 million Exact value Exact value: 44388000 USD 1998-01-01 – 1998-12-31: 44388000 USD Inspect Net Income Open source Share or cite Citation for Net Income · JSB FINANCIAL INC · 1998-12-31 JSB FINANCIAL INC (edgar:861499) Net Income: 44388000 USD Concept: fundies:NetIncome Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3ANetIncome&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:NetIncome: 44388000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4360 The citation records this snapshot. The page link may show a newer release later.	USD 52.5 million Exact value Exact value: 52497000 USD 1998-01-01 – 1998-12-31: 52497000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · JSB FINANCIAL INC · 1998-12-31 JSB FINANCIAL INC (edgar:861499) Operating Cash Flow: 52497000 USD Concept: fundies:OperatingCashFlow Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3AOperatingCashFlow&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 52497000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4383 The citation records this snapshot. The page link may show a newer release later.	USD 3.52 million Exact value Exact value: 3524000 USD 1998-01-01 – 1998-12-31: 3524000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · JSB FINANCIAL INC · 1998-12-31 JSB FINANCIAL INC (edgar:861499) Capital Expenditure: 3524000 USD Concept: fundies:CapitalExpenditure Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499/explain?concept=fundies%3ACapitalExpenditure&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 3524000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4403 The citation records this snapshot. The page link may show a newer release later.	USD 48.97 million Calculation and evidence 52497000 − 3524000 USD Exact free cash flow: 48973000 USD 1998-01-01 – 1998-12-31: 52497000 USD · Inspect Operating Cash Flow · Source 1998-01-01 – 1998-12-31: 3524000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · JSB FINANCIAL INC · 1998-12-31 JSB FINANCIAL INC (edgar:861499) Free cash flow: 48973000 USD Concept: free-cash-flow Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-04T20:28:02Z Snapshot: f51af1bd154b23c09515c4c08b8ef2b0b44cbc59ff5206fac664f66364488eb2 Dimensions: Consolidated View: https://fundies.io/companies/edgar/861499?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 52497000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4383 Input fundies:CapitalExpenditure: 3524000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/861499/0000861499-99-000005.txt#4403 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

14 filings · 0 latest values · 0 originally reported values

Dataset published 2026-11-04. Source filing dates and reporting periods are shown separately.

Identifiers: 0000861499, 861499, edgar:861499

JSB FINANCIAL INC

Trailing twelve months

Net income

Company performance

What changed year over year

Net income

Operating cash flow

Capital expenditure

Where revenue goes

Growth

Profit and cash

Balance sheet

Cash generation