Revenue
1.09 billion USD
2026 Q2 · USD
Exact inputs and evidence
- Revenue: 1092700000 USD Source
Fundies. English
Kemper Corporation
EDGARAnnual consolidated revenue for 2025: about USD 4.79B, using the latest reported figures. The previous period, 2024, was about USD 4.639B.
Latest quarter
- Cash and cash equivalents
- Not available
- Long-term debt including current maturities
- 945 million USD Source
Exact value
944500000 USD
- Shares outstanding
- 58.9 million shares Source
Exact value
58922222 shares
Reported share-count change
-7.32% · -4.65 million shares
Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.
Trailing twelve months
The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.
Revenue
4.57 billion USD
2025-07-01 – 2026-06-30
Exact inputs and evidence
Net income
-496 million USD
2025-07-01 – 2026-06-30
Exact inputs and evidence
Operating cash flow
434 million USD
2025-07-01 – 2026-06-30
Exact inputs and evidence
- Operating cash flow: 409500000 USD · 2025-01-01 – 2025-09-30 Source
- Operating cash flow: 269600000 USD · 2025-01-01 – 2025-06-30 Source
- Operating cash flow: 584500000 USD · 2025-01-01 – 2025-12-31 Source
- Operating cash flow: 409500000 USD · 2025-01-01 – 2025-09-30 Source
- Operating cash flow: 88800000 USD · 2026-01-01 – 2026-03-31 Source
- Operating cash flow: 119300000 USD · 2026-01-01 – 2026-06-30 Source
- Operating cash flow: 88800000 USD · 2026-01-01 – 2026-03-31 Source
Includes later revisions to earlier periods. Annual charts exclude incomplete years.
Latest filing recorded: 2026-10-28.
Financial data available through: 2025-12-31.
Coverage by financial measure
- Revenue: 11 of 11 periods available· newest 2025-12-31
- Operating income: 9 of 11 periods available· newest 2023-12-31
- Net income: 11 of 11 periods available· newest 2025-12-31
- Operating cash flow: 11 of 11 periods available· newest 2025-12-31
- capital expenditure: No compatible figures in this window
- Total assets: 11 of 11 periods available· newest 2025-12-31
- Total liabilities: 11 of 11 periods available· newest 2025-12-31
- current assets: No compatible figures in this window
- current liabilities: No compatible figures in this window
- cash and cash equivalents: No compatible figures in this window
- Long-term debt including current maturities: 11 of 11 periods available· newest 2025-12-31
- Shares outstanding: 11 of 11 periods available· newest 2025-12-31
Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.
What changed year over year
Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.
Revenue
+3.3%Prior period
USD 4.64 billion
–
Current period
USD 4.79 billion
–
Exact inputs and evidence
4789700000 − 4638600000 = 151100000 USD
4638600000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source4789700000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Net income
-54.9%Prior period
USD 317.8 million
–
Current period
USD 143.3 million
–
Exact inputs and evidence
143300000 − 317800000 = -174500000 USD
317800000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source143300000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+52.7%Prior period
USD 382.9 million
–
Current period
USD 584.5 million
–
Exact inputs and evidence
584500000 − 382900000 = 201600000 USD
382900000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source584500000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Comparable inputs unavailable for: Capital expenditure.
Where revenue goes
How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.
2025 2025-01-01 – 2025-12-31
- Revenue USD 4.79 billion 100% of revenue
- Operating costs Derived Unavailable An input is unavailable.
- Operating income Unavailable An input is unavailable.
- Tax, interest and other Derived Unavailable An input is unavailable.
- Net income USD 143.3 million 3% of revenue
Cash
- Operating cash flow USD 584.5 million 12% of revenue
- Capital expenditure Unavailable An input is unavailable.
- Free cash flow Derived Unavailable An input is unavailable.
Share of revenue by period
- Net income
- Tax, interest and other
- Operating costs
- 2016 Net income was higher than operating income, so the split is not drawn.
- 2017 Net income was higher than operating income, so the split is not drawn.
- 2018 92%
- 2019 Net income was higher than operating income, so the split is not drawn.
- 2020 89%
- 2021 Operating loss: operating costs were 106% of revenue.
- 2022 Operating loss: operating costs were 103% of revenue.
- 2023 Operating loss: operating costs were 101% of revenue.
- 2024 Not shown: operating income or net income is not reported.
- 2025 Not shown: operating income or net income is not reported.
Values and sources
| Period | Revenue | Operating costs | Operating income | Tax, interest and other | Net income | Free cash flow | Source |
|---|---|---|---|---|---|---|---|
| 2016 2016-01-01 – 2016-12-31 | 2521900000 | 2518800000 Derived | 3100000 | -13700000 Derived | 16800000 | Unavailable | Source
|
| 2017 2017-01-01 – 2017-12-31 | 2723400000 | 2604500000 Derived | 118900000 | -2000000 Derived | 120900000 | Unavailable | Source
|
| 2018 2018-01-01 – 2018-12-31 | 3725100000 | 3438900000 Derived | 286200000 | 96100000 Derived | 190100000 | Unavailable | Source
|
| 2019 2019-01-01 – 2019-12-31 | 5039200000 | 4520400000 Derived | 518800000 | -12300000 Derived | 531100000 | Unavailable | Source
|
| 2020 2020-01-01 – 2020-12-31 | 5205700000 | 4658900000 Derived | 546800000 | 136900000 Derived | 409900000 | Unavailable | Source
|
| 2021 2021-01-01 – 2021-12-31 | 5718500000 | 6052500000 Derived | -334000000 | -210300000 Derived | -123700000 | Unavailable | Source
|
| 2022 2022-01-01 – 2022-12-31 | 5523900000 | 5690500000 Derived | -166600000 | 120000000 Derived | -286600000 | Unavailable | Source
|
| 2023 2023-01-01 – 2023-12-31 | 4944200000 | 5013100000 Derived | -68900000 | 203200000 Derived | -272100000 | Unavailable | Source
|
| 2024 2024-01-01 – 2024-12-31 | 4638600000 | Unavailable | Unavailable | Unavailable | 317800000 | Unavailable | Source
|
| 2025 2025-01-01 – 2025-12-31 | 4789700000 | Unavailable | Unavailable | Unavailable | 143300000 | Unavailable | Source
|
Amounts are exact, in USD.
Growth
Sales over time and how quickly they are changing.
Revenue
Revenue reported for each complete financial period.
USD 4.8B 2025
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2016 | Revenue | 2521900000 |
|
| 2017 | Revenue | 2723400000 |
|
| 2018 | Revenue | 3725100000 |
|
| 2019 | Revenue | 5039200000 |
|
| 2020 | Revenue | 5205700000 |
|
| 2021 | Revenue | 5718500000 |
|
| 2022 | Revenue | 5523900000 |
|
| 2023 | Revenue | 4944200000 |
|
| 2024 | Revenue | 4638600000 |
|
| 2025 | Revenue | 4789700000 |
|
Revenue growth
Change in revenue from the same financial period one year earlier.
3.3% 2025
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2016 | Year over year | 7.7% |
|
| 2017 | Year over year | 8% |
|
| 2018 | Year over year | 36.8% |
|
| 2019 | Year over year | 35.3% |
|
| 2020 | Year over year | 3.3% |
|
| 2021 | Year over year | 9.9% |
|
| 2022 | Year over year | -3.4% |
|
| 2023 | Year over year | -10.5% |
|
| 2024 | Year over year | -6.2% |
|
| 2025 | Year over year | 3.3% |
|
Profit and cash
How much revenue becomes profit, and how much cash operations generate.
Profit margins
Operating income, net income and free cash flow as a share of revenue.
Operating margin -1.4% 2023
Net margin 3% 2025
- Operating margin
- Net margin
- Free cash flow margin
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2016 | Operating margin | 0.1% |
|
| 2017 | Operating margin | 4.4% |
|
| 2018 | Operating margin | 7.7% |
|
| 2019 | Operating margin | 10.3% |
|
| 2020 | Operating margin | 10.5% |
|
| 2021 | Operating margin | -5.8% |
|
| 2022 | Operating margin | -3% |
|
| 2023 | Operating margin | -1.4% |
|
| 2024-12-31 | Operating margin | Not reported |
|
| 2025-12-31 | Operating margin | Not reported |
|
| 2016 | Net margin | 0.7% |
|
| 2017 | Net margin | 4.4% |
|
| 2018 | Net margin | 5.1% |
|
| 2019 | Net margin | 10.5% |
|
| 2020 | Net margin | 7.9% |
|
| 2021 | Net margin | -2.2% |
|
| 2022 | Net margin | -5.2% |
|
| 2023 | Net margin | -5.5% |
|
| 2024 | Net margin | 6.9% |
|
| 2025 | Net margin | 3% |
|
| 2016 | Free cash flow margin | Not reported |
|
| 2017 | Free cash flow margin | Not reported |
|
| 2018 | Free cash flow margin | Not reported |
|
| 2019 | Free cash flow margin | Not reported |
|
| 2020 | Free cash flow margin | Not reported |
|
| 2021 | Free cash flow margin | Not reported |
|
| 2022 | Free cash flow margin | Not reported |
|
| 2023 | Free cash flow margin | Not reported |
|
| 2024 | Free cash flow margin | Not reported |
|
| 2025 | Free cash flow margin | Not reported |
|
Operating cash flow
Cash generated by the company’s normal business operations.
USD 584.5M 2025
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2016 | Operating cash flow | 240500000 |
|
| 2017 | Operating cash flow | 240600000 |
|
| 2018 | Operating cash flow | 539200000 |
|
| 2019 | Operating cash flow | 534300000 |
|
| 2020 | Operating cash flow | 448000000 |
|
| 2021 | Operating cash flow | 350700000 |
|
| 2022 | Operating cash flow | -210300000 |
|
| 2023 | Operating cash flow | -134200000 |
|
| 2024 | Operating cash flow | 382900000 |
|
| 2025 | Operating cash flow | 584500000 |
|
Free cash flow
Operating cash flow minus capital expenditure for the same period and unit.
Not enough comparable data to show this history.
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2016 | Free cash flow | Unavailable |
|
| 2017 | Free cash flow | Unavailable |
|
| 2018 | Free cash flow | Unavailable |
|
| 2019 | Free cash flow | Unavailable |
|
| 2020 | Free cash flow | Unavailable |
|
| 2021 | Free cash flow | Unavailable |
|
| 2022 | Free cash flow | Unavailable |
|
| 2023 | Free cash flow | Unavailable |
|
| 2024 | Free cash flow | Unavailable |
|
| 2025 | Free cash flow | Unavailable |
|
Balance sheet
Liabilities and short-term ability to meet obligations at each period end.
Liabilities to assets
Total liabilities as a share of total assets.
78.6% 2025
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2016 | Liabilities / assets | 75.9% |
|
| 2017 | Liabilities / assets | 74.7% |
|
| 2018 | Liabilities / assets | 73.6% |
|
| 2019 | Liabilities / assets | 69.4% |
|
| 2020 | Liabilities / assets | 68.2% |
|
| 2021 | Liabilities / assets | 73.1% |
|
| 2022 | Liabilities / assets | 79.9% |
|
| 2023 | Liabilities / assets | 80.3% |
|
| 2024 | Liabilities / assets | 78% |
|
| 2025 | Liabilities / assets | 78.6% |
|
Current assets to current liabilities
Current assets divided by current liabilities.
Not enough comparable data to show this history.
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2016-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2017-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2018-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2019-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2020-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2021-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2022-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2023-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2024-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2025-12-31 | Current assets / current liabilities | Not reported | No source recorded |
Cash generation
Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.
| Period | Net income | Operating cash flow | Capital expenditure | Free cash flow |
|---|---|---|---|---|
| 2016 2016-01-01 – 2016-12-31 | USD 16.8 million Exact valueExact value: 16800000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 240.5 million Exact valueExact value: 240500000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2017 2017-01-01 – 2017-12-31 | USD 120.9 million Exact valueExact value: 120900000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 240.6 million Exact valueExact value: 240600000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2018 2018-01-01 – 2018-12-31 | USD 190.1 million Exact valueExact value: 190100000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 539.2 million Exact valueExact value: 539200000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2019 2019-01-01 – 2019-12-31 | USD 531.1 million Exact valueExact value: 531100000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 534.3 million Exact valueExact value: 534300000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2020 2020-01-01 – 2020-12-31 | USD 409.9 million Exact valueExact value: 409900000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 448 million Exact valueExact value: 448000000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2021 2021-01-01 – 2021-12-31 | −USD 123.7 million Exact valueExact value: -123700000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 350.7 million Exact valueExact value: 350700000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2022 2022-01-01 – 2022-12-31 | −USD 286.6 million Exact valueExact value: -286600000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | −USD 210.3 million Exact valueExact value: -210300000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2023 2023-01-01 – 2023-12-31 | −USD 272.1 million Exact valueExact value: -272100000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | −USD 134.2 million Exact valueExact value: -134200000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2024 2024-01-01 – 2024-12-31 | USD 317.8 million Exact valueExact value: 317800000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 382.9 million Exact valueExact value: 382900000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2025 2025-01-01 – 2025-12-31 | USD 143.3 million Exact valueExact value: 143300000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 584.5 million Exact valueExact value: 584500000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.
Dataset coverage and company identifiers
Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.
269 filings · 6,197 latest values · 6,197 originally reported values
Dataset published . Source filing dates and reporting periods are shown separately.
Identifiers: 0000860748, 860748, KMPB, KMPR, edgar:860748
Also known as KEMPER Corp, KEMPER Corporation, Kemper Corporation, Kemper Corporation, UNITRIN INC