Fundies.
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ROYAL BANK OF SCOTLAND GROUP PLC

EDGAR
NWG Report (type unavailable) · filed 2026-10-09

Annual consolidated revenue for 2025: about Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 30.24B, using the latest reported figures. The previous period, 2024, was about Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 29.32B.

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Watchlist

Latest fiscal year

Revenue

30.2 billion Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

2025 · Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

Exact inputs and evidence
  • Revenue: 30243000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg Source

Free cash flow margin

21.19%

2025 · %

Exact inputs and evidence
  • Revenue: 30243000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg Source
  • Operating Cash Flow: 7072000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg Source
  • Capital Expenditure: 665000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg Source

Operating cash flow

7.07 billion Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

2025 · Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

Exact inputs and evidence
  • Operating Cash Flow: 7072000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg Source

Free cash flow

6.41 billion Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

2025 · Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

Exact inputs and evidence
  • Operating Cash Flow: 7072000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg Source
  • Capital Expenditure: 665000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg Source
Cash and cash equivalents
Not available
Long-term debt including current maturities
Not available
Shares outstanding
Not available

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-09.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 3 of 11 periods available· newest 2025-12-31
  • operating income: No compatible figures in this window
  • net income: No compatible figures in this window
  • Operating cash flow: 3 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 3 of 11 periods available· newest 2025-12-31
  • Total assets: Multiple units; comparison withheld· newest 2025-12-31
  • Total liabilities: Multiple units; comparison withheld· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: Multiple units; comparison withheld· newest 2025-12-31
  • long term debt: No compatible figures in this window
  • shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +3.1%

    Prior period

    Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 29.32 billion

    –

    Current period

    Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 30.24 billion

    –

    Exact inputs and evidence

    30243000000 − 29323000000 = 920000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

    29323000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    30243000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg · 2025-01-01 – 2025-12-31

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  • Operating cash flow

    +299.1%

    Prior period

    Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 1.77 billion

    –

    Current period

    Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 7.07 billion

    –

    Exact inputs and evidence

    7072000000 − 1772000000 = 5300000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

    1772000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    7072000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg · 2025-01-01 – 2025-12-31

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  • Capital expenditure

    +43.3%

    Prior period

    Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 464 million

    –

    Current period

    Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 665 million

    –

    Exact inputs and evidence

    665000000 − 464000000 = 201000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

    464000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    665000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg · 2025-01-01 – 2025-12-31

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Comparable inputs unavailable for: Net income.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 30.24 billion 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income Unavailable An input is unavailable.

Cash

  • Operating cash flow Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 7.07 billion 23% of revenue
  • Capital expenditure Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 665 million 2.2% of revenue
  • Free cash flow Derived Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 6.41 billion 21% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2023 2023-01-01 – 2023-12-3125382000000 UnavailableUnavailableUnavailableUnavailable-18249000000 Derived
Source
2024 2024-01-01 – 2024-12-3129323000000 UnavailableUnavailableUnavailableUnavailable1308000000 Derived
Source
2025 2025-01-01 – 2025-12-3130243000000 UnavailableUnavailableUnavailableUnavailable6407000000 Derived
Source

Amounts are exact, in Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 30.2B 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.32.7B24.5B16.3B8.2B0.0202320242025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg)Source evidence
2023Revenue25382000000
2024Revenue29323000000
2025Revenue30243000000

Revenue growth

Change in revenue from the same financial period one year earlier.

3.1% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.16.8%12.6%8.4%4.2%0.0%202320242025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2023Year over yearNo prior comparable period
2024Year over year15.5%
2025Year over year3.1%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Free cash flow margin 21.2% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.29%2%-25%-52%-79%2023-12-312024-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2023-12-31Net marginNot reported
2024-12-31Net marginNot reported
2025-12-31Net marginNot reported
2023Free cash flow margin-71.9%
2024Free cash flow margin4.5%
2025Free cash flow margin21.2%

Operating cash flow

Cash generated by the company’s normal business operations.

Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 7.1B 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.9.0B1.9B-5.2B-12.3B-19.4B202320242025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg)Source evidence
2023Operating cash flow-17438000000
2024Operating cash flow1772000000
2025Operating cash flow7072000000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 6.4B 2025
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.8.4B1.2B-5.9B-13.1B-20.2B202320242025
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg)Source evidence
2023Free cash flow-18249000000
2024Free cash flow1308000000
2025Free cash flow6407000000

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2023-12-31Liabilities / assetsNot reportedNo source recorded
2024-12-31Liabilities / assetsNot reportedNo source recorded
2025-12-31Liabilities / assetsNot reportedNo source recorded

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2023 2023-01-01 – 2023-12-31
Unavailable Not reported for this period.
−Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 17.44 billion
Exact value

Exact value: -17438000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

2023-01-01 – 2023-12-31: -17438000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg Inspect Operating Cash Flow Open source
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Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 811 million
Exact value

Exact value: 811000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

2023-01-01 – 2023-12-31: 811000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg Inspect Capital Expenditure Open source
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−Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 18.25 billion
Calculation and evidence

-17438000000 − 811000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

Exact free cash flow: -18249000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

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2024 2024-01-01 – 2024-12-31
Unavailable Not reported for this period.
Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 1.77 billion
Exact value

Exact value: 1772000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

2024-01-01 – 2024-12-31: 1772000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg Inspect Operating Cash Flow Open source
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Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 464 million
Exact value

Exact value: 464000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

2024-01-01 – 2024-12-31: 464000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg Inspect Capital Expenditure Open source
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Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 1.31 billion
Calculation and evidence

1772000000 − 464000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

Exact free cash flow: 1308000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

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2025 2025-01-01 – 2025-12-31
Unavailable Not reported for this period.
Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 7.07 billion
Exact value

Exact value: 7072000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

2025-01-01 – 2025-12-31: 7072000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg Inspect Operating Cash Flow Open source
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Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 665 million
Exact value

Exact value: 665000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

2025-01-01 – 2025-12-31: 665000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg Inspect Capital Expenditure Open source
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Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg 6.41 billion
Calculation and evidence

7072000000 − 665000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

Exact free cash flow: 6407000000 Unit_Standard_GBP_ew6Qtf_VIEy_Xr_7krTqXg

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

2,109 filings · 2,245 latest values · 2,245 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000844150, 844150, NWG, RBSPF, edgar:844150

Also known as NatWest Group plc, ROYAL BANK OF SCOTLAND GROUP PLC