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Isabella Bank Corp

EDGAR

ISBA Quarterly report (10-Q) · filed 2026-10-30

311 filing records in this dataset, filed from 1995-11-13 to 2026-10-30. Reported financial figures are available; chart coverage varies by period.

Inspect reported changes Compare with another company Historical disclosures Search filings Segments

Watchlist

Latest quarter

Revenue

1.44 million USD

2019 Q3 · USD

Exact inputs and evidence

Revenue: 1439000 USD Source

Net margin

308.69%

2019 Q3 · %

Exact inputs and evidence

Net Income: 4442000 USD Source
Revenue: 1439000 USD Source

Operating cash flow

4.98 million USD

2019 Q3 · USD

Exact inputs and evidence

Operating Cash Flow: 17083000 USD Source
Operating Cash Flow: 12101000 USD Source

Free cash flow

4.85 million USD

2019 Q3 · USD

Exact inputs and evidence

Operating Cash Flow: 17083000 USD Source
Operating Cash Flow: 12101000 USD Source
Capital Expenditure: 746000 USD Source
Capital Expenditure: 615000 USD Source

Cash and cash equivalents: 139 million USD 2026-09-30 Source
Exact value

138540000 USD
Long-term debt including current maturities: Not available
Shares outstanding: 7.65 million shares 2026-09-30 Source
Exact value

7653498 shares

Reported share-count change

4.12% · 303 thousand shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence

7350567 shares · 2025-09-30· Source
7653498 shares · 2026-09-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

5.75 million USD

2018-10-01 – 2019-09-30

Exact inputs and evidence

Revenue: 5655000 USD · 2018-01-01 – 2018-12-31 Source
Revenue: 4203000 USD · 2018-01-01 – 2018-09-30 Source
Revenue: 1339000 USD · 2019-01-01 – 2019-03-31 Source
Revenue: 1516000 USD · 2019-04-01 – 2019-06-30 Source
Revenue: 1439000 USD · 2019-07-01 – 2019-09-30 Source

Net income

21.3 million USD

2025-10-01 – 2026-09-30

Exact inputs and evidence

Net income: 18910000 USD · 2025-01-01 – 2025-12-31 Source
Net income: 14220000 USD · 2025-01-01 – 2025-09-30 Source
Net income: 4992000 USD · 2026-01-01 – 2026-03-31 Source
Net income: 5041000 USD · 2026-04-01 – 2026-06-30 Source
Net income: 6605000 USD · 2026-07-01 – 2026-09-30 Source

Capital expenditure

2.37 million USD

2025-10-01 – 2026-09-30

Exact inputs and evidence

Capital expenditure: 3479000 USD · 2025-01-01 – 2025-12-31 Source
Capital expenditure: 2601000 USD · 2025-01-01 – 2025-09-30 Source
Capital expenditure: 536000 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 945000 USD · 2026-01-01 – 2026-06-30 Source
Capital expenditure: 536000 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 1495000 USD · 2026-01-01 – 2026-09-30 Source
Capital expenditure: 945000 USD · 2026-01-01 – 2026-06-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-30.

Financial data available through: 2025-12-31.

Coverage by financial measure

Revenue: 3 of 11 periods available· newest 2018-12-31
operating income: No compatible figures in this window
Net income: 11 of 11 periods available· newest 2025-12-31
Operating cash flow: 11 of 11 periods available· newest 2025-12-31
Capital expenditure: 11 of 11 periods available· newest 2025-12-31
Total assets: 11 of 11 periods available· newest 2025-12-31
Total liabilities: 11 of 11 periods available· newest 2025-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 11 of 11 periods available· newest 2025-12-31
long term debt: No compatible figures in this window
Shares outstanding: 9 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Net income
+36.2%

Prior period

USD 13.89 million

2024-01-01 – 2024-12-31
Current period

USD 18.91 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

18910000 − 13889000 = 5021000 USD

13889000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
18910000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · Isabella Bank Corp · 2025-12-31 Isabella Bank Corp (edgar:842517) Year-over-year change in Net income: 5021000 USD Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 18910000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#4693175 Filing: 000084251726000069 Input fundies:NetIncome: 13889000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#4694025 Filing: 000084251726000069
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+36.6%

Prior period

USD 19.64 million

2024-01-01 – 2024-12-31
Current period

USD 26.82 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

26817000 − 19637000 = 7180000 USD

19637000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
26817000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · Isabella Bank Corp · 2025-12-31 Isabella Bank Corp (edgar:842517) Year-over-year change in Operating cash flow: 7180000 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 26817000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1748485 Filing: 000084251726000069 Input fundies:OperatingCashFlow: 19637000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1749138 Filing: 000084251726000069
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
+65.2%

Prior period

USD 2.11 million

2024-01-01 – 2024-12-31
Current period

USD 3.48 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

3479000 − 2106000 = 1373000 USD

2106000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
3479000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · Isabella Bank Corp · 2025-12-31 Isabella Bank Corp (edgar:842517) Year-over-year change in Capital expenditure: 1373000 USD Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 3479000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1757299 Filing: 000084251726000069 Input fundies:CapitalExpenditure: 2106000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1757889 Filing: 000084251726000069
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Revenue.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2018 2018-01-01 – 2018-12-31

Revenue USD 5.66 million 100% of revenue
Operating costs Derived Unavailable An input is unavailable.
Operating income Unavailable An input is unavailable.
Tax, interest and other Derived Unavailable An input is unavailable.
Net income USD 14.02 million 248% of revenue

Cash

Operating cash flow USD 21.96 million 388% of revenue
Capital expenditure USD 2.31 million 41% of revenue
Free cash flow Derived USD 19.66 million 348% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2016 Not shown: operating income or net income is not reported.
2017 Not shown: operating income or net income is not reported.
2018 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2016 2016-01-01 – 2016-12-31	5185000	Unavailable	Unavailable	Unavailable	13799000	16436000 Derived	Source 2016-01-01 – 2016-12-31: 5185000 USD Inspect Revenue Open source 2016-01-01 – 2016-12-31: 13799000 USD Inspect Net Income Open source 2016-01-01 – 2016-12-31: 20240000 USD Inspect Operating Cash Flow Open source 2016-01-01 – 2016-12-31: 3804000 USD Inspect Capital Expenditure Open source
2017 2017-01-01 – 2017-12-31	5385000	Unavailable	Unavailable	Unavailable	13237000	17630000 Derived	Source 2017-01-01 – 2017-12-31: 5385000 USD Inspect Revenue Open source 2017-01-01 – 2017-12-31: 13237000 USD Inspect Net Income Open source 2017-01-01 – 2017-12-31: 19668000 USD Inspect Operating Cash Flow Open source 2017-01-01 – 2017-12-31: 2038000 USD Inspect Capital Expenditure Open source
2018 2018-01-01 – 2018-12-31	5655000	Unavailable	Unavailable	Unavailable	14021000	19658000 Derived	Source 2018-01-01 – 2018-12-31: 5655000 USD Inspect Revenue Open source 2018-01-01 – 2018-12-31: 14021000 USD Inspect Net Income Open source 2018-01-01 – 2018-12-31: 21963000 USD Inspect Operating Cash Flow Open source 2018-01-01 – 2018-12-31: 2305000 USD Inspect Capital Expenditure Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 5.7M 2018

Values and sources

Revenue values and source evidence
Period	Series	Value(USD)	Source evidence
20162016-12-31	Revenue	5185000	Revenue: 5185000 Open source
20172017-12-31	Revenue	5385000	Revenue: 5385000 Open source
20182018-12-31	Revenue	5655000	Revenue: 5655000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

5% 2018

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20162016-12-31	Year over year	No prior comparable period	Revenue: 5185000 Open source
20172017-12-31	Year over year	3.9%	Revenue: 5385000 Open source Revenue: 5185000 Open source
20182018-12-31	Year over year	5%	Revenue: 5655000 Open source Revenue: 5385000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 247.9% 2018

Free cash flow margin 347.6% 2018

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
2016-12-31	Operating margin	Not reported	Revenue: 5185000 Open source
2017-12-31	Operating margin	Not reported	Revenue: 5385000 Open source
2018-12-31	Operating margin	Not reported	Revenue: 5655000 Open source
20162016-12-31	Net margin	266.1%	Net Income: 13799000 Open source Revenue: 5185000 Open source
20172017-12-31	Net margin	245.8%	Net Income: 13237000 Open source Revenue: 5385000 Open source
20182018-12-31	Net margin	247.9%	Net Income: 14021000 Open source Revenue: 5655000 Open source
20162016-12-31	Free cash flow margin	317%	Revenue: 5185000 Open source Operating Cash Flow: 20240000 Open source Capital Expenditure: 3804000 Open source
20172017-12-31	Free cash flow margin	327.4%	Revenue: 5385000 Open source Operating Cash Flow: 19668000 Open source Capital Expenditure: 2038000 Open source
20182018-12-31	Free cash flow margin	347.6%	Revenue: 5655000 Open source Operating Cash Flow: 21963000 Open source Capital Expenditure: 2305000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD 22M 2018

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20162016-12-31	Operating cash flow	20240000	Operating Cash Flow: 20240000 Open source
20172017-12-31	Operating cash flow	19668000	Operating Cash Flow: 19668000 Open source
20182018-12-31	Operating cash flow	21963000	Operating Cash Flow: 21963000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 19.7M 2018

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20162016-12-31	Free cash flow	16436000	Operating Cash Flow: 20240000 Open source Capital Expenditure: 3804000 Open source
20172017-12-31	Free cash flow	17630000	Operating Cash Flow: 19668000 Open source Capital Expenditure: 2038000 Open source
20182018-12-31	Free cash flow	19658000	Operating Cash Flow: 21963000 Open source Capital Expenditure: 2305000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

89.4% 2018

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
20162016-12-31	Liabilities / assets	89.2%	Total Liabilities: 1544252000 Open source Total Assets: 1732151000 Open source
20172017-12-31	Liabilities / assets	89.3%	Total Liabilities: 1618225000 Open source Total Assets: 1813130000 Open source
20182018-12-31	Liabilities / assets	89.4%	Total Liabilities: 1646983000 Open source Total Assets: 1842502000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
2016-12-31	Current assets / current liabilities	Not reported	No source recorded
2017-12-31	Current assets / current liabilities	Not reported	No source recorded
2018-12-31	Current assets / current liabilities	Not reported	No source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2016 2016-01-01 – 2016-12-31	USD 13.8 million Exact value Exact value: 13799000 USD 2016-01-01 – 2016-12-31: 13799000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Isabella Bank Corp · 2016-12-31 Isabella Bank Corp (edgar:842517) Net Income: 13799000 USD Concept: fundies:NetIncome Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ANetIncome&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:NetIncome: 13799000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251719000052/isba-20181231.xml#974149 Filing: 000084251719000052 The citation records this snapshot. The page link may show a newer release later.	USD 20.24 million Exact value Exact value: 20240000 USD 2016-01-01 – 2016-12-31: 20240000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Isabella Bank Corp · 2016-12-31 Isabella Bank Corp (edgar:842517) Operating Cash Flow: 20240000 USD Concept: fundies:OperatingCashFlow Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3AOperatingCashFlow&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 20240000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251719000052/isba-20181231.xml#972726 Filing: 000084251719000052 The citation records this snapshot. The page link may show a newer release later.	USD 3.8 million Exact value Exact value: 3804000 USD 2016-01-01 – 2016-12-31: 3804000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Isabella Bank Corp · 2016-12-31 Isabella Bank Corp (edgar:842517) Capital Expenditure: 3804000 USD Concept: fundies:CapitalExpenditure Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ACapitalExpenditure&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 3804000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251719000052/isba-20181231.xml#1105295 Filing: 000084251719000052 The citation records this snapshot. The page link may show a newer release later.	USD 16.44 million Calculation and evidence 20240000 − 3804000 USD Exact free cash flow: 16436000 USD 2016-01-01 – 2016-12-31: 20240000 USD · Inspect Operating Cash Flow · Source 2016-01-01 – 2016-12-31: 3804000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Isabella Bank Corp · 2016-12-31 Isabella Bank Corp (edgar:842517) Free cash flow: 16436000 USD Concept: free-cash-flow Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 20240000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251719000052/isba-20181231.xml#972726 Filing: 000084251719000052 Input fundies:CapitalExpenditure: 3804000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251719000052/isba-20181231.xml#1105295 Filing: 000084251719000052 The citation records this snapshot. The page link may show a newer release later.
2017 2017-01-01 – 2017-12-31	USD 13.24 million Exact value Exact value: 13237000 USD 2017-01-01 – 2017-12-31: 13237000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Isabella Bank Corp · 2017-12-31 Isabella Bank Corp (edgar:842517) Net Income: 13237000 USD Concept: fundies:NetIncome Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ANetIncome&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:NetIncome: 13237000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251720000040/isba-20191231.xml#961448 Filing: 000084251720000040 The citation records this snapshot. The page link may show a newer release later.	USD 19.67 million Exact value Exact value: 19668000 USD 2017-01-01 – 2017-12-31: 19668000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Isabella Bank Corp · 2017-12-31 Isabella Bank Corp (edgar:842517) Operating Cash Flow: 19668000 USD Concept: fundies:OperatingCashFlow Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3AOperatingCashFlow&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 19668000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251720000040/isba-20191231.xml#960025 Filing: 000084251720000040 The citation records this snapshot. The page link may show a newer release later.	USD 2.04 million Exact value Exact value: 2038000 USD 2017-01-01 – 2017-12-31: 2038000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Isabella Bank Corp · 2017-12-31 Isabella Bank Corp (edgar:842517) Capital Expenditure: 2038000 USD Concept: fundies:CapitalExpenditure Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ACapitalExpenditure&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 2038000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251720000040/isba-20191231.xml#1088527 Filing: 000084251720000040 The citation records this snapshot. The page link may show a newer release later.	USD 17.63 million Calculation and evidence 19668000 − 2038000 USD Exact free cash flow: 17630000 USD 2017-01-01 – 2017-12-31: 19668000 USD · Inspect Operating Cash Flow · Source 2017-01-01 – 2017-12-31: 2038000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Isabella Bank Corp · 2017-12-31 Isabella Bank Corp (edgar:842517) Free cash flow: 17630000 USD Concept: free-cash-flow Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 19668000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251720000040/isba-20191231.xml#960025 Filing: 000084251720000040 Input fundies:CapitalExpenditure: 2038000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251720000040/isba-20191231.xml#1088527 Filing: 000084251720000040 The citation records this snapshot. The page link may show a newer release later.
2018 2018-01-01 – 2018-12-31	USD 14.02 million Exact value Exact value: 14021000 USD 2018-01-01 – 2018-12-31: 14021000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Isabella Bank Corp · 2018-12-31 Isabella Bank Corp (edgar:842517) Net Income: 14021000 USD Concept: fundies:NetIncome Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ANetIncome&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:NetIncome: 14021000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251721000069/isba-20201231.htm#3866029 Filing: 000084251721000069 The citation records this snapshot. The page link may show a newer release later.	USD 21.96 million Exact value Exact value: 21963000 USD 2018-01-01 – 2018-12-31: 21963000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Isabella Bank Corp · 2018-12-31 Isabella Bank Corp (edgar:842517) Operating Cash Flow: 21963000 USD Concept: fundies:OperatingCashFlow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3AOperatingCashFlow&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 21963000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251721000069/isba-20201231.htm#2176354 Filing: 000084251721000069 The citation records this snapshot. The page link may show a newer release later.	USD 2.31 million Exact value Exact value: 2305000 USD 2018-01-01 – 2018-12-31: 2305000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Isabella Bank Corp · 2018-12-31 Isabella Bank Corp (edgar:842517) Capital Expenditure: 2305000 USD Concept: fundies:CapitalExpenditure Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ACapitalExpenditure&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 2305000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251721000069/isba-20201231.htm#2203243 Filing: 000084251721000069 The citation records this snapshot. The page link may show a newer release later.	USD 19.66 million Calculation and evidence 21963000 − 2305000 USD Exact free cash flow: 19658000 USD 2018-01-01 – 2018-12-31: 21963000 USD · Inspect Operating Cash Flow · Source 2018-01-01 – 2018-12-31: 2305000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Isabella Bank Corp · 2018-12-31 Isabella Bank Corp (edgar:842517) Free cash flow: 19658000 USD Concept: free-cash-flow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 21963000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251721000069/isba-20201231.htm#2176354 Filing: 000084251721000069 Input fundies:CapitalExpenditure: 2305000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251721000069/isba-20201231.htm#2203243 Filing: 000084251721000069 The citation records this snapshot. The page link may show a newer release later.
2019 2019-01-01 – 2019-12-31	USD 13.02 million Exact value Exact value: 13024000 USD 2019-01-01 – 2019-12-31: 13024000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Isabella Bank Corp · 2019-12-31 Isabella Bank Corp (edgar:842517) Net Income: 13024000 USD Concept: fundies:NetIncome Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ANetIncome&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:NetIncome: 13024000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251722000061/isba-20211231.htm#3942628 Filing: 000084251722000061 The citation records this snapshot. The page link may show a newer release later.	USD 23.3 million Exact value Exact value: 23303000 USD 2019-01-01 – 2019-12-31: 23303000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Isabella Bank Corp · 2019-12-31 Isabella Bank Corp (edgar:842517) Operating Cash Flow: 23303000 USD Concept: fundies:OperatingCashFlow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3AOperatingCashFlow&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 23303000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251722000061/isba-20211231.htm#2283021 Filing: 000084251722000061 The citation records this snapshot. The page link may show a newer release later.	USD 1.34 million Exact value Exact value: 1335000 USD 2019-01-01 – 2019-12-31: 1335000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Isabella Bank Corp · 2019-12-31 Isabella Bank Corp (edgar:842517) Capital Expenditure: 1335000 USD Concept: fundies:CapitalExpenditure Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ACapitalExpenditure&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1335000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251722000061/isba-20211231.htm#2306846 Filing: 000084251722000061 The citation records this snapshot. The page link may show a newer release later.	USD 21.97 million Calculation and evidence 23303000 − 1335000 USD Exact free cash flow: 21968000 USD 2019-01-01 – 2019-12-31: 23303000 USD · Inspect Operating Cash Flow · Source 2019-01-01 – 2019-12-31: 1335000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Isabella Bank Corp · 2019-12-31 Isabella Bank Corp (edgar:842517) Free cash flow: 21968000 USD Concept: free-cash-flow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 23303000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251722000061/isba-20211231.htm#2283021 Filing: 000084251722000061 Input fundies:CapitalExpenditure: 1335000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251722000061/isba-20211231.htm#2306846 Filing: 000084251722000061 The citation records this snapshot. The page link may show a newer release later.
2020 2020-01-01 – 2020-12-31	USD 10.89 million Exact value Exact value: 10885000 USD 2020-01-01 – 2020-12-31: 10885000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Isabella Bank Corp · 2020-12-31 Isabella Bank Corp (edgar:842517) Net Income: 10885000 USD Concept: fundies:NetIncome Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ANetIncome&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:NetIncome: 10885000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251723000055/isba-20221231.htm#3941315 Filing: 000084251723000055 The citation records this snapshot. The page link may show a newer release later.	USD 22 million Exact value Exact value: 21997000 USD 2020-01-01 – 2020-12-31: 21997000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Isabella Bank Corp · 2020-12-31 Isabella Bank Corp (edgar:842517) Operating Cash Flow: 21997000 USD Concept: fundies:OperatingCashFlow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3AOperatingCashFlow&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 21997000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251723000055/isba-20221231.htm#2270980 Filing: 000084251723000055 The citation records this snapshot. The page link may show a newer release later.	USD 1.52 million Exact value Exact value: 1518000 USD 2020-01-01 – 2020-12-31: 1518000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Isabella Bank Corp · 2020-12-31 Isabella Bank Corp (edgar:842517) Capital Expenditure: 1518000 USD Concept: fundies:CapitalExpenditure Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ACapitalExpenditure&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1518000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251723000055/isba-20221231.htm#2297956 Filing: 000084251723000055 The citation records this snapshot. The page link may show a newer release later.	USD 20.48 million Calculation and evidence 21997000 − 1518000 USD Exact free cash flow: 20479000 USD 2020-01-01 – 2020-12-31: 21997000 USD · Inspect Operating Cash Flow · Source 2020-01-01 – 2020-12-31: 1518000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Isabella Bank Corp · 2020-12-31 Isabella Bank Corp (edgar:842517) Free cash flow: 20479000 USD Concept: free-cash-flow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 21997000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251723000055/isba-20221231.htm#2270980 Filing: 000084251723000055 Input fundies:CapitalExpenditure: 1518000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251723000055/isba-20221231.htm#2297956 Filing: 000084251723000055 The citation records this snapshot. The page link may show a newer release later.
2021 2021-01-01 – 2021-12-31	USD 19.5 million Exact value Exact value: 19499000 USD 2021-01-01 – 2021-12-31: 19499000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Isabella Bank Corp · 2021-12-31 Isabella Bank Corp (edgar:842517) Net Income: 19499000 USD Concept: fundies:NetIncome Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ANetIncome&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:NetIncome: 19499000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251724000048/isba-20231231.htm#4004131 Filing: 000084251724000048 The citation records this snapshot. The page link may show a newer release later.	USD 25.5 million Exact value Exact value: 25501000 USD 2021-01-01 – 2021-12-31: 25501000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Isabella Bank Corp · 2021-12-31 Isabella Bank Corp (edgar:842517) Operating Cash Flow: 25501000 USD Concept: fundies:OperatingCashFlow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3AOperatingCashFlow&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 25501000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251724000048/isba-20231231.htm#2039564 Filing: 000084251724000048 The citation records this snapshot. The page link may show a newer release later.	USD 1.59 million Exact value Exact value: 1593000 USD 2021-01-01 – 2021-12-31: 1593000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Isabella Bank Corp · 2021-12-31 Isabella Bank Corp (edgar:842517) Capital Expenditure: 1593000 USD Concept: fundies:CapitalExpenditure Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ACapitalExpenditure&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1593000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251724000048/isba-20231231.htm#2055030 Filing: 000084251724000048 The citation records this snapshot. The page link may show a newer release later.	USD 23.91 million Calculation and evidence 25501000 − 1593000 USD Exact free cash flow: 23908000 USD 2021-01-01 – 2021-12-31: 25501000 USD · Inspect Operating Cash Flow · Source 2021-01-01 – 2021-12-31: 1593000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Isabella Bank Corp · 2021-12-31 Isabella Bank Corp (edgar:842517) Free cash flow: 23908000 USD Concept: free-cash-flow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 25501000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251724000048/isba-20231231.htm#2039564 Filing: 000084251724000048 Input fundies:CapitalExpenditure: 1593000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251724000048/isba-20231231.htm#2055030 Filing: 000084251724000048 The citation records this snapshot. The page link may show a newer release later.
2022 2022-01-01 – 2022-12-31	USD 22.24 million Exact value Exact value: 22238000 USD 2022-01-01 – 2022-12-31: 22238000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Isabella Bank Corp · 2022-12-31 Isabella Bank Corp (edgar:842517) Net Income: 22238000 USD Concept: fundies:NetIncome Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ANetIncome&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:NetIncome: 22238000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251725000053/isba-20241231.htm#4669929 Filing: 000084251725000053 The citation records this snapshot. The page link may show a newer release later.	USD 26.89 million Exact value Exact value: 26886000 USD 2022-01-01 – 2022-12-31: 26886000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Isabella Bank Corp · 2022-12-31 Isabella Bank Corp (edgar:842517) Operating Cash Flow: 26886000 USD Concept: fundies:OperatingCashFlow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3AOperatingCashFlow&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 26886000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251725000053/isba-20241231.htm#1699433 Filing: 000084251725000053 The citation records this snapshot. The page link may show a newer release later.	USD 3.21 million Exact value Exact value: 3205000 USD 2022-01-01 – 2022-12-31: 3205000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Isabella Bank Corp · 2022-12-31 Isabella Bank Corp (edgar:842517) Capital Expenditure: 3205000 USD Concept: fundies:CapitalExpenditure Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ACapitalExpenditure&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 3205000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251725000053/isba-20241231.htm#1708217 Filing: 000084251725000053 The citation records this snapshot. The page link may show a newer release later.	USD 23.68 million Calculation and evidence 26886000 − 3205000 USD Exact free cash flow: 23681000 USD 2022-01-01 – 2022-12-31: 26886000 USD · Inspect Operating Cash Flow · Source 2022-01-01 – 2022-12-31: 3205000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Isabella Bank Corp · 2022-12-31 Isabella Bank Corp (edgar:842517) Free cash flow: 23681000 USD Concept: free-cash-flow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 26886000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251725000053/isba-20241231.htm#1699433 Filing: 000084251725000053 Input fundies:CapitalExpenditure: 3205000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251725000053/isba-20241231.htm#1708217 Filing: 000084251725000053 The citation records this snapshot. The page link may show a newer release later.
2023 2023-01-01 – 2023-12-31	USD 18.17 million Exact value Exact value: 18167000 USD 2023-01-01 – 2023-12-31: 18167000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Isabella Bank Corp · 2023-12-31 Isabella Bank Corp (edgar:842517) Net Income: 18167000 USD Concept: fundies:NetIncome Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ANetIncome&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:NetIncome: 18167000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#4694875 Filing: 000084251726000069 The citation records this snapshot. The page link may show a newer release later.	USD 24.18 million Exact value Exact value: 24182000 USD 2023-01-01 – 2023-12-31: 24182000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Isabella Bank Corp · 2023-12-31 Isabella Bank Corp (edgar:842517) Operating Cash Flow: 24182000 USD Concept: fundies:OperatingCashFlow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3AOperatingCashFlow&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 24182000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1749791 Filing: 000084251726000069 The citation records this snapshot. The page link may show a newer release later.	USD 4.06 million Exact value Exact value: 4064000 USD 2023-01-01 – 2023-12-31: 4064000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Isabella Bank Corp · 2023-12-31 Isabella Bank Corp (edgar:842517) Capital Expenditure: 4064000 USD Concept: fundies:CapitalExpenditure Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ACapitalExpenditure&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 4064000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1758479 Filing: 000084251726000069 The citation records this snapshot. The page link may show a newer release later.	USD 20.12 million Calculation and evidence 24182000 − 4064000 USD Exact free cash flow: 20118000 USD 2023-01-01 – 2023-12-31: 24182000 USD · Inspect Operating Cash Flow · Source 2023-01-01 – 2023-12-31: 4064000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Isabella Bank Corp · 2023-12-31 Isabella Bank Corp (edgar:842517) Free cash flow: 20118000 USD Concept: free-cash-flow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 24182000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1749791 Filing: 000084251726000069 Input fundies:CapitalExpenditure: 4064000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1758479 Filing: 000084251726000069 The citation records this snapshot. The page link may show a newer release later.
2024 2024-01-01 – 2024-12-31	USD 13.89 million Exact value Exact value: 13889000 USD 2024-01-01 – 2024-12-31: 13889000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Isabella Bank Corp · 2024-12-31 Isabella Bank Corp (edgar:842517) Net Income: 13889000 USD Concept: fundies:NetIncome Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ANetIncome&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:NetIncome: 13889000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#4694025 Filing: 000084251726000069 The citation records this snapshot. The page link may show a newer release later.	USD 19.64 million Exact value Exact value: 19637000 USD 2024-01-01 – 2024-12-31: 19637000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Isabella Bank Corp · 2024-12-31 Isabella Bank Corp (edgar:842517) Operating Cash Flow: 19637000 USD Concept: fundies:OperatingCashFlow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3AOperatingCashFlow&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 19637000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1749138 Filing: 000084251726000069 The citation records this snapshot. The page link may show a newer release later.	USD 2.11 million Exact value Exact value: 2106000 USD 2024-01-01 – 2024-12-31: 2106000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Isabella Bank Corp · 2024-12-31 Isabella Bank Corp (edgar:842517) Capital Expenditure: 2106000 USD Concept: fundies:CapitalExpenditure Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ACapitalExpenditure&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 2106000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1757889 Filing: 000084251726000069 The citation records this snapshot. The page link may show a newer release later.	USD 17.53 million Calculation and evidence 19637000 − 2106000 USD Exact free cash flow: 17531000 USD 2024-01-01 – 2024-12-31: 19637000 USD · Inspect Operating Cash Flow · Source 2024-01-01 – 2024-12-31: 2106000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Isabella Bank Corp · 2024-12-31 Isabella Bank Corp (edgar:842517) Free cash flow: 17531000 USD Concept: free-cash-flow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 19637000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1749138 Filing: 000084251726000069 Input fundies:CapitalExpenditure: 2106000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1757889 Filing: 000084251726000069 The citation records this snapshot. The page link may show a newer release later.
2025 2025-01-01 – 2025-12-31	USD 18.91 million Exact value Exact value: 18910000 USD 2025-01-01 – 2025-12-31: 18910000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Isabella Bank Corp · 2025-12-31 Isabella Bank Corp (edgar:842517) Net Income: 18910000 USD Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ANetIncome&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:NetIncome: 18910000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#4693175 Filing: 000084251726000069 The citation records this snapshot. The page link may show a newer release later.	USD 26.82 million Exact value Exact value: 26817000 USD 2025-01-01 – 2025-12-31: 26817000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Isabella Bank Corp · 2025-12-31 Isabella Bank Corp (edgar:842517) Operating Cash Flow: 26817000 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3AOperatingCashFlow&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 26817000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1748485 Filing: 000084251726000069 The citation records this snapshot. The page link may show a newer release later.	USD 3.48 million Exact value Exact value: 3479000 USD 2025-01-01 – 2025-12-31: 3479000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Isabella Bank Corp · 2025-12-31 Isabella Bank Corp (edgar:842517) Capital Expenditure: 3479000 USD Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517/explain?concept=fundies%3ACapitalExpenditure&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 3479000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1757299 Filing: 000084251726000069 The citation records this snapshot. The page link may show a newer release later.	USD 23.34 million Calculation and evidence 26817000 − 3479000 USD Exact free cash flow: 23338000 USD 2025-01-01 – 2025-12-31: 26817000 USD · Inspect Operating Cash Flow · Source 2025-01-01 – 2025-12-31: 3479000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Isabella Bank Corp · 2025-12-31 Isabella Bank Corp (edgar:842517) Free cash flow: 23338000 USD Concept: free-cash-flow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T19:13:22Z Snapshot: b86bc6b8091b2f19e2d2d567ad717802f60750ec593aad4fbba9a8701c038965 Dimensions: Consolidated View: https://fundies.io/companies/edgar/842517?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 26817000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1748485 Filing: 000084251726000069 Input fundies:CapitalExpenditure: 3479000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/842517/000084251726000069/isba-20251231.htm#1757299 Filing: 000084251726000069 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

311 filings · 2,977 latest values · 2,977 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000842517, 842517, ISBA, edgar:842517

Also known as IBT BANCORP INC /MI/, ISABELLA BANK CORP, ISABELLA BANK Corp, Isabella Bank Corp

Isabella Bank Corp

Latest quarter

Revenue

Net margin

Operating cash flow

Free cash flow

Reported share-count change

Trailing twelve months

Revenue

Net income

Capital expenditure

Company performance

What changed year over year

Net income

Operating cash flow

Capital expenditure

Where revenue goes

2018 2018-01-01 – 2018-12-31

Cash

Share of revenue by period

Growth

Profit and cash

Balance sheet

Cash generation