Revenue
51.3 million USD
2025 Q4 · USD
Fundies. English
ATLANTIC AMERICAN CORPORATION
EDGARAnnual consolidated revenue for 2025: about USD 210.4M, using the latest reported figures. The previous period, 2024, was about USD 188.1M.
Latest quarter
Net margin
2.58%
2025 Q4 · %
Operating cash flow
17.7 million USD
2025 Q4 · USD
Free cash flow
17.7 million USD
2025 Q4 · USD
- Cash and cash equivalents
- 43.6 million USD Source
Exact value
43636000 USD
- Long-term debt including current maturities
- Not available
- Shares outstanding
- 20.4 million shares Source
Exact value
20397228 shares
Reported share-count change
-0.01% · -2.53 thousand shares
Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.
Includes later revisions to earlier periods. Annual charts exclude incomplete years.
Latest filing recorded: 2026-10-22.
Financial data available through: 2025-12-31.
Coverage by financial measure
- Revenue: 2 of 11 periods available· newest 2025-12-31
- Operating income: 2 of 11 periods available· newest 2025-12-31
- Net income: 2 of 11 periods available· newest 2025-12-31
- Operating cash flow: 2 of 11 periods available· newest 2025-12-31
- Capital expenditure: 2 of 11 periods available· newest 2025-12-31
- Total assets: 3 of 11 periods available· newest 2025-12-31
- Total liabilities: 2 of 11 periods available· newest 2025-12-31
- current assets: No compatible figures in this window
- current liabilities: No compatible figures in this window
- Cash and cash equivalents: 2 of 11 periods available· newest 2025-12-31
- long term debt: No compatible figures in this window
- Shares outstanding: 2 of 11 periods available· newest 2025-12-31
Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.
What changed year over year
Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.
Revenue
+11.9%Prior period
USD 188.08 million
–
Current period
USD 210.44 million
–
Exact inputs and evidence
210440000 − 188082000 = 22358000 USD
188082000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source210440000 USD · 2025-01-01 – 2025-12-31
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Net income
+USD 7.41 millionPrior period
−USD 1.39 million
–
Current period
USD 6.02 million
–
Exact inputs and evidence
6017000 − -1393000 = 7410000 USD
-1393000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source6017000 USD · 2025-01-01 – 2025-12-31
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Operating cash flow
+584.9%Prior period
USD 4.8 million
–
Current period
USD 32.87 million
–
Exact inputs and evidence
32874000 − 4800000 = 28074000 USD
4800000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source32874000 USD · 2025-01-01 – 2025-12-31
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Capital expenditure
+107.1%Prior period
USD 225,000
–
Current period
USD 466,000
–
Exact inputs and evidence
466000 − 225000 = 241000 USD
225000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source466000 USD · 2025-01-01 – 2025-12-31
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Where revenue goes
How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.
2025 2025-01-01 – 2025-12-31
- Revenue USD 210.44 million 100% of revenue
- Operating costs Derived USD 206.74 million 98% of revenue
- Operating income USD 3.7 million 1.8% of revenue
- Tax, interest and other Derived −USD 2.32 million −1.1% of revenue
- Net income USD 6.02 million 2.9% of revenue
Cash
- Operating cash flow USD 32.87 million 16% of revenue
- Capital expenditure USD 466,000 0.2% of revenue
- Free cash flow Derived USD 32.41 million 15% of revenue
Share of revenue by period
- Net income
- Tax, interest and other
- Operating costs
- 2024 Operating loss: operating costs were 101% of revenue.
- 2025 Net income was higher than operating income, so the split is not drawn.
Values and sources
| Period | Revenue | Operating costs | Operating income | Tax, interest and other | Net income | Free cash flow | Source |
|---|---|---|---|---|---|---|---|
| 2024 2024-01-01 – 2024-12-31 | 188082000 | 189401000 Derived | -1319000 | 74000 Derived | -1393000 | 4575000 Derived | Source
|
| 2025 2025-01-01 – 2025-12-31 | 210440000 | 206739000 Derived | 3701000 | -2316000 Derived | 6017000 | 32408000 Derived | Source
|
Amounts are exact, in USD.
Growth
Sales over time and how quickly they are changing.
Revenue
Revenue reported for each complete financial period.
USD 210.4M 2025
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2024 | Revenue | 188082000 |
|
| 2025 | Revenue | 210440000 |
|
Revenue growth
Change in revenue from the same financial period one year earlier.
11.9% 2025
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2024 | Year over year | No prior comparable period |
|
| 2025 | Year over year | 11.9% |
|
Profit and cash
How much revenue becomes profit, and how much cash operations generate.
Profit margins
Operating income, net income and free cash flow as a share of revenue.
Operating margin 1.8% 2025
Net margin 2.9% 2025
Free cash flow margin 15.4% 2025
- Operating margin
- Net margin
- Free cash flow margin
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2024 | Operating margin | -0.7% |
|
| 2025 | Operating margin | 1.8% |
|
| 2024 | Net margin | -0.7% |
|
| 2025 | Net margin | 2.9% |
|
| 2024 | Free cash flow margin | 2.4% |
|
| 2025 | Free cash flow margin | 15.4% |
|
Operating cash flow
Cash generated by the company’s normal business operations.
USD 32.9M 2025
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2024 | Operating cash flow | 4800000 |
|
| 2025 | Operating cash flow | 32874000 |
|
Free cash flow
Operating cash flow minus capital expenditure for the same period and unit.
USD 32.4M 2025
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2024 | Free cash flow | 4575000 |
|
| 2025 | Free cash flow | 32408000 |
|
Balance sheet
Liabilities and short-term ability to meet obligations at each period end.
Liabilities to assets
Total liabilities as a share of total assets.
72.2% 2025
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2024 | Liabilities / assets | 71.1% |
|
| 2025 | Liabilities / assets | 72.2% |
|
Current assets to current liabilities
Current assets divided by current liabilities.
Not enough comparable data to show this history.
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2024-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2025-12-31 | Current assets / current liabilities | Not reported | No source recorded |
Cash generation
Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.
| Period | Net income | Operating cash flow | Capital expenditure | Free cash flow |
|---|---|---|---|---|
| 2024 2024-01-01 – 2024-12-31 | −USD 1.39 million Exact valueExact value: -1393000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 4.8 million Exact valueExact value: 4800000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 225,000 Exact valueExact value: 225000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 4.58 million Calculation and evidence4800000 − 225000 USD Exact free cash flow: 4575000 USD
Share or citeThe citation records this snapshot. The page link may show a newer release later. |
| 2025 2025-01-01 – 2025-12-31 | USD 6.02 million Exact valueExact value: 6017000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 32.87 million Exact valueExact value: 32874000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 466,000 Exact valueExact value: 466000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 32.41 million Calculation and evidence32874000 − 466000 USD Exact free cash flow: 32408000 USD
Share or citeThe citation records this snapshot. The page link may show a newer release later. |
Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.
Dataset coverage and company identifiers
Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.
129 filings · 4,617 latest values · 4,617 originally reported values
Dataset published . Source filing dates and reporting periods are shown separately.
Identifiers: 0000008177, 8177, AAME, edgar:8177
Also known as ATLANTIC AMERICAN CORP, ATLANTIC AMERICAN CORP , ATLANTIC AMERICAN CORPORATION