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Santander Holdings USA, Inc.

EDGAR

SNUS-PH Quarterly report (10-Q) · filed 2026-07-31

166 filing records in this dataset, filed from 1995-05-11 to 2026-07-31. Reported financial figures are available; chart coverage varies by period.

Inspect reported changes Compare with another company Historical disclosures Search filings Segments

Watchlist

Latest quarter

Revenue

0 USD

2021 Q4 · USD

Exact inputs and evidence

Revenue: 0 USD Source
Revenue: 0 USD Source

Operating cash flow

1.81 billion USD

2021 Q4 · USD

Exact inputs and evidence

Operating Cash Flow: 8539268000 USD Source
Operating Cash Flow: 6729236000 USD Source

Free cash flow

1.73 billion USD

2021 Q4 · USD

Exact inputs and evidence

Operating Cash Flow: 8539268000 USD Source
Operating Cash Flow: 6729236000 USD Source
Capital Expenditure: 233640000 USD Source
Capital Expenditure: 158603000 USD Source

Cash and cash equivalents: 11.4 billion USD 2026-06-30 Source
Exact value

11400000000 USD
Long-term debt including current maturities: 37.1 billion USD 2025-12-31 Source
Exact value

37102112000 USD
Shares outstanding: 530 million shares 2026-06-30 Source
Exact value

530391043 shares

Reported share-count change

0.00% · 0 shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence

530391043 shares · 2025-06-30· Source
530391043 shares · 2026-06-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

0 USD

2021-01-01 – 2021-12-31

Exact inputs and evidence

Revenue: 0 USD · 2021-01-01 – 2021-03-31 Source
Revenue: 0 USD · 2021-04-01 – 2021-06-30 Source
Revenue: 0 USD · 2021-07-01 – 2021-09-30 Source
Revenue: 0 USD · 2021-01-01 – 2021-12-31 Source
Revenue: 0 USD · 2021-01-01 – 2021-09-30 Source

Net income

1.78 billion USD

2025-07-01 – 2026-06-30

Exact inputs and evidence

Net income: 456371000 USD · 2025-07-01 – 2025-09-30 Source
Net income: 1645158000 USD · 2025-01-01 – 2025-12-31 Source
Net income: 1319989000 USD · 2025-01-01 – 2025-09-30 Source
Net income: 414171000 USD · 2026-01-01 – 2026-03-31 Source
Net income: 584703000 USD · 2026-04-01 – 2026-06-30 Source

Operating cash flow

4.71 billion USD

2025-07-01 – 2026-06-30

Exact inputs and evidence

Operating cash flow: -1094188000 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: -1943290000 USD · 2025-01-01 – 2025-06-30 Source
Operating cash flow: 2007233000 USD · 2025-01-01 – 2025-12-31 Source
Operating cash flow: -1094188000 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: 274877000 USD · 2026-01-01 – 2026-03-31 Source
Operating cash flow: 762397000 USD · 2026-01-01 – 2026-06-30 Source
Operating cash flow: 274877000 USD · 2026-01-01 – 2026-03-31 Source

Capital expenditure

229 million USD

2022-04-01 – 2023-03-31

Exact inputs and evidence

Capital expenditure: 84157000 USD · 2022-01-01 – 2022-06-30 Source
Capital expenditure: 37830000 USD · 2022-01-01 – 2022-03-31 Source
Capital expenditure: 137338000 USD · 2022-01-01 – 2022-09-30 Source
Capital expenditure: 84157000 USD · 2022-01-01 – 2022-06-30 Source
Capital expenditure: 227103000 USD · 2022-01-01 – 2022-12-31 Source
Capital expenditure: 137338000 USD · 2022-01-01 – 2022-09-30 Source
Capital expenditure: 39406000 USD · 2023-01-01 – 2023-03-31 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-07-31.

Financial data available through: 2025-12-31.

Coverage by financial measure

Revenue: 7 of 11 periods available· newest 2021-12-31
operating income: No compatible figures in this window
Net income: 11 of 11 periods available· newest 2025-12-31
Operating cash flow: 11 of 11 periods available· newest 2025-12-31
Capital expenditure: 8 of 11 periods available· newest 2022-12-31
Total assets: 11 of 11 periods available· newest 2025-12-31
Total liabilities: 11 of 11 periods available· newest 2025-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 9 of 11 periods available· newest 2025-12-31
Long-term debt including current maturities: 11 of 11 periods available· newest 2025-12-31
Shares outstanding: 11 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Net income
+52.7%

Prior period

USD 1.08 billion

2024-01-01 – 2024-12-31
Current period

USD 1.65 billion

2025-01-01 – 2025-12-31

Exact inputs and evidence

1645158000 − 1077399000 = 567759000 USD

1077399000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
1645158000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · Santander Holdings USA, Inc. · 2025-12-31 Santander Holdings USA, Inc. (edgar:811830) Year-over-year change in Net income: 567759000 USD Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 1645158000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183026000005/sov-20251231.htm#3081319 Filing: 000081183026000005 Input fundies:NetIncome: 1077399000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183026000005/sov-20251231.htm#3082209 Filing: 000081183026000005
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+73.3%

Prior period

USD 1.16 billion

2024-01-01 – 2024-12-31
Current period

USD 2.01 billion

2025-01-01 – 2025-12-31

Exact inputs and evidence

2007233000 − 1158322000 = 848911000 USD

1158322000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
2007233000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · Santander Holdings USA, Inc. · 2025-12-31 Santander Holdings USA, Inc. (edgar:811830) Year-over-year change in Operating cash flow: 848911000 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 2007233000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183026000005/sov-20251231.htm#3109490 Filing: 000081183026000005 Input fundies:OperatingCashFlow: 1158322000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183026000005/sov-20251231.htm#3110259 Filing: 000081183026000005
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Revenue, Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2021 2021-01-01 – 2021-12-31

Revenue USD 0
Operating costs Derived Unavailable An input is unavailable.
Operating income Unavailable An input is unavailable.
Tax, interest and other Derived Unavailable An input is unavailable.
Net income USD 2.98 billion

Cash

Operating cash flow USD 8.54 billion
Capital expenditure USD 233.64 million
Free cash flow Derived USD 8.31 billion

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2016 Not shown: operating income or net income is not reported.
2017 Not shown: operating income or net income is not reported.
2018 Not shown: operating income or net income is not reported.
2019 Not shown: operating income or net income is not reported.
2020 Not shown: operating income or net income is not reported.
2021 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2016 2016-01-01 – 2016-12-31	Unavailable	Unavailable	Unavailable	362884000	5037467000 Derived	Source 2016-01-01 – 2016-12-31: 0 USD Inspect Revenue Open source 2016-01-01 – 2016-12-31: 362884000 USD Inspect Net Income Open source 2016-01-01 – 2016-12-31: 5271542000 USD Inspect Operating Cash Flow Open source 2016-01-01 – 2016-12-31: 234075000 USD Inspect Capital Expenditure Open source
2017 2017-01-01 – 2017-12-31	Unavailable	Unavailable	Unavailable	552350000	4799949000 Derived	Source 2017-01-01 – 2017-12-31: 0 USD Inspect Revenue Open source 2017-01-01 – 2017-12-31: 552350000 USD Inspect Net Income Open source 2017-01-01 – 2017-12-31: 4964060000 USD Inspect Operating Cash Flow Open source 2017-01-01 – 2017-12-31: 164111000 USD Inspect Capital Expenditure Open source
2018 2018-01-01 – 2018-12-31	Unavailable	Unavailable	Unavailable	707404000	6855174000 Derived	Source 2018-01-01 – 2018-12-31: 0 USD Inspect Revenue Open source 2018-01-01 – 2018-12-31: 707404000 USD Inspect Net Income Open source 2018-01-01 – 2018-12-31: 7015061000 USD Inspect Operating Cash Flow Open source 2018-01-01 – 2018-12-31: 159887000 USD Inspect Capital Expenditure Open source
2019 2019-01-01 – 2019-12-31	Unavailable	Unavailable	Unavailable	753169000	6632347000 Derived	Source 2019-01-01 – 2019-12-31: 0 USD Inspect Revenue Open source 2019-01-01 – 2019-12-31: 753169000 USD Inspect Net Income Open source 2019-01-01 – 2019-12-31: 6849157000 USD Inspect Operating Cash Flow Open source 2019-01-01 – 2019-12-31: 216810000 USD Inspect Capital Expenditure Open source
2020 2020-01-01 – 2020-12-31	Unavailable	Unavailable	Unavailable	-840364000	5073192000 Derived	Source 2020-01-01 – 2020-12-31: 0 USD Inspect Revenue Open source 2020-01-01 – 2020-12-31: -840364000 USD Inspect Net Income Open source 2020-01-01 – 2020-12-31: 5268999000 USD Inspect Operating Cash Flow Open source 2020-01-01 – 2020-12-31: 195807000 USD Inspect Capital Expenditure Open source
2021 2021-01-01 – 2021-12-31	Unavailable	Unavailable	Unavailable	2982362000	8305628000 Derived	Source 2021-01-01 – 2021-12-31: 0 USD Inspect Revenue Open source 2021-01-01 – 2021-12-31: 2982362000 USD Inspect Net Income Open source 2021-01-01 – 2021-12-31: 8539268000 USD Inspect Operating Cash Flow Open source 2021-01-01 – 2021-12-31: 233640000 USD Inspect Capital Expenditure Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 0 2021

Values and sources

Revenue values and source evidence
Period	Series	Source evidence
20152015-12-31	Revenue	Revenue: 0 Open source
20162016-12-31	Revenue	Revenue: 0 Open source
20172017-12-31	Revenue	Revenue: 0 Open source
20182018-12-31	Revenue	Revenue: 0 Open source
20192019-12-31	Revenue	Revenue: 0 Open source
20202020-12-31	Revenue	Revenue: 0 Open source
20212021-12-31	Revenue	Revenue: 0 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20152015-12-31	Year over year	No prior comparable period	Revenue: 0 Open source
20162016-12-31	Year over year	No prior comparable period	Revenue: 0 Open source Revenue: 0 Open source
20172017-12-31	Year over year	No prior comparable period	Revenue: 0 Open source Revenue: 0 Open source
20182018-12-31	Year over year	No prior comparable period	Revenue: 0 Open source Revenue: 0 Open source
20192019-12-31	Year over year	No prior comparable period	Revenue: 0 Open source Revenue: 0 Open source
20202020-12-31	Year over year	No prior comparable period	Revenue: 0 Open source Revenue: 0 Open source
20212021-12-31	Year over year	No prior comparable period	Revenue: 0 Open source Revenue: 0 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
2015-12-31	Operating margin	Not reported	Revenue: 0 Open source
2016-12-31	Operating margin	Not reported	Revenue: 0 Open source
2017-12-31	Operating margin	Not reported	Revenue: 0 Open source
2018-12-31	Operating margin	Not reported	Revenue: 0 Open source
2019-12-31	Operating margin	Not reported	Revenue: 0 Open source
2020-12-31	Operating margin	Not reported	Revenue: 0 Open source
2021-12-31	Operating margin	Not reported	Revenue: 0 Open source
20152015-12-31	Net margin	Not reported	Net Income: -1401717000 Open source Revenue: 0 Open source
20162016-12-31	Net margin	Not reported	Net Income: 362884000 Open source Revenue: 0 Open source
20172017-12-31	Net margin	Not reported	Net Income: 552350000 Open source Revenue: 0 Open source
20182018-12-31	Net margin	Not reported	Net Income: 707404000 Open source Revenue: 0 Open source
20192019-12-31	Net margin	Not reported	Net Income: 753169000 Open source Revenue: 0 Open source
20202020-12-31	Net margin	Not reported	Net Income: -840364000 Open source Revenue: 0 Open source
20212021-12-31	Net margin	Not reported	Net Income: 2982362000 Open source Revenue: 0 Open source
20152015-12-31	Free cash flow margin	Not reported	Revenue: 0 Open source
20162016-12-31	Free cash flow margin	Not reported	Revenue: 0 Open source Operating Cash Flow: 5271542000 Open source Capital Expenditure: 234075000 Open source
20172017-12-31	Free cash flow margin	Not reported	Revenue: 0 Open source Operating Cash Flow: 4964060000 Open source Capital Expenditure: 164111000 Open source
20182018-12-31	Free cash flow margin	Not reported	Revenue: 0 Open source Operating Cash Flow: 7015061000 Open source Capital Expenditure: 159887000 Open source
20192019-12-31	Free cash flow margin	Not reported	Revenue: 0 Open source Operating Cash Flow: 6849157000 Open source Capital Expenditure: 216810000 Open source
20202020-12-31	Free cash flow margin	Not reported	Revenue: 0 Open source Operating Cash Flow: 5268999000 Open source Capital Expenditure: 195807000 Open source
20212021-12-31	Free cash flow margin	Not reported	Revenue: 0 Open source Operating Cash Flow: 8539268000 Open source Capital Expenditure: 233640000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD 8.5B 2021

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20152015-12-31	Operating cash flow	Not reported	No source recorded
20162016-12-31	Operating cash flow	5271542000	Operating Cash Flow: 5271542000 Open source
20172017-12-31	Operating cash flow	4964060000	Operating Cash Flow: 4964060000 Open source
20182018-12-31	Operating cash flow	7015061000	Operating Cash Flow: 7015061000 Open source
20192019-12-31	Operating cash flow	6849157000	Operating Cash Flow: 6849157000 Open source
20202020-12-31	Operating cash flow	5268999000	Operating Cash Flow: 5268999000 Open source
20212021-12-31	Operating cash flow	8539268000	Operating Cash Flow: 8539268000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 8.3B 2021

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20152015-12-31	Free cash flow	Unavailable	No source recorded
20162016-12-31	Free cash flow	5037467000	Operating Cash Flow: 5271542000 Open source Capital Expenditure: 234075000 Open source
20172017-12-31	Free cash flow	4799949000	Operating Cash Flow: 4964060000 Open source Capital Expenditure: 164111000 Open source
20182018-12-31	Free cash flow	6855174000	Operating Cash Flow: 7015061000 Open source Capital Expenditure: 159887000 Open source
20192019-12-31	Free cash flow	6632347000	Operating Cash Flow: 6849157000 Open source Capital Expenditure: 216810000 Open source
20202020-12-31	Free cash flow	5073192000	Operating Cash Flow: 5268999000 Open source Capital Expenditure: 195807000 Open source
20212021-12-31	Free cash flow	8305628000	Operating Cash Flow: 8539268000 Open source Capital Expenditure: 233640000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

84.7% 2021

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
20152015-12-31	Liabilities / assets	84.5%	Total Liabilities: 119259732000 Open source Total Assets: 141106832000 Open source
20162016-12-31	Liabilities / assets	83.8%	Total Liabilities: 115981532000 Open source Total Assets: 138360290000 Open source
20172017-12-31	Liabilities / assets	81.5%	Total Liabilities: 104583693000 Open source Total Assets: 128274525000 Open source
20182018-12-31	Liabilities / assets	82.4%	Total Liabilities: 111787053000 Open source Total Assets: 135634285000 Open source
20192019-12-31	Liabilities / assets	83.7%	Total Liabilities: 125100647000 Open source Total Assets: 149499477000 Open source
20202020-12-31	Liabilities / assets	85.8%	Total Liabilities: 128169964000 Open source Total Assets: 149432676000 Open source
20212021-12-31	Liabilities / assets	84.7%	Total Liabilities: 135353881000 Open source Total Assets: 159821231000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
2015-12-31	Current assets / current liabilities	Not reported	No source recorded
2016-12-31	Current assets / current liabilities	Not reported	No source recorded
2017-12-31	Current assets / current liabilities	Not reported	No source recorded
2018-12-31	Current assets / current liabilities	Not reported	No source recorded
2019-12-31	Current assets / current liabilities	Not reported	No source recorded
2020-12-31	Current assets / current liabilities	Not reported	No source recorded
2021-12-31	Current assets / current liabilities	Not reported	No source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2016 2016-01-01 – 2016-12-31	USD 362.88 million Exact value Exact value: 362884000 USD 2016-01-01 – 2016-12-31: 362884000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Santander Holdings USA, Inc. · 2016-12-31 Santander Holdings USA, Inc. (edgar:811830) Net Income: 362884000 USD Concept: fundies:NetIncome Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ANetIncome&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:NetIncome: 362884000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183019000005/sov-20181231.xml#2450822 Filing: 000081183019000005 The citation records this snapshot. The page link may show a newer release later.	USD 5.27 billion Exact value Exact value: 5271542000 USD 2016-01-01 – 2016-12-31: 5271542000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Santander Holdings USA, Inc. · 2016-12-31 Santander Holdings USA, Inc. (edgar:811830) Operating Cash Flow: 5271542000 USD Concept: fundies:OperatingCashFlow Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3AOperatingCashFlow&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 5271542000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183019000005/sov-20181231.xml#2448678 Filing: 000081183019000005 The citation records this snapshot. The page link may show a newer release later.	USD 234.08 million Exact value Exact value: 234075000 USD 2016-01-01 – 2016-12-31: 234075000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Santander Holdings USA, Inc. · 2016-12-31 Santander Holdings USA, Inc. (edgar:811830) Capital Expenditure: 234075000 USD Concept: fundies:CapitalExpenditure Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ACapitalExpenditure&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 234075000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183019000005/sov-20181231.xml#2544678 Filing: 000081183019000005 The citation records this snapshot. The page link may show a newer release later.	USD 5.04 billion Calculation and evidence 5271542000 − 234075000 USD Exact free cash flow: 5037467000 USD 2016-01-01 – 2016-12-31: 5271542000 USD · Inspect Operating Cash Flow · Source 2016-01-01 – 2016-12-31: 234075000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Santander Holdings USA, Inc. · 2016-12-31 Santander Holdings USA, Inc. (edgar:811830) Free cash flow: 5037467000 USD Concept: free-cash-flow Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 5271542000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183019000005/sov-20181231.xml#2448678 Filing: 000081183019000005 Input fundies:CapitalExpenditure: 234075000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183019000005/sov-20181231.xml#2544678 Filing: 000081183019000005 The citation records this snapshot. The page link may show a newer release later.
2017 2017-01-01 – 2017-12-31	USD 552.35 million Exact value Exact value: 552350000 USD 2017-01-01 – 2017-12-31: 552350000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Santander Holdings USA, Inc. · 2017-12-31 Santander Holdings USA, Inc. (edgar:811830) Net Income: 552350000 USD Concept: fundies:NetIncome Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ANetIncome&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:NetIncome: 552350000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183020000002/sov-20191231.xml#2195707 Filing: 000081183020000002 The citation records this snapshot. The page link may show a newer release later.	USD 4.96 billion Exact value Exact value: 4964060000 USD 2017-01-01 – 2017-12-31: 4964060000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Santander Holdings USA, Inc. · 2017-12-31 Santander Holdings USA, Inc. (edgar:811830) Operating Cash Flow: 4964060000 USD Concept: fundies:OperatingCashFlow Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3AOperatingCashFlow&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 4964060000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183020000002/sov-20191231.xml#2194272 Filing: 000081183020000002 The citation records this snapshot. The page link may show a newer release later.	USD 164.11 million Exact value Exact value: 164111000 USD 2017-01-01 – 2017-12-31: 164111000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Santander Holdings USA, Inc. · 2017-12-31 Santander Holdings USA, Inc. (edgar:811830) Capital Expenditure: 164111000 USD Concept: fundies:CapitalExpenditure Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ACapitalExpenditure&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 164111000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183020000002/sov-20191231.xml#2284321 Filing: 000081183020000002 The citation records this snapshot. The page link may show a newer release later.	USD 4.8 billion Calculation and evidence 4964060000 − 164111000 USD Exact free cash flow: 4799949000 USD 2017-01-01 – 2017-12-31: 4964060000 USD · Inspect Operating Cash Flow · Source 2017-01-01 – 2017-12-31: 164111000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Santander Holdings USA, Inc. · 2017-12-31 Santander Holdings USA, Inc. (edgar:811830) Free cash flow: 4799949000 USD Concept: free-cash-flow Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 4964060000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183020000002/sov-20191231.xml#2194272 Filing: 000081183020000002 Input fundies:CapitalExpenditure: 164111000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183020000002/sov-20191231.xml#2284321 Filing: 000081183020000002 The citation records this snapshot. The page link may show a newer release later.
2018 2018-01-01 – 2018-12-31	USD 707.4 million Exact value Exact value: 707404000 USD 2018-01-01 – 2018-12-31: 707404000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Santander Holdings USA, Inc. · 2018-12-31 Santander Holdings USA, Inc. (edgar:811830) Net Income: 707404000 USD Concept: fundies:NetIncome Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ANetIncome&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:NetIncome: 707404000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183021000006/sov-20201231.htm#2944432 Filing: 000081183021000006 The citation records this snapshot. The page link may show a newer release later.	USD 7.02 billion Exact value Exact value: 7015061000 USD 2018-01-01 – 2018-12-31: 7015061000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Santander Holdings USA, Inc. · 2018-12-31 Santander Holdings USA, Inc. (edgar:811830) Operating Cash Flow: 7015061000 USD Concept: fundies:OperatingCashFlow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3AOperatingCashFlow&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 7015061000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183021000006/sov-20201231.htm#3323525 Filing: 000081183021000006 The citation records this snapshot. The page link may show a newer release later.	USD 159.89 million Exact value Exact value: 159887000 USD 2018-01-01 – 2018-12-31: 159887000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Santander Holdings USA, Inc. · 2018-12-31 Santander Holdings USA, Inc. (edgar:811830) Capital Expenditure: 159887000 USD Concept: fundies:CapitalExpenditure Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ACapitalExpenditure&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 159887000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183021000006/sov-20201231.htm#3387146 Filing: 000081183021000006 The citation records this snapshot. The page link may show a newer release later.	USD 6.86 billion Calculation and evidence 7015061000 − 159887000 USD Exact free cash flow: 6855174000 USD 2018-01-01 – 2018-12-31: 7015061000 USD · Inspect Operating Cash Flow · Source 2018-01-01 – 2018-12-31: 159887000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Santander Holdings USA, Inc. · 2018-12-31 Santander Holdings USA, Inc. (edgar:811830) Free cash flow: 6855174000 USD Concept: free-cash-flow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 7015061000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183021000006/sov-20201231.htm#3323525 Filing: 000081183021000006 Input fundies:CapitalExpenditure: 159887000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183021000006/sov-20201231.htm#3387146 Filing: 000081183021000006 The citation records this snapshot. The page link may show a newer release later.
2019 2019-01-01 – 2019-12-31	USD 753.17 million Exact value Exact value: 753169000 USD 2019-01-01 – 2019-12-31: 753169000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Santander Holdings USA, Inc. · 2019-12-31 Santander Holdings USA, Inc. (edgar:811830) Net Income: 753169000 USD Concept: fundies:NetIncome Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ANetIncome&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:NetIncome: 753169000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183022000016/sov-20211231.htm#3168626 Filing: 000081183022000016 The citation records this snapshot. The page link may show a newer release later.	USD 6.85 billion Exact value Exact value: 6849157000 USD 2019-01-01 – 2019-12-31: 6849157000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Santander Holdings USA, Inc. · 2019-12-31 Santander Holdings USA, Inc. (edgar:811830) Operating Cash Flow: 6849157000 USD Concept: fundies:OperatingCashFlow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3AOperatingCashFlow&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 6849157000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183022000016/sov-20211231.htm#3512087 Filing: 000081183022000016 The citation records this snapshot. The page link may show a newer release later.	USD 216.81 million Exact value Exact value: 216810000 USD 2019-01-01 – 2019-12-31: 216810000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Santander Holdings USA, Inc. · 2019-12-31 Santander Holdings USA, Inc. (edgar:811830) Capital Expenditure: 216810000 USD Concept: fundies:CapitalExpenditure Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ACapitalExpenditure&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 216810000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183022000016/sov-20211231.htm#3582895 Filing: 000081183022000016 The citation records this snapshot. The page link may show a newer release later.	USD 6.63 billion Calculation and evidence 6849157000 − 216810000 USD Exact free cash flow: 6632347000 USD 2019-01-01 – 2019-12-31: 6849157000 USD · Inspect Operating Cash Flow · Source 2019-01-01 – 2019-12-31: 216810000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Santander Holdings USA, Inc. · 2019-12-31 Santander Holdings USA, Inc. (edgar:811830) Free cash flow: 6632347000 USD Concept: free-cash-flow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 6849157000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183022000016/sov-20211231.htm#3512087 Filing: 000081183022000016 Input fundies:CapitalExpenditure: 216810000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183022000016/sov-20211231.htm#3582895 Filing: 000081183022000016 The citation records this snapshot. The page link may show a newer release later.
2020 2020-01-01 – 2020-12-31	−USD 840.36 million Exact value Exact value: -840364000 USD 2020-01-01 – 2020-12-31: -840364000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Santander Holdings USA, Inc. · 2020-12-31 Santander Holdings USA, Inc. (edgar:811830) Net Income: -840364000 USD Concept: fundies:NetIncome Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ANetIncome&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:NetIncome: -840364000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183023000005/sov-20221231.htm#3027648 Filing: 000081183023000005 The citation records this snapshot. The page link may show a newer release later.	USD 5.27 billion Exact value Exact value: 5268999000 USD 2020-01-01 – 2020-12-31: 5268999000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Santander Holdings USA, Inc. · 2020-12-31 Santander Holdings USA, Inc. (edgar:811830) Operating Cash Flow: 5268999000 USD Concept: fundies:OperatingCashFlow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3AOperatingCashFlow&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 5268999000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183023000005/sov-20221231.htm#3373102 Filing: 000081183023000005 The citation records this snapshot. The page link may show a newer release later.	USD 195.81 million Exact value Exact value: 195807000 USD 2020-01-01 – 2020-12-31: 195807000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Santander Holdings USA, Inc. · 2020-12-31 Santander Holdings USA, Inc. (edgar:811830) Capital Expenditure: 195807000 USD Concept: fundies:CapitalExpenditure Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ACapitalExpenditure&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 195807000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183023000005/sov-20221231.htm#3444295 Filing: 000081183023000005 The citation records this snapshot. The page link may show a newer release later.	USD 5.07 billion Calculation and evidence 5268999000 − 195807000 USD Exact free cash flow: 5073192000 USD 2020-01-01 – 2020-12-31: 5268999000 USD · Inspect Operating Cash Flow · Source 2020-01-01 – 2020-12-31: 195807000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Santander Holdings USA, Inc. · 2020-12-31 Santander Holdings USA, Inc. (edgar:811830) Free cash flow: 5073192000 USD Concept: free-cash-flow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 5268999000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183023000005/sov-20221231.htm#3373102 Filing: 000081183023000005 Input fundies:CapitalExpenditure: 195807000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183023000005/sov-20221231.htm#3444295 Filing: 000081183023000005 The citation records this snapshot. The page link may show a newer release later.
2021 2021-01-01 – 2021-12-31	USD 2.98 billion Exact value Exact value: 2982362000 USD 2021-01-01 – 2021-12-31: 2982362000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Santander Holdings USA, Inc. · 2021-12-31 Santander Holdings USA, Inc. (edgar:811830) Net Income: 2982362000 USD Concept: fundies:NetIncome Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ANetIncome&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:NetIncome: 2982362000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183024000010/sov-20231231.htm#2887500 Filing: 000081183024000010 The citation records this snapshot. The page link may show a newer release later.	USD 8.54 billion Exact value Exact value: 8539268000 USD 2021-01-01 – 2021-12-31: 8539268000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Santander Holdings USA, Inc. · 2021-12-31 Santander Holdings USA, Inc. (edgar:811830) Operating Cash Flow: 8539268000 USD Concept: fundies:OperatingCashFlow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3AOperatingCashFlow&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 8539268000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183024000010/sov-20231231.htm#3167318 Filing: 000081183024000010 The citation records this snapshot. The page link may show a newer release later.	USD 233.64 million Exact value Exact value: 233640000 USD 2021-01-01 – 2021-12-31: 233640000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Santander Holdings USA, Inc. · 2021-12-31 Santander Holdings USA, Inc. (edgar:811830) Capital Expenditure: 233640000 USD Concept: fundies:CapitalExpenditure Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ACapitalExpenditure&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 233640000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183023000005/sov-20221231.htm#3443302 Filing: 000081183023000005 The citation records this snapshot. The page link may show a newer release later.	USD 8.31 billion Calculation and evidence 8539268000 − 233640000 USD Exact free cash flow: 8305628000 USD 2021-01-01 – 2021-12-31: 8539268000 USD · Inspect Operating Cash Flow · Source 2021-01-01 – 2021-12-31: 233640000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Santander Holdings USA, Inc. · 2021-12-31 Santander Holdings USA, Inc. (edgar:811830) Free cash flow: 8305628000 USD Concept: free-cash-flow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 8539268000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183024000010/sov-20231231.htm#3167318 Filing: 000081183024000010 Input fundies:CapitalExpenditure: 233640000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183023000005/sov-20221231.htm#3443302 Filing: 000081183023000005 The citation records this snapshot. The page link may show a newer release later.
2022 2022-01-01 – 2022-12-31	USD 1.41 billion Exact value Exact value: 1405007000 USD 2022-01-01 – 2022-12-31: 1405007000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Santander Holdings USA, Inc. · 2022-12-31 Santander Holdings USA, Inc. (edgar:811830) Net Income: 1405007000 USD Concept: fundies:NetIncome Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ANetIncome&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1405007000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183025000012/sov-20241231.htm#2894848 Filing: 000081183025000012 The citation records this snapshot. The page link may show a newer release later.	USD 5.29 billion Exact value Exact value: 5285141000 USD 2022-01-01 – 2022-12-31: 5285141000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Santander Holdings USA, Inc. · 2022-12-31 Santander Holdings USA, Inc. (edgar:811830) Operating Cash Flow: 5285141000 USD Concept: fundies:OperatingCashFlow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3AOperatingCashFlow&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 5285141000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183025000012/sov-20241231.htm#3156152 Filing: 000081183025000012 The citation records this snapshot. The page link may show a newer release later.	USD 227.1 million Exact value Exact value: 227103000 USD 2022-01-01 – 2022-12-31: 227103000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Santander Holdings USA, Inc. · 2022-12-31 Santander Holdings USA, Inc. (edgar:811830) Capital Expenditure: 227103000 USD Concept: fundies:CapitalExpenditure Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ACapitalExpenditure&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 227103000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183023000005/sov-20221231.htm#3442309 Filing: 000081183023000005 The citation records this snapshot. The page link may show a newer release later.	USD 5.06 billion Calculation and evidence 5285141000 − 227103000 USD Exact free cash flow: 5058038000 USD 2022-01-01 – 2022-12-31: 5285141000 USD · Inspect Operating Cash Flow · Source 2022-01-01 – 2022-12-31: 227103000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Santander Holdings USA, Inc. · 2022-12-31 Santander Holdings USA, Inc. (edgar:811830) Free cash flow: 5058038000 USD Concept: free-cash-flow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 5285141000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183025000012/sov-20241231.htm#3156152 Filing: 000081183025000012 Input fundies:CapitalExpenditure: 227103000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183023000005/sov-20221231.htm#3442309 Filing: 000081183023000005 The citation records this snapshot. The page link may show a newer release later.
2023 2023-01-01 – 2023-12-31	USD 932.9 million Exact value Exact value: 932902000 USD 2023-01-01 – 2023-12-31: 932902000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Santander Holdings USA, Inc. · 2023-12-31 Santander Holdings USA, Inc. (edgar:811830) Net Income: 932902000 USD Concept: fundies:NetIncome Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ANetIncome&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:NetIncome: 932902000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183026000005/sov-20251231.htm#3082981 Filing: 000081183026000005 The citation records this snapshot. The page link may show a newer release later.	USD 1.91 billion Exact value Exact value: 1907345000 USD 2023-01-01 – 2023-12-31: 1907345000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Santander Holdings USA, Inc. · 2023-12-31 Santander Holdings USA, Inc. (edgar:811830) Operating Cash Flow: 1907345000 USD Concept: fundies:OperatingCashFlow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3AOperatingCashFlow&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 1907345000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183026000005/sov-20251231.htm#3110910 Filing: 000081183026000005 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2024 2024-01-01 – 2024-12-31	USD 1.08 billion Exact value Exact value: 1077399000 USD 2024-01-01 – 2024-12-31: 1077399000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Santander Holdings USA, Inc. · 2024-12-31 Santander Holdings USA, Inc. (edgar:811830) Net Income: 1077399000 USD Concept: fundies:NetIncome Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ANetIncome&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1077399000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183026000005/sov-20251231.htm#3082209 Filing: 000081183026000005 The citation records this snapshot. The page link may show a newer release later.	USD 1.16 billion Exact value Exact value: 1158322000 USD 2024-01-01 – 2024-12-31: 1158322000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Santander Holdings USA, Inc. · 2024-12-31 Santander Holdings USA, Inc. (edgar:811830) Operating Cash Flow: 1158322000 USD Concept: fundies:OperatingCashFlow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3AOperatingCashFlow&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 1158322000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183026000005/sov-20251231.htm#3110259 Filing: 000081183026000005 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2025 2025-01-01 – 2025-12-31	USD 1.65 billion Exact value Exact value: 1645158000 USD 2025-01-01 – 2025-12-31: 1645158000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Santander Holdings USA, Inc. · 2025-12-31 Santander Holdings USA, Inc. (edgar:811830) Net Income: 1645158000 USD Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3ANetIncome&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1645158000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183026000005/sov-20251231.htm#3081319 Filing: 000081183026000005 The citation records this snapshot. The page link may show a newer release later.	USD 2.01 billion Exact value Exact value: 2007233000 USD 2025-01-01 – 2025-12-31: 2007233000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Santander Holdings USA, Inc. · 2025-12-31 Santander Holdings USA, Inc. (edgar:811830) Operating Cash Flow: 2007233000 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T17:15:30Z Snapshot: 8584cf069903416cc41881e8af308f4ab433f886df7f9fc24a8aea8744c83009 Dimensions: Consolidated View: https://fundies.io/companies/edgar/811830/explain?concept=fundies%3AOperatingCashFlow&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 2007233000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/811830/000081183026000005/sov-20251231.htm#3109490 Filing: 000081183026000005 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

166 filings · 5,024 latest values · 5,037 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000811830, 811830, SNUS-PH, SNUS-PI, edgar:811830

Also known as SANTANDER HOLDINGS USA, INC., SOVEREIGN BANCORP INC, Santander Holdings USA, Inc.

Santander Holdings USA, Inc.

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2021 2021-01-01 – 2021-12-31

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