English

NBT BANCORP INC

EDGAR

NBTB Current report (8-K) · filed 2026-10-27

Annual consolidated revenue for 2025: about U001 183M, using the latest reported figures. The previous period, 2024, was about U001 165.7M.

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Watchlist

Latest quarter

Revenue

31.7 million U002

2018 Q3 · U002

Exact inputs and evidence

Revenue: 31681000 U002 Source

Net margin

94.08%

2018-09-30 · %

Exact inputs and evidence

Net Income: 83914000 U002 Source
Net Income: 54107000 U002 Source
Revenue: 31681000 U002 Source

Operating cash flow

42.6 million U002

2018 Q3 · U002

Exact inputs and evidence

Operating Cash Flow: 99782000 U002 Source
Operating Cash Flow: 57175000 U002 Source

Cash and cash equivalents: 1.35 billion U002 2021-09-30 Source
Exact value

1346106000 U002
Long-term debt including current maturities: 73.7 million U001 2018-12-31 Source
Exact value

73724000 U001
Shares outstanding: Not available

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-27.

Financial data available through: 2025-12-31.

Coverage by financial measure

Revenue: 10 of 11 periods available· newest 2025-12-31
operating income: No compatible figures in this window
Net income: 11 of 11 periods available· newest 2025-12-31
Operating cash flow: 11 of 11 periods available· newest 2025-12-31
capital expenditure: No compatible figures in this window
Total assets: Multiple units; comparison withheld· newest 2025-12-31
Total liabilities: Multiple units; comparison withheld· newest 2025-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: Multiple units; comparison withheld· newest 2020-12-31
Long-term debt including current maturities: 3 of 11 periods available· newest 2018-12-31
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
+10.4%

Prior period

U001 165.71 million

2024-01-01 – 2024-12-31
Current period

U001 182.95 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

182952000 − 165710000 = 17242000 U001

165710000 U001 · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
182952000 U001 · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · NBT BANCORP INC · 2025-12-31 NBT BANCORP INC (edgar:790359) Year-over-year change in Revenue: 17242000 U001 Concept: fundies:Revenue Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 182952000 U001 (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036126007179/ef20060005_10k.htm#2811170 Filing: 000114036126007179 Input fundies:Revenue: 165710000 U001 (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036126007179/ef20060005_10k.htm#2812365 Filing: 000114036126007179
The citation records this snapshot. The page link may show a newer release later.
Net income
+20.3%

Prior period

U001 140.64 million

2024-01-01 – 2024-12-31
Current period

U001 169.24 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

169235000 − 140641000 = 28594000 U001

140641000 U001 · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
169235000 U001 · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · NBT BANCORP INC · 2025-12-31 NBT BANCORP INC (edgar:790359) Year-over-year change in Net income: 28594000 U001 Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 169235000 U001 (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036126007179/ef20060005_10k.htm#6607161 Filing: 000114036126007179 Input fundies:NetIncome: 140641000 U001 (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036126007179/ef20060005_10k.htm#6776289 Filing: 000114036126007179
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+24.7%

Prior period

U001 188.57 million

2024-01-01 – 2024-12-31
Current period

U001 235.22 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

235218000 − 188567000 = 46651000 U001

188567000 U001 · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
235218000 U001 · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · NBT BANCORP INC · 2025-12-31 NBT BANCORP INC (edgar:790359) Year-over-year change in Operating cash flow: 46651000 U001 Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 235218000 U001 (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036126007179/ef20060005_10k.htm#2495132 Filing: 000114036126007179 Input fundies:OperatingCashFlow: 188567000 U001 (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036126007179/ef20060005_10k.htm#2496166 Filing: 000114036126007179
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

Revenue U001 182.95 million 100% of revenue
Operating costs Derived Unavailable An input is unavailable.
Operating income Unavailable An input is unavailable.
Tax, interest and other Derived Unavailable An input is unavailable.
Net income U001 169.24 million 93% of revenue

Cash

Operating cash flow U001 235.22 million 129% of revenue
Capital expenditure Unavailable An input is unavailable.
Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2016 Not shown: operating income or net income is not reported.
2017 Not shown: operating income or net income is not reported.
2018 Not shown: operating income or net income is not reported.
2019 Not shown: operating income or net income is not reported.
2020 Not shown: operating income or net income is not reported.
2021 Not shown: operating income or net income is not reported.
2022 Not shown: operating income or net income is not reported.
2023 Not shown: operating income or net income is not reported.
2024 Not shown: operating income or net income is not reported.
2025 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2016 2016-01-01 – 2016-12-31	111162000	Unavailable	Unavailable	Unavailable	78409000	Unavailable	Source 2016-01-01 – 2016-12-31: 111162000 U001 Inspect Revenue Open source 2016-01-01 – 2016-12-31: 78409000 U001 Inspect Net Income Open source 2016-01-01 – 2016-12-31: 110565000 U001 Inspect Operating Cash Flow Open source
2017 2017-01-01 – 2017-12-31	113444000	Unavailable	Unavailable	Unavailable	82151000	Unavailable	Source 2017-01-01 – 2017-12-31: 113444000 U001 Inspect Revenue Open source 2017-01-01 – 2017-12-31: 82151000 U001 Inspect Net Income Open source 2017-01-01 – 2017-12-31: 136904000 U001 Inspect Operating Cash Flow Open source
2018 2018-01-01 – 2018-12-31	126012000	Unavailable	Unavailable	Unavailable	112566000	Unavailable	Source 2018-01-01 – 2018-12-31: 126012000 U001 Inspect Revenue Open source 2018-01-01 – 2018-12-31: 112566000 U001 Inspect Net Income Open source 2018-01-01 – 2018-12-31: 147773000 U001 Inspect Operating Cash Flow Open source
2019 2019-01-01 – 2019-12-31	134455000	Unavailable	Unavailable	Unavailable	121021000	Unavailable	Source 2019-01-01 – 2019-12-31: 134455000 U001 Inspect Revenue Open source 2019-01-01 – 2019-12-31: 121021000 U001 Inspect Net Income Open source 2019-01-01 – 2019-12-31: 153463000 U001 Inspect Operating Cash Flow Open source
2020 2020-01-01 – 2020-12-31	140921000	Unavailable	Unavailable	Unavailable	104388000	Unavailable	Source 2020-01-01 – 2020-12-31: 140921000 U001 Inspect Revenue Open source 2020-01-01 – 2020-12-31: 104388000 U001 Inspect Net Income Open source 2020-01-01 – 2020-12-31: 145273000 U001 Inspect Operating Cash Flow Open source
2021 2021-01-01 – 2021-12-31	151011000	Unavailable	Unavailable	Unavailable	154885000	Unavailable	Source 2021-01-01 – 2021-12-31: 151011000 U001 Inspect Revenue Open source 2021-01-01 – 2021-12-31: 154885000 U001 Inspect Net Income Open source 2021-01-01 – 2021-12-31: 159185000 U001 Inspect Operating Cash Flow Open source
2022 2022-01-01 – 2022-12-31	150665000	Unavailable	Unavailable	Unavailable	151995000	Unavailable	Source 2022-01-01 – 2022-12-31: 150665000 U001 Inspect Revenue Open source 2022-01-01 – 2022-12-31: 151995000 U001 Inspect Net Income Open source 2022-01-01 – 2022-12-31: 183223000 U001 Inspect Operating Cash Flow Open source
2023 2023-01-01 – 2023-12-31	144743000	Unavailable	Unavailable	Unavailable	118782000	Unavailable	Source 2023-01-01 – 2023-12-31: 144743000 U001 Inspect Revenue Open source 2023-01-01 – 2023-12-31: 118782000 U001 Inspect Net Income Open source 2023-01-01 – 2023-12-31: 157457000 U001 Inspect Operating Cash Flow Open source
2024 2024-01-01 – 2024-12-31	165710000	Unavailable	Unavailable	Unavailable	140641000	Unavailable	Source 2024-01-01 – 2024-12-31: 165710000 U001 Inspect Revenue Open source 2024-01-01 – 2024-12-31: 140641000 U001 Inspect Net Income Open source 2024-01-01 – 2024-12-31: 188567000 U001 Inspect Operating Cash Flow Open source
2025 2025-01-01 – 2025-12-31	182952000	Unavailable	Unavailable	Unavailable	169235000	Unavailable	Source 2025-01-01 – 2025-12-31: 182952000 U001 Inspect Revenue Open source 2025-01-01 – 2025-12-31: 169235000 U001 Inspect Net Income Open source 2025-01-01 – 2025-12-31: 235218000 U001 Inspect Operating Cash Flow Open source

Amounts are exact, in U001.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

U001 183M 2025

Values and sources

Revenue values and source evidence
Period	Series	Value(U001)	Source evidence
20162016-12-31	Revenue	111162000	Revenue: 111162000 Open source
20172017-12-31	Revenue	113444000	Revenue: 113444000 Open source
20182018-12-31	Revenue	126012000	Revenue: 126012000 Open source
20192019-12-31	Revenue	134455000	Revenue: 134455000 Open source
20202020-12-31	Revenue	140921000	Revenue: 140921000 Open source
20212021-12-31	Revenue	151011000	Revenue: 151011000 Open source
20222022-12-31	Revenue	150665000	Revenue: 150665000 Open source
20232023-12-31	Revenue	144743000	Revenue: 144743000 Open source
20242024-12-31	Revenue	165710000	Revenue: 165710000 Open source
20252025-12-31	Revenue	182952000	Revenue: 182952000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

10.4% 2025

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20162016-12-31	Year over year	No prior comparable period	Revenue: 111162000 Open source
20172017-12-31	Year over year	2.1%	Revenue: 113444000 Open source Revenue: 111162000 Open source
20182018-12-31	Year over year	11.1%	Revenue: 126012000 Open source Revenue: 113444000 Open source
20192019-12-31	Year over year	6.7%	Revenue: 134455000 Open source Revenue: 126012000 Open source
20202020-12-31	Year over year	4.8%	Revenue: 140921000 Open source Revenue: 134455000 Open source
20212021-12-31	Year over year	7.2%	Revenue: 151011000 Open source Revenue: 140921000 Open source
20222022-12-31	Year over year	-0.2%	Revenue: 150665000 Open source Revenue: 151011000 Open source
20232023-12-31	Year over year	-3.9%	Revenue: 144743000 Open source Revenue: 150665000 Open source
20242024-12-31	Year over year	14.5%	Revenue: 165710000 Open source Revenue: 144743000 Open source
20252025-12-31	Year over year	10.4%	Revenue: 182952000 Open source Revenue: 165710000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 92.5% 2025

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
2016-12-31	Operating margin	Not reported	Revenue: 111162000 Open source
2017-12-31	Operating margin	Not reported	Revenue: 113444000 Open source
2018-12-31	Operating margin	Not reported	Revenue: 126012000 Open source
2019-12-31	Operating margin	Not reported	Revenue: 134455000 Open source
2020-12-31	Operating margin	Not reported	Revenue: 140921000 Open source
2021-12-31	Operating margin	Not reported	Revenue: 151011000 Open source
2022-12-31	Operating margin	Not reported	Revenue: 150665000 Open source
2023-12-31	Operating margin	Not reported	Revenue: 144743000 Open source
2024-12-31	Operating margin	Not reported	Revenue: 165710000 Open source
2025-12-31	Operating margin	Not reported	Revenue: 182952000 Open source
20162016-12-31	Net margin	70.5%	Net Income: 78409000 Open source Revenue: 111162000 Open source
20172017-12-31	Net margin	72.4%	Net Income: 82151000 Open source Revenue: 113444000 Open source
20182018-12-31	Net margin	89.3%	Net Income: 112566000 Open source Revenue: 126012000 Open source
20192019-12-31	Net margin	90%	Net Income: 121021000 Open source Revenue: 134455000 Open source
20202020-12-31	Net margin	74.1%	Net Income: 104388000 Open source Revenue: 140921000 Open source
20212021-12-31	Net margin	102.6%	Net Income: 154885000 Open source Revenue: 151011000 Open source
20222022-12-31	Net margin	100.9%	Net Income: 151995000 Open source Revenue: 150665000 Open source
20232023-12-31	Net margin	82.1%	Net Income: 118782000 Open source Revenue: 144743000 Open source
20242024-12-31	Net margin	84.9%	Net Income: 140641000 Open source Revenue: 165710000 Open source
20252025-12-31	Net margin	92.5%	Net Income: 169235000 Open source Revenue: 182952000 Open source
20162016-12-31	Free cash flow margin	Not reported	Revenue: 111162000 Open source Operating Cash Flow: 110565000 Open source
20172017-12-31	Free cash flow margin	Not reported	Revenue: 113444000 Open source Operating Cash Flow: 136904000 Open source
20182018-12-31	Free cash flow margin	Not reported	Revenue: 126012000 Open source Operating Cash Flow: 147773000 Open source
20192019-12-31	Free cash flow margin	Not reported	Revenue: 134455000 Open source Operating Cash Flow: 153463000 Open source
20202020-12-31	Free cash flow margin	Not reported	Revenue: 140921000 Open source Operating Cash Flow: 145273000 Open source
20212021-12-31	Free cash flow margin	Not reported	Revenue: 151011000 Open source Operating Cash Flow: 159185000 Open source
20222022-12-31	Free cash flow margin	Not reported	Revenue: 150665000 Open source Operating Cash Flow: 183223000 Open source
20232023-12-31	Free cash flow margin	Not reported	Revenue: 144743000 Open source Operating Cash Flow: 157457000 Open source
20242024-12-31	Free cash flow margin	Not reported	Revenue: 165710000 Open source Operating Cash Flow: 188567000 Open source
20252025-12-31	Free cash flow margin	Not reported	Revenue: 182952000 Open source Operating Cash Flow: 235218000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

U001 235.2M 2025

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(U001)	Source evidence
20162016-12-31	Operating cash flow	110565000	Operating Cash Flow: 110565000 Open source
20172017-12-31	Operating cash flow	136904000	Operating Cash Flow: 136904000 Open source
20182018-12-31	Operating cash flow	147773000	Operating Cash Flow: 147773000 Open source
20192019-12-31	Operating cash flow	153463000	Operating Cash Flow: 153463000 Open source
20202020-12-31	Operating cash flow	145273000	Operating Cash Flow: 145273000 Open source
20212021-12-31	Operating cash flow	159185000	Operating Cash Flow: 159185000 Open source
20222022-12-31	Operating cash flow	183223000	Operating Cash Flow: 183223000 Open source
20232023-12-31	Operating cash flow	157457000	Operating Cash Flow: 157457000 Open source
20242024-12-31	Operating cash flow	188567000	Operating Cash Flow: 188567000 Open source
20252025-12-31	Operating cash flow	235218000	Operating Cash Flow: 235218000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.

Values and sources

Free cash flow values and source evidence
Period	Series	Value(U001)	Source evidence
20162016-12-31	Free cash flow	Unavailable	Operating Cash Flow: 110565000 Open source
20172017-12-31	Free cash flow	Unavailable	Operating Cash Flow: 136904000 Open source
20182018-12-31	Free cash flow	Unavailable	Operating Cash Flow: 147773000 Open source
20192019-12-31	Free cash flow	Unavailable	Operating Cash Flow: 153463000 Open source
20202020-12-31	Free cash flow	Unavailable	Operating Cash Flow: 145273000 Open source
20212021-12-31	Free cash flow	Unavailable	Operating Cash Flow: 159185000 Open source
20222022-12-31	Free cash flow	Unavailable	Operating Cash Flow: 183223000 Open source
20232023-12-31	Free cash flow	Unavailable	Operating Cash Flow: 157457000 Open source
20242024-12-31	Free cash flow	Unavailable	Operating Cash Flow: 188567000 Open source
20252025-12-31	Free cash flow	Unavailable	Operating Cash Flow: 235218000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
2016-12-31	Liabilities / assets	Not reported	No source recorded
2017-12-31	Liabilities / assets	Not reported	No source recorded
2018-12-31	Liabilities / assets	Not reported	No source recorded
2019-12-31	Liabilities / assets	Not reported	No source recorded
2020-12-31	Liabilities / assets	Not reported	No source recorded
2021-12-31	Liabilities / assets	Not reported	No source recorded
2022-12-31	Liabilities / assets	Not reported	No source recorded
2023-12-31	Liabilities / assets	Not reported	No source recorded
2024-12-31	Liabilities / assets	Not reported	No source recorded
2025-12-31	Liabilities / assets	Not reported	No source recorded

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
2016-12-31	Current assets / current liabilities	Not reported	No source recorded
2017-12-31	Current assets / current liabilities	Not reported	No source recorded
2018-12-31	Current assets / current liabilities	Not reported	No source recorded
2019-12-31	Current assets / current liabilities	Not reported	No source recorded
2020-12-31	Current assets / current liabilities	Not reported	No source recorded
2021-12-31	Current assets / current liabilities	Not reported	No source recorded
2022-12-31	Current assets / current liabilities	Not reported	No source recorded
2023-12-31	Current assets / current liabilities	Not reported	No source recorded
2024-12-31	Current assets / current liabilities	Not reported	No source recorded
2025-12-31	Current assets / current liabilities	Not reported	No source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2016 2016-01-01 – 2016-12-31	U001 78.41 million Exact value Exact value: 78409000 U001 2016-01-01 – 2016-12-31: 78409000 U001 Inspect Net Income Open source Share or cite Citation for Net Income · NBT BANCORP INC · 2016-12-31 NBT BANCORP INC (edgar:790359) Net Income: 78409000 U001 Concept: fundies:NetIncome Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3ANetIncome&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=U001&dimensions= Input fundies:NetIncome: 78409000 U001 (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036119004221/nbtb-20181231.xml#4741278 Filing: 000114036119004221 The citation records this snapshot. The page link may show a newer release later.	U001 110.57 million Exact value Exact value: 110565000 U001 2016-01-01 – 2016-12-31: 110565000 U001 Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · NBT BANCORP INC · 2016-12-31 NBT BANCORP INC (edgar:790359) Operating Cash Flow: 110565000 U001 Concept: fundies:OperatingCashFlow Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3AOperatingCashFlow&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=U001&dimensions= Input fundies:OperatingCashFlow: 110565000 U001 (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036119004221/nbtb-20181231.xml#4739955 Filing: 000114036119004221 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2017 2017-01-01 – 2017-12-31	U001 82.15 million Exact value Exact value: 82151000 U001 2017-01-01 – 2017-12-31: 82151000 U001 Inspect Net Income Open source Share or cite Citation for Net Income · NBT BANCORP INC · 2017-12-31 NBT BANCORP INC (edgar:790359) Net Income: 82151000 U001 Concept: fundies:NetIncome Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3ANetIncome&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=U001&dimensions= Input fundies:NetIncome: 82151000 U001 (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036120004533/form10k.htm#5934973 Filing: 000114036120004533 The citation records this snapshot. The page link may show a newer release later.	U001 136.9 million Exact value Exact value: 136904000 U001 2017-01-01 – 2017-12-31: 136904000 U001 Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · NBT BANCORP INC · 2017-12-31 NBT BANCORP INC (edgar:790359) Operating Cash Flow: 136904000 U001 Concept: fundies:OperatingCashFlow Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3AOperatingCashFlow&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=U001&dimensions= Input fundies:OperatingCashFlow: 136904000 U001 (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036120004533/form10k.htm#2861170 Filing: 000114036120004533 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2018 2018-01-01 – 2018-12-31	U001 112.57 million Exact value Exact value: 112566000 U001 2018-01-01 – 2018-12-31: 112566000 U001 Inspect Net Income Open source Share or cite Citation for Net Income · NBT BANCORP INC · 2018-12-31 NBT BANCORP INC (edgar:790359) Net Income: 112566000 U001 Concept: fundies:NetIncome Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3ANetIncome&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=U001&dimensions= Input fundies:NetIncome: 112566000 U001 (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036121006657/brhc10020564_10k.htm#5526632 Filing: 000114036121006657 The citation records this snapshot. The page link may show a newer release later.	U001 147.77 million Exact value Exact value: 147773000 U001 2018-01-01 – 2018-12-31: 147773000 U001 Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · NBT BANCORP INC · 2018-12-31 NBT BANCORP INC (edgar:790359) Operating Cash Flow: 147773000 U001 Concept: fundies:OperatingCashFlow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3AOperatingCashFlow&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=U001&dimensions= Input fundies:OperatingCashFlow: 147773000 U001 (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036121006657/brhc10020564_10k.htm#2648935 Filing: 000114036121006657 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2019 2019-01-01 – 2019-12-31	U001 121.02 million Exact value Exact value: 121021000 U001 2019-01-01 – 2019-12-31: 121021000 U001 Inspect Net Income Open source Share or cite Citation for Net Income · NBT BANCORP INC · 2019-12-31 NBT BANCORP INC (edgar:790359) Net Income: 121021000 U001 Concept: fundies:NetIncome Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3ANetIncome&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=U001&dimensions= Input fundies:NetIncome: 121021000 U001 (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036122007333/brhc10034121_10k.htm#6145796 Filing: 000114036122007333 The citation records this snapshot. The page link may show a newer release later.	U001 153.46 million Exact value Exact value: 153463000 U001 2019-01-01 – 2019-12-31: 153463000 U001 Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · NBT BANCORP INC · 2019-12-31 NBT BANCORP INC (edgar:790359) Operating Cash Flow: 153463000 U001 Concept: fundies:OperatingCashFlow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3AOperatingCashFlow&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=U001&dimensions= Input fundies:OperatingCashFlow: 153463000 U001 (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036122007333/brhc10034121_10k.htm#2841816 Filing: 000114036122007333 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2020 2020-01-01 – 2020-12-31	U001 104.39 million Exact value Exact value: 104388000 U001 2020-01-01 – 2020-12-31: 104388000 U001 Inspect Net Income Open source Share or cite Citation for Net Income · NBT BANCORP INC · 2020-12-31 NBT BANCORP INC (edgar:790359) Net Income: 104388000 U001 Concept: fundies:NetIncome Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3ANetIncome&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=U001&dimensions= Input fundies:NetIncome: 104388000 U001 (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036123009417/brhc10048327_10k.htm#5735284 Filing: 000114036123009417 The citation records this snapshot. The page link may show a newer release later.	U001 145.27 million Exact value Exact value: 145273000 U001 2020-01-01 – 2020-12-31: 145273000 U001 Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · NBT BANCORP INC · 2020-12-31 NBT BANCORP INC (edgar:790359) Operating Cash Flow: 145273000 U001 Concept: fundies:OperatingCashFlow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3AOperatingCashFlow&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=U001&dimensions= Input fundies:OperatingCashFlow: 145273000 U001 (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036123009417/brhc10048327_10k.htm#2531439 Filing: 000114036123009417 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2021 2021-01-01 – 2021-12-31	U001 154.89 million Exact value Exact value: 154885000 U001 2021-01-01 – 2021-12-31: 154885000 U001 Inspect Net Income Open source Share or cite Citation for Net Income · NBT BANCORP INC · 2021-12-31 NBT BANCORP INC (edgar:790359) Net Income: 154885000 U001 Concept: fundies:NetIncome Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3ANetIncome&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=U001&dimensions= Input fundies:NetIncome: 154885000 U001 (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036124010464/ef20014996_10k.htm#6029919 Filing: 000114036124010464 The citation records this snapshot. The page link may show a newer release later.	U001 159.19 million Exact value Exact value: 159185000 U001 2021-01-01 – 2021-12-31: 159185000 U001 Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · NBT BANCORP INC · 2021-12-31 NBT BANCORP INC (edgar:790359) Operating Cash Flow: 159185000 U001 Concept: fundies:OperatingCashFlow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3AOperatingCashFlow&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=U001&dimensions= Input fundies:OperatingCashFlow: 159185000 U001 (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036124010464/ef20014996_10k.htm#2706493 Filing: 000114036124010464 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2022 2022-01-01 – 2022-12-31	U001 152 million Exact value Exact value: 151995000 U001 2022-01-01 – 2022-12-31: 151995000 U001 Inspect Net Income Open source Share or cite Citation for Net Income · NBT BANCORP INC · 2022-12-31 NBT BANCORP INC (edgar:790359) Net Income: 151995000 U001 Concept: fundies:NetIncome Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3ANetIncome&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=U001&dimensions= Input fundies:NetIncome: 151995000 U001 (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036125006528/ef20039015_10k.htm#6878288 Filing: 000114036125006528 The citation records this snapshot. The page link may show a newer release later.	U001 183.22 million Exact value Exact value: 183223000 U001 2022-01-01 – 2022-12-31: 183223000 U001 Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · NBT BANCORP INC · 2022-12-31 NBT BANCORP INC (edgar:790359) Operating Cash Flow: 183223000 U001 Concept: fundies:OperatingCashFlow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3AOperatingCashFlow&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=U001&dimensions= Input fundies:OperatingCashFlow: 183223000 U001 (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036125006528/ef20039015_10k.htm#2511998 Filing: 000114036125006528 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2023 2023-01-01 – 2023-12-31	U001 118.78 million Exact value Exact value: 118782000 U001 2023-01-01 – 2023-12-31: 118782000 U001 Inspect Net Income Open source Share or cite Citation for Net Income · NBT BANCORP INC · 2023-12-31 NBT BANCORP INC (edgar:790359) Net Income: 118782000 U001 Concept: fundies:NetIncome Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3ANetIncome&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=U001&dimensions= Input fundies:NetIncome: 118782000 U001 (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036126007179/ef20060005_10k.htm#6945171 Filing: 000114036126007179 The citation records this snapshot. The page link may show a newer release later.	U001 157.46 million Exact value Exact value: 157457000 U001 2023-01-01 – 2023-12-31: 157457000 U001 Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · NBT BANCORP INC · 2023-12-31 NBT BANCORP INC (edgar:790359) Operating Cash Flow: 157457000 U001 Concept: fundies:OperatingCashFlow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3AOperatingCashFlow&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=U001&dimensions= Input fundies:OperatingCashFlow: 157457000 U001 (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036126007179/ef20060005_10k.htm#2497200 Filing: 000114036126007179 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2024 2024-01-01 – 2024-12-31	U001 140.64 million Exact value Exact value: 140641000 U001 2024-01-01 – 2024-12-31: 140641000 U001 Inspect Net Income Open source Share or cite Citation for Net Income · NBT BANCORP INC · 2024-12-31 NBT BANCORP INC (edgar:790359) Net Income: 140641000 U001 Concept: fundies:NetIncome Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3ANetIncome&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=U001&dimensions= Input fundies:NetIncome: 140641000 U001 (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036126007179/ef20060005_10k.htm#6776289 Filing: 000114036126007179 The citation records this snapshot. The page link may show a newer release later.	U001 188.57 million Exact value Exact value: 188567000 U001 2024-01-01 – 2024-12-31: 188567000 U001 Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · NBT BANCORP INC · 2024-12-31 NBT BANCORP INC (edgar:790359) Operating Cash Flow: 188567000 U001 Concept: fundies:OperatingCashFlow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3AOperatingCashFlow&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=U001&dimensions= Input fundies:OperatingCashFlow: 188567000 U001 (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036126007179/ef20060005_10k.htm#2496166 Filing: 000114036126007179 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2025 2025-01-01 – 2025-12-31	U001 169.24 million Exact value Exact value: 169235000 U001 2025-01-01 – 2025-12-31: 169235000 U001 Inspect Net Income Open source Share or cite Citation for Net Income · NBT BANCORP INC · 2025-12-31 NBT BANCORP INC (edgar:790359) Net Income: 169235000 U001 Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3ANetIncome&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=U001&dimensions= Input fundies:NetIncome: 169235000 U001 (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036126007179/ef20060005_10k.htm#6607161 Filing: 000114036126007179 The citation records this snapshot. The page link may show a newer release later.	U001 235.22 million Exact value Exact value: 235218000 U001 2025-01-01 – 2025-12-31: 235218000 U001 Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · NBT BANCORP INC · 2025-12-31 NBT BANCORP INC (edgar:790359) Operating Cash Flow: 235218000 U001 Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T21:42:25Z Snapshot: 644019d7a24a83fa41f900eae0a098964f03523a768d60a6385389088376fdc5 Dimensions: Consolidated View: https://fundies.io/companies/edgar/790359/explain?concept=fundies%3AOperatingCashFlow&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=U001&dimensions= Input fundies:OperatingCashFlow: 235218000 U001 (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/790359/000114036126007179/ef20060005_10k.htm#2495132 Filing: 000114036126007179 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

188 filings · 3,725 latest values · 3,725 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000790359, 790359, NBTB, edgar:790359

Also known as NBT BANCORP INC, NBT BANCORP INC.

NBT BANCORP INC

Latest quarter

Revenue

Net margin

Operating cash flow

Company performance

What changed year over year

Revenue

Net income

Operating cash flow

Where revenue goes

2025 2025-01-01 – 2025-12-31

Cash

Share of revenue by period

Growth

Profit and cash

Balance sheet

Cash generation