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AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/

EDGAR

Annual report amendment (10-K/A) · filed 2004-12-02

51 filing records in this dataset, filed from 1996-05-22 to 2004-12-02. Explore the available filing history and original sources.

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Watchlist

Latest quarter

Revenue

23.1 million USD

2004-09-30 · USD

Exact inputs and evidence

Revenue: 23109000 USD Source

Net margin

-109.21%

2004-09-30 · %

Exact inputs and evidence

Net Income: -25237000 USD Source
Revenue: 23109000 USD Source

Operating cash flow

-14.2 million USD

2004-09-30 · USD

Exact inputs and evidence

Operating Cash Flow: -14221000 USD Source

Free cash flow

-14.8 million USD

2004-09-30 · USD

Exact inputs and evidence

Operating Cash Flow: -14221000 USD Source
Capital Expenditure: 587000 USD Source

Cash and cash equivalents: 30.1 million USD 2004-09-30 Source
Exact value

30092000 USD
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

98.3 million USD

2003-10-01 – 2004-09-30

Exact inputs and evidence

Revenue: 28591000 USD · 2003-10-01 – 2003-12-31 Source
Revenue: 23444000 USD · 2004-01-01 – 2004-03-31 Source
Revenue: 23109000 USD · 2004-04-01 – 2004-06-30 Source
Revenue: 23109000 USD · 2004-07-01 – 2004-09-30 Source

Net income

-107 million USD

2003-10-01 – 2004-09-30

Exact inputs and evidence

Net income: -24822000 USD · 2003-10-01 – 2003-12-31 Source
Net income: -82521000 USD · 2003-07-01 – 2004-03-31 Source
Net income: -51090000 USD · 2003-07-01 – 2003-12-31 Source
Net income: -25237000 USD · 2004-04-01 – 2004-06-30 Source
Net income: -25237000 USD · 2004-07-01 – 2004-09-30 Source

Operating cash flow

5.7 million USD

2003-10-01 – 2004-09-30

Exact inputs and evidence

Operating cash flow: 149522000 USD · 2003-07-01 – 2003-12-31 Source
Operating cash flow: 128404000 USD · 2003-07-01 – 2003-09-30 Source
Operating cash flow: 162541000 USD · 2003-07-01 – 2004-03-31 Source
Operating cash flow: 149522000 USD · 2003-07-01 – 2003-12-31 Source
Operating cash flow: -14221000 USD · 2004-04-01 – 2004-06-30 Source
Operating cash flow: -14221000 USD · 2004-07-01 – 2004-09-30 Source

Capital expenditure

2.82 million USD

2003-10-01 – 2004-09-30

Exact inputs and evidence

Capital expenditure: 7298000 USD · 2003-07-01 – 2003-12-31 Source
Capital expenditure: 6774000 USD · 2003-07-01 – 2003-09-30 Source
Capital expenditure: 8416000 USD · 2003-07-01 – 2004-03-31 Source
Capital expenditure: 7298000 USD · 2003-07-01 – 2003-12-31 Source
Capital expenditure: 587000 USD · 2004-04-01 – 2004-06-30 Source
Capital expenditure: 587000 USD · 2004-07-01 – 2004-09-30 Source

Free cash flow

2.88 million USD

2003-10-01 – 2004-09-30

Exact inputs and evidence

Operating cash flow: 149522000 USD · 2003-07-01 – 2003-12-31 Source
Operating cash flow: 128404000 USD · 2003-07-01 – 2003-09-30 Source
Operating cash flow: 162541000 USD · 2003-07-01 – 2004-03-31 Source
Operating cash flow: 149522000 USD · 2003-07-01 – 2003-12-31 Source
Operating cash flow: -14221000 USD · 2004-04-01 – 2004-06-30 Source
Operating cash flow: -14221000 USD · 2004-07-01 – 2004-09-30 Source
Capital expenditure: 7298000 USD · 2003-07-01 – 2003-12-31 Source
Capital expenditure: 6774000 USD · 2003-07-01 – 2003-09-30 Source
Capital expenditure: 8416000 USD · 2003-07-01 – 2004-03-31 Source
Capital expenditure: 7298000 USD · 2003-07-01 – 2003-12-31 Source
Capital expenditure: 587000 USD · 2004-04-01 – 2004-06-30 Source
Capital expenditure: 587000 USD · 2004-07-01 – 2004-09-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2004-12-02.

Financial data available through: 2004-06-30.

Coverage by financial measure

Revenue: 11 of 11 periods available· newest 2004-06-30
operating income: No compatible figures in this window
Net income: 11 of 11 periods available· newest 2004-06-30
Operating cash flow: 11 of 11 periods available· newest 2004-06-30
Capital expenditure: 11 of 11 periods available· newest 2004-06-30
Total assets: 10 of 11 periods available· newest 2004-06-30
Total liabilities: 10 of 11 periods available· newest 2004-06-30
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 10 of 11 periods available· newest 2004-06-30
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
-59.3%

Prior period

USD 241.67 million

2002-07-01 – 2003-06-30
Current period

USD 98.39 million

2003-07-01 – 2004-06-30

Exact inputs and evidence

98391000 − 241668000 = -143277000 USD

241668000 USD · 2002-07-01 – 2003-06-30
Inspect prior input Prior source
98391000 USD · 2003-07-01 – 2004-06-30
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2004-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Year-over-year change in Revenue: -143277000 USD Concept: fundies:Revenue Period: 2003-07-01 to 2004-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 98391000 USD (2003-07-01 to 2004-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14205 Input fundies:Revenue: 241668000 USD (2002-07-01 to 2003-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14205
The citation records this snapshot. The page link may show a newer release later.
Net income
−USD 81.53 million

Prior period

−USD 29.9 million

2002-07-01 – 2003-06-30
Current period

−USD 111.43 million

2003-07-01 – 2004-06-30

Exact inputs and evidence

-111428000 − -29902000 = -81526000 USD

-29902000 USD · 2002-07-01 – 2003-06-30
Inspect prior input Prior source
-111428000 USD · 2003-07-01 – 2004-06-30
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2004-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Year-over-year change in Net income: -81526000 USD Concept: fundies:NetIncome Period: 2003-07-01 to 2004-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: -111428000 USD (2003-07-01 to 2004-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14391 Input fundies:NetIncome: -29902000 USD (2002-07-01 to 2003-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14391
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+USD 292.2 million

Prior period

−USD 285.38 million

2002-07-01 – 2003-06-30
Current period

USD 6.82 million

2003-07-01 – 2004-06-30

Exact inputs and evidence

6822000 − -285375000 = 292197000 USD

-285375000 USD · 2002-07-01 – 2003-06-30
Inspect prior input Prior source
6822000 USD · 2003-07-01 – 2004-06-30
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2004-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Year-over-year change in Operating cash flow: 292197000 USD Concept: fundies:OperatingCashFlow Period: 2003-07-01 to 2004-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 6822000 USD (2003-07-01 to 2004-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14415 Input fundies:OperatingCashFlow: -285375000 USD (2002-07-01 to 2003-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14415
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
-20.6%

Prior period

USD 12.45 million

2002-07-01 – 2003-06-30
Current period

USD 9.88 million

2003-07-01 – 2004-06-30

Exact inputs and evidence

9883000 − 12450000 = -2567000 USD

12450000 USD · 2002-07-01 – 2003-06-30
Inspect prior input Prior source
9883000 USD · 2003-07-01 – 2004-06-30
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2004-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Year-over-year change in Capital expenditure: -2567000 USD Concept: fundies:CapitalExpenditure Period: 2003-07-01 to 2004-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 9883000 USD (2003-07-01 to 2004-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14418 Input fundies:CapitalExpenditure: 12450000 USD (2002-07-01 to 2003-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14418
The citation records this snapshot. The page link may show a newer release later.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2004 2003-07-01 – 2004-06-30

Revenue USD 98.39 million 100% of revenue
Operating costs Derived Unavailable An input is unavailable.
Operating income Unavailable An input is unavailable.
Tax, interest and other Derived Unavailable An input is unavailable.
Net income −USD 111.43 million −113% of revenue

Cash

Operating cash flow USD 6.82 million 6.9% of revenue
Capital expenditure USD 9.88 million 10% of revenue
Free cash flow Derived −USD 3.06 million −3.1% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

1996 Not shown: operating income or net income is not reported.
1997 Not shown: operating income or net income is not reported.
1998 Not shown: operating income or net income is not reported.
1999 Not shown: operating income or net income is not reported.
2000 Not shown: operating income or net income is not reported.
2001 Not shown: operating income or net income is not reported.
2002 Not shown: operating income or net income is not reported.
2002 Not shown: operating income or net income is not reported.
2003 Not shown: operating income or net income is not reported.
2004 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
1996 1995-07-01 – 1996-06-30	12094316	Unavailable	Unavailable	Unavailable	2318696	-15493096 Derived	Source 1995-07-01 – 1996-06-30: 12094316 USD Inspect Revenue Open source 1995-07-01 – 1996-06-30: 2318696 USD Inspect Net Income Open source 1995-07-01 – 1996-06-30: -14470170 USD Inspect Operating Cash Flow Open source 1995-07-01 – 1996-06-30: 1022926 USD Inspect Capital Expenditure Open source
1997 1996-07-01 – 1997-06-30	25962000	Unavailable	Unavailable	Unavailable	5940000	-35439000 Derived	Source 1996-07-01 – 1997-06-30: 25962000 USD Inspect Revenue Open source 1996-07-01 – 1997-06-30: 5940000 USD Inspect Net Income Open source 1996-07-01 – 1997-06-30: -33701000 USD Inspect Operating Cash Flow Open source 1996-07-01 – 1997-06-30: 1738000 USD Inspect Capital Expenditure Open source
1998 1997-07-01 – 1998-06-30	59335000	Unavailable	Unavailable	Unavailable	11455000	-59757000 Derived	Source 1997-07-01 – 1998-06-30: 59335000 USD Inspect Revenue Open source 1997-07-01 – 1998-06-30: 11455000 USD Inspect Net Income Open source 1997-07-01 – 1998-06-30: -55672000 USD Inspect Operating Cash Flow Open source 1997-07-01 – 1998-06-30: 4085000 USD Inspect Capital Expenditure Open source
1999 1998-07-01 – 1999-06-30	86424000	Unavailable	Unavailable	Unavailable	14088000	-100647000 Derived	Source 1998-07-01 – 1999-06-30: 86424000 USD Inspect Revenue Open source 1998-07-01 – 1999-06-30: 14088000 USD Inspect Net Income Open source 1998-07-01 – 1999-06-30: -94828000 USD Inspect Operating Cash Flow Open source 1998-07-01 – 1999-06-30: 5819000 USD Inspect Capital Expenditure Open source
2000 1999-07-01 – 2000-06-30	130646000	Unavailable	Unavailable	Unavailable	6424000	-102037000 Derived	Source 1999-07-01 – 2000-06-30: 130646000 USD Inspect Revenue Open source 1999-07-01 – 2000-06-30: 6424000 USD Inspect Net Income Open source 1999-07-01 – 2000-06-30: -90514000 USD Inspect Operating Cash Flow Open source 1999-07-01 – 2000-06-30: 11523000 USD Inspect Capital Expenditure Open source
2001 2000-07-01 – 2001-06-30	183336000	Unavailable	Unavailable	Unavailable	8085000	-98815000 Derived	Source 2000-07-01 – 2001-06-30: 183336000 USD Inspect Revenue Open source 2000-07-01 – 2001-06-30: 8085000 USD Inspect Net Income Open source 2000-07-01 – 2001-06-30: -89605000 USD Inspect Operating Cash Flow Open source 2000-07-01 – 2001-06-30: 9210000 USD Inspect Capital Expenditure Open source
2002 2001-07-01 – 2002-06-30	248281000	Unavailable	Unavailable	Unavailable	7859000	-17779000 Derived	Source 2001-07-01 – 2002-06-30: 248281000 USD Inspect Revenue Open source 2001-07-01 – 2002-06-30: 7859000 USD Inspect Net Income Open source 2001-07-01 – 2002-06-30: -13307000 USD Inspect Operating Cash Flow Open source 2001-07-01 – 2002-06-30: 4472000 USD Inspect Capital Expenditure Open source
2002 2001-07-02 – 2002-07-01	247901000	Unavailable	Unavailable	Unavailable	7859000	-17779000 Derived	Source 2001-07-02 – 2002-07-01: 247901000 USD Inspect Revenue Open source 2001-07-02 – 2002-07-01: 7859000 USD Inspect Net Income Open source 2001-07-02 – 2002-07-01: -13307000 USD Inspect Operating Cash Flow Open source 2001-07-02 – 2002-07-01: 4472000 USD Inspect Capital Expenditure Open source
2003 2002-07-01 – 2003-06-30	241668000	Unavailable	Unavailable	Unavailable	-29902000	-297825000 Derived	Source 2002-07-01 – 2003-06-30: 241668000 USD Inspect Revenue Open source 2002-07-01 – 2003-06-30: -29902000 USD Inspect Net Income Open source 2002-07-01 – 2003-06-30: -285375000 USD Inspect Operating Cash Flow Open source 2002-07-01 – 2003-06-30: 12450000 USD Inspect Capital Expenditure Open source
2004 2003-07-01 – 2004-06-30	98391000	Unavailable	Unavailable	Unavailable	-111428000	-3061000 Derived	Source 2003-07-01 – 2004-06-30: 98391000 USD Inspect Revenue Open source 2003-07-01 – 2004-06-30: -111428000 USD Inspect Net Income Open source 2003-07-01 – 2004-06-30: 6822000 USD Inspect Operating Cash Flow Open source 2003-07-01 – 2004-06-30: 9883000 USD Inspect Capital Expenditure Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 98.4M 2004

Values and sources

Revenue values and source evidence
Period	Series	Value(USD)	Source evidence
19961996-06-30	Revenue	12094316	Revenue: 12094316 Open source
19971997-06-30	Revenue	25962000	Revenue: 25962000 Open source
19981998-06-30	Revenue	59335000	Revenue: 59335000 Open source
19991999-06-30	Revenue	86424000	Revenue: 86424000 Open source
20002000-06-30	Revenue	130646000	Revenue: 130646000 Open source
20012001-06-30	Revenue	183336000	Revenue: 183336000 Open source
20022002-06-30	Revenue	248281000	Revenue: 248281000 Open source
20022002-07-01	Revenue	247901000	Revenue: 247901000 Open source
20032003-06-30	Revenue	241668000	Revenue: 241668000 Open source
20042004-06-30	Revenue	98391000	Revenue: 98391000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

-59.3% 2004

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
19961996-06-30	Year over year	117.9%	Revenue: 12094316 Open source Revenue: 5551077 Open source
19971997-06-30	Year over year	114.7%	Revenue: 25962000 Open source Revenue: 12094316 Open source
19981998-06-30	Year over year	128.5%	Revenue: 59335000 Open source Revenue: 25962000 Open source
19991999-06-30	Year over year	45.7%	Revenue: 86424000 Open source Revenue: 59335000 Open source
20002000-06-30	Year over year	51.2%	Revenue: 130646000 Open source Revenue: 86424000 Open source
20012001-06-30	Year over year	40.3%	Revenue: 183336000 Open source Revenue: 130646000 Open source
20022002-06-30	Year over year	35.4%	Revenue: 248281000 Open source Revenue: 183336000 Open source
20022002-07-01	Year over year	35.2%	Revenue: 247901000 Open source Revenue: 183336000 Open source
20032003-06-30	Year over year	-2.7%	Revenue: 241668000 Open source Revenue: 248281000 Open source
20042004-06-30	Year over year	-59.3%	Revenue: 98391000 Open source Revenue: 241668000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin -113.3% 2004

Free cash flow margin -3.1% 2004

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
1996-06-30	Operating margin	Not reported	Revenue: 12094316 Open source
1997-06-30	Operating margin	Not reported	Revenue: 25962000 Open source
1998-06-30	Operating margin	Not reported	Revenue: 59335000 Open source
1999-06-30	Operating margin	Not reported	Revenue: 86424000 Open source
2000-06-30	Operating margin	Not reported	Revenue: 130646000 Open source
2001-06-30	Operating margin	Not reported	Revenue: 183336000 Open source
2002-06-30	Operating margin	Not reported	Revenue: 248281000 Open source
2002-07-01	Operating margin	Not reported	Revenue: 247901000 Open source
2003-06-30	Operating margin	Not reported	Revenue: 241668000 Open source
2004-06-30	Operating margin	Not reported	Revenue: 98391000 Open source
19961996-06-30	Net margin	19.2%	Net Income: 2318696 Open source Revenue: 12094316 Open source
19971997-06-30	Net margin	22.9%	Net Income: 5940000 Open source Revenue: 25962000 Open source
19981998-06-30	Net margin	19.3%	Net Income: 11455000 Open source Revenue: 59335000 Open source
19991999-06-30	Net margin	16.3%	Net Income: 14088000 Open source Revenue: 86424000 Open source
20002000-06-30	Net margin	4.9%	Net Income: 6424000 Open source Revenue: 130646000 Open source
20012001-06-30	Net margin	4.4%	Net Income: 8085000 Open source Revenue: 183336000 Open source
20022002-06-30	Net margin	3.2%	Net Income: 7859000 Open source Revenue: 248281000 Open source
20022002-07-01	Net margin	3.2%	Net Income: 7859000 Open source Revenue: 247901000 Open source
20032003-06-30	Net margin	-12.4%	Net Income: -29902000 Open source Revenue: 241668000 Open source
20042004-06-30	Net margin	-113.3%	Net Income: -111428000 Open source Revenue: 98391000 Open source
19961996-06-30	Free cash flow margin	-128.1%	Revenue: 12094316 Open source Operating Cash Flow: -14470170 Open source Capital Expenditure: 1022926 Open source
19971997-06-30	Free cash flow margin	-136.5%	Revenue: 25962000 Open source Operating Cash Flow: -33701000 Open source Capital Expenditure: 1738000 Open source
19981998-06-30	Free cash flow margin	-100.7%	Revenue: 59335000 Open source Operating Cash Flow: -55672000 Open source Capital Expenditure: 4085000 Open source
19991999-06-30	Free cash flow margin	-116.5%	Revenue: 86424000 Open source Operating Cash Flow: -94828000 Open source Capital Expenditure: 5819000 Open source
20002000-06-30	Free cash flow margin	-78.1%	Revenue: 130646000 Open source Operating Cash Flow: -90514000 Open source Capital Expenditure: 11523000 Open source
20012001-06-30	Free cash flow margin	-53.9%	Revenue: 183336000 Open source Operating Cash Flow: -89605000 Open source Capital Expenditure: 9210000 Open source
20022002-06-30	Free cash flow margin	-7.2%	Revenue: 248281000 Open source Operating Cash Flow: -13307000 Open source Capital Expenditure: 4472000 Open source
20022002-07-01	Free cash flow margin	-7.2%	Revenue: 247901000 Open source Operating Cash Flow: -13307000 Open source Capital Expenditure: 4472000 Open source
20032003-06-30	Free cash flow margin	-123.2%	Revenue: 241668000 Open source Operating Cash Flow: -285375000 Open source Capital Expenditure: 12450000 Open source
20042004-06-30	Free cash flow margin	-3.1%	Revenue: 98391000 Open source Operating Cash Flow: 6822000 Open source Capital Expenditure: 9883000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD 6.8M 2004

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
19961996-06-30	Operating cash flow	-14470170	Operating Cash Flow: -14470170 Open source
19971997-06-30	Operating cash flow	-33701000	Operating Cash Flow: -33701000 Open source
19981998-06-30	Operating cash flow	-55672000	Operating Cash Flow: -55672000 Open source
19991999-06-30	Operating cash flow	-94828000	Operating Cash Flow: -94828000 Open source
20002000-06-30	Operating cash flow	-90514000	Operating Cash Flow: -90514000 Open source
20012001-06-30	Operating cash flow	-89605000	Operating Cash Flow: -89605000 Open source
20022002-06-30	Operating cash flow	-13307000	Operating Cash Flow: -13307000 Open source
20022002-07-01	Operating cash flow	-13307000	Operating Cash Flow: -13307000 Open source
20032003-06-30	Operating cash flow	-285375000	Operating Cash Flow: -285375000 Open source
20042004-06-30	Operating cash flow	6822000	Operating Cash Flow: 6822000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD -3.1M 2004

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
19961996-06-30	Free cash flow	-15493096	Operating Cash Flow: -14470170 Open source Capital Expenditure: 1022926 Open source
19971997-06-30	Free cash flow	-35439000	Operating Cash Flow: -33701000 Open source Capital Expenditure: 1738000 Open source
19981998-06-30	Free cash flow	-59757000	Operating Cash Flow: -55672000 Open source Capital Expenditure: 4085000 Open source
19991999-06-30	Free cash flow	-100647000	Operating Cash Flow: -94828000 Open source Capital Expenditure: 5819000 Open source
20002000-06-30	Free cash flow	-102037000	Operating Cash Flow: -90514000 Open source Capital Expenditure: 11523000 Open source
20012001-06-30	Free cash flow	-98815000	Operating Cash Flow: -89605000 Open source Capital Expenditure: 9210000 Open source
20022002-06-30	Free cash flow	-17779000	Operating Cash Flow: -13307000 Open source Capital Expenditure: 4472000 Open source
20022002-07-01	Free cash flow	-17779000	Operating Cash Flow: -13307000 Open source Capital Expenditure: 4472000 Open source
20032003-06-30	Free cash flow	-297825000	Operating Cash Flow: -285375000 Open source Capital Expenditure: 12450000 Open source
20042004-06-30	Free cash flow	-3061000	Operating Cash Flow: 6822000 Open source Capital Expenditure: 9883000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

98.9% 2004

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
19961996-06-30	Liabilities / assets	90.6%	Total Liabilities: 42502648 Open source Total Assets: 46894163 Open source
19971997-06-30	Liabilities / assets	70.3%	Total Liabilities: 73076504 Open source Total Assets: 103988532 Open source
19981998-06-30	Liabilities / assets	81.1%	Total Liabilities: 183809000 Open source Total Assets: 226551000 Open source
19991999-06-30	Liabilities / assets	85.3%	Total Liabilities: 338055000 Open source Total Assets: 396301000 Open source
20002000-06-30	Liabilities / assets	89.5%	Total Liabilities: 532167000 Open source Total Assets: 594282000 Open source
20012001-06-30	Liabilities / assets	91.3%	Total Liabilities: 699625000 Open source Total Assets: 766487000 Open source
2002-06-30	Liabilities / assets	Not reported	No source recorded
20022002-07-01	Liabilities / assets	92.1%	Total Liabilities: 806997000 Open source Total Assets: 876375000 Open source
20032003-06-30	Liabilities / assets	96.4%	Total Liabilities: 1117282000 Open source Total Assets: 1159351000 Open source
20042004-06-30	Liabilities / assets	98.9%	Total Liabilities: 1030955000 Open source Total Assets: 1042870000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
1996-06-30	Current assets / current liabilities	Not reported	No source recorded
1997-06-30	Current assets / current liabilities	Not reported	No source recorded
1998-06-30	Current assets / current liabilities	Not reported	No source recorded
1999-06-30	Current assets / current liabilities	Not reported	No source recorded
2000-06-30	Current assets / current liabilities	Not reported	No source recorded
2001-06-30	Current assets / current liabilities	Not reported	No source recorded
2002-06-30	Current assets / current liabilities	Not reported	No source recorded
2002-07-01	Current assets / current liabilities	Not reported	No source recorded
2003-06-30	Current assets / current liabilities	Not reported	No source recorded
2004-06-30	Current assets / current liabilities	Not reported	No source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
1996 1995-07-01 – 1996-06-30	USD 2.32 million Exact value Exact value: 2318696 USD 1995-07-01 – 1996-06-30: 2318696 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1996-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Net Income: 2318696 USD Concept: fundies:NetIncome Period: 1995-07-01 to 1996-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ANetIncome&period=1996-06-30&surface=latest&period_type=duration&start=1995-07-01&unit=USD&dimensions= Input fundies:NetIncome: 2318696 USD (1995-07-01 to 1996-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-98-001892.txt#3267 The citation records this snapshot. The page link may show a newer release later.	−USD 14.47 million Exact value Exact value: -14470170 USD 1995-07-01 – 1996-06-30: -14470170 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1996-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Operating Cash Flow: -14470170 USD Concept: fundies:OperatingCashFlow Period: 1995-07-01 to 1996-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3AOperatingCashFlow&period=1996-06-30&surface=latest&period_type=duration&start=1995-07-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -14470170 USD (1995-07-01 to 1996-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-98-001892.txt#3302 The citation records this snapshot. The page link may show a newer release later.	USD 1.02 million Exact value Exact value: 1022926 USD 1995-07-01 – 1996-06-30: 1022926 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1996-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Capital Expenditure: 1022926 USD Concept: fundies:CapitalExpenditure Period: 1995-07-01 to 1996-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ACapitalExpenditure&period=1996-06-30&surface=latest&period_type=duration&start=1995-07-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1022926 USD (1995-07-01 to 1996-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-97-001801.txt#2719 The citation records this snapshot. The page link may show a newer release later.	−USD 15.49 million Calculation and evidence -14470170 − 1022926 USD Exact free cash flow: -15493096 USD 1995-07-01 – 1996-06-30: -14470170 USD · Inspect Operating Cash Flow · Source 1995-07-01 – 1996-06-30: 1022926 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1996-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Free cash flow: -15493096 USD Concept: free-cash-flow Period: 1995-07-01 to 1996-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -14470170 USD (1995-07-01 to 1996-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-98-001892.txt#3302 Input fundies:CapitalExpenditure: 1022926 USD (1995-07-01 to 1996-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-97-001801.txt#2719 The citation records this snapshot. The page link may show a newer release later.
1997 1996-07-01 – 1997-06-30	USD 5.94 million Exact value Exact value: 5940000 USD 1996-07-01 – 1997-06-30: 5940000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1997-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Net Income: 5940000 USD Concept: fundies:NetIncome Period: 1996-07-01 to 1997-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ANetIncome&period=1997-06-30&surface=latest&period_type=duration&start=1996-07-01&unit=USD&dimensions= Input fundies:NetIncome: 5940000 USD (1996-07-01 to 1997-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-00-002658.txt#4451 The citation records this snapshot. The page link may show a newer release later.	−USD 33.7 million Exact value Exact value: -33701000 USD 1996-07-01 – 1997-06-30: -33701000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1997-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Operating Cash Flow: -33701000 USD Concept: fundies:OperatingCashFlow Period: 1996-07-01 to 1997-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3AOperatingCashFlow&period=1997-06-30&surface=latest&period_type=duration&start=1996-07-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -33701000 USD (1996-07-01 to 1997-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-00-002658.txt#4480 The citation records this snapshot. The page link may show a newer release later.	USD 1.74 million Exact value Exact value: 1738000 USD 1996-07-01 – 1997-06-30: 1738000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1997-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Capital Expenditure: 1738000 USD Concept: fundies:CapitalExpenditure Period: 1996-07-01 to 1997-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ACapitalExpenditure&period=1997-06-30&surface=latest&period_type=duration&start=1996-07-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1738000 USD (1996-07-01 to 1997-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-00-002658.txt#4504 The citation records this snapshot. The page link may show a newer release later.	−USD 35.44 million Calculation and evidence -33701000 − 1738000 USD Exact free cash flow: -35439000 USD 1996-07-01 – 1997-06-30: -33701000 USD · Inspect Operating Cash Flow · Source 1996-07-01 – 1997-06-30: 1738000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1997-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Free cash flow: -35439000 USD Concept: free-cash-flow Period: 1996-07-01 to 1997-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -33701000 USD (1996-07-01 to 1997-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-00-002658.txt#4480 Input fundies:CapitalExpenditure: 1738000 USD (1996-07-01 to 1997-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-00-002658.txt#4504 The citation records this snapshot. The page link may show a newer release later.
1998 1997-07-01 – 1998-06-30	USD 11.46 million Exact value Exact value: 11455000 USD 1997-07-01 – 1998-06-30: 11455000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1998-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Net Income: 11455000 USD Concept: fundies:NetIncome Period: 1997-07-01 to 1998-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ANetIncome&period=1998-06-30&surface=latest&period_type=duration&start=1997-07-01&unit=USD&dimensions= Input fundies:NetIncome: 11455000 USD (1997-07-01 to 1998-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-00-002658.txt#4451 The citation records this snapshot. The page link may show a newer release later.	−USD 55.67 million Exact value Exact value: -55672000 USD 1997-07-01 – 1998-06-30: -55672000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1998-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Operating Cash Flow: -55672000 USD Concept: fundies:OperatingCashFlow Period: 1997-07-01 to 1998-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3AOperatingCashFlow&period=1998-06-30&surface=latest&period_type=duration&start=1997-07-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -55672000 USD (1997-07-01 to 1998-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-00-002658.txt#4480 The citation records this snapshot. The page link may show a newer release later.	USD 4.09 million Exact value Exact value: 4085000 USD 1997-07-01 – 1998-06-30: 4085000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1998-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Capital Expenditure: 4085000 USD Concept: fundies:CapitalExpenditure Period: 1997-07-01 to 1998-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ACapitalExpenditure&period=1998-06-30&surface=latest&period_type=duration&start=1997-07-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 4085000 USD (1997-07-01 to 1998-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-00-002658.txt#4504 The citation records this snapshot. The page link may show a newer release later.	−USD 59.76 million Calculation and evidence -55672000 − 4085000 USD Exact free cash flow: -59757000 USD 1997-07-01 – 1998-06-30: -55672000 USD · Inspect Operating Cash Flow · Source 1997-07-01 – 1998-06-30: 4085000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1998-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Free cash flow: -59757000 USD Concept: free-cash-flow Period: 1997-07-01 to 1998-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -55672000 USD (1997-07-01 to 1998-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-00-002658.txt#4480 Input fundies:CapitalExpenditure: 4085000 USD (1997-07-01 to 1998-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-00-002658.txt#4504 The citation records this snapshot. The page link may show a newer release later.
1999 1998-07-01 – 1999-06-30	USD 14.09 million Exact value Exact value: 14088000 USD 1998-07-01 – 1999-06-30: 14088000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1999-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Net Income: 14088000 USD Concept: fundies:NetIncome Period: 1998-07-01 to 1999-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ANetIncome&period=1999-06-30&surface=latest&period_type=duration&start=1998-07-01&unit=USD&dimensions= Input fundies:NetIncome: 14088000 USD (1998-07-01 to 1999-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-01-500884.txt#5566 The citation records this snapshot. The page link may show a newer release later.	−USD 94.83 million Exact value Exact value: -94828000 USD 1998-07-01 – 1999-06-30: -94828000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1999-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Operating Cash Flow: -94828000 USD Concept: fundies:OperatingCashFlow Period: 1998-07-01 to 1999-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3AOperatingCashFlow&period=1999-06-30&surface=latest&period_type=duration&start=1998-07-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -94828000 USD (1998-07-01 to 1999-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-01-500884.txt#5591 The citation records this snapshot. The page link may show a newer release later.	USD 5.82 million Exact value Exact value: 5819000 USD 1998-07-01 – 1999-06-30: 5819000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1999-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Capital Expenditure: 5819000 USD Concept: fundies:CapitalExpenditure Period: 1998-07-01 to 1999-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ACapitalExpenditure&period=1999-06-30&surface=latest&period_type=duration&start=1998-07-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 5819000 USD (1998-07-01 to 1999-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-01-500884.txt#5595 The citation records this snapshot. The page link may show a newer release later.	−USD 100.65 million Calculation and evidence -94828000 − 5819000 USD Exact free cash flow: -100647000 USD 1998-07-01 – 1999-06-30: -94828000 USD · Inspect Operating Cash Flow · Source 1998-07-01 – 1999-06-30: 5819000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 1999-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Free cash flow: -100647000 USD Concept: free-cash-flow Period: 1998-07-01 to 1999-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -94828000 USD (1998-07-01 to 1999-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-01-500884.txt#5591 Input fundies:CapitalExpenditure: 5819000 USD (1998-07-01 to 1999-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-01-500884.txt#5595 The citation records this snapshot. The page link may show a newer release later.
2000 1999-07-01 – 2000-06-30	USD 6.42 million Exact value Exact value: 6424000 USD 1999-07-01 – 2000-06-30: 6424000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2000-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Net Income: 6424000 USD Concept: fundies:NetIncome Period: 1999-07-01 to 2000-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ANetIncome&period=2000-06-30&surface=latest&period_type=duration&start=1999-07-01&unit=USD&dimensions= Input fundies:NetIncome: 6424000 USD (1999-07-01 to 2000-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-02-002191.txt#5895 The citation records this snapshot. The page link may show a newer release later.	−USD 90.51 million Exact value Exact value: -90514000 USD 1999-07-01 – 2000-06-30: -90514000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2000-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Operating Cash Flow: -90514000 USD Concept: fundies:OperatingCashFlow Period: 1999-07-01 to 2000-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3AOperatingCashFlow&period=2000-06-30&surface=latest&period_type=duration&start=1999-07-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -90514000 USD (1999-07-01 to 2000-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-02-002191.txt#5923 The citation records this snapshot. The page link may show a newer release later.	USD 11.52 million Exact value Exact value: 11523000 USD 1999-07-01 – 2000-06-30: 11523000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2000-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Capital Expenditure: 11523000 USD Concept: fundies:CapitalExpenditure Period: 1999-07-01 to 2000-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ACapitalExpenditure&period=2000-06-30&surface=latest&period_type=duration&start=1999-07-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 11523000 USD (1999-07-01 to 2000-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-02-002191.txt#5927 The citation records this snapshot. The page link may show a newer release later.	−USD 102.04 million Calculation and evidence -90514000 − 11523000 USD Exact free cash flow: -102037000 USD 1999-07-01 – 2000-06-30: -90514000 USD · Inspect Operating Cash Flow · Source 1999-07-01 – 2000-06-30: 11523000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2000-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Free cash flow: -102037000 USD Concept: free-cash-flow Period: 1999-07-01 to 2000-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -90514000 USD (1999-07-01 to 2000-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-02-002191.txt#5923 Input fundies:CapitalExpenditure: 11523000 USD (1999-07-01 to 2000-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-02-002191.txt#5927 The citation records this snapshot. The page link may show a newer release later.
2001 2000-07-01 – 2001-06-30	USD 8.09 million Exact value Exact value: 8085000 USD 2000-07-01 – 2001-06-30: 8085000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2001-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Net Income: 8085000 USD Concept: fundies:NetIncome Period: 2000-07-01 to 2001-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ANetIncome&period=2001-06-30&surface=latest&period_type=duration&start=2000-07-01&unit=USD&dimensions= Input fundies:NetIncome: 8085000 USD (2000-07-01 to 2001-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-03-004816.txt#14845 The citation records this snapshot. The page link may show a newer release later.	−USD 89.61 million Exact value Exact value: -89605000 USD 2000-07-01 – 2001-06-30: -89605000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2001-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Operating Cash Flow: -89605000 USD Concept: fundies:OperatingCashFlow Period: 2000-07-01 to 2001-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3AOperatingCashFlow&period=2001-06-30&surface=latest&period_type=duration&start=2000-07-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -89605000 USD (2000-07-01 to 2001-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-03-004816.txt#14867 The citation records this snapshot. The page link may show a newer release later.	USD 9.21 million Exact value Exact value: 9210000 USD 2000-07-01 – 2001-06-30: 9210000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2001-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Capital Expenditure: 9210000 USD Concept: fundies:CapitalExpenditure Period: 2000-07-01 to 2001-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ACapitalExpenditure&period=2001-06-30&surface=latest&period_type=duration&start=2000-07-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 9210000 USD (2000-07-01 to 2001-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-03-004816.txt#14870 The citation records this snapshot. The page link may show a newer release later.	−USD 98.82 million Calculation and evidence -89605000 − 9210000 USD Exact free cash flow: -98815000 USD 2000-07-01 – 2001-06-30: -89605000 USD · Inspect Operating Cash Flow · Source 2000-07-01 – 2001-06-30: 9210000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2001-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Free cash flow: -98815000 USD Concept: free-cash-flow Period: 2000-07-01 to 2001-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -89605000 USD (2000-07-01 to 2001-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-03-004816.txt#14867 Input fundies:CapitalExpenditure: 9210000 USD (2000-07-01 to 2001-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-03-004816.txt#14870 The citation records this snapshot. The page link may show a newer release later.
2002 2001-07-01 – 2002-06-30	USD 7.86 million Exact value Exact value: 7859000 USD 2001-07-01 – 2002-06-30: 7859000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2002-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Net Income: 7859000 USD Concept: fundies:NetIncome Period: 2001-07-01 to 2002-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ANetIncome&period=2002-06-30&surface=latest&period_type=duration&start=2001-07-01&unit=USD&dimensions= Input fundies:NetIncome: 7859000 USD (2001-07-01 to 2002-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14391 The citation records this snapshot. The page link may show a newer release later.	−USD 13.31 million Exact value Exact value: -13307000 USD 2001-07-01 – 2002-06-30: -13307000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2002-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Operating Cash Flow: -13307000 USD Concept: fundies:OperatingCashFlow Period: 2001-07-01 to 2002-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3AOperatingCashFlow&period=2002-06-30&surface=latest&period_type=duration&start=2001-07-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -13307000 USD (2001-07-01 to 2002-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14415 The citation records this snapshot. The page link may show a newer release later.	USD 4.47 million Exact value Exact value: 4472000 USD 2001-07-01 – 2002-06-30: 4472000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2002-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Capital Expenditure: 4472000 USD Concept: fundies:CapitalExpenditure Period: 2001-07-01 to 2002-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ACapitalExpenditure&period=2002-06-30&surface=latest&period_type=duration&start=2001-07-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 4472000 USD (2001-07-01 to 2002-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14418 The citation records this snapshot. The page link may show a newer release later.	−USD 17.78 million Calculation and evidence -13307000 − 4472000 USD Exact free cash flow: -17779000 USD 2001-07-01 – 2002-06-30: -13307000 USD · Inspect Operating Cash Flow · Source 2001-07-01 – 2002-06-30: 4472000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2002-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Free cash flow: -17779000 USD Concept: free-cash-flow Period: 2001-07-01 to 2002-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -13307000 USD (2001-07-01 to 2002-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14415 Input fundies:CapitalExpenditure: 4472000 USD (2001-07-01 to 2002-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14418 The citation records this snapshot. The page link may show a newer release later.
2002 2001-07-02 – 2002-07-01	USD 7.86 million Exact value Exact value: 7859000 USD 2001-07-02 – 2002-07-01: 7859000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2002-07-01 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Net Income: 7859000 USD Concept: fundies:NetIncome Period: 2001-07-02 to 2002-07-01 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ANetIncome&period=2002-07-01&surface=latest&period_type=duration&start=2001-07-02&unit=USD&dimensions= Input fundies:NetIncome: 7859000 USD (2001-07-02 to 2002-07-01) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-02-002191.txt#5895 The citation records this snapshot. The page link may show a newer release later.	−USD 13.31 million Exact value Exact value: -13307000 USD 2001-07-02 – 2002-07-01: -13307000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2002-07-01 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Operating Cash Flow: -13307000 USD Concept: fundies:OperatingCashFlow Period: 2001-07-02 to 2002-07-01 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3AOperatingCashFlow&period=2002-07-01&surface=latest&period_type=duration&start=2001-07-02&unit=USD&dimensions= Input fundies:OperatingCashFlow: -13307000 USD (2001-07-02 to 2002-07-01) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-02-002191.txt#5923 The citation records this snapshot. The page link may show a newer release later.	USD 4.47 million Exact value Exact value: 4472000 USD 2001-07-02 – 2002-07-01: 4472000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2002-07-01 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Capital Expenditure: 4472000 USD Concept: fundies:CapitalExpenditure Period: 2001-07-02 to 2002-07-01 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ACapitalExpenditure&period=2002-07-01&surface=latest&period_type=duration&start=2001-07-02&unit=USD&dimensions= Input fundies:CapitalExpenditure: 4472000 USD (2001-07-02 to 2002-07-01) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-02-002191.txt#5927 The citation records this snapshot. The page link may show a newer release later.	−USD 17.78 million Calculation and evidence -13307000 − 4472000 USD Exact free cash flow: -17779000 USD 2001-07-02 – 2002-07-01: -13307000 USD · Inspect Operating Cash Flow · Source 2001-07-02 – 2002-07-01: 4472000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2002-07-01 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Free cash flow: -17779000 USD Concept: free-cash-flow Period: 2001-07-02 to 2002-07-01 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -13307000 USD (2001-07-02 to 2002-07-01) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-02-002191.txt#5923 Input fundies:CapitalExpenditure: 4472000 USD (2001-07-02 to 2002-07-01) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-02-002191.txt#5927 The citation records this snapshot. The page link may show a newer release later.
2003 2002-07-01 – 2003-06-30	−USD 29.9 million Exact value Exact value: -29902000 USD 2002-07-01 – 2003-06-30: -29902000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2003-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Net Income: -29902000 USD Concept: fundies:NetIncome Period: 2002-07-01 to 2003-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ANetIncome&period=2003-06-30&surface=latest&period_type=duration&start=2002-07-01&unit=USD&dimensions= Input fundies:NetIncome: -29902000 USD (2002-07-01 to 2003-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14391 The citation records this snapshot. The page link may show a newer release later.	−USD 285.38 million Exact value Exact value: -285375000 USD 2002-07-01 – 2003-06-30: -285375000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2003-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Operating Cash Flow: -285375000 USD Concept: fundies:OperatingCashFlow Period: 2002-07-01 to 2003-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3AOperatingCashFlow&period=2003-06-30&surface=latest&period_type=duration&start=2002-07-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -285375000 USD (2002-07-01 to 2003-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14415 The citation records this snapshot. The page link may show a newer release later.	USD 12.45 million Exact value Exact value: 12450000 USD 2002-07-01 – 2003-06-30: 12450000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2003-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Capital Expenditure: 12450000 USD Concept: fundies:CapitalExpenditure Period: 2002-07-01 to 2003-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ACapitalExpenditure&period=2003-06-30&surface=latest&period_type=duration&start=2002-07-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 12450000 USD (2002-07-01 to 2003-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14418 The citation records this snapshot. The page link may show a newer release later.	−USD 297.83 million Calculation and evidence -285375000 − 12450000 USD Exact free cash flow: -297825000 USD 2002-07-01 – 2003-06-30: -285375000 USD · Inspect Operating Cash Flow · Source 2002-07-01 – 2003-06-30: 12450000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2003-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Free cash flow: -297825000 USD Concept: free-cash-flow Period: 2002-07-01 to 2003-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -285375000 USD (2002-07-01 to 2003-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14415 Input fundies:CapitalExpenditure: 12450000 USD (2002-07-01 to 2003-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14418 The citation records this snapshot. The page link may show a newer release later.
2004 2003-07-01 – 2004-06-30	−USD 111.43 million Exact value Exact value: -111428000 USD 2003-07-01 – 2004-06-30: -111428000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2004-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Net Income: -111428000 USD Concept: fundies:NetIncome Period: 2003-07-01 to 2004-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ANetIncome&period=2004-06-30&surface=latest&period_type=duration&start=2003-07-01&unit=USD&dimensions= Input fundies:NetIncome: -111428000 USD (2003-07-01 to 2004-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14391 The citation records this snapshot. The page link may show a newer release later.	USD 6.82 million Exact value Exact value: 6822000 USD 2003-07-01 – 2004-06-30: 6822000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2004-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Operating Cash Flow: 6822000 USD Concept: fundies:OperatingCashFlow Period: 2003-07-01 to 2004-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3AOperatingCashFlow&period=2004-06-30&surface=latest&period_type=duration&start=2003-07-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 6822000 USD (2003-07-01 to 2004-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14415 The citation records this snapshot. The page link may show a newer release later.	USD 9.88 million Exact value Exact value: 9883000 USD 2003-07-01 – 2004-06-30: 9883000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2004-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Capital Expenditure: 9883000 USD Concept: fundies:CapitalExpenditure Period: 2003-07-01 to 2004-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349/explain?concept=fundies%3ACapitalExpenditure&period=2004-06-30&surface=latest&period_type=duration&start=2003-07-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 9883000 USD (2003-07-01 to 2004-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14418 The citation records this snapshot. The page link may show a newer release later.	−USD 3.06 million Calculation and evidence 6822000 − 9883000 USD Exact free cash flow: -3061000 USD 2003-07-01 – 2004-06-30: 6822000 USD · Inspect Operating Cash Flow · Source 2003-07-01 – 2004-06-30: 9883000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ · 2004-06-30 AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ (edgar:772349) Free cash flow: -3061000 USD Concept: free-cash-flow Period: 2003-07-01 to 2004-06-30 Values: Latest reported Published: 2026-11-02T16:31:37Z Snapshot: ec9dcc28bf5abe9855ebe81cd96d75a8c8bab6b4fd2ee18c52f9cc05d2c199a4 Dimensions: Consolidated View: https://fundies.io/companies/edgar/772349?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 6822000 USD (2003-07-01 to 2004-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14415 Input fundies:CapitalExpenditure: 9883000 USD (2003-07-01 to 2004-06-30) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/772349/0000950116-04-003648.txt#14418 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

51 filings · 0 latest values · 0 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000772349, 772349, edgar:772349

AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/

Latest quarter

Revenue

Net margin

Operating cash flow

Free cash flow

Trailing twelve months

Revenue

Net income

Operating cash flow

Capital expenditure

Free cash flow

Company performance

What changed year over year

Revenue

Net income

Operating cash flow

Capital expenditure

Where revenue goes

2004 2003-07-01 – 2004-06-30

Cash

Share of revenue by period

Growth

Profit and cash

Balance sheet

Cash generation