BPO Management Services, Inc.

EDGAR

77 filing records in this dataset, filed from 1996-05-15 to 2009-11-13. Explore the available filing history and original sources.

Watchlist

Latest quarter

Revenue

6.1 million USD

2009-09-30 · USD

Exact inputs and evidence

Operating margin

-63.66%

2009-09-30 · %

Exact inputs and evidence
  • Operating Income: -3882232 USD Source
  • Revenue: 6097932 USD Source
Cash and cash equivalents
1 million USD Source
Exact value

1004790 USD

Long-term debt including current maturities
Not available
Shares outstanding
Not available

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2009-11-13.

Financial data available through: 2007-12-31.

Financial coverage is incomplete. Newer filings are recorded, but comparable financial figures for those periods are not available here yet.

Coverage by financial measure
  • Revenue: 11 of 11 periods available· newest 2007-12-31
  • Operating income: 11 of 11 periods available· newest 2007-12-31
  • Net income: 11 of 11 periods available· newest 2007-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2007-12-31
  • Capital expenditure: 2 of 11 periods available· newest 1998-12-31
  • Total assets: 11 of 11 periods available· newest 2007-12-31
  • Total liabilities: 11 of 11 periods available· newest 2007-12-31
  • Current assets: 10 of 11 periods available· newest 2007-12-31
  • Current liabilities: 10 of 11 periods available· newest 2007-12-31
  • Cash and cash equivalents: 11 of 11 periods available· newest 2007-12-31
  • long term debt: No compatible figures in this window
  • shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    -3.9%

    Prior period

    USD 16.67 million

    –

    Current period

    USD 16.03 million

    –

    Exact inputs and evidence

    16025000 − 16674000 = -649000 USD

    16674000 USD · 2006-01-01 – 2006-12-31

    Inspect prior input Prior source

    16025000 USD · 2007-01-01 – 2007-12-31

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  • Net income

    −USD 479,000

    Prior period

    −USD 526,000

    –

    Current period

    −USD 1.01 million

    –

    Exact inputs and evidence

    -1005000 − -526000 = -479000 USD

    -526000 USD · 2006-01-01 – 2006-12-31

    Inspect prior input Prior source

    -1005000 USD · 2007-01-01 – 2007-12-31

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  • Operating cash flow

    −USD 48,000

    Prior period

    −USD 31,000

    –

    Current period

    −USD 79,000

    –

    Exact inputs and evidence

    -79000 − -31000 = -48000 USD

    -31000 USD · 2006-01-01 – 2006-12-31

    Inspect prior input Prior source

    -79000 USD · 2007-01-01 – 2007-12-31

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Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2007 2007-01-01 – 2007-12-31

  • Revenue USD 16.03 million 100% of revenue
  • Operating costs Derived USD 16.89 million 105% of revenue
  • Operating income −USD 860,000 −5.4% of revenue
  • Tax, interest and other Derived USD 145,000 0.9% of revenue
  • Net income −USD 1.01 million −6.3% of revenue

Cash

  • Operating cash flow −USD 79,000 −0.5% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 1999 Not shown: operating income or net income is not reported.
  • 2000 Operating loss: operating costs were 570% of revenue.
  • 2001 Operating loss: operating costs were 2,323% of revenue.
  • 2002 Operating loss: operating costs were 185% of revenue.
  • 2003 Operating loss: operating costs were 122% of revenue.
  • 2004 Operating loss: operating costs were 136% of revenue.
  • 2005 Operating loss: operating costs were 114% of revenue.
  • 2006 Operating loss: operating costs were 105% of revenue.
  • 2007 Operating loss: operating costs were 105% of revenue.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
1999 1999-01-01 – 1999-12-310 9173000 Derived -9173000 37358000 Derived -46531000 Unavailable
Source
2000 2000-01-01 – 2000-12-3113301000 75817000 Derived -62516000 -27500000 Derived -35016000 Unavailable
Source
2001 2001-01-01 – 2001-12-3114133000 328357000 Derived -314224000 -3652000 Derived -310572000 Unavailable
Source
2002 2002-01-01 – 2002-12-3117732000 32865000 Derived -15133000 -6573000 Derived -8560000 Unavailable
Source
2003 2003-01-01 – 2003-12-3119422000 23716000 Derived -4294000 -30000 Derived -4264000 Unavailable
Source
2004 2004-01-01 – 2004-12-3116162000 21901000 Derived -5739000 219000 Derived -5958000 Unavailable
Source
2005 2005-01-01 – 2005-12-3115705000 17836000 Derived -2131000 120000 Derived -2251000 Unavailable
Source
2006 2006-01-01 – 2006-12-3116674000 17437000 Derived -763000 -237000 Derived -526000 Unavailable
Source
2007 2007-01-01 – 2007-12-3116025000 16885000 Derived -860000 145000 Derived -1005000 Unavailable
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 16M 2007
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.21.0M15.7M10.5M5.2M0.0199820032007
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
1998Revenue0
1999Revenue0
2000Revenue13301000
2001Revenue14133000
2002Revenue17732000
2003Revenue19422000
2004Revenue16162000
2005Revenue15705000
2006Revenue16674000
2007Revenue16025000

Revenue growth

Change in revenue from the same financial period one year earlier.

-3.9% 2007
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.36%-1%-37%-74%-110%199820032007
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
1998Year over year-100%
1999Year over yearNo prior comparable period
2000Year over yearNo prior comparable period
2001Year over year6.3%
2002Year over year25.5%
2003Year over year9.5%
2004Year over year-16.8%
2005Year over year-2.8%
2006Year over year6.2%
2007Year over year-3.9%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin -5.4% 2007
Net margin -6.3% 2007
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.178%-467%-1,112%-1,756%-2,401%1998-12-3120032007
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
1998-12-31Operating marginNot reported
1999Operating marginNot reported
2000Operating margin-470%
2001Operating margin-2,223.3%
2002Operating margin-85.3%
2003Operating margin-22.1%
2004Operating margin-35.5%
2005Operating margin-13.6%
2006Operating margin-4.6%
2007Operating margin-5.4%
1998-12-31Net marginNot reported
1999Net marginNot reported
2000Net margin-263.3%
2001Net margin-2,197.5%
2002Net margin-48.3%
2003Net margin-22%
2004Net margin-36.9%
2005Net margin-14.3%
2006Net margin-3.2%
2007Net margin-6.3%
1998Free cash flow marginNot reported
1999Free cash flow marginNot reported
2000Free cash flow marginNot reported
2001Free cash flow marginNot reported
2002Free cash flow marginNot reported
2003Free cash flow marginNot reported
2004Free cash flow marginNot reported
2005Free cash flow marginNot reported
2006Free cash flow marginNot reported
2007Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

USD -79K 2007
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.4.0M-10.4M-24.9M-39.3M-53.7M199820032007
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
1998Operating cash flowNot reportedNo source recorded
1999Operating cash flow-49750000
2000Operating cash flow-31589000
2001Operating cash flow-3852000
2002Operating cash flow-2091000
2003Operating cash flow-1164000
2004Operating cash flow-2843000
2005Operating cash flow-2443000
2006Operating cash flow-31000
2007Operating cash flow-79000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
1998Free cash flowUnavailableNo source recorded
1999Free cash flowUnavailable
2000Free cash flowUnavailable
2001Free cash flowUnavailable
2002Free cash flowUnavailable
2003Free cash flowUnavailable
2004Free cash flowUnavailable
2005Free cash flowUnavailable
2006Free cash flowUnavailable
2007Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

43.5% 2007
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.67%50%33%17%0%199820032007
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
1998Liabilities / assets61.6%
1999Liabilities / assets49.4%
2000Liabilities / assets5.2%
2001Liabilities / assets61.1%
2002Liabilities / assets18%
2003Liabilities / assets30.9%
2004Liabilities / assets38%
2005Liabilities / assets30%
2006Liabilities / assets32.8%
2007Liabilities / assets43.5%

Current assets to current liabilities

Current assets divided by current liabilities.

0.56× 2007
Current assets to current liabilities historyCurrent assets divided by current liabilities. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.9.07×6.80×4.54×2.27×0.00×199820032007
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
1998Current assets / current liabilities0.55×
1999Current assets / current liabilities8.4×
2000Current assets / current liabilities3.12×
2001Current assets / current liabilities3.29×
2002Current assets / current liabilities3.98×
2003Current assets / current liabilities3.46×
2004Current assets / current liabilities1.92×
2005Current assets / current liabilities1.54×
2006Current assets / current liabilities1.29×
2007Current assets / current liabilities0.56×

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
1999 1999-01-01 – 1999-12-31
−USD 46.53 million
Exact value

Exact value: -46531000 USD

1999-01-01 – 1999-12-31: -46531000 USD Inspect Net Income Open source
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−USD 49.75 million
Exact value

Exact value: -49750000 USD

1999-01-01 – 1999-12-31: -49750000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2000 1999-12-19 – 2000-12-18
−USD 46.53 million
Exact value

Exact value: -46531000 USD

1999-12-19 – 2000-12-18: -46531000 USD Inspect Net Income Open source
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Unavailable Not reported for this period.
Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Operating cash flow + Capital expenditure is unavailable for this period.

2000 2000-01-01 – 2000-12-31
−USD 35.02 million
Exact value

Exact value: -35016000 USD

2000-01-01 – 2000-12-31: -35016000 USD Inspect Net Income Open source
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−USD 31.59 million
Exact value

Exact value: -31589000 USD

2000-01-01 – 2000-12-31: -31589000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2001 2001-01-01 – 2001-12-31
−USD 310.57 million
Exact value

Exact value: -310572000 USD

2001-01-01 – 2001-12-31: -310572000 USD Inspect Net Income Open source
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−USD 3.85 million
Exact value

Exact value: -3852000 USD

2001-01-01 – 2001-12-31: -3852000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2002 2002-01-01 – 2002-12-31
−USD 8.56 million
Exact value

Exact value: -8560000 USD

2002-01-01 – 2002-12-31: -8560000 USD Inspect Net Income Open source
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−USD 2.09 million
Exact value

Exact value: -2091000 USD

2002-01-01 – 2002-12-31: -2091000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2003 2003-01-01 – 2003-12-31
−USD 4.26 million
Exact value

Exact value: -4264000 USD

2003-01-01 – 2003-12-31: -4264000 USD Inspect Net Income Open source
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−USD 1.16 million
Exact value

Exact value: -1164000 USD

2003-01-01 – 2003-12-31: -1164000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2004 2004-01-01 – 2004-12-31
−USD 5.96 million
Exact value

Exact value: -5958000 USD

2004-01-01 – 2004-12-31: -5958000 USD Inspect Net Income Open source
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−USD 2.84 million
Exact value

Exact value: -2843000 USD

2004-01-01 – 2004-12-31: -2843000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2005 2005-01-01 – 2005-12-31
−USD 2.25 million
Exact value

Exact value: -2251000 USD

2005-01-01 – 2005-12-31: -2251000 USD Inspect Net Income Open source
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−USD 2.44 million
Exact value

Exact value: -2443000 USD

2005-01-01 – 2005-12-31: -2443000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2006 2006-01-01 – 2006-12-31
−USD 526,000
Exact value

Exact value: -526000 USD

2006-01-01 – 2006-12-31: -526000 USD Inspect Net Income Open source
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−USD 31,000
Exact value

Exact value: -31000 USD

2006-01-01 – 2006-12-31: -31000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2007 2007-01-01 – 2007-12-31
−USD 1.01 million
Exact value

Exact value: -1005000 USD

2007-01-01 – 2007-12-31: -1005000 USD Inspect Net Income Open source
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−USD 79,000
Exact value

Exact value: -79000 USD

2007-01-01 – 2007-12-31: -79000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

77 filings · 0 latest values · 0 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000768892, 768892, edgar:768892

Also known as HEALTHAXIS INC, PROVIDENT AMERICAN CORP