Revenue
2.44 million USD
2026 Q2 · USD
Exact inputs and evidence
- Revenue: 2443000 USD Source
Fundies. English
CITIZENS FINANCIAL SERVICES, INC.
EDGARAnnual consolidated revenue for 2025: about USD 9.881M, using the latest reported figures. The previous period, 2024, was about USD 9.61M.
Latest quarter
- Cash and cash equivalents
- 39.4 million USD Source
Exact value
39429000 USD
- Long-term debt including current maturities
- Not available
- Shares outstanding
- Not available
Includes later revisions to earlier periods. Annual charts exclude incomplete years.
Latest filing recorded: 2026-10-30.
Financial data available through: 2025-12-31.
Coverage by financial measure
- Revenue: 3 of 11 periods available· newest 2025-12-31
- operating income: No compatible figures in this window
- Net income: 3 of 11 periods available· newest 2025-12-31
- Operating cash flow: 3 of 11 periods available· newest 2025-12-31
- capital expenditure: No compatible figures in this window
- Total assets: 2 of 11 periods available· newest 2025-12-31
- Total liabilities: 2 of 11 periods available· newest 2025-12-31
- current assets: No compatible figures in this window
- current liabilities: No compatible figures in this window
- Cash and cash equivalents: 2 of 11 periods available· newest 2025-12-31
- long term debt: No compatible figures in this window
- shares outstanding: No compatible figures in this window
Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.
What changed year over year
Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.
Revenue
+2.8%Prior period
USD 9.61 million
–
Current period
USD 9.88 million
–
Exact inputs and evidence
9881000 − 9610000 = 271000 USD
9610000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source9881000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Net income
+31.5%Prior period
USD 27.82 million
–
Current period
USD 36.57 million
–
Exact inputs and evidence
36572000 − 27818000 = 8754000 USD
27818000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source36572000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+10.1%Prior period
USD 33.18 million
–
Current period
USD 36.53 million
–
Exact inputs and evidence
36534000 − 33182000 = 3352000 USD
33182000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source36534000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current sourceShare or cite
The citation records this snapshot. The page link may show a newer release later.
Comparable inputs unavailable for: Capital expenditure.
Where revenue goes
How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.
2025 2025-01-01 – 2025-12-31
- Revenue USD 9.88 million 100% of revenue
- Operating costs Derived Unavailable An input is unavailable.
- Operating income Unavailable An input is unavailable.
- Tax, interest and other Derived Unavailable An input is unavailable.
- Net income USD 36.57 million 370% of revenue
Cash
- Operating cash flow USD 36.53 million 370% of revenue
- Capital expenditure Unavailable An input is unavailable.
- Free cash flow Derived Unavailable An input is unavailable.
Share of revenue by period
- Net income
- Tax, interest and other
- Operating costs
- 2023 Not shown: operating income or net income is not reported.
- 2024 Not shown: operating income or net income is not reported.
- 2025 Not shown: operating income or net income is not reported.
Values and sources
| Period | Revenue | Operating costs | Operating income | Tax, interest and other | Net income | Free cash flow | Source |
|---|---|---|---|---|---|---|---|
| 2023 2023-01-01 – 2023-12-31 | 8972000 | Unavailable | Unavailable | Unavailable | 17811000 | Unavailable | Source
|
| 2024 2024-01-01 – 2024-12-31 | 9610000 | Unavailable | Unavailable | Unavailable | 27818000 | Unavailable | Source
|
| 2025 2025-01-01 – 2025-12-31 | 9881000 | Unavailable | Unavailable | Unavailable | 36572000 | Unavailable | Source
|
Amounts are exact, in USD.
Growth
Sales over time and how quickly they are changing.
Revenue
Revenue reported for each complete financial period.
USD 9.9M 2025
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2023 | Revenue | 8972000 |
|
| 2024 | Revenue | 9610000 |
|
| 2025 | Revenue | 9881000 |
|
Revenue growth
Change in revenue from the same financial period one year earlier.
2.8% 2025
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2023 | Year over year | No prior comparable period |
|
| 2024 | Year over year | 7.1% |
|
| 2025 | Year over year | 2.8% |
|
Profit and cash
How much revenue becomes profit, and how much cash operations generate.
Profit margins
Operating income, net income and free cash flow as a share of revenue.
Net margin 370.1% 2025
- Operating margin
- Net margin
- Free cash flow margin
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2023-12-31 | Operating margin | Not reported |
|
| 2024-12-31 | Operating margin | Not reported |
|
| 2025-12-31 | Operating margin | Not reported |
|
| 2023 | Net margin | 198.5% |
|
| 2024 | Net margin | 289.5% |
|
| 2025 | Net margin | 370.1% |
|
| 2023 | Free cash flow margin | Not reported |
|
| 2024 | Free cash flow margin | Not reported |
|
| 2025 | Free cash flow margin | Not reported |
|
Operating cash flow
Cash generated by the company’s normal business operations.
USD 36.5M 2025
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2023 | Operating cash flow | 26537000 |
|
| 2024 | Operating cash flow | 33182000 |
|
| 2025 | Operating cash flow | 36534000 |
|
Free cash flow
Operating cash flow minus capital expenditure for the same period and unit.
Not enough comparable data to show this history.
Values and sources
| Period | Series | Value(USD) | Source evidence |
|---|---|---|---|
| 2023 | Free cash flow | Unavailable |
|
| 2024 | Free cash flow | Unavailable |
|
| 2025 | Free cash flow | Unavailable |
|
Balance sheet
Liabilities and short-term ability to meet obligations at each period end.
Liabilities to assets
Total liabilities as a share of total assets.
89% 2025
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2023-12-31 | Liabilities / assets | Not reported | No source recorded |
| 2024 | Liabilities / assets | 90.1% |
|
| 2025 | Liabilities / assets | 89% |
|
Current assets to current liabilities
Current assets divided by current liabilities.
Not enough comparable data to show this history.
Values and sources
| Period | Series | Value | Source evidence |
|---|---|---|---|
| 2023-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2024-12-31 | Current assets / current liabilities | Not reported | No source recorded |
| 2025-12-31 | Current assets / current liabilities | Not reported | No source recorded |
Cash generation
Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.
| Period | Net income | Operating cash flow | Capital expenditure | Free cash flow |
|---|---|---|---|---|
| 2023 2023-01-01 – 2023-12-31 | USD 17.81 million Exact valueExact value: 17811000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 26.54 million Exact valueExact value: 26537000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2024 2024-01-01 – 2024-12-31 | USD 27.82 million Exact valueExact value: 27818000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 33.18 million Exact valueExact value: 33182000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
| 2025 2025-01-01 – 2025-12-31 | USD 36.57 million Exact valueExact value: 36572000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | USD 36.53 million Exact valueExact value: 36534000 USD Share or citeThe citation records this snapshot. The page link may show a newer release later. | Unavailable Not reported for this period. | Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period. |
Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.
Dataset coverage and company identifiers
Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.
205 filings · 4,007 latest values · 4,007 originally reported values
Dataset published . Source filing dates and reporting periods are shown separately.
Identifiers: 0000739421, 739421, CZFS, edgar:739421
Also known as CITIZENS FINANCIAL SERVICES INC, CITIZENS FINANCIAL SERVICES, INC., Citizens Financial Services, Inc.