English

COMMUNITY BANK SYSTEM, INC.

EDGAR

CBU Current report (8-K) · filed 2026-10-27

Annual consolidated revenue for 2025: about Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 818M, using the latest reported figures. The previous period, 2024, was about Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 750.5M.

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Watchlist

Latest quarter

Revenue

223 million Unit_Standard_USD_5cPlxMMKH0ep51bds-oIeA

2026 Q2 · Unit_Standard_USD_5cPlxMMKH0ep51bds-oIeA

Exact inputs and evidence

Revenue: 223155000 Unit_Standard_USD_5cPlxMMKH0ep51bds-oIeA Source

Net margin

27.48%

2026 Q2 · %

Exact inputs and evidence

Net Income: 61334000 Unit_Standard_USD_5cPlxMMKH0ep51bds-oIeA Source
Revenue: 223155000 Unit_Standard_USD_5cPlxMMKH0ep51bds-oIeA Source

Cash and cash equivalents: 258 million Unit_Standard_USD_5cPlxMMKH0ep51bds-oIeA 2026-06-30 Source
Exact value

258174000 Unit_Standard_USD_5cPlxMMKH0ep51bds-oIeA
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-27.

Financial data available through: 2025-12-31.

Coverage by financial measure

Revenue: 3 of 11 periods available· newest 2025-12-31
operating income: No compatible figures in this window
Net income: 3 of 11 periods available· newest 2025-12-31
Operating cash flow: 3 of 11 periods available· newest 2025-12-31
Capital expenditure: 3 of 11 periods available· newest 2025-12-31
Total assets: Multiple units; comparison withheld· newest 2025-12-31
Total liabilities: Multiple units; comparison withheld· newest 2025-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: Multiple units; comparison withheld· newest 2025-12-31
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
+9%

Prior period

Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 750.49 million

2024-01-01 – 2024-12-31
Current period

Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 818.01 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

818007000 − 750486000 = 67521000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ

750486000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
818007000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · 2025-01-01 – 2025-12-31
Inspect current input Current source

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Citation for Year-over-year change in Revenue · COMMUNITY BANK SYSTEM, INC. · 2025-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Year-over-year change in Revenue: 67521000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: fundies:Revenue Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 818007000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#10215603 Filing: 000110465926021651 Input fundies:Revenue: 750486000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#10472174 Filing: 000110465926021651
The citation records this snapshot. The page link may show a newer release later.
Net income
+15.3%

Prior period

Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 182.48 million

2024-01-01 – 2024-12-31
Current period

Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 210.46 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

210455000 − 182481000 = 27974000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ

182481000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
210455000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · 2025-01-01 – 2025-12-31
Inspect current input Current source

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Citation for Year-over-year change in Net income · COMMUNITY BANK SYSTEM, INC. · 2025-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Year-over-year change in Net income: 27974000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 210455000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#8886259 Filing: 000110465926021651 Input fundies:NetIncome: 182481000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#8887192 Filing: 000110465926021651
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+24.6%

Prior period

Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 242.28 million

2024-01-01 – 2024-12-31
Current period

Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 301.86 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

301859000 − 242276000 = 59583000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ

242276000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
301859000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · 2025-01-01 – 2025-12-31
Inspect current input Current source

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Citation for Year-over-year change in Operating cash flow · COMMUNITY BANK SYSTEM, INC. · 2025-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Year-over-year change in Operating cash flow: 59583000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 301859000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4095998 Filing: 000110465926021651 Input fundies:OperatingCashFlow: 242276000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4097152 Filing: 000110465926021651
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
+231%

Prior period

Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 20.7 million

2024-01-01 – 2024-12-31
Current period

Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 68.53 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

68528000 − 20703000 = 47825000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ

20703000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
68528000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · 2025-01-01 – 2025-12-31
Inspect current input Current source

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Citation for Year-over-year change in Capital expenditure · COMMUNITY BANK SYSTEM, INC. · 2025-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Year-over-year change in Capital expenditure: 47825000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 68528000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4138769 Filing: 000110465926021651 Input fundies:CapitalExpenditure: 20703000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4139920 Filing: 000110465926021651
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Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

Revenue Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 818.01 million 100% of revenue
Operating costs Derived Unavailable An input is unavailable.
Operating income Unavailable An input is unavailable.
Tax, interest and other Derived Unavailable An input is unavailable.
Net income Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 210.46 million 26% of revenue

Cash

Operating cash flow Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 301.86 million 37% of revenue
Capital expenditure Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 68.53 million 8.4% of revenue
Free cash flow Derived Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 233.33 million 29% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2023 Not shown: operating income or net income is not reported.
2024 Not shown: operating income or net income is not reported.
2025 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2023 2023-01-01 – 2023-12-31	652119000	Unavailable	Unavailable	Unavailable	131924000	209835000 Derived	Source 2023-01-01 – 2023-12-31: 652119000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Revenue Open source 2023-01-01 – 2023-12-31: 131924000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Net Income Open source 2023-01-01 – 2023-12-31: 228420000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Operating Cash Flow Open source 2023-01-01 – 2023-12-31: 18585000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Capital Expenditure Open source
2024 2024-01-01 – 2024-12-31	750486000	Unavailable	Unavailable	Unavailable	182481000	221573000 Derived	Source 2024-01-01 – 2024-12-31: 750486000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Revenue Open source 2024-01-01 – 2024-12-31: 182481000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Net Income Open source 2024-01-01 – 2024-12-31: 242276000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Operating Cash Flow Open source 2024-01-01 – 2024-12-31: 20703000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Capital Expenditure Open source
2025 2025-01-01 – 2025-12-31	818007000	Unavailable	Unavailable	Unavailable	210455000	233331000 Derived	Source 2025-01-01 – 2025-12-31: 818007000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Revenue Open source 2025-01-01 – 2025-12-31: 210455000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Net Income Open source 2025-01-01 – 2025-12-31: 301859000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Operating Cash Flow Open source 2025-01-01 – 2025-12-31: 68528000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Capital Expenditure Open source

Amounts are exact, in Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 818M 2025

Values and sources

Revenue values and source evidence
Period	Series	Value(Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ)	Source evidence
20232023-12-31	Revenue	652119000	Revenue: 652119000 Open source
20242024-12-31	Revenue	750486000	Revenue: 750486000 Open source
20252025-12-31	Revenue	818007000	Revenue: 818007000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

9% 2025

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20232023-12-31	Year over year	No prior comparable period	Revenue: 652119000 Open source
20242024-12-31	Year over year	15.1%	Revenue: 750486000 Open source Revenue: 652119000 Open source
20252025-12-31	Year over year	9%	Revenue: 818007000 Open source Revenue: 750486000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 25.7% 2025

Free cash flow margin 28.5% 2025

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
2023-12-31	Operating margin	Not reported	Revenue: 652119000 Open source
2024-12-31	Operating margin	Not reported	Revenue: 750486000 Open source
2025-12-31	Operating margin	Not reported	Revenue: 818007000 Open source
20232023-12-31	Net margin	20.2%	Net Income: 131924000 Open source Revenue: 652119000 Open source
20242024-12-31	Net margin	24.3%	Net Income: 182481000 Open source Revenue: 750486000 Open source
20252025-12-31	Net margin	25.7%	Net Income: 210455000 Open source Revenue: 818007000 Open source
20232023-12-31	Free cash flow margin	32.2%	Revenue: 652119000 Open source Operating Cash Flow: 228420000 Open source Capital Expenditure: 18585000 Open source
20242024-12-31	Free cash flow margin	29.5%	Revenue: 750486000 Open source Operating Cash Flow: 242276000 Open source Capital Expenditure: 20703000 Open source
20252025-12-31	Free cash flow margin	28.5%	Revenue: 818007000 Open source Operating Cash Flow: 301859000 Open source Capital Expenditure: 68528000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 301.9M 2025

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ)	Source evidence
20232023-12-31	Operating cash flow	228420000	Operating Cash Flow: 228420000 Open source
20242024-12-31	Operating cash flow	242276000	Operating Cash Flow: 242276000 Open source
20252025-12-31	Operating cash flow	301859000	Operating Cash Flow: 301859000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 233.3M 2025

Values and sources

Free cash flow values and source evidence
Period	Series	Value(Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ)	Source evidence
20232023-12-31	Free cash flow	209835000	Operating Cash Flow: 228420000 Open source Capital Expenditure: 18585000 Open source
20242024-12-31	Free cash flow	221573000	Operating Cash Flow: 242276000 Open source Capital Expenditure: 20703000 Open source
20252025-12-31	Free cash flow	233331000	Operating Cash Flow: 301859000 Open source Capital Expenditure: 68528000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
2023-12-31	Liabilities / assets	Not reported	No source recorded
2024-12-31	Liabilities / assets	Not reported	No source recorded
2025-12-31	Liabilities / assets	Not reported	No source recorded

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
2023-12-31	Current assets / current liabilities	Not reported	No source recorded
2024-12-31	Current assets / current liabilities	Not reported	No source recorded
2025-12-31	Current assets / current liabilities	Not reported	No source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2023 2023-01-01 – 2023-12-31	Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 131.92 million Exact value Exact value: 131924000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 2023-01-01 – 2023-12-31: 131924000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Net Income Open source Share or cite Citation for Net Income · COMMUNITY BANK SYSTEM, INC. · 2023-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Net Income: 131924000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: fundies:NetIncome Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188/explain?concept=fundies%3ANetIncome&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ&dimensions= Input fundies:NetIncome: 131924000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#8888125 Filing: 000110465926021651 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 228.42 million Exact value Exact value: 228420000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 2023-01-01 – 2023-12-31: 228420000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · COMMUNITY BANK SYSTEM, INC. · 2023-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Operating Cash Flow: 228420000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: fundies:OperatingCashFlow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188/explain?concept=fundies%3AOperatingCashFlow&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ&dimensions= Input fundies:OperatingCashFlow: 228420000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4098308 Filing: 000110465926021651 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 18.59 million Exact value Exact value: 18585000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 2023-01-01 – 2023-12-31: 18585000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · COMMUNITY BANK SYSTEM, INC. · 2023-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Capital Expenditure: 18585000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: fundies:CapitalExpenditure Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188/explain?concept=fundies%3ACapitalExpenditure&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ&dimensions= Input fundies:CapitalExpenditure: 18585000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4141073 Filing: 000110465926021651 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 209.84 million Calculation and evidence 228420000 − 18585000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Exact free cash flow: 209835000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 2023-01-01 – 2023-12-31: 228420000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · Inspect Operating Cash Flow · Source 2023-01-01 – 2023-12-31: 18585000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · COMMUNITY BANK SYSTEM, INC. · 2023-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Free cash flow: 209835000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: free-cash-flow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 228420000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4098308 Filing: 000110465926021651 Input fundies:CapitalExpenditure: 18585000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4141073 Filing: 000110465926021651 The citation records this snapshot. The page link may show a newer release later.
2024 2024-01-01 – 2024-12-31	Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 182.48 million Exact value Exact value: 182481000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 2024-01-01 – 2024-12-31: 182481000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Net Income Open source Share or cite Citation for Net Income · COMMUNITY BANK SYSTEM, INC. · 2024-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Net Income: 182481000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: fundies:NetIncome Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188/explain?concept=fundies%3ANetIncome&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ&dimensions= Input fundies:NetIncome: 182481000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#8887192 Filing: 000110465926021651 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 242.28 million Exact value Exact value: 242276000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 2024-01-01 – 2024-12-31: 242276000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · COMMUNITY BANK SYSTEM, INC. · 2024-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Operating Cash Flow: 242276000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: fundies:OperatingCashFlow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188/explain?concept=fundies%3AOperatingCashFlow&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ&dimensions= Input fundies:OperatingCashFlow: 242276000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4097152 Filing: 000110465926021651 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 20.7 million Exact value Exact value: 20703000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 2024-01-01 – 2024-12-31: 20703000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · COMMUNITY BANK SYSTEM, INC. · 2024-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Capital Expenditure: 20703000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: fundies:CapitalExpenditure Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188/explain?concept=fundies%3ACapitalExpenditure&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ&dimensions= Input fundies:CapitalExpenditure: 20703000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4139920 Filing: 000110465926021651 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 221.57 million Calculation and evidence 242276000 − 20703000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Exact free cash flow: 221573000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 2024-01-01 – 2024-12-31: 242276000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · Inspect Operating Cash Flow · Source 2024-01-01 – 2024-12-31: 20703000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · COMMUNITY BANK SYSTEM, INC. · 2024-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Free cash flow: 221573000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: free-cash-flow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 242276000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4097152 Filing: 000110465926021651 Input fundies:CapitalExpenditure: 20703000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4139920 Filing: 000110465926021651 The citation records this snapshot. The page link may show a newer release later.
2025 2025-01-01 – 2025-12-31	Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 210.46 million Exact value Exact value: 210455000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 2025-01-01 – 2025-12-31: 210455000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Net Income Open source Share or cite Citation for Net Income · COMMUNITY BANK SYSTEM, INC. · 2025-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Net Income: 210455000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188/explain?concept=fundies%3ANetIncome&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ&dimensions= Input fundies:NetIncome: 210455000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#8886259 Filing: 000110465926021651 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 301.86 million Exact value Exact value: 301859000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 2025-01-01 – 2025-12-31: 301859000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · COMMUNITY BANK SYSTEM, INC. · 2025-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Operating Cash Flow: 301859000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188/explain?concept=fundies%3AOperatingCashFlow&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ&dimensions= Input fundies:OperatingCashFlow: 301859000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4095998 Filing: 000110465926021651 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 68.53 million Exact value Exact value: 68528000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 2025-01-01 – 2025-12-31: 68528000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · COMMUNITY BANK SYSTEM, INC. · 2025-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Capital Expenditure: 68528000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188/explain?concept=fundies%3ACapitalExpenditure&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ&dimensions= Input fundies:CapitalExpenditure: 68528000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4138769 Filing: 000110465926021651 The citation records this snapshot. The page link may show a newer release later.	Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 233.33 million Calculation and evidence 301859000 − 68528000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Exact free cash flow: 233331000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ 2025-01-01 – 2025-12-31: 301859000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · Inspect Operating Cash Flow · Source 2025-01-01 – 2025-12-31: 68528000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · COMMUNITY BANK SYSTEM, INC. · 2025-12-31 COMMUNITY BANK SYSTEM, INC. (edgar:723188) Free cash flow: 233331000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ Concept: free-cash-flow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T17:11:19Z Snapshot: ea8cbe540b585ea26c5c4fc4f98fa746ac0ca76a800c9d6307eac1c2a2a7307c Dimensions: Consolidated View: https://fundies.io/companies/edgar/723188?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 301859000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4095998 Filing: 000110465926021651 Input fundies:CapitalExpenditure: 68528000 Unit_Standard_USD_9JKLBIhzwEit8Mg2T-ovlQ (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/723188/000110465926021651/cbu-20251231x10k.htm#4138769 Filing: 000110465926021651 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

371 filings · 4,614 latest values · 4,614 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000723188, 723188, CBU, edgar:723188

Also known as COMMUNITY BANK NA, a subsidiary of Community Bank System Inc, COMMUNITY BANK NA, a subsidiary of Community Bank System Inc., COMMUNITY BANK SYSTEM INC, COMMUNITY BANK SYSTEM INC , COMMUNITY BANK SYSTEM, INC., COMMUNITY FINANCIAL SYSTEM, INC.

COMMUNITY BANK SYSTEM, INC.

Latest quarter

Revenue

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Company performance

What changed year over year

Revenue

Net income

Operating cash flow

Capital expenditure

Where revenue goes

2025 2025-01-01 – 2025-12-31

Cash

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Balance sheet

Cash generation