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RELIANCE ACCEPTANCE GROUP INC

EDGAR
Quarterly report (10-Q) · filed 1997-11-14

8 filing records in this dataset, filed from 1996-05-14 to 1997-11-14. Explore the available filing history and original sources.

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Cash and cash equivalents
11.9 million USD Source
Exact value

11857000 USD

Long-term debt including current maturities
Not available
Shares outstanding
Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

-19.7 million USD

1996-10-01 – 1997-09-30

Exact inputs and evidence
  • Net income: 18509000 USD · 1996-01-01 – 1996-12-31 Source
  • Net income: 22808000 USD · 1996-01-01 – 1996-09-30 Source
  • Net income: 37587000 USD · 1997-01-01 – 1997-03-31 Source
  • Net income: -40189000 USD · 1997-04-01 – 1997-06-30 Source
  • Net income: -12775000 USD · 1997-07-01 – 1997-09-30 Source

Operating cash flow

20.6 million USD

1996-10-01 – 1997-09-30

Exact inputs and evidence
  • Operating cash flow: 24364000 USD · 1996-01-01 – 1996-12-31 Source
  • Operating cash flow: 5407000 USD · 1996-01-01 – 1996-09-30 Source
  • Operating cash flow: -7804000 USD · 1997-01-01 – 1997-03-31 Source
  • Operating cash flow: 1121000 USD · 1997-01-01 – 1997-06-30 Source
  • Operating cash flow: -7804000 USD · 1997-01-01 – 1997-03-31 Source
  • Operating cash flow: 1663000 USD · 1997-01-01 – 1997-09-30 Source
  • Operating cash flow: 1121000 USD · 1997-01-01 – 1997-06-30 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 1997-11-14.

Financial data available through: 1996-12-31.

Coverage by financial measure
  • revenue: No compatible figures in this window
  • operating income: No compatible figures in this window
  • Net income: 3 of 11 periods available· newest 1996-12-31
  • Operating cash flow: 3 of 11 periods available· newest 1996-12-31
  • Capital expenditure: 3 of 11 periods available· newest 1996-12-31
  • Total assets: 2 of 11 periods available· newest 1996-12-31
  • Total liabilities: 2 of 11 periods available· newest 1996-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 3 of 11 periods available· newest 1996-12-31
  • long term debt: No compatible figures in this window
  • shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Net income

    -21.8%

    Prior period

    USD 23.67 million

    –

    Current period

    USD 18.51 million

    –

    Exact inputs and evidence

    18509000 − 23672000 = -5163000 USD

    23672000 USD · 1995-01-01 – 1995-12-31

    Inspect prior input Prior source

    18509000 USD · 1996-01-01 – 1996-12-31

    Inspect current input Current source
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  • Operating cash flow

    +34.6%

    Prior period

    USD 18.1 million

    –

    Current period

    USD 24.36 million

    –

    Exact inputs and evidence

    24364000 − 18103000 = 6261000 USD

    18103000 USD · 1995-01-01 – 1995-12-31

    Inspect prior input Prior source

    24364000 USD · 1996-01-01 – 1996-12-31

    Inspect current input Current source
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  • Capital expenditure

    +150.6%

    Prior period

    USD 772,000

    –

    Current period

    USD 1.94 million

    –

    Exact inputs and evidence

    1935000 − 772000 = 1163000 USD

    772000 USD · 1995-01-01 – 1995-12-31

    Inspect prior input Prior source

    1935000 USD · 1996-01-01 – 1996-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Revenue.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

Revenue is not reported for this company, so its costs cannot be shown as a share of it.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Not enough comparable data to show this history.
Values and sources
Revenue values and source evidence
PeriodSeriesValueSource evidence

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValueSource evidence

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
1994 1994-01-01 – 1994-12-31
USD 17.76 million
Exact value

Exact value: 17759000 USD

1994-01-01 – 1994-12-31: 17759000 USD Inspect Net Income Open source
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USD 17.4 million
Exact value

Exact value: 17395000 USD

1994-01-01 – 1994-12-31: 17395000 USD Inspect Operating Cash Flow Open source
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USD 304,000
Exact value

Exact value: 304000 USD

1994-01-01 – 1994-12-31: 304000 USD Inspect Capital Expenditure Open source
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USD 17.09 million
Calculation and evidence

17395000 − 304000 USD

Exact free cash flow: 17091000 USD

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1995 1995-01-01 – 1995-12-31
USD 23.67 million
Exact value

Exact value: 23672000 USD

1995-01-01 – 1995-12-31: 23672000 USD Inspect Net Income Open source
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USD 18.1 million
Exact value

Exact value: 18103000 USD

1995-01-01 – 1995-12-31: 18103000 USD Inspect Operating Cash Flow Open source
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USD 772,000
Exact value

Exact value: 772000 USD

1995-01-01 – 1995-12-31: 772000 USD Inspect Capital Expenditure Open source
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USD 17.33 million
Calculation and evidence

18103000 − 772000 USD

Exact free cash flow: 17331000 USD

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1996 1996-01-01 – 1996-12-31
USD 18.51 million
Exact value

Exact value: 18509000 USD

1996-01-01 – 1996-12-31: 18509000 USD Inspect Net Income Open source
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USD 24.36 million
Exact value

Exact value: 24364000 USD

1996-01-01 – 1996-12-31: 24364000 USD Inspect Operating Cash Flow Open source
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USD 1.94 million
Exact value

Exact value: 1935000 USD

1996-01-01 – 1996-12-31: 1935000 USD Inspect Capital Expenditure Open source
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USD 22.43 million
Calculation and evidence

24364000 − 1935000 USD

Exact free cash flow: 22429000 USD

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

8 filings · 0 latest values · 0 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000721059, 721059, edgar:721059

Also known as COLE TAYLOR FINANCIAL GROUP INC