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CHARTER BANCSHARES INC

EDGAR

Quarterly report (10-Q) · filed 1996-05-14

10 filing records in this dataset, filed from 1994-05-13 to 1996-05-14. Explore the available filing history and original sources.

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Watchlist

Cash and cash equivalents: 76.7 million USD 1996-03-31 Source
Exact value

76725000 USD
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

11.3 million USD

1995-04-01 – 1996-03-31

Exact inputs and evidence

Net income: 2561000 USD · 1995-04-01 – 1995-06-30 Source
Net income: 2676000 USD · 1995-07-01 – 1995-09-30 Source
Net income: 10759000 USD · 1995-01-01 – 1995-12-31 Source
Net income: 7677000 USD · 1995-01-01 – 1995-09-30 Source
Net income: 2959000 USD · 1996-01-01 – 1996-03-31 Source

Operating cash flow

74.3 million USD

1995-04-01 – 1996-03-31

Exact inputs and evidence

Operating cash flow: -5103000 USD · 1995-01-01 – 1995-06-30 Source
Operating cash flow: -11217000 USD · 1995-01-01 – 1995-03-31 Source
Operating cash flow: -30270000 USD · 1995-01-01 – 1995-09-30 Source
Operating cash flow: -5103000 USD · 1995-01-01 – 1995-06-30 Source
Operating cash flow: 5876000 USD · 1995-01-01 – 1995-12-31 Source
Operating cash flow: -30270000 USD · 1995-01-01 – 1995-09-30 Source
Operating cash flow: 57222000 USD · 1996-01-01 – 1996-03-31 Source

Capital expenditure

2 million USD

1995-04-01 – 1996-03-31

Exact inputs and evidence

Capital expenditure: 1982000 USD · 1995-01-01 – 1995-06-30 Source
Capital expenditure: 1531000 USD · 1995-01-01 – 1995-03-31 Source
Capital expenditure: 2769000 USD · 1995-01-01 – 1995-09-30 Source
Capital expenditure: 1982000 USD · 1995-01-01 – 1995-06-30 Source
Capital expenditure: 3248000 USD · 1995-01-01 – 1995-12-31 Source
Capital expenditure: 2769000 USD · 1995-01-01 – 1995-09-30 Source
Capital expenditure: 282000 USD · 1996-01-01 – 1996-03-31 Source

Free cash flow

72.3 million USD

1995-04-01 – 1996-03-31

Exact inputs and evidence

Operating cash flow: -5103000 USD · 1995-01-01 – 1995-06-30 Source
Operating cash flow: -11217000 USD · 1995-01-01 – 1995-03-31 Source
Operating cash flow: -30270000 USD · 1995-01-01 – 1995-09-30 Source
Operating cash flow: -5103000 USD · 1995-01-01 – 1995-06-30 Source
Operating cash flow: 5876000 USD · 1995-01-01 – 1995-12-31 Source
Operating cash flow: -30270000 USD · 1995-01-01 – 1995-09-30 Source
Operating cash flow: 57222000 USD · 1996-01-01 – 1996-03-31 Source
Capital expenditure: 1982000 USD · 1995-01-01 – 1995-06-30 Source
Capital expenditure: 1531000 USD · 1995-01-01 – 1995-03-31 Source
Capital expenditure: 2769000 USD · 1995-01-01 – 1995-09-30 Source
Capital expenditure: 1982000 USD · 1995-01-01 – 1995-06-30 Source
Capital expenditure: 3248000 USD · 1995-01-01 – 1995-12-31 Source
Capital expenditure: 2769000 USD · 1995-01-01 – 1995-09-30 Source
Capital expenditure: 282000 USD · 1996-01-01 – 1996-03-31 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 1996-05-14.

Financial data available through: 1995-12-31.

Coverage by financial measure

revenue: No compatible figures in this window
operating income: No compatible figures in this window
Net income: 4 of 11 periods available· newest 1995-12-31
Operating cash flow: 4 of 11 periods available· newest 1995-12-31
Capital expenditure: 4 of 11 periods available· newest 1995-12-31
Total assets: 3 of 11 periods available· newest 1995-12-31
Total liabilities: 3 of 11 periods available· newest 1995-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 4 of 11 periods available· newest 1995-12-31
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Net income
+40%

Prior period

USD 7.69 million

1994-01-01 – 1994-12-31
Current period

USD 10.76 million

1995-01-01 – 1995-12-31

Exact inputs and evidence

10759000 − 7686000 = 3073000 USD

7686000 USD · 1994-01-01 – 1994-12-31
Inspect prior input Prior source
10759000 USD · 1995-01-01 – 1995-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · CHARTER BANCSHARES INC · 1995-12-31 CHARTER BANCSHARES INC (edgar:718607) Year-over-year change in Net income: 3073000 USD Concept: fundies:NetIncome Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 10759000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2738 Input fundies:NetIncome: 7686000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2738
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+USD 6.79 million

Prior period

−USD 911,000

1994-01-01 – 1994-12-31
Current period

USD 5.88 million

1995-01-01 – 1995-12-31

Exact inputs and evidence

5876000 − -911000 = 6787000 USD

-911000 USD · 1994-01-01 – 1994-12-31
Inspect prior input Prior source
5876000 USD · 1995-01-01 – 1995-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · CHARTER BANCSHARES INC · 1995-12-31 CHARTER BANCSHARES INC (edgar:718607) Year-over-year change in Operating cash flow: 6787000 USD Concept: fundies:OperatingCashFlow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 5876000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2761 Input fundies:OperatingCashFlow: -911000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2761
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
+5.9%

Prior period

USD 3.07 million

1994-01-01 – 1994-12-31
Current period

USD 3.25 million

1995-01-01 – 1995-12-31

Exact inputs and evidence

3248000 − 3067000 = 181000 USD

3067000 USD · 1994-01-01 – 1994-12-31
Inspect prior input Prior source
3248000 USD · 1995-01-01 – 1995-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · CHARTER BANCSHARES INC · 1995-12-31 CHARTER BANCSHARES INC (edgar:718607) Year-over-year change in Capital expenditure: 181000 USD Concept: fundies:CapitalExpenditure Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 3248000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2770 Input fundies:CapitalExpenditure: 3067000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2770
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Revenue.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

Revenue is not reported for this company, so its costs cannot be shown as a share of it.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Not enough comparable data to show this history.

Values and sources

Revenue values and source evidence
Period	Series	Value	Source evidence

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.

Values and sources

Operating cash flow values and source evidence
Period	Series	Value	Source evidence

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
1992 1992-01-01 – 1992-12-31	USD 6.65 million Exact value Exact value: 6645000 USD 1992-01-01 – 1992-12-31: 6645000 USD Inspect Net Income Open source Share or cite Citation for Net Income · CHARTER BANCSHARES INC · 1992-12-31 CHARTER BANCSHARES INC (edgar:718607) Net Income: 6645000 USD Concept: fundies:NetIncome Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607/explain?concept=fundies%3ANetIncome&period=1992-12-31&surface=latest&period_type=duration&start=1992-01-01&unit=USD&dimensions= Input fundies:NetIncome: 6645000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-95-001876.txt#2773 The citation records this snapshot. The page link may show a newer release later.	USD 13.47 million Exact value Exact value: 13472000 USD 1992-01-01 – 1992-12-31: 13472000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · CHARTER BANCSHARES INC · 1992-12-31 CHARTER BANCSHARES INC (edgar:718607) Operating Cash Flow: 13472000 USD Concept: fundies:OperatingCashFlow Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607/explain?concept=fundies%3AOperatingCashFlow&period=1992-12-31&surface=latest&period_type=duration&start=1992-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 13472000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-95-001876.txt#2801 The citation records this snapshot. The page link may show a newer release later.	USD 580,000 Exact value Exact value: 580000 USD 1992-01-01 – 1992-12-31: 580000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · CHARTER BANCSHARES INC · 1992-12-31 CHARTER BANCSHARES INC (edgar:718607) Capital Expenditure: 580000 USD Concept: fundies:CapitalExpenditure Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607/explain?concept=fundies%3ACapitalExpenditure&period=1992-12-31&surface=latest&period_type=duration&start=1992-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 580000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-95-001876.txt#2812 The citation records this snapshot. The page link may show a newer release later.	USD 12.89 million Calculation and evidence 13472000 − 580000 USD Exact free cash flow: 12892000 USD 1992-01-01 – 1992-12-31: 13472000 USD · Inspect Operating Cash Flow · Source 1992-01-01 – 1992-12-31: 580000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · CHARTER BANCSHARES INC · 1992-12-31 CHARTER BANCSHARES INC (edgar:718607) Free cash flow: 12892000 USD Concept: free-cash-flow Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 13472000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-95-001876.txt#2801 Input fundies:CapitalExpenditure: 580000 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-95-001876.txt#2812 The citation records this snapshot. The page link may show a newer release later.
1993 1993-01-01 – 1993-12-31	USD 8.21 million Exact value Exact value: 8206000 USD 1993-01-01 – 1993-12-31: 8206000 USD Inspect Net Income Open source Share or cite Citation for Net Income · CHARTER BANCSHARES INC · 1993-12-31 CHARTER BANCSHARES INC (edgar:718607) Net Income: 8206000 USD Concept: fundies:NetIncome Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607/explain?concept=fundies%3ANetIncome&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:NetIncome: 8206000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2738 The citation records this snapshot. The page link may show a newer release later.	USD 16.88 million Exact value Exact value: 16879000 USD 1993-01-01 – 1993-12-31: 16879000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · CHARTER BANCSHARES INC · 1993-12-31 CHARTER BANCSHARES INC (edgar:718607) Operating Cash Flow: 16879000 USD Concept: fundies:OperatingCashFlow Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607/explain?concept=fundies%3AOperatingCashFlow&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 16879000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2761 The citation records this snapshot. The page link may show a newer release later.	USD 1.27 million Exact value Exact value: 1272000 USD 1993-01-01 – 1993-12-31: 1272000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · CHARTER BANCSHARES INC · 1993-12-31 CHARTER BANCSHARES INC (edgar:718607) Capital Expenditure: 1272000 USD Concept: fundies:CapitalExpenditure Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607/explain?concept=fundies%3ACapitalExpenditure&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1272000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2770 The citation records this snapshot. The page link may show a newer release later.	USD 15.61 million Calculation and evidence 16879000 − 1272000 USD Exact free cash flow: 15607000 USD 1993-01-01 – 1993-12-31: 16879000 USD · Inspect Operating Cash Flow · Source 1993-01-01 – 1993-12-31: 1272000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · CHARTER BANCSHARES INC · 1993-12-31 CHARTER BANCSHARES INC (edgar:718607) Free cash flow: 15607000 USD Concept: free-cash-flow Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 16879000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2761 Input fundies:CapitalExpenditure: 1272000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2770 The citation records this snapshot. The page link may show a newer release later.
1994 1994-01-01 – 1994-12-31	USD 7.69 million Exact value Exact value: 7686000 USD 1994-01-01 – 1994-12-31: 7686000 USD Inspect Net Income Open source Share or cite Citation for Net Income · CHARTER BANCSHARES INC · 1994-12-31 CHARTER BANCSHARES INC (edgar:718607) Net Income: 7686000 USD Concept: fundies:NetIncome Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607/explain?concept=fundies%3ANetIncome&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:NetIncome: 7686000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2738 The citation records this snapshot. The page link may show a newer release later.	−USD 911,000 Exact value Exact value: -911000 USD 1994-01-01 – 1994-12-31: -911000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · CHARTER BANCSHARES INC · 1994-12-31 CHARTER BANCSHARES INC (edgar:718607) Operating Cash Flow: -911000 USD Concept: fundies:OperatingCashFlow Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607/explain?concept=fundies%3AOperatingCashFlow&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -911000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2761 The citation records this snapshot. The page link may show a newer release later.	USD 3.07 million Exact value Exact value: 3067000 USD 1994-01-01 – 1994-12-31: 3067000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · CHARTER BANCSHARES INC · 1994-12-31 CHARTER BANCSHARES INC (edgar:718607) Capital Expenditure: 3067000 USD Concept: fundies:CapitalExpenditure Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607/explain?concept=fundies%3ACapitalExpenditure&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 3067000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2770 The citation records this snapshot. The page link may show a newer release later.	−USD 3.98 million Calculation and evidence -911000 − 3067000 USD Exact free cash flow: -3978000 USD 1994-01-01 – 1994-12-31: -911000 USD · Inspect Operating Cash Flow · Source 1994-01-01 – 1994-12-31: 3067000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · CHARTER BANCSHARES INC · 1994-12-31 CHARTER BANCSHARES INC (edgar:718607) Free cash flow: -3978000 USD Concept: free-cash-flow Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -911000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2761 Input fundies:CapitalExpenditure: 3067000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2770 The citation records this snapshot. The page link may show a newer release later.
1995 1995-01-01 – 1995-12-31	USD 10.76 million Exact value Exact value: 10759000 USD 1995-01-01 – 1995-12-31: 10759000 USD Inspect Net Income Open source Share or cite Citation for Net Income · CHARTER BANCSHARES INC · 1995-12-31 CHARTER BANCSHARES INC (edgar:718607) Net Income: 10759000 USD Concept: fundies:NetIncome Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607/explain?concept=fundies%3ANetIncome&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:NetIncome: 10759000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2738 The citation records this snapshot. The page link may show a newer release later.	USD 5.88 million Exact value Exact value: 5876000 USD 1995-01-01 – 1995-12-31: 5876000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · CHARTER BANCSHARES INC · 1995-12-31 CHARTER BANCSHARES INC (edgar:718607) Operating Cash Flow: 5876000 USD Concept: fundies:OperatingCashFlow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607/explain?concept=fundies%3AOperatingCashFlow&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 5876000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2761 The citation records this snapshot. The page link may show a newer release later.	USD 3.25 million Exact value Exact value: 3248000 USD 1995-01-01 – 1995-12-31: 3248000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · CHARTER BANCSHARES INC · 1995-12-31 CHARTER BANCSHARES INC (edgar:718607) Capital Expenditure: 3248000 USD Concept: fundies:CapitalExpenditure Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607/explain?concept=fundies%3ACapitalExpenditure&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 3248000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2770 The citation records this snapshot. The page link may show a newer release later.	USD 2.63 million Calculation and evidence 5876000 − 3248000 USD Exact free cash flow: 2628000 USD 1995-01-01 – 1995-12-31: 5876000 USD · Inspect Operating Cash Flow · Source 1995-01-01 – 1995-12-31: 3248000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · CHARTER BANCSHARES INC · 1995-12-31 CHARTER BANCSHARES INC (edgar:718607) Free cash flow: 2628000 USD Concept: free-cash-flow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-05T00:59:36Z Snapshot: 492d4a7d5b035c03e0872ef8a574c2f0be8b2f238b651aa785aa782608291024 Dimensions: Consolidated View: https://fundies.io/companies/edgar/718607?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 5876000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2761 Input fundies:CapitalExpenditure: 3248000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/718607/0000912057-96-005546.txt#2770 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

10 filings · 0 latest values · 0 originally reported values

Dataset published 2026-11-05. Source filing dates and reporting periods are shown separately.

Identifiers: 0000718607, 718607, edgar:718607

CHARTER BANCSHARES INC

Trailing twelve months

Net income

Operating cash flow

Capital expenditure

Free cash flow

Company performance

What changed year over year

Net income

Operating cash flow

Capital expenditure

Where revenue goes

Growth

Profit and cash

Balance sheet

Cash generation