ARROW FINANCIAL CORPORATION

EDGAR

163 filing records in this dataset, filed from 1995-08-10 to 2026-10-29. Reported financial figures are available; chart coverage varies by period.

Watchlist
Cash and cash equivalents
84.2 million USD Source
Exact value

84239000 USD

Long-term debt including current maturities
4.27 million USD Source
Exact value

4265000 USD

Shares outstanding
16.5 million shares Source
Exact value

16545170 shares

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

51.3 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Net income: 12825000 USD · 2025-07-01 – 2025-09-30 Source
  • Net income: 43953000 USD · 2025-01-01 – 2025-12-31 Source
  • Net income: 29940000 USD · 2025-01-01 – 2025-09-30 Source
  • Net income: 13485000 USD · 2026-01-01 – 2026-03-31 Source
  • Net income: 10962000 USD · 2026-04-01 – 2026-06-30 Source

Operating cash flow

52 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Operating cash flow: 35371000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 20348000 USD · 2025-01-01 – 2025-06-30 Source
  • Operating cash flow: 41280000 USD · 2025-01-01 – 2025-12-31 Source
  • Operating cash flow: 35371000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 15243000 USD · 2026-01-01 – 2026-03-31 Source
  • Operating cash flow: 31038000 USD · 2026-01-01 – 2026-06-30 Source
  • Operating cash flow: 15243000 USD · 2026-01-01 – 2026-03-31 Source

Capital expenditure

7.32 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Capital expenditure: 4015000 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 3276000 USD · 2025-01-01 – 2025-06-30 Source
  • Capital expenditure: 5089000 USD · 2025-01-01 – 2025-12-31 Source
  • Capital expenditure: 4015000 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 1302000 USD · 2026-01-01 – 2026-03-31 Source
  • Capital expenditure: 5510000 USD · 2026-01-01 – 2026-06-30 Source
  • Capital expenditure: 1302000 USD · 2026-01-01 – 2026-03-31 Source

Free cash flow

44.6 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Operating cash flow: 35371000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 20348000 USD · 2025-01-01 – 2025-06-30 Source
  • Operating cash flow: 41280000 USD · 2025-01-01 – 2025-12-31 Source
  • Operating cash flow: 35371000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 15243000 USD · 2026-01-01 – 2026-03-31 Source
  • Operating cash flow: 31038000 USD · 2026-01-01 – 2026-06-30 Source
  • Operating cash flow: 15243000 USD · 2026-01-01 – 2026-03-31 Source
  • Capital expenditure: 4015000 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 3276000 USD · 2025-01-01 – 2025-06-30 Source
  • Capital expenditure: 5089000 USD · 2025-01-01 – 2025-12-31 Source
  • Capital expenditure: 4015000 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 1302000 USD · 2026-01-01 – 2026-03-31 Source
  • Capital expenditure: 5510000 USD · 2026-01-01 – 2026-06-30 Source
  • Capital expenditure: 1302000 USD · 2026-01-01 – 2026-03-31 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-29.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • revenue: No compatible figures in this window
  • operating income: No compatible figures in this window
  • Net income: 11 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 11 of 11 periods available· newest 2025-12-31
  • Total assets: 11 of 11 periods available· newest 2025-12-31
  • Total liabilities: 11 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 4 of 11 periods available· newest 2018-12-31
  • Long-term debt including current maturities: 11 of 11 periods available· newest 2025-12-31
  • Shares outstanding: 2 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Net income

    +47.9%

    Prior period

    USD 29.71 million

    –

    Current period

    USD 43.95 million

    –

    Exact inputs and evidence

    43953000 − 29709000 = 14244000 USD

    29709000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    43953000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

  • Operating cash flow

    +19.8%

    Prior period

    USD 34.47 million

    –

    Current period

    USD 41.28 million

    –

    Exact inputs and evidence

    41280000 − 34469000 = 6811000 USD

    34469000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    41280000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

  • Capital expenditure

    -9.1%

    Prior period

    USD 5.6 million

    –

    Current period

    USD 5.09 million

    –

    Exact inputs and evidence

    5089000 − 5597000 = -508000 USD

    5597000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    5089000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
    Share or cite

    The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Revenue.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

Revenue is not reported for this company, so its costs cannot be shown as a share of it.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Not enough comparable data to show this history.
Values and sources
Revenue values and source evidence
PeriodSeriesValueSource evidence

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValueSource evidence

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2016 2016-01-01 – 2016-12-31
USD 26.53 million
Exact value

Exact value: 26534000 USD

2016-01-01 – 2016-12-31: 26534000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 34.7 million
Exact value

Exact value: 34695000 USD

2016-01-01 – 2016-12-31: 34695000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 1.44 million
Exact value

Exact value: 1441000 USD

2016-01-01 – 2016-12-31: 1441000 USD Inspect Capital Expenditure Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 33.25 million
Calculation and evidence

34695000 − 1441000 USD

Exact free cash flow: 33254000 USD

Share or cite

The citation records this snapshot. The page link may show a newer release later.

2017 2017-01-01 – 2017-12-31
USD 29.33 million
Exact value

Exact value: 29326000 USD

2017-01-01 – 2017-12-31: 29326000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 37.83 million
Exact value

Exact value: 37827000 USD

2017-01-01 – 2017-12-31: 37827000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 2.6 million
Exact value

Exact value: 2602000 USD

2017-01-01 – 2017-12-31: 2602000 USD Inspect Capital Expenditure Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 35.23 million
Calculation and evidence

37827000 − 2602000 USD

Exact free cash flow: 35225000 USD

Share or cite

The citation records this snapshot. The page link may show a newer release later.

2018 2018-01-01 – 2018-12-31
USD 36.28 million
Exact value

Exact value: 36279000 USD

2018-01-01 – 2018-12-31: 36279000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 41.98 million
Exact value

Exact value: 41976000 USD

2018-01-01 – 2018-12-31: 41976000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 5.1 million
Exact value

Exact value: 5103000 USD

2018-01-01 – 2018-12-31: 5103000 USD Inspect Capital Expenditure Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 36.87 million
Calculation and evidence

41976000 − 5103000 USD

Exact free cash flow: 36873000 USD

Share or cite

The citation records this snapshot. The page link may show a newer release later.

2019 2019-01-01 – 2019-12-31
USD 37.48 million
Exact value

Exact value: 37475000 USD

2019-01-01 – 2019-12-31: 37475000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 43.94 million
Exact value

Exact value: 43944000 USD

2019-01-01 – 2019-12-31: 43944000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 7.79 million
Exact value

Exact value: 7785000 USD

2019-01-01 – 2019-12-31: 7785000 USD Inspect Capital Expenditure Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 36.16 million
Calculation and evidence

43944000 − 7785000 USD

Exact free cash flow: 36159000 USD

Share or cite

The citation records this snapshot. The page link may show a newer release later.

2020 2020-01-01 – 2020-12-31
USD 40.83 million
Exact value

Exact value: 40827000 USD

2020-01-01 – 2020-12-31: 40827000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 42.31 million
Exact value

Exact value: 42314000 USD

2020-01-01 – 2020-12-31: 42314000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 5.13 million
Exact value

Exact value: 5132000 USD

2020-01-01 – 2020-12-31: 5132000 USD Inspect Capital Expenditure Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 37.18 million
Calculation and evidence

42314000 − 5132000 USD

Exact free cash flow: 37182000 USD

Share or cite

The citation records this snapshot. The page link may show a newer release later.

2021 2021-01-01 – 2021-12-31
USD 49.86 million
Exact value

Exact value: 49857000 USD

2021-01-01 – 2021-12-31: 49857000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 68.21 million
Exact value

Exact value: 68206000 USD

2021-01-01 – 2021-12-31: 68206000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 7.14 million
Exact value

Exact value: 7137000 USD

2021-01-01 – 2021-12-31: 7137000 USD Inspect Capital Expenditure Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 61.07 million
Calculation and evidence

68206000 − 7137000 USD

Exact free cash flow: 61069000 USD

Share or cite

The citation records this snapshot. The page link may show a newer release later.

2022 2022-01-01 – 2022-12-31
USD 48.8 million
Exact value

Exact value: 48799000 USD

2022-01-01 – 2022-12-31: 48799000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 59.71 million
Exact value

Exact value: 59713000 USD

2022-01-01 – 2022-12-31: 59713000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 14.25 million
Exact value

Exact value: 14250000 USD

2022-01-01 – 2022-12-31: 14250000 USD Inspect Capital Expenditure Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 45.46 million
Calculation and evidence

59713000 − 14250000 USD

Exact free cash flow: 45463000 USD

Share or cite

The citation records this snapshot. The page link may show a newer release later.

2023 2023-01-01 – 2023-12-31
USD 30.08 million
Exact value

Exact value: 30075000 USD

2023-01-01 – 2023-12-31: 30075000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 20.58 million
Exact value

Exact value: 20580000 USD

2023-01-01 – 2023-12-31: 20580000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 7.08 million
Exact value

Exact value: 7081000 USD

2023-01-01 – 2023-12-31: 7081000 USD Inspect Capital Expenditure Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 13.5 million
Calculation and evidence

20580000 − 7081000 USD

Exact free cash flow: 13499000 USD

Share or cite

The citation records this snapshot. The page link may show a newer release later.

2024 2024-01-01 – 2024-12-31
USD 29.71 million
Exact value

Exact value: 29709000 USD

2024-01-01 – 2024-12-31: 29709000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 34.47 million
Exact value

Exact value: 34469000 USD

2024-01-01 – 2024-12-31: 34469000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 5.6 million
Exact value

Exact value: 5597000 USD

2024-01-01 – 2024-12-31: 5597000 USD Inspect Capital Expenditure Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 28.87 million
Calculation and evidence

34469000 − 5597000 USD

Exact free cash flow: 28872000 USD

Share or cite

The citation records this snapshot. The page link may show a newer release later.

2025 2025-01-01 – 2025-12-31
USD 43.95 million
Exact value

Exact value: 43953000 USD

2025-01-01 – 2025-12-31: 43953000 USD Inspect Net Income Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 41.28 million
Exact value

Exact value: 41280000 USD

2025-01-01 – 2025-12-31: 41280000 USD Inspect Operating Cash Flow Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 5.09 million
Exact value

Exact value: 5089000 USD

2025-01-01 – 2025-12-31: 5089000 USD Inspect Capital Expenditure Open source
Share or cite

The citation records this snapshot. The page link may show a newer release later.

USD 36.19 million
Calculation and evidence

41280000 − 5089000 USD

Exact free cash flow: 36191000 USD

Share or cite

The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

163 filings · 2,973 latest values · 2,973 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000717538, 717538, AROW, edgar:717538

Also known as ARROW FINANCIAL CORP, ARROW FINANCIAL CORPORATION, Arrow Financial Corporation