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ACNB Corporation

EDGAR
ACNB Current report (8-K) · filed 2026-10-28

Annual consolidated revenue for 2025: about USD 191.8M, using the latest reported figures. The previous period, 2024, was about USD 132.2M.

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Watchlist

Latest quarter

Revenue

52.5 million USD

2026 Q2 · USD

Exact inputs and evidence

Net margin

28.98%

2026 Q2 · %

Exact inputs and evidence

Operating cash flow

-3.45 million USD

2026 Q2 · USD

Exact inputs and evidence
  • Operating Cash Flow: 20874000 USD Source
  • Operating Cash Flow: 24322000 USD Source

Free cash flow

-3.96 million USD

2026 Q2 · USD

Exact inputs and evidence
  • Operating Cash Flow: 20874000 USD Source
  • Operating Cash Flow: 24322000 USD Source
  • Capital Expenditure: 850000 USD Source
  • Capital Expenditure: 334000 USD Source
Cash and cash equivalents
81.8 million USD Source
Exact value

81835000 USD

Long-term debt including current maturities
215 million USD Source
Exact value

214884000 USD

Shares outstanding
10.2 million shares Source
Exact value

10169930 shares

Reported share-count change

-2.94% · -308 thousand shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 10478149 shares · 2025-06-30· Source
  • 10169930 shares · 2026-06-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

201 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Revenue: 50901000 USD · 2025-07-01 – 2025-09-30 Source
  • Revenue: 191821000 USD · 2025-01-01 – 2025-12-31 Source
  • Revenue: 144633000 USD · 2025-01-01 – 2025-09-30 Source
  • Revenue: 50506000 USD · 2026-01-01 – 2026-03-31 Source
  • Revenue: 52503000 USD · 2026-04-01 – 2026-06-30 Source

Net income

54.6 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Net income: 14870000 USD · 2025-07-01 – 2025-09-30 Source
  • Net income: 37051000 USD · 2025-01-01 – 2025-12-31 Source
  • Net income: 26246000 USD · 2025-01-01 – 2025-09-30 Source
  • Net income: 13703000 USD · 2026-01-01 – 2026-03-31 Source
  • Net income: 15214000 USD · 2026-04-01 – 2026-06-30 Source

Capital expenditure

1.45 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Capital expenditure: 904000 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 474000 USD · 2025-01-01 – 2025-06-30 Source
  • Capital expenditure: 1076000 USD · 2025-01-01 – 2025-12-31 Source
  • Capital expenditure: 904000 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 334000 USD · 2026-01-01 – 2026-03-31 Source
  • Capital expenditure: 850000 USD · 2026-01-01 – 2026-06-30 Source
  • Capital expenditure: 334000 USD · 2026-01-01 – 2026-03-31 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-28.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 4 of 11 periods available· newest 2025-12-31
  • operating income: No compatible figures in this window
  • Net income: 11 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 11 of 11 periods available· newest 2025-12-31
  • Total assets: 4 of 11 periods available· newest 2025-12-31
  • Total liabilities: 4 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 4 of 11 periods available· newest 2025-12-31
  • Long-term debt including current maturities: 4 of 11 periods available· newest 2025-12-31
  • Shares outstanding: 4 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +45.1%

    Prior period

    USD 132.2 million

    –

    Current period

    USD 191.82 million

    –

    Exact inputs and evidence

    191821000 − 132195000 = 59626000 USD

    132195000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    191821000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Net income

    +16.3%

    Prior period

    USD 31.85 million

    –

    Current period

    USD 37.05 million

    –

    Exact inputs and evidence

    37051000 − 31846000 = 5205000 USD

    31846000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    37051000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    +34.8%

    Prior period

    USD 39.78 million

    –

    Current period

    USD 53.64 million

    –

    Exact inputs and evidence

    53643000 − 39782000 = 13861000 USD

    39782000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    53643000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Capital expenditure

    +12.1%

    Prior period

    USD 960,000

    –

    Current period

    USD 1.08 million

    –

    Exact inputs and evidence

    1076000 − 960000 = 116000 USD

    960000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    1076000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue USD 191.82 million 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 37.05 million 19% of revenue

Cash

  • Operating cash flow USD 53.64 million 28% of revenue
  • Capital expenditure USD 1.08 million 0.6% of revenue
  • Free cash flow Derived USD 52.57 million 27% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2022 2022-01-01 – 2022-12-31108856000 UnavailableUnavailableUnavailable35752000 37390000 Derived
Source
2023 2023-01-01 – 2023-12-31115085000 UnavailableUnavailableUnavailable31688000 39434000 Derived
Source
2024 2024-01-01 – 2024-12-31132195000 UnavailableUnavailableUnavailable31846000 38822000 Derived
Source
2025 2025-01-01 – 2025-12-31191821000 UnavailableUnavailableUnavailable37051000 52567000 Derived
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 191.8M 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.207.2M155.4M103.6M51.8M0.02022202320242025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2022Revenue108856000
2023Revenue115085000
2024Revenue132195000
2025Revenue191821000

Revenue growth

Change in revenue from the same financial period one year earlier.

45.1% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.49%37%24%12%0%2022202320242025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2022Year over yearNo prior comparable period
2023Year over year5.7%
2024Year over year14.9%
2025Year over year45.1%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 19.3% 2025
Free cash flow margin 27.4% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.37.1%27.8%18.5%9.3%0.0%2022-12-312023-12-312024-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2022-12-31Operating marginNot reported
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2022Net margin32.8%
2023Net margin27.5%
2024Net margin24.1%
2025Net margin19.3%
2022Free cash flow margin34.3%
2023Free cash flow margin34.3%
2024Free cash flow margin29.4%
2025Free cash flow margin27.4%

Operating cash flow

Cash generated by the company’s normal business operations.

USD 53.6M 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.57.9M43.5M29.0M14.5M0.02022202320242025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2022Operating cash flow39201000
2023Operating cash flow40602000
2024Operating cash flow39782000
2025Operating cash flow53643000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 52.6M 2025
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.56.8M42.6M28.4M14.2M0.02022202320242025
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2022Free cash flow37390000
2023Free cash flow39434000
2024Free cash flow38822000
2025Free cash flow52567000

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

87% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.98%73%49%24%0%2022202320242025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2022Liabilities / assets90.3%
2023Liabilities / assets88.5%
2024Liabilities / assets87.3%
2025Liabilities / assets87%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2022-12-31Current assets / current liabilitiesNot reportedNo source recorded
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2016 2016-01-01 – 2016-12-31
USD 10.87 million
Exact value

Exact value: 10869000 USD

2016-01-01 – 2016-12-31: 10869000 USD Inspect Net Income Open source
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USD 12.12 million
Exact value

Exact value: 12121000 USD

2016-01-01 – 2016-12-31: 12121000 USD Inspect Operating Cash Flow Open source
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USD 2.34 million
Exact value

Exact value: 2344000 USD

2016-01-01 – 2016-12-31: 2344000 USD Inspect Capital Expenditure Open source
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USD 9.78 million
Calculation and evidence

12121000 − 2344000 USD

Exact free cash flow: 9777000 USD

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2017 2017-01-01 – 2017-12-31
USD 9.79 million
Exact value

Exact value: 9788000 USD

2017-01-01 – 2017-12-31: 9788000 USD Inspect Net Income Open source
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USD 17.01 million
Exact value

Exact value: 17007000 USD

2017-01-01 – 2017-12-31: 17007000 USD Inspect Operating Cash Flow Open source
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USD 1.76 million
Exact value

Exact value: 1757000 USD

2017-01-01 – 2017-12-31: 1757000 USD Inspect Capital Expenditure Open source
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USD 15.25 million
Calculation and evidence

17007000 − 1757000 USD

Exact free cash flow: 15250000 USD

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2018 2018-01-01 – 2018-12-31
USD 21.75 million
Exact value

Exact value: 21748000 USD

2018-01-01 – 2018-12-31: 21748000 USD Inspect Net Income Open source
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USD 29.54 million
Exact value

Exact value: 29544000 USD

2018-01-01 – 2018-12-31: 29544000 USD Inspect Operating Cash Flow Open source
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USD 1.74 million
Exact value

Exact value: 1743000 USD

2018-01-01 – 2018-12-31: 1743000 USD Inspect Capital Expenditure Open source
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USD 27.8 million
Calculation and evidence

29544000 − 1743000 USD

Exact free cash flow: 27801000 USD

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2019 2019-01-01 – 2019-12-31
USD 23.72 million
Exact value

Exact value: 23721000 USD

2019-01-01 – 2019-12-31: 23721000 USD Inspect Net Income Open source
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USD 25.72 million
Exact value

Exact value: 25723000 USD

2019-01-01 – 2019-12-31: 25723000 USD Inspect Operating Cash Flow Open source
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USD 1.42 million
Exact value

Exact value: 1424000 USD

2019-01-01 – 2019-12-31: 1424000 USD Inspect Capital Expenditure Open source
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USD 24.3 million
Calculation and evidence

25723000 − 1424000 USD

Exact free cash flow: 24299000 USD

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2020 2020-01-01 – 2020-12-31
USD 18.39 million
Exact value

Exact value: 18394000 USD

2020-01-01 – 2020-12-31: 18394000 USD Inspect Net Income Open source
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USD 25.47 million
Exact value

Exact value: 25470000 USD

2020-01-01 – 2020-12-31: 25470000 USD Inspect Operating Cash Flow Open source
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USD 1.05 million
Exact value

Exact value: 1048000 USD

2020-01-01 – 2020-12-31: 1048000 USD Inspect Capital Expenditure Open source
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USD 24.42 million
Calculation and evidence

25470000 − 1048000 USD

Exact free cash flow: 24422000 USD

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2021 2021-01-01 – 2021-12-31
USD 27.83 million
Exact value

Exact value: 27834000 USD

2021-01-01 – 2021-12-31: 27834000 USD Inspect Net Income Open source
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USD 42.13 million
Exact value

Exact value: 42126000 USD

2021-01-01 – 2021-12-31: 42126000 USD Inspect Operating Cash Flow Open source
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USD 1.58 million
Exact value

Exact value: 1576000 USD

2021-01-01 – 2021-12-31: 1576000 USD Inspect Capital Expenditure Open source
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USD 40.55 million
Calculation and evidence

42126000 − 1576000 USD

Exact free cash flow: 40550000 USD

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2022 2022-01-01 – 2022-12-31
USD 35.75 million
Exact value

Exact value: 35752000 USD

2022-01-01 – 2022-12-31: 35752000 USD Inspect Net Income Open source
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USD 39.2 million
Exact value

Exact value: 39201000 USD

2022-01-01 – 2022-12-31: 39201000 USD Inspect Operating Cash Flow Open source
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USD 1.81 million
Exact value

Exact value: 1811000 USD

2022-01-01 – 2022-12-31: 1811000 USD Inspect Capital Expenditure Open source
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USD 37.39 million
Calculation and evidence

39201000 − 1811000 USD

Exact free cash flow: 37390000 USD

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2023 2023-01-01 – 2023-12-31
USD 31.69 million
Exact value

Exact value: 31688000 USD

2023-01-01 – 2023-12-31: 31688000 USD Inspect Net Income Open source
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USD 40.6 million
Exact value

Exact value: 40602000 USD

2023-01-01 – 2023-12-31: 40602000 USD Inspect Operating Cash Flow Open source
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USD 1.17 million
Exact value

Exact value: 1168000 USD

2023-01-01 – 2023-12-31: 1168000 USD Inspect Capital Expenditure Open source
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USD 39.43 million
Calculation and evidence

40602000 − 1168000 USD

Exact free cash flow: 39434000 USD

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2024 2024-01-01 – 2024-12-31
USD 31.85 million
Exact value

Exact value: 31846000 USD

2024-01-01 – 2024-12-31: 31846000 USD Inspect Net Income Open source
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USD 39.78 million
Exact value

Exact value: 39782000 USD

2024-01-01 – 2024-12-31: 39782000 USD Inspect Operating Cash Flow Open source
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USD 960,000
Exact value

Exact value: 960000 USD

2024-01-01 – 2024-12-31: 960000 USD Inspect Capital Expenditure Open source
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USD 38.82 million
Calculation and evidence

39782000 − 960000 USD

Exact free cash flow: 38822000 USD

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2025 2025-01-01 – 2025-12-31
USD 37.05 million
Exact value

Exact value: 37051000 USD

2025-01-01 – 2025-12-31: 37051000 USD Inspect Net Income Open source
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USD 53.64 million
Exact value

Exact value: 53643000 USD

2025-01-01 – 2025-12-31: 53643000 USD Inspect Operating Cash Flow Open source
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USD 1.08 million
Exact value

Exact value: 1076000 USD

2025-01-01 – 2025-12-31: 1076000 USD Inspect Capital Expenditure Open source
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USD 52.57 million
Calculation and evidence

53643000 − 1076000 USD

Exact free cash flow: 52567000 USD

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

359 filings · 3,377 latest values · 3,377 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000715579, 715579, ACNB, edgar:715579

Also known as ACNB CORP, ACNB CORPORATION, ACNB Corporation