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AMERISERV FINANCIAL, Inc.

EDGAR
ASRV Current report (8-K) · filed 2026-10-22

Annual consolidated revenue for 2025: about Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 14.63M, using the latest reported figures. The previous period, 2024, was about Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 15.62M.

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Watchlist

Latest quarter

Revenue

3.87 million Unit_Standard_USD_NeEUmXewz0G1MmGYgo6iGg

2026 Q2 · Unit_Standard_USD_NeEUmXewz0G1MmGYgo6iGg

Exact inputs and evidence
  • Revenue: 3871000 Unit_Standard_USD_NeEUmXewz0G1MmGYgo6iGg Source

Net margin

70.73%

2026 Q2 · %

Exact inputs and evidence
  • Net Income: 2738000 Unit_Standard_USD_NeEUmXewz0G1MmGYgo6iGg Source
  • Revenue: 3871000 Unit_Standard_USD_NeEUmXewz0G1MmGYgo6iGg Source
Cash and cash equivalents
60.2 million Unit_Standard_USD_9dQPvukJKEmAkMWhiBn2sg Source
Exact value

60237000 Unit_Standard_USD_9dQPvukJKEmAkMWhiBn2sg

Long-term debt including current maturities
Not available
Shares outstanding
17 million Unit_Standard_shares_JOFwNwJntkK2a3h7iIKHkw Source
Exact value

16964267 Unit_Standard_shares_JOFwNwJntkK2a3h7iIKHkw

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-22.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 2 of 11 periods available· newest 2025-12-31
  • operating income: No compatible figures in this window
  • Net income: 3 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 2 of 11 periods available· newest 2025-12-31
  • capital expenditure: No compatible figures in this window
  • Total assets: Multiple units; comparison withheld· newest 2025-12-31
  • Total liabilities: Multiple units; comparison withheld· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: Multiple units; comparison withheld· newest 2020-12-31
  • long term debt: No compatible figures in this window
  • Shares outstanding: Multiple units; comparison withheld· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    -6.3%

    Prior period

    Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 15.62 million

    –

    Current period

    Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 14.63 million

    –

    Exact inputs and evidence

    14634000 − 15621000 = -987000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ

    15621000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    14634000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Net income

    +55.8%

    Prior period

    Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 3.6 million

    –

    Current period

    Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 5.61 million

    –

    Exact inputs and evidence

    5612000 − 3601000 = 2011000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ

    3601000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    5612000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    +18.6%

    Prior period

    Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 2.69 million

    –

    Current period

    Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 3.19 million

    –

    Exact inputs and evidence

    3187000 − 2687000 = 500000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ

    2687000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    3187000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 14.63 million 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 5.61 million 38% of revenue

Cash

  • Operating cash flow Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 3.19 million 22% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2024 2024-01-01 – 2024-12-3115621000 UnavailableUnavailableUnavailable3601000 Unavailable
Source
2025 2025-01-01 – 2025-12-3114634000 UnavailableUnavailableUnavailable5612000 Unavailable
Source

Amounts are exact, in Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 14.6M 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.16.9M12.7M8.4M4.2M0.020242025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ)Source evidence
2024Revenue15621000
2025Revenue14634000

Revenue growth

Change in revenue from the same financial period one year earlier.

-6.3% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.0.5%-1.3%-3.2%-5.0%-6.8%20242025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2024Year over yearNo prior comparable period
2025Year over year-6.3%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 38.3% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.41%31%21%10%0%2024-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2024Net margin23.1%
2025Net margin38.3%
2024Free cash flow marginNot reported
2025Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 3.2M 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.3.4M2.6M1.7M860.5K0.020242025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ)Source evidence
2024Operating cash flow2687000
2025Operating cash flow3187000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ)Source evidence
2024Free cash flowUnavailable
2025Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2024-12-31Liabilities / assetsNot reportedNo source recorded
2025-12-31Liabilities / assetsNot reportedNo source recorded

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2023 2023-01-01 – 2023-12-31
−Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 3.35 million
Exact value

Exact value: -3346000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ

2023-01-01 – 2023-12-31: -3346000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ Inspect Net Income Open source
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Unavailable Not reported for this period.
Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Operating cash flow + Capital expenditure is unavailable for this period.

2024 2024-01-01 – 2024-12-31
Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 3.6 million
Exact value

Exact value: 3601000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ

2024-01-01 – 2024-12-31: 3601000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ Inspect Net Income Open source
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Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 2.69 million
Exact value

Exact value: 2687000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ

2024-01-01 – 2024-12-31: 2687000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2025 2025-01-01 – 2025-12-31
Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 5.61 million
Exact value

Exact value: 5612000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ

2025-01-01 – 2025-12-31: 5612000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ Inspect Net Income Open source
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Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ 3.19 million
Exact value

Exact value: 3187000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ

2025-01-01 – 2025-12-31: 3187000 Unit_Standard_USD_ZMDPRUbTuEW7KFIsnFCiEQ Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

297 filings · 5,238 latest values · 5,238 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000707605, 707605, ASRV, asrv, edgar:707605

Also known as AMERISERV FINANCIAL INC /PA/, AMERISERV FINANCIAL, Inc., AmeriServ Financial, Inc., USBANCORP INC /PA/