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VERMONT FINANCIAL SERVICES CORP

EDGAR

Quarterly report (10-Q) · filed 1999-05-10

25 filing records in this dataset, filed from 1994-02-01 to 1999-05-10. Explore the available filing history and original sources.

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Watchlist

Cash and cash equivalents: 73.9 million USD 1999-03-31 Source
Exact value

73900000 USD
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

19.3 million USD

1998-04-01 – 1999-03-31

Exact inputs and evidence

Net income: 4810000 USD · 1998-04-01 – 1998-06-30 Source
Net income: 4815000 USD · 1998-07-01 – 1998-09-30 Source
Net income: 19113000 USD · 1998-01-01 – 1998-12-31 Source
Net income: 13904000 USD · 1998-01-01 – 1998-09-30 Source
Net income: 4424000 USD · 1999-01-01 – 1999-03-31 Source

Operating cash flow

18.1 million USD

1996-01-01 – 1996-12-31

Exact inputs and evidence

Operating cash flow: 10521000 USD · 1996-01-01 – 1996-03-31 Source
Operating cash flow: 12430000 USD · 1996-01-01 – 1996-06-30 Source
Operating cash flow: 10521000 USD · 1996-01-01 – 1996-03-31 Source
Operating cash flow: 12811000 USD · 1996-01-01 – 1996-09-30 Source
Operating cash flow: 12430000 USD · 1996-01-01 – 1996-06-30 Source
Operating cash flow: 18118000 USD · 1996-01-01 – 1996-12-31 Source
Operating cash flow: 12811000 USD · 1996-01-01 – 1996-09-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 1999-05-10.

Financial data available through: 1998-12-31.

Coverage by financial measure

revenue: No compatible figures in this window
operating income: No compatible figures in this window
Net income: 9 of 11 periods available· newest 1998-12-31
Operating cash flow: 7 of 11 periods available· newest 1997-12-31
Capital expenditure: 7 of 11 periods available· newest 1997-12-31
Total assets: 7 of 11 periods available· newest 1998-12-31
Total liabilities: 7 of 11 periods available· newest 1998-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 9 of 11 periods available· newest 1998-12-31
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Net income
+11.6%

Prior period

USD 17.13 million

1997-01-01 – 1997-12-31
Current period

USD 19.11 million

1998-01-01 – 1998-12-31

Exact inputs and evidence

19113000 − 17126000 = 1987000 USD

17126000 USD · 1997-01-01 – 1997-12-31
Inspect prior input Prior source
19113000 USD · 1998-01-01 – 1998-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · VERMONT FINANCIAL SERVICES CORP · 1998-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Year-over-year change in Net income: 1987000 USD Concept: fundies:NetIncome Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 19113000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-99-000003.txt#2118 Input fundies:NetIncome: 17126000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-99-000003.txt#2118
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Revenue, Operating cash flow, Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

Revenue is not reported for this company, so its costs cannot be shown as a share of it.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Not enough comparable data to show this history.

Values and sources

Revenue values and source evidence
Period	Series	Value	Source evidence

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.

Values and sources

Operating cash flow values and source evidence
Period	Series	Value	Source evidence

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
1990 1990-01-01 – 1990-12-31	USD 1.17 million Exact value Exact value: 1167000 USD 1990-01-01 – 1990-12-31: 1167000 USD Inspect Net Income Open source Share or cite Citation for Net Income · VERMONT FINANCIAL SERVICES CORP · 1990-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Net Income: 1167000 USD Concept: fundies:NetIncome Period: 1990-01-01 to 1990-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ANetIncome&period=1990-12-31&surface=latest&period_type=duration&start=1990-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1167000 USD (1990-01-01 to 1990-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-95-000010.txt#832 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Operating cash flow + Capital expenditure is unavailable for this period.
1991 1991-01-01 – 1991-12-31	USD 183,813 Exact value Exact value: 183813 USD 1991-01-01 – 1991-12-31: 183813 USD Inspect Net Income Open source Share or cite Citation for Net Income · VERMONT FINANCIAL SERVICES CORP · 1991-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Net Income: 183813 USD Concept: fundies:NetIncome Period: 1991-01-01 to 1991-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ANetIncome&period=1991-12-31&surface=latest&period_type=duration&start=1991-01-01&unit=USD&dimensions= Input fundies:NetIncome: 183813 USD (1991-01-01 to 1991-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-94-000005.txt#1748 The citation records this snapshot. The page link may show a newer release later.	USD 21.28 million Exact value Exact value: 21281980 USD 1991-01-01 – 1991-12-31: 21281980 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · VERMONT FINANCIAL SERVICES CORP · 1991-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Operating Cash Flow: 21281980 USD Concept: fundies:OperatingCashFlow Period: 1991-01-01 to 1991-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3AOperatingCashFlow&period=1991-12-31&surface=latest&period_type=duration&start=1991-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 21281980 USD (1991-01-01 to 1991-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-94-000005.txt#1767 The citation records this snapshot. The page link may show a newer release later.	USD 1.46 million Exact value Exact value: 1457190 USD 1991-01-01 – 1991-12-31: 1457190 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · VERMONT FINANCIAL SERVICES CORP · 1991-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Capital Expenditure: 1457190 USD Concept: fundies:CapitalExpenditure Period: 1991-01-01 to 1991-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ACapitalExpenditure&period=1991-12-31&surface=latest&period_type=duration&start=1991-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1457190 USD (1991-01-01 to 1991-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-94-000005.txt#1776 The citation records this snapshot. The page link may show a newer release later.	USD 19.82 million Calculation and evidence 21281980 − 1457190 USD Exact free cash flow: 19824790 USD 1991-01-01 – 1991-12-31: 21281980 USD · Inspect Operating Cash Flow · Source 1991-01-01 – 1991-12-31: 1457190 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · VERMONT FINANCIAL SERVICES CORP · 1991-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Free cash flow: 19824790 USD Concept: free-cash-flow Period: 1991-01-01 to 1991-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 21281980 USD (1991-01-01 to 1991-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-94-000005.txt#1767 Input fundies:CapitalExpenditure: 1457190 USD (1991-01-01 to 1991-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-94-000005.txt#1776 The citation records this snapshot. The page link may show a newer release later.
1992 1992-01-01 – 1992-12-31	USD 3.76 million Exact value Exact value: 3756077 USD 1992-01-01 – 1992-12-31: 3756077 USD Inspect Net Income Open source Share or cite Citation for Net Income · VERMONT FINANCIAL SERVICES CORP · 1992-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Net Income: 3756077 USD Concept: fundies:NetIncome Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ANetIncome&period=1992-12-31&surface=latest&period_type=duration&start=1992-01-01&unit=USD&dimensions= Input fundies:NetIncome: 3756077 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-94-000005.txt#1748 The citation records this snapshot. The page link may show a newer release later.	USD 9.24 million Exact value Exact value: 9236933 USD 1992-01-01 – 1992-12-31: 9236933 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · VERMONT FINANCIAL SERVICES CORP · 1992-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Operating Cash Flow: 9236933 USD Concept: fundies:OperatingCashFlow Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3AOperatingCashFlow&period=1992-12-31&surface=latest&period_type=duration&start=1992-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 9236933 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-94-000005.txt#1767 The citation records this snapshot. The page link may show a newer release later.	USD 2.91 million Exact value Exact value: 2914576 USD 1992-01-01 – 1992-12-31: 2914576 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · VERMONT FINANCIAL SERVICES CORP · 1992-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Capital Expenditure: 2914576 USD Concept: fundies:CapitalExpenditure Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ACapitalExpenditure&period=1992-12-31&surface=latest&period_type=duration&start=1992-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 2914576 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-94-000005.txt#1776 The citation records this snapshot. The page link may show a newer release later.	USD 6.32 million Calculation and evidence 9236933 − 2914576 USD Exact free cash flow: 6322357 USD 1992-01-01 – 1992-12-31: 9236933 USD · Inspect Operating Cash Flow · Source 1992-01-01 – 1992-12-31: 2914576 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · VERMONT FINANCIAL SERVICES CORP · 1992-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Free cash flow: 6322357 USD Concept: free-cash-flow Period: 1992-01-01 to 1992-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 9236933 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-94-000005.txt#1767 Input fundies:CapitalExpenditure: 2914576 USD (1992-01-01 to 1992-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-94-000005.txt#1776 The citation records this snapshot. The page link may show a newer release later.
1993 1993-01-01 – 1993-12-31	USD 7.23 million Exact value Exact value: 7231000 USD 1993-01-01 – 1993-12-31: 7231000 USD Inspect Net Income Open source Share or cite Citation for Net Income · VERMONT FINANCIAL SERVICES CORP · 1993-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Net Income: 7231000 USD Concept: fundies:NetIncome Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ANetIncome&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:NetIncome: 7231000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-96-000002.txt#1944 The citation records this snapshot. The page link may show a newer release later.	USD 19.56 million Exact value Exact value: 19564000 USD 1993-01-01 – 1993-12-31: 19564000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · VERMONT FINANCIAL SERVICES CORP · 1993-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Operating Cash Flow: 19564000 USD Concept: fundies:OperatingCashFlow Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3AOperatingCashFlow&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 19564000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-96-000002.txt#1961 The citation records this snapshot. The page link may show a newer release later.	USD 3.7 million Exact value Exact value: 3704000 USD 1993-01-01 – 1993-12-31: 3704000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · VERMONT FINANCIAL SERVICES CORP · 1993-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Capital Expenditure: 3704000 USD Concept: fundies:CapitalExpenditure Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ACapitalExpenditure&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 3704000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-96-000002.txt#1971 The citation records this snapshot. The page link may show a newer release later.	USD 15.86 million Calculation and evidence 19564000 − 3704000 USD Exact free cash flow: 15860000 USD 1993-01-01 – 1993-12-31: 19564000 USD · Inspect Operating Cash Flow · Source 1993-01-01 – 1993-12-31: 3704000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · VERMONT FINANCIAL SERVICES CORP · 1993-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Free cash flow: 15860000 USD Concept: free-cash-flow Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 19564000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-96-000002.txt#1961 Input fundies:CapitalExpenditure: 3704000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-96-000002.txt#1971 The citation records this snapshot. The page link may show a newer release later.
1994 1994-01-01 – 1994-12-31	USD 11.87 million Exact value Exact value: 11868000 USD 1994-01-01 – 1994-12-31: 11868000 USD Inspect Net Income Open source Share or cite Citation for Net Income · VERMONT FINANCIAL SERVICES CORP · 1994-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Net Income: 11868000 USD Concept: fundies:NetIncome Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ANetIncome&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:NetIncome: 11868000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-97-000004.txt#1810 The citation records this snapshot. The page link may show a newer release later.	USD 27.43 million Exact value Exact value: 27432000 USD 1994-01-01 – 1994-12-31: 27432000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · VERMONT FINANCIAL SERVICES CORP · 1994-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Operating Cash Flow: 27432000 USD Concept: fundies:OperatingCashFlow Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3AOperatingCashFlow&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 27432000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-97-000004.txt#1824 The citation records this snapshot. The page link may show a newer release later.	USD 2.06 million Exact value Exact value: 2056000 USD 1994-01-01 – 1994-12-31: 2056000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · VERMONT FINANCIAL SERVICES CORP · 1994-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Capital Expenditure: 2056000 USD Concept: fundies:CapitalExpenditure Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ACapitalExpenditure&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 2056000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-97-000004.txt#1832 The citation records this snapshot. The page link may show a newer release later.	USD 25.38 million Calculation and evidence 27432000 − 2056000 USD Exact free cash flow: 25376000 USD 1994-01-01 – 1994-12-31: 27432000 USD · Inspect Operating Cash Flow · Source 1994-01-01 – 1994-12-31: 2056000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · VERMONT FINANCIAL SERVICES CORP · 1994-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Free cash flow: 25376000 USD Concept: free-cash-flow Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 27432000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-97-000004.txt#1824 Input fundies:CapitalExpenditure: 2056000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-97-000004.txt#1832 The citation records this snapshot. The page link may show a newer release later.
1995 1995-01-01 – 1995-12-31	USD 14.9 million Exact value Exact value: 14897000 USD 1995-01-01 – 1995-12-31: 14897000 USD Inspect Net Income Open source Share or cite Citation for Net Income · VERMONT FINANCIAL SERVICES CORP · 1995-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Net Income: 14897000 USD Concept: fundies:NetIncome Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ANetIncome&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:NetIncome: 14897000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-98-000007.txt#1861 The citation records this snapshot. The page link may show a newer release later.	USD 24.48 million Exact value Exact value: 24475000 USD 1995-01-01 – 1995-12-31: 24475000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · VERMONT FINANCIAL SERVICES CORP · 1995-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Operating Cash Flow: 24475000 USD Concept: fundies:OperatingCashFlow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3AOperatingCashFlow&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 24475000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-98-000007.txt#1878 The citation records this snapshot. The page link may show a newer release later.	USD 2.3 million Exact value Exact value: 2301000 USD 1995-01-01 – 1995-12-31: 2301000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · VERMONT FINANCIAL SERVICES CORP · 1995-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Capital Expenditure: 2301000 USD Concept: fundies:CapitalExpenditure Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ACapitalExpenditure&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 2301000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-98-000007.txt#1887 The citation records this snapshot. The page link may show a newer release later.	USD 22.17 million Calculation and evidence 24475000 − 2301000 USD Exact free cash flow: 22174000 USD 1995-01-01 – 1995-12-31: 24475000 USD · Inspect Operating Cash Flow · Source 1995-01-01 – 1995-12-31: 2301000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · VERMONT FINANCIAL SERVICES CORP · 1995-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Free cash flow: 22174000 USD Concept: free-cash-flow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 24475000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-98-000007.txt#1878 Input fundies:CapitalExpenditure: 2301000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-98-000007.txt#1887 The citation records this snapshot. The page link may show a newer release later.
1996 1996-01-01 – 1996-12-31	USD 16.62 million Exact value Exact value: 16615000 USD 1996-01-01 – 1996-12-31: 16615000 USD Inspect Net Income Open source Share or cite Citation for Net Income · VERMONT FINANCIAL SERVICES CORP · 1996-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Net Income: 16615000 USD Concept: fundies:NetIncome Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ANetIncome&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:NetIncome: 16615000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-99-000003.txt#2118 The citation records this snapshot. The page link may show a newer release later.	USD 18.12 million Exact value Exact value: 18118000 USD 1996-01-01 – 1996-12-31: 18118000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · VERMONT FINANCIAL SERVICES CORP · 1996-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Operating Cash Flow: 18118000 USD Concept: fundies:OperatingCashFlow Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3AOperatingCashFlow&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 18118000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-98-000007.txt#1878 The citation records this snapshot. The page link may show a newer release later.	USD 6.26 million Exact value Exact value: 6259000 USD 1996-01-01 – 1996-12-31: 6259000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · VERMONT FINANCIAL SERVICES CORP · 1996-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Capital Expenditure: 6259000 USD Concept: fundies:CapitalExpenditure Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ACapitalExpenditure&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 6259000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-98-000007.txt#1887 The citation records this snapshot. The page link may show a newer release later.	USD 11.86 million Calculation and evidence 18118000 − 6259000 USD Exact free cash flow: 11859000 USD 1996-01-01 – 1996-12-31: 18118000 USD · Inspect Operating Cash Flow · Source 1996-01-01 – 1996-12-31: 6259000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · VERMONT FINANCIAL SERVICES CORP · 1996-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Free cash flow: 11859000 USD Concept: free-cash-flow Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 18118000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-98-000007.txt#1878 Input fundies:CapitalExpenditure: 6259000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-98-000007.txt#1887 The citation records this snapshot. The page link may show a newer release later.
1997 1997-01-01 – 1997-12-31	USD 17.13 million Exact value Exact value: 17126000 USD 1997-01-01 – 1997-12-31: 17126000 USD Inspect Net Income Open source Share or cite Citation for Net Income · VERMONT FINANCIAL SERVICES CORP · 1997-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Net Income: 17126000 USD Concept: fundies:NetIncome Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ANetIncome&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:NetIncome: 17126000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-99-000003.txt#2118 The citation records this snapshot. The page link may show a newer release later.	USD 20.75 million Exact value Exact value: 20754000 USD 1997-01-01 – 1997-12-31: 20754000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · VERMONT FINANCIAL SERVICES CORP · 1997-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Operating Cash Flow: 20754000 USD Concept: fundies:OperatingCashFlow Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3AOperatingCashFlow&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 20754000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-98-000007.txt#1878 The citation records this snapshot. The page link may show a newer release later.	USD 10.94 million Exact value Exact value: 10939000 USD 1997-01-01 – 1997-12-31: 10939000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · VERMONT FINANCIAL SERVICES CORP · 1997-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Capital Expenditure: 10939000 USD Concept: fundies:CapitalExpenditure Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ACapitalExpenditure&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 10939000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-98-000007.txt#1887 The citation records this snapshot. The page link may show a newer release later.	USD 9.82 million Calculation and evidence 20754000 − 10939000 USD Exact free cash flow: 9815000 USD 1997-01-01 – 1997-12-31: 20754000 USD · Inspect Operating Cash Flow · Source 1997-01-01 – 1997-12-31: 10939000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · VERMONT FINANCIAL SERVICES CORP · 1997-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Free cash flow: 9815000 USD Concept: free-cash-flow Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 20754000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-98-000007.txt#1878 Input fundies:CapitalExpenditure: 10939000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-98-000007.txt#1887 The citation records this snapshot. The page link may show a newer release later.
1998 1998-01-01 – 1998-12-31	USD 19.11 million Exact value Exact value: 19113000 USD 1998-01-01 – 1998-12-31: 19113000 USD Inspect Net Income Open source Share or cite Citation for Net Income · VERMONT FINANCIAL SERVICES CORP · 1998-12-31 VERMONT FINANCIAL SERVICES CORP (edgar:706116) Net Income: 19113000 USD Concept: fundies:NetIncome Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T18:00:40Z Snapshot: d3571f4524df1cd7e461d9afe846975e6d696a6480f33c0e7aa5556fa861d83f Dimensions: Consolidated View: https://fundies.io/companies/edgar/706116/explain?concept=fundies%3ANetIncome&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:NetIncome: 19113000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/706116/0000706116-99-000003.txt#2118 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Operating cash flow + Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

25 filings · 0 latest values · 0 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000706116, 706116, edgar:706116

VERMONT FINANCIAL SERVICES CORP

Trailing twelve months

Net income

Operating cash flow

Company performance

What changed year over year

Net income

Where revenue goes

Growth

Profit and cash

Balance sheet

Cash generation