English

SARATOGA BANCORP

EDGAR

Quarterly report (10-Q) · filed 1999-10-20

23 filing records in this dataset, filed from 1995-05-10 to 1999-10-20. Explore the available filing history and original sources.

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Watchlist

Cash and cash equivalents: 30.2 million USD 1999-09-30 Source
Exact value

30161000 USD
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

2.06 million USD

1998-10-01 – 1999-09-30

Exact inputs and evidence

Net income: 1948000 USD · 1998-01-01 – 1998-12-31 Source
Net income: 1322000 USD · 1998-01-01 – 1998-09-30 Source
Net income: 470000 USD · 1999-01-01 – 1999-03-31 Source
Net income: 478000 USD · 1999-04-01 – 1999-06-30 Source
Net income: 486000 USD · 1999-07-01 – 1999-09-30 Source

Operating cash flow

282 thousand USD

1998-10-01 – 1999-09-30

Exact inputs and evidence

Operating cash flow: 174000 USD · 1998-01-01 – 1998-12-31 Source
Operating cash flow: 2073000 USD · 1998-01-01 – 1998-09-30 Source
Operating cash flow: -58000 USD · 1999-01-01 – 1999-03-31 Source
Operating cash flow: 1168000 USD · 1999-01-01 – 1999-06-30 Source
Operating cash flow: -58000 USD · 1999-01-01 – 1999-03-31 Source
Operating cash flow: 2181000 USD · 1999-01-01 – 1999-09-30 Source
Operating cash flow: 1168000 USD · 1999-01-01 – 1999-06-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 1999-10-20.

Financial data available through: 1998-12-31.

Coverage by financial measure

revenue: No compatible figures in this window
operating income: No compatible figures in this window
Net income: 6 of 11 periods available· newest 1998-12-31
Operating cash flow: 5 of 11 periods available· newest 1998-12-31
Capital expenditure: 3 of 11 periods available· newest 1995-12-31
Total assets: 6 of 11 periods available· newest 1998-12-31
Total liabilities: 5 of 11 periods available· newest 1998-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 6 of 11 periods available· newest 1998-12-31
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Net income
+22.1%

Prior period

USD 1.6 million

1997-01-01 – 1997-12-31
Current period

USD 1.95 million

1998-01-01 – 1998-12-31

Exact inputs and evidence

1948000 − 1596000 = 352000 USD

1596000 USD · 1997-01-01 – 1997-12-31
Inspect prior input Prior source
1948000 USD · 1998-01-01 – 1998-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · SARATOGA BANCORP · 1998-12-31 SARATOGA BANCORP (edgar:702700) Year-over-year change in Net income: 352000 USD Concept: fundies:NetIncome Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 1948000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-99-000002.txt#3401 Input fundies:NetIncome: 1596000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-99-000002.txt#3401
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+USD 225,000

Prior period

−USD 51,000

1997-01-01 – 1997-12-31
Current period

USD 174,000

1998-01-01 – 1998-12-31

Exact inputs and evidence

174000 − -51000 = 225000 USD

-51000 USD · 1997-01-01 – 1997-12-31
Inspect prior input Prior source
174000 USD · 1998-01-01 – 1998-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · SARATOGA BANCORP · 1998-12-31 SARATOGA BANCORP (edgar:702700) Year-over-year change in Operating cash flow: 225000 USD Concept: fundies:OperatingCashFlow Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 174000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-99-000002.txt#3414 Input fundies:OperatingCashFlow: -51000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-99-000002.txt#3414
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Revenue, Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

Revenue is not reported for this company, so its costs cannot be shown as a share of it.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Not enough comparable data to show this history.

Values and sources

Revenue values and source evidence
Period	Series	Value	Source evidence

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.

Values and sources

Operating cash flow values and source evidence
Period	Series	Value	Source evidence

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
1993 1993-01-01 – 1993-12-31	USD 245,000 Exact value Exact value: 245000 USD 1993-01-01 – 1993-12-31: 245000 USD Inspect Net Income Open source Share or cite Citation for Net Income · SARATOGA BANCORP · 1993-12-31 SARATOGA BANCORP (edgar:702700) Net Income: 245000 USD Concept: fundies:NetIncome Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3ANetIncome&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:NetIncome: 245000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-96-000002.txt#2672 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	USD 89,000 Exact value Exact value: 89000 USD 1993-01-01 – 1993-12-31: 89000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · SARATOGA BANCORP · 1993-12-31 SARATOGA BANCORP (edgar:702700) Capital Expenditure: 89000 USD Concept: fundies:CapitalExpenditure Period: 1993-01-01 to 1993-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3ACapitalExpenditure&period=1993-12-31&surface=latest&period_type=duration&start=1993-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 89000 USD (1993-01-01 to 1993-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-96-000002.txt#2717 The citation records this snapshot. The page link may show a newer release later.	Unavailable Free cash flow cannot be calculated because Operating cash flow is unavailable for this period.
1994 1994-01-01 – 1994-12-31	USD 658,000 Exact value Exact value: 658000 USD 1994-01-01 – 1994-12-31: 658000 USD Inspect Net Income Open source Share or cite Citation for Net Income · SARATOGA BANCORP · 1994-12-31 SARATOGA BANCORP (edgar:702700) Net Income: 658000 USD Concept: fundies:NetIncome Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3ANetIncome&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:NetIncome: 658000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-97-000001.txt#2989 The citation records this snapshot. The page link may show a newer release later.	−USD 12,000 Exact value Exact value: -12000 USD 1994-01-01 – 1994-12-31: -12000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · SARATOGA BANCORP · 1994-12-31 SARATOGA BANCORP (edgar:702700) Operating Cash Flow: -12000 USD Concept: fundies:OperatingCashFlow Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3AOperatingCashFlow&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -12000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-97-000001.txt#3001 The citation records this snapshot. The page link may show a newer release later.	USD 34,000 Exact value Exact value: 34000 USD 1994-01-01 – 1994-12-31: 34000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · SARATOGA BANCORP · 1994-12-31 SARATOGA BANCORP (edgar:702700) Capital Expenditure: 34000 USD Concept: fundies:CapitalExpenditure Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3ACapitalExpenditure&period=1994-12-31&surface=latest&period_type=duration&start=1994-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 34000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-96-000002.txt#2717 The citation records this snapshot. The page link may show a newer release later.	−USD 46,000 Calculation and evidence -12000 − 34000 USD Exact free cash flow: -46000 USD 1994-01-01 – 1994-12-31: -12000 USD · Inspect Operating Cash Flow · Source 1994-01-01 – 1994-12-31: 34000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · SARATOGA BANCORP · 1994-12-31 SARATOGA BANCORP (edgar:702700) Free cash flow: -46000 USD Concept: free-cash-flow Period: 1994-01-01 to 1994-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -12000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-97-000001.txt#3001 Input fundies:CapitalExpenditure: 34000 USD (1994-01-01 to 1994-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-96-000002.txt#2717 The citation records this snapshot. The page link may show a newer release later.
1995 1995-01-01 – 1995-12-31	USD 881,000 Exact value Exact value: 881000 USD 1995-01-01 – 1995-12-31: 881000 USD Inspect Net Income Open source Share or cite Citation for Net Income · SARATOGA BANCORP · 1995-12-31 SARATOGA BANCORP (edgar:702700) Net Income: 881000 USD Concept: fundies:NetIncome Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3ANetIncome&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:NetIncome: 881000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-98-000005.txt#2990 The citation records this snapshot. The page link may show a newer release later.	−USD 42,000 Exact value Exact value: -42000 USD 1995-01-01 – 1995-12-31: -42000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · SARATOGA BANCORP · 1995-12-31 SARATOGA BANCORP (edgar:702700) Operating Cash Flow: -42000 USD Concept: fundies:OperatingCashFlow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3AOperatingCashFlow&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -42000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-98-000005.txt#3001 The citation records this snapshot. The page link may show a newer release later.	USD 40,000 Exact value Exact value: 40000 USD 1995-01-01 – 1995-12-31: 40000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · SARATOGA BANCORP · 1995-12-31 SARATOGA BANCORP (edgar:702700) Capital Expenditure: 40000 USD Concept: fundies:CapitalExpenditure Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3ACapitalExpenditure&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 40000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-96-000002.txt#2717 The citation records this snapshot. The page link may show a newer release later.	−USD 82,000 Calculation and evidence -42000 − 40000 USD Exact free cash flow: -82000 USD 1995-01-01 – 1995-12-31: -42000 USD · Inspect Operating Cash Flow · Source 1995-01-01 – 1995-12-31: 40000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · SARATOGA BANCORP · 1995-12-31 SARATOGA BANCORP (edgar:702700) Free cash flow: -82000 USD Concept: free-cash-flow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -42000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-98-000005.txt#3001 Input fundies:CapitalExpenditure: 40000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-96-000002.txt#2717 The citation records this snapshot. The page link may show a newer release later.
1996 1996-01-01 – 1996-12-31	USD 1.1 million Exact value Exact value: 1101000 USD 1996-01-01 – 1996-12-31: 1101000 USD Inspect Net Income Open source Share or cite Citation for Net Income · SARATOGA BANCORP · 1996-12-31 SARATOGA BANCORP (edgar:702700) Net Income: 1101000 USD Concept: fundies:NetIncome Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3ANetIncome&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1101000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-99-000002.txt#3401 The citation records this snapshot. The page link may show a newer release later.	USD 864,000 Exact value Exact value: 864000 USD 1996-01-01 – 1996-12-31: 864000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · SARATOGA BANCORP · 1996-12-31 SARATOGA BANCORP (edgar:702700) Operating Cash Flow: 864000 USD Concept: fundies:OperatingCashFlow Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3AOperatingCashFlow&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 864000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-99-000002.txt#3414 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
1997 1997-01-01 – 1997-12-31	USD 1.6 million Exact value Exact value: 1596000 USD 1997-01-01 – 1997-12-31: 1596000 USD Inspect Net Income Open source Share or cite Citation for Net Income · SARATOGA BANCORP · 1997-12-31 SARATOGA BANCORP (edgar:702700) Net Income: 1596000 USD Concept: fundies:NetIncome Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3ANetIncome&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1596000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-99-000002.txt#3401 The citation records this snapshot. The page link may show a newer release later.	−USD 51,000 Exact value Exact value: -51000 USD 1997-01-01 – 1997-12-31: -51000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · SARATOGA BANCORP · 1997-12-31 SARATOGA BANCORP (edgar:702700) Operating Cash Flow: -51000 USD Concept: fundies:OperatingCashFlow Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3AOperatingCashFlow&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -51000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-99-000002.txt#3414 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
1998 1998-01-01 – 1998-12-31	USD 1.95 million Exact value Exact value: 1948000 USD 1998-01-01 – 1998-12-31: 1948000 USD Inspect Net Income Open source Share or cite Citation for Net Income · SARATOGA BANCORP · 1998-12-31 SARATOGA BANCORP (edgar:702700) Net Income: 1948000 USD Concept: fundies:NetIncome Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3ANetIncome&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:NetIncome: 1948000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-99-000002.txt#3401 The citation records this snapshot. The page link may show a newer release later.	USD 174,000 Exact value Exact value: 174000 USD 1998-01-01 – 1998-12-31: 174000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · SARATOGA BANCORP · 1998-12-31 SARATOGA BANCORP (edgar:702700) Operating Cash Flow: 174000 USD Concept: fundies:OperatingCashFlow Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T17:14:40Z Snapshot: 0821cce2ddf27309c4f120f38c8e818d3e5a3bde4764fce0447b3bcb98d4ba4f Dimensions: Consolidated View: https://fundies.io/companies/edgar/702700/explain?concept=fundies%3AOperatingCashFlow&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 174000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702700/0000702700-99-000002.txt#3414 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

23 filings · 0 latest values · 0 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000702700, 702700, edgar:702700

SARATOGA BANCORP

Trailing twelve months

Net income

Operating cash flow

Company performance

What changed year over year

Net income

Operating cash flow

Where revenue goes

Growth

Profit and cash

Balance sheet

Cash generation