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UNIVERSAL MONEY CENTERS INC

EDGAR

Filing (10QSB) · filed 2003-09-15

27 filing records in this dataset, filed from 1999-04-29 to 2003-09-15. Explore the available filing history and original sources.

Inspect reported changes Compare with another company Historical disclosures Search filings Segments

Watchlist

Latest quarter

Revenue

1.93 million USD

2003-07-31 · USD

Exact inputs and evidence

Revenue: 1926384 USD Source

Operating margin

-4.32%

2003-07-31 · %

Exact inputs and evidence

Operating Income: -83265 USD Source
Revenue: 1926384 USD Source

Operating cash flow

112 thousand USD

2003-07-31 · USD

Exact inputs and evidence

Operating Cash Flow: 191537 USD Source
Operating Cash Flow: 79580 USD Source

Free cash flow

93 thousand USD

2003-07-31 · USD

Exact inputs and evidence

Operating Cash Flow: 191537 USD Source
Operating Cash Flow: 79580 USD Source
Capital Expenditure: 19649 USD Source
Capital Expenditure: 720 USD Source

Cash and cash equivalents: 219 thousand USD 2003-07-31 Source
Exact value

218884 USD
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

-375 thousand USD

2002-08-01 – 2003-07-31

Exact inputs and evidence

Net income: -144791 USD · 2002-08-01 – 2002-10-31 Source
Net income: -271075 USD · 2002-02-01 – 2003-01-31 Source
Net income: -380556 USD · 2002-02-01 – 2002-10-31 Source
Net income: -231007 USD · 2003-02-01 – 2003-04-30 Source
Net income: -108532 USD · 2003-05-01 – 2003-07-31 Source

Capital expenditure

513 thousand USD

2002-08-01 – 2003-07-31

Exact inputs and evidence

Capital expenditure: 422162 USD · 2002-02-01 – 2002-10-31 Source
Capital expenditure: 68832 USD · 2002-02-01 – 2002-07-31 Source
Capital expenditure: 562395 USD · 2002-02-01 – 2003-01-31 Source
Capital expenditure: 422162 USD · 2002-02-01 – 2002-10-31 Source
Capital expenditure: 720 USD · 2003-02-01 – 2003-04-30 Source
Capital expenditure: 19649 USD · 2003-02-01 – 2003-07-31 Source
Capital expenditure: 720 USD · 2003-02-01 – 2003-04-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2003-09-15.

Financial data available through: 2003-01-31.

Coverage by financial measure

Revenue: 7 of 11 periods available· newest 2003-01-31
Operating income: 7 of 11 periods available· newest 2003-01-31
Net income: 7 of 11 periods available· newest 2003-01-31
Operating cash flow: 6 of 11 periods available· newest 2003-01-31
Capital expenditure: 6 of 11 periods available· newest 2003-01-31
Total assets: 2 of 11 periods available· newest 1999-01-31
Total liabilities: 2 of 11 periods available· newest 1999-01-31
Current assets: 7 of 11 periods available· newest 2003-01-31
Current liabilities: 7 of 11 periods available· newest 2003-01-31
Cash and cash equivalents: 7 of 11 periods available· newest 2003-01-31
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
0%

Prior period

USD 8.69 million

2001-02-01 – 2002-01-31
Current period

USD 8.69 million

2002-02-01 – 2003-01-31

Exact inputs and evidence

8686464 − 8690671 = -4207 USD

8690671 USD · 2001-02-01 – 2002-01-31
Inspect prior input Prior source
8686464 USD · 2002-02-01 – 2003-01-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · UNIVERSAL MONEY CENTERS INC · 2003-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Year-over-year change in Revenue: -4207 USD Concept: fundies:Revenue Period: 2002-02-01 to 2003-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 8686464 USD (2002-02-01 to 2003-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1757 Input fundies:Revenue: 8690671 USD (2001-02-01 to 2002-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1757
The citation records this snapshot. The page link may show a newer release later.
Net income
+USD 754,780

Prior period

−USD 1.03 million

2001-02-01 – 2002-01-31
Current period

−USD 271,075

2002-02-01 – 2003-01-31

Exact inputs and evidence

-271075 − -1025855 = 754780 USD

-1025855 USD · 2001-02-01 – 2002-01-31
Inspect prior input Prior source
-271075 USD · 2002-02-01 – 2003-01-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · UNIVERSAL MONEY CENTERS INC · 2003-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Year-over-year change in Net income: 754780 USD Concept: fundies:NetIncome Period: 2002-02-01 to 2003-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: -271075 USD (2002-02-01 to 2003-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1785 Input fundies:NetIncome: -1025855 USD (2001-02-01 to 2002-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1848
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
-26.3%

Prior period

USD 695,029

2001-02-01 – 2002-01-31
Current period

USD 512,498

2002-02-01 – 2003-01-31

Exact inputs and evidence

512498 − 695029 = -182531 USD

695029 USD · 2001-02-01 – 2002-01-31
Inspect prior input Prior source
512498 USD · 2002-02-01 – 2003-01-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · UNIVERSAL MONEY CENTERS INC · 2003-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Year-over-year change in Operating cash flow: -182531 USD Concept: fundies:OperatingCashFlow Period: 2002-02-01 to 2003-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 512498 USD (2002-02-01 to 2003-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1862 Input fundies:OperatingCashFlow: 695029 USD (2001-02-01 to 2002-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1862
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
-7.2%

Prior period

USD 605,939

2001-02-01 – 2002-01-31
Current period

USD 562,395

2002-02-01 – 2003-01-31

Exact inputs and evidence

562395 − 605939 = -43544 USD

605939 USD · 2001-02-01 – 2002-01-31
Inspect prior input Prior source
562395 USD · 2002-02-01 – 2003-01-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · UNIVERSAL MONEY CENTERS INC · 2003-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Year-over-year change in Capital expenditure: -43544 USD Concept: fundies:CapitalExpenditure Period: 2002-02-01 to 2003-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 562395 USD (2002-02-01 to 2003-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1867 Input fundies:CapitalExpenditure: 605939 USD (2001-02-01 to 2002-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1867
The citation records this snapshot. The page link may show a newer release later.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2003 2002-02-01 – 2003-01-31

Revenue USD 8.69 million 100% of revenue
Cost of revenue USD 7.3 million 84% of revenue
Operating expenses USD 1.72 million 20% of revenue
Operating income −USD 326,814 −3.8% of revenue
Tax, interest and other Derived −USD 55,739 −0.6% of revenue
Net income −USD 271,075 −3.1% of revenue

Cash

Operating cash flow USD 512,498 5.9% of revenue
Capital expenditure USD 562,395 6.5% of revenue
Free cash flow Derived −USD 49,897 −0.6% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

1997 11%88%
1998 Net income was higher than operating income, so the split is not drawn.
1999 92%
2000 Operating loss: operating costs were 101% of revenue.
2001 Net loss: net income was −0.2% of revenue.
2002 Operating loss: operating costs were 105% of revenue.
2003 Operating loss: operating costs were 104% of revenue.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
1997 1996-02-01 – 1997-01-31	2600725	2297156 Derived	303569	9401 Derived	294168	Unavailable	Source 1996-02-01 – 1997-01-31: 2600725 USD Inspect Revenue Open source 1996-02-01 – 1997-01-31: 303569 USD Inspect Operating Income Open source 1996-02-01 – 1997-01-31: 294168 USD Inspect Net Income Open source
1998 1997-02-01 – 1998-01-31	3822156	3425727 Derived	396429	-267995 Derived	664424	225130 Derived	Source 1997-02-01 – 1998-01-31: 3822156 USD Inspect Revenue Open source 1997-02-01 – 1998-01-31: 396429 USD Inspect Operating Income Open source 1997-02-01 – 1998-01-31: 664424 USD Inspect Net Income Open source 1997-02-01 – 1998-01-31: 726075 USD Inspect Operating Cash Flow Open source 1997-02-01 – 1998-01-31: 500945 USD Inspect Capital Expenditure Open source
1999 1998-02-01 – 1999-01-31	5016828	4637517 Derived	379311	6641 Derived	372670	313279 Derived	Source 1998-02-01 – 1999-01-31: 5016828 USD Inspect Revenue Open source 1998-02-01 – 1999-01-31: 379311 USD Inspect Operating Income Open source 1998-02-01 – 1999-01-31: 372670 USD Inspect Net Income Open source 1998-02-01 – 1999-01-31: 682095 USD Inspect Operating Cash Flow Open source 1998-02-01 – 1999-01-31: 368816 USD Inspect Capital Expenditure Open source
2000 1999-02-01 – 2000-01-31	6409716	6495507 Derived	-85791	34932 Derived	-120723	439951 Derived	Source 1999-02-01 – 2000-01-31: 6409716 USD Inspect Revenue Open source 1999-02-01 – 2000-01-31: -85791 USD Inspect Operating Income Open source 1999-02-01 – 2000-01-31: -120723 USD Inspect Net Income Open source 1999-02-01 – 2000-01-31: 850355 USD Inspect Operating Cash Flow Open source 1999-02-01 – 2000-01-31: 410404 USD Inspect Capital Expenditure Open source
2001 2000-02-01 – 2001-01-31	8247510	8224970 Derived	22540	36749 Derived	-14209	-413959 Derived	Source 2000-02-01 – 2001-01-31: 8247510 USD Inspect Revenue Open source 2000-02-01 – 2001-01-31: 22540 USD Inspect Operating Income Open source 2000-02-01 – 2001-01-31: -14209 USD Inspect Net Income Open source 2000-02-01 – 2001-01-31: 309872 USD Inspect Operating Cash Flow Open source 2000-02-01 – 2001-01-31: 723831 USD Inspect Capital Expenditure Open source
2002 2001-02-01 – 2002-01-31	8690671	9139879 Derived	-449208	576647 Derived	-1025855	89090 Derived	Source 2001-02-01 – 2002-01-31: 8690671 USD Inspect Revenue Open source 2001-02-01 – 2002-01-31: -449208 USD Inspect Operating Income Open source 2001-02-01 – 2002-01-31: -1025855 USD Inspect Net Income Open source 2001-02-01 – 2002-01-31: 695029 USD Inspect Operating Cash Flow Open source 2001-02-01 – 2002-01-31: 605939 USD Inspect Capital Expenditure Open source
2003 2002-02-01 – 2003-01-31	8686464	9013278 Derived	-326814	-55739 Derived	-271075	-49897 Derived	Source 2002-02-01 – 2003-01-31: 8686464 USD Inspect Revenue Open source 2002-02-01 – 2003-01-31: -326814 USD Inspect Operating Income Open source 2002-02-01 – 2003-01-31: -271075 USD Inspect Net Income Open source 2002-02-01 – 2003-01-31: 512498 USD Inspect Operating Cash Flow Open source 2002-02-01 – 2003-01-31: 562395 USD Inspect Capital Expenditure Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 8.7M 2003

Values and sources

Revenue values and source evidence
Period	Series	Value(USD)	Source evidence
19971997-01-31	Revenue	2600725	Revenue: 2600725 Open source
19981998-01-31	Revenue	3822156	Revenue: 3822156 Open source
19991999-01-31	Revenue	5016828	Revenue: 5016828 Open source
20002000-01-31	Revenue	6409716	Revenue: 6409716 Open source
20012001-01-31	Revenue	8247510	Revenue: 8247510 Open source
20022002-01-31	Revenue	8690671	Revenue: 8690671 Open source
20032003-01-31	Revenue	8686464	Revenue: 8686464 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

-0% 2003

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
19971997-01-31	Year over year	No prior comparable period	Revenue: 2600725 Open source
19981998-01-31	Year over year	47%	Revenue: 3822156 Open source Revenue: 2600725 Open source
19991999-01-31	Year over year	31.3%	Revenue: 5016828 Open source Revenue: 3822156 Open source
20002000-01-31	Year over year	27.8%	Revenue: 6409716 Open source Revenue: 5016828 Open source
20012001-01-31	Year over year	28.7%	Revenue: 8247510 Open source Revenue: 6409716 Open source
20022002-01-31	Year over year	5.4%	Revenue: 8690671 Open source Revenue: 8247510 Open source
20032003-01-31	Year over year	-0%	Revenue: 8686464 Open source Revenue: 8690671 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin -3.8% 2003

Net margin -3.1% 2003

Free cash flow margin -0.6% 2003

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
19971997-01-31	Operating margin	11.7%	Operating Income: 303569 Open source Revenue: 2600725 Open source
19981998-01-31	Operating margin	10.4%	Operating Income: 396429 Open source Revenue: 3822156 Open source
19991999-01-31	Operating margin	7.6%	Operating Income: 379311 Open source Revenue: 5016828 Open source
20002000-01-31	Operating margin	-1.3%	Operating Income: -85791 Open source Revenue: 6409716 Open source
20012001-01-31	Operating margin	0.3%	Operating Income: 22540 Open source Revenue: 8247510 Open source
20022002-01-31	Operating margin	-5.2%	Operating Income: -449208 Open source Revenue: 8690671 Open source
20032003-01-31	Operating margin	-3.8%	Operating Income: -326814 Open source Revenue: 8686464 Open source
19971997-01-31	Net margin	11.3%	Net Income: 294168 Open source Revenue: 2600725 Open source
19981998-01-31	Net margin	17.4%	Net Income: 664424 Open source Revenue: 3822156 Open source
19991999-01-31	Net margin	7.4%	Net Income: 372670 Open source Revenue: 5016828 Open source
20002000-01-31	Net margin	-1.9%	Net Income: -120723 Open source Revenue: 6409716 Open source
20012001-01-31	Net margin	-0.2%	Net Income: -14209 Open source Revenue: 8247510 Open source
20022002-01-31	Net margin	-11.8%	Net Income: -1025855 Open source Revenue: 8690671 Open source
20032003-01-31	Net margin	-3.1%	Net Income: -271075 Open source Revenue: 8686464 Open source
19971997-01-31	Free cash flow margin	Not reported	Revenue: 2600725 Open source
19981998-01-31	Free cash flow margin	5.9%	Revenue: 3822156 Open source Operating Cash Flow: 726075 Open source Capital Expenditure: 500945 Open source
19991999-01-31	Free cash flow margin	6.2%	Revenue: 5016828 Open source Operating Cash Flow: 682095 Open source Capital Expenditure: 368816 Open source
20002000-01-31	Free cash flow margin	6.9%	Revenue: 6409716 Open source Operating Cash Flow: 850355 Open source Capital Expenditure: 410404 Open source
20012001-01-31	Free cash flow margin	-5%	Revenue: 8247510 Open source Operating Cash Flow: 309872 Open source Capital Expenditure: 723831 Open source
20022002-01-31	Free cash flow margin	1%	Revenue: 8690671 Open source Operating Cash Flow: 695029 Open source Capital Expenditure: 605939 Open source
20032003-01-31	Free cash flow margin	-0.6%	Revenue: 8686464 Open source Operating Cash Flow: 512498 Open source Capital Expenditure: 562395 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD 512.5K 2003

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
19971997-01-31	Operating cash flow	Not reported	No source recorded
19981998-01-31	Operating cash flow	726075	Operating Cash Flow: 726075 Open source
19991999-01-31	Operating cash flow	682095	Operating Cash Flow: 682095 Open source
20002000-01-31	Operating cash flow	850355	Operating Cash Flow: 850355 Open source
20012001-01-31	Operating cash flow	309872	Operating Cash Flow: 309872 Open source
20022002-01-31	Operating cash flow	695029	Operating Cash Flow: 695029 Open source
20032003-01-31	Operating cash flow	512498	Operating Cash Flow: 512498 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD -49.9K 2003

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
19971997-01-31	Free cash flow	Unavailable	No source recorded
19981998-01-31	Free cash flow	225130	Operating Cash Flow: 726075 Open source Capital Expenditure: 500945 Open source
19991999-01-31	Free cash flow	313279	Operating Cash Flow: 682095 Open source Capital Expenditure: 368816 Open source
20002000-01-31	Free cash flow	439951	Operating Cash Flow: 850355 Open source Capital Expenditure: 410404 Open source
20012001-01-31	Free cash flow	-413959	Operating Cash Flow: 309872 Open source Capital Expenditure: 723831 Open source
20022002-01-31	Free cash flow	89090	Operating Cash Flow: 695029 Open source Capital Expenditure: 605939 Open source
20032003-01-31	Free cash flow	-49897	Operating Cash Flow: 512498 Open source Capital Expenditure: 562395 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

100% 1999

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
1997-01-31	Liabilities / assets	Not reported	No source recorded
19981998-01-31	Liabilities / assets	100%	Total Liabilities: 2034024 Open source Total Assets: 2034024 Open source
19991999-01-31	Liabilities / assets	100%	Total Liabilities: 2805036 Open source Total Assets: 2805036 Open source
2000-01-31	Liabilities / assets	Not reported	No source recorded
2001-01-31	Liabilities / assets	Not reported	No source recorded
2002-01-31	Liabilities / assets	Not reported	No source recorded
2003-01-31	Liabilities / assets	Not reported	No source recorded

Current assets to current liabilities

Current assets divided by current liabilities.

0.22× 2003

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
19971997-01-31	Current assets / current liabilities	0.47×	Current Assets: 432351 Open source Current Liabilities: 911218 Open source
19981998-01-31	Current assets / current liabilities	0.62×	Current Assets: 475806 Open source Current Liabilities: 761542 Open source
19991999-01-31	Current assets / current liabilities	0.83×	Current Assets: 692828 Open source Current Liabilities: 838742 Open source
20002000-01-31	Current assets / current liabilities	0.63×	Current Assets: 910722 Open source Current Liabilities: 1447914 Open source
20012001-01-31	Current assets / current liabilities	0.91×	Current Assets: 1105021 Open source Current Liabilities: 1211464 Open source
20022002-01-31	Current assets / current liabilities	0.5×	Current Assets: 937576 Open source Current Liabilities: 1858694 Open source
20032003-01-31	Current assets / current liabilities	0.22×	Current Assets: 384636 Open source Current Liabilities: 1748823 Open source

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
1997 1996-02-01 – 1997-01-31	USD 294,168 Exact value Exact value: 294168 USD 1996-02-01 – 1997-01-31: 294168 USD Inspect Net Income Open source Share or cite Citation for Net Income · UNIVERSAL MONEY CENTERS INC · 1997-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Net Income: 294168 USD Concept: fundies:NetIncome Period: 1996-02-01 to 1997-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3ANetIncome&period=1997-01-31&surface=latest&period_type=duration&start=1996-02-01&unit=USD&dimensions= Input fundies:NetIncome: 294168 USD (1996-02-01 to 1997-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-99-000092.txt#2299 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Operating cash flow + Capital expenditure is unavailable for this period.
1998 1997-02-01 – 1998-01-31	USD 664,424 Exact value Exact value: 664424 USD 1997-02-01 – 1998-01-31: 664424 USD Inspect Net Income Open source Share or cite Citation for Net Income · UNIVERSAL MONEY CENTERS INC · 1998-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Net Income: 664424 USD Concept: fundies:NetIncome Period: 1997-02-01 to 1998-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3ANetIncome&period=1998-01-31&surface=latest&period_type=duration&start=1997-02-01&unit=USD&dimensions= Input fundies:NetIncome: 664424 USD (1997-02-01 to 1998-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-99-000111.txt#2161 The citation records this snapshot. The page link may show a newer release later.	USD 726,075 Exact value Exact value: 726075 USD 1997-02-01 – 1998-01-31: 726075 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UNIVERSAL MONEY CENTERS INC · 1998-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Operating Cash Flow: 726075 USD Concept: fundies:OperatingCashFlow Period: 1997-02-01 to 1998-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3AOperatingCashFlow&period=1998-01-31&surface=latest&period_type=duration&start=1997-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 726075 USD (1997-02-01 to 1998-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-99-000111.txt#2173 The citation records this snapshot. The page link may show a newer release later.	USD 500,945 Exact value Exact value: 500945 USD 1997-02-01 – 1998-01-31: 500945 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UNIVERSAL MONEY CENTERS INC · 1998-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Capital Expenditure: 500945 USD Concept: fundies:CapitalExpenditure Period: 1997-02-01 to 1998-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3ACapitalExpenditure&period=1998-01-31&surface=latest&period_type=duration&start=1997-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 500945 USD (1997-02-01 to 1998-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-99-000111.txt#2177 The citation records this snapshot. The page link may show a newer release later.	USD 225,130 Calculation and evidence 726075 − 500945 USD Exact free cash flow: 225130 USD 1997-02-01 – 1998-01-31: 726075 USD · Inspect Operating Cash Flow · Source 1997-02-01 – 1998-01-31: 500945 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UNIVERSAL MONEY CENTERS INC · 1998-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Free cash flow: 225130 USD Concept: free-cash-flow Period: 1997-02-01 to 1998-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 726075 USD (1997-02-01 to 1998-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-99-000111.txt#2173 Input fundies:CapitalExpenditure: 500945 USD (1997-02-01 to 1998-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-99-000111.txt#2177 The citation records this snapshot. The page link may show a newer release later.
1999 1998-02-01 – 1999-01-31	USD 372,670 Exact value Exact value: 372670 USD 1998-02-01 – 1999-01-31: 372670 USD Inspect Net Income Open source Share or cite Citation for Net Income · UNIVERSAL MONEY CENTERS INC · 1999-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Net Income: 372670 USD Concept: fundies:NetIncome Period: 1998-02-01 to 1999-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3ANetIncome&period=1999-01-31&surface=latest&period_type=duration&start=1998-02-01&unit=USD&dimensions= Input fundies:NetIncome: 372670 USD (1998-02-01 to 1999-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-00-000081.txt#1563 The citation records this snapshot. The page link may show a newer release later.	USD 682,095 Exact value Exact value: 682095 USD 1998-02-01 – 1999-01-31: 682095 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UNIVERSAL MONEY CENTERS INC · 1999-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Operating Cash Flow: 682095 USD Concept: fundies:OperatingCashFlow Period: 1998-02-01 to 1999-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3AOperatingCashFlow&period=1999-01-31&surface=latest&period_type=duration&start=1998-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 682095 USD (1998-02-01 to 1999-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-00-000081.txt#1573 The citation records this snapshot. The page link may show a newer release later.	USD 368,816 Exact value Exact value: 368816 USD 1998-02-01 – 1999-01-31: 368816 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UNIVERSAL MONEY CENTERS INC · 1999-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Capital Expenditure: 368816 USD Concept: fundies:CapitalExpenditure Period: 1998-02-01 to 1999-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3ACapitalExpenditure&period=1999-01-31&surface=latest&period_type=duration&start=1998-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 368816 USD (1998-02-01 to 1999-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-00-000081.txt#1577 The citation records this snapshot. The page link may show a newer release later.	USD 313,279 Calculation and evidence 682095 − 368816 USD Exact free cash flow: 313279 USD 1998-02-01 – 1999-01-31: 682095 USD · Inspect Operating Cash Flow · Source 1998-02-01 – 1999-01-31: 368816 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UNIVERSAL MONEY CENTERS INC · 1999-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Free cash flow: 313279 USD Concept: free-cash-flow Period: 1998-02-01 to 1999-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 682095 USD (1998-02-01 to 1999-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-00-000081.txt#1573 Input fundies:CapitalExpenditure: 368816 USD (1998-02-01 to 1999-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-00-000081.txt#1577 The citation records this snapshot. The page link may show a newer release later.
2000 1999-02-01 – 2000-01-31	−USD 120,723 Exact value Exact value: -120723 USD 1999-02-01 – 2000-01-31: -120723 USD Inspect Net Income Open source Share or cite Citation for Net Income · UNIVERSAL MONEY CENTERS INC · 2000-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Net Income: -120723 USD Concept: fundies:NetIncome Period: 1999-02-01 to 2000-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3ANetIncome&period=2000-01-31&surface=latest&period_type=duration&start=1999-02-01&unit=USD&dimensions= Input fundies:NetIncome: -120723 USD (1999-02-01 to 2000-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-01-500018.txt#1570 The citation records this snapshot. The page link may show a newer release later.	USD 850,355 Exact value Exact value: 850355 USD 1999-02-01 – 2000-01-31: 850355 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UNIVERSAL MONEY CENTERS INC · 2000-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Operating Cash Flow: 850355 USD Concept: fundies:OperatingCashFlow Period: 1999-02-01 to 2000-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3AOperatingCashFlow&period=2000-01-31&surface=latest&period_type=duration&start=1999-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 850355 USD (1999-02-01 to 2000-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-01-500018.txt#1580 The citation records this snapshot. The page link may show a newer release later.	USD 410,404 Exact value Exact value: 410404 USD 1999-02-01 – 2000-01-31: 410404 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UNIVERSAL MONEY CENTERS INC · 2000-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Capital Expenditure: 410404 USD Concept: fundies:CapitalExpenditure Period: 1999-02-01 to 2000-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3ACapitalExpenditure&period=2000-01-31&surface=latest&period_type=duration&start=1999-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 410404 USD (1999-02-01 to 2000-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-01-500018.txt#1585 The citation records this snapshot. The page link may show a newer release later.	USD 439,951 Calculation and evidence 850355 − 410404 USD Exact free cash flow: 439951 USD 1999-02-01 – 2000-01-31: 850355 USD · Inspect Operating Cash Flow · Source 1999-02-01 – 2000-01-31: 410404 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UNIVERSAL MONEY CENTERS INC · 2000-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Free cash flow: 439951 USD Concept: free-cash-flow Period: 1999-02-01 to 2000-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 850355 USD (1999-02-01 to 2000-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-01-500018.txt#1580 Input fundies:CapitalExpenditure: 410404 USD (1999-02-01 to 2000-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-01-500018.txt#1585 The citation records this snapshot. The page link may show a newer release later.
2001 2000-02-01 – 2001-01-31	−USD 14,209 Exact value Exact value: -14209 USD 2000-02-01 – 2001-01-31: -14209 USD Inspect Net Income Open source Share or cite Citation for Net Income · UNIVERSAL MONEY CENTERS INC · 2001-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Net Income: -14209 USD Concept: fundies:NetIncome Period: 2000-02-01 to 2001-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3ANetIncome&period=2001-01-31&surface=latest&period_type=duration&start=2000-02-01&unit=USD&dimensions= Input fundies:NetIncome: -14209 USD (2000-02-01 to 2001-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-02-000061.txt#1755 The citation records this snapshot. The page link may show a newer release later.	USD 309,872 Exact value Exact value: 309872 USD 2000-02-01 – 2001-01-31: 309872 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UNIVERSAL MONEY CENTERS INC · 2001-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Operating Cash Flow: 309872 USD Concept: fundies:OperatingCashFlow Period: 2000-02-01 to 2001-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3AOperatingCashFlow&period=2001-01-31&surface=latest&period_type=duration&start=2000-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 309872 USD (2000-02-01 to 2001-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-02-000061.txt#1768 The citation records this snapshot. The page link may show a newer release later.	USD 723,831 Exact value Exact value: 723831 USD 2000-02-01 – 2001-01-31: 723831 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UNIVERSAL MONEY CENTERS INC · 2001-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Capital Expenditure: 723831 USD Concept: fundies:CapitalExpenditure Period: 2000-02-01 to 2001-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3ACapitalExpenditure&period=2001-01-31&surface=latest&period_type=duration&start=2000-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 723831 USD (2000-02-01 to 2001-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-02-000061.txt#1775 The citation records this snapshot. The page link may show a newer release later.	−USD 413,959 Calculation and evidence 309872 − 723831 USD Exact free cash flow: -413959 USD 2000-02-01 – 2001-01-31: 309872 USD · Inspect Operating Cash Flow · Source 2000-02-01 – 2001-01-31: 723831 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UNIVERSAL MONEY CENTERS INC · 2001-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Free cash flow: -413959 USD Concept: free-cash-flow Period: 2000-02-01 to 2001-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 309872 USD (2000-02-01 to 2001-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-02-000061.txt#1768 Input fundies:CapitalExpenditure: 723831 USD (2000-02-01 to 2001-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-02-000061.txt#1775 The citation records this snapshot. The page link may show a newer release later.
2002 2001-02-01 – 2002-01-31	−USD 1.03 million Exact value Exact value: -1025855 USD 2001-02-01 – 2002-01-31: -1025855 USD Inspect Net Income Open source Share or cite Citation for Net Income · UNIVERSAL MONEY CENTERS INC · 2002-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Net Income: -1025855 USD Concept: fundies:NetIncome Period: 2001-02-01 to 2002-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3ANetIncome&period=2002-01-31&surface=latest&period_type=duration&start=2001-02-01&unit=USD&dimensions= Input fundies:NetIncome: -1025855 USD (2001-02-01 to 2002-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1848 The citation records this snapshot. The page link may show a newer release later.	USD 695,029 Exact value Exact value: 695029 USD 2001-02-01 – 2002-01-31: 695029 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UNIVERSAL MONEY CENTERS INC · 2002-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Operating Cash Flow: 695029 USD Concept: fundies:OperatingCashFlow Period: 2001-02-01 to 2002-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3AOperatingCashFlow&period=2002-01-31&surface=latest&period_type=duration&start=2001-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 695029 USD (2001-02-01 to 2002-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1862 The citation records this snapshot. The page link may show a newer release later.	USD 605,939 Exact value Exact value: 605939 USD 2001-02-01 – 2002-01-31: 605939 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UNIVERSAL MONEY CENTERS INC · 2002-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Capital Expenditure: 605939 USD Concept: fundies:CapitalExpenditure Period: 2001-02-01 to 2002-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3ACapitalExpenditure&period=2002-01-31&surface=latest&period_type=duration&start=2001-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 605939 USD (2001-02-01 to 2002-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1867 The citation records this snapshot. The page link may show a newer release later.	USD 89,090 Calculation and evidence 695029 − 605939 USD Exact free cash flow: 89090 USD 2001-02-01 – 2002-01-31: 695029 USD · Inspect Operating Cash Flow · Source 2001-02-01 – 2002-01-31: 605939 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UNIVERSAL MONEY CENTERS INC · 2002-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Free cash flow: 89090 USD Concept: free-cash-flow Period: 2001-02-01 to 2002-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 695029 USD (2001-02-01 to 2002-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1862 Input fundies:CapitalExpenditure: 605939 USD (2001-02-01 to 2002-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1867 The citation records this snapshot. The page link may show a newer release later.
2003 2002-02-01 – 2003-01-31	−USD 271,075 Exact value Exact value: -271075 USD 2002-02-01 – 2003-01-31: -271075 USD Inspect Net Income Open source Share or cite Citation for Net Income · UNIVERSAL MONEY CENTERS INC · 2003-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Net Income: -271075 USD Concept: fundies:NetIncome Period: 2002-02-01 to 2003-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3ANetIncome&period=2003-01-31&surface=latest&period_type=duration&start=2002-02-01&unit=USD&dimensions= Input fundies:NetIncome: -271075 USD (2002-02-01 to 2003-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1785 The citation records this snapshot. The page link may show a newer release later.	USD 512,498 Exact value Exact value: 512498 USD 2002-02-01 – 2003-01-31: 512498 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · UNIVERSAL MONEY CENTERS INC · 2003-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Operating Cash Flow: 512498 USD Concept: fundies:OperatingCashFlow Period: 2002-02-01 to 2003-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3AOperatingCashFlow&period=2003-01-31&surface=latest&period_type=duration&start=2002-02-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 512498 USD (2002-02-01 to 2003-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1862 The citation records this snapshot. The page link may show a newer release later.	USD 562,395 Exact value Exact value: 562395 USD 2002-02-01 – 2003-01-31: 562395 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · UNIVERSAL MONEY CENTERS INC · 2003-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Capital Expenditure: 562395 USD Concept: fundies:CapitalExpenditure Period: 2002-02-01 to 2003-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167/explain?concept=fundies%3ACapitalExpenditure&period=2003-01-31&surface=latest&period_type=duration&start=2002-02-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 562395 USD (2002-02-01 to 2003-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1867 The citation records this snapshot. The page link may show a newer release later.	−USD 49,897 Calculation and evidence 512498 − 562395 USD Exact free cash flow: -49897 USD 2002-02-01 – 2003-01-31: 512498 USD · Inspect Operating Cash Flow · Source 2002-02-01 – 2003-01-31: 562395 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · UNIVERSAL MONEY CENTERS INC · 2003-01-31 UNIVERSAL MONEY CENTERS INC (edgar:702167) Free cash flow: -49897 USD Concept: free-cash-flow Period: 2002-02-01 to 2003-01-31 Values: Latest reported Published: 2026-11-02T14:08:07Z Snapshot: f0c53c83ba1c4a87e6299ffbb259a735540c75768f943780920d7d5f41ef5daf Dimensions: Consolidated View: https://fundies.io/companies/edgar/702167?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 512498 USD (2002-02-01 to 2003-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1862 Input fundies:CapitalExpenditure: 562395 USD (2002-02-01 to 2003-01-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/702167/0001014108-03-000063.txt#1867 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

27 filings · 0 latest values · 0 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000702167, 702167, edgar:702167

UNIVERSAL MONEY CENTERS INC

Latest quarter

Revenue

Operating margin

Operating cash flow

Free cash flow

Trailing twelve months

Net income

Capital expenditure

Company performance

What changed year over year

Revenue

Net income

Operating cash flow

Capital expenditure

Where revenue goes

2003 2002-02-01 – 2003-01-31

Cash

Share of revenue by period

Growth

Profit and cash

Balance sheet

Cash generation