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AMERICAN EXPRESS CREDIT CORPORATION

EDGAR

Quarterly report (10-Q) · filed 2021-10-28

121 filing records in this dataset, filed from 1994-03-30 to 2021-10-28. Reported financial figures are available; chart coverage varies by period.

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Watchlist

Latest quarter

Revenue

179 million USD

2021 Q3 · USD

Exact inputs and evidence

Revenue: 179000000 USD Source

Net margin

49.72%

2021 Q3 · %

Exact inputs and evidence

Net Income: 89000000 USD Source
Revenue: 179000000 USD Source

Operating cash flow

284 million USD

2021 Q3 · USD

Exact inputs and evidence

Operating Cash Flow: 141000000 USD Source
Operating Cash Flow: -143000000 USD Source

Cash and cash equivalents: 1.02 billion USD 2020-09-30 Source
Exact value

1019000000 USD
Long-term debt including current maturities: 5.21 billion USD 2021-09-30 Source
Exact value

5210000000 USD
Shares outstanding: 1.5 million shares 2021-09-30 Source
Exact value

1500000 shares

Reported share-count change

0.00% · 0 shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence

1500000 shares · 2020-09-30· Source
1500000 shares · 2021-09-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

668 million USD

2020-10-01 – 2021-09-30

Exact inputs and evidence

Revenue: 139000000 USD · 2020-10-01 – 2020-12-31 Source
Revenue: 184000000 USD · 2021-01-01 – 2021-03-31 Source
Revenue: 166000000 USD · 2021-04-01 – 2021-06-30 Source
Revenue: 179000000 USD · 2021-07-01 – 2021-09-30 Source

Net income

436 million USD

2020-10-01 – 2021-09-30

Exact inputs and evidence

Net income: 71000000 USD · 2020-10-01 – 2020-12-31 Source
Net income: 140000000 USD · 2021-01-01 – 2021-03-31 Source
Net income: 136000000 USD · 2021-04-01 – 2021-06-30 Source
Net income: 89000000 USD · 2021-07-01 – 2021-09-30 Source

Operating cash flow

-50 million USD

2020-10-01 – 2021-09-30

Exact inputs and evidence

Operating cash flow: 599000000 USD · 2020-01-01 – 2020-12-31 Source
Operating cash flow: 790000000 USD · 2020-01-01 – 2020-09-30 Source
Operating cash flow: -164000000 USD · 2021-01-01 – 2021-03-31 Source
Operating cash flow: -143000000 USD · 2021-01-01 – 2021-06-30 Source
Operating cash flow: -164000000 USD · 2021-01-01 – 2021-03-31 Source
Operating cash flow: 141000000 USD · 2021-01-01 – 2021-09-30 Source
Operating cash flow: -143000000 USD · 2021-01-01 – 2021-06-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2021-10-28.

Financial data available through: 2020-12-31.

Coverage by financial measure

Revenue: 11 of 11 periods available· newest 2020-12-31
operating income: No compatible figures in this window
Net income: 11 of 11 periods available· newest 2020-12-31
Operating cash flow: 11 of 11 periods available· newest 2020-12-31
capital expenditure: No compatible figures in this window
Total assets: 11 of 11 periods available· newest 2020-12-31
Total liabilities: 11 of 11 periods available· newest 2020-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 10 of 11 periods available· newest 2019-12-31
Long-term debt including current maturities: 11 of 11 periods available· newest 2020-12-31
Shares outstanding: 11 of 11 periods available· newest 2020-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
-48.6%

Prior period

USD 1.62 billion

2019-01-01 – 2019-12-31
Current period

USD 830 million

2020-01-01 – 2020-12-31

Exact inputs and evidence

830000000 − 1615000000 = -785000000 USD

1615000000 USD · 2019-01-01 – 2019-12-31
Inspect prior input Prior source
830000000 USD · 2020-01-01 – 2020-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · AMERICAN EXPRESS CREDIT CORPORATION · 2020-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Year-over-year change in Revenue: -785000000 USD Concept: fundies:Revenue Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 830000000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496921000009/aexc-20201231.htm#2030418 Filing: 000000496921000009 Input fundies:Revenue: 1615000000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496921000009/aexc-20201231.htm#2031687 Filing: 000000496921000009
The citation records this snapshot. The page link may show a newer release later.
Net income
-51.9%

Prior period

USD 418 million

2019-01-01 – 2019-12-31
Current period

USD 201 million

2020-01-01 – 2020-12-31

Exact inputs and evidence

201000000 − 418000000 = -217000000 USD

418000000 USD · 2019-01-01 – 2019-12-31
Inspect prior input Prior source
201000000 USD · 2020-01-01 – 2020-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · AMERICAN EXPRESS CREDIT CORPORATION · 2020-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Year-over-year change in Net income: -217000000 USD Concept: fundies:NetIncome Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 201000000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496921000009/aexc-20201231.htm#1069357 Filing: 000000496921000009 Input fundies:NetIncome: 418000000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496921000009/aexc-20201231.htm#1052641 Filing: 000000496921000009
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
-22.9%

Prior period

USD 777 million

2019-01-01 – 2019-12-31
Current period

USD 599 million

2020-01-01 – 2020-12-31

Exact inputs and evidence

599000000 − 777000000 = -178000000 USD

777000000 USD · 2019-01-01 – 2019-12-31
Inspect prior input Prior source
599000000 USD · 2020-01-01 – 2020-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · AMERICAN EXPRESS CREDIT CORPORATION · 2020-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Year-over-year change in Operating cash flow: -178000000 USD Concept: fundies:OperatingCashFlow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 599000000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496921000009/aexc-20201231.htm#934143 Filing: 000000496921000009 Input fundies:OperatingCashFlow: 777000000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496921000009/aexc-20201231.htm#935311 Filing: 000000496921000009
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2020 2020-01-01 – 2020-12-31

Revenue USD 830 million 100% of revenue
Operating costs Derived Unavailable An input is unavailable.
Operating income Unavailable An input is unavailable.
Tax, interest and other Derived Unavailable An input is unavailable.
Net income USD 201 million 24% of revenue

Cash

Operating cash flow USD 599 million 72% of revenue
Capital expenditure Unavailable An input is unavailable.
Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2011 Not shown: operating income or net income is not reported.
2012 Not shown: operating income or net income is not reported.
2013 Not shown: operating income or net income is not reported.
2014 Not shown: operating income or net income is not reported.
2015 Not shown: operating income or net income is not reported.
2016 Not shown: operating income or net income is not reported.
2017 Not shown: operating income or net income is not reported.
2018 Not shown: operating income or net income is not reported.
2019 Not shown: operating income or net income is not reported.
2020 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2011 2011-01-01 – 2011-12-31	984000000	Unavailable	Unavailable	Unavailable	397000000	Unavailable	Source 2011-01-01 – 2011-12-31: 984000000 USD Inspect Revenue Open source 2011-01-01 – 2011-12-31: 397000000 USD Inspect Net Income Open source 2011-01-01 – 2011-12-31: 989000000 USD Inspect Operating Cash Flow Open source
2012 2012-01-01 – 2012-12-31	1088000000	Unavailable	Unavailable	Unavailable	339000000	Unavailable	Source 2012-01-01 – 2012-12-31: 1088000000 USD Inspect Revenue Open source 2012-01-01 – 2012-12-31: 339000000 USD Inspect Net Income Open source 2012-01-01 – 2012-12-31: 387000000 USD Inspect Operating Cash Flow Open source
2013 2013-01-01 – 2013-12-31	1007000000	Unavailable	Unavailable	Unavailable	446000000	Unavailable	Source 2013-01-01 – 2013-12-31: 1007000000 USD Inspect Revenue Open source 2013-01-01 – 2013-12-31: 446000000 USD Inspect Net Income Open source 2013-01-01 – 2013-12-31: -251000000 USD Inspect Operating Cash Flow Open source
2014 2014-01-01 – 2014-12-31	929000000	Unavailable	Unavailable	Unavailable	353000000	Unavailable	Source 2014-01-01 – 2014-12-31: 929000000 USD Inspect Revenue Open source 2014-01-01 – 2014-12-31: 353000000 USD Inspect Net Income Open source 2014-01-01 – 2014-12-31: 151000000 USD Inspect Operating Cash Flow Open source
2015 2015-01-01 – 2015-12-31	755000000	Unavailable	Unavailable	Unavailable	214000000	Unavailable	Source 2015-01-01 – 2015-12-31: 755000000 USD Inspect Revenue Open source 2015-01-01 – 2015-12-31: 214000000 USD Inspect Net Income Open source 2015-01-01 – 2015-12-31: 613000000 USD Inspect Operating Cash Flow Open source
2016 2016-01-01 – 2016-12-31	718000000	Unavailable	Unavailable	Unavailable	197000000	Unavailable	Source 2016-01-01 – 2016-12-31: 718000000 USD Inspect Revenue Open source 2016-01-01 – 2016-12-31: 197000000 USD Inspect Net Income Open source 2016-01-01 – 2016-12-31: 821000000 USD Inspect Operating Cash Flow Open source
2017 2017-01-01 – 2017-12-31	1087000000	Unavailable	Unavailable	Unavailable	-603000000	Unavailable	Source 2017-01-01 – 2017-12-31: 1087000000 USD Inspect Revenue Open source 2017-01-01 – 2017-12-31: -603000000 USD Inspect Net Income Open source 2017-01-01 – 2017-12-31: 434000000 USD Inspect Operating Cash Flow Open source
2018 2018-01-01 – 2018-12-31	1461000000	Unavailable	Unavailable	Unavailable	387000000	Unavailable	Source 2018-01-01 – 2018-12-31: 1461000000 USD Inspect Revenue Open source 2018-01-01 – 2018-12-31: 387000000 USD Inspect Net Income Open source 2018-01-01 – 2018-12-31: 941000000 USD Inspect Operating Cash Flow Open source
2019 2019-01-01 – 2019-12-31	1615000000	Unavailable	Unavailable	Unavailable	418000000	Unavailable	Source 2019-01-01 – 2019-12-31: 1615000000 USD Inspect Revenue Open source 2019-01-01 – 2019-12-31: 418000000 USD Inspect Net Income Open source 2019-01-01 – 2019-12-31: 777000000 USD Inspect Operating Cash Flow Open source
2020 2020-01-01 – 2020-12-31	830000000	Unavailable	Unavailable	Unavailable	201000000	Unavailable	Source 2020-01-01 – 2020-12-31: 830000000 USD Inspect Revenue Open source 2020-01-01 – 2020-12-31: 201000000 USD Inspect Net Income Open source 2020-01-01 – 2020-12-31: 599000000 USD Inspect Operating Cash Flow Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 830M 2020

Values and sources

Revenue values and source evidence
Period	Series	Value(USD)	Source evidence
20112011-12-31	Revenue	984000000	Revenue: 984000000 Open source
20122012-12-31	Revenue	1088000000	Revenue: 1088000000 Open source
20132013-12-31	Revenue	1007000000	Revenue: 1007000000 Open source
20142014-12-31	Revenue	929000000	Revenue: 929000000 Open source
20152015-12-31	Revenue	755000000	Revenue: 755000000 Open source
20162016-12-31	Revenue	718000000	Revenue: 718000000 Open source
20172017-12-31	Revenue	1087000000	Revenue: 1087000000 Open source
20182018-12-31	Revenue	1461000000	Revenue: 1461000000 Open source
20192019-12-31	Revenue	1615000000	Revenue: 1615000000 Open source
20202020-12-31	Revenue	830000000	Revenue: 830000000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

-48.6% 2020

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20112011-12-31	Year over year	0.4%	Revenue: 984000000 Open source Revenue: 980000000 Open source
20122012-12-31	Year over year	10.6%	Revenue: 1088000000 Open source Revenue: 984000000 Open source
20132013-12-31	Year over year	-7.4%	Revenue: 1007000000 Open source Revenue: 1088000000 Open source
20142014-12-31	Year over year	-7.7%	Revenue: 929000000 Open source Revenue: 1007000000 Open source
20152015-12-31	Year over year	-18.7%	Revenue: 755000000 Open source Revenue: 929000000 Open source
20162016-12-31	Year over year	-4.9%	Revenue: 718000000 Open source Revenue: 755000000 Open source
20172017-12-31	Year over year	51.4%	Revenue: 1087000000 Open source Revenue: 718000000 Open source
20182018-12-31	Year over year	34.4%	Revenue: 1461000000 Open source Revenue: 1087000000 Open source
20192019-12-31	Year over year	10.5%	Revenue: 1615000000 Open source Revenue: 1461000000 Open source
20202020-12-31	Year over year	-48.6%	Revenue: 830000000 Open source Revenue: 1615000000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 24.2% 2020

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
2011-12-31	Operating margin	Not reported	Revenue: 984000000 Open source
2012-12-31	Operating margin	Not reported	Revenue: 1088000000 Open source
2013-12-31	Operating margin	Not reported	Revenue: 1007000000 Open source
2014-12-31	Operating margin	Not reported	Revenue: 929000000 Open source
2015-12-31	Operating margin	Not reported	Revenue: 755000000 Open source
2016-12-31	Operating margin	Not reported	Revenue: 718000000 Open source
2017-12-31	Operating margin	Not reported	Revenue: 1087000000 Open source
2018-12-31	Operating margin	Not reported	Revenue: 1461000000 Open source
2019-12-31	Operating margin	Not reported	Revenue: 1615000000 Open source
2020-12-31	Operating margin	Not reported	Revenue: 830000000 Open source
20112011-12-31	Net margin	40.3%	Net Income: 397000000 Open source Revenue: 984000000 Open source
20122012-12-31	Net margin	31.2%	Net Income: 339000000 Open source Revenue: 1088000000 Open source
20132013-12-31	Net margin	44.3%	Net Income: 446000000 Open source Revenue: 1007000000 Open source
20142014-12-31	Net margin	38%	Net Income: 353000000 Open source Revenue: 929000000 Open source
20152015-12-31	Net margin	28.3%	Net Income: 214000000 Open source Revenue: 755000000 Open source
20162016-12-31	Net margin	27.4%	Net Income: 197000000 Open source Revenue: 718000000 Open source
20172017-12-31	Net margin	-55.5%	Net Income: -603000000 Open source Revenue: 1087000000 Open source
20182018-12-31	Net margin	26.5%	Net Income: 387000000 Open source Revenue: 1461000000 Open source
20192019-12-31	Net margin	25.9%	Net Income: 418000000 Open source Revenue: 1615000000 Open source
20202020-12-31	Net margin	24.2%	Net Income: 201000000 Open source Revenue: 830000000 Open source
20112011-12-31	Free cash flow margin	Not reported	Revenue: 984000000 Open source Operating Cash Flow: 989000000 Open source
20122012-12-31	Free cash flow margin	Not reported	Revenue: 1088000000 Open source Operating Cash Flow: 387000000 Open source
20132013-12-31	Free cash flow margin	Not reported	Revenue: 1007000000 Open source Operating Cash Flow: -251000000 Open source
20142014-12-31	Free cash flow margin	Not reported	Revenue: 929000000 Open source Operating Cash Flow: 151000000 Open source
20152015-12-31	Free cash flow margin	Not reported	Revenue: 755000000 Open source Operating Cash Flow: 613000000 Open source
20162016-12-31	Free cash flow margin	Not reported	Revenue: 718000000 Open source Operating Cash Flow: 821000000 Open source
20172017-12-31	Free cash flow margin	Not reported	Revenue: 1087000000 Open source Operating Cash Flow: 434000000 Open source
20182018-12-31	Free cash flow margin	Not reported	Revenue: 1461000000 Open source Operating Cash Flow: 941000000 Open source
20192019-12-31	Free cash flow margin	Not reported	Revenue: 1615000000 Open source Operating Cash Flow: 777000000 Open source
20202020-12-31	Free cash flow margin	Not reported	Revenue: 830000000 Open source Operating Cash Flow: 599000000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD 599M 2020

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20112011-12-31	Operating cash flow	989000000	Operating Cash Flow: 989000000 Open source
20122012-12-31	Operating cash flow	387000000	Operating Cash Flow: 387000000 Open source
20132013-12-31	Operating cash flow	-251000000	Operating Cash Flow: -251000000 Open source
20142014-12-31	Operating cash flow	151000000	Operating Cash Flow: 151000000 Open source
20152015-12-31	Operating cash flow	613000000	Operating Cash Flow: 613000000 Open source
20162016-12-31	Operating cash flow	821000000	Operating Cash Flow: 821000000 Open source
20172017-12-31	Operating cash flow	434000000	Operating Cash Flow: 434000000 Open source
20182018-12-31	Operating cash flow	941000000	Operating Cash Flow: 941000000 Open source
20192019-12-31	Operating cash flow	777000000	Operating Cash Flow: 777000000 Open source
20202020-12-31	Operating cash flow	599000000	Operating Cash Flow: 599000000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20112011-12-31	Free cash flow	Unavailable	Operating Cash Flow: 989000000 Open source
20122012-12-31	Free cash flow	Unavailable	Operating Cash Flow: 387000000 Open source
20132013-12-31	Free cash flow	Unavailable	Operating Cash Flow: -251000000 Open source
20142014-12-31	Free cash flow	Unavailable	Operating Cash Flow: 151000000 Open source
20152015-12-31	Free cash flow	Unavailable	Operating Cash Flow: 613000000 Open source
20162016-12-31	Free cash flow	Unavailable	Operating Cash Flow: 821000000 Open source
20172017-12-31	Free cash flow	Unavailable	Operating Cash Flow: 434000000 Open source
20182018-12-31	Free cash flow	Unavailable	Operating Cash Flow: 941000000 Open source
20192019-12-31	Free cash flow	Unavailable	Operating Cash Flow: 777000000 Open source
20202020-12-31	Free cash flow	Unavailable	Operating Cash Flow: 599000000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

88.1% 2020

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
20112011-12-31	Liabilities / assets	89.9%	Total Liabilities: 28010000000 Open source Total Assets: 31141000000 Open source
20122012-12-31	Liabilities / assets	90.6%	Total Liabilities: 30627000000 Open source Total Assets: 33795000000 Open source
20132013-12-31	Liabilities / assets	91%	Total Liabilities: 27239000000 Open source Total Assets: 29926000000 Open source
20142014-12-31	Liabilities / assets	92.7%	Total Liabilities: 30451000000 Open source Total Assets: 32840000000 Open source
20152015-12-31	Liabilities / assets	93.6%	Total Liabilities: 31166000000 Open source Total Assets: 33285000000 Open source
20162016-12-31	Liabilities / assets	93.1%	Total Liabilities: 29727000000 Open source Total Assets: 31936000000 Open source
20172017-12-31	Liabilities / assets	94.8%	Total Liabilities: 34018000000 Open source Total Assets: 35889000000 Open source
20182018-12-31	Liabilities / assets	94.5%	Total Liabilities: 37846000000 Open source Total Assets: 40042000000 Open source
20192019-12-31	Liabilities / assets	93.1%	Total Liabilities: 34770000000 Open source Total Assets: 37357000000 Open source
20202020-12-31	Liabilities / assets	88.1%	Total Liabilities: 21413000000 Open source Total Assets: 24308000000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
2011-12-31	Current assets / current liabilities	Not reported	No source recorded
2012-12-31	Current assets / current liabilities	Not reported	No source recorded
2013-12-31	Current assets / current liabilities	Not reported	No source recorded
2014-12-31	Current assets / current liabilities	Not reported	No source recorded
2015-12-31	Current assets / current liabilities	Not reported	No source recorded
2016-12-31	Current assets / current liabilities	Not reported	No source recorded
2017-12-31	Current assets / current liabilities	Not reported	No source recorded
2018-12-31	Current assets / current liabilities	Not reported	No source recorded
2019-12-31	Current assets / current liabilities	Not reported	No source recorded
2020-12-31	Current assets / current liabilities	Not reported	No source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2011 2011-01-01 – 2011-12-31	USD 397 million Exact value Exact value: 397000000 USD 2011-01-01 – 2011-12-31: 397000000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN EXPRESS CREDIT CORPORATION · 2011-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Net Income: 397000000 USD Concept: fundies:NetIncome Period: 2011-01-01 to 2011-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3ANetIncome&period=2011-12-31&surface=latest&period_type=duration&start=2011-01-01&unit=USD&dimensions= Input fundies:NetIncome: 397000000 USD (2011-01-01 to 2011-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000119312514093223/aexc-20131231.xml#143794 Filing: 000119312514093223 The citation records this snapshot. The page link may show a newer release later.	USD 989 million Exact value Exact value: 989000000 USD 2011-01-01 – 2011-12-31: 989000000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN EXPRESS CREDIT CORPORATION · 2011-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Operating Cash Flow: 989000000 USD Concept: fundies:OperatingCashFlow Period: 2011-01-01 to 2011-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3AOperatingCashFlow&period=2011-12-31&surface=latest&period_type=duration&start=2011-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 989000000 USD (2011-01-01 to 2011-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000119312514093223/aexc-20131231.xml#168446 Filing: 000119312514093223 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2012 2012-01-01 – 2012-12-31	USD 339 million Exact value Exact value: 339000000 USD 2012-01-01 – 2012-12-31: 339000000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN EXPRESS CREDIT CORPORATION · 2012-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Net Income: 339000000 USD Concept: fundies:NetIncome Period: 2012-01-01 to 2012-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3ANetIncome&period=2012-12-31&surface=latest&period_type=duration&start=2012-01-01&unit=USD&dimensions= Input fundies:NetIncome: 339000000 USD (2012-01-01 to 2012-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000119312515085583/aexc-20141231.xml#1707879 Filing: 000119312515085583 The citation records this snapshot. The page link may show a newer release later.	USD 387 million Exact value Exact value: 387000000 USD 2012-01-01 – 2012-12-31: 387000000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN EXPRESS CREDIT CORPORATION · 2012-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Operating Cash Flow: 387000000 USD Concept: fundies:OperatingCashFlow Period: 2012-01-01 to 2012-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3AOperatingCashFlow&period=2012-12-31&surface=latest&period_type=duration&start=2012-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 387000000 USD (2012-01-01 to 2012-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000119312515085583/aexc-20141231.xml#850050 Filing: 000119312515085583 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2013 2013-01-01 – 2013-12-31	USD 446 million Exact value Exact value: 446000000 USD 2013-01-01 – 2013-12-31: 446000000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN EXPRESS CREDIT CORPORATION · 2013-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Net Income: 446000000 USD Concept: fundies:NetIncome Period: 2013-01-01 to 2013-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3ANetIncome&period=2013-12-31&surface=latest&period_type=duration&start=2013-01-01&unit=USD&dimensions= Input fundies:NetIncome: 446000000 USD (2013-01-01 to 2013-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000119312516503634/aexc-20151231.xml#1776235 Filing: 000119312516503634 The citation records this snapshot. The page link may show a newer release later.	−USD 251 million Exact value Exact value: -251000000 USD 2013-01-01 – 2013-12-31: -251000000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN EXPRESS CREDIT CORPORATION · 2013-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Operating Cash Flow: -251000000 USD Concept: fundies:OperatingCashFlow Period: 2013-01-01 to 2013-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3AOperatingCashFlow&period=2013-12-31&surface=latest&period_type=duration&start=2013-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -251000000 USD (2013-01-01 to 2013-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000119312516503634/aexc-20151231.xml#1683114 Filing: 000119312516503634 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2014 2014-01-01 – 2014-12-31	USD 353 million Exact value Exact value: 353000000 USD 2014-01-01 – 2014-12-31: 353000000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN EXPRESS CREDIT CORPORATION · 2014-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Net Income: 353000000 USD Concept: fundies:NetIncome Period: 2014-01-01 to 2014-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3ANetIncome&period=2014-12-31&surface=latest&period_type=duration&start=2014-01-01&unit=USD&dimensions= Input fundies:NetIncome: 353000000 USD (2014-01-01 to 2014-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496917000006/aexc-20161230.xml#700188 Filing: 000000496917000006 The citation records this snapshot. The page link may show a newer release later.	USD 151 million Exact value Exact value: 151000000 USD 2014-01-01 – 2014-12-31: 151000000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN EXPRESS CREDIT CORPORATION · 2014-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Operating Cash Flow: 151000000 USD Concept: fundies:OperatingCashFlow Period: 2014-01-01 to 2014-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3AOperatingCashFlow&period=2014-12-31&surface=latest&period_type=duration&start=2014-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 151000000 USD (2014-01-01 to 2014-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496917000006/aexc-20161230.xml#1715734 Filing: 000000496917000006 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2015 2015-01-01 – 2015-12-31	USD 214 million Exact value Exact value: 214000000 USD 2015-01-01 – 2015-12-31: 214000000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN EXPRESS CREDIT CORPORATION · 2015-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Net Income: 214000000 USD Concept: fundies:NetIncome Period: 2015-01-01 to 2015-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3ANetIncome&period=2015-12-31&surface=latest&period_type=duration&start=2015-01-01&unit=USD&dimensions= Input fundies:NetIncome: 214000000 USD (2015-01-01 to 2015-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496918000015/aexc-20171231.xml#985076 Filing: 000000496918000015 The citation records this snapshot. The page link may show a newer release later.	USD 613 million Exact value Exact value: 613000000 USD 2015-01-01 – 2015-12-31: 613000000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN EXPRESS CREDIT CORPORATION · 2015-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Operating Cash Flow: 613000000 USD Concept: fundies:OperatingCashFlow Period: 2015-01-01 to 2015-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3AOperatingCashFlow&period=2015-12-31&surface=latest&period_type=duration&start=2015-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 613000000 USD (2015-01-01 to 2015-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496918000015/aexc-20171231.xml#906909 Filing: 000000496918000015 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2016 2016-01-01 – 2016-12-31	USD 197 million Exact value Exact value: 197000000 USD 2016-01-01 – 2016-12-31: 197000000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN EXPRESS CREDIT CORPORATION · 2016-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Net Income: 197000000 USD Concept: fundies:NetIncome Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3ANetIncome&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:NetIncome: 197000000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496919000006/aexc-20181231.xml#312718 Filing: 000000496919000006 The citation records this snapshot. The page link may show a newer release later.	USD 821 million Exact value Exact value: 821000000 USD 2016-01-01 – 2016-12-31: 821000000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN EXPRESS CREDIT CORPORATION · 2016-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Operating Cash Flow: 821000000 USD Concept: fundies:OperatingCashFlow Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3AOperatingCashFlow&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 821000000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496919000006/aexc-20181231.xml#1363615 Filing: 000000496919000006 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2017 2017-01-01 – 2017-12-31	−USD 603 million Exact value Exact value: -603000000 USD 2017-01-01 – 2017-12-31: -603000000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN EXPRESS CREDIT CORPORATION · 2017-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Net Income: -603000000 USD Concept: fundies:NetIncome Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3ANetIncome&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:NetIncome: -603000000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496920000023/aexc-20191231.htm#1285031 Filing: 000000496920000023 The citation records this snapshot. The page link may show a newer release later.	USD 434 million Exact value Exact value: 434000000 USD 2017-01-01 – 2017-12-31: 434000000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN EXPRESS CREDIT CORPORATION · 2017-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Operating Cash Flow: 434000000 USD Concept: fundies:OperatingCashFlow Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3AOperatingCashFlow&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 434000000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496920000023/aexc-20191231.htm#1153582 Filing: 000000496920000023 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2018 2018-01-01 – 2018-12-31	USD 387 million Exact value Exact value: 387000000 USD 2018-01-01 – 2018-12-31: 387000000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN EXPRESS CREDIT CORPORATION · 2018-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Net Income: 387000000 USD Concept: fundies:NetIncome Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3ANetIncome&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:NetIncome: 387000000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496921000009/aexc-20201231.htm#1040512 Filing: 000000496921000009 The citation records this snapshot. The page link may show a newer release later.	USD 941 million Exact value Exact value: 941000000 USD 2018-01-01 – 2018-12-31: 941000000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN EXPRESS CREDIT CORPORATION · 2018-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Operating Cash Flow: 941000000 USD Concept: fundies:OperatingCashFlow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3AOperatingCashFlow&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 941000000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496921000009/aexc-20201231.htm#936355 Filing: 000000496921000009 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2019 2019-01-01 – 2019-12-31	USD 418 million Exact value Exact value: 418000000 USD 2019-01-01 – 2019-12-31: 418000000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN EXPRESS CREDIT CORPORATION · 2019-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Net Income: 418000000 USD Concept: fundies:NetIncome Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3ANetIncome&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:NetIncome: 418000000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496921000009/aexc-20201231.htm#1052641 Filing: 000000496921000009 The citation records this snapshot. The page link may show a newer release later.	USD 777 million Exact value Exact value: 777000000 USD 2019-01-01 – 2019-12-31: 777000000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN EXPRESS CREDIT CORPORATION · 2019-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Operating Cash Flow: 777000000 USD Concept: fundies:OperatingCashFlow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3AOperatingCashFlow&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 777000000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496921000009/aexc-20201231.htm#935311 Filing: 000000496921000009 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2020 2020-01-01 – 2020-12-31	USD 201 million Exact value Exact value: 201000000 USD 2020-01-01 – 2020-12-31: 201000000 USD Inspect Net Income Open source Share or cite Citation for Net Income · AMERICAN EXPRESS CREDIT CORPORATION · 2020-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Net Income: 201000000 USD Concept: fundies:NetIncome Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3ANetIncome&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:NetIncome: 201000000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496921000009/aexc-20201231.htm#1069357 Filing: 000000496921000009 The citation records this snapshot. The page link may show a newer release later.	USD 599 million Exact value Exact value: 599000000 USD 2020-01-01 – 2020-12-31: 599000000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · AMERICAN EXPRESS CREDIT CORPORATION · 2020-12-31 AMERICAN EXPRESS CREDIT CORPORATION (edgar:4969) Operating Cash Flow: 599000000 USD Concept: fundies:OperatingCashFlow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T19:41:06Z Snapshot: 66ff8950af7e4eba199fe8101c4e4d22998c3ea39127288085989189c2550734 Dimensions: Consolidated View: https://fundies.io/companies/edgar/4969/explain?concept=fundies%3AOperatingCashFlow&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 599000000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/4969/000000496921000009/aexc-20201231.htm#934143 Filing: 000000496921000009 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

121 filings · 1,999 latest values · 1,999 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000004969, 4969, AXP/21, edgar:4969

Also known as AMERICAN EXPRESS CREDIT CORP, AMERICAN EXPRESS CREDIT CORPORATION

AMERICAN EXPRESS CREDIT CORPORATION

Latest quarter

Revenue

Net margin

Operating cash flow

Reported share-count change

Trailing twelve months

Revenue

Net income

Operating cash flow

Company performance

What changed year over year

Revenue

Net income

Operating cash flow

Where revenue goes

2020 2020-01-01 – 2020-12-31

Cash

Share of revenue by period

Growth

Profit and cash

Balance sheet

Cash generation