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INDEPENDENT BANK CORPORATION

EDGAR

IBCP Current report (8-K) · filed 2026-10-27

Annual consolidated revenue for 2025: about USD 32.08M, using the latest reported figures. The previous period, 2024, was about USD 31.98M.

Inspect reported changes Compare with another company Historical disclosures Search filings Segments

Watchlist

Latest quarter

Revenue

8.2 million USD

2026 Q2 · USD

Exact inputs and evidence

Revenue: 8204000 USD Source

Net margin

229.22%

2026 Q2 · %

Exact inputs and evidence

Net Income: 18805000 USD Source
Revenue: 8204000 USD Source

Operating cash flow

20.3 million USD

2026 Q2 · USD

Exact inputs and evidence

Operating Cash Flow: 11127000 USD Source
Operating Cash Flow: -9157000 USD Source

Free cash flow

16.7 million USD

2026 Q2 · USD

Exact inputs and evidence

Operating Cash Flow: 11127000 USD Source
Operating Cash Flow: -9157000 USD Source
Capital Expenditure: 8170000 USD Source
Capital Expenditure: 4609000 USD Source

Cash and cash equivalents: 165 million USD 2026-06-30 Source
Exact value

165450000 USD
Long-term debt including current maturities: Not available
Shares outstanding: 20.6 million shares 2026-06-30 Source
Exact value

20602535 shares

Reported share-count change

-0.55% · -113 thousand shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence

20715650 shares · 2025-06-30· Source
20602535 shares · 2026-06-30· Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-27.

Financial data available through: 2025-12-31.

Coverage by financial measure

Revenue: 6 of 11 periods available· newest 2025-12-31
operating income: No compatible figures in this window
Net income: 6 of 11 periods available· newest 2025-12-31
Operating cash flow: 6 of 11 periods available· newest 2025-12-31
Capital expenditure: 6 of 11 periods available· newest 2025-12-31
Total assets: 5 of 11 periods available· newest 2025-12-31
Total liabilities: 5 of 11 periods available· newest 2025-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 5 of 11 periods available· newest 2025-12-31
long term debt: No compatible figures in this window
Shares outstanding: 5 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
+0.3%

Prior period

USD 31.98 million

2024-01-01 – 2024-12-31
Current period

USD 32.08 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

32075000 − 31979000 = 96000 USD

31979000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
32075000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · INDEPENDENT BANK CORPORATION · 2025-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Year-over-year change in Revenue: 96000 USD Concept: fundies:Revenue Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 32075000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#9172729 Filing: 000003931126000009 Input fundies:Revenue: 31979000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#9178465 Filing: 000003931126000009
The citation records this snapshot. The page link may show a newer release later.
Net income
+2.6%

Prior period

USD 66.79 million

2024-01-01 – 2024-12-31
Current period

USD 68.54 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

68541000 − 66790000 = 1751000 USD

66790000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
68541000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · INDEPENDENT BANK CORPORATION · 2025-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Year-over-year change in Net income: 1751000 USD Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: 68541000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#9718885 Filing: 000003931126000009 Input fundies:NetIncome: 66790000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#9738311 Filing: 000003931126000009
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Operating cash flow
+21.4%

Prior period

USD 63.15 million

2024-01-01 – 2024-12-31
Current period

USD 76.66 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

76662000 − 63151000 = 13511000 USD

63151000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
76662000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · INDEPENDENT BANK CORPORATION · 2025-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Year-over-year change in Operating cash flow: 13511000 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 76662000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#928829 Filing: 000003931126000009 Input fundies:OperatingCashFlow: 63151000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#929003 Filing: 000003931126000009
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
-18.3%

Prior period

USD 7.95 million

2024-01-01 – 2024-12-31
Current period

USD 6.49 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

6494000 − 7950000 = -1456000 USD

7950000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
6494000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · INDEPENDENT BANK CORPORATION · 2025-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Year-over-year change in Capital expenditure: -1456000 USD Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 6494000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#936624 Filing: 000003931126000009 Input fundies:CapitalExpenditure: 7950000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#936797 Filing: 000003931126000009
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Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

Revenue USD 32.08 million 100% of revenue
Operating costs Derived Unavailable An input is unavailable.
Operating income Unavailable An input is unavailable.
Tax, interest and other Derived Unavailable An input is unavailable.
Net income USD 68.54 million 214% of revenue

Cash

Operating cash flow USD 76.66 million 239% of revenue
Capital expenditure USD 6.49 million 20% of revenue
Free cash flow Derived USD 70.17 million 219% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2020 Not shown: operating income or net income is not reported.
2021 Not shown: operating income or net income is not reported.
2022 Not shown: operating income or net income is not reported.
2023 Not shown: operating income or net income is not reported.
2024 Not shown: operating income or net income is not reported.
2025 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2020 2020-01-01 – 2020-12-31	24026000	Unavailable	Unavailable	Unavailable	56152000	54301000 Derived	Source 2020-01-01 – 2020-12-31: 24026000 USD Inspect Revenue Open source 2020-01-01 – 2020-12-31: 56152000 USD Inspect Net Income Open source 2020-01-01 – 2020-12-31: 58684000 USD Inspect Operating Cash Flow Open source 2020-01-01 – 2020-12-31: 4383000 USD Inspect Capital Expenditure Open source
2021 2021-01-01 – 2021-12-31	29098000	Unavailable	Unavailable	Unavailable	62895000	104317000 Derived	Source 2021-01-01 – 2021-12-31: 29098000 USD Inspect Revenue Open source 2021-01-01 – 2021-12-31: 62895000 USD Inspect Net Income Open source 2021-01-01 – 2021-12-31: 110154000 USD Inspect Operating Cash Flow Open source 2021-01-01 – 2021-12-31: 5837000 USD Inspect Capital Expenditure Open source
2022 2022-01-01 – 2022-12-31	31643000	Unavailable	Unavailable	Unavailable	63351000	88953000 Derived	Source 2022-01-01 – 2022-12-31: 31643000 USD Inspect Revenue Open source 2022-01-01 – 2022-12-31: 63351000 USD Inspect Net Income Open source 2022-01-01 – 2022-12-31: 94632000 USD Inspect Operating Cash Flow Open source 2022-01-01 – 2022-12-31: 5679000 USD Inspect Capital Expenditure Open source
2023 2023-01-01 – 2023-12-31	32903000	Unavailable	Unavailable	Unavailable	59067000	69565000 Derived	Source 2023-01-01 – 2023-12-31: 32903000 USD Inspect Revenue Open source 2023-01-01 – 2023-12-31: 59067000 USD Inspect Net Income Open source 2023-01-01 – 2023-12-31: 75589000 USD Inspect Operating Cash Flow Open source 2023-01-01 – 2023-12-31: 6024000 USD Inspect Capital Expenditure Open source
2024 2024-01-01 – 2024-12-31	31979000	Unavailable	Unavailable	Unavailable	66790000	55201000 Derived	Source 2024-01-01 – 2024-12-31: 31979000 USD Inspect Revenue Open source 2024-01-01 – 2024-12-31: 66790000 USD Inspect Net Income Open source 2024-01-01 – 2024-12-31: 63151000 USD Inspect Operating Cash Flow Open source 2024-01-01 – 2024-12-31: 7950000 USD Inspect Capital Expenditure Open source
2025 2025-01-01 – 2025-12-31	32075000	Unavailable	Unavailable	Unavailable	68541000	70168000 Derived	Source 2025-01-01 – 2025-12-31: 32075000 USD Inspect Revenue Open source 2025-01-01 – 2025-12-31: 68541000 USD Inspect Net Income Open source 2025-01-01 – 2025-12-31: 76662000 USD Inspect Operating Cash Flow Open source 2025-01-01 – 2025-12-31: 6494000 USD Inspect Capital Expenditure Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 32.1M 2025

Values and sources

Revenue values and source evidence
Period	Series	Value(USD)	Source evidence
20202020-12-31	Revenue	24026000	Revenue: 24026000 Open source
20212021-12-31	Revenue	29098000	Revenue: 29098000 Open source
20222022-12-31	Revenue	31643000	Revenue: 31643000 Open source
20232023-12-31	Revenue	32903000	Revenue: 32903000 Open source
20242024-12-31	Revenue	31979000	Revenue: 31979000 Open source
20252025-12-31	Revenue	32075000	Revenue: 32075000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

0.3% 2025

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20202020-12-31	Year over year	No prior comparable period	Revenue: 24026000 Open source
20212021-12-31	Year over year	21.1%	Revenue: 29098000 Open source Revenue: 24026000 Open source
20222022-12-31	Year over year	8.7%	Revenue: 31643000 Open source Revenue: 29098000 Open source
20232023-12-31	Year over year	4%	Revenue: 32903000 Open source Revenue: 31643000 Open source
20242024-12-31	Year over year	-2.8%	Revenue: 31979000 Open source Revenue: 32903000 Open source
20252025-12-31	Year over year	0.3%	Revenue: 32075000 Open source Revenue: 31979000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 213.7% 2025

Free cash flow margin 218.8% 2025

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
2020-12-31	Operating margin	Not reported	Revenue: 24026000 Open source
2021-12-31	Operating margin	Not reported	Revenue: 29098000 Open source
2022-12-31	Operating margin	Not reported	Revenue: 31643000 Open source
2023-12-31	Operating margin	Not reported	Revenue: 32903000 Open source
2024-12-31	Operating margin	Not reported	Revenue: 31979000 Open source
2025-12-31	Operating margin	Not reported	Revenue: 32075000 Open source
20202020-12-31	Net margin	233.7%	Net Income: 56152000 Open source Revenue: 24026000 Open source
20212021-12-31	Net margin	216.1%	Net Income: 62895000 Open source Revenue: 29098000 Open source
20222022-12-31	Net margin	200.2%	Net Income: 63351000 Open source Revenue: 31643000 Open source
20232023-12-31	Net margin	179.5%	Net Income: 59067000 Open source Revenue: 32903000 Open source
20242024-12-31	Net margin	208.9%	Net Income: 66790000 Open source Revenue: 31979000 Open source
20252025-12-31	Net margin	213.7%	Net Income: 68541000 Open source Revenue: 32075000 Open source
20202020-12-31	Free cash flow margin	226%	Revenue: 24026000 Open source Operating Cash Flow: 58684000 Open source Capital Expenditure: 4383000 Open source
20212021-12-31	Free cash flow margin	358.5%	Revenue: 29098000 Open source Operating Cash Flow: 110154000 Open source Capital Expenditure: 5837000 Open source
20222022-12-31	Free cash flow margin	281.1%	Revenue: 31643000 Open source Operating Cash Flow: 94632000 Open source Capital Expenditure: 5679000 Open source
20232023-12-31	Free cash flow margin	211.4%	Revenue: 32903000 Open source Operating Cash Flow: 75589000 Open source Capital Expenditure: 6024000 Open source
20242024-12-31	Free cash flow margin	172.6%	Revenue: 31979000 Open source Operating Cash Flow: 63151000 Open source Capital Expenditure: 7950000 Open source
20252025-12-31	Free cash flow margin	218.8%	Revenue: 32075000 Open source Operating Cash Flow: 76662000 Open source Capital Expenditure: 6494000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD 76.7M 2025

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20202020-12-31	Operating cash flow	58684000	Operating Cash Flow: 58684000 Open source
20212021-12-31	Operating cash flow	110154000	Operating Cash Flow: 110154000 Open source
20222022-12-31	Operating cash flow	94632000	Operating Cash Flow: 94632000 Open source
20232023-12-31	Operating cash flow	75589000	Operating Cash Flow: 75589000 Open source
20242024-12-31	Operating cash flow	63151000	Operating Cash Flow: 63151000 Open source
20252025-12-31	Operating cash flow	76662000	Operating Cash Flow: 76662000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 70.2M 2025

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20202020-12-31	Free cash flow	54301000	Operating Cash Flow: 58684000 Open source Capital Expenditure: 4383000 Open source
20212021-12-31	Free cash flow	104317000	Operating Cash Flow: 110154000 Open source Capital Expenditure: 5837000 Open source
20222022-12-31	Free cash flow	88953000	Operating Cash Flow: 94632000 Open source Capital Expenditure: 5679000 Open source
20232023-12-31	Free cash flow	69565000	Operating Cash Flow: 75589000 Open source Capital Expenditure: 6024000 Open source
20242024-12-31	Free cash flow	55201000	Operating Cash Flow: 63151000 Open source Capital Expenditure: 7950000 Open source
20252025-12-31	Free cash flow	70168000	Operating Cash Flow: 76662000 Open source Capital Expenditure: 6494000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

90.9% 2025

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
2020-12-31	Liabilities / assets	Not reported	No source recorded
20212021-12-31	Liabilities / assets	91.5%	Total Liabilities: 4306256000 Open source Total Assets: 4704740000 Open source
20222022-12-31	Liabilities / assets	93%	Total Liabilities: 4652191000 Open source Total Assets: 4999787000 Open source
20232023-12-31	Liabilities / assets	92.3%	Total Liabilities: 4859277000 Open source Total Assets: 5263726000 Open source
20242024-12-31	Liabilities / assets	91.5%	Total Liabilities: 4883418000 Open source Total Assets: 5338104000 Open source
20252025-12-31	Liabilities / assets	90.9%	Total Liabilities: 5002769000 Open source Total Assets: 5505720000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
2020-12-31	Current assets / current liabilities	Not reported	No source recorded
2021-12-31	Current assets / current liabilities	Not reported	No source recorded
2022-12-31	Current assets / current liabilities	Not reported	No source recorded
2023-12-31	Current assets / current liabilities	Not reported	No source recorded
2024-12-31	Current assets / current liabilities	Not reported	No source recorded
2025-12-31	Current assets / current liabilities	Not reported	No source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2020 2020-01-01 – 2020-12-31	USD 56.15 million Exact value Exact value: 56152000 USD 2020-01-01 – 2020-12-31: 56152000 USD Inspect Net Income Open source Share or cite Citation for Net Income · INDEPENDENT BANK CORPORATION · 2020-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Net Income: 56152000 USD Concept: fundies:NetIncome Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3ANetIncome&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:NetIncome: 56152000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931123000035/ibcp-20221231_d2_htm.xml#7621233 Filing: 000003931123000035 The citation records this snapshot. The page link may show a newer release later.	USD 58.68 million Exact value Exact value: 58684000 USD 2020-01-01 – 2020-12-31: 58684000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · INDEPENDENT BANK CORPORATION · 2020-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Operating Cash Flow: 58684000 USD Concept: fundies:OperatingCashFlow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3AOperatingCashFlow&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 58684000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931123000035/ibcp-20221231_d2_htm.xml#1057546 Filing: 000003931123000035 The citation records this snapshot. The page link may show a newer release later.	USD 4.38 million Exact value Exact value: 4383000 USD 2020-01-01 – 2020-12-31: 4383000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · INDEPENDENT BANK CORPORATION · 2020-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Capital Expenditure: 4383000 USD Concept: fundies:CapitalExpenditure Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3ACapitalExpenditure&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 4383000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931123000035/ibcp-20221231_d2_htm.xml#1082413 Filing: 000003931123000035 The citation records this snapshot. The page link may show a newer release later.	USD 54.3 million Calculation and evidence 58684000 − 4383000 USD Exact free cash flow: 54301000 USD 2020-01-01 – 2020-12-31: 58684000 USD · Inspect Operating Cash Flow · Source 2020-01-01 – 2020-12-31: 4383000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · INDEPENDENT BANK CORPORATION · 2020-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Free cash flow: 54301000 USD Concept: free-cash-flow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 58684000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931123000035/ibcp-20221231_d2_htm.xml#1057546 Filing: 000003931123000035 Input fundies:CapitalExpenditure: 4383000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931123000035/ibcp-20221231_d2_htm.xml#1082413 Filing: 000003931123000035 The citation records this snapshot. The page link may show a newer release later.
2021 2021-01-01 – 2021-12-31	USD 62.9 million Exact value Exact value: 62895000 USD 2021-01-01 – 2021-12-31: 62895000 USD Inspect Net Income Open source Share or cite Citation for Net Income · INDEPENDENT BANK CORPORATION · 2021-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Net Income: 62895000 USD Concept: fundies:NetIncome Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3ANetIncome&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:NetIncome: 62895000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931124000035/ibcp-20231231_d2_htm.xml#6295386 Filing: 000003931124000035 The citation records this snapshot. The page link may show a newer release later.	USD 110.15 million Exact value Exact value: 110154000 USD 2021-01-01 – 2021-12-31: 110154000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · INDEPENDENT BANK CORPORATION · 2021-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Operating Cash Flow: 110154000 USD Concept: fundies:OperatingCashFlow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3AOperatingCashFlow&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 110154000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931124000035/ibcp-20231231_d2_htm.xml#850795 Filing: 000003931124000035 The citation records this snapshot. The page link may show a newer release later.	USD 5.84 million Exact value Exact value: 5837000 USD 2021-01-01 – 2021-12-31: 5837000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · INDEPENDENT BANK CORPORATION · 2021-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Capital Expenditure: 5837000 USD Concept: fundies:CapitalExpenditure Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3ACapitalExpenditure&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 5837000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931124000035/ibcp-20231231_d2_htm.xml#857938 Filing: 000003931124000035 The citation records this snapshot. The page link may show a newer release later.	USD 104.32 million Calculation and evidence 110154000 − 5837000 USD Exact free cash flow: 104317000 USD 2021-01-01 – 2021-12-31: 110154000 USD · Inspect Operating Cash Flow · Source 2021-01-01 – 2021-12-31: 5837000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · INDEPENDENT BANK CORPORATION · 2021-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Free cash flow: 104317000 USD Concept: free-cash-flow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 110154000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931124000035/ibcp-20231231_d2_htm.xml#850795 Filing: 000003931124000035 Input fundies:CapitalExpenditure: 5837000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931124000035/ibcp-20231231_d2_htm.xml#857938 Filing: 000003931124000035 The citation records this snapshot. The page link may show a newer release later.
2022 2022-01-01 – 2022-12-31	USD 63.35 million Exact value Exact value: 63351000 USD 2022-01-01 – 2022-12-31: 63351000 USD Inspect Net Income Open source Share or cite Citation for Net Income · INDEPENDENT BANK CORPORATION · 2022-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Net Income: 63351000 USD Concept: fundies:NetIncome Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3ANetIncome&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:NetIncome: 63351000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931125000044/ibcp-20241231_d2_htm.xml#9649508 Filing: 000003931125000044 The citation records this snapshot. The page link may show a newer release later.	USD 94.63 million Exact value Exact value: 94632000 USD 2022-01-01 – 2022-12-31: 94632000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · INDEPENDENT BANK CORPORATION · 2022-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Operating Cash Flow: 94632000 USD Concept: fundies:OperatingCashFlow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3AOperatingCashFlow&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 94632000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931125000044/ibcp-20241231_d2_htm.xml#881261 Filing: 000003931125000044 The citation records this snapshot. The page link may show a newer release later.	USD 5.68 million Exact value Exact value: 5679000 USD 2022-01-01 – 2022-12-31: 5679000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · INDEPENDENT BANK CORPORATION · 2022-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Capital Expenditure: 5679000 USD Concept: fundies:CapitalExpenditure Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3ACapitalExpenditure&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 5679000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931125000044/ibcp-20241231_d2_htm.xml#889054 Filing: 000003931125000044 The citation records this snapshot. The page link may show a newer release later.	USD 88.95 million Calculation and evidence 94632000 − 5679000 USD Exact free cash flow: 88953000 USD 2022-01-01 – 2022-12-31: 94632000 USD · Inspect Operating Cash Flow · Source 2022-01-01 – 2022-12-31: 5679000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · INDEPENDENT BANK CORPORATION · 2022-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Free cash flow: 88953000 USD Concept: free-cash-flow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 94632000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931125000044/ibcp-20241231_d2_htm.xml#881261 Filing: 000003931125000044 Input fundies:CapitalExpenditure: 5679000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931125000044/ibcp-20241231_d2_htm.xml#889054 Filing: 000003931125000044 The citation records this snapshot. The page link may show a newer release later.
2023 2023-01-01 – 2023-12-31	USD 59.07 million Exact value Exact value: 59067000 USD 2023-01-01 – 2023-12-31: 59067000 USD Inspect Net Income Open source Share or cite Citation for Net Income · INDEPENDENT BANK CORPORATION · 2023-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Net Income: 59067000 USD Concept: fundies:NetIncome Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3ANetIncome&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:NetIncome: 59067000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#9757735 Filing: 000003931126000009 The citation records this snapshot. The page link may show a newer release later.	USD 75.59 million Exact value Exact value: 75589000 USD 2023-01-01 – 2023-12-31: 75589000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · INDEPENDENT BANK CORPORATION · 2023-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Operating Cash Flow: 75589000 USD Concept: fundies:OperatingCashFlow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3AOperatingCashFlow&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 75589000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#929178 Filing: 000003931126000009 The citation records this snapshot. The page link may show a newer release later.	USD 6.02 million Exact value Exact value: 6024000 USD 2023-01-01 – 2023-12-31: 6024000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · INDEPENDENT BANK CORPORATION · 2023-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Capital Expenditure: 6024000 USD Concept: fundies:CapitalExpenditure Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3ACapitalExpenditure&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 6024000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#936971 Filing: 000003931126000009 The citation records this snapshot. The page link may show a newer release later.	USD 69.57 million Calculation and evidence 75589000 − 6024000 USD Exact free cash flow: 69565000 USD 2023-01-01 – 2023-12-31: 75589000 USD · Inspect Operating Cash Flow · Source 2023-01-01 – 2023-12-31: 6024000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · INDEPENDENT BANK CORPORATION · 2023-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Free cash flow: 69565000 USD Concept: free-cash-flow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 75589000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#929178 Filing: 000003931126000009 Input fundies:CapitalExpenditure: 6024000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#936971 Filing: 000003931126000009 The citation records this snapshot. The page link may show a newer release later.
2024 2024-01-01 – 2024-12-31	USD 66.79 million Exact value Exact value: 66790000 USD 2024-01-01 – 2024-12-31: 66790000 USD Inspect Net Income Open source Share or cite Citation for Net Income · INDEPENDENT BANK CORPORATION · 2024-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Net Income: 66790000 USD Concept: fundies:NetIncome Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3ANetIncome&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:NetIncome: 66790000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#9738311 Filing: 000003931126000009 The citation records this snapshot. The page link may show a newer release later.	USD 63.15 million Exact value Exact value: 63151000 USD 2024-01-01 – 2024-12-31: 63151000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · INDEPENDENT BANK CORPORATION · 2024-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Operating Cash Flow: 63151000 USD Concept: fundies:OperatingCashFlow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3AOperatingCashFlow&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 63151000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#929003 Filing: 000003931126000009 The citation records this snapshot. The page link may show a newer release later.	USD 7.95 million Exact value Exact value: 7950000 USD 2024-01-01 – 2024-12-31: 7950000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · INDEPENDENT BANK CORPORATION · 2024-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Capital Expenditure: 7950000 USD Concept: fundies:CapitalExpenditure Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3ACapitalExpenditure&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 7950000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#936797 Filing: 000003931126000009 The citation records this snapshot. The page link may show a newer release later.	USD 55.2 million Calculation and evidence 63151000 − 7950000 USD Exact free cash flow: 55201000 USD 2024-01-01 – 2024-12-31: 63151000 USD · Inspect Operating Cash Flow · Source 2024-01-01 – 2024-12-31: 7950000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · INDEPENDENT BANK CORPORATION · 2024-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Free cash flow: 55201000 USD Concept: free-cash-flow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 63151000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#929003 Filing: 000003931126000009 Input fundies:CapitalExpenditure: 7950000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#936797 Filing: 000003931126000009 The citation records this snapshot. The page link may show a newer release later.
2025 2025-01-01 – 2025-12-31	USD 68.54 million Exact value Exact value: 68541000 USD 2025-01-01 – 2025-12-31: 68541000 USD Inspect Net Income Open source Share or cite Citation for Net Income · INDEPENDENT BANK CORPORATION · 2025-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Net Income: 68541000 USD Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3ANetIncome&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:NetIncome: 68541000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#9718885 Filing: 000003931126000009 The citation records this snapshot. The page link may show a newer release later.	USD 76.66 million Exact value Exact value: 76662000 USD 2025-01-01 – 2025-12-31: 76662000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · INDEPENDENT BANK CORPORATION · 2025-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Operating Cash Flow: 76662000 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3AOperatingCashFlow&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 76662000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#928829 Filing: 000003931126000009 The citation records this snapshot. The page link may show a newer release later.	USD 6.49 million Exact value Exact value: 6494000 USD 2025-01-01 – 2025-12-31: 6494000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · INDEPENDENT BANK CORPORATION · 2025-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Capital Expenditure: 6494000 USD Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311/explain?concept=fundies%3ACapitalExpenditure&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 6494000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#936624 Filing: 000003931126000009 The citation records this snapshot. The page link may show a newer release later.	USD 70.17 million Calculation and evidence 76662000 − 6494000 USD Exact free cash flow: 70168000 USD 2025-01-01 – 2025-12-31: 76662000 USD · Inspect Operating Cash Flow · Source 2025-01-01 – 2025-12-31: 6494000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · INDEPENDENT BANK CORPORATION · 2025-12-31 INDEPENDENT BANK CORPORATION (edgar:39311) Free cash flow: 70168000 USD Concept: free-cash-flow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T13:56:53Z Snapshot: f502c7a2fbdf9e538ea62777df2d2ffce10a6a397c829071c166adb620260ccd Dimensions: Consolidated View: https://fundies.io/companies/edgar/39311?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 76662000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#928829 Filing: 000003931126000009 Input fundies:CapitalExpenditure: 6494000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2_htm.xml#936624 Filing: 000003931126000009 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

233 filings · 3,910 latest values · 3,910 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000039311, 39311, IBCP, edgar:39311

Also known as INDEPENDENT BANK CORP /MI/, INDEPENDENT BANK CORP /MI/ , INDEPENDENT BANK CORPORATION

INDEPENDENT BANK CORPORATION

Latest quarter

Revenue

Net margin

Operating cash flow

Free cash flow

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Company performance

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Revenue

Net income

Operating cash flow

Capital expenditure

Where revenue goes

2025 2025-01-01 – 2025-12-31

Cash

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Cash generation