1st Franklin Financial Corporation

EDGAR

Annual consolidated revenue for 2024: about USD 378M, using the latest reported figures. The previous period, 2023, was about USD 351M.

Watchlist

Latest quarter

Revenue

112 million USD

2025 Q3 · USD

Exact inputs and evidence

Net margin

5.52%

2025 Q3 · %

Exact inputs and evidence
Cash and cash equivalents
40.9 million USD Source
Exact value

40889000 USD

Long-term debt including current maturities
Not available
Shares outstanding
170 thousand shares Source
Exact value

170018 shares

Reported share-count change

0.00% · 0 shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 170018 shares · 2025-06-30· Source
  • 170018 shares · 2026-06-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

20.3 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Net income: 6185135 USD · 2025-07-01 – 2025-09-30 Source
  • Net income: 14669000 USD · 2025-01-01 – 2025-12-31 Source
  • Net income: 12089267 USD · 2025-01-01 – 2025-09-30 Source
  • Net income: 1648000 USD · 2026-01-01 – 2026-03-31 Source
  • Net income: 9892000 USD · 2026-04-01 – 2026-06-30 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-08-12.

Financial data available through: 2024-12-31.

Financial coverage is incomplete. Newer filings are recorded, but comparable financial figures for those periods are not available here yet.

Coverage by financial measure
  • Revenue: 4 of 11 periods available· newest 2024-12-31
  • operating income: No compatible figures in this window
  • Net income: 11 of 11 periods available· newest 2024-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2024-12-31
  • Capital expenditure: 4 of 11 periods available· newest 2024-12-31
  • Total assets: 4 of 11 periods available· newest 2024-12-31
  • Total liabilities: 4 of 11 periods available· newest 2024-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 4 of 11 periods available· newest 2024-12-31
  • long term debt: No compatible figures in this window
  • Shares outstanding: 3 of 11 periods available· newest 2024-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +7.7%

    Prior period

    USD 351 million

    –

    Current period

    USD 378 million

    –

    Exact inputs and evidence

    378000000 − 351000000 = 27000000 USD

    351000000 USD · 2023-01-01 – 2023-12-31

    Inspect prior input Prior source

    378000000 USD · 2024-01-01 – 2024-12-31

    Inspect current input Current source
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  • Net income

    -1,157.5%

    Prior period

    USD 530,000

    –

    Current period

    −USD 5.61 million

    –

    Exact inputs and evidence

    -5605000 − 530000 = -6135000 USD

    530000 USD · 2023-01-01 – 2023-12-31

    Inspect prior input Prior source

    -5605000 USD · 2024-01-01 – 2024-12-31

    Inspect current input Current source
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  • Operating cash flow

    +13.5%

    Prior period

    USD 74.16 million

    –

    Current period

    USD 84.15 million

    –

    Exact inputs and evidence

    84152000 − 74161000 = 9991000 USD

    74161000 USD · 2023-01-01 – 2023-12-31

    Inspect prior input Prior source

    84152000 USD · 2024-01-01 – 2024-12-31

    Inspect current input Current source
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  • Capital expenditure

    -47.3%

    Prior period

    USD 11.49 million

    –

    Current period

    USD 6.06 million

    –

    Exact inputs and evidence

    6062000 − 11493000 = -5431000 USD

    11493000 USD · 2023-01-01 – 2023-12-31

    Inspect prior input Prior source

    6062000 USD · 2024-01-01 – 2024-12-31

    Inspect current input Current source
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Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2024 2024-01-01 – 2024-12-31

  • Revenue USD 378 million 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income −USD 5.61 million −1.5% of revenue

Cash

  • Operating cash flow USD 84.15 million 22% of revenue
  • Capital expenditure USD 6.06 million 1.6% of revenue
  • Free cash flow Derived USD 78.09 million 21% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2021 Not shown: operating income or net income is not reported.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2021 2021-01-01 – 2021-12-31304200000 UnavailableUnavailableUnavailable41861007 90419606 Derived
Source
2022 2022-01-01 – 2022-12-31339000000 UnavailableUnavailableUnavailable16159627 92367580 Derived
Source
2023 2023-01-01 – 2023-12-31351000000 UnavailableUnavailableUnavailable530000 62668000 Derived
Source
2024 2024-01-01 – 2024-12-31378000000 UnavailableUnavailableUnavailable-5605000 78090000 Derived
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 378M 2024
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.408.2M306.2M204.1M102.1M0.02021202220232024
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2021Revenue304200000
2022Revenue339000000
2023Revenue351000000
2024Revenue378000000

Revenue growth

Change in revenue from the same financial period one year earlier.

7.7% 2024
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.12.4%9.3%6.2%3.1%0.0%2021202220232024
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2021Year over yearNo prior comparable period
2022Year over year11.4%
2023Year over year3.5%
2024Year over year7.7%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin -1.5% 2024
Free cash flow margin 20.7% 2024
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.32.2%23.2%14.1%5.1%-4.0%2021-12-312022-12-312023-12-312024-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2021-12-31Operating marginNot reported
2022-12-31Operating marginNot reported
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2021Net margin13.8%
2022Net margin4.8%
2023Net margin0.2%
2024Net margin-1.5%
2021Free cash flow margin29.7%
2022Free cash flow margin27.2%
2023Free cash flow margin17.9%
2024Free cash flow margin20.7%

Operating cash flow

Cash generated by the company’s normal business operations.

USD 84.2M 2024
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.105.4M79.0M52.7M26.3M0.02021202220232024
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2021Operating cash flow93759212
2022Operating cash flow97586822
2023Operating cash flow74161000
2024Operating cash flow84152000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 78.1M 2024
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.99.8M74.8M49.9M24.9M0.02021202220232024
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2021Free cash flow90419606
2022Free cash flow92367580
2023Free cash flow62668000
2024Free cash flow78090000

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

80.9% 2024
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.87%66%44%22%0%2021202220232024
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2021Liabilities / assets73.5%
2022Liabilities / assets77.7%
2023Liabilities / assets78.7%
2024Liabilities / assets80.9%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2021-12-31Current assets / current liabilitiesNot reportedNo source recorded
2022-12-31Current assets / current liabilitiesNot reportedNo source recorded
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2015 2015-01-01 – 2015-12-31
USD 25.87 million
Exact value

Exact value: 25865673 USD

2015-01-01 – 2015-12-31: 25865673 USD Inspect Net Income Open source
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USD 66.96 million
Exact value

Exact value: 66962472 USD

2015-01-01 – 2015-12-31: 66962472 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2016 2016-01-01 – 2016-12-31
USD 1.04 million
Exact value

Exact value: 1043601 USD

2016-01-01 – 2016-12-31: 1043601 USD Inspect Net Income Open source
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USD 67.05 million
Exact value

Exact value: 67054780 USD

2016-01-01 – 2016-12-31: 67054780 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2017 2017-01-01 – 2017-12-31
USD 14.91 million
Exact value

Exact value: 14905754 USD

2017-01-01 – 2017-12-31: 14905754 USD Inspect Net Income Open source
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USD 54.86 million
Exact value

Exact value: 54858711 USD

2017-01-01 – 2017-12-31: 54858711 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2018 2018-01-01 – 2018-12-31
USD 17.34 million
Exact value

Exact value: 17340931 USD

2018-01-01 – 2018-12-31: 17340931 USD Inspect Net Income Open source
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USD 61.62 million
Exact value

Exact value: 61617310 USD

2018-01-01 – 2018-12-31: 61617310 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2019 2019-01-01 – 2019-12-31
USD 13.35 million
Exact value

Exact value: 13348373 USD

2019-01-01 – 2019-12-31: 13348373 USD Inspect Net Income Open source
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USD 74.16 million
Exact value

Exact value: 74159664 USD

2019-01-01 – 2019-12-31: 74159664 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2020 2020-01-01 – 2020-12-31
USD 15.89 million
Exact value

Exact value: 15890262 USD

2020-01-01 – 2020-12-31: 15890262 USD Inspect Net Income Open source
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USD 81.06 million
Exact value

Exact value: 81058812 USD

2020-01-01 – 2020-12-31: 81058812 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2021 2021-01-01 – 2021-12-31
USD 41.86 million
Exact value

Exact value: 41861007 USD

2021-01-01 – 2021-12-31: 41861007 USD Inspect Net Income Open source
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USD 93.76 million
Exact value

Exact value: 93759212 USD

2021-01-01 – 2021-12-31: 93759212 USD Inspect Operating Cash Flow Open source
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USD 3.34 million
Exact value

Exact value: 3339606 USD

2021-01-01 – 2021-12-31: 3339606 USD Inspect Capital Expenditure Open source
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USD 90.42 million
Calculation and evidence

93759212 − 3339606 USD

Exact free cash flow: 90419606 USD

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2022 2022-01-01 – 2022-12-31
USD 16.16 million
Exact value

Exact value: 16159627 USD

2022-01-01 – 2022-12-31: 16159627 USD Inspect Net Income Open source
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USD 97.59 million
Exact value

Exact value: 97586822 USD

2022-01-01 – 2022-12-31: 97586822 USD Inspect Operating Cash Flow Open source
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USD 5.22 million
Exact value

Exact value: 5219242 USD

2022-01-01 – 2022-12-31: 5219242 USD Inspect Capital Expenditure Open source
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USD 92.37 million
Calculation and evidence

97586822 − 5219242 USD

Exact free cash flow: 92367580 USD

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2023 2023-01-01 – 2023-12-31
USD 530,000
Exact value

Exact value: 530000 USD

2023-01-01 – 2023-12-31: 530000 USD Inspect Net Income Open source
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USD 74.16 million
Exact value

Exact value: 74161000 USD

2023-01-01 – 2023-12-31: 74161000 USD Inspect Operating Cash Flow Open source
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USD 11.49 million
Exact value

Exact value: 11493000 USD

2023-01-01 – 2023-12-31: 11493000 USD Inspect Capital Expenditure Open source
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USD 62.67 million
Calculation and evidence

74161000 − 11493000 USD

Exact free cash flow: 62668000 USD

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2024 2024-01-01 – 2024-12-31
−USD 5.61 million
Exact value

Exact value: -5605000 USD

2024-01-01 – 2024-12-31: -5605000 USD Inspect Net Income Open source
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USD 84.15 million
Exact value

Exact value: 84152000 USD

2024-01-01 – 2024-12-31: 84152000 USD Inspect Operating Cash Flow Open source
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USD 6.06 million
Exact value

Exact value: 6062000 USD

2024-01-01 – 2024-12-31: 6062000 USD Inspect Capital Expenditure Open source
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USD 78.09 million
Calculation and evidence

84152000 − 6062000 USD

Exact free cash flow: 78090000 USD

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

157 filings · 3,616 latest values · 3,616 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0000038723, 38723, edgar:38723, ffc

Also known as 1st FRANKLIN FINANCIAL CORP, 1st FRANKLIN FINANCIAL CORPORATION, 1st Franklin Financial Corporation, FIRST FRANKLIN FINANCIAL CORP