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EMC INSURANCE GROUP INC

EDGAR

Quarterly report (10-Q) · filed 2019-08-08

200 filing records in this dataset, filed from 1994-03-28 to 2019-08-08. Reported financial figures are available; chart coverage varies by period.

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Watchlist

Latest quarter

Revenue

187 million USD

2019 Q2 · USD

Exact inputs and evidence

Revenue: 186899000 USD Source

Net margin

0.69%

2019 Q2 · %

Exact inputs and evidence

Net Income: 1285000 USD Source
Revenue: 186899000 USD Source

Operating cash flow

31.5 million USD

2019 Q2 · USD

Exact inputs and evidence

Operating Cash Flow: 42364000 USD Source
Operating Cash Flow: 10870000 USD Source

Cash and cash equivalents: Not available
Long-term debt including current maturities: Not available
Shares outstanding: 21.7 million shares 2019-06-30 Source
Exact value

21672325 shares

Reported share-count change

0.68% · 146 thousand shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence

21526346 shares · 2018-06-30· Source
21672325 shares · 2019-06-30· Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2019-08-08.

Financial data available through: 2018-12-31.

Coverage by financial measure

Revenue: 8 of 11 periods available· newest 2018-12-31
operating income: No compatible figures in this window
Net income: 9 of 11 periods available· newest 2018-12-31
Operating cash flow: 9 of 11 periods available· newest 2018-12-31
capital expenditure: No compatible figures in this window
Total assets: 8 of 11 periods available· newest 2018-12-31
Total liabilities: 8 of 11 periods available· newest 2018-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
cash and cash equivalents: No compatible figures in this window
long term debt: No compatible figures in this window
Shares outstanding: 7 of 11 periods available· newest 2018-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
-0.5%

Prior period

USD 663.96 million

2017-01-01 – 2017-12-31
Current period

USD 660.73 million

2018-01-01 – 2018-12-31

Exact inputs and evidence

660727000 − 663957000 = -3230000 USD

663957000 USD · 2017-01-01 – 2017-12-31
Inspect prior input Prior source
660727000 USD · 2018-01-01 – 2018-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · EMC INSURANCE GROUP INC · 2018-12-31 EMC INSURANCE GROUP INC (edgar:356130) Year-over-year change in Revenue: -3230000 USD Concept: fundies:Revenue Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 660727000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613019000037/emci-20181231.xml#1544806 Filing: 000035613019000037 Input fundies:Revenue: 663957000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613019000037/emci-20181231.xml#1543891 Filing: 000035613019000037
The citation records this snapshot. The page link may show a newer release later.
Net income
-119%

Prior period

USD 39.24 million

2017-01-01 – 2017-12-31
Current period

−USD 7.47 million

2018-01-01 – 2018-12-31

Exact inputs and evidence

-7468000 − 39238000 = -46706000 USD

39238000 USD · 2017-01-01 – 2017-12-31
Inspect prior input Prior source
-7468000 USD · 2018-01-01 – 2018-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · EMC INSURANCE GROUP INC · 2018-12-31 EMC INSURANCE GROUP INC (edgar:356130) Year-over-year change in Net income: -46706000 USD Concept: fundies:NetIncome Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: -7468000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613019000037/emci-20181231.xml#1432236 Filing: 000035613019000037 Input fundies:NetIncome: 39238000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613019000037/emci-20181231.xml#1430615 Filing: 000035613019000037
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+21.8%

Prior period

USD 58.9 million

2017-01-01 – 2017-12-31
Current period

USD 71.77 million

2018-01-01 – 2018-12-31

Exact inputs and evidence

71770000 − 58902000 = 12868000 USD

58902000 USD · 2017-01-01 – 2017-12-31
Inspect prior input Prior source
71770000 USD · 2018-01-01 – 2018-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · EMC INSURANCE GROUP INC · 2018-12-31 EMC INSURANCE GROUP INC (edgar:356130) Year-over-year change in Operating cash flow: 12868000 USD Concept: fundies:OperatingCashFlow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 71770000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613019000037/emci-20181231.xml#1428522 Filing: 000035613019000037 Input fundies:OperatingCashFlow: 58902000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613019000037/emci-20181231.xml#1428048 Filing: 000035613019000037
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2018 2018-01-01 – 2018-12-31

Revenue USD 660.73 million 100% of revenue
Operating costs Derived Unavailable An input is unavailable.
Operating income Unavailable An input is unavailable.
Tax, interest and other Derived Unavailable An input is unavailable.
Net income −USD 7.47 million −1.1% of revenue

Cash

Operating cash flow USD 71.77 million 11% of revenue
Capital expenditure Unavailable An input is unavailable.
Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2011 Not shown: operating income or net income is not reported.
2012 Not shown: operating income or net income is not reported.
2013 Not shown: operating income or net income is not reported.
2014 Not shown: operating income or net income is not reported.
2015 Not shown: operating income or net income is not reported.
2016 Not shown: operating income or net income is not reported.
2017 Not shown: operating income or net income is not reported.
2018 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2011 2011-01-01 – 2011-12-31	472644641	Unavailable	Unavailable	Unavailable	-2737279	Unavailable	Source 2011-01-01 – 2011-12-31: 472644641 USD Inspect Revenue Open source 2011-01-01 – 2011-12-31: -2737279 USD Inspect Net Income Open source 2011-01-01 – 2011-12-31: 11765491 USD Inspect Operating Cash Flow Open source
2012 2012-01-01 – 2012-12-31	511842000	Unavailable	Unavailable	Unavailable	37966000	Unavailable	Source 2012-01-01 – 2012-12-31: 511842000 USD Inspect Revenue Open source 2012-01-01 – 2012-12-31: 37966000 USD Inspect Net Income Open source 2012-01-01 – 2012-12-31: 55038000 USD Inspect Operating Cash Flow Open source
2013 2013-01-01 – 2013-12-31	567985000	Unavailable	Unavailable	Unavailable	43519000	Unavailable	Source 2013-01-01 – 2013-12-31: 567985000 USD Inspect Revenue Open source 2013-01-01 – 2013-12-31: 43519000 USD Inspect Net Income Open source 2013-01-01 – 2013-12-31: 86833000 USD Inspect Operating Cash Flow Open source
2014 2014-01-01 – 2014-12-31	594467000	Unavailable	Unavailable	Unavailable	29992000	Unavailable	Source 2014-01-01 – 2014-12-31: 594467000 USD Inspect Revenue Open source 2014-01-01 – 2014-12-31: 29992000 USD Inspect Net Income Open source 2014-01-01 – 2014-12-31: 91815000 USD Inspect Operating Cash Flow Open source
2015 2015-01-01 – 2015-12-31	623726000	Unavailable	Unavailable	Unavailable	50162000	Unavailable	Source 2015-01-01 – 2015-12-31: 623726000 USD Inspect Revenue Open source 2015-01-01 – 2015-12-31: 50162000 USD Inspect Net Income Open source 2015-01-01 – 2015-12-31: 85612000 USD Inspect Operating Cash Flow Open source
2016 2016-01-01 – 2016-12-31	649792000	Unavailable	Unavailable	Unavailable	46203000	Unavailable	Source 2016-01-01 – 2016-12-31: 649792000 USD Inspect Revenue Open source 2016-01-01 – 2016-12-31: 46203000 USD Inspect Net Income Open source 2016-01-01 – 2016-12-31: 83434000 USD Inspect Operating Cash Flow Open source
2017 2017-01-01 – 2017-12-31	663957000	Unavailable	Unavailable	Unavailable	39238000	Unavailable	Source 2017-01-01 – 2017-12-31: 663957000 USD Inspect Revenue Open source 2017-01-01 – 2017-12-31: 39238000 USD Inspect Net Income Open source 2017-01-01 – 2017-12-31: 58902000 USD Inspect Operating Cash Flow Open source
2018 2018-01-01 – 2018-12-31	660727000	Unavailable	Unavailable	Unavailable	-7468000	Unavailable	Source 2018-01-01 – 2018-12-31: 660727000 USD Inspect Revenue Open source 2018-01-01 – 2018-12-31: -7468000 USD Inspect Net Income Open source 2018-01-01 – 2018-12-31: 71770000 USD Inspect Operating Cash Flow Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 660.7M 2018

Values and sources

Revenue values and source evidence
Period	Series	Value(USD)	Source evidence
20112011-12-31	Revenue	472644641	Revenue: 472644641 Open source
20122012-12-31	Revenue	511842000	Revenue: 511842000 Open source
20132013-12-31	Revenue	567985000	Revenue: 567985000 Open source
20142014-12-31	Revenue	594467000	Revenue: 594467000 Open source
20152015-12-31	Revenue	623726000	Revenue: 623726000 Open source
20162016-12-31	Revenue	649792000	Revenue: 649792000 Open source
20172017-12-31	Revenue	663957000	Revenue: 663957000 Open source
20182018-12-31	Revenue	660727000	Revenue: 660727000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

-0.5% 2018

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20112011-12-31	Year over year	No prior comparable period	Revenue: 472644641 Open source
20122012-12-31	Year over year	8.3%	Revenue: 511842000 Open source Revenue: 472644641 Open source
20132013-12-31	Year over year	11%	Revenue: 567985000 Open source Revenue: 511842000 Open source
20142014-12-31	Year over year	4.7%	Revenue: 594467000 Open source Revenue: 567985000 Open source
20152015-12-31	Year over year	4.9%	Revenue: 623726000 Open source Revenue: 594467000 Open source
20162016-12-31	Year over year	4.2%	Revenue: 649792000 Open source Revenue: 623726000 Open source
20172017-12-31	Year over year	2.2%	Revenue: 663957000 Open source Revenue: 649792000 Open source
20182018-12-31	Year over year	-0.5%	Revenue: 660727000 Open source Revenue: 663957000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin -1.1% 2018

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
2011-12-31	Operating margin	Not reported	Revenue: 472644641 Open source
2012-12-31	Operating margin	Not reported	Revenue: 511842000 Open source
2013-12-31	Operating margin	Not reported	Revenue: 567985000 Open source
2014-12-31	Operating margin	Not reported	Revenue: 594467000 Open source
2015-12-31	Operating margin	Not reported	Revenue: 623726000 Open source
2016-12-31	Operating margin	Not reported	Revenue: 649792000 Open source
2017-12-31	Operating margin	Not reported	Revenue: 663957000 Open source
2018-12-31	Operating margin	Not reported	Revenue: 660727000 Open source
20112011-12-31	Net margin	-0.6%	Net Income: -2737279 Open source Revenue: 472644641 Open source
20122012-12-31	Net margin	7.4%	Net Income: 37966000 Open source Revenue: 511842000 Open source
20132013-12-31	Net margin	7.7%	Net Income: 43519000 Open source Revenue: 567985000 Open source
20142014-12-31	Net margin	5%	Net Income: 29992000 Open source Revenue: 594467000 Open source
20152015-12-31	Net margin	8%	Net Income: 50162000 Open source Revenue: 623726000 Open source
20162016-12-31	Net margin	7.1%	Net Income: 46203000 Open source Revenue: 649792000 Open source
20172017-12-31	Net margin	5.9%	Net Income: 39238000 Open source Revenue: 663957000 Open source
20182018-12-31	Net margin	-1.1%	Net Income: -7468000 Open source Revenue: 660727000 Open source
20112011-12-31	Free cash flow margin	Not reported	Revenue: 472644641 Open source Operating Cash Flow: 11765491 Open source
20122012-12-31	Free cash flow margin	Not reported	Revenue: 511842000 Open source Operating Cash Flow: 55038000 Open source
20132013-12-31	Free cash flow margin	Not reported	Revenue: 567985000 Open source Operating Cash Flow: 86833000 Open source
20142014-12-31	Free cash flow margin	Not reported	Revenue: 594467000 Open source Operating Cash Flow: 91815000 Open source
20152015-12-31	Free cash flow margin	Not reported	Revenue: 623726000 Open source Operating Cash Flow: 85612000 Open source
20162016-12-31	Free cash flow margin	Not reported	Revenue: 649792000 Open source Operating Cash Flow: 83434000 Open source
20172017-12-31	Free cash flow margin	Not reported	Revenue: 663957000 Open source Operating Cash Flow: 58902000 Open source
20182018-12-31	Free cash flow margin	Not reported	Revenue: 660727000 Open source Operating Cash Flow: 71770000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD 71.8M 2018

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20112011-12-31	Operating cash flow	11765491	Operating Cash Flow: 11765491 Open source
20122012-12-31	Operating cash flow	55038000	Operating Cash Flow: 55038000 Open source
20132013-12-31	Operating cash flow	86833000	Operating Cash Flow: 86833000 Open source
20142014-12-31	Operating cash flow	91815000	Operating Cash Flow: 91815000 Open source
20152015-12-31	Operating cash flow	85612000	Operating Cash Flow: 85612000 Open source
20162016-12-31	Operating cash flow	83434000	Operating Cash Flow: 83434000 Open source
20172017-12-31	Operating cash flow	58902000	Operating Cash Flow: 58902000 Open source
20182018-12-31	Operating cash flow	71770000	Operating Cash Flow: 71770000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20112011-12-31	Free cash flow	Unavailable	Operating Cash Flow: 11765491 Open source
20122012-12-31	Free cash flow	Unavailable	Operating Cash Flow: 55038000 Open source
20132013-12-31	Free cash flow	Unavailable	Operating Cash Flow: 86833000 Open source
20142014-12-31	Free cash flow	Unavailable	Operating Cash Flow: 91815000 Open source
20152015-12-31	Free cash flow	Unavailable	Operating Cash Flow: 85612000 Open source
20162016-12-31	Free cash flow	Unavailable	Operating Cash Flow: 83434000 Open source
20172017-12-31	Free cash flow	Unavailable	Operating Cash Flow: 58902000 Open source
20182018-12-31	Free cash flow	Unavailable	Operating Cash Flow: 71770000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

66.4% 2018

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
2011-12-31	Liabilities / assets	Not reported	No source recorded
20122012-12-31	Liabilities / assets	68.9%	Total Liabilities: 889499942 Open source Total Assets: 1290709106 Open source
20132013-12-31	Liabilities / assets	66.9%	Total Liabilities: 919291000 Open source Total Assets: 1374501000 Open source
20142014-12-31	Liabilities / assets	66.4%	Total Liabilities: 994934000 Open source Total Assets: 1497820000 Open source
20152015-12-31	Liabilities / assets	65.8%	Total Liabilities: 1011017000 Open source Total Assets: 1535955000 Open source
20162016-12-31	Liabilities / assets	65.2%	Total Liabilities: 1035471000 Open source Total Assets: 1588813000 Open source
20172017-12-31	Liabilities / assets	64.1%	Total Liabilities: 1078094000 Open source Total Assets: 1681940000 Open source
20182018-12-31	Liabilities / assets	66.4%	Total Liabilities: 1119696000 Open source Total Assets: 1685478000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
2011-12-31	Current assets / current liabilities	Not reported	No source recorded
2012-12-31	Current assets / current liabilities	Not reported	No source recorded
2013-12-31	Current assets / current liabilities	Not reported	No source recorded
2014-12-31	Current assets / current liabilities	Not reported	No source recorded
2015-12-31	Current assets / current liabilities	Not reported	No source recorded
2016-12-31	Current assets / current liabilities	Not reported	No source recorded
2017-12-31	Current assets / current liabilities	Not reported	No source recorded
2018-12-31	Current assets / current liabilities	Not reported	No source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2008 2008-01-01 – 2008-12-31	−USD 1.71 million Exact value Exact value: -1705373 USD 2008-01-01 – 2008-12-31: -1705373 USD Inspect Net Income Open source Share or cite Citation for Net Income · EMC INSURANCE GROUP INC · 2008-12-31 EMC INSURANCE GROUP INC (edgar:356130) Net Income: -1705373 USD Concept: fundies:NetIncome Period: 2008-01-01 to 2008-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3ANetIncome&period=2008-12-31&surface=latest&period_type=duration&start=2008-01-01&unit=USD&dimensions= Input fundies:NetIncome: -1705373 USD (2008-01-01 to 2008-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/0001140361-11-015608.txt#28554 The citation records this snapshot. The page link may show a newer release later.	USD 30.68 million Exact value Exact value: 30684491 USD 2008-01-01 – 2008-12-31: 30684491 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · EMC INSURANCE GROUP INC · 2008-12-31 EMC INSURANCE GROUP INC (edgar:356130) Operating Cash Flow: 30684491 USD Concept: fundies:OperatingCashFlow Period: 2008-01-01 to 2008-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3AOperatingCashFlow&period=2008-12-31&surface=latest&period_type=duration&start=2008-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 30684491 USD (2008-01-01 to 2008-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/0001140361-11-015608.txt#28918 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2011 2011-01-01 – 2011-12-31	−USD 2.74 million Exact value Exact value: -2737279 USD 2011-01-01 – 2011-12-31: -2737279 USD Inspect Net Income Open source Share or cite Citation for Net Income · EMC INSURANCE GROUP INC · 2011-12-31 EMC INSURANCE GROUP INC (edgar:356130) Net Income: -2737279 USD Concept: fundies:NetIncome Period: 2011-01-01 to 2011-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3ANetIncome&period=2011-12-31&surface=latest&period_type=duration&start=2011-01-01&unit=USD&dimensions= Input fundies:NetIncome: -2737279 USD (2011-01-01 to 2011-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613014000052/emci-20131231.xml#3113132 Filing: 000035613014000052 The citation records this snapshot. The page link may show a newer release later.	USD 11.77 million Exact value Exact value: 11765491 USD 2011-01-01 – 2011-12-31: 11765491 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · EMC INSURANCE GROUP INC · 2011-12-31 EMC INSURANCE GROUP INC (edgar:356130) Operating Cash Flow: 11765491 USD Concept: fundies:OperatingCashFlow Period: 2011-01-01 to 2011-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3AOperatingCashFlow&period=2011-12-31&surface=latest&period_type=duration&start=2011-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 11765491 USD (2011-01-01 to 2011-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613014000052/emci-20131231.xml#3111840 Filing: 000035613014000052 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2012 2012-01-01 – 2012-12-31	USD 37.97 million Exact value Exact value: 37966000 USD 2012-01-01 – 2012-12-31: 37966000 USD Inspect Net Income Open source Share or cite Citation for Net Income · EMC INSURANCE GROUP INC · 2012-12-31 EMC INSURANCE GROUP INC (edgar:356130) Net Income: 37966000 USD Concept: fundies:NetIncome Period: 2012-01-01 to 2012-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3ANetIncome&period=2012-12-31&surface=latest&period_type=duration&start=2012-01-01&unit=USD&dimensions= Input fundies:NetIncome: 37966000 USD (2012-01-01 to 2012-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613015000048/emci-20141231.xml#1127837 Filing: 000035613015000048 The citation records this snapshot. The page link may show a newer release later.	USD 55.04 million Exact value Exact value: 55038000 USD 2012-01-01 – 2012-12-31: 55038000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · EMC INSURANCE GROUP INC · 2012-12-31 EMC INSURANCE GROUP INC (edgar:356130) Operating Cash Flow: 55038000 USD Concept: fundies:OperatingCashFlow Period: 2012-01-01 to 2012-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3AOperatingCashFlow&period=2012-12-31&surface=latest&period_type=duration&start=2012-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 55038000 USD (2012-01-01 to 2012-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613015000048/emci-20141231.xml#1126429 Filing: 000035613015000048 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2013 2013-01-01 – 2013-12-31	USD 43.52 million Exact value Exact value: 43519000 USD 2013-01-01 – 2013-12-31: 43519000 USD Inspect Net Income Open source Share or cite Citation for Net Income · EMC INSURANCE GROUP INC · 2013-12-31 EMC INSURANCE GROUP INC (edgar:356130) Net Income: 43519000 USD Concept: fundies:NetIncome Period: 2013-01-01 to 2013-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3ANetIncome&period=2013-12-31&surface=latest&period_type=duration&start=2013-01-01&unit=USD&dimensions= Input fundies:NetIncome: 43519000 USD (2013-01-01 to 2013-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613016000235/emci-20151231.xml#1057195 Filing: 000035613016000235 The citation records this snapshot. The page link may show a newer release later.	USD 86.83 million Exact value Exact value: 86833000 USD 2013-01-01 – 2013-12-31: 86833000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · EMC INSURANCE GROUP INC · 2013-12-31 EMC INSURANCE GROUP INC (edgar:356130) Operating Cash Flow: 86833000 USD Concept: fundies:OperatingCashFlow Period: 2013-01-01 to 2013-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3AOperatingCashFlow&period=2013-12-31&surface=latest&period_type=duration&start=2013-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 86833000 USD (2013-01-01 to 2013-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613016000235/emci-20151231.xml#1055788 Filing: 000035613016000235 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2014 2014-01-01 – 2014-12-31	USD 29.99 million Exact value Exact value: 29992000 USD 2014-01-01 – 2014-12-31: 29992000 USD Inspect Net Income Open source Share or cite Citation for Net Income · EMC INSURANCE GROUP INC · 2014-12-31 EMC INSURANCE GROUP INC (edgar:356130) Net Income: 29992000 USD Concept: fundies:NetIncome Period: 2014-01-01 to 2014-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3ANetIncome&period=2014-12-31&surface=latest&period_type=duration&start=2014-01-01&unit=USD&dimensions= Input fundies:NetIncome: 29992000 USD (2014-01-01 to 2014-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613017000048/emci-20161231.xml#1411664 Filing: 000035613017000048 The citation records this snapshot. The page link may show a newer release later.	USD 91.82 million Exact value Exact value: 91815000 USD 2014-01-01 – 2014-12-31: 91815000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · EMC INSURANCE GROUP INC · 2014-12-31 EMC INSURANCE GROUP INC (edgar:356130) Operating Cash Flow: 91815000 USD Concept: fundies:OperatingCashFlow Period: 2014-01-01 to 2014-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3AOperatingCashFlow&period=2014-12-31&surface=latest&period_type=duration&start=2014-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 91815000 USD (2014-01-01 to 2014-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613017000048/emci-20161231.xml#1410257 Filing: 000035613017000048 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2015 2015-01-01 – 2015-12-31	USD 50.16 million Exact value Exact value: 50162000 USD 2015-01-01 – 2015-12-31: 50162000 USD Inspect Net Income Open source Share or cite Citation for Net Income · EMC INSURANCE GROUP INC · 2015-12-31 EMC INSURANCE GROUP INC (edgar:356130) Net Income: 50162000 USD Concept: fundies:NetIncome Period: 2015-01-01 to 2015-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3ANetIncome&period=2015-12-31&surface=latest&period_type=duration&start=2015-01-01&unit=USD&dimensions= Input fundies:NetIncome: 50162000 USD (2015-01-01 to 2015-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613018000035/emci-20171231.xml#1416765 Filing: 000035613018000035 The citation records this snapshot. The page link may show a newer release later.	USD 85.61 million Exact value Exact value: 85612000 USD 2015-01-01 – 2015-12-31: 85612000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · EMC INSURANCE GROUP INC · 2015-12-31 EMC INSURANCE GROUP INC (edgar:356130) Operating Cash Flow: 85612000 USD Concept: fundies:OperatingCashFlow Period: 2015-01-01 to 2015-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3AOperatingCashFlow&period=2015-12-31&surface=latest&period_type=duration&start=2015-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 85612000 USD (2015-01-01 to 2015-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613018000035/emci-20171231.xml#1415319 Filing: 000035613018000035 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2016 2016-01-01 – 2016-12-31	USD 46.2 million Exact value Exact value: 46203000 USD 2016-01-01 – 2016-12-31: 46203000 USD Inspect Net Income Open source Share or cite Citation for Net Income · EMC INSURANCE GROUP INC · 2016-12-31 EMC INSURANCE GROUP INC (edgar:356130) Net Income: 46203000 USD Concept: fundies:NetIncome Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3ANetIncome&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:NetIncome: 46203000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613019000037/emci-20181231.xml#1428997 Filing: 000035613019000037 The citation records this snapshot. The page link may show a newer release later.	USD 83.43 million Exact value Exact value: 83434000 USD 2016-01-01 – 2016-12-31: 83434000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · EMC INSURANCE GROUP INC · 2016-12-31 EMC INSURANCE GROUP INC (edgar:356130) Operating Cash Flow: 83434000 USD Concept: fundies:OperatingCashFlow Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3AOperatingCashFlow&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 83434000 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613019000037/emci-20181231.xml#1427574 Filing: 000035613019000037 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2017 2017-01-01 – 2017-12-31	USD 39.24 million Exact value Exact value: 39238000 USD 2017-01-01 – 2017-12-31: 39238000 USD Inspect Net Income Open source Share or cite Citation for Net Income · EMC INSURANCE GROUP INC · 2017-12-31 EMC INSURANCE GROUP INC (edgar:356130) Net Income: 39238000 USD Concept: fundies:NetIncome Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3ANetIncome&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:NetIncome: 39238000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613019000037/emci-20181231.xml#1430615 Filing: 000035613019000037 The citation records this snapshot. The page link may show a newer release later.	USD 58.9 million Exact value Exact value: 58902000 USD 2017-01-01 – 2017-12-31: 58902000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · EMC INSURANCE GROUP INC · 2017-12-31 EMC INSURANCE GROUP INC (edgar:356130) Operating Cash Flow: 58902000 USD Concept: fundies:OperatingCashFlow Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3AOperatingCashFlow&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 58902000 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613019000037/emci-20181231.xml#1428048 Filing: 000035613019000037 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2018 2018-01-01 – 2018-12-31	−USD 7.47 million Exact value Exact value: -7468000 USD 2018-01-01 – 2018-12-31: -7468000 USD Inspect Net Income Open source Share or cite Citation for Net Income · EMC INSURANCE GROUP INC · 2018-12-31 EMC INSURANCE GROUP INC (edgar:356130) Net Income: -7468000 USD Concept: fundies:NetIncome Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3ANetIncome&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:NetIncome: -7468000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613019000037/emci-20181231.xml#1432236 Filing: 000035613019000037 The citation records this snapshot. The page link may show a newer release later.	USD 71.77 million Exact value Exact value: 71770000 USD 2018-01-01 – 2018-12-31: 71770000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · EMC INSURANCE GROUP INC · 2018-12-31 EMC INSURANCE GROUP INC (edgar:356130) Operating Cash Flow: 71770000 USD Concept: fundies:OperatingCashFlow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T21:43:08Z Snapshot: 8d7524b1c3465fdcb3641454142874b85e2d12608a3348104121fb510f3431ba Dimensions: Consolidated View: https://fundies.io/companies/edgar/356130/explain?concept=fundies%3AOperatingCashFlow&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 71770000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/356130/000035613019000037/emci-20181231.xml#1428522 Filing: 000035613019000037 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

200 filings · 1,675 latest values · 1,675 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000356130, 356130, edgar:356130

Also known as EMC INSURANCE GROUP INC, EMC INSURANCE GROUP INC.

EMC INSURANCE GROUP INC

Latest quarter

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Reported share-count change

Company performance

What changed year over year

Revenue

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Where revenue goes

2018 2018-01-01 – 2018-12-31

Cash

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Cash generation