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Zurich American Life Insurance Co

EDGAR

Annual report (10-K) · filed 2005-03-30

43 filing records in this dataset, filed from 1995-03-28 to 2005-03-30. Explore the available filing history and original sources.

Inspect reported changes Compare with another company Historical disclosures Search filings Segments

Watchlist

Latest quarter

Revenue

94.1 million USD

2004-12-31 · USD

Exact inputs and evidence

Revenue: 180096000 USD Source
Revenue: 85961000 USD Source

Net margin

19.77%

2004-12-31 · %

Exact inputs and evidence

Net Income: -145334000 USD Source
Net Income: -163948000 USD Source
Revenue: 180096000 USD Source
Revenue: 85961000 USD Source

Operating cash flow

158 million USD

2004-12-31 · USD

Exact inputs and evidence

Operating Cash Flow: 111321000 USD Source
Operating Cash Flow: -46402000 USD Source

Cash and cash equivalents: 11.1 million USD 2004-12-31 Source
Exact value

11148000 USD
Long-term debt including current maturities: Not available
Shares outstanding: Not available

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

180 million USD

2004-01-01 – 2004-12-31

Exact inputs and evidence

Revenue: 46073000 USD · 2004-01-01 – 2004-03-31 Source
Revenue: 2378000 USD · 2004-04-01 – 2004-06-30 Source
Revenue: 37510000 USD · 2004-07-01 – 2004-09-30 Source
Revenue: 180096000 USD · 2004-01-01 – 2004-12-31 Source
Revenue: 85961000 USD · 2004-01-01 – 2004-09-30 Source

Net income

-145 million USD

2004-01-01 – 2004-12-31

Exact inputs and evidence

Net income: -146813000 USD · 2004-01-01 – 2004-03-31 Source
Net income: -17768000 USD · 2004-04-01 – 2004-06-30 Source
Net income: 633000 USD · 2004-07-01 – 2004-09-30 Source
Net income: -145334000 USD · 2004-01-01 – 2004-12-31 Source
Net income: -163948000 USD · 2004-01-01 – 2004-09-30 Source

Operating cash flow

111 million USD

2004-01-01 – 2004-12-31

Exact inputs and evidence

Operating cash flow: -67338000 USD · 2004-01-01 – 2004-03-31 Source
Operating cash flow: 7664000 USD · 2004-01-01 – 2004-06-30 Source
Operating cash flow: -67338000 USD · 2004-01-01 – 2004-03-31 Source
Operating cash flow: -46402000 USD · 2004-01-01 – 2004-09-30 Source
Operating cash flow: 7664000 USD · 2004-01-01 – 2004-06-30 Source
Operating cash flow: 111321000 USD · 2004-01-01 – 2004-12-31 Source
Operating cash flow: -46402000 USD · 2004-01-01 – 2004-09-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2005-03-30.

Financial data available through: 2004-12-31.

Coverage by financial measure

Revenue: 11 of 11 periods available· newest 2004-12-31
operating income: No compatible figures in this window
Net income: 11 of 11 periods available· newest 2004-12-31
Operating cash flow: 11 of 11 periods available· newest 2004-12-31
capital expenditure: No compatible figures in this window
Total assets: 11 of 11 periods available· newest 2004-12-31
Total liabilities: 11 of 11 periods available· newest 2004-12-31
current assets: No compatible figures in this window
current liabilities: No compatible figures in this window
Cash and cash equivalents: 11 of 11 periods available· newest 2004-12-31
long term debt: No compatible figures in this window
shares outstanding: No compatible figures in this window

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
-52.9%

Prior period

USD 382.6 million

2003-01-01 – 2003-12-31
Current period

USD 180.1 million

2004-01-01 – 2004-12-31

Exact inputs and evidence

180096000 − 382598000 = -202502000 USD

382598000 USD · 2003-01-01 – 2003-12-31
Inspect prior input Prior source
180096000 USD · 2004-01-01 – 2004-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · Zurich American Life Insurance Co · 2004-12-31 Zurich American Life Insurance Co (edgar:351754) Year-over-year change in Revenue: -202502000 USD Concept: fundies:Revenue Period: 2004-01-01 to 2004-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 180096000 USD (2004-01-01 to 2004-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-05-064794.txt#7966 Input fundies:Revenue: 382598000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-05-064794.txt#7966
The citation records this snapshot. The page link may show a newer release later.
Net income
−USD 136.15 million

Prior period

−USD 9.19 million

2003-01-01 – 2003-12-31
Current period

−USD 145.33 million

2004-01-01 – 2004-12-31

Exact inputs and evidence

-145334000 − -9187000 = -136147000 USD

-9187000 USD · 2003-01-01 – 2003-12-31
Inspect prior input Prior source
-145334000 USD · 2004-01-01 – 2004-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · Zurich American Life Insurance Co · 2004-12-31 Zurich American Life Insurance Co (edgar:351754) Year-over-year change in Net income: -136147000 USD Concept: fundies:NetIncome Period: 2004-01-01 to 2004-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: -145334000 USD (2004-01-01 to 2004-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-05-064794.txt#9039 Input fundies:NetIncome: -9187000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-05-064794.txt#9039
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
+USD 3.29 billion

Prior period

−USD 3.17 billion

2003-01-01 – 2003-12-31
Current period

USD 111.32 million

2004-01-01 – 2004-12-31

Exact inputs and evidence

111321000 − -3174465000 = 3285786000 USD

-3174465000 USD · 2003-01-01 – 2003-12-31
Inspect prior input Prior source
111321000 USD · 2004-01-01 – 2004-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · Zurich American Life Insurance Co · 2004-12-31 Zurich American Life Insurance Co (edgar:351754) Year-over-year change in Operating cash flow: 3285786000 USD Concept: fundies:OperatingCashFlow Period: 2004-01-01 to 2004-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 111321000 USD (2004-01-01 to 2004-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-05-064794.txt#9305 Input fundies:OperatingCashFlow: -3174465000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-05-064794.txt#9305
The citation records this snapshot. The page link may show a newer release later.

Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2004 2004-01-01 – 2004-12-31

Revenue USD 180.1 million 100% of revenue
Operating costs Derived Unavailable An input is unavailable.
Operating income Unavailable An input is unavailable.
Tax, interest and other Derived Unavailable An input is unavailable.
Net income −USD 145.33 million −81% of revenue

Cash

Operating cash flow USD 111.32 million 62% of revenue
Capital expenditure Unavailable An input is unavailable.
Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

Net income
Tax, interest and other
Operating costs

1995 Not shown: operating income or net income is not reported.
1996 Not shown: operating income or net income is not reported.
1997 Not shown: operating income or net income is not reported.
1998 Not shown: operating income or net income is not reported.
1999 Not shown: operating income or net income is not reported.
2000 Not shown: operating income or net income is not reported.
2001 Not shown: operating income or net income is not reported.
2002 Not shown: operating income or net income is not reported.
2003 Not shown: operating income or net income is not reported.
2004 Not shown: operating income or net income is not reported.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
1995 1995-01-01 – 1995-12-31	68085000	Unavailable	Unavailable	Unavailable	-133049000	Unavailable	Source 1995-01-01 – 1995-12-31: 68085000 USD Inspect Revenue Open source 1995-01-01 – 1995-12-31: -133049000 USD Inspect Net Income Open source 1995-01-01 – 1995-12-31: 327302000 USD Inspect Operating Cash Flow Open source
1996 1996-01-01 – 1996-12-31	356207000	Unavailable	Unavailable	Unavailable	34421000	Unavailable	Source 1996-01-01 – 1996-12-31: 356207000 USD Inspect Revenue Open source 1996-01-01 – 1996-12-31: 34421000 USD Inspect Net Income Open source 1996-01-01 – 1996-12-31: 368707000 USD Inspect Operating Cash Flow Open source
1997 1997-01-01 – 1997-12-31	425480000	Unavailable	Unavailable	Unavailable	38717000	Unavailable	Source 1997-01-01 – 1997-12-31: 425480000 USD Inspect Revenue Open source 1997-01-01 – 1997-12-31: 38717000 USD Inspect Net Income Open source 1997-01-01 – 1997-12-31: 445243000 USD Inspect Operating Cash Flow Open source
1998 1998-01-01 – 1998-12-31	419739000	Unavailable	Unavailable	Unavailable	65149000	Unavailable	Source 1998-01-01 – 1998-12-31: 419739000 USD Inspect Revenue Open source 1998-01-01 – 1998-12-31: 65149000 USD Inspect Net Income Open source 1998-01-01 – 1998-12-31: 190579000 USD Inspect Operating Cash Flow Open source
1999 1999-01-01 – 1999-12-31	363419000	Unavailable	Unavailable	Unavailable	44940000	Unavailable	Source 1999-01-01 – 1999-12-31: 363419000 USD Inspect Revenue Open source 1999-01-01 – 1999-12-31: 44940000 USD Inspect Net Income Open source 1999-01-01 – 1999-12-31: 218403000 USD Inspect Operating Cash Flow Open source
2000 2000-01-01 – 2000-12-31	360910000	Unavailable	Unavailable	Unavailable	48301000	Unavailable	Source 2000-01-01 – 2000-12-31: 360910000 USD Inspect Revenue Open source 2000-01-01 – 2000-12-31: 48301000 USD Inspect Net Income Open source 2000-01-01 – 2000-12-31: 91499000 USD Inspect Operating Cash Flow Open source
2001 2001-01-01 – 2001-12-31	398297000	Unavailable	Unavailable	Unavailable	51597000	Unavailable	Source 2001-01-01 – 2001-12-31: 398297000 USD Inspect Revenue Open source 2001-01-01 – 2001-12-31: 51597000 USD Inspect Net Income Open source 2001-01-01 – 2001-12-31: 97505000 USD Inspect Operating Cash Flow Open source
2002 2002-01-01 – 2002-12-31	380762000	Unavailable	Unavailable	Unavailable	-168958000	Unavailable	Source 2002-01-01 – 2002-12-31: 380762000 USD Inspect Revenue Open source 2002-01-01 – 2002-12-31: -168958000 USD Inspect Net Income Open source 2002-01-01 – 2002-12-31: -94122000 USD Inspect Operating Cash Flow Open source
2003 2003-01-01 – 2003-12-31	382598000	Unavailable	Unavailable	Unavailable	-9187000	Unavailable	Source 2003-01-01 – 2003-12-31: 382598000 USD Inspect Revenue Open source 2003-01-01 – 2003-12-31: -9187000 USD Inspect Net Income Open source 2003-01-01 – 2003-12-31: -3174465000 USD Inspect Operating Cash Flow Open source
2004 2004-01-01 – 2004-12-31	180096000	Unavailable	Unavailable	Unavailable	-145334000	Unavailable	Source 2004-01-01 – 2004-12-31: 180096000 USD Inspect Revenue Open source 2004-01-01 – 2004-12-31: -145334000 USD Inspect Net Income Open source 2004-01-01 – 2004-12-31: 111321000 USD Inspect Operating Cash Flow Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 180.1M 2004

Values and sources

Revenue values and source evidence
Period	Series	Value(USD)	Source evidence
19951995-12-31	Revenue	68085000	Revenue: 68085000 Open source
19961996-12-31	Revenue	356207000	Revenue: 356207000 Open source
19971997-12-31	Revenue	425480000	Revenue: 425480000 Open source
19981998-12-31	Revenue	419739000	Revenue: 419739000 Open source
19991999-12-31	Revenue	363419000	Revenue: 363419000 Open source
20002000-12-31	Revenue	360910000	Revenue: 360910000 Open source
20012001-12-31	Revenue	398297000	Revenue: 398297000 Open source
20022002-12-31	Revenue	380762000	Revenue: 380762000 Open source
20032003-12-31	Revenue	382598000	Revenue: 382598000 Open source
20042004-12-31	Revenue	180096000	Revenue: 180096000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

-52.9% 2004

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
19951995-12-31	Year over year	-79.4%	Revenue: 68085000 Open source Revenue: 330477000 Open source
19961996-12-31	Year over year	423.2%	Revenue: 356207000 Open source Revenue: 68085000 Open source
19971997-12-31	Year over year	19.4%	Revenue: 425480000 Open source Revenue: 356207000 Open source
19981998-12-31	Year over year	-1.3%	Revenue: 419739000 Open source Revenue: 425480000 Open source
19991999-12-31	Year over year	-13.4%	Revenue: 363419000 Open source Revenue: 419739000 Open source
20002000-12-31	Year over year	-0.7%	Revenue: 360910000 Open source Revenue: 363419000 Open source
20012001-12-31	Year over year	10.4%	Revenue: 398297000 Open source Revenue: 360910000 Open source
20022002-12-31	Year over year	-4.4%	Revenue: 380762000 Open source Revenue: 398297000 Open source
20032003-12-31	Year over year	0.5%	Revenue: 382598000 Open source Revenue: 380762000 Open source
20042004-12-31	Year over year	-52.9%	Revenue: 180096000 Open source Revenue: 382598000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin -80.7% 2004

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
1995-12-31	Operating margin	Not reported	Revenue: 68085000 Open source
1996-12-31	Operating margin	Not reported	Revenue: 356207000 Open source
1997-12-31	Operating margin	Not reported	Revenue: 425480000 Open source
1998-12-31	Operating margin	Not reported	Revenue: 419739000 Open source
1999-12-31	Operating margin	Not reported	Revenue: 363419000 Open source
2000-12-31	Operating margin	Not reported	Revenue: 360910000 Open source
2001-12-31	Operating margin	Not reported	Revenue: 398297000 Open source
2002-12-31	Operating margin	Not reported	Revenue: 380762000 Open source
2003-12-31	Operating margin	Not reported	Revenue: 382598000 Open source
2004-12-31	Operating margin	Not reported	Revenue: 180096000 Open source
19951995-12-31	Net margin	-195.4%	Net Income: -133049000 Open source Revenue: 68085000 Open source
19961996-12-31	Net margin	9.7%	Net Income: 34421000 Open source Revenue: 356207000 Open source
19971997-12-31	Net margin	9.1%	Net Income: 38717000 Open source Revenue: 425480000 Open source
19981998-12-31	Net margin	15.5%	Net Income: 65149000 Open source Revenue: 419739000 Open source
19991999-12-31	Net margin	12.4%	Net Income: 44940000 Open source Revenue: 363419000 Open source
20002000-12-31	Net margin	13.4%	Net Income: 48301000 Open source Revenue: 360910000 Open source
20012001-12-31	Net margin	13%	Net Income: 51597000 Open source Revenue: 398297000 Open source
20022002-12-31	Net margin	-44.4%	Net Income: -168958000 Open source Revenue: 380762000 Open source
20032003-12-31	Net margin	-2.4%	Net Income: -9187000 Open source Revenue: 382598000 Open source
20042004-12-31	Net margin	-80.7%	Net Income: -145334000 Open source Revenue: 180096000 Open source
19951995-12-31	Free cash flow margin	Not reported	Revenue: 68085000 Open source Operating Cash Flow: 327302000 Open source
19961996-12-31	Free cash flow margin	Not reported	Revenue: 356207000 Open source Operating Cash Flow: 368707000 Open source
19971997-12-31	Free cash flow margin	Not reported	Revenue: 425480000 Open source Operating Cash Flow: 445243000 Open source
19981998-12-31	Free cash flow margin	Not reported	Revenue: 419739000 Open source Operating Cash Flow: 190579000 Open source
19991999-12-31	Free cash flow margin	Not reported	Revenue: 363419000 Open source Operating Cash Flow: 218403000 Open source
20002000-12-31	Free cash flow margin	Not reported	Revenue: 360910000 Open source Operating Cash Flow: 91499000 Open source
20012001-12-31	Free cash flow margin	Not reported	Revenue: 398297000 Open source Operating Cash Flow: 97505000 Open source
20022002-12-31	Free cash flow margin	Not reported	Revenue: 380762000 Open source Operating Cash Flow: -94122000 Open source
20032003-12-31	Free cash flow margin	Not reported	Revenue: 382598000 Open source Operating Cash Flow: -3174465000 Open source
20042004-12-31	Free cash flow margin	Not reported	Revenue: 180096000 Open source Operating Cash Flow: 111321000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD 111.3M 2004

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
19951995-12-31	Operating cash flow	327302000	Operating Cash Flow: 327302000 Open source
19961996-12-31	Operating cash flow	368707000	Operating Cash Flow: 368707000 Open source
19971997-12-31	Operating cash flow	445243000	Operating Cash Flow: 445243000 Open source
19981998-12-31	Operating cash flow	190579000	Operating Cash Flow: 190579000 Open source
19991999-12-31	Operating cash flow	218403000	Operating Cash Flow: 218403000 Open source
20002000-12-31	Operating cash flow	91499000	Operating Cash Flow: 91499000 Open source
20012001-12-31	Operating cash flow	97505000	Operating Cash Flow: 97505000 Open source
20022002-12-31	Operating cash flow	-94122000	Operating Cash Flow: -94122000 Open source
20032003-12-31	Operating cash flow	-3174465000	Operating Cash Flow: -3174465000 Open source
20042004-12-31	Operating cash flow	111321000	Operating Cash Flow: 111321000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
19951995-12-31	Free cash flow	Unavailable	Operating Cash Flow: 327302000 Open source
19961996-12-31	Free cash flow	Unavailable	Operating Cash Flow: 368707000 Open source
19971997-12-31	Free cash flow	Unavailable	Operating Cash Flow: 445243000 Open source
19981998-12-31	Free cash flow	Unavailable	Operating Cash Flow: 190579000 Open source
19991999-12-31	Free cash flow	Unavailable	Operating Cash Flow: 218403000 Open source
20002000-12-31	Free cash flow	Unavailable	Operating Cash Flow: 91499000 Open source
20012001-12-31	Free cash flow	Unavailable	Operating Cash Flow: 97505000 Open source
20022002-12-31	Free cash flow	Unavailable	Operating Cash Flow: -94122000 Open source
20032003-12-31	Free cash flow	Unavailable	Operating Cash Flow: -3174465000 Open source
20042004-12-31	Free cash flow	Unavailable	Operating Cash Flow: 111321000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

97.6% 2004

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
19951995-12-31	Liabilities / assets	90.3%	Total Liabilities: 6937131000 Open source Total Assets: 7682735000 Open source
19961996-12-31	Liabilities / assets	90.3%	Total Liabilities: 6966899000 Open source Total Assets: 7717900000 Open source
19971997-12-31	Liabilities / assets	91.8%	Total Liabilities: 9724087000 Open source Total Assets: 10589700000 Open source
19981998-12-31	Liabilities / assets	93%	Total Liabilities: 11385862000 Open source Total Assets: 12239700000 Open source
19991999-12-31	Liabilities / assets	95.7%	Total Liabilities: 14025711000 Open source Total Assets: 14655716000 Open source
20002000-12-31	Liabilities / assets	95.4%	Total Liabilities: 15276516000 Open source Total Assets: 16006643000 Open source
20012001-12-31	Liabilities / assets	95.5%	Total Liabilities: 17271835000 Open source Total Assets: 18089828000 Open source
20022002-12-31	Liabilities / assets	96.1%	Total Liabilities: 17942503000 Open source Total Assets: 18666282000 Open source
20032003-12-31	Liabilities / assets	97%	Total Liabilities: 20468147000 Open source Total Assets: 21106441000 Open source
20042004-12-31	Liabilities / assets	97.6%	Total Liabilities: 21123307000 Open source Total Assets: 21634493000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
1995-12-31	Current assets / current liabilities	Not reported	No source recorded
1996-12-31	Current assets / current liabilities	Not reported	No source recorded
1997-12-31	Current assets / current liabilities	Not reported	No source recorded
1998-12-31	Current assets / current liabilities	Not reported	No source recorded
1999-12-31	Current assets / current liabilities	Not reported	No source recorded
2000-12-31	Current assets / current liabilities	Not reported	No source recorded
2001-12-31	Current assets / current liabilities	Not reported	No source recorded
2002-12-31	Current assets / current liabilities	Not reported	No source recorded
2003-12-31	Current assets / current liabilities	Not reported	No source recorded
2004-12-31	Current assets / current liabilities	Not reported	No source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
1995 1995-01-01 – 1995-12-31	−USD 133.05 million Exact value Exact value: -133049000 USD 1995-01-01 – 1995-12-31: -133049000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Zurich American Life Insurance Co · 1995-12-31 Zurich American Life Insurance Co (edgar:351754) Net Income: -133049000 USD Concept: fundies:NetIncome Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3ANetIncome&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:NetIncome: -133049000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0000950124-98-001517.txt#585 The citation records this snapshot. The page link may show a newer release later.	USD 327.3 million Exact value Exact value: 327302000 USD 1995-01-01 – 1995-12-31: 327302000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Zurich American Life Insurance Co · 1995-12-31 Zurich American Life Insurance Co (edgar:351754) Operating Cash Flow: 327302000 USD Concept: fundies:OperatingCashFlow Period: 1995-01-01 to 1995-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3AOperatingCashFlow&period=1995-12-31&surface=latest&period_type=duration&start=1995-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 327302000 USD (1995-01-01 to 1995-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0000950124-98-001517.txt#599 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
1996 1996-01-01 – 1996-12-31	USD 34.42 million Exact value Exact value: 34421000 USD 1996-01-01 – 1996-12-31: 34421000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Zurich American Life Insurance Co · 1996-12-31 Zurich American Life Insurance Co (edgar:351754) Net Income: 34421000 USD Concept: fundies:NetIncome Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3ANetIncome&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:NetIncome: 34421000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0000950137-99-000640.txt#2041 The citation records this snapshot. The page link may show a newer release later.	USD 368.71 million Exact value Exact value: 368707000 USD 1996-01-01 – 1996-12-31: 368707000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Zurich American Life Insurance Co · 1996-12-31 Zurich American Life Insurance Co (edgar:351754) Operating Cash Flow: 368707000 USD Concept: fundies:OperatingCashFlow Period: 1996-01-01 to 1996-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3AOperatingCashFlow&period=1996-12-31&surface=latest&period_type=duration&start=1996-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 368707000 USD (1996-01-01 to 1996-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0000950137-99-000640.txt#2056 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
1997 1997-01-01 – 1997-12-31	USD 38.72 million Exact value Exact value: 38717000 USD 1997-01-01 – 1997-12-31: 38717000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Zurich American Life Insurance Co · 1997-12-31 Zurich American Life Insurance Co (edgar:351754) Net Income: 38717000 USD Concept: fundies:NetIncome Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3ANetIncome&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:NetIncome: 38717000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0000950137-00-001374.txt#1959 The citation records this snapshot. The page link may show a newer release later.	USD 445.24 million Exact value Exact value: 445243000 USD 1997-01-01 – 1997-12-31: 445243000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Zurich American Life Insurance Co · 1997-12-31 Zurich American Life Insurance Co (edgar:351754) Operating Cash Flow: 445243000 USD Concept: fundies:OperatingCashFlow Period: 1997-01-01 to 1997-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3AOperatingCashFlow&period=1997-12-31&surface=latest&period_type=duration&start=1997-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 445243000 USD (1997-01-01 to 1997-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0000950137-00-001374.txt#1974 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
1998 1998-01-01 – 1998-12-31	USD 65.15 million Exact value Exact value: 65149000 USD 1998-01-01 – 1998-12-31: 65149000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Zurich American Life Insurance Co · 1998-12-31 Zurich American Life Insurance Co (edgar:351754) Net Income: 65149000 USD Concept: fundies:NetIncome Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3ANetIncome&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:NetIncome: 65149000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0000950131-01-500356.txt#2097 The citation records this snapshot. The page link may show a newer release later.	USD 190.58 million Exact value Exact value: 190579000 USD 1998-01-01 – 1998-12-31: 190579000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Zurich American Life Insurance Co · 1998-12-31 Zurich American Life Insurance Co (edgar:351754) Operating Cash Flow: 190579000 USD Concept: fundies:OperatingCashFlow Period: 1998-01-01 to 1998-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3AOperatingCashFlow&period=1998-12-31&surface=latest&period_type=duration&start=1998-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 190579000 USD (1998-01-01 to 1998-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0000950131-01-500356.txt#2122 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
1999 1999-01-01 – 1999-12-31	USD 44.94 million Exact value Exact value: 44940000 USD 1999-01-01 – 1999-12-31: 44940000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Zurich American Life Insurance Co · 1999-12-31 Zurich American Life Insurance Co (edgar:351754) Net Income: 44940000 USD Concept: fundies:NetIncome Period: 1999-01-01 to 1999-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3ANetIncome&period=1999-12-31&surface=latest&period_type=duration&start=1999-01-01&unit=USD&dimensions= Input fundies:NetIncome: 44940000 USD (1999-01-01 to 1999-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0000950131-02-001254.txt#2316 The citation records this snapshot. The page link may show a newer release later.	USD 218.4 million Exact value Exact value: 218403000 USD 1999-01-01 – 1999-12-31: 218403000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Zurich American Life Insurance Co · 1999-12-31 Zurich American Life Insurance Co (edgar:351754) Operating Cash Flow: 218403000 USD Concept: fundies:OperatingCashFlow Period: 1999-01-01 to 1999-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3AOperatingCashFlow&period=1999-12-31&surface=latest&period_type=duration&start=1999-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 218403000 USD (1999-01-01 to 1999-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0000950131-02-001254.txt#2332 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2000 2000-01-01 – 2000-12-31	USD 48.3 million Exact value Exact value: 48301000 USD 2000-01-01 – 2000-12-31: 48301000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Zurich American Life Insurance Co · 2000-12-31 Zurich American Life Insurance Co (edgar:351754) Net Income: 48301000 USD Concept: fundies:NetIncome Period: 2000-01-01 to 2000-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3ANetIncome&period=2000-12-31&surface=latest&period_type=duration&start=2000-01-01&unit=USD&dimensions= Input fundies:NetIncome: 48301000 USD (2000-01-01 to 2000-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0000950131-03-001710.txt#2546 The citation records this snapshot. The page link may show a newer release later.	USD 91.5 million Exact value Exact value: 91499000 USD 2000-01-01 – 2000-12-31: 91499000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Zurich American Life Insurance Co · 2000-12-31 Zurich American Life Insurance Co (edgar:351754) Operating Cash Flow: 91499000 USD Concept: fundies:OperatingCashFlow Period: 2000-01-01 to 2000-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3AOperatingCashFlow&period=2000-12-31&surface=latest&period_type=duration&start=2000-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 91499000 USD (2000-01-01 to 2000-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0000950131-03-001710.txt#2566 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2001 2001-01-01 – 2001-12-31	USD 51.6 million Exact value Exact value: 51597000 USD 2001-01-01 – 2001-12-31: 51597000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Zurich American Life Insurance Co · 2001-12-31 Zurich American Life Insurance Co (edgar:351754) Net Income: 51597000 USD Concept: fundies:NetIncome Period: 2001-01-01 to 2001-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3ANetIncome&period=2001-12-31&surface=latest&period_type=duration&start=2001-01-01&unit=USD&dimensions= Input fundies:NetIncome: 51597000 USD (2001-01-01 to 2001-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-04-054701.txt#8557 The citation records this snapshot. The page link may show a newer release later.	USD 97.51 million Exact value Exact value: 97505000 USD 2001-01-01 – 2001-12-31: 97505000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Zurich American Life Insurance Co · 2001-12-31 Zurich American Life Insurance Co (edgar:351754) Operating Cash Flow: 97505000 USD Concept: fundies:OperatingCashFlow Period: 2001-01-01 to 2001-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3AOperatingCashFlow&period=2001-12-31&surface=latest&period_type=duration&start=2001-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 97505000 USD (2001-01-01 to 2001-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-04-054701.txt#8893 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2002 2002-01-01 – 2002-12-31	−USD 168.96 million Exact value Exact value: -168958000 USD 2002-01-01 – 2002-12-31: -168958000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Zurich American Life Insurance Co · 2002-12-31 Zurich American Life Insurance Co (edgar:351754) Net Income: -168958000 USD Concept: fundies:NetIncome Period: 2002-01-01 to 2002-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3ANetIncome&period=2002-12-31&surface=latest&period_type=duration&start=2002-01-01&unit=USD&dimensions= Input fundies:NetIncome: -168958000 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-05-064794.txt#9039 The citation records this snapshot. The page link may show a newer release later.	−USD 94.12 million Exact value Exact value: -94122000 USD 2002-01-01 – 2002-12-31: -94122000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Zurich American Life Insurance Co · 2002-12-31 Zurich American Life Insurance Co (edgar:351754) Operating Cash Flow: -94122000 USD Concept: fundies:OperatingCashFlow Period: 2002-01-01 to 2002-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3AOperatingCashFlow&period=2002-12-31&surface=latest&period_type=duration&start=2002-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -94122000 USD (2002-01-01 to 2002-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-05-064794.txt#9305 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2003 2003-01-01 – 2003-12-31	−USD 9.19 million Exact value Exact value: -9187000 USD 2003-01-01 – 2003-12-31: -9187000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Zurich American Life Insurance Co · 2003-12-31 Zurich American Life Insurance Co (edgar:351754) Net Income: -9187000 USD Concept: fundies:NetIncome Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3ANetIncome&period=2003-12-31&surface=latest&period_type=duration&start=2003-01-01&unit=USD&dimensions= Input fundies:NetIncome: -9187000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-05-064794.txt#9039 The citation records this snapshot. The page link may show a newer release later.	−USD 3.17 billion Exact value Exact value: -3174465000 USD 2003-01-01 – 2003-12-31: -3174465000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Zurich American Life Insurance Co · 2003-12-31 Zurich American Life Insurance Co (edgar:351754) Operating Cash Flow: -3174465000 USD Concept: fundies:OperatingCashFlow Period: 2003-01-01 to 2003-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3AOperatingCashFlow&period=2003-12-31&surface=latest&period_type=duration&start=2003-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -3174465000 USD (2003-01-01 to 2003-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-05-064794.txt#9305 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2004 2004-01-01 – 2004-12-31	−USD 145.33 million Exact value Exact value: -145334000 USD 2004-01-01 – 2004-12-31: -145334000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Zurich American Life Insurance Co · 2004-12-31 Zurich American Life Insurance Co (edgar:351754) Net Income: -145334000 USD Concept: fundies:NetIncome Period: 2004-01-01 to 2004-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3ANetIncome&period=2004-12-31&surface=latest&period_type=duration&start=2004-01-01&unit=USD&dimensions= Input fundies:NetIncome: -145334000 USD (2004-01-01 to 2004-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-05-064794.txt#9039 The citation records this snapshot. The page link may show a newer release later.	USD 111.32 million Exact value Exact value: 111321000 USD 2004-01-01 – 2004-12-31: 111321000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Zurich American Life Insurance Co · 2004-12-31 Zurich American Life Insurance Co (edgar:351754) Operating Cash Flow: 111321000 USD Concept: fundies:OperatingCashFlow Period: 2004-01-01 to 2004-12-31 Values: Latest reported Published: 2026-11-02T16:50:06Z Snapshot: e2287ed6dab95032848e5e3a223f5dd02267913226fa3fe707881ac2d4a0e8cc Dimensions: Consolidated View: https://fundies.io/companies/edgar/351754/explain?concept=fundies%3AOperatingCashFlow&period=2004-12-31&surface=latest&period_type=duration&start=2004-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 111321000 USD (2004-01-01 to 2004-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/351754/0001193125-05-064794.txt#9305 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

43 filings · 0 latest values · 0 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0000351754, 351754, edgar:351754

Also known as KEMPER INVESTORS LIFE INSURANCE CO

Zurich American Life Insurance Co

Latest quarter

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Trailing twelve months

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Net income

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What changed year over year

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Where revenue goes

2004 2004-01-01 – 2004-12-31

Cash

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