FINANCE OF AMERICA COMPANIES INC.

EDGAR

Annual consolidated revenue for 2025: about USD 497.4M, using the latest reported figures. The previous period, 2024, was about USD 394.4M.

Watchlist

Latest quarter

Revenue

62.5 million USD

2026 Q2 · USD

Exact inputs and evidence

Operating cash flow

-183 million USD

2026 Q2 · USD

Exact inputs and evidence
  • Operating Cash Flow: -314125000 USD Source
  • Operating Cash Flow: -130862000 USD Source
Cash and cash equivalents
85.3 million USD Source
Exact value

85278000 USD

Long-term debt including current maturities
358 million USD Source
Exact value

357547000 USD

Shares outstanding
7.19 million shares Source
Exact value

7187500 shares

Reported share-count change

0.00% · 0 shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 7187500 shares · 2020-03-31· Source
  • 7187500 shares · 2021-03-31· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

337 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Revenue: 80848000 USD · 2025-07-01 – 2025-09-30 Source
  • Revenue: 497432000 USD · 2025-01-01 – 2025-12-31 Source
  • Revenue: 423919000 USD · 2025-01-01 – 2025-09-30 Source
  • Revenue: 120142000 USD · 2026-01-01 – 2026-03-31 Source
  • Revenue: 62481000 USD · 2026-04-01 – 2026-06-30 Source

Net income

-338 thousand USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Net income: -9515000 USD · 2025-07-01 – 2025-09-30 Source
  • Net income: 45235000 USD · 2025-01-01 – 2025-12-31 Source
  • Net income: 55617000 USD · 2025-01-01 – 2025-09-30 Source
  • Net income: 17507000 USD · 2026-01-01 – 2026-03-31 Source
  • Net income: 2052000 USD · 2026-04-01 – 2026-06-30 Source

Operating cash flow

-555 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Operating cash flow: -338303000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: -188555000 USD · 2025-01-01 – 2025-06-30 Source
  • Operating cash flow: -429746000 USD · 2025-01-01 – 2025-12-31 Source
  • Operating cash flow: -338303000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: -130862000 USD · 2026-01-01 – 2026-03-31 Source
  • Operating cash flow: -314125000 USD · 2026-01-01 – 2026-06-30 Source
  • Operating cash flow: -130862000 USD · 2026-01-01 – 2026-03-31 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-08-07.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 6 of 11 periods available· newest 2025-12-31
  • Operating income: 2 of 11 periods available· newest 2020-12-31
  • Net income: 6 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 6 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 3 of 11 periods available· newest 2022-12-31
  • Total assets: 6 of 11 periods available· newest 2025-12-31
  • Total liabilities: 6 of 11 periods available· newest 2025-12-31
  • Current assets: 2 of 11 periods available· newest 2020-12-31
  • Current liabilities: 2 of 11 periods available· newest 2020-12-31
  • Cash and cash equivalents: 5 of 11 periods available· newest 2025-12-31
  • Long-term debt including current maturities: 4 of 11 periods available· newest 2025-12-31
  • Shares outstanding: 2 of 11 periods available· newest 2020-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +26.1%

    Prior period

    USD 394.36 million

    –

    Current period

    USD 497.43 million

    –

    Exact inputs and evidence

    497432000 − 394364000 = 103068000 USD

    394364000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    497432000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Net income

    +192.1%

    Prior period

    USD 15.49 million

    –

    Current period

    USD 45.24 million

    –

    Exact inputs and evidence

    45235000 − 15488000 = 29747000 USD

    15488000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    45235000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    −USD 5.93 million

    Prior period

    −USD 423.82 million

    –

    Current period

    −USD 429.75 million

    –

    Exact inputs and evidence

    -429746000 − -423815000 = -5931000 USD

    -423815000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    -429746000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue USD 497.43 million 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 45.24 million 9.1% of revenue

Cash

  • Operating cash flow −USD 429.75 million −86% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2019 Operating loss: operating costs were 100% of revenue.
  • 2020 Operating loss: operating costs were 100% of revenue.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2019 2019-01-01 – 2019-12-31891525000 891852399 Derived -327399 -54739399 Derived 54412000 96836000 Derived
Source
2020 2020-01-01 – 2020-12-311800145000 1802537686 Derived -2392686 -520780686 Derived 518388000 -695117000 Derived
Source
2022 2022-01-01 – 2022-12-3152762000 UnavailableUnavailableUnavailable-190682000 1396583000 Derived
Source
2023 2023-01-01 – 2023-12-31234250000 UnavailableUnavailableUnavailable-80088000 Unavailable
Source
2024 2024-01-01 – 2024-12-31394364000 UnavailableUnavailableUnavailable15488000 Unavailable
Source
2025 2025-01-01 – 2025-12-31497432000 UnavailableUnavailableUnavailable45235000 Unavailable
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 497.4M 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1.9B1.5B972.1M486.0M0.0201920232025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2019Revenue891525000
2020Revenue1800145000
2022Revenue52762000
2023Revenue234250000
2024Revenue394364000
2025Revenue497432000

Revenue growth

Change in revenue from the same financial period one year earlier.

26.1% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.371%279%186%93%0%201920232025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2019Year over yearNo prior comparable period
2020Year over year101.9%
2022Year over yearNo prior comparable period
2023Year over year344%
2024Year over year68.4%
2025Year over year26.1%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin -0.1% 2020
Net margin 9.1% 2025
Free cash flow margin 2,646.9% 2022
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.2,888%2,015%1,143%270%-602%20192023-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2019Operating margin-0%
2020Operating margin-0.1%
2022-12-31Operating marginNot reported
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2019Net margin6.1%
2020Net margin28.8%
2022Net margin-361.4%
2023Net margin-34.2%
2024Net margin3.9%
2025Net margin9.1%
2019Free cash flow margin10.9%
2020Free cash flow margin-38.6%
2022Free cash flow margin2,646.9%
2023Free cash flow marginNot reported
2024Free cash flow marginNot reported
2025Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

USD -429.7M 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1.6B968.1M360.9M-246.4M-853.6M201920232025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2019Operating cash flow101125000
2020Operating cash flow-686090000
2022Operating cash flow1407819000
2023Operating cash flow-71568000
2024Operating cash flow-423815000
2025Operating cash flow-429746000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 1.4B 2022
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1.6B957.3M350.7M-255.9M-862.5M201920232025
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2019Free cash flow96836000
2020Free cash flow-695117000
2022Free cash flow1396583000
2023Free cash flowUnavailable
2024Free cash flowUnavailable
2025Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

98.7% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.107%80%53%27%0%201920232025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2019Liabilities / assets0.2%
2020Liabilities / assets95.9%
2022Liabilities / assets98.1%
2023Liabilities / assets99%
2024Liabilities / assets98.9%
2025Liabilities / assets98.7%

Current assets to current liabilities

Current assets divided by current liabilities.

0.51× 2020
Current assets to current liabilities historyCurrent assets divided by current liabilities. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.18.70×14.02×9.35×4.67×0.00×20192023-12-312025-12-31
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2019Current assets / current liabilities17.31×
2020Current assets / current liabilities0.51×
2022-12-31Current assets / current liabilitiesNot reportedNo source recorded
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2019 2019-01-01 – 2019-12-31
USD 54.41 million
Exact value

Exact value: 54412000 USD

2019-01-01 – 2019-12-31: 54412000 USD Inspect Net Income Open source
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USD 101.13 million
Exact value

Exact value: 101125000 USD

2019-01-01 – 2019-12-31: 101125000 USD Inspect Operating Cash Flow Open source
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USD 4.29 million
Exact value

Exact value: 4289000 USD

2019-01-01 – 2019-12-31: 4289000 USD Inspect Capital Expenditure Open source
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USD 96.84 million
Calculation and evidence

101125000 − 4289000 USD

Exact free cash flow: 96836000 USD

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2020 2020-01-01 – 2020-12-31
USD 518.39 million
Exact value

Exact value: 518388000 USD

2020-01-01 – 2020-12-31: 518388000 USD Inspect Net Income Open source
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−USD 686.09 million
Exact value

Exact value: -686090000 USD

2020-01-01 – 2020-12-31: -686090000 USD Inspect Operating Cash Flow Open source
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USD 9.03 million
Exact value

Exact value: 9027000 USD

2020-01-01 – 2020-12-31: 9027000 USD Inspect Capital Expenditure Open source
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−USD 695.12 million
Calculation and evidence

-686090000 − 9027000 USD

Exact free cash flow: -695117000 USD

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2022 2022-01-01 – 2022-12-31
−USD 190.68 million
Exact value

Exact value: -190682000 USD

2022-01-01 – 2022-12-31: -190682000 USD Inspect Net Income Open source
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USD 1.41 billion
Exact value

Exact value: 1407819000 USD

2022-01-01 – 2022-12-31: 1407819000 USD Inspect Operating Cash Flow Open source
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USD 11.24 million
Exact value

Exact value: 11236000 USD

2022-01-01 – 2022-12-31: 11236000 USD Inspect Capital Expenditure Open source
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USD 1.4 billion
Calculation and evidence

1407819000 − 11236000 USD

Exact free cash flow: 1396583000 USD

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2023 2023-01-01 – 2023-12-31
−USD 80.09 million
Exact value

Exact value: -80088000 USD

2023-01-01 – 2023-12-31: -80088000 USD Inspect Net Income Open source
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−USD 71.57 million
Exact value

Exact value: -71568000 USD

2023-01-01 – 2023-12-31: -71568000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2024 2024-01-01 – 2024-12-31
USD 15.49 million
Exact value

Exact value: 15488000 USD

2024-01-01 – 2024-12-31: 15488000 USD Inspect Net Income Open source
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−USD 423.82 million
Exact value

Exact value: -423815000 USD

2024-01-01 – 2024-12-31: -423815000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2025 2025-01-01 – 2025-12-31
USD 45.24 million
Exact value

Exact value: 45235000 USD

2025-01-01 – 2025-12-31: 45235000 USD Inspect Net Income Open source
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−USD 429.75 million
Exact value

Exact value: -429746000 USD

2025-01-01 – 2025-12-31: -429746000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

36 filings · 2,266 latest values · 2,266 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001828937, 1828937, FOA, edgar:1828937

Also known as FINANCE OF AMERICA COMPANIES INC., Finance of America Companies Inc.