Fundies.
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Enact Holdings, Inc.

EDGAR
ACT Current report (8-K) · filed 2026-10-30

Annual consolidated revenue for 2025: about USD 1.236B, using the latest reported figures. The previous period, 2024, was about USD 1.202B.

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Watchlist

Latest quarter

Revenue

317 million USD

2026 Q2 · USD

Exact inputs and evidence

Operating cash flow

119 million USD

2026 Q2 · USD

Exact inputs and evidence
  • Operating Cash Flow: 342552000 USD Source
  • Operating Cash Flow: 224039000 USD Source
Cash and cash equivalents
448 million USD Source
Exact value

448446000 USD

Long-term debt including current maturities
745 million USD Source
Exact value

745232000 USD

Shares outstanding
138 million shares Source
Exact value

138132000 shares

Reported share-count change

-6.91% · -10.3 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 148385000 shares · 2025-06-30· Source
  • 138132000 shares · 2026-06-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

1.25 billion USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Revenue: 311455000 USD · 2025-07-01 – 2025-09-30 Source
  • Revenue: 1235827000 USD · 2025-01-01 – 2025-12-31 Source
  • Revenue: 923121000 USD · 2025-01-01 – 2025-09-30 Source
  • Revenue: 312069000 USD · 2026-01-01 – 2026-03-31 Source
  • Revenue: 317308000 USD · 2026-04-01 – 2026-06-30 Source

Net income

660 million USD

2021-07-01 – 2022-06-30

Exact inputs and evidence
  • Net income: 137208000 USD · 2021-07-01 – 2021-09-30 Source
  • Net income: 546685000 USD · 2021-01-01 – 2021-12-31 Source
  • Net income: 393151000 USD · 2021-01-01 – 2021-09-30 Source
  • Net income: 164630000 USD · 2022-01-01 – 2022-03-31 Source
  • Net income: 204735000 USD · 2022-04-01 – 2022-06-30 Source

Operating cash flow

721 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Operating cash flow: 538253000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 346242000 USD · 2025-01-01 – 2025-06-30 Source
  • Operating cash flow: 724519000 USD · 2025-01-01 – 2025-12-31 Source
  • Operating cash flow: 538253000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 224039000 USD · 2026-01-01 – 2026-03-31 Source
  • Operating cash flow: 342552000 USD · 2026-01-01 – 2026-06-30 Source
  • Operating cash flow: 224039000 USD · 2026-01-01 – 2026-03-31 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-30.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 7 of 11 periods available· newest 2025-12-31
  • operating income: No compatible figures in this window
  • Net income: 6 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 7 of 11 periods available· newest 2025-12-31
  • capital expenditure: No compatible figures in this window
  • Total assets: 6 of 11 periods available· newest 2025-12-31
  • Total liabilities: 6 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 6 of 11 periods available· newest 2025-12-31
  • Long-term debt including current maturities: 6 of 11 periods available· newest 2025-12-31
  • Shares outstanding: 6 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +2.8%

    Prior period

    USD 1.2 billion

    –

    Current period

    USD 1.24 billion

    –

    Exact inputs and evidence

    1235827000 − 1201774000 = 34053000 USD

    1201774000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    1235827000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Net income

    -2%

    Prior period

    USD 688.07 million

    –

    Current period

    USD 674.24 million

    –

    Exact inputs and evidence

    674244000 − 688068000 = -13824000 USD

    688068000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    674244000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    +5.6%

    Prior period

    USD 686.26 million

    –

    Current period

    USD 724.52 million

    –

    Exact inputs and evidence

    724519000 − 686262000 = 38257000 USD

    686262000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    724519000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue USD 1.24 billion 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 674.24 million 55% of revenue

Cash

  • Operating cash flow USD 724.52 million 59% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2019 Not shown: operating income or net income is not reported.
  • 2020 Not shown: operating income or net income is not reported.
  • 2021 Not shown: operating income or net income is not reported.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2019 2019-01-01 – 2019-12-31978853000 UnavailableUnavailableUnavailable677628000 Unavailable
Source
2020 2020-01-01 – 2020-12-311106459000 UnavailableUnavailableUnavailable370421000 Unavailable
Source
2021 2021-01-01 – 2021-12-311117855000 UnavailableUnavailableUnavailable546685000 Unavailable
Source
2022 2022-01-01 – 2022-12-311095046000 UnavailableUnavailableUnavailableUnavailableUnavailable
Source
2023 2023-01-01 – 2023-12-311153686000 UnavailableUnavailableUnavailable665511000 Unavailable
Source
2024 2024-01-01 – 2024-12-311201774000 UnavailableUnavailableUnavailable688068000 Unavailable
Source
2025 2025-01-01 – 2025-12-311235827000 UnavailableUnavailableUnavailable674244000 Unavailable
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 1.2B 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1.3B1.0B667.3M333.7M0.0201920222025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2019Revenue978853000
2020Revenue1106459000
2021Revenue1117855000
2022Revenue1095046000
2023Revenue1153686000
2024Revenue1201774000
2025Revenue1235827000

Revenue growth

Change in revenue from the same financial period one year earlier.

2.8% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.14.2%9.9%5.5%1.1%-3.2%201920222025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2019Year over yearNo prior comparable period
2020Year over year13%
2021Year over year1%
2022Year over year-2%
2023Year over year5.4%
2024Year over year4.2%
2025Year over year2.8%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 54.6% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.75%56%37%19%0%2019-12-312022-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2019-12-31Operating marginNot reported
2020-12-31Operating marginNot reported
2021-12-31Operating marginNot reported
2022-12-31Operating marginNot reported
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2019Net margin69.2%
2020Net margin33.5%
2021Net margin48.9%
2022-12-31Net marginNot reported
2023Net margin57.7%
2024Net margin57.3%
2025Net margin54.6%
2019Free cash flow marginNot reported
2020Free cash flow marginNot reported
2021Free cash flow marginNot reported
2022Free cash flow marginNot reported
2023Free cash flow marginNot reported
2024Free cash flow marginNot reported
2025Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

USD 724.5M 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.782.5M586.9M391.2M195.6M0.0201920222025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2019Operating cash flow500020000
2020Operating cash flow704350000
2021Operating cash flow572110000
2022Operating cash flow560510000
2023Operating cash flow632038000
2024Operating cash flow686262000
2025Operating cash flow724519000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2019Free cash flowUnavailable
2020Free cash flowUnavailable
2021Free cash flowUnavailable
2022Free cash flowUnavailable
2023Free cash flowUnavailable
2024Free cash flowUnavailable
2025Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

22.3% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.33.8%25.4%16.9%8.5%0.0%2019-12-3120222025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2019-12-31Liabilities / assetsNot reportedNo source recorded
2020Liabilities / assets31.3%
2021Liabilities / assets30%
2022Liabilities / assets28.2%
2023Liabilities / assets25.2%
2024Liabilities / assets23.4%
2025Liabilities / assets22.3%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2019-12-31Current assets / current liabilitiesNot reportedNo source recorded
2020-12-31Current assets / current liabilitiesNot reportedNo source recorded
2021-12-31Current assets / current liabilitiesNot reportedNo source recorded
2022-12-31Current assets / current liabilitiesNot reportedNo source recorded
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2019 2019-01-01 – 2019-12-31
USD 677.63 million
Exact value

Exact value: 677628000 USD

2019-01-01 – 2019-12-31: 677628000 USD Inspect Net Income Open source
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USD 500.02 million
Exact value

Exact value: 500020000 USD

2019-01-01 – 2019-12-31: 500020000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2020 2020-01-01 – 2020-12-31
USD 370.42 million
Exact value

Exact value: 370421000 USD

2020-01-01 – 2020-12-31: 370421000 USD Inspect Net Income Open source
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USD 704.35 million
Exact value

Exact value: 704350000 USD

2020-01-01 – 2020-12-31: 704350000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2021 2021-01-01 – 2021-12-31
USD 546.69 million
Exact value

Exact value: 546685000 USD

2021-01-01 – 2021-12-31: 546685000 USD Inspect Net Income Open source
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USD 572.11 million
Exact value

Exact value: 572110000 USD

2021-01-01 – 2021-12-31: 572110000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2022 2022-01-01 – 2022-12-31
Unavailable Not reported for this period.
USD 560.51 million
Exact value

Exact value: 560510000 USD

2022-01-01 – 2022-12-31: 560510000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2023 2023-01-01 – 2023-12-31
USD 665.51 million
Exact value

Exact value: 665511000 USD

2023-01-01 – 2023-12-31: 665511000 USD Inspect Net Income Open source
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USD 632.04 million
Exact value

Exact value: 632038000 USD

2023-01-01 – 2023-12-31: 632038000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2024 2024-01-01 – 2024-12-31
USD 688.07 million
Exact value

Exact value: 688068000 USD

2024-01-01 – 2024-12-31: 688068000 USD Inspect Net Income Open source
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USD 686.26 million
Exact value

Exact value: 686262000 USD

2024-01-01 – 2024-12-31: 686262000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2025 2025-01-01 – 2025-12-31
USD 674.24 million
Exact value

Exact value: 674244000 USD

2025-01-01 – 2025-12-31: 674244000 USD Inspect Net Income Open source
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USD 724.52 million
Exact value

Exact value: 724519000 USD

2025-01-01 – 2025-12-31: 724519000 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

29 filings · 1,057 latest values · 1,057 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001823529, 1823529, ACT, edgar:1823529

Also known as Enact Holdings, Inc., Genworth Mortgage Holdings, Inc.