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Abacus Life, Inc.

EDGAR
ABLLL Quarterly report (10-Q) · filed 2026-08-10

Annual consolidated revenue for 2025: about USD 235.2M, using the latest reported figures. The previous period, 2024, was about USD 111.9M.

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Watchlist

Latest quarter

Revenue

73 million USD

2026 Q2 · USD

Exact inputs and evidence

Operating margin

29.41%

2026 Q2 · %

Exact inputs and evidence
  • Operating Income: 21478560 USD Source
  • Revenue: 73019990 USD Source

Operating cash flow

39.3 million USD

2026 Q2 · USD

Exact inputs and evidence
  • Operating Cash Flow: 130946310 USD Source
  • Operating Cash Flow: 91686413 USD Source

Free cash flow

38.4 million USD

2026 Q2 · USD

Exact inputs and evidence
  • Operating Cash Flow: 130946310 USD Source
  • Operating Cash Flow: 91686413 USD Source
  • Capital Expenditure: 996182 USD Source
  • Capital Expenditure: 133891 USD Source
Cash and cash equivalents
23.4 million USD Source
Exact value

23388190 USD

Long-term debt including current maturities
331 million USD Source
Exact value

330610186 USD

Shares outstanding
97.1 million shares Source
Exact value

97090784 shares

Reported share-count change

5.73% · 5.27 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 91824768 shares · 2025-06-30· Source
  • 97090784 shares · 2026-06-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

267 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Revenue: 62975156 USD · 2025-07-01 – 2025-09-30 Source
  • Revenue: 235237636 USD · 2025-01-01 – 2025-12-31 Source
  • Revenue: 163339122 USD · 2025-01-01 – 2025-09-30 Source
  • Revenue: 59390289 USD · 2026-01-01 – 2026-03-31 Source
  • Revenue: 73019990 USD · 2026-04-01 – 2026-06-30 Source

Net income

28.2 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Net income: 7075348 USD · 2025-07-01 – 2025-09-30 Source
  • Net income: 36525269 USD · 2025-01-01 – 2025-12-31 Source
  • Net income: 29298620 USD · 2025-01-01 – 2025-09-30 Source
  • Net income: 7266192 USD · 2026-01-01 – 2026-03-31 Source
  • Net income: 6627042 USD · 2026-04-01 – 2026-06-30 Source

Operating cash flow

90.8 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Operating cash flow: -18240847 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 14511602 USD · 2025-01-01 – 2025-06-30 Source
  • Operating cash flow: -25680465 USD · 2025-01-01 – 2025-12-31 Source
  • Operating cash flow: -18240847 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 91686413 USD · 2026-01-01 – 2026-03-31 Source
  • Operating cash flow: 130946310 USD · 2026-01-01 – 2026-06-30 Source
  • Operating cash flow: 91686413 USD · 2026-01-01 – 2026-03-31 Source

Capital expenditure

1.28 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Capital expenditure: 818968 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 647321 USD · 2025-01-01 – 2025-06-30 Source
  • Capital expenditure: 931443 USD · 2025-01-01 – 2025-12-31 Source
  • Capital expenditure: 818968 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 133891 USD · 2026-01-01 – 2026-03-31 Source
  • Capital expenditure: 996182 USD · 2026-01-01 – 2026-06-30 Source
  • Capital expenditure: 133891 USD · 2026-01-01 – 2026-03-31 Source

Free cash flow

89.5 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Operating cash flow: -18240847 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 14511602 USD · 2025-01-01 – 2025-06-30 Source
  • Operating cash flow: -25680465 USD · 2025-01-01 – 2025-12-31 Source
  • Operating cash flow: -18240847 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 91686413 USD · 2026-01-01 – 2026-03-31 Source
  • Operating cash flow: 130946310 USD · 2026-01-01 – 2026-06-30 Source
  • Operating cash flow: 91686413 USD · 2026-01-01 – 2026-03-31 Source
  • Capital expenditure: 818968 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 647321 USD · 2025-01-01 – 2025-06-30 Source
  • Capital expenditure: 931443 USD · 2025-01-01 – 2025-12-31 Source
  • Capital expenditure: 818968 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 133891 USD · 2026-01-01 – 2026-03-31 Source
  • Capital expenditure: 996182 USD · 2026-01-01 – 2026-06-30 Source
  • Capital expenditure: 133891 USD · 2026-01-01 – 2026-03-31 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-08-10.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 4 of 11 periods available· newest 2025-12-31
  • Operating income: 4 of 11 periods available· newest 2025-12-31
  • Net income: 5 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 5 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 4 of 11 periods available· newest 2025-12-31
  • Total assets: 4 of 11 periods available· newest 2025-12-31
  • Total liabilities: 4 of 11 periods available· newest 2025-12-31
  • Current assets: 4 of 11 periods available· newest 2025-12-31
  • Current liabilities: 4 of 11 periods available· newest 2025-12-31
  • Cash and cash equivalents: 4 of 11 periods available· newest 2025-12-31
  • Long-term debt including current maturities: 2 of 11 periods available· newest 2025-12-31
  • Shares outstanding: 4 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +110.2%

    Prior period

    USD 111.92 million

    –

    Current period

    USD 235.24 million

    –

    Exact inputs and evidence

    235237636 − 111923786 = 123313850 USD

    111923786 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    235237636 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Net income

    +USD 60.49 million

    Prior period

    −USD 23.96 million

    –

    Current period

    USD 36.53 million

    –

    Exact inputs and evidence

    36525269 − -23961050 = 60486319 USD

    -23961050 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    36525269 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    +USD 183.13 million

    Prior period

    −USD 208.81 million

    –

    Current period

    −USD 25.68 million

    –

    Exact inputs and evidence

    -25680465 − -208810444 = 183129979 USD

    -208810444 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    -25680465 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Capital expenditure

    +18.5%

    Prior period

    USD 786,236

    –

    Current period

    USD 931,443

    –

    Exact inputs and evidence

    931443 − 786236 = 145207 USD

    786236 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    931443 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue USD 235.24 million 100% of revenue
  • Cost of revenue USD 28.86 million 12% of revenue
  • Operating expenses USD 117.62 million 50% of revenue
  • Operating income USD 88.76 million 38% of revenue
  • Tax, interest and other Derived USD 52.23 million 22% of revenue
  • Net income USD 36.53 million 16% of revenue

Cash

  • Operating cash flow −USD 25.68 million −11% of revenue
  • Capital expenditure USD 931,443 0.4% of revenue
  • Free cash flow Derived −USD 26.61 million −11% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2022 71%25%
  • 2023 14%22%64%
  • 2024 Operating loss: operating costs were 101% of revenue.
  • 2025 16%22%62%
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2022 2022-01-01 – 2022-12-3144713552 11048298 Derived 33665254 1982979 Derived 31682275 10693254 Derived
Source
2023 2023-01-01 – 2023-12-3166401451 42275569 Derived 24125882 14609256 Derived 9516626 -64234058 Derived
Source
2024 2024-01-01 – 2024-12-31111923786 112812090 Derived -888304 23072746 Derived -23961050 -209596680 Derived
Source
2025 2025-01-01 – 2025-12-31235237636 146480269 Derived 88757367 52232098 Derived 36525269 -26611908 Derived
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 235.2M 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.254.1M190.5M127.0M63.5M0.02022202320242025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2022Revenue44713552
2023Revenue66401451
2024Revenue111923786
2025Revenue235237636

Revenue growth

Change in revenue from the same financial period one year earlier.

110.2% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.119%89%59%30%0%2022202320242025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2022Year over yearNo prior comparable period
2023Year over year48.5%
2024Year over year68.6%
2025Year over year110.2%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin 37.7% 2025
Net margin 15.5% 2025
Free cash flow margin -11.3% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.96%20%-56%-132%-208%2022202320242025
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2022Operating margin75.3%
2023Operating margin36.3%
2024Operating margin-0.8%
2025Operating margin37.7%
2022Net margin70.9%
2023Net margin14.3%
2024Net margin-21.4%
2025Net margin15.5%
2022Free cash flow margin23.9%
2023Free cash flow margin-96.7%
2024Free cash flow margin-187.3%
2025Free cash flow margin-11.3%

Operating cash flow

Cash generated by the company’s normal business operations.

USD -25.7M 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.28.3M-35.4M-99.1M-162.7M-226.4M2022202320242025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2022Operating cash flow10693254
2023Operating cash flow-64044384
2024Operating cash flow-208810444
2025Operating cash flow-25680465

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD -26.6M 2025
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.28.3M-35.6M-99.5M-163.3M-227.2M2022202320242025
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2022Free cash flow10693254
2023Free cash flow-64234058
2024Free cash flow-209596680
2025Free cash flow-26611908

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

53.1% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.57%43%29%14%0%2022202320242025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2022Liabilities / assets52.4%
2023Liabilities / assets50.6%
2024Liabilities / assets51.6%
2025Liabilities / assets53.1%

Current assets to current liabilities

Current assets divided by current liabilities.

0.47× 2025
Current assets to current liabilities historyCurrent assets divided by current liabilities. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.27.60×20.70×13.80×6.90×0.00×2022202320242025
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2022Current assets / current liabilities25.55×
2023Current assets / current liabilities1.36×
2024Current assets / current liabilities2.55×
2025Current assets / current liabilities0.47×

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2021 2021-01-01 – 2021-12-31
USD 15.84 million
Exact value

Exact value: 15839365 USD

2021-01-01 – 2021-12-31: 15839365 USD Inspect Net Income Open source
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−USD 1.24 million
Exact value

Exact value: -1236555 USD

2021-01-01 – 2021-12-31: -1236555 USD Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2022 2022-01-01 – 2022-12-31
USD 31.68 million
Exact value

Exact value: 31682275 USD

2022-01-01 – 2022-12-31: 31682275 USD Inspect Net Income Open source
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USD 10.69 million
Exact value

Exact value: 10693254 USD

2022-01-01 – 2022-12-31: 10693254 USD Inspect Operating Cash Flow Open source
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USD 0
Exact value

Exact value: 0 USD

2022-01-01 – 2022-12-31: 0 USD Inspect Capital Expenditure Open source
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USD 10.69 million
Calculation and evidence

10693254 − 0 USD

Exact free cash flow: 10693254 USD

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2023 2023-01-01 – 2023-12-31
USD 9.52 million
Exact value

Exact value: 9516626 USD

2023-01-01 – 2023-12-31: 9516626 USD Inspect Net Income Open source
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−USD 64.04 million
Exact value

Exact value: -64044384 USD

2023-01-01 – 2023-12-31: -64044384 USD Inspect Operating Cash Flow Open source
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USD 189,674
Exact value

Exact value: 189674 USD

2023-01-01 – 2023-12-31: 189674 USD Inspect Capital Expenditure Open source
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−USD 64.23 million
Calculation and evidence

-64044384 − 189674 USD

Exact free cash flow: -64234058 USD

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2024 2024-01-01 – 2024-12-31
−USD 23.96 million
Exact value

Exact value: -23961050 USD

2024-01-01 – 2024-12-31: -23961050 USD Inspect Net Income Open source
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−USD 208.81 million
Exact value

Exact value: -208810444 USD

2024-01-01 – 2024-12-31: -208810444 USD Inspect Operating Cash Flow Open source
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USD 786,236
Exact value

Exact value: 786236 USD

2024-01-01 – 2024-12-31: 786236 USD Inspect Capital Expenditure Open source
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−USD 209.6 million
Calculation and evidence

-208810444 − 786236 USD

Exact free cash flow: -209596680 USD

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2025 2025-01-01 – 2025-12-31
USD 36.53 million
Exact value

Exact value: 36525269 USD

2025-01-01 – 2025-12-31: 36525269 USD Inspect Net Income Open source
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−USD 25.68 million
Exact value

Exact value: -25680465 USD

2025-01-01 – 2025-12-31: -25680465 USD Inspect Operating Cash Flow Open source
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USD 931,443
Exact value

Exact value: 931443 USD

2025-01-01 – 2025-12-31: 931443 USD Inspect Capital Expenditure Open source
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−USD 26.61 million
Calculation and evidence

-25680465 − 931443 USD

Exact free cash flow: -26611908 USD

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

50 filings · 1,905 latest values · 1,905 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001814287, 1814287, ABLLL, ABX, ABXL, edgar:1814287

Also known as ABACUS GLOBAL MANAGEMENT, INC., Abacus Global Management, Inc., Abacus Life, Inc., East Resources Acquisition Co, East Resources Acquisition Company