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OPEN LENDING CORPORATION

EDGAR

LPRO Current report (8-K) · filed 2026-06-04

Annual consolidated revenue for 2025: about USD 93.22M, using the latest reported figures. The previous period, 2024, was about USD 24.02M.

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Watchlist

Latest quarter

Revenue

20.5 million USD

2026 Q1 · USD

Exact inputs and evidence

Revenue: 20491000 USD Source

Operating margin

-3.09%

2026 Q1 · %

Exact inputs and evidence

Operating Income: -633000 USD Source
Revenue: 20491000 USD Source

Operating cash flow

-764 thousand USD

2026 Q1 · USD

Exact inputs and evidence

Operating Cash Flow: -764000 USD Source

Free cash flow

-764 thousand USD

2026 Q1 · USD

Exact inputs and evidence

Operating Cash Flow: -764000 USD Source
Capital Expenditure: 0 USD Source

Cash and cash equivalents: 173 million USD 2026-03-31 Source
Exact value

173308000 USD
Long-term debt including current maturities: 82.9 million USD 2026-03-31 Source
Exact value

82944000 USD
Shares outstanding: 118 million shares 2026-03-31 Source
Exact value

118217082 shares

Reported share-count change

-1.31% · -1.57 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence

119782899 shares · 2025-03-31· Source
118217082 shares · 2026-03-31· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

89.3 million USD

2025-04-01 – 2026-03-31

Exact inputs and evidence

Revenue: 25310000 USD · 2025-04-01 – 2025-06-30 Source
Revenue: 24169000 USD · 2025-07-01 – 2025-09-30 Source
Revenue: 93217000 USD · 2025-01-01 – 2025-12-31 Source
Revenue: 73872000 USD · 2025-01-01 – 2025-09-30 Source
Revenue: 20491000 USD · 2026-01-01 – 2026-03-31 Source

Net income

-5.31 million USD

2025-04-01 – 2026-03-31

Exact inputs and evidence

Net income: 1034000 USD · 2025-04-01 – 2025-06-30 Source
Net income: -7569000 USD · 2025-07-01 – 2025-09-30 Source
Net income: -4236000 USD · 2025-01-01 – 2025-12-31 Source
Net income: -5918000 USD · 2025-01-01 – 2025-09-30 Source
Net income: -460000 USD · 2026-01-01 – 2026-03-31 Source

Operating cash flow

-120 thousand USD

2025-04-01 – 2026-03-31

Exact inputs and evidence

Operating cash flow: -2990000 USD · 2025-01-01 – 2025-06-30 Source
Operating cash flow: -3838000 USD · 2025-01-01 – 2025-03-31 Source
Operating cash flow: -8644000 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: -2990000 USD · 2025-01-01 – 2025-06-30 Source
Operating cash flow: -3194000 USD · 2025-01-01 – 2025-12-31 Source
Operating cash flow: -8644000 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: -764000 USD · 2026-01-01 – 2026-03-31 Source

Capital expenditure

11 thousand USD

2025-04-01 – 2026-03-31

Exact inputs and evidence

Capital expenditure: 56000 USD · 2025-01-01 – 2025-06-30 Source
Capital expenditure: 45000 USD · 2025-01-01 – 2025-03-31 Source
Capital expenditure: 56000 USD · 2025-01-01 – 2025-09-30 Source
Capital expenditure: 56000 USD · 2025-01-01 – 2025-06-30 Source
Capital expenditure: 56000 USD · 2025-01-01 – 2025-12-31 Source
Capital expenditure: 56000 USD · 2025-01-01 – 2025-09-30 Source
Capital expenditure: 0 USD · 2026-01-01 – 2026-03-31 Source

Free cash flow

-131 thousand USD

2025-04-01 – 2026-03-31

Exact inputs and evidence

Operating cash flow: -2990000 USD · 2025-01-01 – 2025-06-30 Source
Operating cash flow: -3838000 USD · 2025-01-01 – 2025-03-31 Source
Operating cash flow: -8644000 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: -2990000 USD · 2025-01-01 – 2025-06-30 Source
Operating cash flow: -3194000 USD · 2025-01-01 – 2025-12-31 Source
Operating cash flow: -8644000 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: -764000 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 56000 USD · 2025-01-01 – 2025-06-30 Source
Capital expenditure: 45000 USD · 2025-01-01 – 2025-03-31 Source
Capital expenditure: 56000 USD · 2025-01-01 – 2025-09-30 Source
Capital expenditure: 56000 USD · 2025-01-01 – 2025-06-30 Source
Capital expenditure: 56000 USD · 2025-01-01 – 2025-12-31 Source
Capital expenditure: 56000 USD · 2025-01-01 – 2025-09-30 Source
Capital expenditure: 0 USD · 2026-01-01 – 2026-03-31 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-06-04.

Financial data available through: 2025-12-31.

Coverage by financial measure

Revenue: 8 of 11 periods available· newest 2025-12-31
Operating income: 8 of 11 periods available· newest 2025-12-31
Net income: 8 of 11 periods available· newest 2025-12-31
Operating cash flow: 8 of 11 periods available· newest 2025-12-31
Capital expenditure: 8 of 11 periods available· newest 2025-12-31
Total assets: 7 of 11 periods available· newest 2025-12-31
Total liabilities: 7 of 11 periods available· newest 2025-12-31
Current assets: 8 of 11 periods available· newest 2025-12-31
Current liabilities: 8 of 11 periods available· newest 2025-12-31
Cash and cash equivalents: 8 of 11 periods available· newest 2025-12-31
Long-term debt including current maturities: 6 of 11 periods available· newest 2025-12-31
Shares outstanding: 7 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
+288%

Prior period

USD 24.02 million

2024-01-01 – 2024-12-31
Current period

USD 93.22 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

93217000 − 24024000 = 69193000 USD

24024000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
93217000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · OPEN LENDING CORPORATION · 2025-12-31 OPEN LENDING CORPORATION (edgar:1806201) Year-over-year change in Revenue: 69193000 USD Concept: fundies:Revenue Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 93217000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#698108 Filing: 000180620126000024 Input fundies:Revenue: 24024000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#698879 Filing: 000180620126000024
The citation records this snapshot. The page link may show a newer release later.
Net income
+USD 130.77 million

Prior period

−USD 135.01 million

2024-01-01 – 2024-12-31
Current period

−USD 4.24 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

-4236000 − -135010000 = 130774000 USD

-135010000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
-4236000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · OPEN LENDING CORPORATION · 2025-12-31 OPEN LENDING CORPORATION (edgar:1806201) Year-over-year change in Net income: 130774000 USD Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: -4236000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#832505 Filing: 000180620126000024 Input fundies:NetIncome: -135010000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#833267 Filing: 000180620126000024
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
-118.1%

Prior period

USD 17.6 million

2024-01-01 – 2024-12-31
Current period

−USD 3.19 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

-3194000 − 17598000 = -20792000 USD

17598000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
-3194000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · OPEN LENDING CORPORATION · 2025-12-31 OPEN LENDING CORPORATION (edgar:1806201) Year-over-year change in Operating cash flow: -20792000 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: -3194000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#870109 Filing: 000180620126000024 Input fundies:OperatingCashFlow: 17598000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#870757 Filing: 000180620126000024
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
-66.1%

Prior period

USD 165,000

2024-01-01 – 2024-12-31
Current period

USD 56,000

2025-01-01 – 2025-12-31

Exact inputs and evidence

56000 − 165000 = -109000 USD

165000 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
56000 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · OPEN LENDING CORPORATION · 2025-12-31 OPEN LENDING CORPORATION (edgar:1806201) Year-over-year change in Capital expenditure: -109000 USD Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 56000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#873258 Filing: 000180620126000024 Input fundies:CapitalExpenditure: 165000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#873811 Filing: 000180620126000024
The citation records this snapshot. The page link may show a newer release later.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

Revenue USD 93.22 million 100% of revenue
Cost of revenue USD 21.56 million 23% of revenue
Operating expenses USD 76.67 million 82% of revenue
Operating income −USD 5.01 million −5.4% of revenue
Tax, interest and other Derived −USD 770,000 −0.8% of revenue
Net income −USD 4.24 million −4.5% of revenue

Cash

Operating cash flow −USD 3.19 million −3.4% of revenue
Capital expenditure USD 56,000 0.1% of revenue
Free cash flow Derived −USD 3.25 million −3.5% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2018 54%45%
2019 67%33%
2020 Net loss: net income was −90% of revenue.
2021 68%30%
2022 37%17%46%
2023 19%75%
2024 Operating loss: operating costs were 372% of revenue.
2025 Operating loss: operating costs were 105% of revenue.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2018 2018-01-01 – 2018-12-31	52192000	23718000 Derived	28474000	195000 Derived	28279000	28495000 Derived	Source 2018-01-01 – 2018-12-31: 52192000 USD Inspect Revenue Open source 2018-01-01 – 2018-12-31: 28474000 USD Inspect Operating Income Open source 2018-01-01 – 2018-12-31: 28279000 USD Inspect Net Income Open source 2018-01-01 – 2018-12-31: 28601000 USD Inspect Operating Cash Flow Open source 2018-01-01 – 2018-12-31: 106000 USD Inspect Capital Expenditure Open source
2019 2019-01-01 – 2019-12-31	92847000	30232000 Derived	62615000	71000 Derived	62544000	41663000 Derived	Source 2019-01-01 – 2019-12-31: 92847000 USD Inspect Revenue Open source 2019-01-01 – 2019-12-31: 62615000 USD Inspect Operating Income Open source 2019-01-01 – 2019-12-31: 62544000 USD Inspect Net Income Open source 2019-01-01 – 2019-12-31: 41762000 USD Inspect Operating Cash Flow Open source 2019-01-01 – 2019-12-31: 99000 USD Inspect Capital Expenditure Open source
2020 2020-01-01 – 2020-12-31	108892000	52175000 Derived	56717000	154281000 Derived	-97564000	23444000 Derived	Source 2020-01-01 – 2020-12-31: 108892000 USD Inspect Revenue Open source 2020-01-01 – 2020-12-31: 56717000 USD Inspect Operating Income Open source 2020-01-01 – 2020-12-31: -97564000 USD Inspect Net Income Open source 2020-01-01 – 2020-12-31: 24640000 USD Inspect Operating Cash Flow Open source 2020-01-01 – 2020-12-31: 1196000 USD Inspect Capital Expenditure Open source
2021 2021-01-01 – 2021-12-31	215655000	65366000 Derived	150289000	4207000 Derived	146082000	95045000 Derived	Source 2021-01-01 – 2021-12-31: 215655000 USD Inspect Revenue Open source 2021-01-01 – 2021-12-31: 150289000 USD Inspect Operating Income Open source 2021-01-01 – 2021-12-31: 146082000 USD Inspect Net Income Open source 2021-01-01 – 2021-12-31: 95156000 USD Inspect Operating Cash Flow Open source 2021-01-01 – 2021-12-31: 111000 USD Inspect Capital Expenditure Open source
2022 2022-01-01 – 2022-12-31	179594000	81979000 Derived	97615000	30995000 Derived	66620000	107193000 Derived	Source 2022-01-01 – 2022-12-31: 179594000 USD Inspect Revenue Open source 2022-01-01 – 2022-12-31: 97615000 USD Inspect Operating Income Open source 2022-01-01 – 2022-12-31: 66620000 USD Inspect Net Income Open source 2022-01-01 – 2022-12-31: 107431000 USD Inspect Operating Cash Flow Open source 2022-01-01 – 2022-12-31: 238000 USD Inspect Capital Expenditure Open source
2023 2023-01-01 – 2023-12-31	117460000	88385000 Derived	29075000	7005000 Derived	22070000	82535000 Derived	Source 2023-01-01 – 2023-12-31: 117460000 USD Inspect Revenue Open source 2023-01-01 – 2023-12-31: 29075000 USD Inspect Operating Income Open source 2023-01-01 – 2023-12-31: 22070000 USD Inspect Net Income Open source 2023-01-01 – 2023-12-31: 82658000 USD Inspect Operating Cash Flow Open source 2023-01-01 – 2023-12-31: 123000 USD Inspect Capital Expenditure Open source
2024 2024-01-01 – 2024-12-31	24024000	89402000 Derived	-65378000	69632000 Derived	-135010000	17433000 Derived	Source 2024-01-01 – 2024-12-31: 24024000 USD Inspect Revenue Open source 2024-01-01 – 2024-12-31: -65378000 USD Inspect Operating Income Open source 2024-01-01 – 2024-12-31: -135010000 USD Inspect Net Income Open source 2024-01-01 – 2024-12-31: 17598000 USD Inspect Operating Cash Flow Open source 2024-01-01 – 2024-12-31: 165000 USD Inspect Capital Expenditure Open source
2025 2025-01-01 – 2025-12-31	93217000	98223000 Derived	-5006000	-770000 Derived	-4236000	-3250000 Derived	Source 2025-01-01 – 2025-12-31: 93217000 USD Inspect Revenue Open source 2025-01-01 – 2025-12-31: -5006000 USD Inspect Operating Income Open source 2025-01-01 – 2025-12-31: -4236000 USD Inspect Net Income Open source 2025-01-01 – 2025-12-31: -3194000 USD Inspect Operating Cash Flow Open source 2025-01-01 – 2025-12-31: 56000 USD Inspect Capital Expenditure Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 93.2M 2025

Values and sources

Revenue values and source evidence
Period	Series	Value(USD)	Source evidence
20182018-12-31	Revenue	52192000	Revenue: 52192000 Open source
20192019-12-31	Revenue	92847000	Revenue: 92847000 Open source
20202020-12-31	Revenue	108892000	Revenue: 108892000 Open source
20212021-12-31	Revenue	215655000	Revenue: 215655000 Open source
20222022-12-31	Revenue	179594000	Revenue: 179594000 Open source
20232023-12-31	Revenue	117460000	Revenue: 117460000 Open source
20242024-12-31	Revenue	24024000	Revenue: 24024000 Open source
20252025-12-31	Revenue	93217000	Revenue: 93217000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

288% 2025

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20182018-12-31	Year over year	No prior comparable period	Revenue: 52192000 Open source
20192019-12-31	Year over year	77.9%	Revenue: 92847000 Open source Revenue: 52192000 Open source
20202020-12-31	Year over year	17.3%	Revenue: 108892000 Open source Revenue: 92847000 Open source
20212021-12-31	Year over year	98%	Revenue: 215655000 Open source Revenue: 108892000 Open source
20222022-12-31	Year over year	-16.7%	Revenue: 179594000 Open source Revenue: 215655000 Open source
20232023-12-31	Year over year	-34.6%	Revenue: 117460000 Open source Revenue: 179594000 Open source
20242024-12-31	Year over year	-79.5%	Revenue: 24024000 Open source Revenue: 117460000 Open source
20252025-12-31	Year over year	288%	Revenue: 93217000 Open source Revenue: 24024000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin -5.4% 2025

Net margin -4.5% 2025

Free cash flow margin -3.5% 2025

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
20182018-12-31	Operating margin	54.6%	Operating Income: 28474000 Open source Revenue: 52192000 Open source
20192019-12-31	Operating margin	67.4%	Operating Income: 62615000 Open source Revenue: 92847000 Open source
20202020-12-31	Operating margin	52.1%	Operating Income: 56717000 Open source Revenue: 108892000 Open source
20212021-12-31	Operating margin	69.7%	Operating Income: 150289000 Open source Revenue: 215655000 Open source
20222022-12-31	Operating margin	54.4%	Operating Income: 97615000 Open source Revenue: 179594000 Open source
20232023-12-31	Operating margin	24.8%	Operating Income: 29075000 Open source Revenue: 117460000 Open source
20242024-12-31	Operating margin	-272.1%	Operating Income: -65378000 Open source Revenue: 24024000 Open source
20252025-12-31	Operating margin	-5.4%	Operating Income: -5006000 Open source Revenue: 93217000 Open source
20182018-12-31	Net margin	54.2%	Net Income: 28279000 Open source Revenue: 52192000 Open source
20192019-12-31	Net margin	67.4%	Net Income: 62544000 Open source Revenue: 92847000 Open source
20202020-12-31	Net margin	-89.6%	Net Income: -97564000 Open source Revenue: 108892000 Open source
20212021-12-31	Net margin	67.7%	Net Income: 146082000 Open source Revenue: 215655000 Open source
20222022-12-31	Net margin	37.1%	Net Income: 66620000 Open source Revenue: 179594000 Open source
20232023-12-31	Net margin	18.8%	Net Income: 22070000 Open source Revenue: 117460000 Open source
20242024-12-31	Net margin	-562%	Net Income: -135010000 Open source Revenue: 24024000 Open source
20252025-12-31	Net margin	-4.5%	Net Income: -4236000 Open source Revenue: 93217000 Open source
20182018-12-31	Free cash flow margin	54.6%	Revenue: 52192000 Open source Operating Cash Flow: 28601000 Open source Capital Expenditure: 106000 Open source
20192019-12-31	Free cash flow margin	44.9%	Revenue: 92847000 Open source Operating Cash Flow: 41762000 Open source Capital Expenditure: 99000 Open source
20202020-12-31	Free cash flow margin	21.5%	Revenue: 108892000 Open source Operating Cash Flow: 24640000 Open source Capital Expenditure: 1196000 Open source
20212021-12-31	Free cash flow margin	44.1%	Revenue: 215655000 Open source Operating Cash Flow: 95156000 Open source Capital Expenditure: 111000 Open source
20222022-12-31	Free cash flow margin	59.7%	Revenue: 179594000 Open source Operating Cash Flow: 107431000 Open source Capital Expenditure: 238000 Open source
20232023-12-31	Free cash flow margin	70.3%	Revenue: 117460000 Open source Operating Cash Flow: 82658000 Open source Capital Expenditure: 123000 Open source
20242024-12-31	Free cash flow margin	72.6%	Revenue: 24024000 Open source Operating Cash Flow: 17598000 Open source Capital Expenditure: 165000 Open source
20252025-12-31	Free cash flow margin	-3.5%	Revenue: 93217000 Open source Operating Cash Flow: -3194000 Open source Capital Expenditure: 56000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD -3.2M 2025

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20182018-12-31	Operating cash flow	28601000	Operating Cash Flow: 28601000 Open source
20192019-12-31	Operating cash flow	41762000	Operating Cash Flow: 41762000 Open source
20202020-12-31	Operating cash flow	24640000	Operating Cash Flow: 24640000 Open source
20212021-12-31	Operating cash flow	95156000	Operating Cash Flow: 95156000 Open source
20222022-12-31	Operating cash flow	107431000	Operating Cash Flow: 107431000 Open source
20232023-12-31	Operating cash flow	82658000	Operating Cash Flow: 82658000 Open source
20242024-12-31	Operating cash flow	17598000	Operating Cash Flow: 17598000 Open source
20252025-12-31	Operating cash flow	-3194000	Operating Cash Flow: -3194000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD -3.3M 2025

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20182018-12-31	Free cash flow	28495000	Operating Cash Flow: 28601000 Open source Capital Expenditure: 106000 Open source
20192019-12-31	Free cash flow	41663000	Operating Cash Flow: 41762000 Open source Capital Expenditure: 99000 Open source
20202020-12-31	Free cash flow	23444000	Operating Cash Flow: 24640000 Open source Capital Expenditure: 1196000 Open source
20212021-12-31	Free cash flow	95045000	Operating Cash Flow: 95156000 Open source Capital Expenditure: 111000 Open source
20222022-12-31	Free cash flow	107193000	Operating Cash Flow: 107431000 Open source Capital Expenditure: 238000 Open source
20232023-12-31	Free cash flow	82535000	Operating Cash Flow: 82658000 Open source Capital Expenditure: 123000 Open source
20242024-12-31	Free cash flow	17433000	Operating Cash Flow: 17598000 Open source Capital Expenditure: 165000 Open source
20252025-12-31	Free cash flow	-3250000	Operating Cash Flow: -3194000 Open source Capital Expenditure: 56000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

68.3% 2025

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
2018-12-31	Liabilities / assets	Not reported	No source recorded
20192019-12-31	Liabilities / assets	11.4%	Total Liabilities: 9022000 Open source Total Assets: 79186000 Open source
20202020-12-31	Liabilities / assets	90.9%	Total Liabilities: 267387000 Open source Total Assets: 294009000 Open source
20212021-12-31	Liabilities / assets	50.1%	Total Liabilities: 159843000 Open source Total Assets: 318825000 Open source
20222022-12-31	Liabilities / assets	43.9%	Total Liabilities: 166807000 Open source Total Assets: 379631000 Open source
20232023-12-31	Liabilities / assets	45%	Total Liabilities: 168457000 Open source Total Assets: 374037000 Open source
20242024-12-31	Liabilities / assets	73.7%	Total Liabilities: 218281000 Open source Total Assets: 296368000 Open source
20252025-12-31	Liabilities / assets	68.3%	Total Liabilities: 161719000 Open source Total Assets: 236679000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

4.52× 2025

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
20182018-12-31	Current assets / current liabilities	2.48×	Current Assets: 34302000 Open source Current Liabilities: 13844000 Open source
20192019-12-31	Current assets / current liabilities	5.52×	Current Assets: 45212000 Open source Current Liabilities: 8193000 Open source
20202020-12-31	Current assets / current liabilities	9.57×	Current Assets: 162777000 Open source Current Liabilities: 17008000 Open source
20212021-12-31	Current assets / current liabilities	16.81×	Current Assets: 202794000 Open source Current Liabilities: 12065000 Open source
20222022-12-31	Current assets / current liabilities	18.58×	Current Assets: 280744000 Open source Current Liabilities: 15107000 Open source
20232023-12-31	Current assets / current liabilities	14.08×	Current Assets: 289876000 Open source Current Liabilities: 20590000 Open source
20242024-12-31	Current assets / current liabilities	5.84×	Current Assets: 275725000 Open source Current Liabilities: 47252000 Open source
20252025-12-31	Current assets / current liabilities	4.52×	Current Assets: 222687000 Open source Current Liabilities: 49258000 Open source

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2018 2018-01-01 – 2018-12-31	USD 28.28 million Exact value Exact value: 28279000 USD 2018-01-01 – 2018-12-31: 28279000 USD Inspect Net Income Open source Share or cite Citation for Net Income · OPEN LENDING CORPORATION · 2018-12-31 OPEN LENDING CORPORATION (edgar:1806201) Net Income: 28279000 USD Concept: fundies:NetIncome Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ANetIncome&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:NetIncome: 28279000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000119312521098457/lpro-20201231.xml#686789 Filing: 000119312521098457 The citation records this snapshot. The page link may show a newer release later.	USD 28.6 million Exact value Exact value: 28601000 USD 2018-01-01 – 2018-12-31: 28601000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · OPEN LENDING CORPORATION · 2018-12-31 OPEN LENDING CORPORATION (edgar:1806201) Operating Cash Flow: 28601000 USD Concept: fundies:OperatingCashFlow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3AOperatingCashFlow&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 28601000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000119312521098457/lpro-20201231.xml#370490 Filing: 000119312521098457 The citation records this snapshot. The page link may show a newer release later.	USD 106,000 Exact value Exact value: 106000 USD 2018-01-01 – 2018-12-31: 106000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · OPEN LENDING CORPORATION · 2018-12-31 OPEN LENDING CORPORATION (edgar:1806201) Capital Expenditure: 106000 USD Concept: fundies:CapitalExpenditure Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ACapitalExpenditure&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 106000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000119312521098457/lpro-20201231.xml#372211 Filing: 000119312521098457 The citation records this snapshot. The page link may show a newer release later.	USD 28.5 million Calculation and evidence 28601000 − 106000 USD Exact free cash flow: 28495000 USD 2018-01-01 – 2018-12-31: 28601000 USD · Inspect Operating Cash Flow · Source 2018-01-01 – 2018-12-31: 106000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · OPEN LENDING CORPORATION · 2018-12-31 OPEN LENDING CORPORATION (edgar:1806201) Free cash flow: 28495000 USD Concept: free-cash-flow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 28601000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000119312521098457/lpro-20201231.xml#370490 Filing: 000119312521098457 Input fundies:CapitalExpenditure: 106000 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000119312521098457/lpro-20201231.xml#372211 Filing: 000119312521098457 The citation records this snapshot. The page link may show a newer release later.
2019 2019-01-01 – 2019-12-31	USD 62.54 million Exact value Exact value: 62544000 USD 2019-01-01 – 2019-12-31: 62544000 USD Inspect Net Income Open source Share or cite Citation for Net Income · OPEN LENDING CORPORATION · 2019-12-31 OPEN LENDING CORPORATION (edgar:1806201) Net Income: 62544000 USD Concept: fundies:NetIncome Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ANetIncome&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:NetIncome: 62544000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000162828022004299/lpro-20211231.htm#1989391 Filing: 000162828022004299 The citation records this snapshot. The page link may show a newer release later.	USD 41.76 million Exact value Exact value: 41762000 USD 2019-01-01 – 2019-12-31: 41762000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · OPEN LENDING CORPORATION · 2019-12-31 OPEN LENDING CORPORATION (edgar:1806201) Operating Cash Flow: 41762000 USD Concept: fundies:OperatingCashFlow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3AOperatingCashFlow&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 41762000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000162828022004299/lpro-20211231.htm#1398685 Filing: 000162828022004299 The citation records this snapshot. The page link may show a newer release later.	USD 99,000 Exact value Exact value: 99000 USD 2019-01-01 – 2019-12-31: 99000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · OPEN LENDING CORPORATION · 2019-12-31 OPEN LENDING CORPORATION (edgar:1806201) Capital Expenditure: 99000 USD Concept: fundies:CapitalExpenditure Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ACapitalExpenditure&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 99000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000162828022004299/lpro-20211231.htm#1402843 Filing: 000162828022004299 The citation records this snapshot. The page link may show a newer release later.	USD 41.66 million Calculation and evidence 41762000 − 99000 USD Exact free cash flow: 41663000 USD 2019-01-01 – 2019-12-31: 41762000 USD · Inspect Operating Cash Flow · Source 2019-01-01 – 2019-12-31: 99000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · OPEN LENDING CORPORATION · 2019-12-31 OPEN LENDING CORPORATION (edgar:1806201) Free cash flow: 41663000 USD Concept: free-cash-flow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 41762000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000162828022004299/lpro-20211231.htm#1398685 Filing: 000162828022004299 Input fundies:CapitalExpenditure: 99000 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000162828022004299/lpro-20211231.htm#1402843 Filing: 000162828022004299 The citation records this snapshot. The page link may show a newer release later.
2020 2020-01-01 – 2020-12-31	−USD 97.56 million Exact value Exact value: -97564000 USD 2020-01-01 – 2020-12-31: -97564000 USD Inspect Net Income Open source Share or cite Citation for Net Income · OPEN LENDING CORPORATION · 2020-12-31 OPEN LENDING CORPORATION (edgar:1806201) Net Income: -97564000 USD Concept: fundies:NetIncome Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ANetIncome&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:NetIncome: -97564000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620123000033/lpro-20221231.htm#1874311 Filing: 000180620123000033 The citation records this snapshot. The page link may show a newer release later.	USD 24.64 million Exact value Exact value: 24640000 USD 2020-01-01 – 2020-12-31: 24640000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · OPEN LENDING CORPORATION · 2020-12-31 OPEN LENDING CORPORATION (edgar:1806201) Operating Cash Flow: 24640000 USD Concept: fundies:OperatingCashFlow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3AOperatingCashFlow&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 24640000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620123000033/lpro-20221231.htm#1276407 Filing: 000180620123000033 The citation records this snapshot. The page link may show a newer release later.	USD 1.2 million Exact value Exact value: 1196000 USD 2020-01-01 – 2020-12-31: 1196000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · OPEN LENDING CORPORATION · 2020-12-31 OPEN LENDING CORPORATION (edgar:1806201) Capital Expenditure: 1196000 USD Concept: fundies:CapitalExpenditure Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ACapitalExpenditure&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1196000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620123000033/lpro-20221231.htm#1280537 Filing: 000180620123000033 The citation records this snapshot. The page link may show a newer release later.	USD 23.44 million Calculation and evidence 24640000 − 1196000 USD Exact free cash flow: 23444000 USD 2020-01-01 – 2020-12-31: 24640000 USD · Inspect Operating Cash Flow · Source 2020-01-01 – 2020-12-31: 1196000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · OPEN LENDING CORPORATION · 2020-12-31 OPEN LENDING CORPORATION (edgar:1806201) Free cash flow: 23444000 USD Concept: free-cash-flow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 24640000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620123000033/lpro-20221231.htm#1276407 Filing: 000180620123000033 Input fundies:CapitalExpenditure: 1196000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620123000033/lpro-20221231.htm#1280537 Filing: 000180620123000033 The citation records this snapshot. The page link may show a newer release later.
2021 2021-01-01 – 2021-12-31	USD 146.08 million Exact value Exact value: 146082000 USD 2021-01-01 – 2021-12-31: 146082000 USD Inspect Net Income Open source Share or cite Citation for Net Income · OPEN LENDING CORPORATION · 2021-12-31 OPEN LENDING CORPORATION (edgar:1806201) Net Income: 146082000 USD Concept: fundies:NetIncome Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ANetIncome&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:NetIncome: 146082000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620124000036/lpro-20231231.htm#1254562 Filing: 000180620124000036 The citation records this snapshot. The page link may show a newer release later.	USD 95.16 million Exact value Exact value: 95156000 USD 2021-01-01 – 2021-12-31: 95156000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · OPEN LENDING CORPORATION · 2021-12-31 OPEN LENDING CORPORATION (edgar:1806201) Operating Cash Flow: 95156000 USD Concept: fundies:OperatingCashFlow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3AOperatingCashFlow&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 95156000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620124000036/lpro-20231231.htm#950140 Filing: 000180620124000036 The citation records this snapshot. The page link may show a newer release later.	USD 111,000 Exact value Exact value: 111000 USD 2021-01-01 – 2021-12-31: 111000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · OPEN LENDING CORPORATION · 2021-12-31 OPEN LENDING CORPORATION (edgar:1806201) Capital Expenditure: 111000 USD Concept: fundies:CapitalExpenditure Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ACapitalExpenditure&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 111000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620124000036/lpro-20231231.htm#952972 Filing: 000180620124000036 The citation records this snapshot. The page link may show a newer release later.	USD 95.05 million Calculation and evidence 95156000 − 111000 USD Exact free cash flow: 95045000 USD 2021-01-01 – 2021-12-31: 95156000 USD · Inspect Operating Cash Flow · Source 2021-01-01 – 2021-12-31: 111000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · OPEN LENDING CORPORATION · 2021-12-31 OPEN LENDING CORPORATION (edgar:1806201) Free cash flow: 95045000 USD Concept: free-cash-flow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 95156000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620124000036/lpro-20231231.htm#950140 Filing: 000180620124000036 Input fundies:CapitalExpenditure: 111000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620124000036/lpro-20231231.htm#952972 Filing: 000180620124000036 The citation records this snapshot. The page link may show a newer release later.
2022 2022-01-01 – 2022-12-31	USD 66.62 million Exact value Exact value: 66620000 USD 2022-01-01 – 2022-12-31: 66620000 USD Inspect Net Income Open source Share or cite Citation for Net Income · OPEN LENDING CORPORATION · 2022-12-31 OPEN LENDING CORPORATION (edgar:1806201) Net Income: 66620000 USD Concept: fundies:NetIncome Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ANetIncome&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:NetIncome: 66620000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620125000033/lpro-20241231.htm#1283986 Filing: 000180620125000033 The citation records this snapshot. The page link may show a newer release later.	USD 107.43 million Exact value Exact value: 107431000 USD 2022-01-01 – 2022-12-31: 107431000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · OPEN LENDING CORPORATION · 2022-12-31 OPEN LENDING CORPORATION (edgar:1806201) Operating Cash Flow: 107431000 USD Concept: fundies:OperatingCashFlow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3AOperatingCashFlow&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 107431000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620125000033/lpro-20241231.htm#952982 Filing: 000180620125000033 The citation records this snapshot. The page link may show a newer release later.	USD 238,000 Exact value Exact value: 238000 USD 2022-01-01 – 2022-12-31: 238000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · OPEN LENDING CORPORATION · 2022-12-31 OPEN LENDING CORPORATION (edgar:1806201) Capital Expenditure: 238000 USD Concept: fundies:CapitalExpenditure Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ACapitalExpenditure&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 238000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620125000033/lpro-20241231.htm#955824 Filing: 000180620125000033 The citation records this snapshot. The page link may show a newer release later.	USD 107.19 million Calculation and evidence 107431000 − 238000 USD Exact free cash flow: 107193000 USD 2022-01-01 – 2022-12-31: 107431000 USD · Inspect Operating Cash Flow · Source 2022-01-01 – 2022-12-31: 238000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · OPEN LENDING CORPORATION · 2022-12-31 OPEN LENDING CORPORATION (edgar:1806201) Free cash flow: 107193000 USD Concept: free-cash-flow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 107431000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620125000033/lpro-20241231.htm#952982 Filing: 000180620125000033 Input fundies:CapitalExpenditure: 238000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620125000033/lpro-20241231.htm#955824 Filing: 000180620125000033 The citation records this snapshot. The page link may show a newer release later.
2023 2023-01-01 – 2023-12-31	USD 22.07 million Exact value Exact value: 22070000 USD 2023-01-01 – 2023-12-31: 22070000 USD Inspect Net Income Open source Share or cite Citation for Net Income · OPEN LENDING CORPORATION · 2023-12-31 OPEN LENDING CORPORATION (edgar:1806201) Net Income: 22070000 USD Concept: fundies:NetIncome Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ANetIncome&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:NetIncome: 22070000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#834031 Filing: 000180620126000024 The citation records this snapshot. The page link may show a newer release later.	USD 82.66 million Exact value Exact value: 82658000 USD 2023-01-01 – 2023-12-31: 82658000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · OPEN LENDING CORPORATION · 2023-12-31 OPEN LENDING CORPORATION (edgar:1806201) Operating Cash Flow: 82658000 USD Concept: fundies:OperatingCashFlow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3AOperatingCashFlow&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 82658000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#871520 Filing: 000180620126000024 The citation records this snapshot. The page link may show a newer release later.	USD 123,000 Exact value Exact value: 123000 USD 2023-01-01 – 2023-12-31: 123000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · OPEN LENDING CORPORATION · 2023-12-31 OPEN LENDING CORPORATION (edgar:1806201) Capital Expenditure: 123000 USD Concept: fundies:CapitalExpenditure Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ACapitalExpenditure&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 123000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#874366 Filing: 000180620126000024 The citation records this snapshot. The page link may show a newer release later.	USD 82.54 million Calculation and evidence 82658000 − 123000 USD Exact free cash flow: 82535000 USD 2023-01-01 – 2023-12-31: 82658000 USD · Inspect Operating Cash Flow · Source 2023-01-01 – 2023-12-31: 123000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · OPEN LENDING CORPORATION · 2023-12-31 OPEN LENDING CORPORATION (edgar:1806201) Free cash flow: 82535000 USD Concept: free-cash-flow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 82658000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#871520 Filing: 000180620126000024 Input fundies:CapitalExpenditure: 123000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#874366 Filing: 000180620126000024 The citation records this snapshot. The page link may show a newer release later.
2024 2024-01-01 – 2024-12-31	−USD 135.01 million Exact value Exact value: -135010000 USD 2024-01-01 – 2024-12-31: -135010000 USD Inspect Net Income Open source Share or cite Citation for Net Income · OPEN LENDING CORPORATION · 2024-12-31 OPEN LENDING CORPORATION (edgar:1806201) Net Income: -135010000 USD Concept: fundies:NetIncome Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ANetIncome&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:NetIncome: -135010000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#833267 Filing: 000180620126000024 The citation records this snapshot. The page link may show a newer release later.	USD 17.6 million Exact value Exact value: 17598000 USD 2024-01-01 – 2024-12-31: 17598000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · OPEN LENDING CORPORATION · 2024-12-31 OPEN LENDING CORPORATION (edgar:1806201) Operating Cash Flow: 17598000 USD Concept: fundies:OperatingCashFlow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3AOperatingCashFlow&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 17598000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#870757 Filing: 000180620126000024 The citation records this snapshot. The page link may show a newer release later.	USD 165,000 Exact value Exact value: 165000 USD 2024-01-01 – 2024-12-31: 165000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · OPEN LENDING CORPORATION · 2024-12-31 OPEN LENDING CORPORATION (edgar:1806201) Capital Expenditure: 165000 USD Concept: fundies:CapitalExpenditure Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ACapitalExpenditure&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 165000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#873811 Filing: 000180620126000024 The citation records this snapshot. The page link may show a newer release later.	USD 17.43 million Calculation and evidence 17598000 − 165000 USD Exact free cash flow: 17433000 USD 2024-01-01 – 2024-12-31: 17598000 USD · Inspect Operating Cash Flow · Source 2024-01-01 – 2024-12-31: 165000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · OPEN LENDING CORPORATION · 2024-12-31 OPEN LENDING CORPORATION (edgar:1806201) Free cash flow: 17433000 USD Concept: free-cash-flow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 17598000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#870757 Filing: 000180620126000024 Input fundies:CapitalExpenditure: 165000 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#873811 Filing: 000180620126000024 The citation records this snapshot. The page link may show a newer release later.
2025 2025-01-01 – 2025-12-31	−USD 4.24 million Exact value Exact value: -4236000 USD 2025-01-01 – 2025-12-31: -4236000 USD Inspect Net Income Open source Share or cite Citation for Net Income · OPEN LENDING CORPORATION · 2025-12-31 OPEN LENDING CORPORATION (edgar:1806201) Net Income: -4236000 USD Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ANetIncome&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:NetIncome: -4236000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#832505 Filing: 000180620126000024 The citation records this snapshot. The page link may show a newer release later.	−USD 3.19 million Exact value Exact value: -3194000 USD 2025-01-01 – 2025-12-31: -3194000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · OPEN LENDING CORPORATION · 2025-12-31 OPEN LENDING CORPORATION (edgar:1806201) Operating Cash Flow: -3194000 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3AOperatingCashFlow&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -3194000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#870109 Filing: 000180620126000024 The citation records this snapshot. The page link may show a newer release later.	USD 56,000 Exact value Exact value: 56000 USD 2025-01-01 – 2025-12-31: 56000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · OPEN LENDING CORPORATION · 2025-12-31 OPEN LENDING CORPORATION (edgar:1806201) Capital Expenditure: 56000 USD Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201/explain?concept=fundies%3ACapitalExpenditure&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 56000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#873258 Filing: 000180620126000024 The citation records this snapshot. The page link may show a newer release later.	−USD 3.25 million Calculation and evidence -3194000 − 56000 USD Exact free cash flow: -3250000 USD 2025-01-01 – 2025-12-31: -3194000 USD · Inspect Operating Cash Flow · Source 2025-01-01 – 2025-12-31: 56000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · OPEN LENDING CORPORATION · 2025-12-31 OPEN LENDING CORPORATION (edgar:1806201) Free cash flow: -3250000 USD Concept: free-cash-flow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T05:33:31Z Snapshot: 35801a0e04c3fa94d6bb81ac78f45d4f0bb4e9eb4493931680698238f7fa5436 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1806201?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -3194000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#870109 Filing: 000180620126000024 Input fundies:CapitalExpenditure: 56000 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1806201/000180620126000024/lpro-20251231.htm#873258 Filing: 000180620126000024 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

31 filings · 2,446 latest values · 2,446 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0001806201, 1806201, LPRO, edgar:1806201

Also known as Nebula Parent Corp., OPEN LENDING CORPORATION, Open Lending Corp

OPEN LENDING CORPORATION

Latest quarter

Revenue

Operating margin

Operating cash flow

Free cash flow

Reported share-count change

Trailing twelve months

Revenue

Net income

Operating cash flow

Capital expenditure

Free cash flow

Company performance

What changed year over year

Revenue

Net income

Operating cash flow

Capital expenditure

Where revenue goes

2025 2025-01-01 – 2025-12-31

Cash

Share of revenue by period

Growth

Profit and cash

Balance sheet

Cash generation