PORCH GROUP, INC.

EDGAR

Annual consolidated revenue for 2025: about USD 482.4M, using the latest reported figures. The previous period, 2024, was about USD 437.8M.

Watchlist

Latest quarter

Revenue

144 million USD

2026 Q3 · USD

Exact inputs and evidence

Operating margin

12.57%

2026 Q3 · %

Exact inputs and evidence
  • Operating Income: 18090000 USD Source
  • Revenue: 143860000 USD Source

Operating cash flow

59.5 million USD

2026 Q3 · USD

Exact inputs and evidence
  • Operating Cash Flow: 113810000 USD Source
  • Operating Cash Flow: 54289000 USD Source

Free cash flow

59.2 million USD

2026 Q3 · USD

Exact inputs and evidence
  • Operating Cash Flow: 113810000 USD Source
  • Operating Cash Flow: 54289000 USD Source
  • Capital Expenditure: 915000 USD Source
  • Capital Expenditure: 548000 USD Source
Cash and cash equivalents
64.2 million USD Source
Exact value

64202000 USD

Long-term debt including current maturities
404 million USD Source
Exact value

404255000 USD

Shares outstanding
124 million shares Source
Exact value

124100000 shares

Reported share-count change

3.59% · 4.3 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 119800000 shares · 2024-12-31· Source
  • 124100000 shares · 2025-12-31· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Capital expenditure

1.01 million USD

2025-10-01 – 2026-09-30

Exact inputs and evidence
  • Capital expenditure: 454000 USD · 2025-01-01 – 2025-12-31 Source
  • Capital expenditure: 362000 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 176000 USD · 2026-01-01 – 2026-03-31 Source
  • Capital expenditure: 548000 USD · 2026-01-01 – 2026-06-30 Source
  • Capital expenditure: 176000 USD · 2026-01-01 – 2026-03-31 Source
  • Capital expenditure: 915000 USD · 2026-01-01 – 2026-09-30 Source
  • Capital expenditure: 548000 USD · 2026-01-01 – 2026-06-30 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-30.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 5 of 11 periods available· newest 2025-12-31
  • Operating income: 5 of 11 periods available· newest 2025-12-31
  • Net income: 5 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 5 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 5 of 11 periods available· newest 2025-12-31
  • Total assets: 5 of 11 periods available· newest 2025-12-31
  • Total liabilities: 5 of 11 periods available· newest 2025-12-31
  • Current assets: 5 of 11 periods available· newest 2025-12-31
  • Current liabilities: 5 of 11 periods available· newest 2025-12-31
  • Cash and cash equivalents: 5 of 11 periods available· newest 2025-12-31
  • Long-term debt including current maturities: 4 of 11 periods available· newest 2025-12-31
  • Shares outstanding: 4 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +10.2%

    Prior period

    USD 437.85 million

    –

    Current period

    USD 482.41 million

    –

    Exact inputs and evidence

    482414000 − 437848000 = 44566000 USD

    437848000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    482414000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Net income

    +USD 29.47 million

    Prior period

    −USD 32.83 million

    –

    Current period

    −USD 3.36 million

    –

    Exact inputs and evidence

    -3361000 − -32829000 = 29468000 USD

    -32829000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    -3361000 USD · 2025-01-01 – 2025-12-31

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  • Operating cash flow

    +USD 98.1 million

    Prior period

    −USD 31.68 million

    –

    Current period

    USD 66.42 million

    –

    Exact inputs and evidence

    66419000 − -31682000 = 98101000 USD

    -31682000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    66419000 USD · 2025-01-01 – 2025-12-31

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  • Capital expenditure

    -13.2%

    Prior period

    USD 523,000

    –

    Current period

    USD 454,000

    –

    Exact inputs and evidence

    454000 − 523000 = -69000 USD

    523000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    454000 USD · 2025-01-01 – 2025-12-31

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Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue USD 482.41 million 100% of revenue
  • Operating costs Derived USD 445.84 million 92% of revenue
  • Operating income USD 36.57 million 7.6% of revenue
  • Tax, interest and other Derived USD 39.93 million 8.3% of revenue
  • Net income −USD 3.36 million −0.7% of revenue

Cash

  • Operating cash flow USD 66.42 million 14% of revenue
  • Capital expenditure USD 454,000 0.1% of revenue
  • Free cash flow Derived USD 65.97 million 14% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2021 Operating loss: operating costs were 143% of revenue.
  • 2022 Operating loss: operating costs were 164% of revenue.
  • 2023 Operating loss: operating costs were 144% of revenue.
  • 2024 Operating loss: operating costs were 115% of revenue.
  • 2025 Net loss: net income was −0.7% of revenue.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2021 2021-01-01 – 2021-12-31192433000 275798000 Derived -83365000 23241000 Derived -106606000 -35749000 Derived
Source
2022 2022-01-01 – 2022-12-31275948000 452995000 Derived -177047000 -20488000 Derived -156559000 -20086000 Derived
Source
2023 2023-01-01 – 2023-12-31430302000 620656000 Derived -190354000 -56421000 Derived -133933000 33078000 Derived
Source
2024 2024-01-01 – 2024-12-31437848000 502419000 Derived -64571000 -31742000 Derived -32829000 -32205000 Derived
Source
2025 2025-01-01 – 2025-12-31482414000 445844000 Derived 36570000 39931000 Derived -3361000 65965000 Derived
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 482.4M 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.521.0M390.8M260.5M130.3M0.020212022202320242025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2021Revenue192433000
2022Revenue275948000
2023Revenue430302000
2024Revenue437848000
2025Revenue482414000

Revenue growth

Change in revenue from the same financial period one year earlier.

10.2% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.60%45%30%15%0%20212022202320242025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2021Year over yearNo prior comparable period
2022Year over year43.4%
2023Year over year55.9%
2024Year over year1.8%
2025Year over year10.2%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin 7.6% 2025
Net margin -0.7% 2025
Free cash flow margin 13.7% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.20%-3%-25%-48%-70%20212022202320242025
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2021Operating margin-43.3%
2022Operating margin-64.2%
2023Operating margin-44.2%
2024Operating margin-14.7%
2025Operating margin7.6%
2021Net margin-55.4%
2022Net margin-56.7%
2023Net margin-31.1%
2024Net margin-7.5%
2025Net margin-0.7%
2021Free cash flow margin-18.6%
2022Free cash flow margin-7.3%
2023Free cash flow margin7.7%
2024Free cash flow margin-7.4%
2025Free cash flow margin13.7%

Operating cash flow

Cash generated by the company’s normal business operations.

USD 66.4M 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.74.5M45.2M15.8M-13.5M-42.9M20212022202320242025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2021Operating cash flow-34777000
2022Operating cash flow-17736000
2023Operating cash flow33929000
2024Operating cash flow-31682000
2025Operating cash flow66419000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 66M 2025
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.74.1M44.6M15.1M-14.4M-43.9M20212022202320242025
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2021Free cash flow-35749000
2022Free cash flow-20086000
2023Free cash flow33078000
2024Free cash flow-32205000
2025Free cash flow65965000

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

97.2% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.114%85%57%28%0%2021-12-312022202320242025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2021-12-31Liabilities / assetsNot reportedNo source recorded
2022Liabilities / assets92.4%
2023Liabilities / assets104%
2024Liabilities / assets105.3%
2025Liabilities / assets97.2%

Current assets to current liabilities

Current assets divided by current liabilities.

1.3× 2025
Current assets to current liabilities historyCurrent assets divided by current liabilities. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1.41×1.05×0.70×0.35×0.00×2021-12-312022202320242025
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2021-12-31Current assets / current liabilitiesNot reportedNo source recorded
2022Current assets / current liabilities1.18×
2023Current assets / current liabilities1.04×
2024Current assets / current liabilities0.88×
2025Current assets / current liabilities1.3×

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2021 2021-01-01 – 2021-12-31
−USD 106.61 million
Exact value

Exact value: -106606000 USD

2021-01-01 – 2021-12-31: -106606000 USD Inspect Net Income Open source
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−USD 34.78 million
Exact value

Exact value: -34777000 USD

2021-01-01 – 2021-12-31: -34777000 USD Inspect Operating Cash Flow Open source
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USD 972,000
Exact value

Exact value: 972000 USD

2021-01-01 – 2021-12-31: 972000 USD Inspect Capital Expenditure Open source
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−USD 35.75 million
Calculation and evidence

-34777000 − 972000 USD

Exact free cash flow: -35749000 USD

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2022 2022-01-01 – 2022-12-31
−USD 156.56 million
Exact value

Exact value: -156559000 USD

2022-01-01 – 2022-12-31: -156559000 USD Inspect Net Income Open source
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−USD 17.74 million
Exact value

Exact value: -17736000 USD

2022-01-01 – 2022-12-31: -17736000 USD Inspect Operating Cash Flow Open source
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USD 2.35 million
Exact value

Exact value: 2350000 USD

2022-01-01 – 2022-12-31: 2350000 USD Inspect Capital Expenditure Open source
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−USD 20.09 million
Calculation and evidence

-17736000 − 2350000 USD

Exact free cash flow: -20086000 USD

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2023 2023-01-01 – 2023-12-31
−USD 133.93 million
Exact value

Exact value: -133933000 USD

2023-01-01 – 2023-12-31: -133933000 USD Inspect Net Income Open source
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USD 33.93 million
Exact value

Exact value: 33929000 USD

2023-01-01 – 2023-12-31: 33929000 USD Inspect Operating Cash Flow Open source
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USD 851,000
Exact value

Exact value: 851000 USD

2023-01-01 – 2023-12-31: 851000 USD Inspect Capital Expenditure Open source
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USD 33.08 million
Calculation and evidence

33929000 − 851000 USD

Exact free cash flow: 33078000 USD

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2024 2024-01-01 – 2024-12-31
−USD 32.83 million
Exact value

Exact value: -32829000 USD

2024-01-01 – 2024-12-31: -32829000 USD Inspect Net Income Open source
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−USD 31.68 million
Exact value

Exact value: -31682000 USD

2024-01-01 – 2024-12-31: -31682000 USD Inspect Operating Cash Flow Open source
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USD 523,000
Exact value

Exact value: 523000 USD

2024-01-01 – 2024-12-31: 523000 USD Inspect Capital Expenditure Open source
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−USD 32.21 million
Calculation and evidence

-31682000 − 523000 USD

Exact free cash flow: -32205000 USD

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2025 2025-01-01 – 2025-12-31
−USD 3.36 million
Exact value

Exact value: -3361000 USD

2025-01-01 – 2025-12-31: -3361000 USD Inspect Net Income Open source
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USD 66.42 million
Exact value

Exact value: 66419000 USD

2025-01-01 – 2025-12-31: 66419000 USD Inspect Operating Cash Flow Open source
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USD 454,000
Exact value

Exact value: 454000 USD

2025-01-01 – 2025-12-31: 454000 USD Inspect Capital Expenditure Open source
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USD 65.97 million
Calculation and evidence

66419000 − 454000 USD

Exact free cash flow: 65965000 USD

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

39 filings · 5,476 latest values · 5,476 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001784535, 1784535, PRCH, edgar:1784535

Also known as PORCH GROUP, INC, PORCH GROUP, INC., Porch Group, Inc., Porch Group, Inc., PropTech Acquisition Corp