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PennyMac Financial Services, Inc.

EDGAR
PFSI Current report (8-K) · filed 2026-10-29

Annual consolidated revenue for 2025: about Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 2.047B, using the latest reported figures. The previous period, 2024, was about Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 1.594B.

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Watchlist

Latest quarter

Revenue

497 million Unit_Standard_USD_NN6ds-BRukSjOLNv-5Sbpw

2026 Q2 · Unit_Standard_USD_NN6ds-BRukSjOLNv-5Sbpw

Exact inputs and evidence
  • Revenue: 496965000 Unit_Standard_USD_NN6ds-BRukSjOLNv-5Sbpw Source

Net margin

4.37%

2026 Q2 · %

Exact inputs and evidence
  • Net Income: 21726000 Unit_Standard_USD_NN6ds-BRukSjOLNv-5Sbpw Source
  • Revenue: 496965000 Unit_Standard_USD_NN6ds-BRukSjOLNv-5Sbpw Source
Cash and cash equivalents
Not available
Long-term debt including current maturities
6.33 billion Unit_Standard_USD_NN6ds-BRukSjOLNv-5Sbpw Source
Exact value

6330000000 Unit_Standard_USD_NN6ds-BRukSjOLNv-5Sbpw

Shares outstanding
51.9 million Unit_Standard_shares_Jlf-jI4zH0KBbx4afmstaw Source
Exact value

51943691 Unit_Standard_shares_Jlf-jI4zH0KBbx4afmstaw

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-29.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 3 of 11 periods available· newest 2025-12-31
  • operating income: No compatible figures in this window
  • Net income: 3 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 3 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 3 of 11 periods available· newest 2025-12-31
  • Total assets: Multiple units; comparison withheld· newest 2025-12-31
  • Total liabilities: Multiple units; comparison withheld· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • cash and cash equivalents: No compatible figures in this window
  • Long-term debt including current maturities: 1 of 11 periods available· newest 2025-12-31
  • Shares outstanding: Multiple units; comparison withheld· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +28.4%

    Prior period

    Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 1.59 billion

    –

    Current period

    Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 2.05 billion

    –

    Exact inputs and evidence

    2046536000 − 1593731000 = 452805000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

    1593731000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q · 2024-01-01 – 2024-12-31

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    2046536000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q · 2025-01-01 – 2025-12-31

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  • Net income

    +60.9%

    Prior period

    Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 311.42 million

    –

    Current period

    Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 501.08 million

    –

    Exact inputs and evidence

    501077000 − 311423000 = 189654000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

    311423000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q · 2024-01-01 – 2024-12-31

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    501077000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q · 2025-01-01 – 2025-12-31

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  • Operating cash flow

    +Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 2.88 billion

    Prior period

    −Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 4.53 billion

    –

    Current period

    −Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 1.65 billion

    –

    Exact inputs and evidence

    -1651984000 − -4533270000 = 2881286000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

    -4533270000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q · 2024-01-01 – 2024-12-31

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    -1651984000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q · 2025-01-01 – 2025-12-31

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  • Capital expenditure

    +595.1%

    Prior period

    Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 1.72 million

    –

    Current period

    Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 11.92 million

    –

    Exact inputs and evidence

    11921000 − 1715000 = 10206000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

    1715000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q · 2024-01-01 – 2024-12-31

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    11921000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q · 2025-01-01 – 2025-12-31

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Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 2.05 billion 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 501.08 million 24% of revenue

Cash

  • Operating cash flow −Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 1.65 billion −81% of revenue
  • Capital expenditure Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 11.92 million 0.6% of revenue
  • Free cash flow Derived −Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 1.66 billion −81% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2023 2023-01-01 – 2023-12-311401656000 UnavailableUnavailableUnavailable144656000 -1583605000 Derived
Source
2024 2024-01-01 – 2024-12-311593731000 UnavailableUnavailableUnavailable311423000 -4534985000 Derived
Source
2025 2025-01-01 – 2025-12-312046536000 UnavailableUnavailableUnavailable501077000 -1663905000 Derived
Source

Amounts are exact, in Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 2B 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.2.2B1.7B1.1B552.6M0.0202320242025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q)Source evidence
2023Revenue1401656000
2024Revenue1593731000
2025Revenue2046536000

Revenue growth

Change in revenue from the same financial period one year earlier.

28.4% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.30.7%23.0%15.3%7.7%0.0%202320242025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2023Year over yearNo prior comparable period
2024Year over year13.7%
2025Year over year28.4%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 24.5% 2025
Free cash flow margin -81.3% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.49%-40%-130%-220%-309%2023-12-312024-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2023Net margin10.3%
2024Net margin19.5%
2025Net margin24.5%
2023Free cash flow margin-113%
2024Free cash flow margin-284.6%
2025Free cash flow margin-81.3%

Operating cash flow

Cash generated by the company’s normal business operations.

Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q -1.7B 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.362.7M-952.0M-2.3B-3.6B-4.9B202320242025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q)Source evidence
2023Operating cash flow-1582219000
2024Operating cash flow-4533270000
2025Operating cash flow-1651984000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q -1.7B 2025
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.362.8M-952.3M-2.3B-3.6B-4.9B202320242025
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q)Source evidence
2023Free cash flow-1583605000
2024Free cash flow-4534985000
2025Free cash flow-1663905000

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2023-12-31Liabilities / assetsNot reportedNo source recorded
2024-12-31Liabilities / assetsNot reportedNo source recorded
2025-12-31Liabilities / assetsNot reportedNo source recorded

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2023 2023-01-01 – 2023-12-31
Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 144.66 million
Exact value

Exact value: 144656000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

2023-01-01 – 2023-12-31: 144656000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q Inspect Net Income Open source
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−Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 1.58 billion
Exact value

Exact value: -1582219000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

2023-01-01 – 2023-12-31: -1582219000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q Inspect Operating Cash Flow Open source
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Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 1.39 million
Exact value

Exact value: 1386000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

2023-01-01 – 2023-12-31: 1386000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q Inspect Capital Expenditure Open source
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−Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 1.58 billion
Calculation and evidence

-1582219000 − 1386000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

Exact free cash flow: -1583605000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

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2024 2024-01-01 – 2024-12-31
Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 311.42 million
Exact value

Exact value: 311423000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

2024-01-01 – 2024-12-31: 311423000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q Inspect Net Income Open source
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−Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 4.53 billion
Exact value

Exact value: -4533270000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

2024-01-01 – 2024-12-31: -4533270000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q Inspect Operating Cash Flow Open source
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Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 1.72 million
Exact value

Exact value: 1715000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

2024-01-01 – 2024-12-31: 1715000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q Inspect Capital Expenditure Open source
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−Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 4.53 billion
Calculation and evidence

-4533270000 − 1715000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

Exact free cash flow: -4534985000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

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2025 2025-01-01 – 2025-12-31
Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 501.08 million
Exact value

Exact value: 501077000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

2025-01-01 – 2025-12-31: 501077000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q Inspect Net Income Open source
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−Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 1.65 billion
Exact value

Exact value: -1651984000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

2025-01-01 – 2025-12-31: -1651984000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q Inspect Operating Cash Flow Open source
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Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 11.92 million
Exact value

Exact value: 11921000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

2025-01-01 – 2025-12-31: 11921000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q Inspect Capital Expenditure Open source
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−Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q 1.66 billion
Calculation and evidence

-1651984000 − 11921000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

Exact free cash flow: -1663905000 Unit_Standard_USD_bxeAm1EeJ02llIkshAel6Q

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

43 filings · 3,298 latest values · 3,298 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001745916, 1745916, PFSI, edgar:1745916

Also known as New PennyMac Financial Services, Inc., PENNYMAC FINANCIAL SERVICES, INC., PennyMac Financial Services, Inc., PennyMac Financial Services, Inc.