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Megalith Financial Acquisition Corp

EDGAR

BMTX Quarterly report (10-Q) · filed 2024-11-14

29 filing records in this dataset, filed from 2018-07-20 to 2024-11-14. Reported financial figures are available; chart coverage varies by period.

Inspect reported changes Compare with another company Historical disclosures Search filings Segments

Watchlist

Latest quarter

Revenue

14.1 million USD

2024 Q3 · USD

Exact inputs and evidence

Revenue: 14077000 USD Source

Operating margin

-29.05%

2024 Q3 · %

Exact inputs and evidence

Operating Income: -4089000 USD Source
Revenue: 14077000 USD Source

Operating cash flow

188 thousand USD

2024 Q3 · USD

Exact inputs and evidence

Operating Cash Flow: 1844000 USD Source
Operating Cash Flow: 1656000 USD Source

Free cash flow

127 thousand USD

2024 Q3 · USD

Exact inputs and evidence

Operating Cash Flow: 1844000 USD Source
Operating Cash Flow: 1656000 USD Source
Capital Expenditure: 131000 USD Source
Capital Expenditure: 70000 USD Source

Cash and cash equivalents: 11.2 million USD 2024-09-30 Source
Exact value

11224000 USD
Long-term debt including current maturities: Not available
Shares outstanding: 12.1 million shares 2024-09-30 Source
Exact value

12099490 shares

Reported share-count change

1.93% · 230 thousand shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence

11869925 shares · 2023-09-30· Source
12099490 shares · 2024-09-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

-13 million USD

2023-10-01 – 2024-09-30

Exact inputs and evidence

Net income: -17331000 USD · 2023-01-01 – 2023-12-31 Source
Net income: -13368000 USD · 2023-01-01 – 2023-09-30 Source
Net income: 748000 USD · 2024-01-01 – 2024-03-31 Source
Net income: -4831000 USD · 2024-04-01 – 2024-06-30 Source
Net income: -4995000 USD · 2024-07-01 – 2024-09-30 Source

Operating cash flow

8.9 million USD

2023-10-01 – 2024-09-30

Exact inputs and evidence

Operating cash flow: 1527000 USD · 2023-01-01 – 2023-12-31 Source
Operating cash flow: -5530000 USD · 2023-01-01 – 2023-09-30 Source
Operating cash flow: 2339000 USD · 2024-01-01 – 2024-03-31 Source
Operating cash flow: 1656000 USD · 2024-01-01 – 2024-06-30 Source
Operating cash flow: 2339000 USD · 2024-01-01 – 2024-03-31 Source
Operating cash flow: 1844000 USD · 2024-01-01 – 2024-09-30 Source
Operating cash flow: 1656000 USD · 2024-01-01 – 2024-06-30 Source

Capital expenditure

199 thousand USD

2023-10-01 – 2024-09-30

Exact inputs and evidence

Capital expenditure: 292000 USD · 2023-01-01 – 2023-12-31 Source
Capital expenditure: 224000 USD · 2023-01-01 – 2023-09-30 Source
Capital expenditure: 30000 USD · 2024-01-01 – 2024-03-31 Source
Capital expenditure: 70000 USD · 2024-01-01 – 2024-06-30 Source
Capital expenditure: 30000 USD · 2024-01-01 – 2024-03-31 Source
Capital expenditure: 131000 USD · 2024-01-01 – 2024-09-30 Source
Capital expenditure: 70000 USD · 2024-01-01 – 2024-06-30 Source

Free cash flow

8.7 million USD

2023-10-01 – 2024-09-30

Exact inputs and evidence

Operating cash flow: 1527000 USD · 2023-01-01 – 2023-12-31 Source
Operating cash flow: -5530000 USD · 2023-01-01 – 2023-09-30 Source
Operating cash flow: 2339000 USD · 2024-01-01 – 2024-03-31 Source
Operating cash flow: 1656000 USD · 2024-01-01 – 2024-06-30 Source
Operating cash flow: 2339000 USD · 2024-01-01 – 2024-03-31 Source
Operating cash flow: 1844000 USD · 2024-01-01 – 2024-09-30 Source
Operating cash flow: 1656000 USD · 2024-01-01 – 2024-06-30 Source
Capital expenditure: 292000 USD · 2023-01-01 – 2023-12-31 Source
Capital expenditure: 224000 USD · 2023-01-01 – 2023-09-30 Source
Capital expenditure: 30000 USD · 2024-01-01 – 2024-03-31 Source
Capital expenditure: 70000 USD · 2024-01-01 – 2024-06-30 Source
Capital expenditure: 30000 USD · 2024-01-01 – 2024-03-31 Source
Capital expenditure: 131000 USD · 2024-01-01 – 2024-09-30 Source
Capital expenditure: 70000 USD · 2024-01-01 – 2024-06-30 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2024-11-14.

Financial data available through: 2023-12-31.

Coverage by financial measure

Revenue: 4 of 11 periods available· newest 2023-12-31
Operating income: 4 of 11 periods available· newest 2023-12-31
Net income: 6 of 11 periods available· newest 2023-12-31
Operating cash flow: 6 of 11 periods available· newest 2023-12-31
Capital expenditure: 4 of 11 periods available· newest 2023-12-31
Total assets: 4 of 11 periods available· newest 2023-12-31
Total liabilities: 4 of 11 periods available· newest 2023-12-31
Current assets: 4 of 11 periods available· newest 2023-12-31
Current liabilities: 4 of 11 periods available· newest 2023-12-31
Cash and cash equivalents: 4 of 11 periods available· newest 2023-12-31
long term debt: No compatible figures in this window
Shares outstanding: 4 of 11 periods available· newest 2023-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
-33.9%

Prior period

USD 83.6 million

2022-01-01 – 2022-12-31
Current period

USD 55.25 million

2023-01-01 – 2023-12-31

Exact inputs and evidence

55252000 − 83597000 = -28345000 USD

83597000 USD · 2022-01-01 – 2022-12-31
Inspect prior input Prior source
55252000 USD · 2023-01-01 – 2023-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · Megalith Financial Acquisition Corp · 2023-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Year-over-year change in Revenue: -28345000 USD Concept: fundies:Revenue Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 55252000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#990288 Filing: 000172587224000001 Input fundies:Revenue: 83597000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#991281 Filing: 000172587224000001
The citation records this snapshot. The page link may show a newer release later.
Net income
−USD 16.55 million

Prior period

−USD 779,000

2022-01-01 – 2022-12-31
Current period

−USD 17.33 million

2023-01-01 – 2023-12-31

Exact inputs and evidence

-17331000 − -779000 = -16552000 USD

-779000 USD · 2022-01-01 – 2022-12-31
Inspect prior input Prior source
-17331000 USD · 2023-01-01 – 2023-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · Megalith Financial Acquisition Corp · 2023-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Year-over-year change in Net income: -16552000 USD Concept: fundies:NetIncome Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: -17331000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#652309 Filing: 000172587224000001 Input fundies:NetIncome: -779000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#653092 Filing: 000172587224000001
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
-56.1%

Prior period

USD 3.48 million

2022-01-01 – 2022-12-31
Current period

USD 1.53 million

2023-01-01 – 2023-12-31

Exact inputs and evidence

1527000 − 3480000 = -1953000 USD

3480000 USD · 2022-01-01 – 2022-12-31
Inspect prior input Prior source
1527000 USD · 2023-01-01 – 2023-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · Megalith Financial Acquisition Corp · 2023-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Year-over-year change in Operating cash flow: -1953000 USD Concept: fundies:OperatingCashFlow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: 1527000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#678266 Filing: 000172587224000001 Input fundies:OperatingCashFlow: 3480000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#678923 Filing: 000172587224000001
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
-41.5%

Prior period

USD 499,000

2022-01-01 – 2022-12-31
Current period

USD 292,000

2023-01-01 – 2023-12-31

Exact inputs and evidence

292000 − 499000 = -207000 USD

499000 USD · 2022-01-01 – 2022-12-31
Inspect prior input Prior source
292000 USD · 2023-01-01 – 2023-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · Megalith Financial Acquisition Corp · 2023-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Year-over-year change in Capital expenditure: -207000 USD Concept: fundies:CapitalExpenditure Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 292000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#681804 Filing: 000172587224000001 Input fundies:CapitalExpenditure: 499000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#682368 Filing: 000172587224000001
The citation records this snapshot. The page link may show a newer release later.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2023 2023-01-01 – 2023-12-31

Revenue USD 55.25 million 100% of revenue
Operating costs Derived USD 75.23 million 136% of revenue
Operating income −USD 19.98 million −36% of revenue
Tax, interest and other Derived −USD 2.65 million −4.8% of revenue
Net income −USD 17.33 million −31% of revenue

Cash

Operating cash flow USD 1.53 million 2.8% of revenue
Capital expenditure USD 292,000 0.5% of revenue
Free cash flow Derived USD 1.24 million 2.2% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2020 Operating loss: operating costs were 116% of revenue.
2021 Net income was higher than operating income, so the split is not drawn.
2022 Operating loss: operating costs were 111% of revenue.
2023 Operating loss: operating costs were 136% of revenue.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2020 2020-01-01 – 2020-12-31	66437000	77233000 Derived	-10796000	1418000 Derived	-12214000	15965000 Derived	Source 2020-01-01 – 2020-12-31: 66437000 USD Inspect Revenue Open source 2020-01-01 – 2020-12-31: -10796000 USD Inspect Operating Income Open source 2020-01-01 – 2020-12-31: -12214000 USD Inspect Net Income Open source 2020-01-01 – 2020-12-31: 16038000 USD Inspect Operating Cash Flow Open source 2020-01-01 – 2020-12-31: 73000 USD Inspect Capital Expenditure Open source
2021 2021-01-01 – 2021-12-31	94705000	89039000 Derived	5666000	-11377000 Derived	17043000	27405000 Derived	Source 2021-01-01 – 2021-12-31: 94705000 USD Inspect Revenue Open source 2021-01-01 – 2021-12-31: 5666000 USD Inspect Operating Income Open source 2021-01-01 – 2021-12-31: 17043000 USD Inspect Net Income Open source 2021-01-01 – 2021-12-31: 27543000 USD Inspect Operating Cash Flow Open source 2021-01-01 – 2021-12-31: 138000 USD Inspect Capital Expenditure Open source
2022 2022-01-01 – 2022-12-31	83597000	92853000 Derived	-9256000	-8477000 Derived	-779000	2981000 Derived	Source 2022-01-01 – 2022-12-31: 83597000 USD Inspect Revenue Open source 2022-01-01 – 2022-12-31: -9256000 USD Inspect Operating Income Open source 2022-01-01 – 2022-12-31: -779000 USD Inspect Net Income Open source 2022-01-01 – 2022-12-31: 3480000 USD Inspect Operating Cash Flow Open source 2022-01-01 – 2022-12-31: 499000 USD Inspect Capital Expenditure Open source
2023 2023-01-01 – 2023-12-31	55252000	75232000 Derived	-19980000	-2649000 Derived	-17331000	1235000 Derived	Source 2023-01-01 – 2023-12-31: 55252000 USD Inspect Revenue Open source 2023-01-01 – 2023-12-31: -19980000 USD Inspect Operating Income Open source 2023-01-01 – 2023-12-31: -17331000 USD Inspect Net Income Open source 2023-01-01 – 2023-12-31: 1527000 USD Inspect Operating Cash Flow Open source 2023-01-01 – 2023-12-31: 292000 USD Inspect Capital Expenditure Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 55.3M 2023

Values and sources

Revenue values and source evidence
Period	Series	Value(USD)	Source evidence
20202020-12-31	Revenue	66437000	Revenue: 66437000 Open source
20212021-12-31	Revenue	94705000	Revenue: 94705000 Open source
20222022-12-31	Revenue	83597000	Revenue: 83597000 Open source
20232023-12-31	Revenue	55252000	Revenue: 55252000 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

-33.9% 2023

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20202020-12-31	Year over year	No prior comparable period	Revenue: 66437000 Open source
20212021-12-31	Year over year	42.5%	Revenue: 94705000 Open source Revenue: 66437000 Open source
20222022-12-31	Year over year	-11.7%	Revenue: 83597000 Open source Revenue: 94705000 Open source
20232023-12-31	Year over year	-33.9%	Revenue: 55252000 Open source Revenue: 83597000 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin -36.2% 2023

Net margin -31.4% 2023

Free cash flow margin 2.2% 2023

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
20202020-12-31	Operating margin	-16.2%	Operating Income: -10796000 Open source Revenue: 66437000 Open source
20212021-12-31	Operating margin	6%	Operating Income: 5666000 Open source Revenue: 94705000 Open source
20222022-12-31	Operating margin	-11.1%	Operating Income: -9256000 Open source Revenue: 83597000 Open source
20232023-12-31	Operating margin	-36.2%	Operating Income: -19980000 Open source Revenue: 55252000 Open source
20202020-12-31	Net margin	-18.4%	Net Income: -12214000 Open source Revenue: 66437000 Open source
20212021-12-31	Net margin	18%	Net Income: 17043000 Open source Revenue: 94705000 Open source
20222022-12-31	Net margin	-0.9%	Net Income: -779000 Open source Revenue: 83597000 Open source
20232023-12-31	Net margin	-31.4%	Net Income: -17331000 Open source Revenue: 55252000 Open source
20202020-12-31	Free cash flow margin	24%	Revenue: 66437000 Open source Operating Cash Flow: 16038000 Open source Capital Expenditure: 73000 Open source
20212021-12-31	Free cash flow margin	28.9%	Revenue: 94705000 Open source Operating Cash Flow: 27543000 Open source Capital Expenditure: 138000 Open source
20222022-12-31	Free cash flow margin	3.6%	Revenue: 83597000 Open source Operating Cash Flow: 3480000 Open source Capital Expenditure: 499000 Open source
20232023-12-31	Free cash flow margin	2.2%	Revenue: 55252000 Open source Operating Cash Flow: 1527000 Open source Capital Expenditure: 292000 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD 1.5M 2023

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20202020-12-31	Operating cash flow	16038000	Operating Cash Flow: 16038000 Open source
20212021-12-31	Operating cash flow	27543000	Operating Cash Flow: 27543000 Open source
20222022-12-31	Operating cash flow	3480000	Operating Cash Flow: 3480000 Open source
20232023-12-31	Operating cash flow	1527000	Operating Cash Flow: 1527000 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 1.2M 2023

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20202020-12-31	Free cash flow	15965000	Operating Cash Flow: 16038000 Open source Capital Expenditure: 73000 Open source
20212021-12-31	Free cash flow	27405000	Operating Cash Flow: 27543000 Open source Capital Expenditure: 138000 Open source
20222022-12-31	Free cash flow	2981000	Operating Cash Flow: 3480000 Open source Capital Expenditure: 499000 Open source
20232023-12-31	Free cash flow	1235000	Operating Cash Flow: 1527000 Open source Capital Expenditure: 292000 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

43.3% 2023

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
20202020-12-31	Liabilities / assets	63.6%	Total Liabilities: 42341000 Open source Total Assets: 66610000 Open source
20212021-12-31	Liabilities / assets	50.2%	Total Liabilities: 38361000 Open source Total Assets: 76342000 Open source
20222022-12-31	Liabilities / assets	31.2%	Total Liabilities: 22178000 Open source Total Assets: 71036000 Open source
20232023-12-31	Liabilities / assets	43.3%	Total Liabilities: 23668000 Open source Total Assets: 54640000 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

1.25× 2023

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
20202020-12-31	Current assets / current liabilities	0.39×	Current Assets: 15370000 Open source Current Liabilities: 39810000 Open source
20212021-12-31	Current assets / current liabilities	1.51×	Current Assets: 36997000 Open source Current Liabilities: 24557000 Open source
20222022-12-31	Current assets / current liabilities	1.99×	Current Assets: 38444000 Open source Current Liabilities: 19331000 Open source
20232023-12-31	Current assets / current liabilities	1.25×	Current Assets: 28564000 Open source Current Liabilities: 22899000 Open source

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2018 2018-01-01 – 2018-12-31	USD 294,957 Exact value Exact value: 294957 USD 2018-01-01 – 2018-12-31: 294957 USD Inspect Net Income Open source Share or cite Citation for Net Income · Megalith Financial Acquisition Corp · 2018-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Net Income: 294957 USD Concept: fundies:NetIncome Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3ANetIncome&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:NetIncome: 294957 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000121390020006491/mfac-20191231.xml#121405 Filing: 000121390020006491 The citation records this snapshot. The page link may show a newer release later.	−USD 357,556 Exact value Exact value: -357556 USD 2018-01-01 – 2018-12-31: -357556 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Megalith Financial Acquisition Corp · 2018-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Operating Cash Flow: -357556 USD Concept: fundies:OperatingCashFlow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3AOperatingCashFlow&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -357556 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000121390020006491/mfac-20191231.xml#99089 Filing: 000121390020006491 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2019 2019-01-01 – 2019-12-31	USD 4.27 million Exact value Exact value: 4273495 USD 2019-01-01 – 2019-12-31: 4273495 USD Inspect Net Income Open source Share or cite Citation for Net Income · Megalith Financial Acquisition Corp · 2019-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Net Income: 4273495 USD Concept: fundies:NetIncome Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3ANetIncome&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:NetIncome: 4273495 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000121390021036735/f10k2020a1_bmtech.htm#283459 Filing: 000121390021036735 The citation records this snapshot. The page link may show a newer release later.	−USD 1.46 million Exact value Exact value: -1464384 USD 2019-01-01 – 2019-12-31: -1464384 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Megalith Financial Acquisition Corp · 2019-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Operating Cash Flow: -1464384 USD Concept: fundies:OperatingCashFlow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3AOperatingCashFlow&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -1464384 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000121390021036735/f10k2020a1_bmtech.htm#291885 Filing: 000121390021036735 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2020 2020-01-01 – 2020-12-31	−USD 12.21 million Exact value Exact value: -12214000 USD 2020-01-01 – 2020-12-31: -12214000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Megalith Financial Acquisition Corp · 2020-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Net Income: -12214000 USD Concept: fundies:NetIncome Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3ANetIncome&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:NetIncome: -12214000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000162828022013593/bmtx-20211231.htm#2819297 Filing: 000162828022013593 The citation records this snapshot. The page link may show a newer release later.	USD 16.04 million Exact value Exact value: 16038000 USD 2020-01-01 – 2020-12-31: 16038000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Megalith Financial Acquisition Corp · 2020-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Operating Cash Flow: 16038000 USD Concept: fundies:OperatingCashFlow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3AOperatingCashFlow&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 16038000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000162828022013593/bmtx-20211231.htm#2880007 Filing: 000162828022013593 The citation records this snapshot. The page link may show a newer release later.	USD 73,000 Exact value Exact value: 73000 USD 2020-01-01 – 2020-12-31: 73000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Megalith Financial Acquisition Corp · 2020-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Capital Expenditure: 73000 USD Concept: fundies:CapitalExpenditure Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3ACapitalExpenditure&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 73000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000162828022013593/bmtx-20211231.htm#2887135 Filing: 000162828022013593 The citation records this snapshot. The page link may show a newer release later.	USD 15.97 million Calculation and evidence 16038000 − 73000 USD Exact free cash flow: 15965000 USD 2020-01-01 – 2020-12-31: 16038000 USD · Inspect Operating Cash Flow · Source 2020-01-01 – 2020-12-31: 73000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Megalith Financial Acquisition Corp · 2020-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Free cash flow: 15965000 USD Concept: free-cash-flow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 16038000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000162828022013593/bmtx-20211231.htm#2880007 Filing: 000162828022013593 Input fundies:CapitalExpenditure: 73000 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000162828022013593/bmtx-20211231.htm#2887135 Filing: 000162828022013593 The citation records this snapshot. The page link may show a newer release later.
2021 2021-01-01 – 2021-12-31	USD 17.04 million Exact value Exact value: 17043000 USD 2021-01-01 – 2021-12-31: 17043000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Megalith Financial Acquisition Corp · 2021-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Net Income: 17043000 USD Concept: fundies:NetIncome Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3ANetIncome&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:NetIncome: 17043000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587223000002/bmtx-20221231.htm#679586 Filing: 000172587223000002 The citation records this snapshot. The page link may show a newer release later.	USD 27.54 million Exact value Exact value: 27543000 USD 2021-01-01 – 2021-12-31: 27543000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Megalith Financial Acquisition Corp · 2021-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Operating Cash Flow: 27543000 USD Concept: fundies:OperatingCashFlow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3AOperatingCashFlow&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 27543000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587223000002/bmtx-20221231.htm#707243 Filing: 000172587223000002 The citation records this snapshot. The page link may show a newer release later.	USD 138,000 Exact value Exact value: 138000 USD 2021-01-01 – 2021-12-31: 138000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Megalith Financial Acquisition Corp · 2021-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Capital Expenditure: 138000 USD Concept: fundies:CapitalExpenditure Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3ACapitalExpenditure&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 138000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587223000002/bmtx-20221231.htm#710890 Filing: 000172587223000002 The citation records this snapshot. The page link may show a newer release later.	USD 27.41 million Calculation and evidence 27543000 − 138000 USD Exact free cash flow: 27405000 USD 2021-01-01 – 2021-12-31: 27543000 USD · Inspect Operating Cash Flow · Source 2021-01-01 – 2021-12-31: 138000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Megalith Financial Acquisition Corp · 2021-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Free cash flow: 27405000 USD Concept: free-cash-flow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 27543000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587223000002/bmtx-20221231.htm#707243 Filing: 000172587223000002 Input fundies:CapitalExpenditure: 138000 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587223000002/bmtx-20221231.htm#710890 Filing: 000172587223000002 The citation records this snapshot. The page link may show a newer release later.
2022 2022-01-01 – 2022-12-31	−USD 779,000 Exact value Exact value: -779000 USD 2022-01-01 – 2022-12-31: -779000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Megalith Financial Acquisition Corp · 2022-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Net Income: -779000 USD Concept: fundies:NetIncome Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3ANetIncome&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:NetIncome: -779000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#653092 Filing: 000172587224000001 The citation records this snapshot. The page link may show a newer release later.	USD 3.48 million Exact value Exact value: 3480000 USD 2022-01-01 – 2022-12-31: 3480000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Megalith Financial Acquisition Corp · 2022-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Operating Cash Flow: 3480000 USD Concept: fundies:OperatingCashFlow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3AOperatingCashFlow&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 3480000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#678923 Filing: 000172587224000001 The citation records this snapshot. The page link may show a newer release later.	USD 499,000 Exact value Exact value: 499000 USD 2022-01-01 – 2022-12-31: 499000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Megalith Financial Acquisition Corp · 2022-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Capital Expenditure: 499000 USD Concept: fundies:CapitalExpenditure Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3ACapitalExpenditure&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 499000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#682368 Filing: 000172587224000001 The citation records this snapshot. The page link may show a newer release later.	USD 2.98 million Calculation and evidence 3480000 − 499000 USD Exact free cash flow: 2981000 USD 2022-01-01 – 2022-12-31: 3480000 USD · Inspect Operating Cash Flow · Source 2022-01-01 – 2022-12-31: 499000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Megalith Financial Acquisition Corp · 2022-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Free cash flow: 2981000 USD Concept: free-cash-flow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 3480000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#678923 Filing: 000172587224000001 Input fundies:CapitalExpenditure: 499000 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#682368 Filing: 000172587224000001 The citation records this snapshot. The page link may show a newer release later.
2023 2023-01-01 – 2023-12-31	−USD 17.33 million Exact value Exact value: -17331000 USD 2023-01-01 – 2023-12-31: -17331000 USD Inspect Net Income Open source Share or cite Citation for Net Income · Megalith Financial Acquisition Corp · 2023-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Net Income: -17331000 USD Concept: fundies:NetIncome Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3ANetIncome&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:NetIncome: -17331000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#652309 Filing: 000172587224000001 The citation records this snapshot. The page link may show a newer release later.	USD 1.53 million Exact value Exact value: 1527000 USD 2023-01-01 – 2023-12-31: 1527000 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · Megalith Financial Acquisition Corp · 2023-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Operating Cash Flow: 1527000 USD Concept: fundies:OperatingCashFlow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3AOperatingCashFlow&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 1527000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#678266 Filing: 000172587224000001 The citation records this snapshot. The page link may show a newer release later.	USD 292,000 Exact value Exact value: 292000 USD 2023-01-01 – 2023-12-31: 292000 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · Megalith Financial Acquisition Corp · 2023-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Capital Expenditure: 292000 USD Concept: fundies:CapitalExpenditure Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872/explain?concept=fundies%3ACapitalExpenditure&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 292000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#681804 Filing: 000172587224000001 The citation records this snapshot. The page link may show a newer release later.	USD 1.24 million Calculation and evidence 1527000 − 292000 USD Exact free cash flow: 1235000 USD 2023-01-01 – 2023-12-31: 1527000 USD · Inspect Operating Cash Flow · Source 2023-01-01 – 2023-12-31: 292000 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · Megalith Financial Acquisition Corp · 2023-12-31 Megalith Financial Acquisition Corp (edgar:1725872) Free cash flow: 1235000 USD Concept: free-cash-flow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T13:59:23Z Snapshot: 97cb4b3a2dc6b8c925362d99e9d94788aef9300a5efb21cf126ed6f3c861f2f0 Dimensions: Consolidated View: https://fundies.io/companies/edgar/1725872?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 1527000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#678266 Filing: 000172587224000001 Input fundies:CapitalExpenditure: 292000 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1725872/000172587224000001/bmtx-20231231.htm#681804 Filing: 000172587224000001 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

29 filings · 1,481 latest values · 1,481 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0001725872, 1725872, BMTX, MFAC, MFAC.U, edgar:1725872

Also known as BM Technologies, Inc., MEGALITH FINANCIAL ACQUISITION CORP., Megalith Financial Acquisition Corp

Megalith Financial Acquisition Corp

Latest quarter

Revenue

Operating margin

Operating cash flow

Free cash flow

Reported share-count change

Trailing twelve months

Net income

Operating cash flow

Capital expenditure

Free cash flow

Company performance

What changed year over year

Revenue

Net income

Operating cash flow

Capital expenditure

Where revenue goes

2023 2023-01-01 – 2023-12-31

Cash

Share of revenue by period

Growth

Profit and cash

Balance sheet

Cash generation