Velocity Financial, Inc.

EDGAR

39 filing records in this dataset, filed from 2019-10-18 to 2026-08-06. Reported financial figures are available; chart coverage varies by period.

Watchlist
Cash and cash equivalents
76.1 million USD Source
Exact value

76115000 USD

Long-term debt including current maturities
Not available
Shares outstanding
39.3 million shares Source
Exact value

39293655 shares

Reported share-count change

2.62% · 1 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 38289087 shares · 2025-06-30· Source
  • 39293655 shares · 2026-06-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Net income

108 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Net income: 25373000 USD · 2025-07-01 – 2025-09-30 Source
  • Net income: 34797000 USD · 2025-10-01 – 2025-12-31 Source
  • Net income: 22363000 USD · 2026-01-01 – 2026-03-31 Source
  • Net income: 25163000 USD · 2026-04-01 – 2026-06-30 Source

Operating cash flow

22.8 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Operating cash flow: 22650000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 11198000 USD · 2025-01-01 – 2025-06-30 Source
  • Operating cash flow: 18161000 USD · 2025-01-01 – 2025-12-31 Source
  • Operating cash flow: 22650000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 12086000 USD · 2026-01-01 – 2026-03-31 Source
  • Operating cash flow: 15827000 USD · 2026-01-01 – 2026-06-30 Source
  • Operating cash flow: 12086000 USD · 2026-01-01 – 2026-03-31 Source

Capital expenditure

263 thousand USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Capital expenditure: 224000 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 158000 USD · 2025-01-01 – 2025-06-30 Source
  • Capital expenditure: 281000 USD · 2025-01-01 – 2025-12-31 Source
  • Capital expenditure: 224000 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 42000 USD · 2026-01-01 – 2026-03-31 Source
  • Capital expenditure: 140000 USD · 2026-01-01 – 2026-06-30 Source
  • Capital expenditure: 42000 USD · 2026-01-01 – 2026-03-31 Source

Free cash flow

22.5 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence
  • Operating cash flow: 22650000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 11198000 USD · 2025-01-01 – 2025-06-30 Source
  • Operating cash flow: 18161000 USD · 2025-01-01 – 2025-12-31 Source
  • Operating cash flow: 22650000 USD · 2025-01-01 – 2025-09-30 Source
  • Operating cash flow: 12086000 USD · 2026-01-01 – 2026-03-31 Source
  • Operating cash flow: 15827000 USD · 2026-01-01 – 2026-06-30 Source
  • Operating cash flow: 12086000 USD · 2026-01-01 – 2026-03-31 Source
  • Capital expenditure: 224000 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 158000 USD · 2025-01-01 – 2025-06-30 Source
  • Capital expenditure: 281000 USD · 2025-01-01 – 2025-12-31 Source
  • Capital expenditure: 224000 USD · 2025-01-01 – 2025-09-30 Source
  • Capital expenditure: 42000 USD · 2026-01-01 – 2026-03-31 Source
  • Capital expenditure: 140000 USD · 2026-01-01 – 2026-06-30 Source
  • Capital expenditure: 42000 USD · 2026-01-01 – 2026-03-31 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-08-06.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • revenue: No compatible figures in this window
  • operating income: No compatible figures in this window
  • Net income: 8 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 8 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 8 of 11 periods available· newest 2025-12-31
  • Total assets: 7 of 11 periods available· newest 2025-12-31
  • Total liabilities: 7 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 8 of 11 periods available· newest 2025-12-31
  • long term debt: No compatible figures in this window
  • Shares outstanding: 7 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Net income

    +53.5%

    Prior period

    USD 68.42 million

    –

    Current period

    USD 105.05 million

    –

    Exact inputs and evidence

    105054000 − 68419000 = 36635000 USD

    68419000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    105054000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    -51.9%

    Prior period

    USD 37.76 million

    –

    Current period

    USD 18.16 million

    –

    Exact inputs and evidence

    18161000 − 37755000 = -19594000 USD

    37755000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    18161000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Capital expenditure

    -2.8%

    Prior period

    USD 289,000

    –

    Current period

    USD 281,000

    –

    Exact inputs and evidence

    281000 − 289000 = -8000 USD

    289000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    281000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Revenue.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

Revenue is not reported for this company, so its costs cannot be shown as a share of it.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Not enough comparable data to show this history.
Values and sources
Revenue values and source evidence
PeriodSeriesValueSource evidence

Revenue growth

Change in revenue from the same financial period one year earlier.

Not enough comparable data to show this history.
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Not enough comparable data to show this history.
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence

Operating cash flow

Cash generated by the company’s normal business operations.

Not enough comparable data to show this history.
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValueSource evidence

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

Not enough comparable data to show this history.
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2018 2018-01-01 – 2018-12-31
USD 7.63 million
Exact value

Exact value: 7631000 USD

2018-01-01 – 2018-12-31: 7631000 USD Inspect Net Income Open source
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−USD 72.49 million
Exact value

Exact value: -72485000 USD

2018-01-01 – 2018-12-31: -72485000 USD Inspect Operating Cash Flow Open source
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USD 1.3 million
Exact value

Exact value: 1303000 USD

2018-01-01 – 2018-12-31: 1303000 USD Inspect Capital Expenditure Open source
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−USD 73.79 million
Calculation and evidence

-72485000 − 1303000 USD

Exact free cash flow: -73788000 USD

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2019 2019-01-01 – 2019-12-31
USD 17.29 million
Exact value

Exact value: 17292000 USD

2019-01-01 – 2019-12-31: 17292000 USD Inspect Net Income Open source
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−USD 105.34 million
Exact value

Exact value: -105336000 USD

2019-01-01 – 2019-12-31: -105336000 USD Inspect Operating Cash Flow Open source
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USD 882,000
Exact value

Exact value: 882000 USD

2019-01-01 – 2019-12-31: 882000 USD Inspect Capital Expenditure Open source
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−USD 106.22 million
Calculation and evidence

-105336000 − 882000 USD

Exact free cash flow: -106218000 USD

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2020 2020-01-01 – 2020-12-31
USD 17.78 million
Exact value

Exact value: 17777000 USD

2020-01-01 – 2020-12-31: 17777000 USD Inspect Net Income Open source
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USD 54.89 million
Exact value

Exact value: 54892000 USD

2020-01-01 – 2020-12-31: 54892000 USD Inspect Operating Cash Flow Open source
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USD 726,000
Exact value

Exact value: 726000 USD

2020-01-01 – 2020-12-31: 726000 USD Inspect Capital Expenditure Open source
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USD 54.17 million
Calculation and evidence

54892000 − 726000 USD

Exact free cash flow: 54166000 USD

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2021 2021-01-01 – 2021-12-31
USD 29.22 million
Exact value

Exact value: 29224000 USD

2021-01-01 – 2021-12-31: 29224000 USD Inspect Net Income Open source
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USD 57.62 million
Exact value

Exact value: 57622000 USD

2021-01-01 – 2021-12-31: 57622000 USD Inspect Operating Cash Flow Open source
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USD 135,000
Exact value

Exact value: 135000 USD

2021-01-01 – 2021-12-31: 135000 USD Inspect Capital Expenditure Open source
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USD 57.49 million
Calculation and evidence

57622000 − 135000 USD

Exact free cash flow: 57487000 USD

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2022 2022-01-01 – 2022-12-31
USD 32.21 million
Exact value

Exact value: 32211000 USD

2022-01-01 – 2022-12-31: 32211000 USD Inspect Net Income Open source
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USD 48.67 million
Exact value

Exact value: 48674000 USD

2022-01-01 – 2022-12-31: 48674000 USD Inspect Operating Cash Flow Open source
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USD 326,000
Exact value

Exact value: 326000 USD

2022-01-01 – 2022-12-31: 326000 USD Inspect Capital Expenditure Open source
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USD 48.35 million
Calculation and evidence

48674000 − 326000 USD

Exact free cash flow: 48348000 USD

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2023 2023-01-01 – 2023-12-31
USD 52.27 million
Exact value

Exact value: 52273000 USD

2023-01-01 – 2023-12-31: 52273000 USD Inspect Net Income Open source
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USD 48.84 million
Exact value

Exact value: 48835000 USD

2023-01-01 – 2023-12-31: 48835000 USD Inspect Operating Cash Flow Open source
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USD 180,000
Exact value

Exact value: 180000 USD

2023-01-01 – 2023-12-31: 180000 USD Inspect Capital Expenditure Open source
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USD 48.66 million
Calculation and evidence

48835000 − 180000 USD

Exact free cash flow: 48655000 USD

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2024 2024-01-01 – 2024-12-31
USD 68.42 million
Exact value

Exact value: 68419000 USD

2024-01-01 – 2024-12-31: 68419000 USD Inspect Net Income Open source
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USD 37.76 million
Exact value

Exact value: 37755000 USD

2024-01-01 – 2024-12-31: 37755000 USD Inspect Operating Cash Flow Open source
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USD 289,000
Exact value

Exact value: 289000 USD

2024-01-01 – 2024-12-31: 289000 USD Inspect Capital Expenditure Open source
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USD 37.47 million
Calculation and evidence

37755000 − 289000 USD

Exact free cash flow: 37466000 USD

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2025 2025-01-01 – 2025-12-31
USD 105.05 million
Exact value

Exact value: 105054000 USD

2025-01-01 – 2025-12-31: 105054000 USD Inspect Net Income Open source
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USD 18.16 million
Exact value

Exact value: 18161000 USD

2025-01-01 – 2025-12-31: 18161000 USD Inspect Operating Cash Flow Open source
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USD 281,000
Exact value

Exact value: 281000 USD

2025-01-01 – 2025-12-31: 281000 USD Inspect Capital Expenditure Open source
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USD 17.88 million
Calculation and evidence

18161000 − 281000 USD

Exact free cash flow: 17880000 USD

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

39 filings · 1,403 latest values · 1,403 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001692376, 1692376, VEL, edgar:1692376

Also known as Velocity Financial, Inc., Velocity Financial, LLC