KINSALE CAPITAL GROUP, INC.

EDGAR

Annual consolidated revenue for 2025: about USD 1.874B, using the latest reported figures. The previous period, 2024, was about USD 1.588B.

Watchlist

Latest quarter

Revenue

455 million USD

2026 Q3 · USD

Exact inputs and evidence

Net margin

21.58%

2026 Q3 · %

Exact inputs and evidence
  • Net Income: 98129000 USD Source
  • Revenue: 454798000 USD Source

Operating cash flow

264 million USD

2026 Q3 · USD

Exact inputs and evidence
  • Operating Cash Flow: 754886000 USD Source
  • Operating Cash Flow: 490776000 USD Source

Free cash flow

262 million USD

2026 Q3 · USD

Exact inputs and evidence
  • Operating Cash Flow: 754886000 USD Source
  • Operating Cash Flow: 490776000 USD Source
  • Capital Expenditure: 12638000 USD Source
  • Capital Expenditure: 10340000 USD Source
Cash and cash equivalents
161 million USD Source
Exact value

160508000 USD

Long-term debt including current maturities
225 million USD Source
Exact value

224604000 USD

Shares outstanding
22.5 million shares Source
Exact value

22509945 shares

Reported share-count change

-3.23% · -751 thousand shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 23261360 shares · 2025-09-30· Source
  • 22509945 shares · 2026-09-30· Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-22.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 11 of 11 periods available· newest 2025-12-31
  • operating income: No compatible figures in this window
  • Net income: 11 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 11 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 11 of 11 periods available· newest 2025-12-31
  • Total assets: 11 of 11 periods available· newest 2025-12-31
  • Total liabilities: 11 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 11 of 11 periods available· newest 2025-12-31
  • Long-term debt including current maturities: 5 of 11 periods available· newest 2025-12-31
  • Shares outstanding: 11 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +18%

    Prior period

    USD 1.59 billion

    –

    Current period

    USD 1.87 billion

    –

    Exact inputs and evidence

    1873987000 − 1587525000 = 286462000 USD

    1587525000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    1873987000 USD · 2025-01-01 – 2025-12-31

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  • Net income

    +21.4%

    Prior period

    USD 414.84 million

    –

    Current period

    USD 503.61 million

    –

    Exact inputs and evidence

    503614000 − 414843000 = 88771000 USD

    414843000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    503614000 USD · 2025-01-01 – 2025-12-31

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  • Operating cash flow

    +6.9%

    Prior period

    USD 976.3 million

    –

    Current period

    USD 1.04 billion

    –

    Exact inputs and evidence

    1043738000 − 976301000 = 67437000 USD

    976301000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    1043738000 USD · 2025-01-01 – 2025-12-31

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  • Capital expenditure

    +124.2%

    Prior period

    USD 23.94 million

    –

    Current period

    USD 53.69 million

    –

    Exact inputs and evidence

    53685000 − 23943000 = 29742000 USD

    23943000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    53685000 USD · 2025-01-01 – 2025-12-31

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Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

  • Revenue USD 1.87 billion 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 503.61 million 27% of revenue

Cash

  • Operating cash flow USD 1.04 billion 56% of revenue
  • Capital expenditure USD 53.69 million 2.9% of revenue
  • Free cash flow Derived USD 990.05 million 53% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2016 Not shown: operating income or net income is not reported.
  • 2017 Not shown: operating income or net income is not reported.
  • 2018 Not shown: operating income or net income is not reported.
  • 2019 Not shown: operating income or net income is not reported.
  • 2020 Not shown: operating income or net income is not reported.
  • 2021 Not shown: operating income or net income is not reported.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2016 2016-01-01 – 2016-12-31141615000 UnavailableUnavailableUnavailable26167000 73176000 Derived
Source
2017 2017-01-01 – 2017-12-31186776000 UnavailableUnavailableUnavailable24901000 77219000 Derived
Source
2018 2018-01-01 – 2018-12-31222114000 UnavailableUnavailableUnavailable33787000 102707000 Derived
Source
2019 2019-01-01 – 2019-12-31315888000 UnavailableUnavailableUnavailable63316000 158735000 Derived
Source
2020 2020-01-01 – 2020-12-31459886000 UnavailableUnavailableUnavailable88419000 247099000 Derived
Source
2021 2021-01-01 – 2021-12-31653472000 UnavailableUnavailableUnavailable152659000 401122000 Derived
Source
2022 2022-01-01 – 2022-12-31838804000 UnavailableUnavailableUnavailable159114000 550914000 Derived
Source
2023 2023-01-01 – 2023-12-311224449000 UnavailableUnavailableUnavailable308093000 853228000 Derived
Source
2024 2024-01-01 – 2024-12-311587525000 UnavailableUnavailableUnavailable414843000 952358000 Derived
Source
2025 2025-01-01 – 2025-12-311873987000 UnavailableUnavailableUnavailable503614000 990053000 Derived
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 1.9B 2025
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.2.0B1.5B1.0B506.0M0.0201620212025
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Revenue141615000
2017Revenue186776000
2018Revenue222114000
2019Revenue315888000
2020Revenue459886000
2021Revenue653472000
2022Revenue838804000
2023Revenue1224449000
2024Revenue1587525000
2025Revenue1873987000

Revenue growth

Change in revenue from the same financial period one year earlier.

18% 2025
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.82%61%41%20%0%201620212025
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2016Year over year75.7%
2017Year over year31.9%
2018Year over year18.9%
2019Year over year42.2%
2020Year over year45.6%
2021Year over year42.1%
2022Year over year28.4%
2023Year over year46%
2024Year over year29.7%
2025Year over year18%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 26.9% 2025
Free cash flow margin 52.8% 2025
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.75%56%38%19%0%2016-12-312021-12-312025-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Operating marginNot reported
2017-12-31Operating marginNot reported
2018-12-31Operating marginNot reported
2019-12-31Operating marginNot reported
2020-12-31Operating marginNot reported
2021-12-31Operating marginNot reported
2022-12-31Operating marginNot reported
2023-12-31Operating marginNot reported
2024-12-31Operating marginNot reported
2025-12-31Operating marginNot reported
2016Net margin18.5%
2017Net margin13.3%
2018Net margin15.2%
2019Net margin20%
2020Net margin19.2%
2021Net margin23.4%
2022Net margin19%
2023Net margin25.2%
2024Net margin26.1%
2025Net margin26.9%
2016Free cash flow margin51.7%
2017Free cash flow margin41.3%
2018Free cash flow margin46.2%
2019Free cash flow margin50.3%
2020Free cash flow margin53.7%
2021Free cash flow margin61.4%
2022Free cash flow margin65.7%
2023Free cash flow margin69.7%
2024Free cash flow margin60%
2025Free cash flow margin52.8%

Operating cash flow

Cash generated by the company’s normal business operations.

USD 1B 2025
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1.1B845.4M563.6M281.8M0.0201620212025
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Operating cash flow73741000
2017Operating cash flow77398000
2018Operating cash flow103980000
2019Operating cash flow178357000
2020Operating cash flow279974000
2021Operating cash flow407042000
2022Operating cash flow557815000
2023Operating cash flow859835000
2024Operating cash flow976301000
2025Operating cash flow1043738000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 990.1M 2025
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1.1B801.9M534.6M267.3M0.0201620212025
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2016Free cash flow73176000
2017Free cash flow77219000
2018Free cash flow102707000
2019Free cash flow158735000
2020Free cash flow247099000
2021Free cash flow401122000
2022Free cash flow550914000
2023Free cash flow853228000
2024Free cash flow952358000
2025Free cash flow990053000

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

67.6% 2025
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.79%59%39%20%0%201620212025
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2016Liabilities / assets65.8%
2017Liabilities / assets64.3%
2018Liabilities / assets65.9%
2019Liabilities / assets62.8%
2020Liabilities / assets62.7%
2021Liabilities / assets65.5%
2022Liabilities / assets72.9%
2023Liabilities / assets71.2%
2024Liabilities / assets69.6%
2025Liabilities / assets67.6%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2016-12-31Current assets / current liabilitiesNot reportedNo source recorded
2017-12-31Current assets / current liabilitiesNot reportedNo source recorded
2018-12-31Current assets / current liabilitiesNot reportedNo source recorded
2019-12-31Current assets / current liabilitiesNot reportedNo source recorded
2020-12-31Current assets / current liabilitiesNot reportedNo source recorded
2021-12-31Current assets / current liabilitiesNot reportedNo source recorded
2022-12-31Current assets / current liabilitiesNot reportedNo source recorded
2023-12-31Current assets / current liabilitiesNot reportedNo source recorded
2024-12-31Current assets / current liabilitiesNot reportedNo source recorded
2025-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2016 2016-01-01 – 2016-12-31
USD 26.17 million
Exact value

Exact value: 26167000 USD

2016-01-01 – 2016-12-31: 26167000 USD Inspect Net Income Open source
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USD 73.74 million
Exact value

Exact value: 73741000 USD

2016-01-01 – 2016-12-31: 73741000 USD Inspect Operating Cash Flow Open source
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USD 565,000
Exact value

Exact value: 565000 USD

2016-01-01 – 2016-12-31: 565000 USD Inspect Capital Expenditure Open source
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USD 73.18 million
Calculation and evidence

73741000 − 565000 USD

Exact free cash flow: 73176000 USD

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2017 2017-01-01 – 2017-12-31
USD 24.9 million
Exact value

Exact value: 24901000 USD

2017-01-01 – 2017-12-31: 24901000 USD Inspect Net Income Open source
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USD 77.4 million
Exact value

Exact value: 77398000 USD

2017-01-01 – 2017-12-31: 77398000 USD Inspect Operating Cash Flow Open source
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USD 179,000
Exact value

Exact value: 179000 USD

2017-01-01 – 2017-12-31: 179000 USD Inspect Capital Expenditure Open source
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USD 77.22 million
Calculation and evidence

77398000 − 179000 USD

Exact free cash flow: 77219000 USD

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2018 2018-01-01 – 2018-12-31
USD 33.79 million
Exact value

Exact value: 33787000 USD

2018-01-01 – 2018-12-31: 33787000 USD Inspect Net Income Open source
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USD 103.98 million
Exact value

Exact value: 103980000 USD

2018-01-01 – 2018-12-31: 103980000 USD Inspect Operating Cash Flow Open source
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USD 1.27 million
Exact value

Exact value: 1273000 USD

2018-01-01 – 2018-12-31: 1273000 USD Inspect Capital Expenditure Open source
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USD 102.71 million
Calculation and evidence

103980000 − 1273000 USD

Exact free cash flow: 102707000 USD

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2019 2019-01-01 – 2019-12-31
USD 63.32 million
Exact value

Exact value: 63316000 USD

2019-01-01 – 2019-12-31: 63316000 USD Inspect Net Income Open source
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USD 178.36 million
Exact value

Exact value: 178357000 USD

2019-01-01 – 2019-12-31: 178357000 USD Inspect Operating Cash Flow Open source
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USD 19.62 million
Exact value

Exact value: 19622000 USD

2019-01-01 – 2019-12-31: 19622000 USD Inspect Capital Expenditure Open source
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USD 158.74 million
Calculation and evidence

178357000 − 19622000 USD

Exact free cash flow: 158735000 USD

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2020 2020-01-01 – 2020-12-31
USD 88.42 million
Exact value

Exact value: 88419000 USD

2020-01-01 – 2020-12-31: 88419000 USD Inspect Net Income Open source
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USD 279.97 million
Exact value

Exact value: 279974000 USD

2020-01-01 – 2020-12-31: 279974000 USD Inspect Operating Cash Flow Open source
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USD 32.88 million
Exact value

Exact value: 32875000 USD

2020-01-01 – 2020-12-31: 32875000 USD Inspect Capital Expenditure Open source
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USD 247.1 million
Calculation and evidence

279974000 − 32875000 USD

Exact free cash flow: 247099000 USD

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2021 2021-01-01 – 2021-12-31
USD 152.66 million
Exact value

Exact value: 152659000 USD

2021-01-01 – 2021-12-31: 152659000 USD Inspect Net Income Open source
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USD 407.04 million
Exact value

Exact value: 407042000 USD

2021-01-01 – 2021-12-31: 407042000 USD Inspect Operating Cash Flow Open source
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USD 5.92 million
Exact value

Exact value: 5920000 USD

2021-01-01 – 2021-12-31: 5920000 USD Inspect Capital Expenditure Open source
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USD 401.12 million
Calculation and evidence

407042000 − 5920000 USD

Exact free cash flow: 401122000 USD

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2022 2022-01-01 – 2022-12-31
USD 159.11 million
Exact value

Exact value: 159114000 USD

2022-01-01 – 2022-12-31: 159114000 USD Inspect Net Income Open source
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USD 557.82 million
Exact value

Exact value: 557815000 USD

2022-01-01 – 2022-12-31: 557815000 USD Inspect Operating Cash Flow Open source
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USD 6.9 million
Exact value

Exact value: 6901000 USD

2022-01-01 – 2022-12-31: 6901000 USD Inspect Capital Expenditure Open source
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USD 550.91 million
Calculation and evidence

557815000 − 6901000 USD

Exact free cash flow: 550914000 USD

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2023 2023-01-01 – 2023-12-31
USD 308.09 million
Exact value

Exact value: 308093000 USD

2023-01-01 – 2023-12-31: 308093000 USD Inspect Net Income Open source
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USD 859.84 million
Exact value

Exact value: 859835000 USD

2023-01-01 – 2023-12-31: 859835000 USD Inspect Operating Cash Flow Open source
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USD 6.61 million
Exact value

Exact value: 6607000 USD

2023-01-01 – 2023-12-31: 6607000 USD Inspect Capital Expenditure Open source
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USD 853.23 million
Calculation and evidence

859835000 − 6607000 USD

Exact free cash flow: 853228000 USD

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2024 2024-01-01 – 2024-12-31
USD 414.84 million
Exact value

Exact value: 414843000 USD

2024-01-01 – 2024-12-31: 414843000 USD Inspect Net Income Open source
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USD 976.3 million
Exact value

Exact value: 976301000 USD

2024-01-01 – 2024-12-31: 976301000 USD Inspect Operating Cash Flow Open source
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USD 23.94 million
Exact value

Exact value: 23943000 USD

2024-01-01 – 2024-12-31: 23943000 USD Inspect Capital Expenditure Open source
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USD 952.36 million
Calculation and evidence

976301000 − 23943000 USD

Exact free cash flow: 952358000 USD

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2025 2025-01-01 – 2025-12-31
USD 503.61 million
Exact value

Exact value: 503614000 USD

2025-01-01 – 2025-12-31: 503614000 USD Inspect Net Income Open source
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USD 1.04 billion
Exact value

Exact value: 1043738000 USD

2025-01-01 – 2025-12-31: 1043738000 USD Inspect Operating Cash Flow Open source
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USD 53.69 million
Exact value

Exact value: 53685000 USD

2025-01-01 – 2025-12-31: 53685000 USD Inspect Capital Expenditure Open source
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USD 990.05 million
Calculation and evidence

1043738000 − 53685000 USD

Exact free cash flow: 990053000 USD

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

64 filings · 2,554 latest values · 2,554 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001669162, 1669162, KNSL, edgar:1669162

Also known as KINSALE CAPITAL GROUP, INC., Kinsale Capital Group, Inc.