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LM FUNDING AMERICA, INC.

EDGAR

LMFA Quarterly report (10-Q) · filed 2026-08-14

Annual consolidated revenue for 2025: about USD 8.845M, using the latest reported figures. The previous period, 2024, was about USD 11M.

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Watchlist

Latest quarter

Revenue

2.12 million USD

2026 Q2 · USD

Exact inputs and evidence

Revenue: 2116584 USD Source

Operating margin

-182.14%

2026 Q2 · %

Exact inputs and evidence

Operating Income: -3855093 USD Source
Revenue: 2116584 USD Source

Operating cash flow

-3.91 million USD

2026 Q2 · USD

Exact inputs and evidence

Operating Cash Flow: -7200000 USD Source
Operating Cash Flow: -3288533 USD Source

Free cash flow

-3.96 million USD

2026 Q2 · USD

Exact inputs and evidence

Operating Cash Flow: -7200000 USD Source
Operating Cash Flow: -3288533 USD Source
Capital Expenditure: 252145 USD Source
Capital Expenditure: 207869 USD Source

Cash and cash equivalents: 32.6 million USD 2021-12-31 Source
Exact value

32559185 USD
Long-term debt including current maturities: 186 thousand USD 2021-03-31 Source
Exact value

186235 USD
Shares outstanding: 935 thousand shares 2026-06-30 Source
Exact value

934662 shares

Reported share-count change

-81.79% · -4.2 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence

5133412 shares · 2025-06-30· Source
934662 shares · 2026-06-30· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

8.77 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence

Revenue: 2178303 USD · 2025-07-01 – 2025-09-30 Source
Revenue: 8844733 USD · 2025-01-01 – 2025-12-31 Source
Revenue: 6477964 USD · 2025-01-01 – 2025-09-30 Source
Revenue: 2108967 USD · 2026-01-01 – 2026-03-31 Source
Revenue: 2116584 USD · 2026-04-01 – 2026-06-30 Source

Net income

-36.3 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence

Net income: -3729445 USD · 2025-07-01 – 2025-09-30 Source
Net income: -26920197 USD · 2025-01-01 – 2025-12-31 Source
Net income: -9027565 USD · 2025-01-01 – 2025-09-30 Source
Net income: -10119214 USD · 2026-01-01 – 2026-03-31 Source
Net income: -4564310 USD · 2026-04-01 – 2026-06-30 Source

Operating cash flow

-15.5 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence

Operating cash flow: -8768788 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: -5713495 USD · 2025-01-01 – 2025-06-30 Source
Operating cash flow: -13987759 USD · 2025-01-01 – 2025-12-31 Source
Operating cash flow: -8768788 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: -3288533 USD · 2026-01-01 – 2026-03-31 Source
Operating cash flow: -7200000 USD · 2026-01-01 – 2026-06-30 Source
Operating cash flow: -3288533 USD · 2026-01-01 – 2026-03-31 Source

Capital expenditure

2.08 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence

Capital expenditure: 635691 USD · 2025-01-01 – 2025-09-30 Source
Capital expenditure: 377212 USD · 2025-01-01 – 2025-06-30 Source
Capital expenditure: 2206954 USD · 2025-01-01 – 2025-12-31 Source
Capital expenditure: 635691 USD · 2025-01-01 – 2025-09-30 Source
Capital expenditure: 207869 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 252145 USD · 2026-01-01 – 2026-06-30 Source
Capital expenditure: 207869 USD · 2026-01-01 – 2026-03-31 Source

Free cash flow

-17.6 million USD

2025-07-01 – 2026-06-30

Exact inputs and evidence

Operating cash flow: -8768788 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: -5713495 USD · 2025-01-01 – 2025-06-30 Source
Operating cash flow: -13987759 USD · 2025-01-01 – 2025-12-31 Source
Operating cash flow: -8768788 USD · 2025-01-01 – 2025-09-30 Source
Operating cash flow: -3288533 USD · 2026-01-01 – 2026-03-31 Source
Operating cash flow: -7200000 USD · 2026-01-01 – 2026-06-30 Source
Operating cash flow: -3288533 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 635691 USD · 2025-01-01 – 2025-09-30 Source
Capital expenditure: 377212 USD · 2025-01-01 – 2025-06-30 Source
Capital expenditure: 2206954 USD · 2025-01-01 – 2025-12-31 Source
Capital expenditure: 635691 USD · 2025-01-01 – 2025-09-30 Source
Capital expenditure: 207869 USD · 2026-01-01 – 2026-03-31 Source
Capital expenditure: 252145 USD · 2026-01-01 – 2026-06-30 Source
Capital expenditure: 207869 USD · 2026-01-01 – 2026-03-31 Source

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-08-14.

Financial data available through: 2025-12-31.

Coverage by financial measure

Revenue: 11 of 11 periods available· newest 2025-12-31
Operating income: 11 of 11 periods available· newest 2025-12-31
Net income: 11 of 11 periods available· newest 2025-12-31
Operating cash flow: 11 of 11 periods available· newest 2025-12-31
Capital expenditure: 5 of 11 periods available· newest 2025-12-31
Total assets: 11 of 11 periods available· newest 2025-12-31
Total liabilities: 11 of 11 periods available· newest 2025-12-31
Current assets: 8 of 11 periods available· newest 2025-12-31
Current liabilities: 8 of 11 periods available· newest 2025-12-31
Cash and cash equivalents: 4 of 11 periods available· newest 2021-12-31
Long-term debt including current maturities: 4 of 11 periods available· newest 2020-12-31
Shares outstanding: 11 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

Revenue
-19.6%

Prior period

USD 11 million

2024-01-01 – 2024-12-31
Current period

USD 8.84 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

8844733 − 10999648 = -2154915 USD

10999648 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
8844733 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Revenue · LM FUNDING AMERICA, INC. · 2025-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Year-over-year change in Revenue: -2154915 USD Concept: fundies:Revenue Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:Revenue: 8844733 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#4060637 Filing: 000119312526133333 Input fundies:Revenue: 10999648 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#4182185 Filing: 000119312526133333
The citation records this snapshot. The page link may show a newer release later.
Net income
−USD 19.6 million

Prior period

−USD 7.32 million

2024-01-01 – 2024-12-31
Current period

−USD 26.92 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

-26920197 − -7315376 = -19604821 USD

-7315376 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
-26920197 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Net income · LM FUNDING AMERICA, INC. · 2025-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Year-over-year change in Net income: -19604821 USD Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:NetIncome: -26920197 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#2247067 Filing: 000119312526133333 Input fundies:NetIncome: -7315376 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#2251042 Filing: 000119312526133333
The citation records this snapshot. The page link may show a newer release later.
Operating cash flow
−USD 2.04 million

Prior period

−USD 11.95 million

2024-01-01 – 2024-12-31
Current period

−USD 13.99 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

-13987759 − -11946179 = -2041580 USD

-11946179 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
-13987759 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Operating cash flow · LM FUNDING AMERICA, INC. · 2025-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Year-over-year change in Operating cash flow: -2041580 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:OperatingCashFlow: -13987759 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#1948700 Filing: 000119312526133333 Input fundies:OperatingCashFlow: -11946179 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#1950583 Filing: 000119312526133333
The citation records this snapshot. The page link may show a newer release later.
Capital expenditure
+27.4%

Prior period

USD 1.73 million

2024-01-01 – 2024-12-31
Current period

USD 2.21 million

2025-01-01 – 2025-12-31

Exact inputs and evidence

2206954 − 1732472 = 474482 USD

1732472 USD · 2024-01-01 – 2024-12-31
Inspect prior input Prior source
2206954 USD · 2025-01-01 – 2025-12-31
Inspect current input Current source

Share or cite

Citation for Year-over-year change in Capital expenditure · LM FUNDING AMERICA, INC. · 2025-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Year-over-year change in Capital expenditure: 474482 USD Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384?view=overview&cadence=annual&surface=latest#period-changes-title Computed: Current period minus corresponding prior-year period Input fundies:CapitalExpenditure: 2206954 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#1963465 Filing: 000119312526133333 Input fundies:CapitalExpenditure: 1732472 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#1965234 Filing: 000119312526133333
The citation records this snapshot. The page link may show a newer release later.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2025 2025-01-01 – 2025-12-31

Revenue USD 8.84 million 100% of revenue
Operating costs Derived USD 31.73 million 359% of revenue
Operating income −USD 22.88 million −259% of revenue
Tax, interest and other Derived USD 4.04 million 46% of revenue
Net income −USD 26.92 million −304% of revenue

Cash

Operating cash flow −USD 13.99 million −158% of revenue
Capital expenditure USD 2.21 million 25% of revenue
Free cash flow Derived −USD 16.19 million −183% of revenue

Share of revenue by period

Net income
Tax, interest and other
Operating costs

2016 Operating loss: operating costs were 163% of revenue.
2017 Operating loss: operating costs were 179% of revenue.
2018 Operating loss: operating costs were 112% of revenue.
2019 Operating loss: operating costs were 225% of revenue.
2020 Operating loss: operating costs were 421% of revenue.
2021 Operating loss: operating costs were 1,038% of revenue.
2022 Operating loss: operating costs were 1,523% of revenue.
2023 Operating loss: operating costs were 178% of revenue.
2024 Operating loss: operating costs were 159% of revenue.
2025 Operating loss: operating costs were 359% of revenue.

Values and sources

Revenue breakdown by annual reporting period
Period	Revenue	Operating costs	Operating income	Tax, interest and other	Net income	Free cash flow	Source
2016 2016-01-01 – 2016-12-31	4899835	7986584 Derived	-3086749	-716359 Derived	-2370390	Unavailable	Source 2016-01-01 – 2016-12-31: 4899835 USD Inspect Revenue Open source 2016-01-01 – 2016-12-31: -3086749 USD Inspect Operating Income Open source 2016-01-01 – 2016-12-31: -2370390 USD Inspect Net Income Open source 2016-01-01 – 2016-12-31: -3352639 USD Inspect Operating Cash Flow Open source
2017 2017-01-01 – 2017-12-31	4391979	7863732 Derived	-3471753	5155426 Derived	-8627179	Unavailable	Source 2017-01-01 – 2017-12-31: 4391979 USD Inspect Revenue Open source 2017-01-01 – 2017-12-31: -3471753 USD Inspect Operating Income Open source 2017-01-01 – 2017-12-31: -8627179 USD Inspect Net Income Open source 2017-01-01 – 2017-12-31: -1810498 USD Inspect Operating Cash Flow Open source
2018 2018-01-01 – 2018-12-31	3389537	3801885 Derived	-412348	59811 Derived	-472159	Unavailable	Source 2018-01-01 – 2018-12-31: 3389537 USD Inspect Revenue Open source 2018-01-01 – 2018-12-31: -412348 USD Inspect Operating Income Open source 2018-01-01 – 2018-12-31: -472159 USD Inspect Net Income Open source 2018-01-01 – 2018-12-31: -758317 USD Inspect Operating Cash Flow Open source
2019 2019-01-01 – 2019-12-31	2385573	5368909 Derived	-2983336	21542 Derived	-3004878	Unavailable	Source 2019-01-01 – 2019-12-31: 2385573 USD Inspect Revenue Open source 2019-01-01 – 2019-12-31: -2983336 USD Inspect Operating Income Open source 2019-01-01 – 2019-12-31: -3004878 USD Inspect Net Income Open source 2019-01-01 – 2019-12-31: -1160536 USD Inspect Operating Cash Flow Open source
2020 2020-01-01 – 2020-12-31	1263602	5315612 Derived	-4052010	-10548 Derived	-4041462	Unavailable	Source 2020-01-01 – 2020-12-31: 1263602 USD Inspect Revenue Open source 2020-01-01 – 2020-12-31: -4052010 USD Inspect Operating Income Open source 2020-01-01 – 2020-12-31: -4041462 USD Inspect Net Income Open source 2020-01-01 – 2020-12-31: -3523218 USD Inspect Operating Cash Flow Open source
2021 2021-01-01 – 2021-12-31	898941	9331320 Derived	-8432379	-13191597 Derived	4759218	2688295 Derived	Source 2021-01-01 – 2021-12-31: 898941 USD Inspect Revenue Open source 2021-01-01 – 2021-12-31: -8432379 USD Inspect Operating Income Open source 2021-01-01 – 2021-12-31: 4759218 USD Inspect Net Income Open source 2021-01-01 – 2021-12-31: 2702706 USD Inspect Operating Cash Flow Open source 2021-01-01 – 2021-12-31: 14411 USD Inspect Capital Expenditure Open source
2022 2022-01-01 – 2022-12-31	1733951	26409936 Derived	-24675985	4564216 Derived	-29240201	-9151421 Derived	Source 2022-01-01 – 2022-12-31: 1733951 USD Inspect Revenue Open source 2022-01-01 – 2022-12-31: -24675985 USD Inspect Operating Income Open source 2022-01-01 – 2022-12-31: -29240201 USD Inspect Net Income Open source 2022-01-01 – 2022-12-31: -9136039 USD Inspect Operating Cash Flow Open source 2022-01-01 – 2022-12-31: 15382 USD Inspect Capital Expenditure Open source
2023 2023-01-01 – 2023-12-31	12984090	23055398 Derived	-10071308	5872946 Derived	-15944254	-5029965 Derived	Source 2023-01-01 – 2023-12-31: 12984090 USD Inspect Revenue Open source 2023-01-01 – 2023-12-31: -10071308 USD Inspect Operating Income Open source 2023-01-01 – 2023-12-31: -15944254 USD Inspect Net Income Open source 2023-01-01 – 2023-12-31: -3404681 USD Inspect Operating Cash Flow Open source 2023-01-01 – 2023-12-31: 1625284 USD Inspect Capital Expenditure Open source
2024 2024-01-01 – 2024-12-31	10999648	17461199 Derived	-6461551	853825 Derived	-7315376	-13678651 Derived	Source 2024-01-01 – 2024-12-31: 10999648 USD Inspect Revenue Open source 2024-01-01 – 2024-12-31: -6461551 USD Inspect Operating Income Open source 2024-01-01 – 2024-12-31: -7315376 USD Inspect Net Income Open source 2024-01-01 – 2024-12-31: -11946179 USD Inspect Operating Cash Flow Open source 2024-01-01 – 2024-12-31: 1732472 USD Inspect Capital Expenditure Open source
2025 2025-01-01 – 2025-12-31	8844733	31729620 Derived	-22884887	4035310 Derived	-26920197	-16194713 Derived	Source 2025-01-01 – 2025-12-31: 8844733 USD Inspect Revenue Open source 2025-01-01 – 2025-12-31: -22884887 USD Inspect Operating Income Open source 2025-01-01 – 2025-12-31: -26920197 USD Inspect Net Income Open source 2025-01-01 – 2025-12-31: -13987759 USD Inspect Operating Cash Flow Open source 2025-01-01 – 2025-12-31: 2206954 USD Inspect Capital Expenditure Open source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 8.8M 2025

Values and sources

Revenue values and source evidence
Period	Series	Value(USD)	Source evidence
20162016-12-31	Revenue	4899835	Revenue: 4899835 Open source
20172017-12-31	Revenue	4391979	Revenue: 4391979 Open source
20182018-12-31	Revenue	3389537	Revenue: 3389537 Open source
20192019-12-31	Revenue	2385573	Revenue: 2385573 Open source
20202020-12-31	Revenue	1263602	Revenue: 1263602 Open source
20212021-12-31	Revenue	898941	Revenue: 898941 Open source
20222022-12-31	Revenue	1733951	Revenue: 1733951 Open source
20232023-12-31	Revenue	12984090	Revenue: 12984090 Open source
20242024-12-31	Revenue	10999648	Revenue: 10999648 Open source
20252025-12-31	Revenue	8844733	Revenue: 8844733 Open source

Revenue growth

Change in revenue from the same financial period one year earlier.

-19.6% 2025

Values and sources

Revenue growth values and source evidence
Period	Series	Value	Source evidence
20162016-12-31	Year over year	-29.6%	Revenue: 4899835 Open source Revenue: 6960761 Open source
20172017-12-31	Year over year	-10.4%	Revenue: 4391979 Open source Revenue: 4899835 Open source
20182018-12-31	Year over year	-22.8%	Revenue: 3389537 Open source Revenue: 4391979 Open source
20192019-12-31	Year over year	-29.6%	Revenue: 2385573 Open source Revenue: 3389537 Open source
20202020-12-31	Year over year	-47%	Revenue: 1263602 Open source Revenue: 2385573 Open source
20212021-12-31	Year over year	-28.9%	Revenue: 898941 Open source Revenue: 1263602 Open source
20222022-12-31	Year over year	92.9%	Revenue: 1733951 Open source Revenue: 898941 Open source
20232023-12-31	Year over year	648.8%	Revenue: 12984090 Open source Revenue: 1733951 Open source
20242024-12-31	Year over year	-15.3%	Revenue: 10999648 Open source Revenue: 12984090 Open source
20252025-12-31	Year over year	-19.6%	Revenue: 8844733 Open source Revenue: 10999648 Open source

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin -258.7% 2025

Net margin -304.4% 2025

Free cash flow margin -183.1% 2025

Operating margin
Net margin
Free cash flow margin

Values and sources

Profit margins values and source evidence
Period	Series	Value	Source evidence
20162016-12-31	Operating margin	-63%	Operating Income: -3086749 Open source Revenue: 4899835 Open source
20172017-12-31	Operating margin	-79%	Operating Income: -3471753 Open source Revenue: 4391979 Open source
20182018-12-31	Operating margin	-12.2%	Operating Income: -412348 Open source Revenue: 3389537 Open source
20192019-12-31	Operating margin	-125.1%	Operating Income: -2983336 Open source Revenue: 2385573 Open source
20202020-12-31	Operating margin	-320.7%	Operating Income: -4052010 Open source Revenue: 1263602 Open source
20212021-12-31	Operating margin	-938%	Operating Income: -8432379 Open source Revenue: 898941 Open source
20222022-12-31	Operating margin	-1,423.1%	Operating Income: -24675985 Open source Revenue: 1733951 Open source
20232023-12-31	Operating margin	-77.6%	Operating Income: -10071308 Open source Revenue: 12984090 Open source
20242024-12-31	Operating margin	-58.7%	Operating Income: -6461551 Open source Revenue: 10999648 Open source
20252025-12-31	Operating margin	-258.7%	Operating Income: -22884887 Open source Revenue: 8844733 Open source
20162016-12-31	Net margin	-48.4%	Net Income: -2370390 Open source Revenue: 4899835 Open source
20172017-12-31	Net margin	-196.4%	Net Income: -8627179 Open source Revenue: 4391979 Open source
20182018-12-31	Net margin	-13.9%	Net Income: -472159 Open source Revenue: 3389537 Open source
20192019-12-31	Net margin	-126%	Net Income: -3004878 Open source Revenue: 2385573 Open source
20202020-12-31	Net margin	-319.8%	Net Income: -4041462 Open source Revenue: 1263602 Open source
20212021-12-31	Net margin	529.4%	Net Income: 4759218 Open source Revenue: 898941 Open source
20222022-12-31	Net margin	-1,686.3%	Net Income: -29240201 Open source Revenue: 1733951 Open source
20232023-12-31	Net margin	-122.8%	Net Income: -15944254 Open source Revenue: 12984090 Open source
20242024-12-31	Net margin	-66.5%	Net Income: -7315376 Open source Revenue: 10999648 Open source
20252025-12-31	Net margin	-304.4%	Net Income: -26920197 Open source Revenue: 8844733 Open source
20162016-12-31	Free cash flow margin	Not reported	Revenue: 4899835 Open source Operating Cash Flow: -3352639 Open source
20172017-12-31	Free cash flow margin	Not reported	Revenue: 4391979 Open source Operating Cash Flow: -1810498 Open source
20182018-12-31	Free cash flow margin	Not reported	Revenue: 3389537 Open source Operating Cash Flow: -758317 Open source
20192019-12-31	Free cash flow margin	Not reported	Revenue: 2385573 Open source Operating Cash Flow: -1160536 Open source
20202020-12-31	Free cash flow margin	Not reported	Revenue: 1263602 Open source Operating Cash Flow: -3523218 Open source
20212021-12-31	Free cash flow margin	299.1%	Revenue: 898941 Open source Operating Cash Flow: 2702706 Open source Capital Expenditure: 14411 Open source
20222022-12-31	Free cash flow margin	-527.8%	Revenue: 1733951 Open source Operating Cash Flow: -9136039 Open source Capital Expenditure: 15382 Open source
20232023-12-31	Free cash flow margin	-38.7%	Revenue: 12984090 Open source Operating Cash Flow: -3404681 Open source Capital Expenditure: 1625284 Open source
20242024-12-31	Free cash flow margin	-124.4%	Revenue: 10999648 Open source Operating Cash Flow: -11946179 Open source Capital Expenditure: 1732472 Open source
20252025-12-31	Free cash flow margin	-183.1%	Revenue: 8844733 Open source Operating Cash Flow: -13987759 Open source Capital Expenditure: 2206954 Open source

Operating cash flow

Cash generated by the company’s normal business operations.

USD -14M 2025

Values and sources

Operating cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20162016-12-31	Operating cash flow	-3352639	Operating Cash Flow: -3352639 Open source
20172017-12-31	Operating cash flow	-1810498	Operating Cash Flow: -1810498 Open source
20182018-12-31	Operating cash flow	-758317	Operating Cash Flow: -758317 Open source
20192019-12-31	Operating cash flow	-1160536	Operating Cash Flow: -1160536 Open source
20202020-12-31	Operating cash flow	-3523218	Operating Cash Flow: -3523218 Open source
20212021-12-31	Operating cash flow	2702706	Operating Cash Flow: 2702706 Open source
20222022-12-31	Operating cash flow	-9136039	Operating Cash Flow: -9136039 Open source
20232023-12-31	Operating cash flow	-3404681	Operating Cash Flow: -3404681 Open source
20242024-12-31	Operating cash flow	-11946179	Operating Cash Flow: -11946179 Open source
20252025-12-31	Operating cash flow	-13987759	Operating Cash Flow: -13987759 Open source

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD -16.2M 2025

Values and sources

Free cash flow values and source evidence
Period	Series	Value(USD)	Source evidence
20162016-12-31	Free cash flow	Unavailable	Operating Cash Flow: -3352639 Open source
20172017-12-31	Free cash flow	Unavailable	Operating Cash Flow: -1810498 Open source
20182018-12-31	Free cash flow	Unavailable	Operating Cash Flow: -758317 Open source
20192019-12-31	Free cash flow	Unavailable	Operating Cash Flow: -1160536 Open source
20202020-12-31	Free cash flow	Unavailable	Operating Cash Flow: -3523218 Open source
20212021-12-31	Free cash flow	2688295	Operating Cash Flow: 2702706 Open source Capital Expenditure: 14411 Open source
20222022-12-31	Free cash flow	-9151421	Operating Cash Flow: -9136039 Open source Capital Expenditure: 15382 Open source
20232023-12-31	Free cash flow	-5029965	Operating Cash Flow: -3404681 Open source Capital Expenditure: 1625284 Open source
20242024-12-31	Free cash flow	-13678651	Operating Cash Flow: -11946179 Open source Capital Expenditure: 1732472 Open source
20252025-12-31	Free cash flow	-16194713	Operating Cash Flow: -13987759 Open source Capital Expenditure: 2206954 Open source

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

43.7% 2025

Values and sources

Liabilities to assets values and source evidence
Period	Series	Value	Source evidence
20162016-12-31	Liabilities / assets	58.4%	Total Liabilities: 5845315 Open source Total Assets: 10014773 Open source
20172017-12-31	Liabilities / assets	54.4%	Total Liabilities: 1071334 Open source Total Assets: 1968317 Open source
20182018-12-31	Liabilities / assets	4.1%	Total Liabilities: 250919 Open source Total Assets: 6059568 Open source
20192019-12-31	Liabilities / assets	62.9%	Total Liabilities: 4805716 Open source Total Assets: 7640641 Open source
20202020-12-31	Liabilities / assets	6.9%	Total Liabilities: 849122 Open source Total Assets: 12317430 Open source
20212021-12-31	Liabilities / assets	1.8%	Total Liabilities: 1093734 Open source Total Assets: 62103941 Open source
20222022-12-31	Liabilities / assets	4.5%	Total Liabilities: 2392389 Open source Total Assets: 53189618 Open source
20232023-12-31	Liabilities / assets	7.6%	Total Liabilities: 2851499 Open source Total Assets: 37712797 Open source
20242024-12-31	Liabilities / assets	19.8%	Total Liabilities: 8704666 Open source Total Assets: 44047225 Open source
20252025-12-31	Liabilities / assets	43.7%	Total Liabilities: 22439432 Open source Total Assets: 51316226 Open source

Current assets to current liabilities

Current assets divided by current liabilities.

1.18× 2025

Values and sources

Current assets to current liabilities values and source evidence
Period	Series	Value	Source evidence
2016-12-31	Current assets / current liabilities	Not reported	No source recorded
2017-12-31	Current assets / current liabilities	Not reported	No source recorded
20182018-12-31	Current assets / current liabilities	23.4×	Current Assets: 5871110 Open source Current Liabilities: 250919 Open source
20192019-12-31	Current assets / current liabilities	0.43×	Current Assets: 1773157 Open source Current Liabilities: 4116484 Open source
20202020-12-31	Current assets / current liabilities	20.36×	Current Assets: 12120841 Open source Current Liabilities: 595335 Open source
20212021-12-31	Current assets / current liabilities	35.21×	Current Assets: 38510632 Open source Current Liabilities: 1093734 Open source
20222022-12-31	Current assets / current liabilities	4.74×	Current Assets: 10491661 Open source Current Liabilities: 2212992 Open source
20232023-12-31	Current assets / current liabilities	3.67×	Current Assets: 10153567 Open source Current Liabilities: 2765724 Open source
20242024-12-31	Current assets / current liabilities	8.64×	Current Assets: 13506604 Open source Current Liabilities: 1562786 Open source
20252025-12-31	Current assets / current liabilities	1.18×	Current Assets: 23498173 Open source Current Liabilities: 19916562 Open source

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
Period	Net income	Operating cash flow	Capital expenditure	Free cash flow
2016 2016-01-01 – 2016-12-31	−USD 2.37 million Exact value Exact value: -2370390 USD 2016-01-01 – 2016-12-31: -2370390 USD Inspect Net Income Open source Share or cite Citation for Net Income · LM FUNDING AMERICA, INC. · 2016-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Net Income: -2370390 USD Concept: fundies:NetIncome Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ANetIncome&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:NetIncome: -2370390 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000156459018008299/lmfa-20171231.xml#95596 Filing: 000156459018008299 The citation records this snapshot. The page link may show a newer release later.	−USD 3.35 million Exact value Exact value: -3352639 USD 2016-01-01 – 2016-12-31: -3352639 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LM FUNDING AMERICA, INC. · 2016-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Operating Cash Flow: -3352639 USD Concept: fundies:OperatingCashFlow Period: 2016-01-01 to 2016-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3AOperatingCashFlow&period=2016-12-31&surface=latest&period_type=duration&start=2016-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -3352639 USD (2016-01-01 to 2016-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000156459018008299/lmfa-20171231.xml#103266 Filing: 000156459018008299 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2017 2017-01-01 – 2017-12-31	−USD 8.63 million Exact value Exact value: -8627179 USD 2017-01-01 – 2017-12-31: -8627179 USD Inspect Net Income Open source Share or cite Citation for Net Income · LM FUNDING AMERICA, INC. · 2017-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Net Income: -8627179 USD Concept: fundies:NetIncome Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ANetIncome&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:NetIncome: -8627179 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000156459019011743/lmfa-20181231.xml#129271 Filing: 000156459019011743 The citation records this snapshot. The page link may show a newer release later.	−USD 1.81 million Exact value Exact value: -1810498 USD 2017-01-01 – 2017-12-31: -1810498 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LM FUNDING AMERICA, INC. · 2017-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Operating Cash Flow: -1810498 USD Concept: fundies:OperatingCashFlow Period: 2017-01-01 to 2017-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3AOperatingCashFlow&period=2017-12-31&surface=latest&period_type=duration&start=2017-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -1810498 USD (2017-01-01 to 2017-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000156459019011743/lmfa-20181231.xml#138753 Filing: 000156459019011743 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2018 2018-01-01 – 2018-12-31	−USD 472,159 Exact value Exact value: -472159 USD 2018-01-01 – 2018-12-31: -472159 USD Inspect Net Income Open source Share or cite Citation for Net Income · LM FUNDING AMERICA, INC. · 2018-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Net Income: -472159 USD Concept: fundies:NetIncome Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ANetIncome&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:NetIncome: -472159 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000156459020016583/lmfa-20191231.xml#164500 Filing: 000156459020016583 The citation records this snapshot. The page link may show a newer release later.	−USD 758,317 Exact value Exact value: -758317 USD 2018-01-01 – 2018-12-31: -758317 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LM FUNDING AMERICA, INC. · 2018-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Operating Cash Flow: -758317 USD Concept: fundies:OperatingCashFlow Period: 2018-01-01 to 2018-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3AOperatingCashFlow&period=2018-12-31&surface=latest&period_type=duration&start=2018-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -758317 USD (2018-01-01 to 2018-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000156459020016583/lmfa-20191231.xml#172692 Filing: 000156459020016583 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2019 2019-01-01 – 2019-12-31	−USD 3 million Exact value Exact value: -3004878 USD 2019-01-01 – 2019-12-31: -3004878 USD Inspect Net Income Open source Share or cite Citation for Net Income · LM FUNDING AMERICA, INC. · 2019-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Net Income: -3004878 USD Concept: fundies:NetIncome Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ANetIncome&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:NetIncome: -3004878 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000156459021017063/lmfa-20201231.xml#185255 Filing: 000156459021017063 The citation records this snapshot. The page link may show a newer release later.	−USD 1.16 million Exact value Exact value: -1160536 USD 2019-01-01 – 2019-12-31: -1160536 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LM FUNDING AMERICA, INC. · 2019-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Operating Cash Flow: -1160536 USD Concept: fundies:OperatingCashFlow Period: 2019-01-01 to 2019-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3AOperatingCashFlow&period=2019-12-31&surface=latest&period_type=duration&start=2019-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -1160536 USD (2019-01-01 to 2019-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000156459021017063/lmfa-20201231.xml#206381 Filing: 000156459021017063 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2020 2020-01-01 – 2020-12-31	−USD 4.04 million Exact value Exact value: -4041462 USD 2020-01-01 – 2020-12-31: -4041462 USD Inspect Net Income Open source Share or cite Citation for Net Income · LM FUNDING AMERICA, INC. · 2020-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Net Income: -4041462 USD Concept: fundies:NetIncome Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ANetIncome&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:NetIncome: -4041462 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000156459022013045/lmfa-10k_20211231.htm#1071031 Filing: 000156459022013045 The citation records this snapshot. The page link may show a newer release later.	−USD 3.52 million Exact value Exact value: -3523218 USD 2020-01-01 – 2020-12-31: -3523218 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LM FUNDING AMERICA, INC. · 2020-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Operating Cash Flow: -3523218 USD Concept: fundies:OperatingCashFlow Period: 2020-01-01 to 2020-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3AOperatingCashFlow&period=2020-12-31&surface=latest&period_type=duration&start=2020-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -3523218 USD (2020-01-01 to 2020-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000156459022013045/lmfa-10k_20211231.htm#1447041 Filing: 000156459022013045 The citation records this snapshot. The page link may show a newer release later.	Unavailable Not reported for this period.	Unavailable Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.
2021 2021-01-01 – 2021-12-31	USD 4.76 million Exact value Exact value: 4759218 USD 2021-01-01 – 2021-12-31: 4759218 USD Inspect Net Income Open source Share or cite Citation for Net Income · LM FUNDING AMERICA, INC. · 2021-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Net Income: 4759218 USD Concept: fundies:NetIncome Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ANetIncome&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:NetIncome: 4759218 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017023011149/lmfa-20221231.htm#1307900 Filing: 000095017023011149 The citation records this snapshot. The page link may show a newer release later.	USD 2.7 million Exact value Exact value: 2702706 USD 2021-01-01 – 2021-12-31: 2702706 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LM FUNDING AMERICA, INC. · 2021-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Operating Cash Flow: 2702706 USD Concept: fundies:OperatingCashFlow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3AOperatingCashFlow&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: 2702706 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017023011149/lmfa-20221231.htm#1696943 Filing: 000095017023011149 The citation records this snapshot. The page link may show a newer release later.	USD 14,411 Exact value Exact value: 14411 USD 2021-01-01 – 2021-12-31: 14411 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LM FUNDING AMERICA, INC. · 2021-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Capital Expenditure: 14411 USD Concept: fundies:CapitalExpenditure Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ACapitalExpenditure&period=2021-12-31&surface=latest&period_type=duration&start=2021-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 14411 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017023011149/lmfa-20221231.htm#1713942 Filing: 000095017023011149 The citation records this snapshot. The page link may show a newer release later.	USD 2.69 million Calculation and evidence 2702706 − 14411 USD Exact free cash flow: 2688295 USD 2021-01-01 – 2021-12-31: 2702706 USD · Inspect Operating Cash Flow · Source 2021-01-01 – 2021-12-31: 14411 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LM FUNDING AMERICA, INC. · 2021-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Free cash flow: 2688295 USD Concept: free-cash-flow Period: 2021-01-01 to 2021-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: 2702706 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017023011149/lmfa-20221231.htm#1696943 Filing: 000095017023011149 Input fundies:CapitalExpenditure: 14411 USD (2021-01-01 to 2021-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017023011149/lmfa-20221231.htm#1713942 Filing: 000095017023011149 The citation records this snapshot. The page link may show a newer release later.
2022 2022-01-01 – 2022-12-31	−USD 29.24 million Exact value Exact value: -29240201 USD 2022-01-01 – 2022-12-31: -29240201 USD Inspect Net Income Open source Share or cite Citation for Net Income · LM FUNDING AMERICA, INC. · 2022-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Net Income: -29240201 USD Concept: fundies:NetIncome Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ANetIncome&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:NetIncome: -29240201 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017024038953/lmfa-20231231.htm#1293218 Filing: 000095017024038953 The citation records this snapshot. The page link may show a newer release later.	−USD 9.14 million Exact value Exact value: -9136039 USD 2022-01-01 – 2022-12-31: -9136039 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LM FUNDING AMERICA, INC. · 2022-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Operating Cash Flow: -9136039 USD Concept: fundies:OperatingCashFlow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3AOperatingCashFlow&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -9136039 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017024038953/lmfa-20231231.htm#1509106 Filing: 000095017024038953 The citation records this snapshot. The page link may show a newer release later.	USD 15,382 Exact value Exact value: 15382 USD 2022-01-01 – 2022-12-31: 15382 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LM FUNDING AMERICA, INC. · 2022-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Capital Expenditure: 15382 USD Concept: fundies:CapitalExpenditure Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ACapitalExpenditure&period=2022-12-31&surface=latest&period_type=duration&start=2022-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 15382 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017024038953/lmfa-20231231.htm#1520033 Filing: 000095017024038953 The citation records this snapshot. The page link may show a newer release later.	−USD 9.15 million Calculation and evidence -9136039 − 15382 USD Exact free cash flow: -9151421 USD 2022-01-01 – 2022-12-31: -9136039 USD · Inspect Operating Cash Flow · Source 2022-01-01 – 2022-12-31: 15382 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LM FUNDING AMERICA, INC. · 2022-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Free cash flow: -9151421 USD Concept: free-cash-flow Period: 2022-01-01 to 2022-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -9136039 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017024038953/lmfa-20231231.htm#1509106 Filing: 000095017024038953 Input fundies:CapitalExpenditure: 15382 USD (2022-01-01 to 2022-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017024038953/lmfa-20231231.htm#1520033 Filing: 000095017024038953 The citation records this snapshot. The page link may show a newer release later.
2023 2023-01-01 – 2023-12-31	−USD 15.94 million Exact value Exact value: -15944254 USD 2023-01-01 – 2023-12-31: -15944254 USD Inspect Net Income Open source Share or cite Citation for Net Income · LM FUNDING AMERICA, INC. · 2023-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Net Income: -15944254 USD Concept: fundies:NetIncome Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ANetIncome&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:NetIncome: -15944254 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017025047901/lmfa-20241231.htm#2057061 Filing: 000095017025047901 The citation records this snapshot. The page link may show a newer release later.	−USD 3.4 million Exact value Exact value: -3404681 USD 2023-01-01 – 2023-12-31: -3404681 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LM FUNDING AMERICA, INC. · 2023-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Operating Cash Flow: -3404681 USD Concept: fundies:OperatingCashFlow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3AOperatingCashFlow&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -3404681 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017025047901/lmfa-20241231.htm#1756544 Filing: 000095017025047901 The citation records this snapshot. The page link may show a newer release later.	USD 1.63 million Exact value Exact value: 1625284 USD 2023-01-01 – 2023-12-31: 1625284 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LM FUNDING AMERICA, INC. · 2023-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Capital Expenditure: 1625284 USD Concept: fundies:CapitalExpenditure Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ACapitalExpenditure&period=2023-12-31&surface=latest&period_type=duration&start=2023-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1625284 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017025047901/lmfa-20241231.htm#1770159 Filing: 000095017025047901 The citation records this snapshot. The page link may show a newer release later.	−USD 5.03 million Calculation and evidence -3404681 − 1625284 USD Exact free cash flow: -5029965 USD 2023-01-01 – 2023-12-31: -3404681 USD · Inspect Operating Cash Flow · Source 2023-01-01 – 2023-12-31: 1625284 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LM FUNDING AMERICA, INC. · 2023-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Free cash flow: -5029965 USD Concept: free-cash-flow Period: 2023-01-01 to 2023-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -3404681 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017025047901/lmfa-20241231.htm#1756544 Filing: 000095017025047901 Input fundies:CapitalExpenditure: 1625284 USD (2023-01-01 to 2023-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000095017025047901/lmfa-20241231.htm#1770159 Filing: 000095017025047901 The citation records this snapshot. The page link may show a newer release later.
2024 2024-01-01 – 2024-12-31	−USD 7.32 million Exact value Exact value: -7315376 USD 2024-01-01 – 2024-12-31: -7315376 USD Inspect Net Income Open source Share or cite Citation for Net Income · LM FUNDING AMERICA, INC. · 2024-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Net Income: -7315376 USD Concept: fundies:NetIncome Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ANetIncome&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:NetIncome: -7315376 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#2251042 Filing: 000119312526133333 The citation records this snapshot. The page link may show a newer release later.	−USD 11.95 million Exact value Exact value: -11946179 USD 2024-01-01 – 2024-12-31: -11946179 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LM FUNDING AMERICA, INC. · 2024-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Operating Cash Flow: -11946179 USD Concept: fundies:OperatingCashFlow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3AOperatingCashFlow&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -11946179 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#1950583 Filing: 000119312526133333 The citation records this snapshot. The page link may show a newer release later.	USD 1.73 million Exact value Exact value: 1732472 USD 2024-01-01 – 2024-12-31: 1732472 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LM FUNDING AMERICA, INC. · 2024-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Capital Expenditure: 1732472 USD Concept: fundies:CapitalExpenditure Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ACapitalExpenditure&period=2024-12-31&surface=latest&period_type=duration&start=2024-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 1732472 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#1965234 Filing: 000119312526133333 The citation records this snapshot. The page link may show a newer release later.	−USD 13.68 million Calculation and evidence -11946179 − 1732472 USD Exact free cash flow: -13678651 USD 2024-01-01 – 2024-12-31: -11946179 USD · Inspect Operating Cash Flow · Source 2024-01-01 – 2024-12-31: 1732472 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LM FUNDING AMERICA, INC. · 2024-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Free cash flow: -13678651 USD Concept: free-cash-flow Period: 2024-01-01 to 2024-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -11946179 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#1950583 Filing: 000119312526133333 Input fundies:CapitalExpenditure: 1732472 USD (2024-01-01 to 2024-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#1965234 Filing: 000119312526133333 The citation records this snapshot. The page link may show a newer release later.
2025 2025-01-01 – 2025-12-31	−USD 26.92 million Exact value Exact value: -26920197 USD 2025-01-01 – 2025-12-31: -26920197 USD Inspect Net Income Open source Share or cite Citation for Net Income · LM FUNDING AMERICA, INC. · 2025-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Net Income: -26920197 USD Concept: fundies:NetIncome Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ANetIncome&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:NetIncome: -26920197 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#2247067 Filing: 000119312526133333 The citation records this snapshot. The page link may show a newer release later.	−USD 13.99 million Exact value Exact value: -13987759 USD 2025-01-01 – 2025-12-31: -13987759 USD Inspect Operating Cash Flow Open source Share or cite Citation for Operating Cash Flow · LM FUNDING AMERICA, INC. · 2025-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Operating Cash Flow: -13987759 USD Concept: fundies:OperatingCashFlow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3AOperatingCashFlow&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:OperatingCashFlow: -13987759 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#1948700 Filing: 000119312526133333 The citation records this snapshot. The page link may show a newer release later.	USD 2.21 million Exact value Exact value: 2206954 USD 2025-01-01 – 2025-12-31: 2206954 USD Inspect Capital Expenditure Open source Share or cite Citation for Capital Expenditure · LM FUNDING AMERICA, INC. · 2025-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Capital Expenditure: 2206954 USD Concept: fundies:CapitalExpenditure Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384/explain?concept=fundies%3ACapitalExpenditure&period=2025-12-31&surface=latest&period_type=duration&start=2025-01-01&unit=USD&dimensions= Input fundies:CapitalExpenditure: 2206954 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#1963465 Filing: 000119312526133333 The citation records this snapshot. The page link may show a newer release later.	−USD 16.19 million Calculation and evidence -13987759 − 2206954 USD Exact free cash flow: -16194713 USD 2025-01-01 – 2025-12-31: -13987759 USD · Inspect Operating Cash Flow · Source 2025-01-01 – 2025-12-31: 2206954 USD · Inspect Capital Expenditure · Source Share or cite Citation for Free cash flow · LM FUNDING AMERICA, INC. · 2025-12-31 LM FUNDING AMERICA, INC. (edgar:1640384) Free cash flow: -16194713 USD Concept: free-cash-flow Period: 2025-01-01 to 2025-12-31 Values: Latest reported Published: 2026-11-02T14:00:11Z Snapshot: 6e76b691950e3e049c2e98b163b1d22f1bc61cb407b19e33388a24773aed082e Dimensions: Consolidated View: https://fundies.io/companies/edgar/1640384?view=overview&cadence=annual&surface=latest#cash-generation-title Computed: Operating cash flow minus capital expenditure Input fundies:OperatingCashFlow: -13987759 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#1948700 Filing: 000119312526133333 Input fundies:CapitalExpenditure: 2206954 USD (2025-01-01 to 2025-12-31) Dimensions: Consolidated Source: https://www.sec.gov/Archives/edgar/data/1640384/000119312526133333/lmfa-20251231.htm#1963465 Filing: 000119312526133333 The citation records this snapshot. The page link may show a newer release later.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

69 filings · 2,938 latest values · 2,938 originally reported values

Dataset published 2026-11-02. Source filing dates and reporting periods are shown separately.

Identifiers: 0001640384, 1640384, LMFA, LMFAU, PWCM, edgar:1640384

Also known as LM FUNDING AMERICA, INC., POWERCOMPUTE, INC.

LM FUNDING AMERICA, INC.

Latest quarter

Revenue

Operating margin

Operating cash flow

Free cash flow

Reported share-count change

Trailing twelve months

Revenue

Net income

Operating cash flow

Capital expenditure

Free cash flow

Company performance

What changed year over year

Revenue

Net income

Operating cash flow

Capital expenditure

Where revenue goes

2025 2025-01-01 – 2025-12-31

Cash

Share of revenue by period

Growth

Profit and cash

Balance sheet

Cash generation