CB Financial Services, Inc.

EDGAR

130 filing records in this dataset, filed from 2014-06-13 to 2026-10-26. Reported financial figures are available; chart coverage varies by period.

Watchlist

Latest fiscal year

Revenue

43.6 million USD

2021 · USD

Exact inputs and evidence

Net margin

26.56%

2021 · %

Exact inputs and evidence

Operating cash flow

13.1 million USD

2021 · USD

Exact inputs and evidence
  • Operating Cash Flow: 13055000 USD Source

Free cash flow

10.7 million USD

2021 · USD

Exact inputs and evidence
  • Operating Cash Flow: 13055000 USD Source
  • Capital Expenditure: 2385000 USD Source
Cash and cash equivalents
76.1 million USD Source
Exact value

76090000 USD

Long-term debt including current maturities
Not available
Shares outstanding
5.08 million shares Source
Exact value

5080438 shares

Reported share-count change

2.17% · 108 thousand shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 4972300 shares · 2025-06-30· Source
  • 5080438 shares · 2026-06-30· Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-26.

Financial data available through: 2025-12-31.

Coverage by financial measure
  • Revenue: 3 of 11 periods available· newest 2021-12-31
  • operating income: No compatible figures in this window
  • Net income: 8 of 11 periods available· newest 2025-12-31
  • Operating cash flow: 8 of 11 periods available· newest 2025-12-31
  • Capital expenditure: 8 of 11 periods available· newest 2025-12-31
  • Total assets: 8 of 11 periods available· newest 2025-12-31
  • Total liabilities: 8 of 11 periods available· newest 2025-12-31
  • current assets: No compatible figures in this window
  • current liabilities: No compatible figures in this window
  • Cash and cash equivalents: 8 of 11 periods available· newest 2025-12-31
  • long term debt: No compatible figures in this window
  • Shares outstanding: 8 of 11 periods available· newest 2025-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Net income

    -61.1%

    Prior period

    USD 12.59 million

    –

    Current period

    USD 4.9 million

    –

    Exact inputs and evidence

    4903000 − 12594000 = -7691000 USD

    12594000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    4903000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Operating cash flow

    +163.8%

    Prior period

    USD 6.75 million

    –

    Current period

    USD 17.81 million

    –

    Exact inputs and evidence

    17807000 − 6750000 = 11057000 USD

    6750000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    17807000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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  • Capital expenditure

    -80.4%

    Prior period

    USD 3.32 million

    –

    Current period

    USD 650,000

    –

    Exact inputs and evidence

    650000 − 3315000 = -2665000 USD

    3315000 USD · 2024-01-01 – 2024-12-31

    Inspect prior input Prior source

    650000 USD · 2025-01-01 – 2025-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Revenue.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2021 2021-01-01 – 2021-12-31

  • Revenue USD 43.56 million 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income USD 11.57 million 27% of revenue

Cash

  • Operating cash flow USD 13.06 million 30% of revenue
  • Capital expenditure USD 2.39 million 5.5% of revenue
  • Free cash flow Derived USD 10.67 million 24% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2019 Not shown: operating income or net income is not reported.
  • 2020 Not shown: operating income or net income is not reported.
  • 2021 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2019 2019-01-01 – 2019-12-3151031000 UnavailableUnavailableUnavailable14327000 17822000 Derived
Source
2020 2020-01-01 – 2020-12-3147467000 UnavailableUnavailableUnavailable-10640000 13755000 Derived
Source
2021 2021-01-01 – 2021-12-3143557000 UnavailableUnavailableUnavailable11570000 10670000 Derived
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 43.6M 2021
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.55.1M41.3M27.6M13.8M0.0201920202021
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2019Revenue51031000
2020Revenue47467000
2021Revenue43557000

Revenue growth

Change in revenue from the same financial period one year earlier.

-8.2% 2021
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.0.7%-1.7%-4.1%-6.5%-8.9%201920202021
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2019Year over yearNo prior comparable period
2020Year over year-7%
2021Year over year-8.2%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin 26.6% 2021
Free cash flow margin 24.5% 2021
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.40%23%6%-10%-27%2019-12-312020-12-312021-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2019-12-31Operating marginNot reported
2020-12-31Operating marginNot reported
2021-12-31Operating marginNot reported
2019Net margin28.1%
2020Net margin-22.4%
2021Net margin26.6%
2019Free cash flow margin34.9%
2020Free cash flow margin29%
2021Free cash flow margin24.5%

Operating cash flow

Cash generated by the company’s normal business operations.

USD 13.1M 2021
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.19.3M14.5M9.6M4.8M0.0201920202021
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2019Operating cash flow17870000
2020Operating cash flow14077000
2021Operating cash flow13055000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 10.7M 2021
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.19.2M14.4M9.6M4.8M0.0201920202021
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2019Free cash flow17822000
2020Free cash flow13755000
2021Free cash flow10670000

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

90.7% 2021
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.98%73%49%24%0%201920202021
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2019Liabilities / assets88.6%
2020Liabilities / assets90.5%
2021Liabilities / assets90.7%

Current assets to current liabilities

Current assets divided by current liabilities.

Not enough comparable data to show this history.
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2019-12-31Current assets / current liabilitiesNot reportedNo source recorded
2020-12-31Current assets / current liabilitiesNot reportedNo source recorded
2021-12-31Current assets / current liabilitiesNot reportedNo source recorded

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2015 2015-01-01 – 2015-12-31
USD 8.42 million
Exact value

Exact value: 8420000 USD

2015-01-01 – 2015-12-31: 8420000 USD Inspect Net Income Open source
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USD 51.56 million
Exact value

Exact value: 51563000 USD

2015-01-01 – 2015-12-31: 51563000 USD Inspect Operating Cash Flow Open source
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USD 604,000
Exact value

Exact value: 604000 USD

2015-01-01 – 2015-12-31: 604000 USD Inspect Capital Expenditure Open source
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USD 50.96 million
Calculation and evidence

51563000 − 604000 USD

Exact free cash flow: 50959000 USD

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2019 2019-01-01 – 2019-12-31
USD 14.33 million
Exact value

Exact value: 14327000 USD

2019-01-01 – 2019-12-31: 14327000 USD Inspect Net Income Open source
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USD 17.87 million
Exact value

Exact value: 17870000 USD

2019-01-01 – 2019-12-31: 17870000 USD Inspect Operating Cash Flow Open source
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USD 48,000
Exact value

Exact value: 48000 USD

2019-01-01 – 2019-12-31: 48000 USD Inspect Capital Expenditure Open source
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USD 17.82 million
Calculation and evidence

17870000 − 48000 USD

Exact free cash flow: 17822000 USD

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2020 2020-01-01 – 2020-12-31
−USD 10.64 million
Exact value

Exact value: -10640000 USD

2020-01-01 – 2020-12-31: -10640000 USD Inspect Net Income Open source
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USD 14.08 million
Exact value

Exact value: 14077000 USD

2020-01-01 – 2020-12-31: 14077000 USD Inspect Operating Cash Flow Open source
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USD 322,000
Exact value

Exact value: 322000 USD

2020-01-01 – 2020-12-31: 322000 USD Inspect Capital Expenditure Open source
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USD 13.76 million
Calculation and evidence

14077000 − 322000 USD

Exact free cash flow: 13755000 USD

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2021 2021-01-01 – 2021-12-31
USD 11.57 million
Exact value

Exact value: 11570000 USD

2021-01-01 – 2021-12-31: 11570000 USD Inspect Net Income Open source
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USD 13.06 million
Exact value

Exact value: 13055000 USD

2021-01-01 – 2021-12-31: 13055000 USD Inspect Operating Cash Flow Open source
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USD 2.39 million
Exact value

Exact value: 2385000 USD

2021-01-01 – 2021-12-31: 2385000 USD Inspect Capital Expenditure Open source
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USD 10.67 million
Calculation and evidence

13055000 − 2385000 USD

Exact free cash flow: 10670000 USD

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2022 2022-01-01 – 2022-12-31
USD 11.25 million
Exact value

Exact value: 11247000 USD

2022-01-01 – 2022-12-31: 11247000 USD Inspect Net Income Open source
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USD 14.15 million
Exact value

Exact value: 14151000 USD

2022-01-01 – 2022-12-31: 14151000 USD Inspect Operating Cash Flow Open source
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USD 509,000
Exact value

Exact value: 509000 USD

2022-01-01 – 2022-12-31: 509000 USD Inspect Capital Expenditure Open source
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USD 13.64 million
Calculation and evidence

14151000 − 509000 USD

Exact free cash flow: 13642000 USD

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2023 2023-01-01 – 2023-12-31
USD 22.55 million
Exact value

Exact value: 22550000 USD

2023-01-01 – 2023-12-31: 22550000 USD Inspect Net Income Open source
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USD 14.24 million
Exact value

Exact value: 14236000 USD

2023-01-01 – 2023-12-31: 14236000 USD Inspect Operating Cash Flow Open source
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USD 3.29 million
Exact value

Exact value: 3293000 USD

2023-01-01 – 2023-12-31: 3293000 USD Inspect Capital Expenditure Open source
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USD 10.94 million
Calculation and evidence

14236000 − 3293000 USD

Exact free cash flow: 10943000 USD

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2024 2024-01-01 – 2024-12-31
USD 12.59 million
Exact value

Exact value: 12594000 USD

2024-01-01 – 2024-12-31: 12594000 USD Inspect Net Income Open source
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USD 6.75 million
Exact value

Exact value: 6750000 USD

2024-01-01 – 2024-12-31: 6750000 USD Inspect Operating Cash Flow Open source
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USD 3.32 million
Exact value

Exact value: 3315000 USD

2024-01-01 – 2024-12-31: 3315000 USD Inspect Capital Expenditure Open source
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USD 3.44 million
Calculation and evidence

6750000 − 3315000 USD

Exact free cash flow: 3435000 USD

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2025 2025-01-01 – 2025-12-31
USD 4.9 million
Exact value

Exact value: 4903000 USD

2025-01-01 – 2025-12-31: 4903000 USD Inspect Net Income Open source
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USD 17.81 million
Exact value

Exact value: 17807000 USD

2025-01-01 – 2025-12-31: 17807000 USD Inspect Operating Cash Flow Open source
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USD 650,000
Exact value

Exact value: 650000 USD

2025-01-01 – 2025-12-31: 650000 USD Inspect Capital Expenditure Open source
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USD 17.16 million
Calculation and evidence

17807000 − 650000 USD

Exact free cash flow: 17157000 USD

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

130 filings · 2,958 latest values · 2,958 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001605301, 1605301, CBFV, cbfv, edgar:1605301

Also known as CB FINANCIAL SERVICES, INC., CB Financial Services, Inc.