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Guidewire Software, Inc.

EDGAR
GWRE Current report (8-K) · filed 2026-10-27

Annual consolidated revenue for 2026: about USD 1.475B, using the latest reported figures. The previous period, 2025, was about USD 1.202B.

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Watchlist

Latest quarter

Revenue

411 million USD

2026 Q4 · USD

Exact inputs and evidence
  • Revenue: 1475363000 USD Source
  • Revenue: 1064276000 USD Source

Operating margin

15.16%

2026 Q4 · %

Exact inputs and evidence
  • Operating Income: 149874000 USD Source
  • Operating Income: 87556000 USD Source
  • Revenue: 1475363000 USD Source
  • Revenue: 1064276000 USD Source

Operating cash flow

284 million USD

2026 Q4 · USD

Exact inputs and evidence
  • Operating Cash Flow: 389716000 USD Source
  • Operating Cash Flow: 105830000 USD Source

Free cash flow

282 million USD

2026 Q4 · USD

Exact inputs and evidence
  • Operating Cash Flow: 389716000 USD Source
  • Operating Cash Flow: 105830000 USD Source
  • Capital Expenditure: 12056000 USD Source
  • Capital Expenditure: 9934000 USD Source
Cash and cash equivalents
373 million USD Source
Exact value

372887000 USD

Long-term debt including current maturities
399 million USD Source
Exact value

398903000 USD

Shares outstanding
82 million shares Source
Exact value

81992467 shares

Reported share-count change

-3.00% · -2.54 million shares

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 84530418 shares · 2025-07-31· Source
  • 81992467 shares · 2026-07-31· Source

Trailing twelve months

The four most recent complete quarters added together. This gives a full-year view that includes the latest quarterly results.

Revenue

1.48 billion USD

2025-08-01 – 2026-07-31

Exact inputs and evidence
  • Revenue: 332639000 USD · 2025-08-01 – 2025-10-31 Source
  • Revenue: 359095000 USD · 2025-11-01 – 2026-01-31 Source
  • Revenue: 372541000 USD · 2026-02-01 – 2026-04-30 Source
  • Revenue: 1475363000 USD · 2025-08-01 – 2026-07-31 Source
  • Revenue: 1064276000 USD · 2025-08-01 – 2026-04-30 Source

Operating cash flow

390 million USD

2025-08-01 – 2026-07-31

Exact inputs and evidence
  • Operating cash flow: -67398000 USD · 2025-08-01 – 2025-10-31 Source
  • Operating cash flow: 44648000 USD · 2025-08-01 – 2026-01-31 Source
  • Operating cash flow: -67398000 USD · 2025-08-01 – 2025-10-31 Source
  • Operating cash flow: 105830000 USD · 2025-08-01 – 2026-04-30 Source
  • Operating cash flow: 44648000 USD · 2025-08-01 – 2026-01-31 Source
  • Operating cash flow: 389716000 USD · 2025-08-01 – 2026-07-31 Source
  • Operating cash flow: 105830000 USD · 2025-08-01 – 2026-04-30 Source

Capital expenditure

12.1 million USD

2025-08-01 – 2026-07-31

Exact inputs and evidence
  • Capital expenditure: 4878000 USD · 2025-08-01 – 2025-10-31 Source
  • Capital expenditure: 8162000 USD · 2025-08-01 – 2026-01-31 Source
  • Capital expenditure: 4878000 USD · 2025-08-01 – 2025-10-31 Source
  • Capital expenditure: 9934000 USD · 2025-08-01 – 2026-04-30 Source
  • Capital expenditure: 8162000 USD · 2025-08-01 – 2026-01-31 Source
  • Capital expenditure: 12056000 USD · 2025-08-01 – 2026-07-31 Source
  • Capital expenditure: 9934000 USD · 2025-08-01 – 2026-04-30 Source

Free cash flow

378 million USD

2025-08-01 – 2026-07-31

Exact inputs and evidence
  • Operating cash flow: -67398000 USD · 2025-08-01 – 2025-10-31 Source
  • Operating cash flow: 44648000 USD · 2025-08-01 – 2026-01-31 Source
  • Operating cash flow: -67398000 USD · 2025-08-01 – 2025-10-31 Source
  • Operating cash flow: 105830000 USD · 2025-08-01 – 2026-04-30 Source
  • Operating cash flow: 44648000 USD · 2025-08-01 – 2026-01-31 Source
  • Operating cash flow: 389716000 USD · 2025-08-01 – 2026-07-31 Source
  • Operating cash flow: 105830000 USD · 2025-08-01 – 2026-04-30 Source
  • Capital expenditure: 4878000 USD · 2025-08-01 – 2025-10-31 Source
  • Capital expenditure: 8162000 USD · 2025-08-01 – 2026-01-31 Source
  • Capital expenditure: 4878000 USD · 2025-08-01 – 2025-10-31 Source
  • Capital expenditure: 9934000 USD · 2025-08-01 – 2026-04-30 Source
  • Capital expenditure: 8162000 USD · 2025-08-01 – 2026-01-31 Source
  • Capital expenditure: 12056000 USD · 2025-08-01 – 2026-07-31 Source
  • Capital expenditure: 9934000 USD · 2025-08-01 – 2026-04-30 Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2026-10-27.

Financial data available through: 2026-07-31.

Coverage by financial measure
  • Revenue: 11 of 11 periods available· newest 2026-07-31
  • Operating income: 11 of 11 periods available· newest 2026-07-31
  • net income: No compatible figures in this window
  • Operating cash flow: 11 of 11 periods available· newest 2026-07-31
  • Capital expenditure: 11 of 11 periods available· newest 2026-07-31
  • Total assets: 11 of 11 periods available· newest 2026-07-31
  • Total liabilities: 11 of 11 periods available· newest 2026-07-31
  • Current assets: 11 of 11 periods available· newest 2026-07-31
  • Current liabilities: 11 of 11 periods available· newest 2026-07-31
  • Cash and cash equivalents: 11 of 11 periods available· newest 2026-07-31
  • Long-term debt including current maturities: 7 of 11 periods available· newest 2024-07-31
  • Shares outstanding: 11 of 11 periods available· newest 2026-07-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    +22.7%

    Prior period

    USD 1.2 billion

    –

    Current period

    USD 1.48 billion

    –

    Exact inputs and evidence

    1475363000 − 1202459000 = 272904000 USD

    1202459000 USD · 2024-08-01 – 2025-07-31

    Inspect prior input Prior source

    1475363000 USD · 2025-08-01 – 2026-07-31

    Inspect current input Current source
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  • Operating cash flow

    +29.5%

    Prior period

    USD 300.87 million

    –

    Current period

    USD 389.72 million

    –

    Exact inputs and evidence

    389716000 − 300867000 = 88849000 USD

    300867000 USD · 2024-08-01 – 2025-07-31

    Inspect prior input Prior source

    389716000 USD · 2025-08-01 – 2026-07-31

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  • Capital expenditure

    +110%

    Prior period

    USD 5.74 million

    –

    Current period

    USD 12.06 million

    –

    Exact inputs and evidence

    12056000 − 5741000 = 6315000 USD

    5741000 USD · 2024-08-01 – 2025-07-31

    Inspect prior input Prior source

    12056000 USD · 2025-08-01 – 2026-07-31

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Comparable inputs unavailable for: Net income.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2026 2025-08-01 – 2026-07-31

  • Revenue USD 1.48 billion 100% of revenue
  • Cost of revenue USD 528 million 36% of revenue
  • Operating expenses USD 797.49 million 54% of revenue
  • Operating income USD 149.87 million 10% of revenue
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income Unavailable An input is unavailable.

Cash

  • Operating cash flow USD 389.72 million 26% of revenue
  • Capital expenditure USD 12.06 million 0.8% of revenue
  • Free cash flow Derived USD 377.66 million 26% of revenue

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2017 Not shown: operating income or net income is not reported.
  • 2018 Not shown: operating income or net income is not reported.
  • 2019 Not shown: operating income or net income is not reported.
  • 2020 Not shown: operating income or net income is not reported.
  • 2021 Not shown: operating income or net income is not reported.
  • 2022 Not shown: operating income or net income is not reported.
  • 2023 Not shown: operating income or net income is not reported.
  • 2024 Not shown: operating income or net income is not reported.
  • 2025 Not shown: operating income or net income is not reported.
  • 2026 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2017 2016-08-01 – 2017-07-31509533000 487672000 Derived 21861000 UnavailableUnavailable132873000 Derived
Source
2018 2017-08-01 – 2018-07-31652849000 668473000 Derived -15624000 UnavailableUnavailable131061000 Derived
Source
2019 2018-08-01 – 2019-07-31719514000 718043000 Derived 1471000 UnavailableUnavailable71205000 Derived
Source
2020 2019-08-01 – 2020-07-31742307000 766193000 Derived -23886000 UnavailableUnavailable91689000 Derived
Source
2021 2020-08-01 – 2021-07-31743267000 848851000 Derived -105584000 UnavailableUnavailable92579000 Derived
Source
2022 2021-08-01 – 2022-07-31812614000 1012061000 Derived -199447000 UnavailableUnavailable-47450000 Derived
Source
2023 2022-08-01 – 2023-07-31905341000 1054831000 Derived -149490000 UnavailableUnavailable32574000 Derived
Source
2024 2023-08-01 – 2024-07-31980497000 1033070000 Derived -52573000 UnavailableUnavailable189386000 Derived
Source
2025 2024-08-01 – 2025-07-311202459000 1161391000 Derived 41068000 UnavailableUnavailable295126000 Derived
Source
2026 2025-08-01 – 2026-07-311475363000 1325489000 Derived 149874000 UnavailableUnavailable377660000 Derived
Source

Amounts are exact, in USD.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

USD 1.5B 2026
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.1.6B1.2B796.7M398.3M0.0201720222026
Values and sources
Revenue values and source evidence
PeriodSeriesValue(USD)Source evidence
2017Revenue509533000
2018Revenue652849000
2019Revenue719514000
2020Revenue742307000
2021Revenue743267000
2022Revenue812614000
2023Revenue905341000
2024Revenue980497000
2025Revenue1202459000
2026Revenue1475363000

Revenue growth

Change in revenue from the same financial period one year earlier.

22.7% 2026
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.30.4%22.8%15.2%7.6%0.0%201720222026
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2017Year over year20%
2018Year over year28.1%
2019Year over year10.2%
2020Year over year3.2%
2021Year over year0.1%
2022Year over year9.3%
2023Year over year11.4%
2024Year over year8.3%
2025Year over year22.6%
2026Year over year22.7%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Operating margin 10.2% 2026
Free cash flow margin 25.6% 2026
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.30%15%1%-14%-29%201720222026
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2017Operating margin4.3%
2018Operating margin-2.4%
2019Operating margin0.2%
2020Operating margin-3.2%
2021Operating margin-14.2%
2022Operating margin-24.5%
2023Operating margin-16.5%
2024Operating margin-5.4%
2025Operating margin3.4%
2026Operating margin10.2%
2017-07-31Net marginNot reported
2018-07-31Net marginNot reported
2019-07-31Net marginNot reported
2020-07-31Net marginNot reported
2021-07-31Net marginNot reported
2022-07-31Net marginNot reported
2023-07-31Net marginNot reported
2024-07-31Net marginNot reported
2025-07-31Net marginNot reported
2026-07-31Net marginNot reported
2017Free cash flow margin26.1%
2018Free cash flow margin20.1%
2019Free cash flow margin9.9%
2020Free cash flow margin12.4%
2021Free cash flow margin12.5%
2022Free cash flow margin-5.8%
2023Free cash flow margin3.6%
2024Free cash flow margin19.3%
2025Free cash flow margin24.5%
2026Free cash flow margin25.6%

Operating cash flow

Cash generated by the company’s normal business operations.

USD 389.7M 2026
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.423.9M299.9M175.9M51.9M-72.2M201720222026
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2017Operating cash flow138759000
2018Operating cash flow140459000
2019Operating cash flow116126000
2020Operating cash flow113066000
2021Operating cash flow111587000
2022Operating cash flow-37940000
2023Operating cash flow38395000
2024Operating cash flow195748000
2025Operating cash flow300867000
2026Operating cash flow389716000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

USD 377.7M 2026
Free cash flow historyOperating cash flow minus capital expenditure for the same period and unit. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.411.7M288.4M165.1M41.8M-81.5M201720222026
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(USD)Source evidence
2017Free cash flow132873000
2018Free cash flow131061000
2019Free cash flow71205000
2020Free cash flow91689000
2021Free cash flow92579000
2022Free cash flow-47450000
2023Free cash flow32574000
2024Free cash flow189386000
2025Free cash flow295126000
2026Free cash flow377660000

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

53.7% 2026
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.58%43%29%14%0%201720222026
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2017Liabilities / assets17.6%
2018Liabilities / assets28.7%
2019Liabilities / assets27.4%
2020Liabilities / assets29.9%
2021Liabilities / assets33.5%
2022Liabilities / assets36%
2023Liabilities / assets40.9%
2024Liabilities / assets39.7%
2025Liabilities / assets46.4%
2026Liabilities / assets53.7%

Current assets to current liabilities

Current assets divided by current liabilities.

1.79× 2026
Current assets to current liabilities historyCurrent assets divided by current liabilities. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.6.44×4.83×3.22×1.61×0.00×201720222026
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2017Current assets / current liabilities4.03×
2018Current assets / current liabilities5.13×
2019Current assets / current liabilities5.75×
2020Current assets / current liabilities5.96×
2021Current assets / current liabilities4.51×
2022Current assets / current liabilities3.71×
2023Current assets / current liabilities2.95×
2024Current assets / current liabilities1.55×
2025Current assets / current liabilities2.77×
2026Current assets / current liabilities1.79×

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2017 2016-08-01 – 2017-07-31
Unavailable Not reported for this period.
USD 138.76 million
Exact value

Exact value: 138759000 USD

2016-08-01 – 2017-07-31: 138759000 USD Inspect Operating Cash Flow Open source
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USD 5.89 million
Exact value

Exact value: 5886000 USD

2016-08-01 – 2017-07-31: 5886000 USD Inspect Capital Expenditure Open source
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USD 132.87 million
Calculation and evidence

138759000 − 5886000 USD

Exact free cash flow: 132873000 USD

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2018 2017-08-01 – 2018-07-31
Unavailable Not reported for this period.
USD 140.46 million
Exact value

Exact value: 140459000 USD

2017-08-01 – 2018-07-31: 140459000 USD Inspect Operating Cash Flow Open source
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USD 9.4 million
Exact value

Exact value: 9398000 USD

2017-08-01 – 2018-07-31: 9398000 USD Inspect Capital Expenditure Open source
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USD 131.06 million
Calculation and evidence

140459000 − 9398000 USD

Exact free cash flow: 131061000 USD

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2019 2018-08-01 – 2019-07-31
Unavailable Not reported for this period.
USD 116.13 million
Exact value

Exact value: 116126000 USD

2018-08-01 – 2019-07-31: 116126000 USD Inspect Operating Cash Flow Open source
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USD 44.92 million
Exact value

Exact value: 44921000 USD

2018-08-01 – 2019-07-31: 44921000 USD Inspect Capital Expenditure Open source
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USD 71.21 million
Calculation and evidence

116126000 − 44921000 USD

Exact free cash flow: 71205000 USD

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2020 2019-08-01 – 2020-07-31
Unavailable Not reported for this period.
USD 113.07 million
Exact value

Exact value: 113066000 USD

2019-08-01 – 2020-07-31: 113066000 USD Inspect Operating Cash Flow Open source
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USD 21.38 million
Exact value

Exact value: 21377000 USD

2019-08-01 – 2020-07-31: 21377000 USD Inspect Capital Expenditure Open source
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USD 91.69 million
Calculation and evidence

113066000 − 21377000 USD

Exact free cash flow: 91689000 USD

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2021 2020-08-01 – 2021-07-31
Unavailable Not reported for this period.
USD 111.59 million
Exact value

Exact value: 111587000 USD

2020-08-01 – 2021-07-31: 111587000 USD Inspect Operating Cash Flow Open source
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USD 19.01 million
Exact value

Exact value: 19008000 USD

2020-08-01 – 2021-07-31: 19008000 USD Inspect Capital Expenditure Open source
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USD 92.58 million
Calculation and evidence

111587000 − 19008000 USD

Exact free cash flow: 92579000 USD

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2022 2021-08-01 – 2022-07-31
Unavailable Not reported for this period.
−USD 37.94 million
Exact value

Exact value: -37940000 USD

2021-08-01 – 2022-07-31: -37940000 USD Inspect Operating Cash Flow Open source
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USD 9.51 million
Exact value

Exact value: 9510000 USD

2021-08-01 – 2022-07-31: 9510000 USD Inspect Capital Expenditure Open source
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−USD 47.45 million
Calculation and evidence

-37940000 − 9510000 USD

Exact free cash flow: -47450000 USD

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2023 2022-08-01 – 2023-07-31
Unavailable Not reported for this period.
USD 38.4 million
Exact value

Exact value: 38395000 USD

2022-08-01 – 2023-07-31: 38395000 USD Inspect Operating Cash Flow Open source
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USD 5.82 million
Exact value

Exact value: 5821000 USD

2022-08-01 – 2023-07-31: 5821000 USD Inspect Capital Expenditure Open source
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USD 32.57 million
Calculation and evidence

38395000 − 5821000 USD

Exact free cash flow: 32574000 USD

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2024 2023-08-01 – 2024-07-31
Unavailable Not reported for this period.
USD 195.75 million
Exact value

Exact value: 195748000 USD

2023-08-01 – 2024-07-31: 195748000 USD Inspect Operating Cash Flow Open source
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USD 6.36 million
Exact value

Exact value: 6362000 USD

2023-08-01 – 2024-07-31: 6362000 USD Inspect Capital Expenditure Open source
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USD 189.39 million
Calculation and evidence

195748000 − 6362000 USD

Exact free cash flow: 189386000 USD

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2025 2024-08-01 – 2025-07-31
Unavailable Not reported for this period.
USD 300.87 million
Exact value

Exact value: 300867000 USD

2024-08-01 – 2025-07-31: 300867000 USD Inspect Operating Cash Flow Open source
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USD 5.74 million
Exact value

Exact value: 5741000 USD

2024-08-01 – 2025-07-31: 5741000 USD Inspect Capital Expenditure Open source
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USD 295.13 million
Calculation and evidence

300867000 − 5741000 USD

Exact free cash flow: 295126000 USD

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2026 2025-08-01 – 2026-07-31
Unavailable Not reported for this period.
USD 389.72 million
Exact value

Exact value: 389716000 USD

2025-08-01 – 2026-07-31: 389716000 USD Inspect Operating Cash Flow Open source
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USD 12.06 million
Exact value

Exact value: 12056000 USD

2025-08-01 – 2026-07-31: 12056000 USD Inspect Capital Expenditure Open source
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USD 377.66 million
Calculation and evidence

389716000 − 12056000 USD

Exact free cash flow: 377660000 USD

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Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

511 filings · 4,835 latest values · 4,835 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001528396, 1528396, GWRE, edgar:1528396

Also known as Guidewire Software, Inc.