Community Choice Financial Inc.

EDGAR

27 filing records in this dataset, filed from 2011-08-23 to 2018-11-14. Reported financial figures are available; chart coverage varies by period.

Watchlist

Latest quarter

Revenue

99.9 million Unit1

2017 Q4 · Unit1

Exact inputs and evidence
  • Revenue: 364067000 Unit1 Source
  • Revenue: 264164000 Unit1 Source
Cash and cash equivalents
85.3 million Unit1 Source
Exact value

85274000 Unit1

Long-term debt including current maturities
359 million Unit1 Source
Exact value

358748000 Unit1

Shares outstanding
7.99 million Unit15 Source
Exact value

7990000 Unit15

Reported share-count change

0.10% · 8 thousand Unit15

Year-over-year change in reported shares. Splits, issuance and buybacks can affect this figure; it does not isolate employee compensation or economic dilution.

Exact inputs and evidence
  • 7982000 Unit15 · 2017-03-31· Source
  • 7990000 Unit15 · 2018-03-31· Source

Company performance

Up to ten complete financial years · consolidated figures

Includes later revisions to earlier periods. Annual charts exclude incomplete years.

Latest filing recorded: 2018-11-14.

Financial data available through: 2017-12-31.

Coverage by financial measure
  • Revenue: 6 of 11 periods available· newest 2017-12-31
  • operating income: No compatible figures in this window
  • Net income: 4 of 11 periods available· newest 2016-12-31
  • Operating cash flow: 6 of 11 periods available· newest 2017-12-31
  • capital expenditure: No compatible figures in this window
  • Total assets: 5 of 11 periods available· newest 2017-12-31
  • Total liabilities: 5 of 11 periods available· newest 2017-12-31
  • Current assets: 5 of 11 periods available· newest 2017-12-31
  • Current liabilities: 5 of 11 periods available· newest 2017-12-31
  • Cash and cash equivalents: 5 of 11 periods available· newest 2017-12-31
  • Long-term debt including current maturities: 5 of 11 periods available· newest 2017-12-31
  • Shares outstanding: Multiple units; comparison withheld· newest 2017-12-31

Coverage describes values retained in this snapshot. Missing values are not zero; loading limits are reported separately.

What changed year over year

Latest complete year compared with the corresponding period one year earlier. These are measured changes; they do not establish their business causes.

  • Revenue

    -9.5%

    Prior period

    Unit1 402.33 million

    –

    Current period

    Unit1 364.07 million

    –

    Exact inputs and evidence

    364067000 − 402329000 = -38262000 Unit1

    402329000 Unit1 · 2016-01-01 – 2016-12-31

    Inspect prior input Prior source

    364067000 Unit1 · 2017-01-01 – 2017-12-31

    Inspect current input Current source
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  • Operating cash flow

    -31%

    Prior period

    Unit1 122.22 million

    –

    Current period

    Unit1 84.39 million

    –

    Exact inputs and evidence

    84391000 − 122221000 = -37830000 Unit1

    122221000 Unit1 · 2016-01-01 – 2016-12-31

    Inspect prior input Prior source

    84391000 Unit1 · 2017-01-01 – 2017-12-31

    Inspect current input Current source
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Comparable inputs unavailable for: Net income, Capital expenditure.

Where revenue goes

How a period’s revenue divides into costs and what remains as profit. Items marked Derived are calculated by subtraction from reported figures.

2017 2017-01-01 – 2017-12-31

  • Revenue Unit1 364.07 million 100% of revenue
  • Operating costs Derived Unavailable An input is unavailable.
  • Operating income Unavailable An input is unavailable.
  • Tax, interest and other Derived Unavailable An input is unavailable.
  • Net income Unavailable An input is unavailable.

Cash

  • Operating cash flow Unit1 84.39 million 23% of revenue
  • Capital expenditure Unavailable An input is unavailable.
  • Free cash flow Derived Unavailable An input is unavailable.

Share of revenue by period

  • Net income
  • Tax, interest and other
  • Operating costs
  • 2012 Not shown: operating income or net income is not reported.
  • 2013 Not shown: operating income or net income is not reported.
  • 2014 Not shown: operating income or net income is not reported.
  • 2015 Not shown: operating income or net income is not reported.
  • 2016 Not shown: operating income or net income is not reported.
  • 2017 Not shown: operating income or net income is not reported.
Values and sources
Revenue breakdown by annual reporting period
PeriodRevenueOperating costsOperating incomeTax, interest and otherNet incomeFree cash flowSource
2012 2012-01-01 – 2012-12-31373000000 UnavailableUnavailableUnavailableUnavailableUnavailable
Source
2013 2013-01-01 – 2013-12-31425271000 UnavailableUnavailableUnavailable8177000 Unavailable
Source
2014 2014-01-01 – 2014-12-31518253000 UnavailableUnavailableUnavailable-51768000 Unavailable
Source
2015 2015-01-01 – 2015-12-31527379000 UnavailableUnavailableUnavailable-70012000 Unavailable
Source
2016 2016-01-01 – 2016-12-31402329000 UnavailableUnavailableUnavailable-1545000 Unavailable
Source
2017 2017-01-01 – 2017-12-31364067000 UnavailableUnavailableUnavailableUnavailableUnavailable
Source

Amounts are exact, in Unit1.

Growth

Sales over time and how quickly they are changing.

Revenue

Revenue reported for each complete financial period.

Unit1 364.1M 2017
Revenue historyRevenue reported for each complete financial period. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.569.6M427.2M284.8M142.4M0.0201220152017
Values and sources
Revenue values and source evidence
PeriodSeriesValue(Unit1)Source evidence
2012Revenue373000000
2013Revenue425271000
2014Revenue518253000
2015Revenue527379000
2016Revenue402329000
2017Revenue364067000

Revenue growth

Change in revenue from the same financial period one year earlier.

-9.5% 2017
Revenue growth historyChange in revenue from the same financial period one year earlier. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.26%12%-1%-14%-27%201220152017
Values and sources
Revenue growth values and source evidence
PeriodSeriesValueSource evidence
2012Year over yearNo prior comparable period
2013Year over year14%
2014Year over year21.9%
2015Year over year1.8%
2016Year over year-23.7%
2017Year over year-9.5%

Profit and cash

How much revenue becomes profit, and how much cash operations generate.

Profit margins

Operating income, net income and free cash flow as a share of revenue.

Net margin -0.4% 2016
Profit margins historyOperating income, net income and free cash flow as a share of revenue. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.3.1%-1.3%-5.7%-10.1%-14.5%2012-12-312015-12-312017-12-31
  • Operating margin
  • Net margin
  • Free cash flow margin
Values and sources
Profit margins values and source evidence
PeriodSeriesValueSource evidence
2012-12-31Operating marginNot reported
2013-12-31Operating marginNot reported
2014-12-31Operating marginNot reported
2015-12-31Operating marginNot reported
2016-12-31Operating marginNot reported
2017-12-31Operating marginNot reported
2012-12-31Net marginNot reported
2013Net margin1.9%
2014Net margin-10%
2015Net margin-13.3%
2016Net margin-0.4%
2017-12-31Net marginNot reported
2012Free cash flow marginNot reported
2013Free cash flow marginNot reported
2014Free cash flow marginNot reported
2015Free cash flow marginNot reported
2016Free cash flow marginNot reported
2017Free cash flow marginNot reported

Operating cash flow

Cash generated by the company’s normal business operations.

Unit1 84.4M 2017
Operating cash flow historyCash generated by the company’s normal business operations. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.210.8M158.1M105.4M52.7M0.0201220152017
Values and sources
Operating cash flow values and source evidence
PeriodSeriesValue(Unit1)Source evidence
2012Operating cash flow123470000
2013Operating cash flow161005000
2014Operating cash flow195184000
2015Operating cash flow195145000
2016Operating cash flow122221000
2017Operating cash flow84391000

Free cash flow

Operating cash flow minus capital expenditure for the same period and unit.

Not enough comparable data to show this history.
Values and sources
Free cash flow values and source evidence
PeriodSeriesValue(Unit1)Source evidence
2012Free cash flowUnavailable
2013Free cash flowUnavailable
2014Free cash flowUnavailable
2015Free cash flowUnavailable
2016Free cash flowUnavailable
2017Free cash flowUnavailable

Balance sheet

Liabilities and short-term ability to meet obligations at each period end.

Liabilities to assets

Total liabilities as a share of total assets.

196.6% 2017
Liabilities to assets historyTotal liabilities as a share of total assets. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.212%159%106%53%0%2012-12-3120152017
Values and sources
Liabilities to assets values and source evidence
PeriodSeriesValueSource evidence
2012-12-31Liabilities / assetsNot reportedNo source recorded
2013Liabilities / assets81.4%
2014Liabilities / assets92.2%
2015Liabilities / assets105.2%
2016Liabilities / assets106.4%
2017Liabilities / assets196.6%

Current assets to current liabilities

Current assets divided by current liabilities.

3.23× 2017
Current assets to current liabilities historyCurrent assets divided by current liabilities. Values are shown by financial reporting period. Open Values and sources below for the exact observations and evidence.4.79×3.59×2.39×1.20×0.00×2012-12-3120152017
Values and sources
Current assets to current liabilities values and source evidence
PeriodSeriesValueSource evidence
2012-12-31Current assets / current liabilitiesNot reportedNo source recorded
2013Current assets / current liabilities4.43×
2014Current assets / current liabilities4.33×
2015Current assets / current liabilities3.58×
2016Current assets / current liabilities3.45×
2017Current assets / current liabilities3.23×

Cash generation

Compare reported profit with operating cash and capital spending. Free cash flow is calculated as operating cash flow minus capital expenditure when both exact, consolidated amounts match the same period and unit.

Cash generation by annual reporting period
PeriodNet incomeOperating cash flowCapital expenditureFree cash flow
2012 2012-01-01 – 2012-12-31
Unavailable Not reported for this period.
Unit1 123.47 million
Exact value

Exact value: 123470000 Unit1

2012-01-01 – 2012-12-31: 123470000 Unit1 Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2013 2013-01-01 – 2013-12-31
Unit1 8.18 million
Exact value

Exact value: 8177000 Unit1

2013-01-01 – 2013-12-31: 8177000 Unit1 Inspect Net Income Open source
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Unit1 161.01 million
Exact value

Exact value: 161005000 Unit1

2013-01-01 – 2013-12-31: 161005000 Unit1 Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2014 2014-01-01 – 2014-12-31
−Unit1 51.77 million
Exact value

Exact value: -51768000 Unit1

2014-01-01 – 2014-12-31: -51768000 Unit1 Inspect Net Income Open source
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Unit1 195.18 million
Exact value

Exact value: 195184000 Unit1

2014-01-01 – 2014-12-31: 195184000 Unit1 Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2015 2015-01-01 – 2015-12-31
−Unit1 70.01 million
Exact value

Exact value: -70012000 Unit1

2015-01-01 – 2015-12-31: -70012000 Unit1 Inspect Net Income Open source
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Unit1 195.15 million
Exact value

Exact value: 195145000 Unit1

2015-01-01 – 2015-12-31: 195145000 Unit1 Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2016 2016-01-01 – 2016-12-31
−Unit1 1.55 million
Exact value

Exact value: -1545000 Unit1

2016-01-01 – 2016-12-31: -1545000 Unit1 Inspect Net Income Open source
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Unit1 122.22 million
Exact value

Exact value: 122221000 Unit1

2016-01-01 – 2016-12-31: 122221000 Unit1 Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

2017 2017-01-01 – 2017-12-31
Unavailable Not reported for this period.
Unit1 84.39 million
Exact value

Exact value: 84391000 Unit1

2017-01-01 – 2017-12-31: 84391000 Unit1 Inspect Operating Cash Flow Open source
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Unavailable Not reported for this period.
Unavailable

Free cash flow cannot be calculated because Capital expenditure is unavailable for this period.

Capital expenditure uses the canonical mapped positive-spending convention. A missing, ambiguous, incompatible, or negative-sign input is left blank. Values use the latest reported version.

Dataset coverage and company identifiers

Coverage reflects filings processed into this Fundies dataset; it does not imply every source filing is loaded.

27 filings · 2,039 latest values · 2,039 originally reported values

Dataset published . Source filing dates and reporting periods are shown separately.

Identifiers: 0001528061, 1528061, edgar:1528061

Also known as Community Choice Financial Inc.